Dutchess County, NY Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 16,924 mortgage applications in Dutchess County, NY totaling $4.9 billion, up 9% from 2020. The average application was for $292,000, and applicants reported an average income of $144,000. 61% of applications resulted in an originated loan and 14% were denied. The most active lender was Hudson Valley Credit Union, with 2,927 applications, followed by Wells Fargo Bank NA and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,924
Total Mortgage Loan Application Amount $4,948,610,000
Average Mortgage Loan Application Amount $292,000
Highest Mortgage Loan Application Amount $77,005,000
Average Applicant Income $144,000
Highest Applicant Income $7,750,000

Mortgage Company List for Lending in Dutchess County, NY for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 5,351,288,000 2,927 $ 463,335,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 976 $ 284,730,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 671 $ 217,475,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 565 $ 146,135,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 564 $ 129,160,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 491 $ 153,365,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 469 $ 151,615,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 462 $ 144,140,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 426 $ 106,130,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 409 $ 87,455,000
Teg Federal Credit Union
1 COMMERCE ST.
POUGHKEEPSIE, NY 12603
* $ 305,532,000 386 $ 107,000,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 360 $ 110,470,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 288 $ 69,730,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 281 $ 111,055,000
Rhinebeck Bank
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ 973,811,000 210 $ 72,850,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 5,220,288,000 200 $ 50,810,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 1,084,245,000 195 $ 46,215,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 194 $ 63,190,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 182 $ 62,780,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 173 $ 48,675,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 170 $ 49,520,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 1,112,449,000 170 $ 80,660,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 158 $ 14,550,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 320,471,996,000 156 $ 52,530,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 147 $ 43,195,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 37,441,578,000 144 $ 41,690,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 127 $ 71,265,000
Ulster Savings Bank
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 956,434,000 125 $ 38,115,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 121 $ 36,465,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 117 $ 33,715,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 112 $ 37,980,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 110 $ 41,670,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 96 $ 28,590,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 82 $ 24,410,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 79 $ 20,195,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 76 $ 23,940,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 72 $ 20,800,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 71 $ 36,315,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 64 $ 14,580,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 64 $ 20,200,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 63 $ 15,225,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 63 $ 5,585,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 60 $ 17,810,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 59 $ 19,755,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 52 $ 15,570,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 47 $ 16,035,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 46 $ 13,100,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 45 $ 13,235,000
Mahopac Bank
1442 RT 22
BREWSTER, NY 10509
* $ 1,338,214,000 44 $ 29,100,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ 383,396,000 44 $ 16,610,000
Toll Brothers Mortgage Company

FORT WASHINGTON, PA 19034
* $ -1,000 43 $ 16,685,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 43 $ 10,735,000
Pcsb Bank
2651 STRANG BLVD., SUITE 100, P.O. BOX 712
YORKTOWN HEIGHTS, NY 10598
* $ 1,646,356,000 40 $ 11,000,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 30,412,303,000 39 $ 8,045,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 38 $ 4,000,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 37 $ 11,445,000
Walden Savings Bank
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 594,023,000 36 $ 12,590,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 34 $ 10,720,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 34 $ 8,350,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 34 $ 10,990,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 33 $ 10,375,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 32 $ 9,900,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 32 $ 10,160,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 31 $ 5,315,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 31 $ 10,645,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 451,290,000 28 $ 8,140,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 28 $ 8,880,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 27 $ 8,845,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 26 $ 11,030,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 25 $ 3,655,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 435,994,000 25 $ 5,515,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 25 $ 8,065,000
Popular Bank
9600 WEST BRYN MAWR
NEW YORK, NY 10004
* $ 10,055,910,000 23 $ 7,865,000
Sawyer Savings Bank
PO BOX 420
SAUGERTIES, NY 12477
* $ 255,092,000 22 $ 6,820,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 22 $ 7,800,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 20 $ 6,260,000
Wallkill Valley Federal Savings & Loan Association
23 WALLKILL AVENUE
WALLKILL, NY 12589
* $ 327,786,000 20 $ 7,220,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 20 $ 5,100,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 19 $ 5,645,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 19 $ 5,125,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 19 $ 4,775,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 18 $ 5,570,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 18 $ 4,520,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 18 $ 4,400,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 116,263,634,000 17 $ 24,435,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ -1,000 17 $ 5,045,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 3,052,271,000 17 $ 3,225,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 16 $ 5,350,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 61,390,143,000 16 $ 12,030,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,789,845,000 16 $ 2,340,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 16 $ 5,380,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 16 $ 5,010,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ -1,000 15 $ 4,815,000
