Warren County, OH Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 15,956 mortgage applications in Warren County, OH totaling $2.9 billion, down 14% from 2010. The average application was for $183,000, and applicants reported an average income of $96,000. 56% of applications resulted in an originated loan and 15% were denied. The most active lender was Union Savings Bank, with 2,661 applications, followed by Wells Fargo Bank NA and Fifth Third Mortgage Company.

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Total Number of Mortgage Applications 15,956
Total Mortgage Loan Application Amount $2,927,854,000
Average Mortgage Loan Application Amount $183,000
Highest Mortgage Loan Application Amount $4,200,000
Average Applicant Income $96,000
Highest Applicant Income $2,568,000

Mortgage Company List for Lending in Warren County, OH for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,124,635,000 2,661 $ 477,646,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 1,394 $ 266,743,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 1,262 $ 260,978,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 867 $ 146,809,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 587 $ 107,187,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 523 $ 95,164,000
Guardian Savings Bank, A Federal Savings Bank
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 735,798,000 509 $ 92,791,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 493 $ 94,991,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 108,668,289,000 473 $ 53,594,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 407 $ 80,398,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 387 $ 63,058,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,833,007,000 362 $ 71,739,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,162,456,000 335 $ 77,558,000
Lcnb National Bank
2 N BROADWAY
LEBANON, OH 45036
* $ 758,417,000 248 $ 35,693,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 248 $ 39,819,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 227 $ 40,689,000
1st National Bank
1160 E. MAIN STREET
LEBANON, OH 45036
* $ 112,752,000 213 $ 43,151,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 192 $ 36,333,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 146 $ 26,404,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 131 $ 25,427,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 131 $ 23,425,000
First Financial Bank NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,237,352,000 130 $ 23,729,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 115 $ 20,937,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 107 $ 21,545,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 99 $ 21,381,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 1,193,270,000 95 $ 14,983,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 93 $ 19,540,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 92 $ 16,300,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 91 $ 18,412,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 86 $ 13,319,000
The National Bank and Trust Co
48 N SOUTH STREET
WILMINGTON, OH 45177
* $ 689,900,000 81 $ 12,003,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 79 $ 14,403,000
Victory Mortgage, L.L.C.
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 17,646,000 78 $ 16,412,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 998,891,000 73 $ 13,848,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ 10,000,000 72 $ 15,180,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 70 $ 14,480,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 65 $ 12,247,000
River Valley Credit Union
505 EARL BLVD
MIAMISBURG, OH 45342
* $ 191,814,000 64 $ 7,005,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 63 $ 13,023,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 61 $ 8,612,000
Cheviot Savings Bank
3723 GLENMORE AVE
CINCINNATI, OH 45211
* $ 354,696,000 58 $ 8,316,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 55 $ 11,474,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 53 $ 9,446,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 53 $ 9,583,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 52 $ 9,763,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 51 $ 9,337,000
Day Air Credit Union
3501 WILMINGTON PIKE
KETTERING, OH 45429
* $ 214,627,000 50 $ 8,215,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 49 $ 8,834,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 160,432,000 48 $ 11,938,000
Sibcy Cline Mortgage Services, Inc.
8044 MONTGOMERY RD. SUITE 301
CINCINNATI, OH 45236
* $ 10,000,000 48 $ 6,456,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 47 $ 10,823,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 47 $ 10,154,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,348,107,000 44 $ 4,301,000
First Equity Mortgage Inc
7265 KENWOOD ROAD, SUITE 111
CINCINNATI, OH 45236
* $ 31,000,000 41 $ 10,190,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 39 $ 6,240,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 1,997,721,000 39 $ 4,342,000
Centerbank
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 105,109,000 38 $ 6,589,000
Kemba Credit Union
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ 464,871,000 37 $ 3,632,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ 661,894,000 36 $ 6,761,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 36 $ 5,817,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 34 $ 7,292,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 33 $ 5,290,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 32 $ 5,265,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 31 $ 6,029,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 31 $ 8,996,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 30 $ 4,986,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 29 $ 6,401,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 26 $ 5,058,000
Peoples First Savings Bank
225 READING ROAD
MASON, OH 45040
* $ 51,156,000 26 $ 5,228,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 26 $ 4,430,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 24 $ 3,437,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 23 $ 3,624,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 22 $ 6,002,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 22 $ 4,312,000
