Inyo County, CA Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 622 mortgage applications in Inyo County, CA totaling $152.6 million, down 32% from 2007. The average application was for $245,000, and applicants reported an average income of $92,000. 40% of applications resulted in an originated loan and 23% were denied. The most active lender was JPMorgan Chase Bank, NA, with 61 applications, followed by Countrywide Bank FSB and Wells Fargo Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 622
Total Mortgage Loan Application Amount $152,632,000
Average Mortgage Loan Application Amount $245,000
Highest Mortgage Loan Application Amount $5,225,000
Average Applicant Income $92,000
Highest Applicant Income $2,400,000

Mortgage Company List for Lending in Inyo County, CA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 61 $ 14,526,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 59 $ 15,354,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 41 $ 9,246,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 40 $ 9,565,000
Altaone Federal Credit Union
P. O. BOX 1209
RIDGECREST, CA 93556
* $ 493,613,000 33 $ 5,103,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 27 $ 7,572,000
El Dorado Savings Bank
4040 EL DORADO ROAD
PLACERVILLE, CA 95667
* $ 1,485,426,000 23 $ 3,626,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 22 $ 5,710,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 17 $ 4,594,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 17 $ 4,590,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 14 $ 3,387,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 13 $ 3,230,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 10 $ 3,791,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 10 $ 2,684,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 10 $ 3,658,000
Union Bank, N.A.
8954 RIO SAN DIEGO DRIVE SUITE 500
SAN DIEGO, CA 92108
* $ 55,156,870,000 9 $ 2,926,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 8 $ 2,204,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 8 $ 391,000
South Pacific Financial Corpor
10737 LAUREL STREET SUITE 200
RANCHO CUCAMONGA, CA 91730
* $ 10,000,000 8 $ 2,252,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 1,343,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 7 $ 1,787,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 7 $ 1,418,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 7 $ 2,197,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 1,980,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 6 $ 873,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 6 $ 844,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 6 $ 1,207,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 5 $ 351,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 5 $ 1,507,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 1,247,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 2,125,049,000 5 $ 949,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 5 $ 1,056,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 833,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 4 $ 1,124,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVENUE
RIVERSIDE, CA 92506
* $ 1,640,491,000 3 $ 1,270,000
Platinum First Mortgage, LP
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 17,479,328,000 3 $ 446,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 3 $ 654,000
Canyon National Bank
P.O. BOX 9000
PALM DESERT, CA 92255
* $ 288,409,000 3 $ 364,000
First Mortgage Corporation
1131 W. 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 3 $ 131,000
Trust One Mortgage Corporation
108 PACIFICA, SUITE 300
IRVINE, CA 92618
* $ 10,000,000 3 $ 812,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 3 $ 720,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 3 $ 882,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 3 $ 626,000
Ez Funding Corporation
5825 LINCOLN AVE # D515
BUENA PARK, CA 90621
* $ 2,271,035,000 2 $ 381,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ 500,000,000 2 $ 475,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 234,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 507,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 2 $ 597,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 2 $ 467,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 182,000
Benchmark Lending Group, Inc.
120 STONY POINT ROAD, SUITE 210
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 670,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 498,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 659,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 2 $ 620,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 2 $ 524,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 547,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 2 $ 357,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 406,475,000 2 $ 957,000
Wells Fargo Fin'l California
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 2 $ 430,000
Oak Valley Community Bank
125 NORTH THIRD AVENUE
OAKDALE, CA 95361
* $ 454,407,000 1 $ 5,225,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 1 $ 315,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 171,611,000 1 $ 225,000
Golf Savings Bank
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 399,805,000 1 $ 206,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 1 $ 90,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 1 $ 180,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 510,000
Downey Savings and Loan
3501 JAMBOREE ROAD
NEWPORT BEACH, CA 92660
* $ 13,408,965,000 1 $ 203,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 50,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 279,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 1 $ 404,000
Equity Bank
7701 E KELLOGG STE 200
WICHITA, KS 67207
* $ 286,986,000 1 $ 253,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 250,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 325,000
Atlantic Coast Bank
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 922,061,000 1 $ 70,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 157,000
Sierra Pacific Home Loans, Inc
1477 E. SHAW AVENUE SUITE 100
FRESNO, CA 93710
* $ 10,000,000 1 $ 200,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 358,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 300,000
Ctx Mortgage Company, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 315,000
Wilson Resources, Inc
5905 GRANITE LAKE DR #120
GRANITE BAY, CA 95746
* $ 10,000,000 1 $ 300,000
Contra Costa FCU
1111 PINE STREET
MARTINEZ, CA 94553
* $ 446,954,000 1 $ 50,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ 634,324,000 1 $ 70,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 2,301,878,000 1 $ 153,000
