Iron County, WI Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 244 mortgage applications in Iron County, WI totaling $37.8 million, down 22% from 2022. The average application was for $154,000, and applicants reported an average income of $117,000. 57% of applications resulted in an originated loan and 18% were denied. The most active lender was Associated Bank NA, with 37 applications, followed by Summit Credit Union and Incrediblebank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 244
Total Mortgage Loan Application Amount $37,750,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $725,000
Average Applicant Income $117,000
Highest Applicant Income $846,000

Mortgage Company List for Lending in Iron County, WI for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 39,358,786,000 37 $ 4,035,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 6,224,510,000 15 $ 1,995,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,895,358,000 11 $ 2,265,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 5,145,209,000 9 $ 715,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 9 $ 1,315,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 685,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 5 $ 695,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 2,963,887,000 5 $ 355,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 4 $ 310,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 380,000
Park City Credit Union
501 S PINE RIDGE AVE
MERRILL, WI 54452
* $ 329,193,000 4 $ 980,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 1,000,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 8,748,360,000 4 $ 470,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 4 $ 210,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 3 $ 225,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 3 $ 315,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 1,325,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 645,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 595,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 3 $ 345,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 3 $ 445,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 435,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 210,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 6,105,252,000 2 $ 280,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 500,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 2 $ 210,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54401
* $ 1,337,361,000 2 $ 320,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 160,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 320,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 90,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,937,869,000 2 $ 220,000
Farmers & Merchants Union Bank
159 W JAMES ST PO BOX 226
COLUMBUS, WI 53925
* $ 449,750,000 2 $ 650,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 4,552,579,000 2 $ 530,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 5,156,852,000 2 $ 220,000
First Community Bank
202 MERCHANT ROW
MILTON, WI 53563
* $ 142,725,000 2 $ 830,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ 935,505,000 2 $ 260,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 370,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 3,163,444,000 1 $ 335,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,034,078,000 1 $ 305,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 135,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 1,251,474,000 1 $ 315,000
Intercity State Bank
962 GRAND AVE
SCHOFIELD, WI 54476
* $ 259,345,000 1 $ 255,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 245,000
Bank of Sun Prairie
228 E MAIN ST
SUN PRAIRIE, WI 53590
* $ 648,602,000 1 $ 125,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 1 $ 495,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 65,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 1 $ 225,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 675,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 65,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 25,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ 235,129,000 1 $ 85,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 1,084,777,000 1 $ 215,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 3,048,445,000 1 $ 105,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 6,153,509,000 1 $ 355,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 365,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 2,123,114,000 1 $ 115,000
A+ Mortgage Services, Inc.
W188S7820 RACINE AVE SUITE 100
MUSKEGO, WI 53150
* $ -1,000 1 $ 155,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 75,000
Peshtigo National Bank
250 FRENCH STREET
PESHTIGO, WI 54157
* $ 264,376,000 1 $ 305,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 235,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 1 $ 325,000
Northern State Bank

AURORA, MN 55705
* $ 316,202,000 1 $ 155,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 2,635,396,000 1 $ 215,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 115,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 195,000
State Bank of Chilton
26 E. MAIN ST PO BOX 149
CHILTON, WI 53014
* $ 431,663,000 1 $ 265,000
Citizens State Bank of Loyal
400 N MAIN STREET PO BOX 218
LOYAL, WI 54446
* $ 269,358,000 1 $ 25,000
Citizens Bank
301 N ROCHESTER ST PO BOX 223
MUKWONAGO, WI 53149
* $ 1,010,110,000 1 $ 145,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ 2,170,814,000 1 $ 205,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ 618,334,000 1 $ 165,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 145,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 1 $ 145,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 245,000
Guardian Credit Union
4501 W GREENFIELD AVE
MILWAUKEE, WI 53214
* $ 299,425,000 1 $ 135,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 65,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 55,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 1 $ 135,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,555,530,000 1 $ 105,000
The Bank of New Glarus
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ 427,218,000 1 $ 225,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 2,703,475,000 1 $ 265,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 165,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 175,000
Badger Bank
220 GRANT ST/PO BOX 26
FORT ATKINSON, WI 53538
* $ 185,709,000 1 $ 225,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,675,982,000 1 $ 125,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 75,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 95,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 125,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 1 $ 655,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 155,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,382,388,000 1 $ 165,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 225,000

The tables below break down 2023 mortgage applications in Iron County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Iron County, WI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 129 $23,995,000 $186,000 $725,000 $126,000 $660,000
Cash-out Refinancing 41 $6,935,000 $169,000 $675,000 $73,000 $219,000
Other Purpose 28 $2,460,000 $87,000 $305,000 $158,000 $846,000
Home Improvement 27 $1,865,000 $69,000 $265,000 $100,000 $284,000
Refinancing 19 $2,495,000 $131,000 $605,000 $114,000 $335,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 201 $30,745,000 $152,000 $725,000 $119,000 $846,000
Not Provided 21 $3,275,000 $155,000 $495,000 $99,000 $288,000
Not applicable 17 $2,905,000 $170,000 $325,000 $0 $0
Asian 2 $200,000 $100,000 $135,000 $53,000 $63,000
Hispanic 2 $300,000 $150,000 $245,000 $113,000 $197,000
American Indian or Alaskan Native 1 $325,000 $325,000 $325,000 $197,000 $197,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 201 $30,775,000 $153,000 $725,000 $127,000 $846,000
FHA-insured (Federal Housing Administration) 22 $3,340,000 $151,000 $315,000 $54,000 $104,000
VA-guaranteed (Veterans Administration) 16 $3,130,000 $195,000 $655,000 $76,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $505,000 $101,000 $205,000 $41,000 $47,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 139 $22,685,000 $163,000 $725,000 $135,000 $660,000
Application Denied By Financial Institution 44 $5,040,000 $114,000 $385,000 $74,000 $345,000
Application Withdrawn By Applicant 28 $5,330,000 $190,000 $675,000 $83,000 $160,000
Loan Purchased By The Institution 14 $2,560,000 $182,000 $495,000 $267,000 $267,000
Application Approved But Not Accepted 10 $1,630,000 $163,000 $325,000 $191,000 $846,000
File Closed For Incompleteness 8 $450,000 $56,000 $105,000 $69,000 $156,000
Preapproval Denied by Financial Institution 1 $55,000 $55,000 $55,000 $30,000 $30,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 185 $29,155,000 $157,000 $695,000 $122,000 $846,000
Debt-To-Income Ratio 30 $5,570,000 $185,000 $725,000 $118,000 $357,000
Credit History 11 $1,135,000 $103,000 $255,000 $82,000 $288,000
Collateral 5 $295,000 $59,000 $95,000 $83,000 $279,000
Credit Application Incomplete 4 $570,000 $142,000 $205,000 $181,000 $345,000
Other 4 $470,000 $117,000 $175,000 $59,000 $110,000
Unverifiable Information 3 $265,000 $88,000 $215,000 $66,000 $75,000
Employment History 2 $290,000 $145,000 $215,000 $54,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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