Hill County, TX Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 866 mortgage applications in Hill County, TX totaling $101.4 million, down 5% from 2010. The average application was for $117,000, and applicants reported an average income of $71,000. 39% of applications resulted in an originated loan and 23% were denied. The most active lender was Wells Fargo Bank NA, with 160 applications, followed by Bank of America NA and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 866
Total Mortgage Loan Application Amount $101,440,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $71,000
Highest Applicant Income $1,045,000

Mortgage Company List for Lending in Hill County, TX for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 160 $ 15,301,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 58 $ 6,688,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 52 $ 6,645,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 44 $ 2,566,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 38 $ 2,821,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 20 $ 2,303,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 19 $ 3,452,000
Cendera Funding Inc.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 19 $ 3,232,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 18 $ 2,708,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 12 $ 1,917,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 12 $ 1,507,000
Grandview Bank
PO BOX 449
GRANDVIEW, TX 76050
* $ 100,919,000 11 $ 823,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 11 $ 1,687,000
First Financial Bank, N.A.
200 NORTH RIDGEWAY DRIVE
CLEBURNE, TX 76033
* $ 277,973,000 11 $ 701,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 10 $ 1,134,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 10 $ 1,335,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 1,095,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 9 $ 1,354,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 9 $ 1,070,000
First National Bank of Central Texas
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ 562,469,000 8 $ 1,086,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 8 $ 1,142,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 8 $ 979,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 199,275,000 8 $ 1,886,000
Omniamerican Bank
1320 SOUTH UNIVERSITY DR SUITE 106
FORT WORTH, TX 76107
* $ 1,108,161,000 8 $ 1,163,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 8 $ 428,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 62,638,180,000 7 $ 1,197,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 7 $ 435,000
First Central Credit Union
6201 SANGER AVENUE
WACO, TX 76710
* $ 46,492,000 7 $ 291,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 7 $ 755,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 882,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 6 $ 846,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 6 $ 644,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 6 $ 431,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 552,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 6 $ 1,843,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 6 $ 827,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 5 $ 381,000
Community Bank
P O BOX 580
GRANBURY, TX 76048
* $ 502,641,000 5 $ 753,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,159,626,000 5 $ 518,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 609,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 5 $ 519,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 4 $ 675,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 4 $ 427,000
Allquest Home Mortgage Corpora
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 4 $ 475,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 552,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 662,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 595,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 396,000
The Lending Partners, LLC
6836 DALLAS PARKWAY #201
PLANO, TX 75024
* $ 10,000,000 4 $ 593,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 298,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 341,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 3 $ 194,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 475,843,000 3 $ 349,000
Citizens National Bank of Texas
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 514,011,000 3 $ 279,000
Viewpoint Bankers Mortgage Inc
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 3 $ 419,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 3 $ 608,000
Texas Trust Credit Union
5080 W IH 20
ARLINGTON, TX 76017
* $ 693,511,000 3 $ 222,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 3 $ 135,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 66,394,000 3 $ 350,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 996,420,000 2 $ 117,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 4,184,167,000 2 $ 166,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 2 $ 323,000
Pinnacle Bank
PO BOX 676
FORT WORTH, TX 76102
* $ 521,978,000 2 $ 116,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 2 $ 258,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 2 $ 480,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 2 $ 122,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 2 $ 295,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,285,632,000 2 $ 188,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 2 $ 323,000
First National Bank of Bosque County
PO BOX 278
VALLEY MILLS, TX 76689
* $ 97,666,000 2 $ 153,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 2 $ 71,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 383,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 2 $ 239,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 313,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 262,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 523,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 2 $ 174,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 245,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 197,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 2 $ 586,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 2 $ 250,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 202,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 45,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 155,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 118,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 86,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ 10,000,000 1 $ 140,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 180,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 1 $ 100,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 1 $ 222,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 61,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 123,000
National United
905 MAIN ST
GATESVILLE, TX 76528
* $ 462,518,000 1 $ 174,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 942,245,000 1 $ 167,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 235,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 88,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 1 $ 121,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 24,055,290,000 1 $ 193,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 116,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 1 $ 86,000
Txl Mortgage Corporation
11931 WICKCHESTER LN STE 444
HOUSTON, TX 77043
* $ 100,000,000 1 $ 43,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 304,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 1 $ 26,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 1 $ 35,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 142,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 1 $ 147,000
Lrs Financial Network dba Hnb Mortgage
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ 11,322,000 1 $ 276,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 186,000
4trust Mortgage Inc
4200 SOUTH HULEN STE 410
FORT WORTH, TX 76109
* $ 10,000,000 1 $ 126,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ 40,000,000 1 $ 202,000
Incommons Bank, N.A.
