Dallas County, AL Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 2,049 mortgage applications in Dallas County, AL totaling $160.4 million, down 9% from 2006. The average application was for $78,000, and applicants reported an average income of $54,000. 33% of applications resulted in an originated loan and 37% were denied. The most active lender was Regions Bank, with 175 applications, followed by Wells Fargo Bank, NA and Countrywide Home Loans.

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Total Number of Mortgage Applications 2,049
Total Mortgage Loan Application Amount $160,440,000
Average Mortgage Loan Application Amount $78,000
Highest Mortgage Loan Application Amount $1,250,000
Average Applicant Income $54,000
Highest Applicant Income $1,318,000

Mortgage Company List for Lending in Dallas County, AL for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,667,948,000 175 $ 15,110,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,123,000,000 169 $ 10,864,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 151 $ 13,159,000
Banktrust
107 ST FRANCIS STREET
MOBILE, AL 36602
* $ 760,092,000 131 $ 3,059,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 94 $ 4,874,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 83 $ 5,645,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 76 $ 7,288,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 70 $ 5,709,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 58 $ 3,268,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 56 $ 4,377,000
Wells Fargo Fin'l Alabama, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 52 $ 5,079,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 51 $ 5,112,000
Citifinancial Corporation
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 50 $ 1,895,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 39 $ 3,854,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 37 $ 3,419,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 35 $ 3,233,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 32 $ 2,309,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 26 $ 1,807,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 25 $ 2,233,000
New South Federal Savings Bank
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,762,171,000 23 $ 1,467,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 22 $ 2,021,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 2,606,425,000 21 $ 2,822,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 21 $ 1,299,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 20 $ 1,148,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 16 $ 1,966,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 14 $ 1,529,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 13 $ 536,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 13 $ 1,163,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 13 $ 1,112,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 1,833,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 12 $ 1,246,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 12 $ 965,000
Mutual Savings Credit Union
2040 VALLEYDALE ROAD
BIRMINGHAM, AL 35244
* $ 175,733,000 11 $ 491,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 10 $ 903,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,146,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 9 $ 1,235,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 8 $ 385,000
Anchor Mortgage Services, Inc.
4260 CARMICHAEL COURT NORTH
MONTGOMERY, AL 36106
* $ 10,000,000 8 $ 563,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 8 $ 663,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 8 $ 697,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 8 $ 629,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 8 $ 998,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 8 $ 746,000
Peachtree Bank
P O BOX 39
MAPLESVIILLE, AL 36758
* $ 68,623,000 7 $ 359,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 7 $ 69,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 7 $ 714,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 7 $ 820,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 7 $ 749,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 7 $ 576,000
Gms Funding, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 7 $ 623,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 7 $ 852,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 6 $ 687,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 479,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 6 $ 470,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 6 $ 723,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 6 $ 691,000
Mortgageamerica, Inc.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 6 $ 598,000
First Franklin Financial Corp
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 6 $ 646,000
Superior Bank
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 2,409,691,000 5 $ 705,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 5 $ 223,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 5 $ 270,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 5 $ 534,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 5 $ 522,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 5 $ 130,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 894,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 5 $ 317,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 5 $ 918,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 23,114,957,000 5 $ 553,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 8,704,094,000 4 $ 452,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,838,244,000 4 $ 258,000
Peoples Bank of Greensboro
1402 STATE STREET
GREENSBORO, AL 36744
* $ 65,800,000 4 $ 238,000
HSBC Mortgage Services, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 4 $ 444,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 4 $ 544,000
Max Federal Credit Union
400 EASTDALE CIRCLE
MONTGOMERY, AL 36117
* $ 671,438,000 4 $ 362,000
Corinthian Mortgage Corp
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 4 $ 536,000
Market Street Mortgage Corp
2650 MCCORMICK DR, SUITE 200
CLEARWATER, FL 33759
* $ 335,650,000 3 $ 379,000
Walter Mortgage Company
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 3 $ 388,000
Fremont Investment & Loan
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 12,762,288,000 3 $ 449,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 117,134,085,000 3 $ 398,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 12,045,080,000 3 $ 78,000
Saxon Mortgage
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 3 $ 270,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 3 $ 29,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 3 $ 472,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 3 $ 279,000
Hamilton Mortgage
1 INDEPENDENCE PLAZA, SUITE 416
BIRMINGHAM, AL 35209
* $ 10,000,000 3 $ 284,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 517,000
Bear Stearns Residential Mortg
9201 E. MOUNTAIN VIEW RD, STE 210
SCOTTSDALE, AZ 85258
* $ 2,926,352,230,000 3 $ 268,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 93,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 3 $ 271,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 3 $ 343,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 34,180,648,000 3 $ 11,000
Greenpoint Mortgage Funding
100 WOOD HOLLOW DRIVE
NOVATO, CA 94945
* $ 6,677,533,000 2 $ 271,000
Aliant Bank
200 ALIANT PARKWAY
ALEXANDER CITY, AL 35010
* $ 863,598,000 2 $ 92,000
Db Home Lending LLC
33 MAIDEN LANE
NEW YORK, NY 10038
* $ 10,000,000 2 $ 222,000
Foundation Financial Group
100 GALLERIA PKWY, SUITE 1400
ATLANTA, GA 30339
* $ 11,100,000 2 $ 180,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 640,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 112,000
