Harvey County, KS Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,305 mortgage applications in Harvey County, KS totaling $215.6 million, up 17% from 2024. The average application was for $165,000, and applicants reported an average income of $103,000. 58% of applications resulted in an originated loan and 13% were denied. The most active lender was Peoples Bank and Trust Co, with 90 applications, followed by Heartland Credit Union and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,305
Total Mortgage Loan Application Amount $215,635,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $5,925,000
Average Applicant Income $103,000
Highest Applicant Income $4,300,000

Mortgage Company List for Lending in Harvey County, KS for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Peoples Bank and Trust Co
101 S MAIN ST
MCPHERSON, KS 67460
* $ n/a 90 $ 17,760,000
Heartland Credit Union
900 EAST 23RD AVENUE
HUTCHINSON, KS 67502
* $ n/a 75 $ 8,495,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 60 $ 10,850,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ n/a 50 $ 5,050,000
The Citizens State Bank
201 S CHRISTIAN, PO BOX 110
MOUNDRIDGE, KS 67107
* $ n/a 45 $ 8,905,000
Union State Bank
127 S SUMMIT STREET
ARKANSAS CITY, KS 67005
* $ n/a 36 $ 4,360,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ n/a 36 $ 4,290,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 35 $ 2,685,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 34 $ 6,000,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 29 $ 5,705,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 28 $ 5,230,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 28 $ 5,520,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 26 $ 4,730,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 26 $ 5,230,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 23 $ 4,785,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ n/a 23 $ 2,135,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ n/a 21 $ 2,705,000
Halstead Bank
314 MAIN ST
HALSTEAD, KS 67056
* $ n/a 20 $ 2,810,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 20 $ 1,810,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 16 $ 1,920,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 16 $ 3,120,000
Premier Members Credit Union
5505 ARAPAHOE AVE
BOULDER, CO 80303
* $ n/a 14 $ 1,480,000
White Eagle Credit Union
2830 OHIO
AUGUSTA, KS 67010
* $ n/a 14 $ 990,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 14 $ 1,440,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ n/a 14 $ 2,630,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 12 $ 380,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 12 $ 930,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ n/a 11 $ 1,725,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 11 $ 1,765,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 11 $ 1,805,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 11 $ 2,005,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 11 $ 1,785,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 11 $ 1,705,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 11 $ 1,405,000
First National Bank of Hutchinson
1 N MAIN ST
HUTCHINSON, KS 67501
* $ n/a 11 $ 1,345,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 10 $ 840,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 10 $ 1,660,000
Golden Plains Credit Union
1714 EAST KANSAS AVENUE
GARDEN CITY, KS 67846
* $ n/a 9 $ 1,935,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 9 $ 1,175,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 9 $ 1,805,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 9 $ 1,895,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 9 $ 1,155,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 8 $ 2,210,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 7 $ 2,015,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 7 $ 425,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,295,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 7 $ 685,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 1,465,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 6 $ 840,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,390,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ n/a 6 $ 840,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 6 $ 970,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 5 $ 615,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 715,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 5 $ 825,000
Wichita Federal Credit Union
9835 E 21ST ST N
WICHITA, KS 67206
* $ n/a 5 $ 715,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 695,000
Mid American Credit Union
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ n/a 5 $ 585,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 4 $ 520,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 750,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 4 $ 900,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 1,170,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 4 $ 510,000
Quantum Credit Union
6300 W 21ST ST N
WICHITA, KS 67205
* $ n/a 4 $ 170,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 520,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 4 $ 1,430,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 4 $ 940,000
Southwest National Bank
400 E DOUGLAS
WICHITA, KS 67202
* $ n/a 4 $ 570,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 420,000
Skyward Credit Union
4 CESSNA BLVD
WICHITA, KS 67215
* $ n/a 4 $ 970,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 655,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ n/a 3 $ 1,085,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 1,435,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ n/a 3 $ 375,000
Legacy Bank
3711 N RIDGE RD
WICHITA, KS 67205
* $ n/a 3 $ 1,305,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 3 $ 585,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 3 $ 255,000
Re Investment Loans LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 3 $ 1,275,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ n/a 3 $ 845,000
Andover State Bank
511 N ANDOVER ROAD, P O BOX 278
ANDOVER, KS 67002
* $ n/a 2 $ 6,120,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 290,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 440,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 300,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 430,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 200,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 520,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 100,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 2 $ 80,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 520,000
The Valley State Bank
502 N MERCHANT
BELLE PLAINE, KS 67013
* $ n/a 2 $ 2,290,000
Arvest Bank

