Frio County, TX Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 522 mortgage applications in Frio County, TX totaling $97.1 million, down 9% from 2021. The average application was for $186,000, and applicants reported an average income of $85,000. 27% of applications resulted in an originated loan and 33% were denied. The most active lender was 21st Mortgage, with 155 applications, followed by Triad Financial Services, Inc. and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 522
Total Mortgage Loan Application Amount $97,110,000
Average Mortgage Loan Application Amount $186,000
Highest Mortgage Loan Application Amount $2,885,000
Average Applicant Income $85,000
Highest Applicant Income $1,403,000

Mortgage Company List for Lending in Frio County, TX for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 155 $ 23,935,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 37 $ 6,595,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 20 $ 2,830,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 15 $ 2,425,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 10,485,573,000 13 $ 1,715,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 11 $ 2,145,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 11 $ 1,945,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 10 $ 1,970,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 2,330,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 9 $ 1,155,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 14,773,617,000 8 $ 1,150,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 8 $ 2,340,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 8 $ 1,190,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 20,897,645,000 7 $ 825,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 7 $ 1,885,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 6 $ 1,020,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 6 $ 1,140,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 6 $ 1,740,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 1,180,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 965,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 5 $ 755,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 695,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 5 $ 755,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 4 $ 1,250,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 1,090,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 450,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 4 $ 1,240,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 4 $ 940,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 3 $ 525,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 3 $ 485,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 635,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 3 $ 225,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 665,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 215,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 395,000
Directions Equity, LLC
2915 W BITTERS RD #102
SAN ANTONIO, TX 78248
* $ -1,000 3 $ 595,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 3 $ 335,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 3 $ 265,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 3 $ 345,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 3 $ 845,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 585,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 470,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 280,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 530,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 2 $ 440,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 2 $ 620,000
American State Bank
1116 TROUP HWY
ARP, TX 75701
* $ 598,770,000 2 $ 3,250,000
Firstmark Credit Union
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ 1,229,968,000 2 $ 120,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,833,980,000 2 $ 840,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 2 $ 280,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 570,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 2 $ 360,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 500,000
American Momentum Bank
4830 W. KENNEDY BLVD. SUITE 200
COLLEGE STATION, TX 77845
* $ 2,777,617,000 2 $ 550,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 2 $ 180,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 280,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 190,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 830,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 670,000
Upequity Spv2, LLC
3100 ALVIN DEVANE BLVD BUILDING A STE 100
AUSTIN, TX 78741
* $ -1,000 1 $ 625,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 175,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 285,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 475,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 45,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 95,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 265,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 145,000
Gulf Coast Educators Federal Credit Union
5953 FAIRMONT PARKWAY
PASADENA, TX 77505
* $ 1,243,783,000 1 $ 165,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 1 $ 35,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 1 $ 55,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 185,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 773,119,000 1 $ 1,105,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 18,017,667,000 1 $ 195,000
Gulf Coast Federal Credit Unio
2633 RODD FIELD ROAD
CORPUS CHRISTI, TX 78414
* $ 284,396,000 1 $ 65,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 185,000
First Commercial Bank, N.A.
1336 E COURT ST
SEGUIN, TX 78155
* $ 530,283,000 1 $ 55,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 1 $ 185,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 385,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 125,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 185,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 275,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 1 $ 135,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 385,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 175,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 1 $ 165,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,291,812,000 1 $ 35,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 405,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ 1,319,070,000 1 $ 235,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 245,000
Generations Community FCU
1100 NW LOOP 410 SUITE 800
CASTLE HILLS, TX 78213
* $ 691,267,000 1 $ 145,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 5,045,573,000 1 $ 105,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 50,953,666,000 1 $ 255,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 95,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 215,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 414,678,000 1 $ 165,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 175,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 265,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 47,665,560,000 1 $ 385,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 1,472,328,000 1 $ 205,000
Jefferson Bank
PO BOX 5190
SAN ANTONIO, TX 78215
* $ 2,750,432,000 1 $ 175,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 155,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 155,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 1 $ 665,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 315,000

The tables below break down 2022 mortgage applications in Frio County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Frio County, TX in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 400 $77,830,000 $194,000 $2,885,000 $86,000 $1,403,000
Cash-out Refinancing 49 $7,505,000 $153,000 $455,000 $83,000 $287,000
Refinancing 48 $9,920,000 $206,000 $1,105,000 $87,000 $200,000
Other Purpose 13 $1,195,000 $91,000 $255,000 $68,000 $120,000
Home Improvement 9 $495,000 $55,000 $105,000 $57,000 $92,000
Not Applicable 3 $165,000 $55,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 289 $44,295,000 $153,000 $505,000 $72,000 $237,000
White 125 $27,675,000 $221,000 $665,000 $95,000 $400,000
Not Provided 52 $10,160,000 $195,000 $455,000 $131,000 $1,403,000
Not applicable 39 $11,745,000 $301,000 $2,885,000 $0 $0
Black or African American 12 $2,250,000 $187,000 $385,000 $63,000 $122,000
American Indian or Alaskan Native 3 $575,000 $191,000 $255,000 $178,000 $287,000
Asian 2 $410,000 $205,000 $225,000 $83,000 $87,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 425 $73,855,000 $173,000 $2,885,000 $85,000 $1,403,000
FHA-insured (Federal Housing Administration) 60 $12,480,000 $208,000 $385,000 $76,000 $124,000
VA-guaranteed (Veterans Administration) 34 $10,270,000 $302,000 $625,000 $90,000 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $505,000 $168,000 $205,000 $73,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 171 $28,355,000 $165,000 $625,000 $77,000 $1,003,000
Loan Originated 142 $30,800,000 $216,000 $2,885,000 $85,000 $287,000
File Closed For Incompleteness 77 $12,095,000 $157,000 $505,000 $77,000 $200,000
Application Withdrawn By Applicant 56 $11,190,000 $199,000 $665,000 $94,000 $403,000
Loan Purchased By The Institution 41 $8,665,000 $211,000 $575,000 $86,000 $112,000
Application Approved But Not Accepted 33 $5,635,000 $170,000 $395,000 $123,000 $1,403,000
Preapproval Approved but not Accepted 2 $370,000 $185,000 $215,000 $79,000 $107,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 348 $65,280,000 $187,000 $1,105,000 $89,000 $1,403,000
Credit History 86 $12,000,000 $139,000 $395,000 $72,000 $400,000
Debt-To-Income Ratio 53 $13,265,000 $250,000 $2,885,000 $63,000 $134,000
Unverifiable Information 12 $2,810,000 $234,000 $625,000 $90,000 $150,000
Collateral 8 $1,460,000 $182,000 $455,000 $77,000 $219,000
Credit Application Incomplete 7 $1,235,000 $176,000 $505,000 $81,000 $140,000
Other 4 $620,000 $155,000 $385,000 $298,000 $1,003,000
Insufficient Cash (Downpayment, Closing Cost) 3 $345,000 $115,000 $195,000 $92,000 $129,000
Employment History 1 $95,000 $95,000 $95,000 $36,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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