Webster County, MO Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,556 mortgage applications in Webster County, MO totaling $170.0 million, down 28% from 2013. The average application was for $109,000, and applicants reported an average income of $47,000. 54% of applications resulted in an originated loan and 18% were denied. The most active lender was JPMorgan Chase Bank, NA, with 94 applications, followed by The Seymour Bank and Wells Fargo Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,556
Total Mortgage Loan Application Amount $170,012,000
Average Mortgage Loan Application Amount $109,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $47,000
Highest Applicant Income $657,000

Mortgage Company List for Lending in Webster County, MO for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 94 $ 9,611,000
The Seymour Bank
119 N MAIN
SEYMOUR, MO 65746
* $ 136,939,000 86 $ 7,022,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 83 $ 9,472,000
Homepride Bank
P.O. BOX 138
MANSFIELD, MO 65704
* $ 91,506,000 79 $ 5,724,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 66 $ 6,696,000
Metropolitan National Bank
600 S GLENSTONE ABE
SPRINGFIELD, MO 65802
* $ 440,315,000 63 $ 6,428,000
Guaranty Bank
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 619,077,000 57 $ 5,894,000
Central Bank of the Ozarks
1800 S. GLENSTONE
SPRINGFIELD, MO 65804
* $ 1,026,257,000 56 $ 5,323,000
Liberty Bank
4625 S. NATIONAL
SPRINGFIELD, MO 65810
* $ 1,071,933,000 53 $ 6,399,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 49 $ 4,003,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 39 $ 4,363,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 36 $ 4,522,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 34 $ 4,517,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 93,826,000 32 $ 4,210,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,556,442,000 31 $ 3,561,000
Citizens Bank of Rogersville
1001 W. CENTER ST.
ROGERSVILLE, MO 65742
* $ 65,859,000 25 $ 2,662,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 24 $ 2,809,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 23 $ 1,241,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 23 $ 2,896,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 22 $ 2,776,000
First Home Bank
P.O. BOX 807
MOUNTAIN GROVE, MO 65711
* $ 188,070,000 21 $ 1,391,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 19 $ 2,303,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 259,906,000 18 $ 3,135,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 16 $ 2,815,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 16 $ 2,318,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,364,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 15 $ 1,816,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 14 $ 2,029,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 13 $ 1,653,000
Legacy Bank & Trust
1500 N MAIN ST
MOUNTAIN GROVE, MO 65711
* $ 114,763,000 13 $ 2,436,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 14,081,085,000 12 $ 1,566,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 131,239,000 12 $ 728,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 11 $ 1,732,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,032,498,000 10 $ 1,613,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 10 $ 1,171,000
Blucurrent Credit Union
1770 W SUNSET
SPRINGFIELD, MO 65810
* $ 146,678,000 10 $ 579,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 9 $ 929,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 8 $ 1,012,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 8 $ 975,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 1,338,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 8 $ 1,022,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 8 $ 1,144,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 7 $ 942,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 815,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 7 $ 955,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 7 $ 870,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 529,000
Springfield First Community Bank
2006 S GLENSTONE AVENUE
SPRINGFIELD, MO 65804
* $ 329,301,000 6 $ 646,000
Bank of Bolivar
PO BOX 560, 495 S. SPRINGFIELD
BOLIVAR, MO 65613
* $ 202,830,000 6 $ 336,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 6 $ 482,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 6 $ 519,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 5 $ 295,000
O'bannon Banking Company
PO BOX 890
BUFFALO, MO 65622
* $ 159,775,000 5 $ 396,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,943,132,000 5 $ 288,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,664,450,000 5 $ 584,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 287,537,000 5 $ 364,000
Multipli Credit Union
818 N BENTON AVE
SPRINGFIELD, MO 65802
* $ 90,864,000 5 $ 453,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,184,373,000 5 $ 819,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,022,896,000 5 $ 442,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,129,075,000 4 $ 372,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 521,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 4 $ 512,000
State Bank of Southwest Missouri
P O BOX 10828
SPRINGFIELD, MO 65808
* $ 99,368,000 4 $ 456,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 940,997,000 4 $ 166,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 4 $ 572,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 4 $ 397,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 4 $ 400,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 845,160,000 3 $ 261,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 3 $ 345,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 647,760,000 3 $ 434,000
Arvest Bank

