Franklin County, WA Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 4,421 mortgage applications in Franklin County, WA totaling $1.2 billion, down 42% from 2021. The average application was for $269,000, and applicants reported an average income of $108,000. 58% of applications resulted in an originated loan and 16% were denied. The most active lender was Gesa Credit Union, with 511 applications, followed by Numerica Credit Union and Columbia Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,421
Total Mortgage Loan Application Amount $1,193,665,000
Average Mortgage Loan Application Amount $269,000
Highest Mortgage Loan Application Amount $19,635,000
Average Applicant Income $108,000
Highest Applicant Income $9,638,000

Mortgage Company List for Lending in Franklin County, WA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ 4,984,416,000 511 $ 99,845,000
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ 3,459,234,000 296 $ 51,070,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 30,642,109,000 207 $ 53,605,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 178 $ 51,550,000
Hapo Communtiy Credit Union
4 N UNION ST
RICHLAND, WA 99354
* $ 2,255,622,000 173 $ 27,995,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 170 $ 58,450,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 125 $ 26,625,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 121 $ 39,705,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 110 $ 27,210,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 16,798,536,000 107 $ 26,475,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 4,949,919,000 105 $ 28,195,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 92 $ 28,910,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 88 $ 15,130,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 83 $ 25,615,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 83 $ 23,835,000
Tri-Cities Community Federalcu
3213 W 19TH AVE
KENNEWICK, WA 99337
* $ 66,204,000 68 $ 9,950,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 2,286,020,000 64 $ 24,280,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 63 $ 20,405,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 57 $ 8,945,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 54 $ 14,020,000
Yakima Federal Savings & Loan
118 E. YAKIMA AVE
YAKIMA, WA 98901
* $ 2,034,787,000 52 $ 15,510,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 50 $ 13,380,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 46 $ 13,910,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 44 $ 10,860,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 44 $ 15,060,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 44 $ 11,430,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 42 $ 13,160,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 38 $ 10,980,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 34 $ 2,780,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 33 $ 8,195,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 33 $ 31,315,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 29 $ 6,635,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 29 $ 7,415,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 28 $ 7,610,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 28 $ 9,530,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 28 $ 10,700,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 25 $ 7,825,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 23 $ 4,995,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 23 $ 8,745,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 21 $ 1,155,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 20 $ 6,050,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 20 $ 1,860,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 19 $ 5,585,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 19 $ 6,685,000
Community First Bank
6401 W CLEARWATER AVENUE
KENNEWICK, WA 99352
* $ 594,091,000 18 $ 6,210,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 30,156,698,000 17 $ 2,405,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 20,934,572,000 17 $ 11,095,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 16 $ 4,350,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 7,158,676,000 15 $ 2,485,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 15 $ 2,585,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 14 $ 4,930,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 14 $ 4,320,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 14 $ 3,910,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 13 $ 3,795,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 11,078,690,000 13 $ 5,495,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 4,636,126,000 13 $ 12,655,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 12 $ 3,420,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 12 $ 3,380,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 12 $ 3,150,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 11 $ 3,585,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 11 $ 4,015,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 10 $ 1,960,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 10 $ 1,470,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 10 $ 2,110,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 10 $ 2,700,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 9 $ 3,885,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 9 $ 2,695,000
Lpmc, LLC dba Landmark Profess
1255 LEE ST SE
SALEM, OR 97302
* $ -1,000 9 $ 2,285,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ -1,000 8 $ 2,730,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 5,652,968,000 8 $ 2,140,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 8 $ 1,730,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 7 $ 1,545,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 7 $ 1,175,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 7 $ 775,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 7 $ 1,585,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 7 $ 2,265,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 7 $ 1,655,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 7 $ 1,775,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 7 $ 2,485,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 7 $ 2,075,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 7 $ 1,895,000
Solarity Credit Union
P.O. BOX 2922
YAKIMA, WA 98902
* $ 813,771,000 7 $ 1,665,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 7 $ 2,265,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 7 $ 2,275,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 1,010,000
Bank of the Pacific
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ 1,319,331,000 6 $ 1,540,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ -1,000 6 $ 1,540,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 6 $ 2,130,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 6 $ 1,690,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 6 $ 1,500,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 25,919,785,000 5 $ 1,655,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 1,635,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ -1,000 5 $ 1,785,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 5 $ 1,255,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 5 $ 1,705,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 1,565,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 5 $ 1,095,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,788,208,000 4 $ 1,080,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 4 $ 960,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 4 $ 820,000
Peoples Bank
3100 WOBURN STREET
BELLINGHAM, WA 98226
* $ 2,815,737,000 4 $ 1,380,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ -1,000 4 $ 2,680,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 4 $ 1,020,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 4 $ 1,160,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 15,019,689,000 4 $ 1,410,000
Wheatland Bank
222 N WALL ST SUITE #100
SPOKANE, WA 99201
* $ 713,419,000 4 $ 820,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 4 $ 990,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 14,019,893,000 4 $ 920,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 4 $ 1,140,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 10,716,065,000 3 $ 245,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 3 $ 935,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 3 $ 685,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ -1,000 3 $ 905,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 3 $ 1,015,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 915,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 3 $ 825,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 3 $ 1,175,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 3 $ 325,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 3 $ 655,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 3 $ 1,115,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 3 $ 1,115,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 3 $ 655,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 755,000
Baker Boyer National Bank
7 W. MAIN
WALLA WALLA, WA 99362
* $ 812,527,000 3 $ 1,765,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 805,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 1,255,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 3 $ 1,075,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 3 $ 1,625,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 3 $ 605,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 3 $ 915,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 2 $ 300,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 2 $ 810,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 15,742,039,000 2 $ 70,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 570,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 2 $ 800,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ -1,000 2 $ 430,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 420,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 490,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 2,890,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 390,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 2 $ 590,000
Seattle Metropolitan Credit Union
1521 1ST AVENUE S
SEATTLE, WA 98134
* $ 1,060,155,000 2 $ 330,000
Premium Security, Inc.
