Carbon County WY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Unlock detailed Carbon County WY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Wyoming.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,049 |
| Total Mortgage Loan Application Amount | $132,504,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $1,419,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 122 | $ 16,777,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 93 | $ 10,698,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 79 | $ 10,682,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 61,829,845,000 | 76 | $ 7,947,000 |
| MERIDIAN TRUST FEDERAL CREDIT UNION PO BOX 548 CHEYENNE, WY 82003 |
* | $ 171,825,000 | 70 | $ 5,148,000 |
| WALLICK AND VOLK 222 EAST 18TH CHEYENNE, WY 82001 |
* | $ 10,000,000 | 50 | $ 6,787,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 40 | $ 5,408,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 36,725,591,000 | 24 | $ 4,143,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 24 | $ 3,033,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 21 | $ 2,908,000 |
| THE RAWLINS NATIONAL BANK 220 FIFTH ST. PO BOX 100 RAWLINS, WY 82301 |
* | $ 158,521,000 | 21 | $ 2,496,000 |
| WELLS FARGO FIN'L WYOMING, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 20 | $ 2,621,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 20 | $ 3,495,000 |
| DITECH.COM LLC F/K/A DITECH.CO 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 17 | $ 1,948,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 17 | $ 2,514,000 |
| FIRST NATIONAL BANK OF WYOMING 2020 GRAND AVENUE LARAMIE, WY 82070 |
* | $ 205,175,000 | 17 | $ 1,758,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 16 | $ 193,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 16 | $ 2,762,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 14 | $ 1,727,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 14 | $ 223,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 13 | $ 2,056,000 |
| MONTANA MORTGAGE COMPANY PO BOX 1917 KALISPELL, MT 59903 |
* | $ 31,000,000 | 13 | $ 1,833,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 5,087,506,000 | 12 | $ 1,163,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 11 | $ 2,817,000 |
| BENEFICIAL FINANCIAL I, INC. 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 11,000,000 | 10 | $ 1,285,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 8 | $ 588,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 8 | $ 1,226,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 8 | $ 1,103,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 7,406,877,000 | 8 | $ 1,114,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 7 | $ 988,000 |
| CENTENNIAL LENDING, LLC 4112 KODIAK COURT, UNIT D CENTENNIAL, CO 80504 |
* | $ 3,406,000,000 | 6 | $ 1,028,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 6 | $ 909,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 6 | $ 591,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 5 | $ 558,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 5 | $ 713,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 4 | $ 630,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 4 | $ 541,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 30,219,506,000 | 4 | $ 297,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 949,331,000 | 3 | $ 564,000 |
| AMERICAN STERLING BANK 535 S STERLING SUGAR CREEK, MO 64054 |
* | $ 272,321,000 | 3 | $ 545,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 3,154,401,000 | 3 | $ 504,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 16,938,391,000 | 3 | $ 392,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,028,246,000 | 3 | $ 334,000 |
| FIRST COMMUNITY BANK PO BOX 3686 ALBUQUERQUE, NM 87190 |
* | $ 3,419,985,000 | 3 | $ 471,000 |
| TRI COUNTY BANK A PVC 3310 N. COLLEGE DRIVE CHEYENNE, WY 82001 |
* | $ 54,616,000 | 3 | $ 345,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 3 | $ 358,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 3 | $ 468,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 3 | $ 296,000 |
| AMERICAN NATIONAL BANK 3033 E FIRST AVENUE DENVER, CO 80206 |
* | $ 1,968,858,000 | 3 | $ 279,000 |
| WEALTHBRIDGE MORTGAGE CORP. 15455 NW GREENBRIER PKWY, STE. 111 BEAVERTON, OR 97006 |