Capital Communications Federal Credit Union
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 1,943,306,000 15 $ 1,585,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,782,088,000 15 $ 935,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 15 $ 5,725,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 15 $ 14,875,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 580,205,000 14 $ 1,300,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 14 $ 4,120,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 13 $ 3,845,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 394,658,000 13 $ 3,725,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 13 $ 1,335,000
Seneca Savings
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 210,294,000 13 $ 1,245,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 13 $ 1,265,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 13 $ 3,505,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ 1,439,651,000 12 $ 5,220,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 12 $ 3,240,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 12 $ 1,980,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 877,982,000 12 $ 3,740,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,843,868,000 11 $ 3,045,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 11 $ 3,385,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 11 $ 3,135,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 4,055,933,000 11 $ 1,255,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 11 $ 14,455,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 11 $ 3,625,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ -1,000 11 $ 2,995,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 11 $ 3,145,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 10 $ 3,700,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 10 $ 4,620,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 11,335,522,000 10 $ 3,480,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ -1,000 10 $ 3,040,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 58,343,490,000 10 $ 4,660,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 10 $ 1,580,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 9 $ 1,995,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ -1,000 9 $ 2,885,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 9 $ 2,945,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 9 $ 2,405,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 9 $ 2,815,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 841,254,000 9 $ 1,025,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 84,670,854,000 8 $ 1,770,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 5,980,675,000 8 $ 2,800,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ -1,000 8 $ 2,610,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ -1,000 8 $ 2,410,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 8 $ 2,900,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 7 $ 2,615,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ 584,882,000 7 $ 515,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 7 $ 2,255,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 7 $ 2,815,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 7 $ 1,815,000
Ark Mortgage, Inc.
400 RELLA BLVD SUITE 300
MONTEBELLO, NY 10901
* $ -1,000 7 $ 1,595,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 7 $ 1,415,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 6 $ 1,500,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 6 $ 1,970,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 3,481,966,000 6 $ 800,000
One American Bank
515 S MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ -1,000 6 $ 1,740,000
Academy Mortgage Corp.
105 CONKLIN STREET
FARMINGDALE, NY 11735
* $ -1,000 6 $ 1,820,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 6 $ 1,670,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 6 $ 1,730,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 172,887,701,000 6 $ 3,790,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,694,690,000 6 $ 480,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 6 $ 2,130,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 104,250,000 6 $ 1,650,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 6 $ 1,590,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 5 $ 1,175,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 5 $ 1,445,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 216,654,000,000 5 $ 4,805,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 740,218,000 5 $ 905,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 5 $ 1,985,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 5 $ 1,775,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ -1,000 5 $ 1,545,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 5 $ 1,475,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 7,508,575,000 5 $ 1,025,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,097,505,000 4 $ 940,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 4 $ 1,320,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ -1,000 4 $ 1,410,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 770,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 5,324,945,000 4 $ 1,350,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 11,209,976,000 4 $ 1,000,000
Lakeland Bank
250 OAK RIDGE RD
NEWFOUNDLAND, NJ 07438
* $ 6,706,430,000 4 $ 6,630,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 4 $ 2,390,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 14,144,676,000 4 $ 1,120,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 4 $ 650,000
Suma Federal Credit Union
125 CORPORATE BLVD
YONKERS, NY 10701
* $ 343,187,000 4 $ 1,240,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 6,120,102,000 4 $ 1,170,000
Quik Fund, Inc.
900 STEWART AVE SUITE 240
GARDEN CITY, NY 11530
* $ -1,000 4 $ 1,470,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 4 $ 1,070,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 4 $ 1,000,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 1,110,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 1,388,544,000 3 $ 3,015,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 1,636,039,000 3 $ 745,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 879,238,000 3 $ 1,195,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 3 $ 845,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,921,403,000 3 $ 625,000
Ridgewood Savings Bank
71-02 FOREST AVENUE
RIDGEWOOD, NY 11385
* $ 5,814,080,000 3 $ 5,615,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 3,529,015,000 3 $ 415,000
Pioneer Bank, National Association
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 1,390,142,000 3 $ 1,605,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ -1,000 3 $ 72,275,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 3 $ 935,000
National Bank of Coxsackie
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 325,368,000 3 $ 1,415,000
Dime Community Bank
2200 MONTAUK HIGHWAY/ PO BOX 3005
HAUPPAUGE, NY 11788
* $ 4,921,297,000 3 $ 4,765,000
Sterling National Bank
400 RELLA BLVD.
MONTEBELLO, NY 10901
* $ 30,566,521,000 3 $ 865,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 53,617,338,000 3 $ 90,215,000
Northwest Community Bank
86 MAIN ST
WINSTED, CT 06098
* $ 417,934,000 3 $ 935,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 4,274,925,000 3 $ 375,000
Emigrant Mortgage Company, Inc.
