Williamson County, IL Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 2,158 mortgage applications in Williamson County, IL totaling $341.0 million, up 12% from 2023. The average application was for $158,000, and applicants reported an average income of $106,000. 52% of applications resulted in an originated loan and 15% were denied. The most active lender was Guild Mortgage Company, with 164 applications, followed by US Bank, N.A. and First Southern Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,158
Total Mortgage Loan Application Amount $340,980,000
Average Mortgage Loan Application Amount $158,000
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $106,000
Highest Applicant Income $2,200,000

Mortgage Company List for Lending in Williamson County, IL for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 164 $ 27,560,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 153 $ 20,385,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ n/a 100 $ 16,050,000
Farmers State Bank of Alto Pass
555 S. COMMERCIAL
HARRISBURG, IL 62946
* $ n/a 98 $ 12,740,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 96 $ 20,610,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 80 $ 13,580,000
Southerntrust Bank
101 N BROADWAY
MARION, IL 62959
* $ n/a 71 $ 11,945,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 61 $ 8,135,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ n/a 57 $ 8,115,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ n/a 56 $ 9,690,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 44 $ 8,360,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 43 $ 7,235,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ n/a 42 $ 7,190,000
Siu Credit Union
PO BOX 2888
CARBONDALE, IL 62901
* $ n/a 41 $ 5,115,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 40 $ 2,600,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 40 $ 8,410,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 39 $ 5,865,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 36 $ 3,680,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 36 $ 2,170,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ n/a 36 $ 3,960,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 33 $ 6,515,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 31 $ 7,335,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 30 $ 3,830,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 28 $ 6,900,000
The Bank of Herrin
101 S. PARK AVE, P.O. BOX B
HERRIN, IL 62948
* $ n/a 27 $ 3,985,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 26 $ 3,740,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 24 $ 4,230,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 23 $ 3,235,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 21 $ 2,675,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 21 $ 2,985,000
Loansteady LLC
8401 GREENSBORO DRIVE SUITE 950
MCCLEAN, VA 22102
* $ n/a 20 $ 3,800,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 20 $ 1,180,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 19 $ 2,735,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 19 $ 2,915,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ n/a 16 $ 2,480,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 16 $ 2,320,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 13 $ 1,675,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 12 $ 2,070,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 11 $ 635,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 11 $ 1,595,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 10 $ 1,460,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 9 $ 1,685,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 9 $ 1,125,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 9 $ 1,215,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 9 $ 2,445,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 8 $ 1,530,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 8 $ 1,210,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 8 $ 410,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 7 $ 1,445,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 7 $ 815,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 7 $ 875,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 7 $ 1,495,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 6 $ 1,280,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 6 $ 1,240,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 6 $ 1,140,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 6 $ 680,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 6 $ 1,030,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 6 $ 820,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 6 $ 1,240,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ n/a 5 $ 815,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 5 $ 1,175,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 5 $ 395,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 620,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 480,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 420,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 950,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 4 $ 1,440,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 1,000,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 1,370,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ n/a 4 $ 720,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 3 $ 495,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 3 $ 65,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 155,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 925,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 3 $ 765,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 865,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 3 $ 455,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ n/a 3 $ 465,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ n/a 3 $ 95,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 270,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 2 $ 450,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 2 $ 250,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 460,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 940,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 500,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 2 $ 470,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 420,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 2 $ 130,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 240,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 2 $ 280,000
First Community Bank of the Heartland, Inc.
114 E JACKSON ST
CLINTON, KY 42031
* $ n/a 2 $ 350,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 240,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 350,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 2 $ 210,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 570,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 2 $ 140,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 2 $ 590,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ n/a 2 $ 230,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ n/a 2 $ 230,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ n/a 2 $ 160,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 95,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 195,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ n/a 1 $ 135,000
State Bank
885 N ILLINOIS ROUTE 3
WATERLOO, IL 62298
* $ n/a 1 $ 105,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 255,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ n/a 1 $ 255,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ n/a 1 $ 155,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ n/a 1 $ 545,000
Arsenal Credit Union
3780 VOGEL ROAD
ARNOLD, MO 63010
* $ n/a 1 $ 85,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 235,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 55,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 1 $ 235,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 1 $ 65,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ n/a 1 $ 65,000
Alliance Bank
217 N KINGSHIGHWAY, PO BOX 1458
CAPE GIRARDEAU, MO 63701
* $ n/a 1 $ 465,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 305,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ n/a 1 $ 325,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 125,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 65,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 165,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 185,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 105,000
Loanfront, LLC

