Erie County, OH Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 2,892 mortgage applications in Erie County, OH totaling $383.3 million, up 9% from 2015. The average application was for $132,000, and applicants reported an average income of $75,000. 52% of applications resulted in an originated loan and 20% were denied. The most active lender was Civista Bank, with 235 applications, followed by loanDepot.com LLC and Mycumortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,892
Total Mortgage Loan Application Amount $383,318,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $5,100,000
Average Applicant Income $75,000
Highest Applicant Income $1,805,000

Mortgage Company List for Lending in Erie County, OH for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,312,329,000 235 $ 27,510,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 149 $ 20,320,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 148 $ 13,469,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 145 $ 13,590,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 126 $ 17,005,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 123 $ 15,829,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 122 $ 11,068,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 114 $ 17,923,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 102 $ 13,008,000
First Federal Savings & Loan Association of Lorain
3721 OBERLIN AVE
LORAIN, OH 44053
* $ 423,737,000 101 $ 15,641,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 68 $ 8,951,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 70,879,778,000 54 $ 8,726,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 48 $ 6,703,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 40 $ 5,395,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 1,988,493,000 39 $ 5,969,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 39 $ 5,053,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 33 $ 4,232,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 33 $ 4,426,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 138,620,635,000 31 $ 2,246,000
First Federal Bank of Ohio
140 N COLUMBUS ST.
GALION, OH 44833
* $ 234,261,000 31 $ 3,663,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 30 $ 4,039,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 29 $ 5,038,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 27 $ 2,956,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,613,141,000 25 $ 4,905,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 24 $ 2,677,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 8,993,107,000 23 $ 2,297,000
Home Mortgage Assured Corporation
6000 PARKLAND BLVD
MAYFIELD HTS, OH 44124
* $ 10,000,000 21 $ 2,860,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 19 $ 3,060,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 25,520,808,000 17 $ 2,038,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 17 $ 2,653,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 16 $ 1,773,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 15 $ 2,450,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 7,347,353,000 15 $ 1,907,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 15 $ 1,643,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 14 $ 1,658,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 14 $ 1,824,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 13 $ 2,783,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 13 $ 1,626,000
Croghan Colonial Bank
323 CROGHAN ST
FREMONT, OH 43420
* $ 796,405,000 13 $ 2,430,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 12 $ 1,458,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 12 $ 1,643,000
Talmer B&Tc
2301 W BIG BEAVER RD
TROY, MI 48084
* $ 6,586,459,000 11 $ 1,754,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 11 $ 1,162,000
First National Bank
120 NORTH ST
BELLEVUE, OH 44811
* $ 180,422,000 11 $ 1,328,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 9 $ 1,798,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 9 $ 1,294,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 9 $ 1,467,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 9 $ 2,147,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 3,202,505,000 8 $ 949,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 8 $ 892,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 8 $ 1,290,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 8 $ 1,046,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 8 $ 749,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 8 $ 621,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 8 $ 874,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 8 $ 1,229,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 8 $ 1,474,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 7,236,717,000 7 $ 1,561,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ 29,436,748,000 7 $ 705,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 794,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ 3,300,000,000 7 $ 1,027,000
Union Capital Mortgage Corporation
7676 REYNOLDS ROAD
MENTOR, OH 44060
* $ 10,000,000 7 $ 2,454,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 1,218,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 6 $ 718,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 6 $ 767,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 6 $ 873,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 6 $ 717,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 6 $ 245,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 6 $ 632,000
Sutton Bank
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 415,712,000 6 $ 789,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 6 $ 1,686,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 6 $ 663,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 5 $ 497,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ 2,409,126,000 5 $ 720,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 5 $ 2,852,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 5 $ 537,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 5 $ 905,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 5 $ 692,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,654,173,000 5 $ 469,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 268,926,000 5 $ 61,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 5 $ 782,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 5 $ 124,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 5 $ 731,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ 10,000,000 5 $ 741,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 560,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 4 $ 812,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 601,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,134,877,000 4 $ 405,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 4 $ 692,000