901 N GREEN VALLEY PKWY STE 200
HENDERSON, NV 89074
* $ -1,000 2 $ 410,000
Onpoint Community Credit Union
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 9,040,369,000 2 $ 260,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ 8,340,324,000 2 $ 200,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,018,212,000 2 $ 780,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 680,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 19,973,048,000 2 $ 680,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 2 $ 660,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 1,010,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 1,913,935,000 2 $ 950,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 2 $ 650,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 3,419,403,000 2 $ 750,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 2 $ 610,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 2 $ 820,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 2 $ 770,000
Salal Credit Union
1515 DEXTER AVE N
SEATTLE, WA 98115
* $ 1,076,835,000 2 $ 560,000
Vision One Mortgage, Inc.
13821 NEWPORT AVE. STE 110
TUSTIN, CA 92780
* $ -1,000 1 $ 205,000
Sammamish Mortgage Company
3015 112TH AVE NE STE 214
BELLEVUE, WA 98004
* $ -1,000 1 $ 175,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 687,938,000 1 $ 85,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 1,155,000
Loansnap, Inc.
3070 BRISTOL STREET SUITE 200
SACRAMENTO, CA 92626
* $ -1,000 1 $ 525,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 255,000
Amnet Esop Corp dba American Mortgage Network
347 3RD AVE 2ND FLOOR
CHULA VISTA, CA 91910
* $ -1,000 1 $ 325,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ -1,000 1 $ 285,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 445,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 922,179,000 1 $ 285,000
Merchants Mortgage & Trust Corporation
7400 E CRESTLINE CIR #250
GREENWOOD VILLAGE, CO 80111
* $ -1,000 1 $ 315,000
Pacific Premier

PORTLAND, OR 97205
* $ 21,088,887,000 1 $ 17,005,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ -1,000 1 $ 195,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 1 $ 12,085,000
Peak Credit Union
4501 INTELCO LOOP SE
LACEY, WA 98503
* $ 2,172,389,000 1 $ 15,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 1,730,610,000 1 $ 45,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 135,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 135,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 475,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 25,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 1,051,472,000 1 $ 125,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 25,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 14,928,781,000 1 $ 75,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ -1,000 1 $ 385,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 285,000
Vantage West Credit Union
2480 N ARCADIA AVE
TUCSON, AZ 85712
* $ 2,536,511,000 1 $ 135,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 85,000
Verity Credit Union
PO BOX 75974
SEATTLE, WA 98155
* $ 784,328,000 1 $ 75,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 455,000
First Fed Bank
105 W 8TH ST
PORT ANGELES, WA 98362
* $ 1,917,431,000 1 $ 5,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,287,872,000 1 $ 385,000
Unitus Community Credit Union
7632 SW DURHAM RD
TIGARD, OR 97224
* $ 1,726,757,000 1 $ 45,000
Cascade Federal Credit Union
18020 80TH AVENUE SOUTH
KENT, WA 98032
* $ 359,146,000 1 $ 65,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 435,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 285,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 1 $ 215,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 60,849,631,000 1 $ 295,000
Iq Credit Union
1313 MAIN STREET
VANCOUVER, WA 98660
* $ 1,790,471,000 1 $ 135,000
Potlatch No 1 Financial Credit U
1025 WARNER AVENUE
LEWISTON, ID 83501
* $ 1,942,580,000 1 $ 155,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 1 $ 325,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 365,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 525,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 25,000
Grandbridge Real Estate Capital LLC
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ -1,000 1 $ 3,085,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 1 $ 1,005,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 195,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 1 $ 315,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 285,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 405,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 1 $ 305,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 355,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 115,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 1 $ 455,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 215,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 385,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 665,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 525,000
Whatcom Educational Credit Uni
PO BOX 9750
BELLINGHAM, WA 98227
