Clinton County PA
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage statistics and lending data for the Clinton County PA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clinton County PA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,390
Total Mortgage Loan Application Amount $146,260,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $1,165,000
Average Applicant Income $70,000
Highest Applicant Income $507,000

Mortgage Company List for Lending in Clinton County PA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 1,095,725,000 305 $ 30,275,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 5,094,016,000 94 $ 5,710,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,450,413,000 79 $ 5,975,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 31,211,939,000 72 $ 7,330,000
HORIZON FEDERAL CREDIT UNION
2849 REACH ROAD
WILLIAMSPORT, PA 17701
* $ 75,536,000 64 $ 3,180,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 9,431,473,000 62 $ 6,430,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 118,072,176,000 59 $ 4,025,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 37 $ 5,645,000
THE MUNCY BANK AND TRUST COMPANY
2 NORTH MAIN ST
MUNCY, PA 17756
* $ 427,434,000 37 $ 4,625,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 29 $ 3,135,000
WOODLANDS BANK
2450 EAST THIRD ST
WILLIAMSPORT, PA 17701
* $ 394,054,000 28 $ 2,910,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 27 $ 4,025,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 23 $ 3,115,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 16 $ 2,620,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 16 $ 2,450,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 15 $ 2,095,000
CITIZENS BANK OF PENNSYLVANIA
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 35,671,974,000 13 $ 805,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 13 $ 1,985,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 13 $ 1,065,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 12 $ 1,270,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 12 $ 1,990,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 11 $ 1,145,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 10 $ 1,230,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 9 $ 1,785,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 795,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 9 $ 1,495,000
KISH BANK
4255 EAST MAIN STREET
BELLEVILLE, PA 17004
* $ 808,319,000 8 $ 560,000
FIRST CITIZENS COMMUNITY BANK
15 S. MAIN STREET
MANSFIELD, PA 16933
* $ 1,359,874,000 8 $ 760,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 8 $ 1,240,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 8 $ 410,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 8 $ 1,060,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,262,642,000 7 $ 625,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 1,035,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 7 $ 1,165,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 7 $ 735,000
TITAN FEDERAL CREDIT UNION
114 MACK AVE
PLEASANT GAP, PA 16823
* $ 47,994,000 7 $ 295,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 7 $ 265,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 6 $ 930,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 135,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 5 $ 505,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 4 $ 480,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 4 $ 950,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 4 $ 530,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 430,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 4 $ 470,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 4 $ 740,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 3 $ 485,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 3 $ 645,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 11,532,713,000 3 $ 625,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 3 $ 515,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 3 $ 305,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 615,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 3 $ 265,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 3 $ 265,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 2 $ 490,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,343,220,000 2 $ 100,000
ALLIANCE CREDIT, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ -1,000 2 $ 100,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 320,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 260,000
RELIANCE SAVINGS BANK
1119 12TH ST
ALTOONA, PA 16601
* $ 464,825,000 2 $ 140,000
MEMBERS 1ST FEDERAL CREDIT UNION
5000 LOUISE DRIVE
MECHANICSBURG, PA 17055
* $ 3,784,144,000 2 $ 70,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 260,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 2 $ 260,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 240,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 7,281,983,000 2 $ 280,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 310,000
HOMESIDE FINANCIAL, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 200,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ -1,000 2 $ 360,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 410,000
MERIDIAN BANK CORPORATION
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 856,037,000 2 $ 210,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 170,000
THE EPHRATA NATIONAL BANK
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ 1,033,282,000 2 $ 280,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 2 $ 80,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 270,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 2 $ 90,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 340,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 2 $ 120,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 2 $ 200,000
FAY FINANCIAL
400 S. LA SALLE STREET, STE 2000
CHICAGO, IL 60605
* $ -1,000 1 $ 75,000
SUN EAST FEDERAL CREDIT UNION
4500 PENNELL ROAD
ASTON, PA 19014
* $ 526,122,000 1 $ 55,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ -1,000 1 $ 385,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 175,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 1 $ 105,000
THE LOAN STORE, INC.
222 KEARNY STREET, SUITE 650
SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 205,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 1 $ 145,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 65,000
ACCELERATE MORTGAGE, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 305,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ATLANTA, GA 30350
* $ -1,000 1 $ 235,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 1 $ 215,000
SPE
650 SCIENCE PARK ROAD
STATE COLLEGE, PA 16803
* $ 89,240,000 1 $ 85,000
PALCO FEDERAL CREDIT UNION
191 CHAD ROAD, PO BOX 330
MUNCY, PA 17756
* $ 76,676,000 1 $ 75,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
MAHWAH, NJ 07495
* $ -1,000 1 $ 305,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 1 $ 455,000
ACNB BANK
PO BOX 3129
GETTYSBURG, PA 17325
* $ 1,583,827,000 1 $ 155,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 95,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 499,066,000 1 $ 45,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 1 $ 75,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 1 $ 65,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,384,707,000,000 1 $ 95,000
PHILADELPHIA MORTGAGE ADVISORS, INC.