301 E COMMERCE
MEXIA, TX 76667
* $ 99,993,000 1 $ 25,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 51,000
Community National Bank & Trust of Texas
PO BOX 624
CORSICANA, TX 75151
* $ 359,660,000 1 $ 36,000
Central National Bank
8320 W HWY 84
WACO, TX 76712
* $ 594,208,000 1 $ 155,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 2,205,961,000 1 $ 417,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 297,592,000 1 $ 295,000
First National Bank of Waupaca
402 N. 8TH ST.
MANITOWOC, WI 54221
* $ 747,915,000 1 $ 101,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 191,893,000 1 $ 97,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 5,285,622,000 1 $ 79,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 1 $ 132,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 81,053,000 1 $ 100,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 1 $ 52,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 528,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 1,928,441,000 1 $ 90,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 1 $ 202,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 1,098,393,000 1 $ 68,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 1,543,584,000 1 $ 41,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 79,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 141,000
City Credit Union
7474 FERGUSON RD
DALLAS, TX 75228
* $ 218,603,000 1 $ 128,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 590,630,000 1 $ 302,000
Cypress Bank State Savings Bank
120 S GREER BLVD
PITTSBURG, TX 75686
* $ 166,024,000 1 $ 104,000
Hbank Texas
P.O. BOX 2327
GRAPEVINE, TX 76099
* $ 107,172,000 1 $ 80,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 186,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 104,000
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ 10,000,000 1 $ 36,000
Members Choice of Central Texas FCU
4631 W WACO DRIVE
WACO, TX 76710
* $ 131,258,000 1 $ 218,000
Energy One Federal Credit Union
6100 S YALE AVE, SUITE 100
TULSA, OK 74136
* $ 183,940,000 1 $ 100,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,060,521,000 1 $ 176,000
Pointwest Bank
200 W. OAK
WEST, TX 76691
* $ 70,443,000 1 $ 239,000
Texas First State Bank
400 S. HWY 6
RIESEL, TX 76682
* $ 287,563,000 1 $ 15,000
American State Bank
1401 AVENUE Q
LUBBOCK, TX 79401
* $ 2,687,035,000 1 $ 30,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 9,472,521,000 1 $ 75,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 1,963,927,000 1 $ 48,000
Community Bank & Trust
1800 WASHINGTON AVE
WACO, TX 76701
* $ 403,446,000 1 $ 75,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,827,969,000 1 $ 19,000

The tables below break down 2011 mortgage applications in Hill County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hill County, TX in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 423 $57,571,000 $136,000 $600,000 $77,000 $1,045,000
Home Purchase 380 $41,818,000 $110,000 $800,000 $68,000 $711,000
Home Improvement 63 $2,051,000 $32,000 $240,000 $49,000 $166,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 647 $78,719,000 $121,000 $800,000 $76,000 $1,045,000
Not Provided 88 $10,201,000 $115,000 $417,000 $80,000 $711,000
Not applicable 55 $7,454,000 $135,000 $304,000 $30,000 $408,000
Hispanic 48 $3,465,000 $72,000 $255,000 $53,000 $250,000
Black or African American 19 $1,095,000 $57,000 $168,000 $42,000 $90,000
American Indian or Alaskan Native 6 $343,000 $57,000 $100,000 $54,000 $117,000
Native Hawaiian or Other Pacific Islander 2 $82,000 $41,000 $41,000 $41,000 $47,000
Asian 1 $81,000 $81,000 $81,000 $70,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 623 $74,188,000 $119,000 $800,000 $80,000 $1,045,000
FHA-insured (Federal Housing Administration) 179 $19,097,000 $106,000 $268,000 $48,000 $136,000
VA-guaranteed (Veterans Administration) 39 $5,543,000 $142,000 $249,000 $48,000 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $2,612,000 $104,000 $203,000 $47,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 336 $41,307,000 $122,000 $600,000 $83,000 $711,000
Application Denied By Financial Institution 197 $20,173,000 $102,000 $528,000 $65,000 $1,045,000
Loan Purchased By The Institution 154 $21,224,000 $137,000 $386,000 $59,000 $408,000
Application Withdrawn By Applicant 89 $10,329,000 $116,000 $396,000 $66,000 $300,000
Application Approved But Not Accepted 70 $6,479,000 $92,000 $800,000 $65,000 $246,000
File Closed For Incompleteness 20 $1,928,000 $96,000 $200,000 $69,000 $144,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 67 $4,493,000 $67,000 $500,000 $51,000 $200,000
Collateral 34 $5,360,000 $157,000 $528,000 $107,000 $1,045,000
Debt-To-Income Ratio 20 $2,841,000 $142,000 $395,000 $46,000 $112,000
Other 11 $896,000 $81,000 $197,000 $51,000 $120,000
Credit Application Incomplete 10 $1,067,000 $106,000 $179,000 $64,000 $170,000
Unverifiable Information 8 $963,000 $120,000 $316,000 $93,000 $189,000
Insufficient Cash (Downpayment, Closing Cost) 4 $451,000 $112,000 $244,000 $44,000 $102,000
Employment History 3 $208,000 $69,000 $128,000 $124,000 $259,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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