* | $ 10,000,000 | 3 | $ 480,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 3 | $ 439,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 480,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 3 | $ 480,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 2 | $ 284,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 318,000 |
| HOMEPLUS FINANCE CORPORATION 2143 S. SEPULVEDA BLVD LOS ANGELES, CA 90025 |
* | $ 40,000,000 | 2 | $ 11,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 5,518,089,000 | 2 | $ 246,000 |
| ASSURITY FINANCIAL SERVICES 6025 SOUTH QUEBEC STREET, #260 ENGLEWOOD, CO 80111 |
* | $ 10,000,000 | 2 | $ 281,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 128,863,082,000 | 2 | $ 110,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 138,755,343,000 | 2 | $ 459,000 |
| 1ST NAT'L BANK OF THE ROCKIES 2452 US HWY 6 & 50 GRAND JUNCTION, CO 81505 |
* | $ 437,693,000 | 2 | $ 232,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 2 | $ 199,000 |
| JONAH BANK OF WYOMING 777 WEST 1ST STREET CASPER, WY 82601 |
* | $ 63,561,000 | 2 | $ 277,000 |
| WYOMING BANK & TRUST 5827 YELLOWSTONE RD CHEYENNE, WY 82009 |
* | $ 87,178,000 | 2 | $ 318,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 11,238,962,000 | 2 | $ 290,000 |
| BILLINGS 2522 4TH AVE N BILLINGS, MT 59101 |
* | $ 64,051,000 | 1 | $ 197,000 |
| ALTANA FEDERAL CREDIT UNION 3212 CENTRAL AVENUE BILLINGS, MT 59102 |
* | $ 125,715,000 | 1 | $ 79,000 |
| BLUE FEDERAL CREDIT UNION PO BOX 3200 CHEYENNE, WY 82003 |
* | $ 207,162,000 | 1 | $ 11,000 |
| WYHY 1715 STILLWATER AVE CHEYENNE, WY 82009 |
* | $ 126,969,000 | 1 | $ 29,000 |
| EASTMAN CREDIT UNION P.O. BOX 1989 KINGSPORT, TN 37662 |
* | $ 1,932,885,000 | 1 | $ 93,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 1 | $ 174,000 |
| MERRILL LYNCH CREDIT CORP. 4804 DEER LAKE DRIVE EAST BLDG 3 FL 5 JACKSONVILLE, FL 32246 |
* | $ 4,500,000,000 | 1 | $ 384,000 |
| GB HOME EQUITY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 1 | $ 34,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 79,977,597,000 | 1 | $ 143,000 |
| GUARANTY BANK, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,795,053,000 | 1 | $ 34,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 490,140,000 | 1 | $ 112,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 1 | $ 159,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 258,853,000 | 1 | $ 18,000 |
| STOCKMAN BANK OF MONTANA 700 MAIN STREET MILES CITY, MT 59301 |
* | $ 1,472,725,000 | 1 | $ 101,000 |
| SECURITY FIRST BANK 500 W 18TH STREET CHEYENNE, WY 82001 |
* | $ 60,482,000 | 1 | $ 71,000 |
| SOUTHPORT BANK P O BOX 68, 7027 GREEN BAY ROAD KENOSHA, WI 53141 |
* | $ 485,975,000 | 1 | $ 83,000 |
| CITIZENS COMMUNITY BANK 280 SOUTH ARTHUR AVE POCATELLO, ID 83204 |
* | $ 182,683,000 | 1 | $ 212,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 343,735,670,000 | 1 | $ 61,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 136,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,402,062,000 | 1 | $ 153,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 275,851,000 | 1 | $ 163,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 16,047,364,000 | 1 | $ 196,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 675,894,000 | 1 | $ 38,000 |
| CIRCLE ONE MORTGAGE COMPANY 205 WEST OAK STREET FORT COLLINS, CO 80522 |
* | $ 1,510,439,000 | 1 | $ 89,000 |
| BANKMORTGAGESOLUTIONS LLC 14425 COLLEGE BLVD SUITE 100 LENEXA, KS 66215 |
* | $ 11,000,000 | 1 | $ 204,000 |
| CITI RESIDENTIAL LENDING INC. 153 EAST 53RD ST, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,121,487,000 | 1 | $ 96,000 |
| AMERICANMTGNETWORK DBA VERTICE TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 473,000,000,000 | 1 | $ 400,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 1 | $ 130,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 1 | $ 288,000 |
| FIRST WESTERN BANK STURGIS PO BOX 9 STURGIS, SD 57785 |
* | $ 413,686,000 | 1 | $ 148,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 64,072,546,000 | 1 | $ 153,000 |
| FIRST NATIONAL BANK 205 W. OAK STREET FORT COLLINS, CO 80522 |
* | $ 1,430,348,000 | 1 | $ 37,000 |
| HILLTOP NATIONAL BANK POBOX 2680 CASPER, WY 82604 |