TULSA, OK 74103
* $ 14,081,085,000 3 $ 38,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 421,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 3 $ 442,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 3 $ 441,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 420,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 3 $ 364,000
Telcomm
2155 E SUNSHINE
SPRINGFIELD, MO 65804
* $ 123,024,000 2 $ 110,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 2 $ 138,000
Town & Country Bank
PO BOX 349
SALEM, MO 65560
* $ 500,591,000 2 $ 975,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 16,642,506,000 2 $ 218,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 2 $ 70,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 211,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 156,000
Mid-Missouri Bank
3546 EAST SUNSHINE
SPRINGFIELD, MO 65804
* $ 523,258,000 2 $ 60,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 269,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,293,139,000 2 $ 200,000
Freedom Bank of Southern Missouri
P O BOX 309
CASSVILLE, MO 65625
* $ 191,895,000 2 $ 369,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 342,675,000 2 $ 230,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 2 $ 82,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 232,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 557,434,000 2 $ 264,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,128,932,000 2 $ 398,000
Omb Bank
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ 167,179,000 2 $ 260,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 2 $ 237,000
Community Financial Credit Un
815 W TAMPA
SPRINGFIELD, MO 65802
* $ 57,405,000 2 $ 143,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 170,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 235,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 2 $ 315,000
Farmers State Bank, S/B
PO BOX 98
SCHELL CITY, MO 64783
* $ 73,979,000 2 $ 249,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 344,000
Foundation Credit Union
1726 W. ELFINDALE ST.
SPRINGFIELD, MO 65807
* $ 64,885,000 2 $ 275,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 260,398,000 1 $ 100,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 1 $ 74,000
Foundation One Bank
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 58,206,000 1 $ 227,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 180,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 164,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 1 $ 58,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 340,728,000 1 $ 155,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 1 $ 276,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ 139,828,000 1 $ 133,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 1 $ 99,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 535,414,000 1 $ 48,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 213,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 811,472,000 1 $ 122,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 83,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 71,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 70,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 1 $ 114,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 158,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 69,000
Bank of Urbana
P.O. BOX 248
URBANA, MO 65767
* $ 166,810,000 1 $ 41,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 180,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 170,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 44,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 81,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 1 $ 160,000
Peoples Bank of the Ozarks
PO BOX 728
NIXA, MO 65714
* $ 272,726,000 1 $ 110,000
Landmark Bank N.A.
PO BOX 1867
COLUMBIA, MO 65201
* $ 1,928,226,000 1 $ 45,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 71,000
Midwest America Federal Credit Union
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825
* $ 481,609,000 1 $ 2,000
Ozark Bank
PO BOX 220
OZARK, MO 65721
* $ 209,303,000 1 $ 95,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,151,790,000 1 $ 86,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 200,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 25,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 155,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 101,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 1 $ 76,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 299,620,000 1 $ 207,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 128,245,000 1 $ 213,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 145,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 225,000
Bank of Blue Valley
11935 RILEY
OVERLAND PARK, KS 66213
* $ 608,412,000 1 $ 273,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 1 $ 165,000
Northstar Bank of Texas
400 N CARROLL BLVD
DENTON, TX 76201
* $ 1,101,375,000 1 $ 184,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 371,651,000 1 $ 77,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,932,159,000 1 $ 239,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 97,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 1 $ 149,000

The tables below break down 2014 mortgage applications in Webster County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Webster County, MO in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 813 $90,059,000 $110,000 $388,000 $45,000 $535,000
Refinancing 650 $75,407,000 $116,000 $800,000 $50,000 $657,000
Home Improvement 93 $4,546,000 $48,000 $310,000 $50,000 $133,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,223 $132,652,000 $108,000 $800,000 $55,000 $657,000
Not applicable 225 $26,245,000 $116,000 $462,000 $3,000 $118,000
Not Provided 71 $7,114,000 $100,000 $300,000 $47,000 $132,000
Hispanic 20 $1,706,000 $85,000 $151,000 $49,000 $137,000
Asian 6 $1,172,000 $195,000 $282,000 $119,000 $180,000
Black or African American 6 $548,000 $91,000 $219,000 $62,000 $112,000
American Indian or Alaskan Native 5 $575,000 $115,000 $265,000 $43,000 $124,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,009 $106,207,000 $105,000 $800,000 $55,000 $657,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 258 $27,569,000 $106,000 $232,000 $26,000 $85,000
FHA-insured (Federal Housing Administration) 155 $17,822,000 $114,000 $276,000 $34,000 $123,000
VA-guaranteed (Veterans Administration) 134 $18,414,000 $137,000 $385,000 $41,000 $151,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 834 $91,559,000 $109,000 $800,000 $59,000 $657,000
Application Denied By Financial Institution 277 $27,408,000 $98,000 $366,000 $43,000 $214,000
Loan Purchased By The Institution 263 $31,431,000 $119,000 $417,000 $14,000 $129,000
Application Withdrawn By Applicant 103 $11,591,000 $112,000 $338,000 $52,000 $288,000
Application Approved But Not Accepted 47 $4,270,000 $90,000 $333,000 $47,000 $176,000
File Closed For Incompleteness 32 $3,753,000 $117,000 $282,000 $45,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 49 $4,129,000 $84,000 $366,000 $47,000 $114,000
Debt-To-Income Ratio 36 $3,946,000 $109,000 $315,000 $34,000 $95,000
Collateral 29 $3,544,000 $122,000 $350,000 $59,000 $214,000
Insufficient Cash (Downpayment, Closing Cost) 7 $949,000 $135,000 $340,000 $34,000 $75,000
Credit Application Incomplete 6 $942,000 $157,000 $276,000 $62,000 $123,000
Employment History 4 $481,000 $120,000 $162,000 $53,000 $67,000
Other 3 $199,000 $66,000 $71,000 $33,000 $58,000
Unverifiable Information 3 $385,000 $128,000 $147,000 $33,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Missouri Lender List