Guaynabo Municipio, PR Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 860 mortgage applications in Guaynabo Municipio, PR totaling $261.6 million, down 3% from 2024. The average application was for $304,000, and applicants reported an average income of $169,000. 63% of applications resulted in an originated loan and 11% were denied. The most active lender was Banco Popular, with 247 applications, followed by Firstbank and First Equity Mortgage Bankers Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 860 |
| Total Mortgage Loan Application Amount | $261,560,000 |
| Average Mortgage Loan Application Amount | $304,000 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $169,000 |
| Highest Applicant Income | $7,176,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 247 | $ 89,225,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 168 | $ 49,740,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 61 | $ 14,465,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 57 | $ 16,785,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 55 | $ 15,915,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 20 | $ 5,810,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 19 | $ 6,655,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ n/a | 18 | $ 3,420,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 17 | $ 5,225,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ n/a | 16 | $ 4,260,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ n/a | 15 | $ 2,365,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 15 | $ 4,185,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ n/a | 13 | $ 2,935,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ n/a | 12 | $ 4,230,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ n/a | 11 | $ 2,775,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ n/a | 10 | $ 1,590,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ n/a | 9 | $ 1,715,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 9 | $ 3,515,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ n/a | 8 | $ 1,760,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ n/a | 8 | $ 3,520,000 |
| Puerto Rico Federal Credit Uni ROOSEVEL AVE. 55 RESOLUCION ST. CAPARRA, PR 00920 |
* | $ n/a | 8 | $ 2,200,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ n/a | 7 | $ 1,285,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ n/a | 6 | $ 930,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 6 | $ 2,590,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ n/a | 5 | $ 475,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ n/a | 5 | $ 1,065,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ n/a | 4 | $ 580,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ n/a | 3 | $ 655,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ n/a | 3 | $ 345,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ n/a | 3 | $ 945,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ n/a | 3 | $ 975,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 2 | $ 440,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ n/a | 2 | $ 510,000 |
| Cooperativa De A/C Aguas Buena PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ n/a | 2 | $ 560,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ n/a | 1 | $ 265,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ n/a | 1 | $ 405,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ n/a | 1 | $ 145,000 |
| Cooperativa De Ac Manati PO BOX 30562 MANATI, PR 00674 |
* | $ n/a | 1 | $ 255,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ n/a | 1 | $ 435,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ n/a | 1 | $ 305,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 1 | $ 285,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 165,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ n/a | 1 | $ 85,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ n/a | 1 | $ 405,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 1 | $ 375,000 |
| Lument Real Estate Capital 10 W BROAD STREET, 8TH FLOOR COLUMBUS, OH 43215 |
* | $ n/a | 1 | $ 4,005,000 |
| Banesco USA 3155 NW 77TH AVE MIAMI, FL 33122 |
* | $ n/a | 1 | $ 785,000 |
The tables below break down 2025 mortgage applications in Guaynabo Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Guaynabo Municipio, PR in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 659 | $199,835,000 | $303,000 | $2,065,000 | $177,000 | $7,176,000 |
| Cash-out Refinancing | 138 | $41,360,000 | $299,000 | $1,355,000 | $135,000 | $668,000 |
| Other Purpose | 28 | $7,980,000 | $285,000 | $1,265,000 | $154,000 | $500,000 |
| Refinancing | 17 | $8,675,000 | $510,000 | $4,005,000 | $152,000 | $398,000 |
| Home Improvement | 10 | $3,080,000 | $308,000 | $785,000 | $153,000 | $671,000 |
| Not Applicable | 8 | $630,000 | $78,000 | $195,000 | $42,000 | $42,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 731 | $211,105,000 | $288,000 | $2,005,000 | $141,000 | $4,052,000 |
| Not applicable | 80 | $25,930,000 | $324,000 | $4,005,000 | $0 | $0 |
| Not Provided | 33 | $14,125,000 | $428,000 | $2,065,000 | $1,145,000 | $7,176,000 |
| White | 8 | $5,800,000 | $725,000 | $1,795,000 | $340,000 | $787,000 |
| Asian | 8 | $4,600,000 | $575,000 | $955,000 | $319,000 | $1,067,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 440 | $144,120,000 | $327,000 | $2,065,000 | $216,000 | $7,176,000 |
| FHA-insured (Federal Housing Administration) | 384 | $105,780,000 | $275,000 | $4,005,000 | $107,000 | $626,000 |
| VA-guaranteed (Veterans Administration) | 33 | $11,105,000 | $336,000 | $775,000 | $110,000 | $263,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $555,000 | $185,000 | $205,000 | $76,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 540 | $169,980,000 | $314,000 | $4,005,000 | $157,000 | $4,052,000 |
| Application Denied By Financial Institution | 96 | $28,170,000 | $293,000 | $1,125,000 | $116,000 | $480,000 |
| Loan Purchased By The Institution | 92 | $23,640,000 | $256,000 | $1,205,000 | $42,000 | $42,000 |
| Application Withdrawn By Applicant | 86 | $24,870,000 | $289,000 | $955,000 | $307,000 | $7,176,000 |
| File Closed For Incompleteness | 25 | $7,815,000 | $312,000 | $1,265,000 | $126,000 | $671,000 |
| Application Approved But Not Accepted | 21 | $7,085,000 | $337,000 | $805,000 | $164,000 | $513,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 755 | $229,085,000 | $303,000 | $4,005,000 | $176,000 | $7,176,000 |
| Collateral | 38 | $10,200,000 | $268,000 | $705,000 | $115,000 | $309,000 |
| Debt-To-Income Ratio | 28 | $10,600,000 | $378,000 | $785,000 | $113,000 | $508,000 |
| Credit History | 10 | $4,760,000 | $476,000 | $1,125,000 | $175,000 | $480,000 |
| Other | 7 | $1,405,000 | $200,000 | $295,000 | $110,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,260,000 | $210,000 | $275,000 | $75,000 | $124,000 |
| Unverifiable Information | 5 | $1,555,000 | $311,000 | $685,000 | $127,000 | $319,000 |
| Employment History | 5 | $1,215,000 | $243,000 | $535,000 | $109,000 | $185,000 |
| Credit Application Incomplete | 4 | $1,090,000 | $272,000 | $415,000 | $134,000 | $218,000 |
| Mortgage Insurance Denied | 2 | $390,000 | $195,000 | $195,000 | $142,000 | $149,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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