RED BANK, NJ 07701
* $ n/a 1 $ 115,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ n/a 1 $ 225,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 1 $ 45,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 35,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 575,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 155,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 25,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 1 $ 65,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 135,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 1 $ 215,000
Archwest Funding

IRVINE, CA 92612
* $ n/a 1 $ 115,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 105,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 155,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ n/a 1 $ 125,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 1 $ 85,000
Cooperative Choice Network Credit Union

PEORIA, IL 61614
* $ n/a 1 $ 35,000
First National Bank of Ava
304 W MAIN ST, PO BOX 98
AVA, IL 62907
* $ n/a 1 $ 75,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 215,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 1 $ 325,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 85,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 175,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 245,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ n/a 1 $ 255,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 75,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 85,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 85,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 1 $ 45,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ n/a 1 $ 475,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ n/a 1 $ 295,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 155,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 195,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 355,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 225,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 175,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 185,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 205,000
Bank of Pontiac
300 W WASHINGTON ST
PONTIAC, IL 61764
* $ n/a 1 $ 185,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 345,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 1 $ 175,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 265,000
Lineage Bank
120 5TH AVE N
FRANKLIN, TN 37067
* $ n/a 1 $ 85,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 1,355,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 465,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 75,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 155,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 565,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 85,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 1 $ 245,000

The tables below break down 2024 mortgage applications in Williamson County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Williamson County, IL in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,370 $239,500,000 $174,000 $1,355,000 $105,000 $2,200,000
Refinancing 246 $42,800,000 $173,000 $1,605,000 $133,000 $1,300,000
Cash-out Refinancing 226 $35,320,000 $156,000 $505,000 $89,000 $424,000
Other Purpose 173 $12,265,000 $70,000 $405,000 $108,000 $995,000
Home Improvement 141 $10,985,000 $77,000 $345,000 $108,000 $375,000
Not Applicable 2 $110,000 $55,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,579 $235,535,000 $149,000 $805,000 $106,000 $2,200,000
Not applicable 264 $52,840,000 $200,000 $1,605,000 $165,000 $280,000
Not Provided 148 $22,780,000 $153,000 $795,000 $99,000 $1,069,000
Black or African American 75 $12,185,000 $162,000 $575,000 $100,000 $700,000
Hispanic 52 $9,080,000 $174,000 $745,000 $101,000 $473,000
Asian 24 $5,660,000 $235,000 $605,000 $232,000 $750,000
American Indian or Alaskan Native 12 $2,090,000 $174,000 $265,000 $68,000 $96,000
Native Hawaiian or Other Pacific Islander 4 $810,000 $202,000 $405,000 $122,000 $220,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,432 $211,620,000 $147,000 $1,605,000 $117,000 $2,200,000
VA-guaranteed (Veterans Administration) 311 $70,785,000 $227,000 $755,000 $95,000 $364,000
FHA-insured (Federal Housing Administration) 306 $45,520,000 $148,000 $435,000 $75,000 $290,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $13,055,000 $119,000 $285,000 $61,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,116 $186,930,000 $167,000 $1,605,000 $113,000 $925,000
Application Denied By Financial Institution 329 $38,735,000 $117,000 $575,000 $88,000 $995,000
Loan Purchased By The Institution 244 $43,450,000 $178,000 $755,000 $82,000 $280,000
Application Withdrawn By Applicant 232 $38,420,000 $165,000 $635,000 $118,000 $2,200,000
Application Approved But Not Accepted 137 $19,065,000 $139,000 $465,000 $103,000 $700,000
File Closed For Incompleteness 98 $13,990,000 $142,000 $605,000 $87,000 $750,000
Preapproval Approved but not Accepted 2 $390,000 $195,000 $225,000 $72,000 $88,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,529 $255,635,000 $167,000 $1,355,000 $105,000 $2,200,000
Debt-To-Income Ratio 368 $55,030,000 $149,000 $1,605,000 $120,000 $1,069,000
Credit History 103 $9,965,000 $96,000 $405,000 $86,000 $995,000
Collateral 64 $7,380,000 $115,000 $425,000 $103,000 $413,000
Credit Application Incomplete 37 $5,165,000 $139,000 $415,000 $99,000 $400,000
Other 24 $2,720,000 $113,000 $225,000 $69,000 $146,000
Unverifiable Information 14 $1,990,000 $142,000 $305,000 $98,000 $405,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,675,000 $152,000 $495,000 $130,000 $473,000
Employment History 8 $1,420,000 $177,000 $305,000 $135,000 $377,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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