In 2025, lenders reported 994 mortgage applications in Dukes County, MA totaling $921.6 million, up 5% from 2024. The average application was for $927,000, and applicants reported an average income of $495,000. 52% of applications resulted in an originated loan and 17% were denied. The most active lender was Cape Cod Five Cents Savings Bank, with 109 applications, followed by Rockland Trust Bank and Marthas Vineyard Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 994 |
| Total Mortgage Loan Application Amount | $921,590,000 |
| Average Mortgage Loan Application Amount | $927,000 |
| Highest Mortgage Loan Application Amount | $15,405,000 |
| Average Applicant Income | $495,000 |
| Highest Applicant Income | $9,693,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Cape Cod Five Cents Savings Bank 1500 IYANNOUGH RD HYANNIS, MA 02601 |
* | $ n/a | 109 | $ 41,435,000 |
| Rockland Trust Bank 288 UNION STREET ROCKLAND, MA 02370 |
* | $ n/a | 102 | $ 53,040,000 |
| Marthas Vineyard Bank 496 STATE ROAD; PO BOX 610 WEST TISBURY, MA 02575 |
* | $ n/a | 80 | $ 73,810,000 |
| Citizens Bank, NA ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ n/a | 52 | $ 27,670,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 46 | $ 52,050,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ n/a | 43 | $ 66,845,000 |
| Baycoast Bank 330 SWANSEA MALL DRIVE SWANSEA, MA 02777 |
* | $ n/a | 39 | $ 26,915,000 |
| Baycoast Mortgage Company, LLC 330 SWANSEA MALL DRIVE SWANSEA, MA 02777 |
* | $ n/a | 35 | $ 35,425,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 20 | $ 15,650,000 |
| Leader Bank NA 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ n/a | 19 | $ 16,025,000 |
| Morgan Stanley Private Bank NA 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ n/a | 15 | $ 51,075,000 |
| Guaranteed Rate, Inc. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ n/a | 15 | $ 10,265,000 |
| Ocmbc, Inc. 19000 MACARTHUR BLVD, SUITE 200 IRVINE, CA 92612 |
* | $ n/a | 13 | $ 11,305,000 |
| United Wholesale Mortgage 40600 ANN ARBOR RD E STE 201 PLYMOUTH, MI 48170 |
* | $ n/a | 12 | $ 9,460,000 |
| Allied Mortgage Group, Inc 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ n/a | 10 | $ 6,290,000 |
| Redwood Residential Acquisition Corporation 1 BELVEDERE PLACE MILL VALLEY, CA 94951 |
* | $ n/a | 9 | $ 10,145,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ n/a | 9 | $ 22,875,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ n/a | 9 | $ 5,525,000 |
| Eastern Bank 125 HIGH ST BOSTON, MA 02110 |
* | $ n/a | 8 | $ 4,760,000 |
| Spring Eq, LLC 1 WEST ELM STREET SUITE 450 CONSHOHOCKEN, PA 19428 |
* | $ n/a | 8 | $ 3,020,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ n/a | 8 | $ 6,930,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ n/a | 8 | $ 8,110,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ n/a | 7 | $ 4,225,000 |
| M&T Bank 701 SENECA STREET - SUITE 330N BUFFALO, NY 14203 |
* | $ n/a | 7 | $ 9,495,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ n/a | 7 | $ 27,275,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ n/a | 7 | $ 2,725,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ n/a | 7 | $ 10,775,000 |
| Service Federal Credit Union 3003 LAFAYETTE ROAD PORTSMOUTH, NH 03801 |
* | $ n/a | 6 | $ 5,650,000 |
| Longbridge Financial, LLC 1 INTERNATIONAL BOULEVARD, SUITE 900 MAHWAH, NJ 07495 |
* | $ n/a | 6 | $ 4,510,000 |
| TD Bank MOUNT LAUREL, NJ 08054 |
* | $ n/a | 6 | $ 5,720,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 6 | $ 6,980,000 |
| Figure Lending LLC SAN FRANCISCO, CA 94108 |
