Washburn County, WI Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 720 mortgage applications in Washburn County, WI totaling $110.5 million, up 15% from 2014. The average application was for $153,000, and applicants reported an average income of $100,000. 60% of applications resulted in an originated loan and 16% were denied. The most active lender was Johnson Bank, with 87 applications, followed by US Bank, N.A. and Royal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 720
Total Mortgage Loan Application Amount $110,524,000
Average Mortgage Loan Application Amount $153,000
Highest Mortgage Loan Application Amount $908,000
Average Applicant Income $100,000
Highest Applicant Income $1,439,000

Mortgage Company List for Lending in Washburn County, WI for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 3,918,466,000 87 $ 12,349,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 53 $ 7,441,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 1,543,002,000 48 $ 5,707,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 45 $ 7,108,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 40 $ 6,678,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 315,718,000 31 $ 3,500,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 929,074,000 25 $ 3,903,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 23 $ 3,563,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,327,457,000 18 $ 2,103,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 16 $ 2,226,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 13 $ 1,845,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 12 $ 1,636,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 10 $ 1,015,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 9 $ 2,616,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 8 $ 1,275,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 9,158,286,000 7 $ 1,160,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 7 $ 1,024,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 7 $ 1,028,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 7 $ 736,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 295,298,000 6 $ 385,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 843,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,056,408,000 5 $ 885,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 501,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 706,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 625,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 5 $ 944,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 4 $ 599,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 4 $ 1,052,000
Superior Savings Bank
1130 TOWER AVE
SUPERIOR, WI 54880
* $ 63,343,000 4 $ 302,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,036,325,000 4 $ 493,000
Citizens Bancshares of Woodville, Inc.
375 STAGELINE RD PO BOX 247
HUDSON, WI 54016
* $ 149,740,000 4 $ 471,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 4 $ 553,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 3,271,040,000 3 $ 854,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 3 $ 1,128,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 325,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 1,024,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 3 $ 399,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 3 $ 453,000
American Lending Solutions LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 3 $ 549,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 3 $ 201,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 536,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 541,961,000 3 $ 315,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 870,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 534,898,000 3 $ 269,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,076,035,000 3 $ 811,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 232,092,000 3 $ 304,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 3 $ 466,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 330,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 360,000
Central Bank
2270 FRONTAGE RD WEST
STILLWATER, MN 55082
* $ 1,178,605,000 2 $ 234,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 2 $ 276,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 2 $ 542,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 185,716,000 2 $ 491,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 2 $ 323,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 282,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 44,281,869,000 2 $ 282,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 2 $ 751,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 2 $ 712,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 271,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,703,826,000 2 $ 299,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 963,267,000 2 $ 248,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 538,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 447,000
The First Bank of Baldwin
990 MAIN STREET, PO BOX 2060
BALDWIN, WI 54002
* $ 160,508,000 2 $ 184,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ 401,283,000 2 $ 29,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,576,587,000 2 $ 124,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 271,959,000 2 $ 125,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 479,751,000 2 $ 314,000
First Farmers & Merchants Bank
123 SOUTH FOURTH STREET
CANNON FALLS, MN 55009
* $ 271,203,000 2 $ 282,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 571,276,000 2 $ 636,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 619,962,000 2 $ 260,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 616,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 2 $ 313,000
River Falls State Bank
124 S. SECOND STREET
RIVER FALLS, WI 54022
* $ 84,316,000 2 $ 260,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 290,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 2 $ 389,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 2 $ 463,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 587,559,000 2 $ 278,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 182,830,000 1 $ 306,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,482,812,000 1 $ 380,000
Wisconsin Bank & Trust
119 JUNCTION RD
MADISON, WI 53717
* $ 650,658,000 1 $ 128,000
Farmers Savings Bank
305 DOTY ST
MINERAL POINT, WI 53565
* $ 260,765,000 1 $ 30,000
Pigeon Falls State Bank
40214 S. EKERN AVE PO BOX 489
PIGEON FALLS, WI 54760
* $ 76,972,000 1 $ 411,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 80,000
Rescue Mortgage Inc
10740 LYNDALE AVE S, SUITE 19E
BLOOMINGTON, MN 55420
* $ 1,507,000 1 $ 87,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 1 $ 193,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 1 $ 120,000
Charter Bank
1010 W CLAIREMONT AVE
EAU CLAIRE, WI 54701
* $ 590,257,000 1 $ 360,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 128,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 1 $ 126,000
Anchorbank FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 2,082,246,000 1 $ 134,000
North American Banking Company
2230 ALBERT STREET
ROSEVILLE, MN 55113
* $ 370,515,000 1 $ 280,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 296,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 1 $ 572,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,518,754,000 1 $ 209,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 117,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 1 $ 417,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ 328,638,000 1 $ 132,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,291,449,000 1 $ 300,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 816,748,000 1 $ 410,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 660,215,000 1 $ 102,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 94,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 248,301,000 1 $ 32,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 147,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 122,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 146,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 1 $ 212,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 957,395,000 1 $ 133,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 981,433,000 1 $ 32,000
