Grant County, WI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,472 mortgage applications in Grant County, WI totaling $257.1 million, up 29% from 2024. The average application was for $174,000, and applicants reported an average income of $107,000. 67% of applications resulted in an originated loan and 13% were denied. The most active lender was Dupaco Community Credit Union, with 349 applications, followed by Mound City Bank and Heartland Credit Union.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,472
Total Mortgage Loan Application Amount $257,060,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $7,375,000
Average Applicant Income $107,000
Highest Applicant Income $1,350,000

Mortgage Company List for Lending in Grant County, WI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 349 $ 46,915,000
Mound City Bank
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ n/a 134 $ 23,110,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ n/a 84 $ 8,860,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 66 $ 9,790,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ n/a 60 $ 10,530,000
Peoples State Bank
301 EAST BLACKHAWK AVENUE
PRAIRIE DU CHIEN, WI 53821
* $ n/a 57 $ 10,665,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 56 $ 7,090,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ n/a 30 $ 4,130,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 28 $ 4,410,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 27 $ 4,715,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 24 $ 9,090,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 23 $ 6,465,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 21 $ 5,125,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 16 $ 2,590,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 14 $ 2,360,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 2,510,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 11 $ 2,315,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 11 $ 895,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 11 $ 3,425,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 11 $ 2,575,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 11 $ 2,015,000
Westby Co-Op Credit Union
501 N MAIN ST
WESTBY, WI 54667
* $ n/a 10 $ 1,700,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 10 $ 2,380,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 10 $ 690,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 9 $ 1,785,000
The Peoples Community Bank
222 W. COMMERCIAL ST., PO BOX 8
MAZOMANIE, WI 53560
* $ n/a 8 $ 1,000,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 8 $ 920,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 8 $ 340,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 8 $ 830,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 8 $ 560,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 8 $ 560,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 8 $ 1,300,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 1,415,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 1,305,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 7 $ 1,115,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 7 $ 905,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ n/a 7 $ 1,365,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 915,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 6 $ 1,320,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 6 $ 550,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 6 $ 1,210,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 6 $ 1,070,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 550,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 6 $ 600,000
The Bank of New Glarus
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ n/a 5 $ 1,175,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 935,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 5 $ 985,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 4 $ 620,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 830,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 140,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 800,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 620,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 1,090,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 870,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 500,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 570,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 190,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 465,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 3 $ 7,705,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ n/a 3 $ 695,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 3 $ 945,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 555,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 3 $ 1,145,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 3 $ 215,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 1,925,000
One Community Bank
733 N MAIN ST
OREGON, WI 53575
* $ n/a 3 $ 385,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 3 $ 565,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 505,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 455,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 705,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 3 $ 405,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 3 $ 795,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 250,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 2 $ 310,000
Farmers Savings Bank
305 DOTY ST
MINERAL POINT, WI 53565
* $ n/a 2 $ 140,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 2 $ 500,000
Educated Mortgage Services LLC
5315 WALL ST STE 270
MADISON, WI 53718
* $ n/a 2 $ 390,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 190,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 60,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 310,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 240,000
Lake Ridge Bank
1205 MAIN STREET
MONONA, WI 53713
* $ n/a 2 $ 6,040,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 810,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 140,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ n/a 2 $ 360,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 680,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 160,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 2 $ 200,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 500,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ n/a 2 $ 350,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ n/a 1 $ 295,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 1 $ 145,000