* | $ n/a | 6 | $ 530,000 |
| Goldman Sachs Bank USA 200 WEST STREET NEW YORK, NY 10282 |
* | $ n/a | 5 | $ 13,455,000 |
| Charles Schwab Bank, SSB LONE TREE, CO 80124 |
* | $ n/a | 5 | $ 8,765,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ n/a | 5 | $ 5,315,000 |
| Hometown Equity Mortgage, LLC 25531 COMMERCENTRE DRIVE SUITE 250 LAKE FOREST, CA 92630 |
* | $ n/a | 5 | $ 6,315,000 |
| Bankesb 36 MAIN STREET EASTHAMPTON, MA 01027 |
* | $ n/a | 5 | $ 2,815,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ n/a | 5 | $ 7,155,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ n/a | 5 | $ 2,605,000 |
| Better Mortgage Corporation 1 WORLD TRADE CENTER FL 80 NEW YORK, NY 10007 |
* | $ n/a | 5 | $ 3,325,000 |
| Radius Financial Group Inc 600 LONGWATER DRIVE SUITE 107 NORWELL, MA 02061 |
* | $ n/a | 5 | $ 5,475,000 |
| Mutual of Omaha Mortgage LOMBARD, IL 60148 |
* | $ n/a | 4 | $ 1,910,000 |
| Sofi Bank, National Association FRISCO, TX 75034 |
* | $ n/a | 4 | $ 1,070,000 |
| Emm Loans LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08003 |
* | $ n/a | 4 | $ 3,070,000 |
| Middlesex Savings Bank 6 MAIN STREET NATICK, MA 01760 |
* | $ n/a | 4 | $ 3,620,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ n/a | 4 | $ 450,000 |
| Ccg Fund 1, LLC 6 LIBERTY SQ #267 BOSTON, MA 02116 |
* | $ n/a | 4 | $ 13,750,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ n/a | 4 | $ 1,820,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ n/a | 4 | $ 2,640,000 |
| Movement Mortgage, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ n/a | 3 | $ 3,675,000 |
| BNY Mellon, N.A. BOSTON, MA 02108 |
* | $ n/a | 3 | $ 3,565,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 3 | $ 1,145,000 |
| Cambridge Savings Bank 1374 MASSACHUSETTS AVENUE CAMBRIDGE, MA 02138 |
* | $ n/a | 3 | $ 5,515,000 |
| UBS Bank USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ n/a | 3 | $ 4,735,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ n/a | 3 | $ 2,535,000 |
| Needham Bank 1063 GREAT PLAIN AVE NEEDHAM, MA 02492 |
* | $ n/a | 3 | $ 1,585,000 |
| Third Federal Savings and Loan 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ n/a | 3 | $ 555,000 |
| BMO Harris Bank NA 111 W. MONROE CHICAGO, IL 60606 |
* | $ n/a | 3 | $ 19,005,000 |
| Salem Five Cents Savings Bank 210 ESSEX ST SALEM, MA 01970 |
* | $ n/a | 3 | $ 2,405,000 |
| Hanscom Federal Credit Union 1610 EGLIN ST HANSCOM AFB, MA 01731 |
* | $ n/a | 3 | $ 2,815,000 |
| American Heritage Lending, LLC 19800 MACARTHUR BLVD SUITE 950 IRVINE, CA 92612 |
* | $ n/a | 3 | $ 4,255,000 |
| Central One Federal Credit Union 714 MAIN ST SHREWSBURY, MA 01545 |
* | $ n/a | 3 | $ 1,555,000 |
| Webster Bank, N.A. 145 BANK STREET STAMFORD, CT 06901 |
* | $ n/a | 3 | $ 2,635,000 |
| Raymond James Bank 710 CARILLON PARKWAY SAINT PETERSBURG, FL 33716 |
* | $ n/a | 2 | $ 6,330,000 |
| Ice Lender Holdings LLC 31 W 34TH ST. #1012 NEW YORK, NY 10018 |
* | $ n/a | 2 | $ 2,300,000 |
| Bristol County Savings Bank 35 BROADWAY TAUNTON, MA 02780 |
* | $ n/a | 2 | $ 1,130,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ n/a | 2 | $ 1,260,000 |
| American Federal Mortgage Corporation 360 ROUTE 24 CHESTER, NJ 07930 |
* | $ n/a | 2 | $ 1,900,000 |
| Bangor Savings Bank 19 MAINE AVENUE BANGOR, ME 04401 |
* | $ n/a | 2 | $ 1,550,000 |
| Mission Loans, LLC IRVINE, CA 92612 |
* | $ n/a | 2 | $ 390,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ n/a | 2 | $ 920,000 |
| Mortgage Equity Partners LLC 220 BROADWAY SUITE 205 LYNNFIELD, MA 01940 |
* | $ n/a | 2 | $ 2,350,000 |
| Harborone Mortgage, LLC 1045 ELM ST SUITE 601 MANCHESTER, NH 03101 |