5 EAST 42ND STREET
NEW YORK, NY 10017
* $ -1,000 3 $ 1,345,000
Berkshire Bank

ALBANY, NY 12207
* $ 13,181,399,000 3 $ 495,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 2,068,242,000 3 $ 665,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 272,114,000 3 $ 295,000
Investors Bank
101 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 26,708,543,000 3 $ 635,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 2 $ 750,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ 1,227,734,000 2 $ 240,000
Blair Services of America, Inc
1121 OLD WALT WHITMMAN ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 450,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 2 $ 40,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,751,794,000 2 $ 2,270,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 157,540,000 2 $ 220,000
Union Savings Bank
226 MAIN STREET
DANBURY, CT 06810
* $ 2,276,560,000 2 $ 840,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 2 $ 63,360,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 570,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 530,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 11,550,782,000 2 $ 670,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 2 $ 640,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 29,303,000,000 2 $ 1,120,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 2 $ 530,000
BNC National Bank

BISMARCK, ND 58501
* $ 965,305,000 2 $ 630,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 820,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 135,885,433,000 2 $ 2,110,000
Ives Bank
35 WEST STREET
DANBURY, CT 06810
* $ 1,117,094,000 2 $ 690,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 2 $ 540,000
Visio Financial Services Inc.
1905 KRAMER LN B700
WILMINGTON, DE 78758
* $ -1,000 2 $ 510,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 996,248,000 2 $ 270,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 2 $ 1,480,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ 9,807,688,000 2 $ 13,180,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 44,181,503,000 2 $ 260,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 109,679,000 2 $ 610,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ -1,000 2 $ 820,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 69,942,929,000 2 $ 2,010,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 470,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 485,000
Island Federal Credit Union
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 1,527,006,000 1 $ 265,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 495,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 1,375,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 43,126,164,000 1 $ 1,995,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 18,066,529,000 1 $ 265,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 485,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 8,253,751,000 1 $ 265,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,509,707,000 1 $ 25,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 319,196,000 1 $ 565,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 165,000
Sprout Mortgage, LLC
1759 ST LUCIE W BLVD
PORT LUCIE, FL 34986
* $ -1,000 1 $ 355,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 305,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 445,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 265,000
Orange Bank and Trust Company
212 DOLSON AVENUE
MIDDLETOWN, NY 10940
* $ 1,219,002,000 1 $ 2,255,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,166,050,000 1 $ 195,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 11,511,729,000 1 $ 4,565,000
1st 2nd Mortgage Company of N.J., Inc.
50 SPRING ST
CRESSKILL, NJ 07626
* $ -1,000 1 $ 155,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,504,251,000 1 $ 295,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 13,110,529,000 1 $ 125,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,598,362,000 1 $ 385,000
Patriot One Mortgage Bankers
142 WILLIS AVE
MINEOLA, NY 11501
* $ -1,000 1 $ 365,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 328,999,040,000 1 $ 70,005,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 225,000
Unity Bank
64 OLD HIGHWAY 22
CLINTON, NJ 08809
* $ 1,712,368,000 1 $ 515,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 225,000
Royal Business Bank
660 S. FIGUEROA ST. SUITE 1888
LOS ANGELES, CA 90017
* $ 2,783,284,000 1 $ 265,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 1 $ 255,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 33,588,619,000 1 $ 1,005,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,630,739,000 1 $ 285,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 1 $ 895,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 1 $ 265,000
Constructive Loans LLC
1801 S MEYERS RD
OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 235,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ -1,000 1 $ 295,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 872,778,000 1 $ 685,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 699,498,000 1 $ 335,000
Seatrust Mortgage Company
1001 MILITARY CUTOFF RD STE 350
WILMINGTON, NC 28405
* $ -1,000 1 $ 255,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,149,979,000 1 $ 315,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 185,000
Jersey Mortgage Company
511 SOUTH AVENUE EAST
CRANFORD, NJ 07016
* $ -1,000 1 $ 315,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 175,000
Axiom Bank, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 672,019,000 1 $ 115,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 695,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 574,696,000 1 $ 425,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 228,836,000,000 1 $ 3,005,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 20,311,535,000 1 $ 345,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 347,773,000 1 $ 65,000
Saratoga National Bank

GLENS FALLS, NY 12801
* $ 642,968,000 1 $ 235,000
Ardent Federal Credit Union
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19102
* $ 719,480,000 1 $ 225,000
Summit Mortgage Bankers, Inc.