Realty Mortgage
215 KATHERINE DR.
FLOWOOD, MS 39232
* $ 10,000,000 2 $ 220,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 205,000
Suncap Mortgage, Inc.
2834 S. SHERWOOD FOREST, B-10
BATON ROUGE, LA 70816
* $ 189,000 2 $ 155,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 2 $ 248,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 114,000
Whitney National Bank
400 LABARRE ROAD, 3RD FLOOR
JEFFERSON, LA 70121
* $ 10,169,626,000 2 $ 40,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 183,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 187,000
First Federal Bank
1300 MCFARLAND BOULEVARD NE
TUSCALOOSA, AL 35406
* $ 144,897,000 2 $ 85,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 2 $ 147,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 272,362,000 2 $ 82,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 70,000
First Mortgage Group, Inc.
118 E. MOULTON STREET, TOP FLOOR
DECATUR, AL 35601
* $ 10,000,000 2 $ 119,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 9,339,663,000 2 $ 111,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 38,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 490,969,000 1 $ 122,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 4,173,972,000 1 $ 169,000
Legacy Community Federal Credit Union
1400 20TH STREET S
BIRMINGHAM, AL 35205
* $ 200,419,000 1 $ 30,000
Riverfall Credit Union
2520 6TH STREET
TUSCALOSA, AL 35401
* $ 56,402,000 1 $ 62,000
Jefferson Credit Union
5261 ROSS BRIDGE PARKWAY
HOOVER, AL 35226
* $ 55,844,000 1 $ 60,000
First Lincoln Mortgage Corp.
33 WALT WHITMAN ROAD 200A
HUNTINGTON STATION, NY 11746
* $ 10,000,000 1 $ 151,000
Merrill Lynch Mortgage Lending
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 191,000
Greater United Home Funding, I
5782 S.SEMORAN BLVD
ORLANDO, FL 32822
* $ 872,000 1 $ 83,000
Resmae Mortgage Corporation
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 1 $ 144,000
Allen Mortgage, LLC
P.O. BOX 1168
CENTENNIAL PARK, AZ 86021
* $ 10,000,000 1 $ 100,000
First Choice Funding, Inc.
2100 RIVERCHASE CENTER STE 100
BIRMINGHAM, AL 35244
* $ 10,000,000 1 $ 74,000
Ark-La-Tex Financial Services
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 1 $ 129,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 1 $ 52,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 433,025,000 1 $ 79,000
Principal Bank
711 HIGH STREET
DES MOINES, IA 50392
* $ 1,514,125,000 1 $ 20,000
Security Federal Savings Bank
301 THIRD AVENUE
JASPER, AL 35501
* $ 41,697,000 1 $ 18,000
First Independent Bank
PO BOX 8904
VANCOUVER, WA 98668
* $ 935,675,000 1 $ 43,000
Beneficial Financial I, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 200,000
Decision One Mortgage
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 50,000
West Alabama Bank & Trust
P O BOX 310
REFORM, AL 35481
* $ 469,884,000 1 $ 1,000
First Lowndes Bank
P O BOX 508
FORT DEPOSIT, AL 36032
* $ 168,735,000 1 $ 12,000
Bryant Bank
1550 MCFARLAND BLVD N
TUSCALOOSA, AL 35406
* $ 180,234,000 1 $ 38,000
River Bank & Trust
2611 LEGENDS DRIVE
PRATTVILLE, AL 36066
* $ 109,461,000 1 $ 150,000
First Federal
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,610,176,000 1 $ 18,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,429,718,000 1 $ 36,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,539,389,000 1 $ 116,000
Equity Bank
7701 E KELLOGG STE 200
WICHITA, KS 67207
* $ 186,111,000 1 $ 71,000
Lasalle Bank NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 72,966,529,000 1 $ 5,000
Central State Bank
PO BOX 180
CALERA, AL 35040
* $ 156,207,000 1 $ 15,000
First American Bank
301 FAYETTEVILLE STREET, SUITE 1200
RALEIGH, NC 27601
* $ 2,999,076,000 1 $ 75,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 95,000
HSBC Bank USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 1 $ 70,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 1 $ 13,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 21,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 89,000
Ideal Mortgage Bankers, Ltd
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 78,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 185,000
First Lenders Mortgage Corpora
909 HIGHLAND AVENUE
ALBERTVILLE, AL 35951
* $ 1,397,000,000 1 $ 182,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 91,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 75,000
Performance Credit Corporation
2040 MAIN STREET, SUITE 800B
IRVINE, CA 92614
* $ 10,000,000 1 $ 69,000
Lime Financial Services, Ltd.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 50,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 55,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 33,000
Amerifirst H.I. Finance Co.