Midusa Credit Union
3600 TOWNE BLVD.
MIDDLETOWN, OH 45005
* $ 183,190,000 22 $ 2,586,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 2,854,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 20 $ 3,983,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 20 $ 3,873,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 19 $ 3,874,000
Sharefax Credit Union
1147 OLD STATE ROUTE 74
CINCINNATI, OH 45245
* $ 259,213,000 19 $ 2,635,000
Cincinnati Federal
6581 HARRISON AVE
CINCINNATI, OH 45247
* $ 109,332,000 19 $ 5,506,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 18 $ 4,052,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 17 $ 3,124,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 16 $ 2,478,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 16 $ 3,860,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 16 $ 2,494,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 16 $ 3,903,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,163,220,000 16 $ 3,077,000
Kh Credit Union
7740 PARAGON ROAD
DAYTON, OH 45459
* $ 45,530,000 16 $ 2,539,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 15 $ 6,495,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 15 $ 3,268,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 15 $ 2,273,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 14 $ 2,421,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 13 $ 2,194,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 13 $ 2,529,000
Victory Community Bank
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 142,997,000 13 $ 2,396,000
Foundation Bank
25 GARFIELD PLACE
CINCINNATI, OH 45202
* $ 180,327,000 12 $ 3,458,000
Universal 1 Credit Union Inc.
P.O. BOX 467
DAYTON, OH 45409
* $ 346,754,000 12 $ 1,826,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 12 $ 2,660,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 11 $ 1,842,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 11 $ 3,017,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 11 $ 2,986,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,113,555,000 11 $ 2,183,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 10 $ 2,092,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 369,819,000 10 $ 2,043,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 10 $ 1,718,000
Treadwell Credit Union
4988 WAGNER FORD ROAD
DAYTON, OH 45414
* $ 86,736,000 10 $ 552,000
Cincinnatus Savings & Loan
3300 HARRISON AVE
CINCINNATI, OH 45211
* $ 90,324,000 10 $ 1,481,000
Cottage Savings Bank
9813 MONTGOMERY ROAD
CINCINNATI, OH 45242
* $ 41,745,000 10 $ 1,633,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 10 $ 2,000,000
Mfc Mortgage Inc of Florida
851 TRAFALGAR COURT
MAITLAND, FL 32751
* $ 15,000,000 10 $ 1,632,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 10 $ 2,013,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 10 $ 1,849,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 9 $ 2,874,000
Farmers & Merchants Bank
41 SOUTH FIRST STREET
MIAMISBURG, OH 45342
* $ 96,180,000 9 $ 1,451,000
Warsaw Federal Savings and Loan Association
3533 WARSAW AVE
CINCINNATI, OH 45205
* $ 70,598,000 9 $ 1,689,000
Legacy Mortgage
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 8 $ 1,450,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 8 $ 1,017,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 8 $ 1,261,000
Somerville National Bank, the
197 NORTH SOUTH MAIN STREET
SOMERVILLE, OH 45064
* $ 147,586,000 7 $ 1,755,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 7 $ 1,673,000
Southern Ohio Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,379,000 7 $ 823,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 7 $ 1,225,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 6 $ 79,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 6 $ 1,498,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 241,311,000 6 $ 75,000
Spring Valley Bank
1206 SPRINGFIELD PIKE
CINCINNATI, OH 45215
* $ 67,916,000 6 $ 1,018,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 6 $ 862,000
Cinfed Federal Credit Union
4801 KENNEDY AVE
CINCINNATI, OH 45209
* $ 301,642,000 6 $ 716,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 6 $ 876,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 6 $ 1,018,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 6 $ 701,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 6 $ 1,345,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 5 $ 1,123,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 5 $ 599,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 5 $ 871,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 5 $ 783,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 5 $ 1,443,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 5 $ 889,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,495,558,000 5 $ 506,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 5 $ 821,000
Aurgroup Financial Credit Union
8811 HOLDEN BLVD
FAIRFIELD, OH 45014
* $ 141,380,000 5 $ 554,000
Cinco Family Financial Center
49 WILLIAM HOWARD TAFT
CINCINNATI, OH 45219
* $ 130,940,000 5 $ 637,000
The Bank of Kentucky
111 LOOKOUT FARM DR
CRESTVIEW HILLS, KY 41017
* $ 1,663,790,000 5 $ 1,193,000
Community Savings Bank
503 WEST PLANE STREET
BETHEL, OH 45106
* $ 42,187,000 5 $ 1,136,000
Valley Central Bank
6550 PRINCETON GLENDALE ROAD LIBERTY TOWNSHIP
CINCINNATI, OH 45215
* $ 85,468,000 5 $ 705,000
Advantage Bank
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 816,770,000 5 $ 960,000
Eagle.Bank
6415 BRIDGETOWN ROAD
CINCINNATI, OH 45248
* $ 106,866,000 5 $ 982,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 5 $ 729,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 5 $ 1,026,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 4 $ 286,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 320,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 4 $ 877,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 4 $ 933,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 4 $ 573,000
The Merchants Bank & Trust Co.
