Gregg County, TX Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 5,755 mortgage applications in Gregg County, TX totaling $1.1 billion, up 6% from 2020. The average application was for $191,000, and applicants reported an average income of $98,000. 55% of applications resulted in an originated loan and 13% were denied. The most active lender was Eastman Credit Union, with 330 applications, followed by Guild Mortgage Company and Fairway Independent Mort Corp.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,755
Total Mortgage Loan Application Amount $1,101,505,000
Average Mortgage Loan Application Amount $191,000
Highest Mortgage Loan Application Amount $14,255,000
Average Applicant Income $98,000
Highest Applicant Income $3,600,000

Mortgage Company List for Lending in Gregg County, TX for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 5,099,588,000 330 $ 67,960,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 282 $ 48,410,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 184 $ 35,820,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 181 $ 28,095,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 157 $ 27,635,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 156 $ 22,680,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 1,859,995,000 150 $ 24,180,000
East Texas Professional C.U.
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 653,193,000 147 $ 16,405,000
Texas Bank and Trust
PO BOX 3188
LONGVIEW, TX 75601
* $ 2,669,138,000 137 $ 46,525,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 135 $ 24,595,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 117 $ 21,565,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 110 $ 17,840,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 109 $ 16,645,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 108 $ 10,730,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 21,061,188,000 103 $ 20,465,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 99 $ 16,085,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 2,408,053,000 94 $ 17,630,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 93 $ 10,045,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 91 $ 17,085,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 89 $ 12,585,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 86 $ 18,300,000
Spring Hill State Bank
3700 GILMER ROAD
LONGVIEW, TX 75604
* $ 195,044,000 84 $ 12,090,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 79 $ 17,435,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 76 $ 15,550,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 68 $ 13,410,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 67 $ 12,735,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 65 $ 12,455,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 63 $ 12,925,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 55 $ 10,735,000
Bth Bank, National Association
412 E GOODE
QUITMAN, TX 75783
* $ 1,792,260,000 54 $ 14,350,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 49 $ 11,205,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 47 $ 7,835,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 6,743,520,000 45 $ 10,715,000
Community Bank
PO BOX 2232
LONGVIEW, TX 75606
* $ 213,488,000 44 $ 10,800,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 39 $ 7,825,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 38 $ 5,260,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 2,318,497,000 38 $ 8,640,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 37 $ 6,905,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 37 $ 8,565,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 37 $ 6,415,000
Texas National Bank of Jacksonville
1518 E GRANDE BLVD
TYLER, TX 75703
* $ 561,787,000 36 $ 10,140,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 36 $ 4,890,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 33 $ 6,635,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 32,184,416,000 31 $ 4,895,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 29 $ 2,555,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 29 $ 6,715,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 29 $ 6,035,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 28 $ 6,360,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 27 $ 3,405,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 26 $ 4,950,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 25 $ 4,135,000
Texas Bank
P O BOX 1190
HENDERSON, TX 75652
* $ 492,840,000 23 $ 4,095,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 22 $ 5,370,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 21 $ 5,065,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 21 $ 4,675,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 21 $ 4,405,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 21 $ 4,785,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 20 $ 2,570,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 217,610,000 18 $ 2,650,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 18 $ 4,480,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 16 $ 3,800,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 16 $ 2,340,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 16 $ 3,450,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,712,795,000 15 $ 3,855,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,668,081,000 15 $ 2,805,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 15 $ 1,825,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 14 $ 2,240,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 14 $ 3,270,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 14 $ 2,550,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 14 $ 2,380,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 14 $ 2,350,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 14 $ 2,470,000
Barksdale Federal Credit Union
2701 VILLAGE LN
BOSSIER CITY, LA 71112
* $ 1,467,907,000 13 $ 2,415,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 13 $ 2,365,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 13 $ 2,755,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 13 $ 2,245,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 12 $ 2,160,000
The City National Bank of Sulphur Springs
1108 S BROADWAY ST
SULPHUR SPRINGS, TX 75482
* $ 769,422,000 12 $ 1,390,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 12 $ 1,160,000
Telco Plus Credit Union
423 GILMER RD
LONGVIEW, TX 75604
* $ -1,000 12 $ 1,440,000
First National Bank of East Texas
206 US HWY 271 N
GILMER, TX 75644
* $ 469,240,000 11 $ 3,585,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 11 $ 1,675,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 11 $ 2,065,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 11 $ 1,725,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 11 $ 2,955,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 10 $ 1,120,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 10 $ 2,270,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 10 $ 1,850,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 10 $ 2,050,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 10 $ 1,600,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 9 $ 1,915,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 92,657,948,000 9 $ 1,555,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 9 $ 1,745,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 3,466,962,000 8 $ 940,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 8 $ 1,560,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 8 $ 1,100,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 1,710,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 8 $ 1,640,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 8 $ 1,230,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 7 $ 1,425,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 7 $ 895,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 7 $ 1,115,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 7 $ 2,105,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 7 $ 1,185,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 7 $ 1,425,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 6 $ 1,310,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,388,263,000 6 $ 430,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 6 $ 1,180,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 6 $ 1,470,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 6 $ 980,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 6 $ 1,450,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 