Decatur, IL Metro Area Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 4,059 mortgage applications in Decatur, IL metro area totaling $420.8 million, down 10% from 2010. The average application was for $103,662, and applicants reported an average income of $75,000. 63% of applications resulted in an originated loan and 14% were denied. The most active lender was Busey Bank, with 397 applications, followed by PNC Bank N.A. and Prairie State Bank & Trust.

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Total Number of Mortgage Applications 4,059
Total Mortgage Loan Application Amount $420,766,000
Average Mortgage Loan Application Amount $103,662
Highest Mortgage Loan Application Amount $1,246,000
Average Applicant Income $75,000
Highest Applicant Income $1,848,000

Mortgage Company List for Lending in Decatur, IL for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,589,933,000 397 $ 38,664,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 372 $ 30,754,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 552,892,000 369 $ 48,702,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 336 $ 35,883,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 210 $ 20,824,000
Hickory Point Bank & Trust FSB
225 N WATER STREET
DECATUR, IL 62523
* $ 867,204,000 199 $ 20,259,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 188 $ 21,698,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 175 $ 20,344,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 174 $ 20,727,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 157 $ 19,966,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 131 $ 11,102,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 123 $ 11,065,000
Soy Capital Bank and Trust Company
455 N MAIN STREET
DECATUR, IL 62523
* $ 381,836,000 112 $ 5,717,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 241,560,000 99 $ 2,515,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 268,560,000 86 $ 5,971,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 80 $ 9,816,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 128,215,000 57 $ 3,521,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 4,430,119,000 45 $ 4,194,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 43 $ 5,382,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,462,741,000 42 $ 6,257,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 36 $ 4,781,000
The Gerber State Bank
PO BOX 410
ARGENTA, IL 62501
* $ 63,954,000 33 $ 2,086,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 31 $ 3,887,000
State Bank of Niantic
200 E. LEWIS, PO BOX 259
NIANTIC, IL 62551
* $ 59,146,000 27 $ 1,457,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62526
* $ 144,025,000 26 $ 1,195,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 23 $ 2,967,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 22 $ 2,581,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 20 $ 2,732,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 583,576,000 18 $ 2,404,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 15 $ 1,019,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 681,222,000 13 $ 1,678,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 12 $ 1,661,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 12 $ 1,502,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ 40,000,000 11 $ 2,354,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 11 $ 1,081,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 10 $ 878,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 9 $ 791,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 9 $ 601,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 8 $ 1,100,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 8 $ 966,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 7 $ 1,428,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 773,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 7 $ 702,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 7 $ 399,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 6 $ 120,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 6 $ 651,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 223,280,000 6 $ 694,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 1,004,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 750,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 5 $ 1,198,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 246,795,000 5 $ 521,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 5 $ 628,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 5 $ 466,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 5 $ 427,000
State Bank of Bement
180 E. BODMAN ST
BEMENT, IL 61813
* $ 62,351,000 4 $ 326,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 526,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 4 $ 441,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 4 $ 923,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 4 $ 502,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 369,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 4 $ 901,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 77,027,000 4 $ 167,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 496,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 375,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 299,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 383,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 179,000
Peoples Bank & Trust
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 277,562,000 3 $ 636,000
State Bank of Herscher
10 TOBEY DR PO BOX 68
HERSCHER, IL 60941
* $ 190,822,000 3 $ 76,000
Premier Bank of Jacksonville
1604 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 157,662,000 3 $ 226,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 254,326,000 3 $ 560,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,813,152,000 3 $ 221,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 3 $ 181,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 146,162,000 3 $ 26,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 2 $ 1,226,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 2 $ 351,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 241,311,000 2 $ 22,000
Raymond James Bank N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 7,575,349,000 2 $ 345,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 12,085,410,000 2 $ 171,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 2 $ 499,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,217,801,000 2 $ 471,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 2 $ 90,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 7,352,931,000 2 $ 220,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 131,429,000 2 $ 200,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 843,305,000 2 $ 63,000
First State Bank of Forrest
133 E. KRACK ST.
FORREST, IL 61741
* $ 61,040,000 2 $ 65,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,640,463,000 2 $ 339,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 111,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 200,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 231,000
Fedtrust Mortgage
32000 NORTHWESTERN HWY. SUITE 240
FARMINGTON HILLS, MI 48334
* $ 10,000,000 2 $ 325,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 2 $ 330,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ 10,000,000 2 $ 435,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 476,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 564,105,000 2 $ 280,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 74,232,000 2 $ 435,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 2 $ 53,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 2 $ 465,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 19,413,461,000 1 $ 78,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,362,287,000 1 $ 608,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 1 $ 252,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,833,007,000 1 $ 110,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 195,101,367,000 1 $ 35,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,832,312,000 1 $ 675,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,797,006,000 1 $ 11,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 71,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 682,852,000 1 $ 25,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 393,894,000 1 $ 120,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 51,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 28,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 107,000
The Mortgage Company
7343 S ALTON WAY STE 150
CENTENNIAL, CO 80112
* $ 5,768,000 1 $ 44,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,328,404,000 1 $ 38,000
Hometown National Bank
260 BUCKLIN STREET
LA SALLE, IL 61301
* $ 166,346,000 1 $ 125,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,125,772,000 1 $ 130,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 630,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 1 $ 163,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 141,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 130,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 56,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 1 $ 107,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 1 $ 200,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 1 $ 188,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 235,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 64,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 244,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 141,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 110,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 146,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 94,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 92,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,529,914,000 1 $ 333,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 813,851,000 1 $ 128,000
Financial Center First CU
7101 E 56TH STREET
INDIANAPOLIS, IN 46226
* $ 394,873,000 1 $ 8,000
Farmer City State Bank
333 SOUTH MAIN STREET
FARMER CITY, IL 61842
* $ 63,630,000 1 $ 11,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,087,873,000 1 $ 21,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 950,213,000 1 $ 52,000
Heritage Bank of Central Il
615 N TRIVOLI
TRIVOLI, IL 61569
* $ 325,408,000 1 $ 165,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ 60,993,000 1 $ 104,000
Brimfield Bank
123 E. KNOXVILLE STREET
BRIMFIELD, IL 61517
* $ 47,375,000 1 $ 128,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,632,607,000 1 $ 62,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 1 $ 166,000
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ 109,532,000 1 $ 198,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 252,019,000 1 $ 60,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 28,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 55,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 52,687,000 1 $ 216,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 1 $ 300,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 68,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 1 $ 209,000
American Bank of Huntsville
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 172,971,000 1 $ 105,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 1 $ 20,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 314,420,000 1 $ 417,000
Citizens Financial Bank
5311 HOHMAN AVENUE
HAMMOND, IN 46320
* $ 1,122,599,000 1 $ 120,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,466,563,000 1 $ 305,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 1 $ 108,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 1 $ 347,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 95,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 1 $ 132,000
Indiana University CU
PO BOX 368
BLOOMINGTON, IN 47401
* $ 631,756,000 1 $ 31,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 113,000
Commonwealth Credit Union
563 WM LATHAM DR
BOURBONNAIS, IL 60914
* $ 61,499,000 1 $ 45,000
The Credit Union for All
1811 EASTLAND DRIVE
BLOOMINGTON, IL 61704
* $ 41,945,000 1 $ 24,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,778,147,000 1 $ 122,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 162,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 207,869,000 1 $ 74,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ 80,075,000 1 $ 96,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 166,840,000 1 $ 78,000