111 N. STATE ST.
WEST HARRISON, IN 47060
* $ 215,525,000 4 $ 767,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 115,146,000 4 $ 782,000
Fort Washington Savings Co
400 BROADWAY
CINCINNATI, OH 45202
* $ 107,148,000 4 $ 1,228,000
Chaco Credit Union Inc
100 SOUTH THIRD STREET
HAMILTON, OH 45011
* $ 149,443,000 4 $ 494,000
Cincinnati Ohio Police Federal Credit Union
959 W 8TH STREET
CINCINNATI, OH 45203
* $ 89,859,000 4 $ 906,000
First Safety Bank
4901 VINE STREET
CINCINNATI, OH 45217
* $ 55,640,000 4 $ 629,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 4 $ 623,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 4 $ 612,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 4 $ 928,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 544,000
First Merchants Bank, NA
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 4,147,658,000 4 $ 443,000
American Midwest Mortgage Corporation
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 3 $ 786,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 765,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 618,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 3 $ 637,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 3 $ 549,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 724,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 457,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 91,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 520,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 10,728,842,000 3 $ 773,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 38,055,567,000 3 $ 462,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 371,922,000 3 $ 609,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 538,410,000 3 $ 260,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 502,376,000 3 $ 770,000
First Mrchs Bk
200 E. JACKSON ST
MUNCIE, IN 47305
* $ 234,378,000 3 $ 575,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 3 $ 441,000
Riverhills Bank
553 CHAMBER DRIVE
MILFORD, OH 45150
* $ 129,037,000 3 $ 542,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 3 $ 705,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 329,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 3 $ 376,000
The Citizens National Bank
29 WEST WHIPP ROAD
DAYTON, OH 45459
* $ 122,428,000 3 $ 243,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,217,801,000 3 $ 525,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 3 $ 647,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,311,970,000 2 $ 465,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 2 $ 649,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 72,051,000 2 $ 494,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 2 $ 523,000
Home City Federal Savings Bank
2454 N. LIMESTONE ST.
SPRINGFIELD, OH 45503
* $ 145,810,000 2 $ 680,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 2 $ 544,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 2,029,891,000 2 $ 209,000
The Friendship State Bank
PO BOX 357
FRIENDSHIP, IN 47021
* $ 279,311,000 2 $ 126,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,709,977,000 2 $ 54,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 1,662,674,000 2 $ 232,000
Miami Savings Bank
8008 FERRY ST. PO BOX 40
MIAMITOWN, OH 45041
* $ 119,414,000 2 $ 550,000
Patriot Community Bank
237 LEXINGTON ST
WOBURN, MA 01801
* $ 99,408,000 2 $ 476,000
The Farmers State Bank
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 118,086,000 2 $ 430,000
Central Bank & Trust Co
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,761,005,000 2 $ 337,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,199,741,000 2 $ 650,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 136,746,000 2 $ 438,000
Code Credit Union
355 W MONUMENT AVE
DAYTON, OH 45402
* $ 94,599,000 2 $ 123,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,444,690,000 2 $ 380,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,832,312,000 2 $ 347,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 2 $ 1,800,000
Town & Country Mortgage Group
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,096,000 2 $ 468,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,550,836,000 2 $ 307,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 2 $ 413,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 562,591,000 2 $ 834,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 334,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,328,404,000 2 $ 561,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 2 $ 476,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 309,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 15,180,000 2 $ 412,000
Flagship Mortgage Corporation
100 OLD WILSON BRIDGE RD