Buckeye Community Bank
105 SHEFFIELD CENTER
LORAIN, OH 44055
* $ 159,505,000 4 $ 1,088,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 4 $ 76,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 159,000
Mechanics Bank
2 SOUTH MAIN STREET
MANSFIELD, OH 44902
* $ 452,400,000 4 $ 787,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 17,379,124,000 4 $ 902,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 4 $ 693,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 4 $ 372,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 4 $ 551,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 4 $ 555,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 4 $ 731,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 4 $ 647,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 555,000
Community Star Credit Union
832 CLEVELAND ST
ELYRIA, OH 44035
* $ 68,170,000 4 $ 151,000
American Midwest Mortgage Corporation
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 3 $ 542,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 370,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 5,592,561,000 3 $ 378,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,652,711,000 3 $ 379,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 3 $ 536,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 3 $ 550,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 3 $ 331,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 383,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 433,000
Westfield Bank, FSB
255 EAST 5TH ST
CINCINNATI, OH 45202
* $ 1,086,068,000 3 $ 1,193,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 3 $ 548,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 3 $ 612,000
Mission Loans, LLC

IRVINE, CA 92612
* $ 26,491,000 2 $ 186,000
First Ohio Home Finance
385 COUNTY LINE RD W, STE 200
WESTERVILLE, OH 43082
* $ 2,458,000 2 $ 408,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 276,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 978,459,000 2 $ 300,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 731,365,000 2 $ 295,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 476,220,000 2 $ 150,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 627,922,000 2 $ 140,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 160,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 2 $ 263,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 484,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 2 $ 363,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 5,346,724,000 2 $ 21,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 2 $ 198,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 2,279,399,000 2 $ 845,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 27,567,209,000 2 $ 642,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 2 $ 215,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 2 $ 692,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 2 $ 213,000
Geauga Savings Bank
10800 KINSMAN RD
NEWBURY, OH 44065
* $ 366,815,000 2 $ 498,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 2 $ 76,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 2 $ 253,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ 1,854,184,000 2 $ 362,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ 10,000,000 2 $ 475,000
Liberty National Bank
100 EAST FRANKLIN STREET
KENTON, OH 43326
* $ 262,325,000 2 $ 257,000
Superior Credit Union, Inc.
4230 ELIDA RD
LIMA, OH 45807
* $ 572,728,000 1 $ 119,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 254,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 1 $ 74,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 1 $ 74,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 475,396,000 1 $ 225,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 8,128,215,000 1 $ 170,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 1 $ 88,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 132,000
Centerbank
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 145,785,000 1 $ 41,000
Hantz Bank
26200 AMERICAN DRIVE, 2ND FLOOR
SOUTHFIELD, MI 48034
* $ 208,061,000 1 $ 186,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 1 $ 124,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 30,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 68,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 117,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 240,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 6,545,817,000 1 $ 152,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 1 $ 179,000
Hometown Bank
142 N. WATER ST.
KENT, OH 44240
* $ 175,411,000 1 $ 205,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 350,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 1 $ 189,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 139,069,000,000 1 $ 207,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 1 $ 115,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 1 $ 273,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 1 $ 155,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 90,192,245,000 1 $ 53,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 430,997,000 1 $ 196,000
Eaglebank
11931 TECH RD
SILVER SPRING, MD 20904
* $ 6,063,726,000 1 $ 136,000
The Farmers Savings Bank
111 W MAIN ST PO BOX 38
SPENCER, OH 44275
* $ 277,801,000 1 $ 36,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 6,744,662,000 1 $ 124,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 1 $ 123,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 417,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 111,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 63,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 163,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 76,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 23,380,000 1 $ 76,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 276,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 111,000
The Ohio Educational Credit Union, Inc.
