Kenai Peninsula, AK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,833 mortgage applications in Kenai Peninsula, AK totaling $512.0 million, up 19% from 2023. The average application was for $279,000, and applicants reported an average income of $140,000. 54% of applications resulted in an originated loan and 15% were denied. The most active lender was Global Federal Credit Union, with 412 applications, followed by Residential Mortgage, LLC and First National Bank Alaska.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,833
Total Mortgage Loan Application Amount $511,985,000
Average Mortgage Loan Application Amount $279,000
Highest Mortgage Loan Application Amount $1,195,000
Average Applicant Income $140,000
Highest Applicant Income $3,777,000

Mortgage Company List for Lending in Kenai Peninsula, AK for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ n/a 412 $ 87,990,000
Residential Mortgage, LLC
100 CALAIS DRIVE, SUITE 100
ANCHORAGE, AK 99503
* $ n/a 158 $ 58,270,000
First National Bank Alaska
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99501
* $ n/a 99 $ 34,825,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 74 $ 25,040,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 71 $ 24,925,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 63 $ 19,575,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 59 $ 18,795,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ n/a 44 $ 4,720,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 44 $ 20,080,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 40 $ 13,070,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 39 $ 12,135,000
Credit Union 1
1941 ABBOTT RD
ANCHORAGE, AK 99507
* $ n/a 37 $ 6,585,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 34 $ 6,220,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 34 $ 13,260,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 34 $ 10,990,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 31 $ 8,475,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 31 $ 5,975,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 28 $ 10,110,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 27 $ 3,675,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 26 $ 3,060,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 20 $ 1,750,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 19 $ 1,095,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 18 $ 6,140,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 17 $ 4,195,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 17 $ 2,405,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 14 $ 6,150,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 14 $ 4,110,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 13 $ 3,495,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 11 $ 3,825,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 11 $ 2,705,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 8 $ 1,100,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 8 $ 1,900,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 2,775,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 7 $ 2,505,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 2,015,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 7 $ 1,265,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 1,685,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 5 $ 1,845,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 5 $ 1,135,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 5 $ 1,775,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 1,290,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 1,460,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 4 $ 1,090,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 1,280,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 4 $ 530,000
True North Federal Credit Union
2777 POSTAL WAY
JUNEAU, AK 99801
* $ n/a 4 $ 1,680,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 4 $ 1,320,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 490,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 1,200,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ n/a 4 $ 1,570,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 1,320,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 1,385,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 3 $ 1,175,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 3 $ 2,155,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 695,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 525,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ n/a 3 $ 2,325,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 545,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 3 $ 645,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 3 $ 1,005,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 370,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 650,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 1,210,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 1,680,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 690,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 980,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 450,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 2 $ 760,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 2 $ 140,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 1,610,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 2 $ 760,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 2 $ 900,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 480,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 490,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 2 $ 550,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 1,290,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 640,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 760,000
American First Credit Union
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ n/a 1 $ 205,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 505,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 335,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 1 $ 305,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 575,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 225,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 295,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ n/a 1 $ 215,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 215,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 245,000
Spirit of Alaska Federal Credit Union
1417 GILLAM WAY
FAIRBANKS, AK 99701
* $ n/a 1 $ 25,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 1 $ 425,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 355,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 245,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 505,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 325,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 495,000
Grandview Bank
PO BOX 449
GRANDVIEW, TX 76050
* $ n/a 1 $ 155,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 105,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 255,000
Matanuska Valley Federal Credit Union
1020 SOUTH BAILEY STREET
PALMER, AK 99645
* $ n/a 1 $ 325,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 255,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 505,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 1 $ 255,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 365,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 345,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ n/a 1 $ 85,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 485,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 175,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 1 $ 705,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 325,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 445,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 215,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 365,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 405,000

The tables below break down 2024 mortgage applications in Kenai Peninsula, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kenai Peninsula, AK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 969 $341,175,000 $352,000 $1,195,000 $150,000 $1,400,000
Cash-out Refinancing 295 $75,925,000 $257,000 $1,125,000 $150,000 $3,777,000
Other Purpose 240 $27,440,000 $114,000 $425,000 $104,000 $540,000
Home Improvement 179 $19,705,000 $110,000 $505,000 $126,000 $576,000
Refinancing 150 $47,740,000 $318,000 $1,035,000 $140,000 $785,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,217 $331,305,000 $272,000 $1,175,000 $147,000 $3,777,000
Not Provided 239 $67,505,000 $282,000 $1,195,000 $125,000 $654,000
Not applicable 162 $58,770,000 $362,000 $925,000 $242,000 $596,000
American Indian or Alaskan Native 106 $24,840,000 $234,000 $925,000 $123,000 $600,000
Hispanic 68 $18,720,000 $275,000 $735,000 $101,000 $296,000
Asian 20 $5,030,000 $251,000 $1,055,000 $132,000 $400,000
Black or African American 15 $4,665,000 $311,000 $915,000 $179,000 $785,000
Native Hawaiian or Other Pacific Islander 6 $1,150,000 $191,000 $335,000 $57,000 $96,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,333 $335,505,000 $251,000 $1,145,000 $149,000 $3,777,000
FHA-insured (Federal Housing Administration) 260 $77,030,000 $296,000 $635,000 $97,000 $280,000
VA-guaranteed (Veterans Administration) 221 $93,795,000 $424,000 $1,195,000 $137,000 $1,400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $5,655,000 $297,000 $365,000 $94,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 991 $290,395,000 $293,000 $1,195,000 $141,000 $3,777,000
Application Withdrawn By Applicant 294 $86,670,000 $294,000 $1,175,000 $164,000 $3,634,000
Application Denied By Financial Institution 267 $51,805,000 $194,000 $815,000 $117,000 $3,569,000
Loan Purchased By The Institution 162 $58,330,000 $360,000 $925,000 $173,000 $596,000
File Closed For Incompleteness 84 $16,570,000 $197,000 $775,000 $111,000 $472,000
Application Approved But Not Accepted 33 $7,285,000 $220,000 $715,000 $140,000 $332,000
Preapproval Approved but not Accepted 2 $930,000 $465,000 $545,000 $127,000 $150,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,564 $459,700,000 $293,000 $1,195,000 $144,000 $3,777,000
Debt-To-Income Ratio 82 $16,420,000 $200,000 $705,000 $66,000 $166,000
Credit History 61 $9,135,000 $149,000 $685,000 $92,000 $255,000
Collateral 47 $9,865,000 $209,000 $815,000 $141,000 $576,000
Credit Application Incomplete 37 $6,375,000 $172,000 $585,000 $92,000 $240,000
Other 17 $5,425,000 $319,000 $725,000 $486,000 $3,569,000
Unverifiable Information 12 $2,370,000 $197,000 $385,000 $129,000 $500,000
Employment History 7 $875,000 $125,000 $195,000 $47,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,820,000 $303,000 $605,000 $111,000 $198,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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