WORTHINGTON, OH 43085
* $ 10,000,000 2 $ 361,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 381,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 362,000
The Bankers Guarantee Title & Trust Company
1113 MEDINA ROAD SUITE # 400
MEDINA, OH 44256
* $ 10,000,000 2 $ 370,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 438,000
Merchants National Bank
100 NORTH HIGH STREET
HILLSBORO, OH 45133
* $ 568,841,000 2 $ 230,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 545,000
Eaton National Bank & Trust Co
110 W MAIN ST
EATON, OH 45320
* $ 184,391,000 1 $ 78,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 534,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 51,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 116,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 104,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ 10,000,000 1 $ 100,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 280,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 103,000
Mission Loans, LLC

IRVINE, CA 92612
* $ 26,491,000 1 $ 124,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 138,000
Reunion Mortgage, Inc
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 1 $ 356,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 136,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 346,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 314,000
Home Mortgage Assured Corporation
6000 PARKLAND BLVD
MAYFIELD HTS, OH 44124
* $ 10,000,000 1 $ 232,000
Union Capital Mortgage Corp
7676 REYNOLDS ROAD
MENTOR, OH 44060
* $ 10,000,000 1 $ 149,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 1 $ 250,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 216,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 130,000
First National Bank
112 W MARKET STREET
ORRVILLE, OH 44646
* $ 371,507,000 1 $ 165,000
The Home Mortgage Co Inc
821 KENTWOOD DR STE C
YOUNGSTOWN, OH 44512
* $ 10,000,000 1 $ 156,000
Financial Freedom Acquist. LLC
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 95,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 101,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 1 $ 222,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,158,932,000 1 $ 191,000
New Horizons Credit Union, Inc
637 VINE ST
CINCINNATI, OH 45202
* $ 47,628,000 1 $ 60,000
Abbey Credit Union, Inc.
800 FALLS CREEK DR
VANDALIA, OH 45377
* $ 70,183,000 1 $ 63,000
State Highway Patrol FCU
1900 POLARIS PARKWAY, SUITE 400
COLUMBUS, OH 43240
* $ 60,248,000 1 $ 129,000
Desco Federal Credit Union
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 242,954,000 1 $ 50,000
Miami University Community Federal Credit Union
5120 COLLEGE CORNER PIKE
OXFORD, OH 45056
* $ 47,551,000 1 $ 169,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,650,782,000 1 $ 115,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 273,029,000 1 $ 280,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 365,175,000 1 $ 125,000
Standard Register Federal CU
175 CAMPBELL STREET
DAYTON, OH 45417
* $ 45,480,000 1 $ 40,000
Cintel Federal Credit Union
525 VINE ST SUITE 910
CINCINNATI, OH 45202
* $ 66,434,000 1 $ 90,000
Npb Mortgage LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 1 $ 296,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 127,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ 133,851,000 1 $ 213,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 185,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 110,338,000 1 $ 273,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,311,651,000 1 $ 181,000
First Mrchs Bk
200 E JACKSON ST
MUNCIE, IN 47305
* $ 603,780,000 1 $ 124,000
German American Bank
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 1,365,455,000 1 $ 101,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 247,938,000 1 $ 84,000
Watch Hill Bank
2110 BEECHMONT AVENUE
CINCINNATI, OH 45230
* $ 72,237,000 1 $ 287,000
Cbank
8050 HOSBROOK ROAD, SUITE 220
CINCINNATI, OH 45236
* $ 71,190,000 1 $ 250,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 1 $ 158,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 125,472,000 1 $ 214,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,778,147,000 1 $ 154,000
The Guernsey Bank
547 HIGH ST
WORTHINGTON, OH 43085
* $ 134,716,000 1 $ 228,000
Mvb Bank, Inc.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 413,787,000 1 $ 280,000
Westfield Bank, FSB
255 EAST 5TH ST
CINCINNATI, OH 45202
* $ 540,392,000 1 $ 100,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 241,105,000 1 $ 279,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,270,503,000 1 $ 263,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 3,862,039,000 1 $ 368,000
National Cooperative Bank N.A.