4405 SO 96TH STREET
OMAHA, NE 68127
* $ 10,000,000 1 $ 114,000
Acceleron Lending, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 72,000
Avelo Mortgage, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 56,000
AMC Mortgage Services, Inc.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 136,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 104,000
The Cit Group/Consumer Finance
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 1 $ 72,000
Auburnbank
100 N. GAY STREET
AUBURN, AL 36830
* $ 632,266,000 1 $ 28,000
Peoples Southern Bank
P O BOX 269
CLANTON, AL 35045
* $ 120,904,000 1 $ 13,000

The tables below break down 2007 mortgage applications in Dallas County, AL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dallas County, AL in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 965 $88,385,000 $91,000 $1,250,000 $58,000 $523,000
Home Purchase 668 $58,020,000 $86,000 $500,000 $52,000 $1,318,000
Home Improvement 416 $14,035,000 $33,000 $260,000 $49,000 $857,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 955 $63,335,000 $66,000 $317,000 $46,000 $315,000
White 689 $62,080,000 $90,000 $1,250,000 $69,000 $1,318,000
Not Provided 288 $23,360,000 $81,000 $508,000 $54,000 $288,000
Not applicable 96 $9,130,000 $95,000 $290,000 $17,000 $146,000
Hispanic 14 $1,162,000 $83,000 $200,000 $57,000 $150,000
Asian 3 $1,046,000 $348,000 $500,000 $99,000 $144,000
American Indian or Alaskan Native 2 $127,000 $63,000 $75,000 $35,000 $50,000
Native Hawaiian or Other Pacific Islander 2 $200,000 $100,000 $100,000 $75,000 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,946 $151,025,000 $77,000 $1,250,000 $55,000 $1,318,000
FHA-insured (Federal Housing Administration) 82 $7,701,000 $93,000 $203,000 $42,000 $130,000
VA-guaranteed (Veterans Administration) 18 $1,648,000 $91,000 $119,000 $30,000 $108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $66,000 $22,000 $50,000 $19,000 $34,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 767 $53,171,000 $69,000 $1,250,000 $48,000 $523,000
Loan Originated 686 $54,046,000 $78,000 $508,000 $62,000 $857,000
Loan Purchased By The Institution 203 $19,748,000 $97,000 $290,000 $39,000 $222,000
Application Withdrawn By Applicant 166 $14,088,000 $84,000 $461,000 $53,000 $258,000
Application Approved But Not Accepted 158 $12,138,000 $76,000 $650,000 $70,000 $1,318,000
File Closed For Incompleteness 69 $7,249,000 $105,000 $367,000 $56,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 181 $8,122,000 $44,000 $248,000 $40,000 $261,000
Collateral 68 $5,757,000 $84,000 $268,000 $56,000 $240,000
Debt-To-Income Ratio 45 $2,586,000 $57,000 $245,000 $45,000 $200,000
Other 36 $3,002,000 $83,000 $520,000 $56,000 $265,000
Credit Application Incomplete 26 $2,858,000 $109,000 $1,030,000 $69,000 $523,000
Unverifiable Information 7 $1,243,000 $177,000 $508,000 $84,000 $277,000
Insufficient Cash (Downpayment, Closing Cost) 7 $391,000 $55,000 $111,000 $36,000 $78,000
Employment History 2 $225,000 $112,000 $190,000 $41,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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