Accunet Mortgage LLC
13000 W SILVER SPRING DR.
WAUKESHA, WI 53188
* $ n/a 1 $ 425,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ n/a 1 $ 205,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ n/a 1 $ 195,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 205,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ n/a 1 $ 155,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 55,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 45,000
Baraboo State Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ n/a 1 $ 135,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 25,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 1 $ 25,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 345,000
Pcm Credit Union
601 WILLARD DRIVE
GREEN BAY, WI 54304
* $ n/a 1 $ 15,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 1 $ 55,000
Cross Keys Bank
PO BOX 142
MONROE, LA 71207
* $ n/a 1 $ 115,000
Governmental Employees Credit Union
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ n/a 1 $ 165,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 1 $ 215,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 175,000
Oak Bank
5951 MCKEE ROAD STE 100
FITCHBURG, WI 53719
* $ n/a 1 $ 195,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ n/a 1 $ 155,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 1 $ 245,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 25,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 205,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ n/a 1 $ 75,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 175,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 295,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 115,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 125,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 1 $ 315,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 65,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ n/a 1 $ 175,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 125,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ n/a 1 $ 345,000
First Business Bank
401 CHARMANY DRIVE
MADISON, WI 53719
* $ n/a 1 $ 7,375,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 175,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 155,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ n/a 1 $ 385,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 105,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 175,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 105,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 145,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 125,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 175,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 255,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 205,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 245,000
Farmers National Bank
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ n/a 1 $ 255,000
Woodford State Bank
403 WEST 8TH STREET, PO BOX 766
MONROE, WI 53566
* $ n/a 1 $ 375,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 105,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 1 $ 125,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 25,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 75,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 1 $ 185,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 305,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 1 $ 115,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ n/a 1 $ 35,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 1 $ 215,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 245,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 135,000

The tables below break down 2025 mortgage applications in Grant County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grant County, WI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 646 $152,390,000 $235,000 $7,375,000 $99,000 $459,000
Other Purpose 307 $21,715,000 $70,000 $405,000 $123,000 $1,350,000
Refinancing 237 $42,115,000 $177,000 $835,000 $112,000 $733,000
Cash-out Refinancing 197 $29,585,000 $150,000 $755,000 $97,000 $1,104,000
Home Improvement 83 $10,945,000 $131,000 $5,505,000 $123,000 $355,000
Not Applicable 2 $310,000 $155,000 $205,000 $50,000 $54,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,193 $186,425,000 $156,000 $965,000 $108,000 $1,350,000
Not applicable 129 $48,365,000 $374,000 $7,375,000 $58,000 $68,000
Not Provided 101 $15,335,000 $151,000 $805,000 $118,000 $709,000
Hispanic 26 $2,910,000 $111,000 $425,000 $69,000 $164,000
Asian 15 $2,885,000 $192,000 $285,000 $86,000 $142,000
Black or African American 5 $695,000 $139,000 $195,000 $86,000 $116,000
American Indian or Alaskan Native 3 $445,000 $148,000 $255,000 $48,000 $60,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,269 $211,955,000 $167,000 $7,375,000 $110,000 $1,350,000
FHA-insured (Federal Housing Administration) 120 $24,050,000 $200,000 $505,000 $86,000 $300,000
VA-guaranteed (Veterans Administration) 68 $18,950,000 $278,000 $805,000 $93,000 $273,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $2,105,000 $140,000 $235,000 $56,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 986 $175,250,000 $177,000 $7,375,000 $111,000 $1,350,000
Application Denied By Financial Institution 191 $23,595,000 $123,000 $565,000 $96,000 $1,104,000
Application Withdrawn By Applicant 153 $32,115,000 $209,000 $7,355,000 $100,000 $480,000
Loan Purchased By The Institution 54 $9,940,000 $184,000 $375,000 $80,000 $146,000
Application Approved But Not Accepted 46 $8,870,000 $192,000 $645,000 $114,000 $718,000
File Closed For Incompleteness 39 $6,405,000 $164,000 $605,000 $86,000 $240,000
Preapproval Approved but not Accepted 3 $885,000 $295,000 $385,000 $108,000 $135,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,064 $188,580,000 $177,000 $7,355,000 $109,000 $1,350,000
Debt-To-Income Ratio 268 $51,510,000 $192,000 $7,375,000 $102,000 $733,000
Credit History 49 $5,835,000 $119,000 $345,000 $115,000 $709,000
Collateral 40 $5,270,000 $131,000 $565,000 $100,000 $439,000
Credit Application Incomplete 17 $1,855,000 $109,000 $285,000 $157,000 $1,104,000
Other 15 $1,795,000 $119,000 $315,000 $87,000 $145,000
Unverifiable Information 13 $1,485,000 $114,000 $315,000 $67,000 $192,000
Employment History 3 $305,000 $101,000 $205,000 $37,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 3 $425,000 $141,000 $165,000 $44,000 $46,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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