340,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 6 $ 1,190,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 6 $ 1,120,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 5 $ 925,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 42,074,066,000 5 $ 705,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 5 $ 1,085,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 1,295,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 5 $ 1,205,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 5 $ 995,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 5 $ 825,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 5 $ 695,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 5 $ 985,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ -1,000 5 $ 1,825,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 5 $ 755,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 5 $ 705,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 4 $ 1,410,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 4 $ 1,150,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 4 $ 680,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 994,623,000 4 $ 100,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 4 $ 870,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 4 $ 760,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 930,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 4 $ 410,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 4 $ 550,000
The First National Bank of Hughes Springs
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ 267,974,000 4 $ 580,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 2,179,218,000 4 $ 840,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 3 $ 295,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 3 $ 775,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 305,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 3 $ 685,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 3 $ 305,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 3 $ 645,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 3 $ 485,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 3 $ 505,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 3 $ 595,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 3 $ 615,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 3 $ 845,000
Kelly Community FCU
2105 W. GRANDE BLVD
TYLER, TX 75703
* $ 108,688,000 3 $ 385,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 3 $ 1,595,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 3 $ 475,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 3 $ 635,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 3 $ 355,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 315,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 17,659,319,000 3 $ 565,000
American State Bank
1116 TROUP HWY
ARP, TX 75701
* $ 444,963,000 3 $ 875,000
Verabank Community Development Corporation
PO BOX 1009
HENDERSON, TX 75653
* $ -1,000 2 $ 140,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 69,171,552,000 2 $ 370,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 2 $ 430,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 390,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 2 $ 420,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 2 $ 1,280,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 2 $ 330,000
North East Texas Credit Union
PO BOX 1480
LONE STAR, TX 75638
* $ 161,716,000 2 $ 300,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 2 $ 150,000
Cypress Bank State Savings Bank
120 S GREER BLVD
PITTSBURG, TX 75686
* $ 190,310,000 2 $ 260,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 104,250,000 2 $ 560,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ 478,725,000 2 $ 1,430,000
State Bank of De Kalb
102 S RUNNELS
DE KALB, TX 75559
* $ 266,343,000 2 $ 1,360,000
Ubank
208 S US HIGHWAY 69
HUNTINGTON, TX 75949
* $ 245,480,000 2 $ 1,220,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 370,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 43,126,164,000 2 $ 530,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 510,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 2 $ 290,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 2 $ 970,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 2 $ 420,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 320,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 2 $ 410,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 2 $ 440,000
Directions Equity, LLC
2915 W BITTERS RD #102
SAN ANTONIO, TX 78248
* $ -1,000 2 $ 510,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 230,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 2,680,066,000 2 $ 500,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 2 $ 140,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 2 $ 460,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 520,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 14,953,260,000 2 $ 2,910,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 6,073,827,000 2 $ 5,490,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 570,000
Integrity Mortgage Corporation of Texas
5 HORIZON CT
HEATH, TX 75032
* $ -1,000 2 $ 320,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 150,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 340,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 2 $ 140,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 2 $ 290,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 2 $ 540,000
Citizens 1st Bank, Tyler Tx
3010 UNIVERSITY DR
NACOGDOCHES, TX 75965
* $ 714,853,000 2 $ 2,430,000
Bkco Mortgage, LLC
2211 RIMLAND DR SUITE 222
WILMINGTON, DE 98226
* $ -1,000 2 $ 330,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 2 $ 430,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 2 $ 1,250,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 2 $ 670,000
Bankfinancial NA
21110 SOUTH WESTERN AVE
OLYMPIA FIELDS, IL 60461
* $ 1,485,950,000 2 $ 4,310,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ -1,000 2 $ 340,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 320,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 2 $ 360,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 2 $ 110,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 13,387,533,000 1 $ 115,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 1 $ 345,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 1 $ 105,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 105,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 1 $ 185,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 14,255,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 295,000
Barton Creek Lending Group, LLC
6011 CAPE CORAL DRIVE
AUSTIN, TX 78746
* $ -1,000 1 $ 155,000
Shelby
111 SELMA ST
CENTER, TX 75935
* $ -1,000 1 $ 45,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 385,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 145,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,658,628,000 1 $ 165,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 155,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 155,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 215,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 375,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 6,167,493,000 1 $ 4,035,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 1 $ 185,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ -1,000 1 $ 175,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 95,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 255,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 145,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 155,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 115,000
First Western Federal Savings Bank
P.O. BOX 1435
RAPID CITY, SD 57701
* $ 61,420,000 1 $ 65,000
Community Resource Credit Unio
2900 DECKER DRIVE
BAYTOWN, TX 77520
* $ 564,704,000 1 $ 295,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,724,864,000 1 $ 105,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 1 $ 205,000
First National Bank of McGregor
401 S MAIN
MCGREGOR, TX 76657
* $ 531,221,000 1 $ 155,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 1 $ 165,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 3,461,210,000 1 $ 725,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 165,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 675,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 145,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 1 $ 145,000