600 W GERMANTOWN PIKE, STE 270
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 225,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 1 $ 75,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 1 $ 105,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 155,000
AMERISERV FINANCIAL BANK
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 1,151,205,000 1 $ 135,000
FFC MORTGAGE CORP.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ -1,000 1 $ 95,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 265,000
TOWER
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,964,992,000 1 $ 35,000
UNIVEST BANK AND TRUST CO.
PO BOX 197
SOUDERTON, PA 18964
* $ 4,528,746,000 1 $ 135,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 969,487,000 1 $ 105,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 1 $ 105,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 1 $ 145,000
MIFFLINBURG BANK AND TRUST COMPANY
250 E. CHESTNUT STREET, PO BOX 186
MIFFLINBURG, PA 17844
* $ 421,463,000 1 $ 35,000
MID PENN BANK
349 UNION STREET
MILLERSBURG, PA 17061
* $ 1,170,354,000 1 $ 425,000
SOUTH JERSEY
1615 HURFFVILLE ROAD
DEPTFORD, NJ 08096
* $ 352,319,000 1 $ 35,000
SERVICE 1ST
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 337,197,000 1 $ 205,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 185,000
GMH MORTGAGE SERVICES LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 135,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,528,090,000 1 $ 35,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 105,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 75,000
THE JUNIATA VALLEY BANK
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ 586,333,000 1 $ 55,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 240,467,000 1 $ 155,000
LANCASTER MORTGAGE COMPANY
1794 OREGON PIKE
LANCASTER, PA 17601
* $ -1,000 1 $ 235,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 1 $ 255,000
FIRST HERITAGE FINANCIAL, LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ -1,000 1 $ 145,000
UNITED NORTHERN MORTGAGE BANKERS LIMITED
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 1 $ 15,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
BETHESDA, MD 20817
* $ 955,028,000 1 $ 135,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Clinton County PA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 508 $69,870,000 $137,000 $735,000 $72,000 $507,000
Refinancing 289 $30,205,000 $104,000 $1,165,000 $71,000 $423,000
Cash-out Refinancing 224 $28,450,000 $127,000 $455,000 $64,000 $269,000
Home Improvement 192 $9,480,000 $49,000 $235,000 $76,000 $350,000
Other Purpose 166 $7,330,000 $44,000 $125,000 $68,000 $205,000
Not Applicable 11 $925,000 $84,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,187 $123,445,000 $103,000 $1,165,000 $70,000 $474,000
Not Provided 109 $11,675,000 $107,000 $345,000 $74,000 $507,000
Not applicable 66 $8,650,000 $131,000 $485,000 $81,000 $110,000
Black or African American 8 $680,000 $85,000 $125,000 $62,000 $102,000
Hispanic 8 $800,000 $100,000 $235,000 $60,000 $104,000
Asian 6 $520,000 $86,000 $185,000 $78,000 $108,000
American Indian or Alaskan Native 3 $335,000 $111,000 $145,000 $35,000 $51,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,048 $99,630,000 $95,000 $1,165,000 $75,000 $507,000
FHA-insured (Federal Housing Administration) 169 $21,465,000 $127,000 $285,000 $54,000 $281,000
VA-guaranteed (Veterans Administration) 97 $16,115,000 $166,000 $455,000 $63,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $9,050,000 $119,000 $245,000 $45,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 876 $92,490,000 $105,000 $1,165,000 $76,000 $507,000
Application Denied By Financial Institution 241 $21,555,000 $89,000 $735,000 $50,000 $157,000
Application Withdrawn By Applicant 136 $15,550,000 $114,000 $585,000 $73,000 $302,000
Loan Purchased By The Institution 66 $9,100,000 $137,000 $335,000 $66,000 $115,000
File Closed For Incompleteness 42 $4,810,000 $114,000 $435,000 $65,000 $150,000
Application Approved But Not Accepted 29 $2,755,000 $95,000 $355,000 $80,000 $377,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,084 $117,180,000 $108,000 $1,165,000 $74,000 $507,000
Debt-To-Income Ratio 118 $13,260,000 $112,000 $735,000 $63,000 $248,000
Credit History 67 $4,535,000 $67,000 $305,000 $54,000 $130,000
Collateral 53 $4,375,000 $82,000 $305,000 $55,000 $147,000
Credit Application Incomplete 33 $3,325,000 $100,000 $225,000 $60,000 $150,000
Other 17 $1,715,000 $100,000 $345,000 $50,000 $157,000
Unverifiable Information 9 $765,000 $85,000 $195,000 $42,000 $73,000
Insufficient Cash (Downpayment, Closing Cost) 5 $695,000 $139,000 $265,000 $47,000 $71,000
Employment History 4 $410,000 $102,000 $145,000 $29,000 $45,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information back through 2003.

Download the Pennsylvania Lender List