Bethel, AK Mortgage Lenders & HMDA Data, 2016
In 2016, lenders reported 188 mortgage applications in Bethel, AK totaling $41.6 million, up 21% from 2015. The average application was for $221,000, and applicants reported an average income of $79,000. 34% of applications resulted in an originated loan and 22% were denied. The most active lender was Alaska USA Mortgage Co., LLC, with 50 applications, followed by Global Federal Credit Union and Wells Fargo Bank NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 188 |
| Total Mortgage Loan Application Amount | $41,590,000 |
| Average Mortgage Loan Application Amount | $221,000 |
| Highest Mortgage Loan Application Amount | $474,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $275,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 50 | $ 13,204,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 6,149,860,000 | 41 | $ 9,533,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,610,580,000,000 | 27 | $ 4,109,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 3,569,426,000 | 24 | $ 5,412,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 138,031,000 | 14 | $ 2,968,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ 106,268,000 | 3 | $ 568,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 2 | $ 573,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 2 | $ 666,000 |
| Nations Lending Corporation 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ 4,410,000 | 1 | $ 168,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 1 | $ 301,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 1 | $ 176,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 1 | $ 325,000 |
| Caliber Home Loans, Inc. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 1 | $ 105,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ 15,478,000 | 1 | $ 120,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 93,038,275,000 | 1 | $ 300,000 |
| Northrim Bank 3111 C STREET ANCHORAGE, AK 99503 |
* | $ 1,492,475,000 | 1 | $ 260,000 |
| Bank of England PO BOX 70 ENGLAND, AR 72046 |
* | $ 318,361,000 | 1 | $ 196,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,639,305,000,000 | 1 | $ 139,000 |
| Northstar Bank of Texas 400 N CARROLL BLVD DENTON, TX 76201 |
* | $ 1,707,173,000 | 1 | $ 138,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 26,594,410,000 | 1 | $ 125,000 |
| Ditech Financial LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 1 | $ 136,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 1 | $ 165,000 |
| United Security Financial Corp 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 114,000 |
| Stearns Lending, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 360,000 |
The tables below break down 2016 mortgage applications in Bethel, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Bethel, AK in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 104 | $26,425,000 | $254,000 | $474,000 | $86,000 | $240,000 |
| Refinancing | 66 | $13,376,000 | $202,000 | $408,000 | $70,000 | $177,000 |
| Home Improvement | 18 | $1,789,000 | $99,000 | $350,000 | $78,000 | $275,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 97 | $20,815,000 | $214,000 | $437,000 | $74,000 | $275,000 |
| White | 50 | $11,725,000 | $234,000 | $474,000 | $100,000 | $240,000 |
| Not Provided | 24 | $5,125,000 | $213,000 | $430,000 | $87,000 | $240,000 |
| Not applicable | 8 | $1,913,000 | $239,000 | $405,000 | $0 | $0 |
| Asian | 6 | $1,456,000 | $242,000 | $301,000 | $73,000 | $108,000 |
| Hispanic | 2 | $370,000 | $185,000 | $185,000 | $56,000 | $56,000 |
| Black or African American | 1 | $186,000 | $186,000 | $186,000 | $90,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 99 | $20,213,000 | $204,000 | $474,000 | $85,000 | $275,000 |
| FHA-insured (Federal Housing Administration) | 68 | $16,451,000 | $241,000 | $437,000 | $71,000 | $162,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,494,000 | $232,000 | $430,000 | $80,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,432,000 | $238,000 | $308,000 | $74,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 64 | $15,298,000 | $239,000 | $437,000 | $95,000 | $240,000 |
| Loan Purchased By The Institution | 44 | $11,582,000 | $263,000 | $437,000 | $84,000 | $240,000 |
| Application Denied By Financial Institution | 42 | $7,100,000 | $169,000 | $474,000 | $75,000 | $275,000 |
| Application Withdrawn By Applicant | 25 | $5,479,000 | $219,000 | $412,000 | $55,000 | $142,000 |
| Application Approved But Not Accepted | 7 | $986,000 | $140,000 | $279,000 | $67,000 | $104,000 |
| File Closed For Incompleteness | 6 | $1,145,000 | $190,000 | $380,000 | $26,000 | $157,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $1,460,000 | $121,000 | $325,000 | $90,000 | $275,000 |
| Collateral | 5 | $895,000 | $179,000 | $360,000 | $77,000 | $128,000 |
| Debt-To-Income Ratio | 4 | $250,000 | $62,000 | $129,000 | $53,000 | $105,000 |
| Other | 3 | $485,000 | $161,000 | $233,000 | $64,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $709,000 | $354,000 | $474,000 | $62,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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