3660 MAIN STREET, 3RD FLOOR
FLUSHING, NY 11354
* $ -1,000 1 $ 235,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 1 $ 325,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 125,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,658,628,000 1 $ 25,000
National Cooperative Bank, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 2,695,854,000 1 $ 325,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 525,000
Lynx Mortgage Bank LLC
143 POST AVE
WESTBURY, NY 11590
* $ -1,000 1 $ 315,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 305,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 42,074,066,000 1 $ 425,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 1 $ 22,005,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 405,000
Servisfirst Bank
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 8,946,415,000 1 $ 395,000
Jeff Bank
4866 STATE ROUTE 52
JEFFERSONVILLE, NY 12748
* $ 505,973,000 1 $ 285,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 265,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 1 $ 515,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ 1,687,946,000 1 $ 235,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ -1,000 1 $ 335,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 345,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 791,565,000 1 $ 305,000
Heartland Bank
430 N HAMILTON ROAD
WHITEHALL, OH 43213
* $ 1,112,506,000 1 $ 165,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 1 $ 255,000
Kearny Bank
120 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 6,589,030,000 1 $ 675,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 1,636,541,000 1 $ 255,000
Bayport Funding LLC
98 CUTTERMILL ROAD, SUITE 424N
GREAT NECK, NY 11021
* $ -1,000 1 $ 155,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,583,299,000 1 $ 285,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,850,784,000 1 $ 625,000

The tables below break down 2021 mortgage applications in Dutchess County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dutchess County, NY in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,979 $2,230,725,000 $373,000 $77,005,000 $146,000 $4,420,000
Refinancing 5,072 $1,440,360,000 $283,000 $33,185,000 $148,000 $7,750,000
Cash-out Refinancing 3,342 $951,900,000 $284,000 $22,005,000 $132,000 $4,141,000
Home Improvement 1,548 $158,710,000 $102,000 $1,505,000 $134,000 $2,993,000
Other Purpose 867 $142,885,000 $164,000 $7,705,000 $162,000 $5,498,000
Not Applicable 116 $24,030,000 $207,000 $545,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,133 $2,608,885,000 $257,000 $5,305,000 $145,000 $6,100,000
Not Provided 2,768 $764,530,000 $276,000 $5,305,000 $160,000 $7,750,000
Hispanic 1,464 $385,290,000 $263,000 $1,375,000 $114,000 $2,512,000
Black or African American 1,157 $291,255,000 $251,000 $875,000 $108,000 $1,040,000
Not applicable 833 $725,505,000 $870,000 $77,005,000 $142,000 $962,000
Asian 391 $120,475,000 $308,000 $1,545,000 $175,000 $1,750,000
American Indian or Alaskan Native 57 $13,035,000 $228,000 $545,000 $120,000 $336,000
Native Hawaiian or Other Pacific Islander 9 $2,055,000 $228,000 $415,000 $131,000 $225,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,004 $4,366,730,000 $291,000 $77,005,000 $148,000 $7,750,000
FHA-insured (Federal Housing Administration) 1,377 $403,645,000 $293,000 $33,185,000 $88,000 $2,139,000
VA-guaranteed (Veterans Administration) 537 $176,235,000 $328,000 $745,000 $97,000 $524,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $2,000,000 $333,000 $525,000 $100,000 $156,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,356 $3,205,510,000 $309,000 $77,005,000 $145,000 $5,498,000
Application Denied By Financial Institution 2,378 $530,680,000 $223,000 $27,155,000 $115,000 $7,750,000
Application Withdrawn By Applicant 1,748 $585,670,000 $335,000 $70,005,000 $171,000 $6,210,000
Loan Purchased By The Institution 1,097 $322,565,000 $294,000 $1,295,000 $134,000 $962,000
Application Approved But Not Accepted 674 $132,050,000 $195,000 $7,505,000 $134,000 $4,200,000
File Closed For Incompleteness 644 $163,370,000 $253,000 $2,105,000 $175,000 $6,100,000
Preapproval Approved but not Accepted 25 $8,325,000 $333,000 $545,000 $126,000 $246,000
Preapproval Denied by Financial Institution 2 $440,000 $220,000 $245,000 $103,000 $130,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,223 $4,236,715,000 $297,000 $77,005,000 $148,000 $6,210,000
Debt-To-Income Ratio 1,168 $354,170,000 $303,000 $33,185,000 $100,000 $2,876,000
Credit History 504 $82,520,000 $163,000 $835,000 $129,000 $7,750,000
Collateral 375 $88,545,000 $236,000 $3,005,000 $138,000 $898,000
Other 259 $57,095,000 $220,000 $1,575,000 $148,000 $3,510,000
Credit Application Incomplete 229 $88,075,000 $384,000 $27,155,000 $130,000 $638,000
Unverifiable Information 95 $23,165,000 $243,000 $725,000 $128,000 $1,568,000
Insufficient Cash (Downpayment, Closing Cost) 36 $10,990,000 $305,000 $2,065,000 $127,000 $741,000
Employment History 35 $7,335,000 $209,000 $465,000 $94,000 $402,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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