Fajardo Municipio, PR Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 468 mortgage applications in Fajardo Municipio, PR totaling $74.6 million, up 4% from 2024. The average application was for $159,000, and applicants reported an average income of $106,000. 56% of applications resulted in an originated loan and 11% were denied. The most active lender was Banco Popular, with 132 applications, followed by Firstbank and The Moneyhouse Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 468 |
| Total Mortgage Loan Application Amount | $74,630,000 |
| Average Mortgage Loan Application Amount | $159,000 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,590,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 132 | $ 20,240,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 65 | $ 9,955,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 37 | $ 4,785,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 32 | $ 4,010,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 26 | $ 3,450,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ n/a | 21 | $ 2,125,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 19 | $ 2,855,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 13 | $ 3,175,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ n/a | 13 | $ 1,485,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ n/a | 11 | $ 1,575,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ n/a | 11 | $ 2,075,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 10 | $ 2,220,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ n/a | 10 | $ 1,330,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 8 | $ 1,350,000 |
| Cooperativa De A\C Roosvelt R 88PM+5QQ, FAJARDO FAJARDO, PR 00738 |
* | $ n/a | 7 | $ 795,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ n/a | 5 | $ 2,215,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ n/a | 5 | $ 635,000 |
| Puerto Rico Federal Credit Uni ROOSEVEL AVE. 55 RESOLUCION ST. CAPARRA, PR 00920 |
* | $ n/a | 5 | $ 405,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ n/a | 5 | $ 905,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ n/a | 4 | $ 790,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 3 | $ 495,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 3 | $ 365,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ n/a | 3 | $ 355,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 2 | $ 260,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ n/a | 2 | $ 360,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ n/a | 2 | $ 210,000 |
| Cooperativa De Ac Valenciano PO BOX 1510 JUNCOS, PR 00777 |
* | $ n/a | 2 | $ 250,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ n/a | 1 | $ 115,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 1 | $ 145,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ n/a | 1 | $ 145,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ n/a | 1 | $ 125,000 |
| Lument Real Estate Capital 10 W BROAD STREET, 8TH FLOOR COLUMBUS, OH 43215 |
* | $ n/a | 1 | $ 4,005,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 395,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ n/a | 1 | $ 95,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ n/a | 1 | $ 195,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ n/a | 1 | $ 165,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ n/a | 1 | $ 155,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 1 | $ 365,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 55,000 |
The tables below break down 2025 mortgage applications in Fajardo Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Fajardo Municipio, PR in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 389 | $57,285,000 | $147,000 | $765,000 | $94,000 | $643,000 |
| Cash-out Refinancing | 34 | $6,650,000 | $195,000 | $805,000 | $109,000 | $370,000 |
| Not Applicable | 25 | $925,000 | $37,000 | $115,000 | $0 | $0 |
| Refinancing | 10 | $7,250,000 | $725,000 | $4,005,000 | $532,000 | $1,590,000 |
| Home Improvement | 8 | $1,810,000 | $226,000 | $685,000 | $92,000 | $297,000 |
| Other Purpose | 2 | $710,000 | $355,000 | $585,000 | $308,000 | $308,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 338 | $50,450,000 | $149,000 | $805,000 | $89,000 | $455,000 |
| Not applicable | 84 | $12,430,000 | $147,000 | $4,005,000 | $0 | $0 |
| Not Provided | 24 | $4,290,000 | $178,000 | $405,000 | $122,000 | $296,000 |
| White | 20 | $7,190,000 | $359,000 | $805,000 | $373,000 | $1,590,000 |
| Black or African American | 1 | $65,000 | $65,000 | $65,000 | $155,000 | $155,000 |
| American Indian or Alaskan Native | 1 | $205,000 | $205,000 | $205,000 | $135,000 | $135,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 174 | $33,910,000 | $194,000 | $805,000 | $167,000 | $1,590,000 |
| FHA-insured (Federal Housing Administration) | 164 | $21,400,000 | $130,000 | $4,005,000 | $49,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $12,430,000 | $121,000 | $325,000 | $46,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 28 | $6,890,000 | $246,000 | $655,000 | $116,000 | $279,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 262 | $44,050,000 | $168,000 | $4,005,000 | $99,000 | $808,000 |
| Loan Purchased By The Institution | 97 | $10,025,000 | $103,000 | $395,000 | $28,000 | $28,000 |
| Application Denied By Financial Institution | 52 | $9,730,000 | $187,000 | $805,000 | $92,000 | $297,000 |
| Application Withdrawn By Applicant | 38 | $8,390,000 | $220,000 | $805,000 | $178,000 | $1,590,000 |
| File Closed For Incompleteness | 15 | $2,035,000 | $135,000 | $305,000 | $93,000 | $420,000 |
| Application Approved But Not Accepted | 4 | $400,000 | $100,000 | $135,000 | $71,000 | $165,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 413 | $64,545,000 | $156,000 | $4,005,000 | $109,000 | $1,590,000 |
| Collateral | 22 | $3,610,000 | $164,000 | $305,000 | $112,000 | $271,000 |
| Debt-To-Income Ratio | 19 | $3,415,000 | $179,000 | $685,000 | $79,000 | $297,000 |
| Credit Application Incomplete | 6 | $1,530,000 | $255,000 | $805,000 | $55,000 | $99,000 |
| Other | 4 | $890,000 | $222,000 | $305,000 | $96,000 | $200,000 |
| Credit History | 2 | $390,000 | $195,000 | $235,000 | $40,000 | $49,000 |
| Unverifiable Information | 1 | $145,000 | $145,000 | $145,000 | $20,000 | $20,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $150,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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