White County, AR Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 3,478 mortgage applications in White County, AR totaling $577.4 million, up 11% from 2023. The average application was for $166,000, and applicants reported an average income of $96,000. 42% of applications resulted in an originated loan and 19% were denied. The most active lender was First Security Bank, with 249 applications, followed by 21st Mortgage and First Community Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,478
Total Mortgage Loan Application Amount $577,400,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $15,505,000
Average Applicant Income $96,000
Highest Applicant Income $8,066,000

Mortgage Company List for Lending in White County, AR for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Security Bank
PO BOX 938
SEARCY, AR 72143
* $ n/a 249 $ 34,935,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 239 $ 23,825,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ n/a 231 $ 40,965,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ n/a 159 $ 11,935,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 154 $ 16,860,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 148 $ 13,850,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 132 $ 25,850,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 131 $ 25,145,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 115 $ 13,155,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 84 $ 21,440,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 78 $ 13,160,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 76 $ 15,380,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 69 $ 16,175,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ n/a 67 $ 15,285,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 66 $ 12,100,000
Lendlo Mortgage, LLC
1177 WEST LOOP S STE 700
HOUSTON, TX 77027
* $ n/a 60 $ 10,860,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 58 $ 6,420,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 56 $ 11,710,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 52 $ 9,960,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 50 $ 8,680,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 48 $ 8,640,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 45 $ 6,975,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 44 $ 7,790,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 41 $ 8,035,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 37 $ 6,815,000
Arvest Bank

TULSA, OK 74103
* $ n/a 36 $ 5,770,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 36 $ 7,450,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 35 $ 5,325,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 35 $ 4,845,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 34 $ 6,160,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 33 $ 2,015,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ n/a 30 $ 5,940,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 25 $ 4,225,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 23 $ 3,935,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 23 $ 4,645,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ n/a 21 $ 3,965,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 20 $ 4,450,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 16 $ 1,810,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 14 $ 1,830,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 13 $ 1,655,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 12 $ 1,820,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 12 $ 2,340,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 11 $ 655,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 10 $ 1,910,000
Agheritage Farm Credit Services, Flca
119 E 3RD ST
LITTLE ROCK, AR 72201
* $ n/a 10 $ 3,180,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 10 $ 1,670,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 10 $ 540,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 10 $ 2,100,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 9 $ 2,495,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 9 $ 345,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 9 $ 1,215,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 8 $ 1,320,000
Chambers Bank
901 MAIN STREET
DANVILLE, AR 72833
* $ n/a 7 $ 1,725,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 7 $ 1,325,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 7 $ 965,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,705,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 7 $ 615,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 7 $ 1,135,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 7 $ 695,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 1,360,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 6 $ 1,930,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 6 $ 910,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 6 $ 1,610,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ n/a 6 $ 1,330,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 6 $ 1,260,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 860,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 5 $ 1,075,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 5 $ 995,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 5 $ 1,675,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 5 $ 1,105,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ n/a 5 $ 635,000
First State Bank
101 S CENTER
LONOKE, AR 72086
* $ n/a 5 $ 595,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ n/a 5 $ 705,000
Gateway Bank
PO BOX 345 112 MAIN STREET
RISON, AR 71665
* $ n/a 5 $ 465,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 280,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ n/a 4 $ 830,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 4 $ 590,000
Barksdale Federal Credit Union
2701 VILLAGE LN
BOSSIER CITY, LA 71112
* $ n/a 4 $ 580,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 430,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 4 $ 640,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 4 $ 610,000
First Arkansas Bank and Trust
600 WEST MAIN STREET
JACKSONVILLE, AR 72076
* $ n/a 4 $ 660,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 4 $ 900,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 4 $ 760,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 4 $ 220,000
The Citizens Bank
200 S THIRD ST, PO BOX 2156
BATESVILLE, AR 72503
* $ n/a 4 $ 270,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 4 $ 650,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 4 $ 970,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ n/a 3 $ 425,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 3 $ 565,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 3 $ 365,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 555,000
First Service Bank
PO BOX 190
GREENBRIER, AR 72058
* $ n/a 3 $ 825,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 3 $ 445,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 3 $ 455,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 535,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 3 $ 335,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 3 $ 665,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ n/a 3 $ 245,000
Park Lane Finance Solutionsllc
1228 CEDARS CT STE 201
CHARLOTTESVILLE, VA 22903
* $ n/a 3 $ 215,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ n/a 3 $ 665,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 3 $ 805,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 3 $ 385,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 605,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 3 $ 295,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 255,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 3 $ 1,365,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 3 $ 715,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 745,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ n/a 2 $ 1,040,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 500,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 2 $ 370,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 2 $ 180,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 380,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 2 $ 310,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 2 $ 130,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 350,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 240,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 2 $ 260,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 2 $ 180,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 2 $ 850,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 2 $ 260,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ n/a 2 $ 200,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ n/a 2 $ 290,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 2 $ 170,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 380,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 320,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 2 $ 490,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 590,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 250,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 650,000
My Move Mortgage, LLC
MY MOVE MORTGAGE, LLC
SANDY, UT 84070
* $ n/a 2 $ 230,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ n/a 2 $ 50,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 255,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 125,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 185,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 245,000
First Federal Bank
611 EAST COLLEGE ST
DICKSON, TN 37055
* $ n/a 1 $ 365,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ n/a 1 $ 315,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 1 $ 535,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 345,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 1 $ 25,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 65,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 205,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 235,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 75,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ n/a 1 $ 105,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ n/a 1 $ 335,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 515,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 235,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 155,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 15,505,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 5,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 1 $ 95,000
The Bank of Fayette County
1265 HWY 57 EAST
COLLIERVILLE, TN 38017
* $ n/a 1 $ 435,000
Western Sun FCU
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ n/a 1 $ 185,000
Success Credit Union
P.O. BOX 467
BLYTHEVILLE, AR 72316
* $ n/a 1 $ 275,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ n/a 1 $ 25,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ n/a 1 $ 335,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 405,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ n/a 1 $ 8,265,000
Uark Federal Credit Union
577 S HILL AVE
FAYETTEVILLE, AR 72703
* $ n/a 1 $ 85,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 185,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ n/a 1 $ 465,000
Independent Bank
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ n/a 1 $ 435,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 1 $ 85,000
Central Bank
1506 MARKET ST STE C180
LITTLE ROCK, AR 72211
* $ n/a 1 $ 65,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 1 $ 265,000
Pilgrim Bank
145 EAST MARSHALL STREET
PITTSBURG, TX 75686
* $ n/a 1 $ 275,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 165,000
Btc Bank
1201-2 US-65 BUSINESS
BETHANY, MO 64424
* $ n/a 1 $ 75,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 405,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 35,000
Focus Bank
PO BOX 99
CHARLESTON, MO 63834
* $ n/a 1 $ 285,000
Fast FCU
312 W. 7TH STREET
HANFORD, CA 93230
* $ n/a 1 $ 145,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 225,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 115,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ n/a 1 $ 205,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 1 $ 145,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 45,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 505,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ n/a 1 $ 65,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 175,000
National Cooperative Bank, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ n/a 1 $ 105,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 125,000
Bodcaw Bank
307 THOMAS ST
STAMPS, AR 71860
* $ n/a 1 $ 35,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 495,000