TULSA, OK 74103
* $ n/a 2 $ 1,530,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 80,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 90,000
The Bennington State Bank
2130 SOUTH OHIO, P.O. BOX 1280
SALINA, KS 67402
* $ n/a 2 $ 230,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 2 $ 430,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 510,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 240,000
Citizens Bank of Kansas
300 N MAIN ST
KINGMAN, KS 67068
* $ n/a 2 $ 1,050,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 310,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 125,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 105,000
Home Bank & Trust Co.
217 N. MAIN
EUREKA, KS 67045
* $ n/a 1 $ 195,000
Garden Plain State Bank
PO BOX 75009
WICHITA, KS 67275
* $ n/a 1 $ 75,000
Bruning Bank
104 E MAIN STREET
BRUNING, NE 68322
* $ n/a 1 $ 135,000
Legacy Bank & Trust
1500 N MAIN ST
MOUNTAIN GROVE, MO 65711
* $ n/a 1 $ 1,225,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 1 $ 285,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ n/a 1 $ 285,000
Community Bank of Wichita, Inc.
11330 E 21ST ST N
WICHITA, KS 67206
* $ n/a 1 $ 125,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 1 $ 85,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 215,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 225,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 125,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ n/a 1 $ 185,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 315,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 1 $ 265,000
The Stock Exchange Bank
103 S MAIN ST
CALDWELL, KS 67022
* $ n/a 1 $ 105,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 125,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ n/a 1 $ 135,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 65,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 1 $ 125,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 175,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 265,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 355,000
First State Bank & Trust
PO BOX 219
TONGANOXIE, KS 66086
* $ n/a 1 $ 85,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 155,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 1 $ 245,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 55,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 95,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 195,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 125,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 215,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 85,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 1 $ 155,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 205,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 245,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ n/a 1 $ 65,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 225,000
Great Plains Federal Credit Union
2306 S RANGE LINE RD
JOPLIN, MO 64804
* $ n/a 1 $ 35,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 85,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 115,000
Heritage Bank
3024 SW WANAMAKER ROAD
TOPEKA, KS 66614
* $ n/a 1 $ 185,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 85,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 155,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 345,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ n/a 1 $ 95,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 55,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 65,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 155,000
M Squared Financial LLC
7501 MISSION RD STE 200
PRAIRIE VILLAGE, KS 66208
* $ n/a 1 $ 285,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 185,000

The tables below break down 2025 mortgage applications in Harvey County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Harvey County, KS in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 654 $137,910,000 $210,000 $5,925,000 $98,000 $845,000
Refinancing 210 $34,470,000 $164,000 $905,000 $138,000 $4,300,000
Cash-out Refinancing 200 $27,490,000 $137,000 $925,000 $86,000 $255,000
Other Purpose 127 $8,685,000 $68,000 $465,000 $94,000 $300,000
Home Improvement 113 $6,995,000 $61,000 $245,000 $128,000 $3,150,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 865 $134,735,000 $155,000 $1,125,000 $104,000 $4,300,000
Not applicable 215 $51,185,000 $238,000 $5,925,000 $94,000 $191,000
Hispanic 117 $12,785,000 $109,000 $375,000 $87,000 $845,000
Not Provided 82 $12,690,000 $154,000 $755,000 $117,000 $3,150,000
Black or African American 10 $1,710,000 $171,000 $235,000 $68,000 $116,000
American Indian or Alaskan Native 8 $1,200,000 $150,000 $385,000 $113,000 $177,000
Asian 8 $1,330,000 $166,000 $325,000 $95,000 $228,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 917 $140,165,000 $152,000 $5,925,000 $109,000 $4,300,000
FHA-insured (Federal Housing Administration) 240 $42,350,000 $176,000 $535,000 $78,000 $255,000
VA-guaranteed (Veterans Administration) 137 $31,245,000 $228,000 $695,000 $93,000 $423,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,875,000 $170,000 $265,000 $78,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 753 $130,735,000 $173,000 $5,925,000 $99,000 $833,000
Application Denied By Financial Institution 166 $21,110,000 $127,000 $2,195,000 $86,000 $845,000
Application Withdrawn By Applicant 154 $24,650,000 $160,000 $615,000 $142,000 $4,300,000
Loan Purchased By The Institution 138 $24,380,000 $176,000 $695,000 $96,000 $193,000
Application Approved But Not Accepted 48 $7,310,000 $152,000 $475,000 $97,000 $225,000
File Closed For Incompleteness 41 $6,455,000 $157,000 $925,000 $91,000 $255,000
Preapproval Denied by Financial Institution 3 $465,000 $155,000 $185,000 $94,000 $169,000
Preapproval Approved but not Accepted 2 $530,000 $265,000 $365,000 $102,000 $152,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 987 $164,025,000 $166,000 $2,005,000 $103,000 $4,300,000
Debt-To-Income Ratio 186 $36,510,000 $196,000 $5,925,000 $113,000 $3,150,000
Credit History 48 $4,640,000 $96,000 $375,000 $84,000 $236,000
Collateral 32 $4,230,000 $132,000 $655,000 $81,000 $187,000
Credit Application Incomplete 29 $3,035,000 $104,000 $295,000 $71,000 $130,000
Other 12 $1,310,000 $109,000 $265,000 $101,000 $208,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,300,000 $216,000 $425,000 $238,000 $845,000
Unverifiable Information 3 $285,000 $95,000 $115,000 $76,000 $140,000
Employment History 2 $300,000 $150,000 $185,000 $58,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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