Blanco County, TX Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 583 mortgage applications in Blanco County, TX totaling $247.2 million, down 4% from 2023. The average application was for $423,000, and applicants reported an average income of $225,000. 47% of applications resulted in an originated loan and 15% were denied. The most active lender was Randolph-Brooks Federal Credit Union, with 37 applications, followed by Security State Bank & Trust and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 583
Total Mortgage Loan Application Amount $247,165,000
Average Mortgage Loan Application Amount $423,000
Highest Mortgage Loan Application Amount $4,325,000
Average Applicant Income $225,000
Highest Applicant Income $2,963,000

Mortgage Company List for Lending in Blanco County, TX for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 37 $ 9,135,000
Security State Bank & Trust
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ n/a 21 $ 8,075,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 18 $ 2,470,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 18 $ 8,140,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 16 $ 7,380,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 13 $ 4,765,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 5,150,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ n/a 10 $ 4,170,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 10 $ 6,370,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 10 $ 2,730,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 9 $ 4,575,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 9 $ 3,135,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 9 $ 1,245,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ n/a 9 $ 2,375,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 9 $ 4,455,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ n/a 9 $ 1,265,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 8 $ 1,380,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 8 $ 3,510,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 7 $ 5,895,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 7 $ 5,405,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 7 $ 5,965,000
Broadway National Bank
1177 NE LOOP 410
SAN ANTONIO, TX 78209
* $ n/a 7 $ 4,095,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 7 $ 2,155,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 6 $ 3,670,000
Texas Regional Bank
6770 WEST INTERSTATE 2
HARLINGEN, TX 78552
* $ n/a 6 $ 1,660,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 2,370,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 6,840,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 5 $ 7,125,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 5 $ 2,935,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 5 $ 3,975,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 1,525,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 2,185,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 780,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 4 $ 1,040,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 970,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 920,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 1,230,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 4 $ 1,780,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ n/a 4 $ 2,100,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 4 $ 2,080,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 4 $ 1,660,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 4 $ 1,530,000
Directions Equity, LLC
2915 W BITTERS RD #102
SAN ANTONIO, TX 78248
* $ n/a 4 $ 1,310,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 1,510,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 1,050,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 4 $ 820,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 3 $ 965,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 745,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 3 $ 395,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 3 $ 445,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 1,185,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 3 $ 535,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 3 $ 1,925,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ n/a 3 $ 1,055,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 3 $ 3,005,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 3 $ 1,625,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 665,000
Gsb Mortgage, Inc.
201 N. MAIN STREET
GRAPEVINE, TX 76051
* $ n/a 3 $ 705,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 3 $ 635,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 875,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 2 $ 890,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 1,130,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 2 $ 980,000
American Bank of Commerce
530 US 62 FRONTAGE RD
WOLFFORTH, TX 79382
* $ n/a 2 $ 1,830,000
Lone Star Capital Bank, N.A.
150 N LOOP 1604 EAST STE 100
SAN ANTONIO, TX 78232
* $ n/a 2 $ 360,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 2 $ 780,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 2 $ 1,310,000
Austin Telco FCU
8929 SHOAL CREEK BLVD
AUSTIN, TX 78759
* $ n/a 2 $ 410,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ n/a 2 $ 510,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 2 $ 530,000
United Heritage Credit Union
12208 N MOPAC EXPY
AUSTIN, TX 78759
* $ n/a 2 $ 250,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 1,230,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 2 $ 930,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 2 $ 660,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 230,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ n/a 2 $ 430,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 360,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 800,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ n/a 2 $ 760,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ n/a 2 $ 1,810,000
Jefferson Bank
PO BOX 5190
SAN ANTONIO, TX 78215
* $ n/a 2 $ 1,270,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 2 $ 290,000
Generations Community FCU
1100 NW LOOP 410 SUITE 800
CASTLE HILLS, TX 78213
* $ n/a 2 $ 90,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 810,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 2 $ 540,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 2 $ 1,040,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 335,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 735,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 1 $ 255,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ n/a 1 $ 1,885,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 1 $ 695,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 1,655,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ n/a 1 $ 855,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 1 $ 205,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 2,205,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ n/a 1 $ 205,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 155,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 125,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 875,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 435,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 1 $ 115,000
Frontier Bank of Texas
1213 HWY 290 E
ELGIN, TX 78621
* $ n/a 1 $ 1,205,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 465,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 675,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 1,325,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 365,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 1,025,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 395,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 405,000
Pacific Lending LLC
4141 INLAND EMPIRE BLVD STE 160
ONTARIO, CA 91764
* $ n/a 1 $ 305,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ n/a 1 $ 215,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 25,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 1,255,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 165,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 155,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 415,000
Transpecos Banks, SSB - Pecos, Tx
112 E. PECAN STREET SUITE 800
SAN ANTONIO, TX 78205
* $ n/a 1 $ 75,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 655,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 405,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 125,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 195,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 1,205,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ n/a 1 $ 405,000
Texas Health Credit Union
4800 GROVER AVE
AUSTIN, TX 78756
* $ n/a 1 $ 315,000
Round Top State Bank
301 N WASHINGTON
ROUND TOP, TX 78954
* $ n/a 1 $ 305,000
Velocity Credit Union
PO BOX 1089
AUSTIN, TX 78767
* $ n/a 1 $ 725,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 395,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ n/a 1 $ 385,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 1,205,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 615,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ n/a 1 $ 285,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 295,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 735,000