* | $ 409,267,000 | 1 | $ 137,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,251,715,000,000 | 1 | $ 90,000 |
| STERLING NATIONAL MORTGAGE CO. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 1 | $ 130,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 962,672,000 | 1 | $ 182,000 |
| COLORADO STATE BANK & TRUST NA PO BOX 2300 TULSA, OK 74102 |
* | $ 1,345,430,000 | 1 | $ 102,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 77,748,330,000 | 1 | $ 145,000 |
| ARK-LA-TEX FINANCIAL SERVICES 5160 TENNYSON PKWY, SUITE 2000W PLANO, TX 75024 |
* | $ 10,000,000 | 1 | $ 187,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 106,000 |
| CHERRY CREEK MORTGAGE CO., INC 7600 EAST ORCHARD RD., STE 250-N GREENWOOD VILLAGE, CO 80111 |
* | $ 10,000,000 | 1 | $ 417,000 |
| ROCKY MOUNTAIN MORTGAGE SPECIALISTS INC. 7075 S. ALTON WAY CENTENNIAL, CO 80112 |
* | $ 10,000,000 | 1 | $ 187,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 1 | $ 244,000 |
| CTX MORTGAGE COMPANY, LLC 1603 LBJ FREEWAY FL 6 DALLAS, TX 75234 |
* | $ 31,000,000 | 1 | $ 167,000 |
| UTAH FINANCIAL INC. 189 FORT UNION BLVD MIDVALE, UT 84047 |
* | $ 17,168,000 | 1 | $ 100,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 124,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 1 | $ 145,000 |
| SECURITYNATIONAL MORTGAGE COMPANY 5300 SOUTH 360 WEST WILMINGTON, DE 84123 |
* | $ 10,000,000 | 1 | $ 147,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Carbon County WY in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 546 | $72,511,000 | $132,000 | $1,625,000 | $72,000 | $1,419,000 |
| Home Purchase | 366 | $50,008,000 | $136,000 | $384,000 | $66,000 | $470,000 |
| Home Improvement | 137 | $9,985,000 | $72,000 | $390,000 | $65,000 | $134,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 792 | $102,060,000 | $128,000 | $1,625,000 | $71,000 | $870,000 |
| Not Provided | 103 | $13,230,000 | $128,000 | $384,000 | $74,000 | $1,419,000 |
| Hispanic | 89 | $9,352,000 | $105,000 | $260,000 | $68,000 | $205,000 |
| Not applicable | 44 | $5,748,000 | $130,000 | $244,000 | $14,000 | $105,000 |
| Asian | 12 | $1,288,000 | $107,000 | $170,000 | $66,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $310,000 | $77,000 | $100,000 | $94,000 | $148,000 |
| American Indian or Alaskan Native | 4 | $448,000 | $112,000 | $200,000 | $48,000 | $65,000 |
| Black or African American | 1 | $68,000 | $68,000 | $68,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 717 | $83,060,000 | $115,000 | $1,625,000 | $74,000 | $1,419,000 |
| FHA-insured (Federal Housing Administration) | 298 | $43,724,000 | $146,000 | $417,000 | $61,000 | $231,000 |
| VA-guaranteed (Veterans Administration) | 27 | $4,778,000 | $176,000 | $298,000 | $41,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $942,000 | $134,000 | $235,000 | $39,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 463 | $58,418,000 | $126,000 | $417,000 | $69,000 | $494,000 |
| Application Denied By Financial Institution | 283 | $34,995,000 | $123,000 | $1,625,000 | $73,000 | $1,419,000 |
| Loan Purchased By The Institution | 125 | $17,457,000 | $139,000 | $409,000 | $46,000 | $242,000 |
| Application Withdrawn By Applicant | 108 | $13,474,000 | $124,000 | $375,000 | $74,000 | $256,000 |
| Application Approved But Not Accepted | 47 | $4,806,000 | $102,000 | $384,000 | $80,000 | $470,000 |
| File Closed For Incompleteness | 23 | $3,354,000 | $145,000 | $244,000 | $86,000 | $265,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 54 | $7,134,000 | $132,000 | $400,000 | $73,000 | $274,000 |
| Credit History | 52 | $3,824,000 | $73,000 | $225,000 | $62,000 | $119,000 |
| Debt-To-Income Ratio | 24 | $2,662,000 | $110,000 | $350,000 | $48,000 | $133,000 |
| Credit Application Incomplete | 15 | $4,030,000 | $268,000 | $1,625,000 | $123,000 | $870,000 |
| Other | 8 | $1,065,000 | $133,000 | $193,000 | $50,000 | $94,000 |
| Unverifiable Information | 4 | $449,000 | $112,000 | $170,000 | $398,000 | $1,419,000 |
| Employment History | 3 | $265,000 | $88,000 | $147,000 | $47,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $242,000 | $121,000 | $196,000 | $82,000 | $104,000 |
| Mortgage Insurance Denied | 1 | $102,000 | $102,000 | $102,000 | $87,000 | $87,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.