* $ 2,489,098,000 1 $ 225,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 425,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 162,963,000 1 $ 75,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 135,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 285,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 265,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 245,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 19,608,230,000 1 $ 905,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 475,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 285,000
Harborstone Credit Union
9611 GRAVELLY LAKE DR SW
LAKEWOOD, WA 98499
* $ 1,877,140,000 1 $ 105,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 1 $ 275,000
Oregon State Credit Union
1980 NW 9TH STREET
CORVALLIS, OR 97330
* $ 2,088,595,000 1 $ 115,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,465,477,000 1 $ 155,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 1 $ 415,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 395,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 1 $ 305,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 475,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 1 $ 485,000
Selco Community Credit Union
PO BOX 7487
SPRINGFIELD, OR 97475
* $ 2,557,099,000 1 $ 405,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 187,956,756,000 1 $ 465,000
Avista Corporation
PO BOX 3727
SPOKANE, WA 99220
* $ 79,002,000 1 $ 185,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 414,678,000 1 $ 265,000
Cashmere Valley Bank
PO BOX G
CASHMERE, WA 98815
* $ 2,224,302,000 1 $ 225,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 1 $ 75,000
Marion & Polk Schools Credit Union
PO BOX 12398
SALEM, OR 97309
* $ 1,239,515,000 1 $ 125,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 265,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,341,481,000 1 $ 175,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 4,410,685,000 1 $ 675,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 589,632,000 1 $ 375,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 325,000

The tables below break down 2022 mortgage applications in Franklin County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Franklin County, WA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,650 $589,270,000 $357,000 $7,905,000 $120,000 $9,638,000
Cash-out Refinancing 1,211 $346,605,000 $286,000 $19,635,000 $91,000 $505,000
Home Improvement 552 $62,690,000 $113,000 $905,000 $106,000 $761,000
Other Purpose 550 $57,780,000 $105,000 $1,005,000 $111,000 $1,573,000
Refinancing 441 $134,715,000 $305,000 $17,005,000 $112,000 $1,907,000
Not Applicable 17 $2,605,000 $153,000 $805,000 $112,000 $112,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,735 $441,055,000 $254,000 $2,035,000 $121,000 $9,638,000
Hispanic 1,652 $378,290,000 $228,000 $2,005,000 $94,000 $2,369,000
Not Provided 545 $158,565,000 $290,000 $19,635,000 $105,000 $2,443,000
Not applicable 294 $162,860,000 $553,000 $17,005,000 $89,000 $632,000
Asian 89 $24,095,000 $270,000 $1,145,000 $115,000 $687,000
Black or African American 55 $14,565,000 $264,000 $645,000 $150,000 $1,907,000
American Indian or Alaskan Native 33 $8,695,000 $263,000 $685,000 $108,000 $308,000
Native Hawaiian or Other Pacific Islander 8 $2,700,000 $337,000 $725,000 $138,000 $210,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,546 $905,040,000 $255,000 $19,635,000 $112,000 $9,638,000
FHA-insured (Federal Housing Administration) 608 $186,770,000 $307,000 $12,085,000 $83,000 $441,000
VA-guaranteed (Veterans Administration) 265 $101,205,000 $381,000 $765,000 $106,000 $475,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $650,000 $325,000 $375,000 $76,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,554 $726,150,000 $284,000 $17,005,000 $115,000 $9,638,000
Application Denied By Financial Institution 702 $130,270,000 $185,000 $955,000 $85,000 $1,704,000
Application Withdrawn By Applicant 548 $181,940,000 $332,000 $19,635,000 $114,000 $2,443,000
Loan Purchased By The Institution 289 $78,445,000 $271,000 $1,155,000 $104,000 $632,000
File Closed For Incompleteness 173 $40,805,000 $235,000 $805,000 $93,000 $954,000
Application Approved But Not Accepted 147 $33,935,000 $230,000 $645,000 $98,000 $761,000
Preapproval Approved but not Accepted 6 $1,910,000 $318,000 $725,000 $104,000 $245,000
Preapproval Denied by Financial Institution 2 $210,000 $105,000 $145,000 $57,000 $87,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,647 $1,049,175,000 $287,000 $19,635,000 $112,000 $9,638,000
Debt-To-Income Ratio 336 $62,960,000 $187,000 $905,000 $81,000 $2,369,000
Credit History 151 $24,225,000 $160,000 $505,000 $79,000 $288,000
Credit Application Incomplete 118 $24,130,000 $204,000 $775,000 $103,000 $1,573,000
Collateral 67 $11,315,000 $168,000 $955,000 $130,000 $1,704,000
Other 57 $12,595,000 $220,000 $725,000 $117,000 $437,000
Unverifiable Information 27 $5,085,000 $188,000 $455,000 $83,000 $404,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,540,000 $254,000 $405,000 $84,000 $140,000
Employment History 8 $1,640,000 $205,000 $365,000 $83,000 $137,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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