Melanie Aguilar
205 INDUSTRIAL BLVD
SUGAR LAND, TX 77478
* $ n/a 1 $ 165,000
Stellar Bank
9 GREENWAY PLAZA, SUITE 110
HOUSTON, TX 77046
* $ n/a 1 $ 205,000
Community National Bank
401 W. TEXAS AVE.
MIDLAND, TX 79701
* $ n/a 1 $ 415,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 245,000
First Community Bank
416 N WATER ST
CORPUS CHRISTI, TX 78401
* $ n/a 1 $ 445,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 345,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 575,000
American Bank, N.A.
P O BOX 6469
CORPUS CHRISTI, TX 78466
* $ n/a 1 $ 255,000
Castroville State Bank
502 PARIS ST.
CASTROVILLE, TX 78009
* $ n/a 1 $ 205,000
Firstmark Credit Union
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ n/a 1 $ 55,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 565,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 205,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 315,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 415,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ n/a 1 $ 125,000
Lone Star National Bank
206 WEST FERGUSON
PHARR, TX 78577
* $ n/a 1 $ 635,000
Orchard Mortgage, LLC
8900 BUSINESS PARK DR
AUSTIN, TX 78705
* $ n/a 1 $ 205,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 255,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 715,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 1 $ 365,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 1,015,000
First Commercial Bank, N.A.
1336 E COURT ST
SEGUIN, TX 78155
* $ n/a 1 $ 445,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 1 $ 285,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 115,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 425,000
Bank of Desoto, N. A.
2011 N HAMPTON RD
DESOTO, TX 75115
* $ n/a 1 $ 1,405,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ n/a 1 $ 335,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 265,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 865,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 985,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 265,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 1 $ 865,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 85,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 325,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 405,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 445,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 1 $ 1,305,000

The tables below break down 2024 mortgage applications in Blanco County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Blanco County, TX in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 298 $126,620,000 $424,000 $1,885,000 $215,000 $1,740,000
Refinancing 118 $71,390,000 $605,000 $4,325,000 $239,000 $1,440,000
Cash-out Refinancing 94 $33,260,000 $353,000 $2,205,000 $260,000 $2,963,000
Other Purpose 49 $11,965,000 $244,000 $1,255,000 $217,000 $1,362,000
Home Improvement 22 $3,370,000 $153,000 $565,000 $168,000 $485,000
Not Applicable 2 $560,000 $280,000 $395,000 $202,000 $202,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 353 $153,225,000 $434,000 $2,665,000 $245,000 $2,963,000
Not Provided 77 $31,485,000 $408,000 $4,325,000 $174,000 $1,440,000
Not applicable 72 $38,340,000 $532,000 $3,055,000 $131,000 $150,000
Hispanic 69 $20,005,000 $289,000 $865,000 $190,000 $1,740,000
Black or African American 7 $2,905,000 $415,000 $765,000 $189,000 $534,000
Asian 3 $775,000 $258,000 $405,000 $160,000 $195,000
American Indian or Alaskan Native 2 $430,000 $215,000 $375,000 $119,000 $159,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 506 $213,340,000 $421,000 $4,325,000 $233,000 $2,963,000
VA-guaranteed (Veterans Administration) 41 $22,555,000 $550,000 $1,655,000 $208,000 $622,000
FHA-insured (Federal Housing Administration) 35 $10,635,000 $303,000 $565,000 $108,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $635,000 $635,000 $635,000 $143,000 $143,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 272 $114,540,000 $421,000 $2,465,000 $230,000 $1,740,000
Application Withdrawn By Applicant 106 $50,630,000 $477,000 $4,325,000 $213,000 $1,440,000
Application Denied By Financial Institution 89 $31,435,000 $353,000 $1,655,000 $240,000 $2,963,000
Loan Purchased By The Institution 59 $27,235,000 $461,000 $1,885,000 $115,000 $150,000
Application Approved But Not Accepted 32 $11,340,000 $354,000 $965,000 $233,000 $1,328,000
File Closed For Incompleteness 23 $11,495,000 $499,000 $3,055,000 $169,000 $900,000
Preapproval Approved but not Accepted 2 $490,000 $245,000 $425,000 $194,000 $323,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 488 $211,850,000 $434,000 $4,325,000 $219,000 $1,740,000
Debt-To-Income Ratio 32 $15,270,000 $477,000 $1,405,000 $171,000 $1,526,000
Other 15 $7,055,000 $470,000 $1,245,000 $730,000 $2,963,000
Collateral 15 $4,585,000 $305,000 $1,655,000 $173,000 $619,000
Credit History 15 $3,825,000 $255,000 $635,000 $67,000 $143,000
Credit Application Incomplete 13 $3,565,000 $274,000 $735,000 $175,000 $470,000
Unverifiable Information 3 $665,000 $221,000 $515,000 $103,000 $142,000
Employment History 1 $215,000 $215,000 $215,000 $66,000 $66,000
Insufficient Cash (Downpayment, Closing Cost) 1 $135,000 $135,000 $135,000 $349,000 $349,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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