The tables below break down 2024 mortgage applications in White County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for White County, AR in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,254 $396,980,000 $176,000 $8,265,000 $98,000 $8,066,000
Cash-out Refinancing 382 $64,810,000 $169,000 $975,000 $86,000 $609,000
Refinancing 336 $83,650,000 $248,000 $15,505,000 $100,000 $584,000
Other Purpose 293 $18,465,000 $63,000 $395,000 $87,000 $536,000
Home Improvement 210 $13,320,000 $63,000 $375,000 $108,000 $816,000
Not Applicable 3 $175,000 $58,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,395 $369,415,000 $154,000 $1,205,000 $99,000 $8,066,000
Not applicable 591 $137,445,000 $232,000 $15,505,000 $132,000 $248,000
Not Provided 191 $30,235,000 $158,000 $525,000 $94,000 $816,000
Hispanic 144 $17,800,000 $123,000 $355,000 $80,000 $385,000
Black or African American 88 $13,660,000 $155,000 $415,000 $68,000 $199,000
Asian 34 $4,380,000 $128,000 $275,000 $86,000 $304,000
American Indian or Alaskan Native 33 $4,225,000 $128,000 $295,000 $72,000 $127,000
Native Hawaiian or Other Pacific Islander 2 $240,000 $120,000 $135,000 $16,000 $33,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,224 $326,440,000 $146,000 $15,505,000 $105,000 $8,066,000
FHA-insured (Federal Housing Administration) 543 $102,915,000 $189,000 $505,000 $76,000 $270,000
VA-guaranteed (Veterans Administration) 473 $109,435,000 $231,000 $685,000 $84,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 238 $38,610,000 $162,000 $325,000 $62,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,474 $248,470,000 $168,000 $8,265,000 $99,000 $1,537,000
Application Denied By Financial Institution 650 $70,830,000 $108,000 $585,000 $81,000 $8,066,000
Loan Purchased By The Institution 591 $116,285,000 $196,000 $805,000 $116,000 $1,537,000
Application Withdrawn By Applicant 391 $84,525,000 $216,000 $15,505,000 $105,000 $5,672,000
File Closed For Incompleteness 209 $28,075,000 $134,000 $505,000 $74,000 $275,000
Application Approved But Not Accepted 162 $28,920,000 $178,000 $845,000 $129,000 $5,946,000
Preapproval Approved but not Accepted 1 $295,000 $295,000 $295,000 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,810 $504,030,000 $179,000 $15,505,000 $100,000 $5,946,000
Credit History 301 $30,325,000 $100,000 $465,000 $94,000 $8,066,000
Debt-To-Income Ratio 158 $19,160,000 $121,000 $605,000 $63,000 $484,000
Collateral 61 $7,045,000 $115,000 $555,000 $79,000 $344,000
Credit Application Incomplete 47 $5,885,000 $125,000 $525,000 $98,000 $750,000
Other 38 $3,400,000 $89,000 $375,000 $65,000 $224,000
Unverifiable Information 35 $3,905,000 $111,000 $355,000 $68,000 $288,000
Insufficient Cash (Downpayment, Closing Cost) 23 $2,905,000 $126,000 $305,000 $71,000 $128,000
Employment History 5 $745,000 $149,000 $265,000 $92,000 $152,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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