Des Moines County, IA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 885 mortgage applications in Des Moines County, IA totaling $141.0 million, up 2% from 2024. The average application was for $159,000, and applicants reported an average income of $91,000. 57% of applications resulted in an originated loan and 17% were denied. The most active lender was Two Rivers Bank & Trust, with 124 applications, followed by Iowa Bankers Mortgage Corporation and Plains Commerce Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 885
Total Mortgage Loan Application Amount $140,955,000
Average Mortgage Loan Application Amount $159,000
Highest Mortgage Loan Application Amount $7,605,000
Average Applicant Income $91,000
Highest Applicant Income $960,000

Mortgage Company List for Lending in Des Moines County, IA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ n/a 124 $ 13,110,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 90 $ 14,860,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 43 $ 5,395,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 39 $ 4,935,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 34 $ 6,280,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 31 $ 10,775,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 29 $ 2,315,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 23 $ 3,735,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 20 $ 2,610,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 18 $ 2,120,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 18 $ 2,950,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ n/a 16 $ 2,050,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 14 $ 950,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 14 $ 2,680,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 13 $ 1,375,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 13 $ 945,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 13 $ 1,175,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ n/a 12 $ 1,510,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 2,240,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ n/a 10 $ 980,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 10 $ 430,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 9 $ 1,135,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 9 $ 725,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 9 $ 855,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 8 $ 400,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 7 $ 725,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 7 $ 615,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 7 $ 895,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 7 $ 1,175,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 905,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 8,575,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 1,120,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 430,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,260,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 5 $ 545,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 5 $ 575,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 5 $ 155,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ n/a 4 $ 230,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 4 $ 230,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 390,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 530,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ n/a 4 $ 620,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 4 $ 630,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 350,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 165,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 175,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 365,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 3 $ 295,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 2 $ 320,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ n/a 2 $ 160,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 200,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 680,000
First National Bank of Hutchinson
1 N MAIN ST
HUTCHINSON, KS 67501
* $ n/a 2 $ 430,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 2 $ 290,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 290,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 490,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 210,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 2 $ 390,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 2 $ 100,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 250,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ n/a 2 $ 130,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 60,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 200,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 130,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 95,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 45,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 115,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 145,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 605,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 445,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 95,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ n/a 1 $ 6,305,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 145,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 195,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 45,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 185,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 685,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 145,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 145,000
Washington State Bank
121 S MARION AVE
WASHINGTON, IA 52353
* $ n/a 1 $ 125,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ n/a 1 $ 475,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 1 $ 135,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 185,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ n/a 1 $ 375,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 135,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ n/a 1 $ 75,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 1 $ 115,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 215,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 265,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ n/a 1 $ 6,885,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 65,000
Kansas State University Federal Credit Union
601 MCCALL ROAD
MANHATTAN, KS 66502
* $ n/a 1 $ 115,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 15,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 445,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ n/a 1 $ 35,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 55,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ n/a 1 $ 295,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ n/a 1 $ 135,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 35,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 85,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 235,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 1 $ 115,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 205,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ n/a 1 $ 35,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 95,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 5,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 145,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ n/a 1 $ 65,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 45,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 365,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ n/a 1 $ 285,000

The tables below break down 2025 mortgage applications in Des Moines County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Des Moines County, IA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 470 $83,820,000 $178,000 $6,405,000 $83,000 $888,000
Cash-out Refinancing 137 $24,245,000 $176,000 $6,885,000 $95,000 $700,000
Refinancing 123 $25,165,000 $204,000 $7,605,000 $111,000 $960,000
Home Improvement 84 $3,290,000 $39,000 $305,000 $85,000 $400,000
Other Purpose 70 $4,410,000 $63,000 $295,000 $112,000 $624,000
Not Applicable 1 $25,000 $25,000 $25,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 646 $82,570,000 $127,000 $695,000 $92,000 $888,000
Not applicable 91 $32,475,000 $356,000 $7,605,000 $91,000 $150,000
Not Provided 66 $15,730,000 $238,000 $6,405,000 $104,000 $960,000
Hispanic 36 $4,690,000 $130,000 $655,000 $81,000 $374,000
Black or African American 28 $3,290,000 $117,000 $275,000 $63,000 $181,000
Asian 12 $1,710,000 $142,000 $315,000 $74,000 $162,000
American Indian or Alaskan Native 4 $330,000 $82,000 $105,000 $39,000 $50,000
Native Hawaiian or Other Pacific Islander 2 $160,000 $80,000 $115,000 $50,000 $65,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 627 $102,195,000 $162,000 $7,605,000 $99,000 $960,000
FHA-insured (Federal Housing Administration) 152 $18,560,000 $122,000 $535,000 $59,000 $215,000
VA-guaranteed (Veterans Administration) 104 $19,940,000 $191,000 $455,000 $82,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $260,000 $130,000 $145,000 $40,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 508 $75,870,000 $149,000 $7,605,000 $92,000 $888,000
Application Denied By Financial Institution 154 $28,460,000 $184,000 $6,885,000 $76,000 $700,000
Application Withdrawn By Applicant 102 $21,610,000 $211,000 $6,405,000 $107,000 $960,000
Loan Purchased By The Institution 69 $9,225,000 $133,000 $375,000 $75,000 $150,000
File Closed For Incompleteness 26 $3,510,000 $135,000 $535,000 $93,000 $300,000
Application Approved But Not Accepted 25 $2,125,000 $85,000 $295,000 $98,000 $215,000
Preapproval Approved but not Accepted 1 $155,000 $155,000 $155,000 $107,000 $107,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 727 $111,555,000 $153,000 $7,605,000 $94,000 $960,000
Debt-To-Income Ratio 44 $4,350,000 $98,000 $475,000 $68,000 $374,000
Credit History 40 $2,370,000 $59,000 $165,000 $69,000 $211,000
Collateral 35 $17,695,000 $505,000 $6,885,000 $104,000 $569,000
Credit Application Incomplete 19 $2,825,000 $148,000 $635,000 $98,000 $700,000
Other 12 $1,410,000 $117,000 $295,000 $71,000 $124,000
Unverifiable Information 3 $295,000 $98,000 $185,000 $43,000 $87,000
Insufficient Cash (Downpayment, Closing Cost) 3 $325,000 $108,000 $135,000 $60,000 $121,000
Employment History 2 $130,000 $65,000 $115,000 $39,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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