Texar Federal Credit Union
2301 RICHMOND RD
TEXARKANA, TX 75503
* $ 345,713,000 1 $ 115,000
First Bank & Trust
9816 SLIDE RD.
LUBBOCK, TX 79424
* $ 1,137,714,000 1 $ 325,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 335,000
North Dallas Bank & Trust Co.
12900 PRESTON RD
DALLAS, TX 75230
* $ 1,307,762,000 1 $ 365,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 295,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 205,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ -1,000 1 $ 215,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 220,695,000 1 $ 195,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 319,196,000 1 $ 35,000
Home Federal Bank
222 FLORIDA STREET
SHREVEPORT, LA 71105
* $ 455,773,000 1 $ 205,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 165,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 879,238,000 1 $ 545,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,694,690,000 1 $ 25,000
Opendoor Home Loans LLC
4634 3RD ST
SAN FRANCISCO, CA 94105
* $ -1,000 1 $ 325,000
Lhm Financial Corporation
7025 E GREENWAY PARKWAY SUITE 100
PHOENIX, AZ 85254
* $ -1,000 1 $ 125,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 165,000
One American Bank
515 S MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ -1,000 1 $ 205,000
Origin Bank

HOUSTON, TX 77024
* $ 5,294,103,000 1 $ 105,000
Velocio Mortgage, L.L.C.
1177 W LOOP S FWY #700
HOUSTON, TX 77027
* $ -1,000 1 $ 105,000
Trinity Capital Bank of Texas
P O BOX 370
ENNIS, TX 75119
* $ 261,061,000 1 $ 155,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ -1,000 1 $ 175,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 5,700,689,000 1 $ 135,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,710,266,000 1 $ 75,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 1 $ 175,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,097,505,000 1 $ 185,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 139,109,000 1 $ 175,000
First Community Credit Union
15260 FM 529
HOUSTON, TX 77095
* $ 1,541,379,000 1 $ 55,000
First State Bank
801 E CALIFORNIA STREET
GAINESVILLE, TX 76240
* $ 1,147,965,000 1 $ 145,000
Trinity Oaks Mortgage
204A N I35E
RED OAK, TX 75154
* $ -1,000 1 $ 125,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 11,511,729,000 1 $ 85,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ -1,000 1 $ 165,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 1 $ 315,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ -1,000 1 $ 515,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 4,172,729,000 1 $ 335,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 1 $ 155,000
My Move Mortgage, LLC
MY MOVE MORTGAGE, LLC
SANDY, UT 84070
* $ -1,000 1 $ 125,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 325,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,525,058,000 1 $ 475,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 1 $ 285,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 145,000
Readycap Commercial LLC

BERKELEYN++HEIGHTS, NJ 07922
* $ -1,000 1 $ 5,935,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 9,675,518,000 1 $ 105,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 787,183,000 1 $ 385,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 175,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 9,823,931,000 1 $ 165,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 205,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 165,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ -1,000 1 $ 285,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 3,052,781,000 1 $ 165,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 105,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 215,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 125,000
Amerant Bank, N.A.