The tables below break down 2011 mortgage applications in Decatur, IL metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Decatur, IL in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,154 $249,453,000 $115,000 $800,000 $83,000 $1,848,000
Home Purchase 1,509 $158,020,000 $104,000 $890,000 $65,000 $1,018,000
Home Improvement 396 $13,293,000 $33,000 $1,246,000 $69,000 $855,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,239 $334,150,000 $103,000 $693,000 $80,000 $1,848,000
Not applicable 271 $31,365,000 $115,000 $1,246,000 $14,000 $600,000
Black or African American 240 $18,083,000 $75,000 $520,000 $56,000 $360,000
Not Provided 232 $26,871,000 $115,000 $800,000 $82,000 $650,000
Asian 35 $5,329,000 $152,000 $333,000 $148,000 $750,000
Hispanic 26 $3,099,000 $119,000 $417,000 $98,000 $902,000
American Indian or Alaskan Native 13 $1,267,000 $97,000 $249,000 $71,000 $176,000
Native Hawaiian or Other Pacific Islander 3 $602,000 $200,000 $308,000 $131,000 $253,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,860 $305,562,000 $106,000 $1,246,000 $87,000 $1,848,000
FHA-insured (Federal Housing Administration) 941 $86,870,000 $92,000 $274,000 $45,000 $196,000
VA-guaranteed (Veterans Administration) 183 $22,115,000 $120,000 $426,000 $51,000 $226,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 75 $6,219,000 $82,000 $183,000 $35,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,565 $271,630,000 $105,000 $1,246,000 $83,000 $1,848,000
Application Denied By Financial Institution 558 $43,183,000 $77,000 $675,000 $57,000 $640,000
Loan Purchased By The Institution 532 $59,825,000 $112,000 $629,000 $46,000 $615,000
Application Withdrawn By Applicant 222 $22,848,000 $102,000 $800,000 $75,000 $650,000
Application Approved But Not Accepted 130 $16,024,000 $123,000 $648,000 $94,000 $700,000
File Closed For Incompleteness 52 $7,256,000 $139,000 $576,000 $108,000 $665,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 128 $7,158,000 $55,000 $426,000 $49,000 $212,000
Debt-To-Income Ratio 68 $5,777,000 $84,000 $559,000 $44,000 $176,000
Credit Application Incomplete 57 $5,442,000 $95,000 $270,000 $76,000 $640,000
Collateral 48 $5,014,000 $104,000 $400,000 $75,000 $192,000
Other 23 $2,311,000 $100,000 $675,000 $81,000 $480,000
Insufficient Cash (Downpayment, Closing Cost) 13 $926,000 $71,000 $168,000 $68,000 $236,000
Employment History 5 $419,000 $83,000 $135,000 $13,000 $46,000
Unverifiable Information 4 $283,000 $70,000 $134,000 $41,000 $68,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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