* | $ n/a | 2 | $ 3,350,000 |
| The Washington Trust Company, of Westerly 23 BROAD STREET WESTERLY, RI 02891 |
* | $ n/a | 2 | $ 2,390,000 |
| Workers Federal Credit Union 815 MAIN STREET LITTLETON, MA 01460 |
* | $ n/a | 2 | $ 1,560,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ n/a | 2 | $ 1,970,000 |
| Cape & Coast Bank 121 MAIN STREET YARMOUTH PORT, MA 02675 |
* | $ n/a | 2 | $ 2,720,000 |
| Deephaven Mortgage LLC 3530 TORINGDON WAY #200 CHARLOTTE, NC 28277 |
* | $ n/a | 2 | $ 2,350,000 |
| United Mortgage Corp. 25 MELVILLE PARK ROAD MELVILLE, NY 11747 |
* | $ n/a | 2 | $ 1,940,000 |
| The Bank of Greene County 341 MAIN STREET CATSKILL, NY 12414 |
* | $ n/a | 2 | $ 3,180,000 |
| Oaktree Funding Corp 1298 WEST 7TH STREET CHANDLER, AZ 85226 |
* | $ n/a | 2 | $ 1,620,000 |
| Summit Funding.Inc 2135 BUTANO DRIVE SUITE 150 SACRAMENTO, CA 95825 |
* | $ n/a | 2 | $ 3,960,000 |
| Loan Funder LLC 645 MADISON AVENUE, 19TH FLOOR NEW YORK, NY 10022 |
* | $ n/a | 2 | $ 2,350,000 |
| First Community Mortgage, Inc. 275 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ n/a | 2 | $ 3,960,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ n/a | 2 | $ 1,570,000 |
| A&D Mortgage LLC 899 W. CYPRESS CREEK ROAD FT. LAUDERDALE, FL 33309 |
* | $ n/a | 2 | $ 1,220,000 |
| Champions Funding, LLC 365 E GERMANN RD #140 GILBERT, AZ 85297 |
* | $ n/a | 2 | $ 3,500,000 |
| Jeanne D'arc Credit Union 581 MERRIMACK ST. LOWELL, MA 01854 |
* | $ n/a | 2 | $ 1,250,000 |
| Rf Renovo Management Company, LLC 222 W ADAMS ST #1980 CHICAGO, IL 60606 |
* | $ n/a | 2 | $ 2,590,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 2 | $ 4,520,000 |
| Churchill Funding I LLC 3220 WILKINSON BLVD UNIT A4 CHARLOTTE, NC 28203 |
* | $ n/a | 2 | $ 5,570,000 |
| Luxury Mortgage Corp. FOUR LANDMARK SQUARE SUITE 300 STAMFORD, CT 06901 |
* | $ n/a | 2 | $ 1,890,000 |
| Lakeview Loan Servicing, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ n/a | 2 | $ 1,420,000 |
| Velocity Commercial Capital LLC 2945 TOWNSGATE ROAD SUITE 110 WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 2 | $ 4,350,000 |
| Nqm Funding, LLC E, 4800 N FEDERAL HWY #200 BOCA RATON, FL 33431 |
* | $ n/a | 2 | $ 1,710,000 |
| Pcsb Bank 2651 STRANG BLVD., SUITE 100, P.O. BOX 712 YORKTOWN HEIGHTS, NY 10598 |
* | $ n/a | 2 | $ 6,010,000 |
| Quorum Federal Credit Union 2500 WESTCHESTER AVENUE PURCHASE, NY 10577 |
* | $ n/a | 2 | $ 210,000 |
| Primis Bank GLEN ALLEN, VA 23060 |
* | $ n/a | 2 | $ 2,710,000 |
| American Financial Network, Inc. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ n/a | 2 | $ 1,220,000 |
| Homexpress Mortgage Corp. 1936 E DEERE AVE SUITE 200 SANTA ANA, CA 92705 |
* | $ n/a | 1 | $ 1,085,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 1 | $ 625,000 |
| Mortgage Markets Cuso, LLC 616 BURNSIDE AVENUE EAST HARTFORD, CT 06108 |
* | $ n/a | 1 | $ 805,000 |
| East Coast Capital Corp. 25 MELVILLE PARK ROAD SUITE 200 MELVILLE, NY 11743 |
* | $ n/a | 1 | $ 985,000 |
| American Financing Corporation 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ n/a | 1 | $ 1,395,000 |
| Sage Home Loans Corporation 1423 RED VENTURES DRIVE SUITE 201 FORT MILL, SC 29707 |
* | $ n/a | 1 | $ 315,000 |
| Beacon Bank & Trust ALBANY, NY 12207 |
* | $ n/a | 1 | $ 805,000 |
| Dollar Bank, FSB #3 GATEWAY CENTER, SEVEN WEST PITTSBURGH, PA 15222 |
* | $ n/a | 1 | $ 1,475,000 |
| Liberty Bank 6600 PLAZA DRIVE NEW ORLEANS, LA 70127 |
* | $ n/a | 1 | $ 605,000 |
| Plaza Home Mortgage, Inc 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ n/a | 1 | $ 995,000 |