2554 EAST 22ND ST
CLEVELAND, OH 44115
* $ 0 1 $ 85,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 234,265,000 1 $ 52,000
Bank of Wisconsin Dells
716 SUPERIOR ST
716 SUPERIOR ST, WI 53965
* $ 442,532,000 1 $ 1,352,000
Ann Arbor State Bank
125 W. WILLIAM STREET
ANN ARBOR, MI 48104
* $ 248,544,000 1 $ 104,000
The Genoa Banking Company
801 MAIN STREET
GENOA, OH 43430
* $ 302,937,000 1 $ 275,000
Peoples Bank
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 3,249,718,000 1 $ 368,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 1 $ 14,000
Seven Seventeen Credit Union
3181 LARCHMONT AVE.
WARREN, OH 44483
* $ 901,712,000 1 $ 62,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 330,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 95,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 179,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 154,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 41,000
Signature Mortgage Corporation
4790 DOUGLAS CIRCLE NW
CANTON, OH 44718
* $ 11,089,000 1 $ 63,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ 10,000,000 1 $ 3,999,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 375,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 1 $ 143,000
Centennial Lending Group, LLC
1126 HORSHAM ROAD
MAPLE GLEN, PA 19002
* $ 17,553,000 1 $ 96,000

The tables below break down 2016 mortgage applications in Erie County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Erie County, OH in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,373 $186,263,000 $135,000 $1,000,000 $74,000 $1,805,000
Refinancing 1,289 $180,608,000 $140,000 $5,100,000 $74,000 $1,549,000
Home Improvement 230 $16,447,000 $71,000 $550,000 $84,000 $1,440,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,189 $289,705,000 $132,000 $1,000,000 $83,000 $1,805,000
Not applicable 319 $46,412,000 $145,000 $5,100,000 $12,000 $1,137,000
Not Provided 236 $31,634,000 $134,000 $2,191,000 $95,000 $1,549,000
Black or African American 71 $5,957,000 $83,000 $273,000 $57,000 $720,000
Hispanic 48 $5,259,000 $109,000 $375,000 $61,000 $231,000
Asian 17 $2,823,000 $166,000 $409,000 $135,000 $1,026,000
American Indian or Alaskan Native 12 $1,528,000 $127,000 $290,000 $79,000 $475,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,835 $249,127,000 $135,000 $5,100,000 $96,000 $1,805,000
FHA-insured (Federal Housing Administration) 649 $76,471,000 $117,000 $3,999,000 $39,000 $164,000
VA-guaranteed (Veterans Administration) 282 $43,866,000 $155,000 $514,000 $47,000 $480,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 126 $13,854,000 $109,000 $182,000 $27,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,512 $213,643,000 $141,000 $5,100,000 $87,000 $1,549,000
Application Denied By Financial Institution 569 $63,573,000 $111,000 $550,000 $67,000 $950,000
Loan Purchased By The Institution 372 $44,706,000 $120,000 $424,000 $28,000 $1,137,000
Application Withdrawn By Applicant 244 $37,228,000 $152,000 $3,999,000 $91,000 $1,805,000
File Closed For Incompleteness 112 $13,835,000 $123,000 $405,000 $78,000 $556,000
Application Approved But Not Accepted 83 $10,333,000 $124,000 $751,000 $69,000 $270,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 128 $10,115,000 $79,000 $550,000 $66,000 $456,000
Collateral 81 $9,298,000 $114,000 $477,000 $81,000 $543,000
Debt-To-Income Ratio 80 $8,711,000 $108,000 $480,000 $46,000 $259,000
Credit Application Incomplete 41 $5,383,000 $131,000 $332,000 $100,000 $608,000
Other 27 $2,639,000 $97,000 $244,000 $110,000 $950,000
Unverifiable Information 12 $1,758,000 $146,000 $550,000 $72,000 $325,000
Insufficient Cash (Downpayment, Closing Cost) 9 $696,000 $77,000 $121,000 $35,000 $62,000
Employment History 5 $393,000 $78,000 $130,000 $31,000 $76,000
Mortgage Insurance Denied 1 $220,000 $220,000 $220,000 $108,000 $108,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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