139 HIGH STREET
HILLSBORO, OH 45133
* $ 1,449,210,000 1 $ 68,000
American Bank of Huntsville
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 172,971,000 1 $ 210,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 1 $ 181,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,753,046,000 1 $ 233,000
Stock Yards Bank & Trust Company
1040 EAST MAIN STREET
LOUISVILLE, KY 40223
* $ 1,891,557,000 1 $ 244,000
North Side Bank & Trust Company
4125 HAMILTON AVE
CINCINNATI, OH 45223
* $ 500,578,000 1 $ 243,000
Tower Bank and Trust
116 E BERRY ST
FT WAYNE, IN 46802
* $ 661,712,000 1 $ 278,000
Premier Bank of Jacksonville
1604 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 157,662,000 1 $ 67,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 373,638,000 1 $ 125,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 1 $ 263,000
Union Savings and Loan Association
730 CENTRAL AVE P O BOX 366
CONNERSVILLE, IN 47331
* $ 127,823,000 1 $ 344,000
New Carlisle Federal Savings Bank
400 N MAIN ST., P.O. BOX 245
NEW CARLISLE, OH 45344
* $ 94,328,000 1 $ 50,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,327,626,000 1 $ 216,000
Diamond Bank FSB
1051 PERIMETER DRIVE
SCHAUMBURG, IL 60173
* $ 256,961,000 1 $ 266,000
United Community Bank
92 WALNUT STREET
LAWRENCEBURG, IN 47025
* $ 488,071,000 1 $ 32,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 889,445,000 1 $ 321,000
Park View Savings Bank
30000 AURORA ROAD
SOLON, OH 44139
* $ 840,846,000 1 $ 228,000
Forcht Bank, N.A.
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,051,060,000 1 $ 166,000
First Bank Richmond, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 554,644,000 1 $ 17,000
Benefit Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,390,000 1 $ 100,000

The tables below break down 2011 mortgage applications in Warren County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Warren County, OH in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,387 $2,121,569,000 $186,000 $4,200,000 $102,000 $2,568,000
Home Purchase 4,278 $788,261,000 $184,000 $1,495,000 $81,000 $1,359,000
Home Improvement 291 $18,024,000 $61,000 $560,000 $87,000 $602,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,317 $2,211,254,000 $179,000 $1,532,000 $99,000 $2,568,000
Not Provided 1,341 $261,014,000 $194,000 $1,204,000 $109,000 $1,375,000
Not applicable 1,141 $211,280,000 $185,000 $4,200,000 $19,000 $385,000
Asian 743 $159,887,000 $215,000 $900,000 $125,000 $1,832,000
Hispanic 191 $38,803,000 $203,000 $800,000 $112,000 $492,000
Black or African American 176 $36,760,000 $208,000 $700,000 $94,000 $248,000
American Indian or Alaskan Native 31 $5,818,000 $187,000 $650,000 $117,000 $387,000
Native Hawaiian or Other Pacific Islander 16 $3,038,000 $189,000 $352,000 $99,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,180 $2,299,662,000 $188,000 $4,200,000 $110,000 $2,568,000
FHA-insured (Federal Housing Administration) 2,762 $439,162,000 $159,000 $433,000 $51,000 $354,000
VA-guaranteed (Veterans Administration) 741 $150,733,000 $203,000 $589,000 $52,000 $283,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 273 $38,297,000 $140,000 $322,000 $46,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,969 $1,650,937,000 $184,000 $4,200,000 $108,000 $2,083,000
Loan Purchased By The Institution 2,591 $465,630,000 $179,000 $707,000 $53,000 $603,000
Application Denied By Financial Institution 2,455 $440,562,000 $179,000 $1,514,000 $92,000 $2,568,000
Application Withdrawn By Applicant 1,088 $204,137,000 $187,000 $1,000,000 $96,000 $2,400,000
Application Approved But Not Accepted 535 $103,188,000 $192,000 $1,508,000 $103,000 $778,000
File Closed For Incompleteness 318 $63,400,000 $199,000 $775,000 $112,000 $1,675,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 687 $136,434,000 $198,000 $1,514,000 $112,000 $1,994,000
Debt-To-Income Ratio 426 $75,882,000 $178,000 $1,204,000 $61,000 $350,000
Credit History 391 $53,004,000 $135,000 $770,000 $69,000 $510,000
Credit Application Incomplete 383 $70,480,000 $184,000 $966,000 $113,000 $2,568,000
Other 290 $57,077,000 $196,000 $976,000 $101,000 $696,000
Unverifiable Information 57 $10,645,000 $186,000 $417,000 $103,000 $371,000
Insufficient Cash (Downpayment, Closing Cost) 54 $10,503,000 $194,000 $800,000 $97,000 $267,000
Employment History 30 $5,015,000 $167,000 $417,000 $54,000 $160,000
Mortgage Insurance Denied 11 $1,611,000 $146,000 $243,000 $113,000 $358,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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