| The Federal Savings Bank 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60639 |
* | $ n/a | 1 | $ 885,000 |
| Angel Oak Mortgage Solutions LLC 980 HAMMOND DRIVE, SUITE 850 ATLANTA, GA 30328 |
* | $ n/a | 1 | $ 655,000 |
| Ark-La-Tex Financial Services LLC 5160 TENNYSON PKWY STE 1000 PLANO, TX 75024 |
* | $ n/a | 1 | $ 715,000 |
| Salem Five Mortgage Company LLC 210 ESSEX STREET SALEM, MA 01970 |
* | $ n/a | 1 | $ 1,875,000 |
| Bank of Canton 490 TURNPIKE STREET CANTON, MA 02021 |
* | $ n/a | 1 | $ 1,125,000 |
| CIBC Bank USA 120 SOUTH LASALLE CHICAGO, IL 60602 |
* | $ n/a | 1 | $ 545,000 |
| Direct Federal Credit Union 50 CABOT STREET NEEDHAM, MA 02494 |
* | $ n/a | 1 | $ 405,000 |
| Huntington National Bank 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ n/a | 1 | $ 365,000 |
| Msa Mortgage, LLC 5 FREMONT STREET WINTHROP, MA 02152 |
* | $ n/a | 1 | $ 1,005,000 |
| Fourleaf Federal Credit Union 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ n/a | 1 | $ 115,000 |
| Wesbanco Bank, Inc. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ n/a | 1 | $ 1,495,000 |
| Goodleap, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ n/a | 1 | $ 525,000 |
| Guaranteed Rate Affinity, LLC 1800 WEST LARCHMONT AVE CHICAGO, IL 60613 |
* | $ n/a | 1 | $ 1,025,000 |
| Florence Bank 85 MAIN STREET FLORENCE, MA 01062 |
* | $ n/a | 1 | $ 45,000 |
| Rockland Federal Credit Union 241 UNION STREET ROCKLAND, MA 02370 |
* | $ n/a | 1 | $ 1,225,000 |
| Zillow Home Loans, LLC 2600 MICHELSON DRIVE IRVINE, CA 92612 |
* | $ n/a | 1 | $ 905,000 |
| First National Bank of America 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ n/a | 1 | $ 825,000 |
| Avidia Bank 42 MAIN STREET HUDSON, MA 01749 |
* | $ n/a | 1 | $ 2,545,000 |
| Nexbank 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ n/a | 1 | $ 955,000 |
| Northern Bank & Trust Company 275 MISHAWUM ROAD WOBURN, MA 01801 |
* | $ n/a | 1 | $ 2,805,000 |
| Digital Federal Credit Union 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ n/a | 1 | $ 105,000 |
| Fifth Third Bank, National Association 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ n/a | 1 | $ 1,335,000 |
| Umassfive College Federal Credit Union 200 WESTGATE CENTER DRIVE, PO BOX 1060 HADLEY, MA 01035 |
* | $ n/a | 1 | $ 155,000 |
| Members Mortgage Company Inc 90 MAPLE STREET STONEHAM, MA 02180 |
* | $ n/a | 1 | $ 845,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ n/a | 1 | $ 265,000 |
| Teachers Federal Credit Union 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ n/a | 1 | $ 55,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ n/a | 1 | $ 1,095,000 |
| Barrington Bank & Trust Company, N.A. 201 SOUTH HOUGH STREET BARRINGTON, IL 60010 |
* | $ n/a | 1 | $ 805,000 |
| Lendingone LLC 901 YAMATO RD #150 BOCA RATON, FL 33431 |
* | $ n/a | 1 | $ 495,000 |
| First Ciitizens Bank and Trust 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27603 |
* | $ n/a | 1 | $ 3,005,000 |
| Peoplesbank 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ n/a | 1 | $ 1,155,000 |
| Ardri LLC 27001 AGOURA ROAD #100 CALABASAS, CA 91301 |
* | $ n/a | 1 | $ 2,375,000 |
| New Fed Mortgage Corp. 98 HIGH ST DANVERS, MA 01923 |
* | $ n/a | 1 | $ 925,000 |
| Lendsure Mortgage Corp. 16959 BERNARDO CENTER DR, #102 SAN DIEGO, CA 92128 |
* | $ n/a | 1 | $ 655,000 |
| Union Home Mortgage Corp. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ n/a | 1 | $ 55,000 |
| Homebridge Financial Services, Inc 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ n/a | 1 | $ 105,000 |
| Bank of Easton 275 WASHINGTON STREET NORTH EASTON, MA 02356 |