Water and Power Community
1053 W. SUNSET BLVD.
LOS ANGELES, CA 90012
* $ 491,986,000 1 $ 175,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 4,137,994,000 1 $ 60,000
Merrill Lynch Credit Corp.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 135,000
Valley Strong Credit Union
11500 BOLTHOUSE DRIVE
BAKERSFIELD, CA 93311
* $ 1,654,621,000 1 $ 195,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 1 $ 295,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 7,000
Guaranty Bank
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 1 $ 90,000
Mountain West Financial Inc.
1209 NEVADA STREET SUITE 200
REDLANDS, CA 92374
* $ 10,000,000 1 $ 165,000
Ideal Mortgage Bankers, Ltd
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 176,000
Land/Home Financial Services
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 303,000
Golden Empire Mortgage Inc
1200 DISCOVERY DRIVE - THIRD FLOOR
BAKESRFIELD, CA 93309
* $ 10,000,000 1 $ 289,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 146,000
Castle Point Mortgage, Inc.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 1 $ 51,000
Pmac Lending Services Inc
15325 FAIRFIELD RANCH ROAD STE 200
CHINO HILLS, CA 91709
* $ 10,000,000 1 $ 357,000
Nl Inc
2175 N CALIFORNIA BLVD
WALNUT CREEK, CA 94596
* $ 10,000,000 1 $ 215,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 310,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 289,000

The tables below break down 2008 mortgage applications in Inyo County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Inyo County, CA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 389 $98,911,000 $254,000 $900,000 $94,000 $2,400,000
Home Purchase 193 $46,723,000 $242,000 $5,225,000 $90,000 $700,000
Home Improvement 40 $6,998,000 $174,000 $600,000 $89,000 $385,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 398 $94,893,000 $238,000 $999,000 $105,000 $2,400,000
Not Provided 108 $24,630,000 $228,000 $564,000 $90,000 $540,000
Not applicable 54 $19,246,000 $356,000 $5,225,000 $27,000 $136,000
Hispanic 43 $10,441,000 $242,000 $625,000 $65,000 $156,000
Asian 9 $1,861,000 $206,000 $396,000 $106,000 $254,000
American Indian or Alaskan Native 7 $1,260,000 $180,000 $343,000 $73,000 $102,000
Black or African American 3 $301,000 $100,000 $101,000 $63,000 $120,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 532 $130,038,000 $244,000 $5,225,000 $91,000 $996,000
FHA-insured (Federal Housing Administration) 84 $20,727,000 $246,000 $420,000 $95,000 $2,400,000
VA-guaranteed (Veterans Administration) 6 $1,867,000 $311,000 $419,000 $110,000 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 246 $61,960,000 $251,000 $5,225,000 $108,000 $2,400,000
Application Denied By Financial Institution 144 $35,478,000 $246,000 $900,000 $87,000 $996,000
Loan Purchased By The Institution 110 $27,614,000 $251,000 $514,000 $54,000 $283,000
Application Withdrawn By Applicant 58 $11,706,000 $201,000 $509,000 $86,000 $252,000
Application Approved But Not Accepted 48 $11,186,000 $233,000 $700,000 $95,000 $470,000
File Closed For Incompleteness 16 $4,688,000 $293,000 $680,000 $172,000 $540,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 33 $7,965,000 $241,000 $700,000 $100,000 $261,000
Credit History 20 $4,014,000 $200,000 $510,000 $144,000 $996,000
Debt-To-Income Ratio 20 $5,535,000 $276,000 $635,000 $53,000 $156,000
Other 15 $3,497,000 $233,000 $525,000 $70,000 $151,000
Credit Application Incomplete 9 $2,299,000 $255,000 $564,000 $64,000 $138,000
Unverifiable Information 2 $560,000 $280,000 $280,000 $70,000 $80,000
Employment History 1 $315,000 $315,000 $315,000 $73,000 $73,000
Mortgage Insurance Denied 1 $157,000 $157,000 $157,000 $43,000 $43,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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