220 ALHAMBRA CIRCLE
MIAMI, FL 33134
* $ 7,975,320,000 1 $ 85,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 451,290,000 1 $ 345,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 2,678,315,000 1 $ 385,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 1 $ 65,000
BNC National Bank

BISMARCK, ND 58501
* $ 965,305,000 1 $ 455,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 305,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 1 $ 75,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 137,588,093,000 1 $ 35,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,131,130,000 1 $ 175,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 195,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 185,000
Vista Bank
5840 W NORTHWEST HWY
DALLAS, TX 75225
* $ 920,512,000 1 $ 535,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 1 $ 185,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 145,000
Gulf Coast Educators Federal Credit Union
5953 FAIRMONT PARKWAY
PASADENA, TX 77505
* $ 860,109,000 1 $ 135,000
Alliance Bank
P.O. BOX 500
SULPHUR SPRINGS, TX 75483
* $ 979,757,000 1 $ 625,000
Community National Bank
401 W. TEXAS AVE.
MIDLAND, TX 79701
* $ 1,435,230,000 1 $ 235,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 155,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 1 $ 765,000
Metroplex Mortgage Services
8622 N HIMES AVE
TAMPA, FL 33614
* $ -1,000 1 $ 165,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ -1,000 1 $ 215,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 527,259,000 1 $ 185,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 255,000
Spirit of Texas Bank, SSB
625 UNIVERSITY DRIVE EAST
COLLEGE STATION, TX 77840
* $ 2,384,705,000 1 $ 195,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 135,000
Lenderfi, Inc.
23875 VENTURA BLVD SUITE 203B
CALABASAS, CA 91302
* $ -1,000 1 $ 205,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 3,609,985,000 1 $ 225,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 6,120,102,000 1 $ 105,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 1,724,820,000 1 $ 195,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ -1,000 1 $ 105,000

The tables below break down 2021 mortgage applications in Gregg County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Gregg County, TX in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,924 $633,820,000 $216,000 $14,255,000 $97,000 $3,600,000
Refinancing 1,951 $349,845,000 $179,000 $3,735,000 $100,000 $3,248,000
Cash-out Refinancing 615 $94,775,000 $154,000 $1,125,000 $95,000 $1,055,000
Home Improvement 114 $9,540,000 $83,000 $465,000 $102,000 $500,000
Other Purpose 97 $8,765,000 $90,000 $335,000 $85,000 $301,000
Not Applicable 54 $4,760,000 $88,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,330 $633,660,000 $190,000 $2,345,000 $103,000 $3,600,000
Not Provided 642 $120,050,000 $186,000 $1,405,000 $105,000 $1,545,000
Not applicable 612 $169,990,000 $277,000 $14,255,000 $109,000 $255,000
Hispanic 526 $74,310,000 $141,000 $855,000 $66,000 $573,000
Black or African American 502 $75,030,000 $149,000 $505,000 $71,000 $309,000
Asian 83 $17,005,000 $204,000 $765,000 $156,000 $951,000
American Indian or Alaskan Native 39 $6,415,000 $164,000 $535,000 $109,000 $696,000
Native Hawaiian or Other Pacific Islander 5 $875,000 $175,000 $275,000 $68,000 $108,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,125 $788,945,000 $191,000 $14,255,000 $105,000 $3,600,000
FHA-insured (Federal Housing Administration) 1,033 $179,375,000 $173,000 $445,000 $61,000 $420,000
VA-guaranteed (Veterans Administration) 545 $124,825,000 $229,000 $1,405,000 $82,000 $1,616,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $8,360,000 $160,000 $295,000 $60,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,158 $655,360,000 $207,000 $14,255,000 $100,000 $3,600,000
Application Denied By Financial Institution 762 $114,810,000 $150,000 $1,075,000 $79,000 $3,248,000
Application Withdrawn By Applicant 753 $136,895,000 $181,000 $3,885,000 $106,000 $1,740,000
Loan Purchased By The Institution 565 $104,975,000 $185,000 $865,000 $82,000 $520,000
File Closed For Incompleteness 311 $47,855,000 $153,000 $765,000 $87,000 $625,000
Application Approved But Not Accepted 195 $39,505,000 $202,000 $2,345,000 $138,000 $1,080,000
Preapproval Approved but not Accepted 10 $1,940,000 $194,000 $305,000 $75,000 $196,000
Preapproval Denied by Financial Institution 1 $165,000 $165,000 $165,000 $39,000 $39,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,883 $965,865,000 $197,000 $14,255,000 $100,000 $1,740,000
Debt-To-Income Ratio 322 $55,770,000 $173,000 $2,285,000 $84,000 $3,600,000
Credit History 227 $27,875,000 $122,000 $445,000 $81,000 $1,560,000
Credit Application Incomplete 112 $19,470,000 $173,000 $545,000 $123,000 $3,248,000
Other 80 $12,190,000 $152,000 $755,000 $86,000 $526,000
Collateral 72 $10,930,000 $151,000 $415,000 $84,000 $175,000
Unverifiable Information 22 $3,820,000 $173,000 $555,000 $78,000 $231,000
Insufficient Cash (Downpayment, Closing Cost) 20 $3,290,000 $164,000 $335,000 $107,000 $526,000
Employment History 17 $2,295,000 $135,000 $225,000 $63,000 $182,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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