* | $ n/a | 1 | $ 405,000 |
| Beeline Loans, Inc. 188 VALLEY ST SUITE 225 PROVIDENCE, RI 02909 |
* | $ n/a | 1 | $ 1,075,000 |
| Reading Cooperative Bank 180 HAVEN STREET READING, MA 01867 |
* | $ n/a | 1 | $ 755,000 |
| Nations Direct Mortgage, LLC 2475 VILLAGE VIEW DRIVE SUITE 100 HENDERSON, NV 89074 |
* | $ n/a | 1 | $ 705,000 |
| First Citizens' Federal Credit Union 200 MILL RD, SUITE 100 FAIRHAVEN, MA 02719 |
* | $ n/a | 1 | $ 105,000 |
| Winter Hill Bank 342 BROADWAY SOMERVILLE, MA 02145 |
* | $ n/a | 1 | $ 1,505,000 |
The tables below break down 2025 mortgage applications in Dukes County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 332 | $440,700,000 | $1,327,000 | $10,475,000 | $704,000 | $9,693,000 |
| Cash-out Refinancing | 191 | $154,205,000 | $807,000 | $4,505,000 | $366,000 | $4,974,000 |
| Refinancing | 188 | $186,840,000 | $993,000 | $15,405,000 | $390,000 | $7,163,000 |
| Home Improvement | 168 | $62,360,000 | $371,000 | $5,005,000 | $340,000 | $2,497,000 |
| Other Purpose | 114 | $77,150,000 | $676,000 | $9,995,000 | $504,000 | $6,832,000 |
| Not Applicable | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 556 | $466,860,000 | $839,000 | $15,405,000 | $496,000 | $9,693,000 |
| Not Provided | 143 | $125,245,000 | $875,000 | $15,405,000 | $447,000 | $6,404,000 |
| Black or African American | 129 | $142,195,000 | $1,102,000 | $10,005,000 | $632,000 | $4,974,000 |
| Not applicable | 101 | $137,035,000 | $1,356,000 | $10,005,000 | $428,000 | $860,000 |
| Hispanic | 49 | $38,635,000 | $788,000 | $4,065,000 | $345,000 | $2,398,000 |
| Asian | 10 | $8,310,000 | $831,000 | $2,805,000 | $335,000 | $649,000 |
| American Indian or Alaskan Native | 6 | $3,310,000 | $551,000 | $875,000 | $172,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 958 | $893,800,000 | $932,000 | $15,405,000 | $506,000 | $9,693,000 |
| FHA-insured (Federal Housing Administration) | 30 | $21,500,000 | $716,000 | $1,495,000 | $169,000 | $624,000 |
| VA-guaranteed (Veterans Administration) | 6 | $6,290,000 | $1,048,000 | $1,445,000 | $240,000 | $295,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 514 | $482,370,000 | $938,000 | $15,405,000 | $575,000 | $7,163,000 |
| Application Denied By Financial Institution | 166 | $111,890,000 | $674,000 | $10,005,000 | $273,000 | $4,974,000 |
| Application Withdrawn By Applicant | 140 | $145,130,000 | $1,036,000 | $9,995,000 | $521,000 | $9,693,000 |
| Loan Purchased By The Institution | 98 | $104,520,000 | $1,066,000 | $5,005,000 | $390,000 | $1,875,000 |
| File Closed For Incompleteness | 53 | $42,695,000 | $805,000 | $10,005,000 | $502,000 | $6,404,000 |
| Application Approved But Not Accepted | 23 | $34,985,000 | $1,521,000 | $15,405,000 | $351,000 | $1,348,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 745 | $732,905,000 | $983,000 | $15,405,000 | $526,000 | $9,693,000 |
| Debt-To-Income Ratio | 159 | $133,085,000 | $837,000 | $10,475,000 | $466,000 | $7,147,000 |
| Credit History | 26 | $11,300,000 | $434,000 | $3,175,000 | $253,000 | $1,400,000 |
| Collateral | 24 | $8,430,000 | $351,000 | $1,125,000 | $212,000 | $648,000 |
| Other | 19 | $12,635,000 | $665,000 | $3,005,000 | $314,000 | $1,400,000 |
| Credit Application Incomplete | 14 | $13,000,000 | $928,000 | $2,805,000 | $476,000 | $2,670,000 |
| Unverifiable Information | 6 | $7,730,000 | $1,288,000 | $3,005,000 | $463,000 | $1,195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $2,505,000 | $2,505,000 | $2,505,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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