Appletree Credit Union
11333 W. GREENFIELD AVE.
WEST ALLIS, WI 53214
* $ 117,373,000 1 $ 126,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 143,608,000 1 $ 24,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 1 $ 237,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 1 $ 71,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 1,098,344,000 1 $ 72,000
Dane County Credit Union
2160 RIMROCK ROAD
MADISON, WI 53713
* $ 139,826,000 1 $ 38,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 280,431,000 1 $ 56,000
Fond Du Lac Credit Union
91 N PIONEER RD
FOND DU LAC, WI 54935
* $ 53,749,000 1 $ 109,000
American Community Bank of in
7880 WICKER AVENUE
ST JOHN, IN 46373
* $ 184,764,000 1 $ 162,000
Durand State Bank
PO BOX 537
DURAND, IL 61024
* $ 92,650,000 1 $ 152,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 156,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 219,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 19,425,092,000 1 $ 200,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 79,000
First Business Bank
401 CHARMANY DRIVE
MADISON, WI 53719
* $ 1,158,285,000 1 $ 908,000
First Farmers & Mrch St. Bk
105 N MAIN ST. PO BOX 188
GRAND MEADOW, MN 55936
* $ 54,798,000 1 $ 224,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 395,000
Eagle Valley Bank, National Association
1946 WASHINGTON AVENUE SOUTH
STILLWATER, MN 55082
* $ 124,547,000 1 $ 100,000
Holcomb Bank
108 W MAIN ST
ROCHELLE, IL 61068
* $ 187,930,000 1 $ 73,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ 89,198,000 1 $ 153,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 182,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 40,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 128,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 375,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 90,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 1 $ 175,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 417,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,107,751,000 1 $ 245,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 105,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 169,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 271,735,000 1 $ 168,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 78,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 285,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 92,000
Byron Bank
200 N WALNUT ST
BYRON, IL 61010
* $ 225,557,000 1 $ 96,000
Bank of Deerfield
15 S. MAIN ST., PO BOX 85
DEERFIELD, WI 53531
* $ 127,283,000 1 $ 186,000

The tables below break down 2015 mortgage applications in Washburn County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washburn County, WI in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 390 $61,829,000 $158,000 $908,000 $97,000 $911,000
Home Purchase 291 $45,106,000 $155,000 $715,000 $103,000 $1,439,000
Home Improvement 39 $3,589,000 $92,000 $295,000 $102,000 $350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 613 $92,688,000 $151,000 $739,000 $106,000 $1,439,000
Not Provided 51 $8,122,000 $159,000 $700,000 $91,000 $315,000
Not applicable 50 $8,734,000 $174,000 $908,000 $23,000 $640,000
Asian 2 $226,000 $113,000 $152,000 $174,000 $270,000
Black or African American 1 $106,000 $106,000 $106,000 $26,000 $26,000
Hispanic 1 $128,000 $128,000 $128,000 $53,000 $53,000
Native Hawaiian or Other Pacific Islander 1 $387,000 $387,000 $387,000 $631,000 $631,000
American Indian or Alaskan Native 1 $133,000 $133,000 $133,000 $85,000 $85,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 606 $93,116,000 $153,000 $908,000 $110,000 $1,439,000
VA-guaranteed (Veterans Administration) 54 $9,668,000 $179,000 $606,000 $58,000 $631,000
FHA-insured (Federal Housing Administration) 36 $5,217,000 $144,000 $592,000 $43,000 $315,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $2,523,000 $105,000 $198,000 $21,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 433 $65,908,000 $152,000 $908,000 $119,000 $1,439,000
Application Denied By Financial Institution 113 $17,005,000 $150,000 $715,000 $74,000 $350,000
Application Withdrawn By Applicant 74 $10,650,000 $143,000 $533,000 $83,000 $400,000
Loan Purchased By The Institution 55 $8,886,000 $161,000 $417,000 $41,000 $640,000
File Closed For Incompleteness 24 $5,206,000 $216,000 $572,000 $79,000 $417,000
Application Approved But Not Accepted 21 $2,869,000 $136,000 $240,000 $67,000 $147,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 24 $2,958,000 $123,000 $453,000 $92,000 $315,000
Debt-To-Income Ratio 22 $4,442,000 $201,000 $715,000 $68,000 $210,000
Credit History 19 $1,888,000 $99,000 $563,000 $71,000 $350,000
Credit Application Incomplete 9 $1,237,000 $137,000 $205,000 $65,000 $153,000
Insufficient Cash (Downpayment, Closing Cost) 5 $758,000 $151,000 $285,000 $69,000 $86,000
Unverifiable Information 3 $706,000 $235,000 $460,000 $128,000 $200,000
Other 2 $280,000 $140,000 $157,000 $107,000 $174,000
Employment History 1 $106,000 $106,000 $106,000 $49,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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