Kent County, RI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 7,955 mortgage applications in Kent County, RI totaling $2.1 billion, up 11% from 2023. The average application was for $264,000, and applicants reported an average income of $135,000. 56% of applications resulted in an originated loan and 18% were denied. The most active lender was Citizens Bank, NA, with 1,007 applications, followed by Navigant Credit Union and The Washington Trust Company, of Westerly.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,955
Total Mortgage Loan Application Amount $2,105,635,000
Average Mortgage Loan Application Amount $264,000
Highest Mortgage Loan Application Amount $37,605,000
Average Applicant Income $135,000
Highest Applicant Income $8,287,000

Mortgage Company List for Lending in Kent County, RI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1,007 $ 177,325,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ n/a 399 $ 77,165,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 263 $ 61,895,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 258 $ 30,360,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 258 $ 81,110,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ n/a 251 $ 37,495,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 219 $ 30,335,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 213 $ 17,725,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 201 $ 49,925,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 201 $ 68,765,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ n/a 198 $ 43,850,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 179 $ 57,025,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 166 $ 46,600,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 137 $ 53,225,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 134 $ 42,590,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 123 $ 42,155,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 118 $ 45,430,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ n/a 116 $ 25,500,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 110 $ 23,040,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ n/a 98 $ 8,140,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ n/a 97 $ 34,535,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 96 $ 21,030,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 95 $ 20,755,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ n/a 93 $ 13,445,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 90 $ 24,830,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 85 $ 20,805,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 80 $ 22,380,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ n/a 78 $ 29,360,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 78 $ 28,630,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ n/a 77 $ 11,885,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 75 $ 14,875,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 71 $ 25,715,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 66 $ 16,570,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 64 $ 23,970,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ n/a 61 $ 12,225,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ n/a 57 $ 20,345,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 53 $ 19,445,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 52 $ 18,910,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 52 $ 19,850,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 51 $ 3,495,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 51 $ 24,965,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 50 $ 11,180,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 46 $ 18,340,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 45 $ 12,715,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 45 $ 13,385,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ n/a 43 $ 17,485,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 42 $ 13,660,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ n/a 38 $ 11,510,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 35 $ 12,765,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 34 $ 10,070,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ n/a 33 $ 10,185,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ n/a 31 $ 2,065,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 30 $ 1,770,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 30 $ 7,290,000
Fall River Municipal Credit Un
333 MILLIKEN BLVD
FALL RIVER, MA 02721
* $ n/a 30 $ 4,060,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 29 $ 6,605,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 27 $ 10,455,000
Somerset Federal Credit Union
740 COUNTY ST.
SOMERSET, MA 02726
* $ n/a 27 $ 2,625,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 24 $ 7,440,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 24 $ 8,100,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 23 $ 7,565,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 23 $ 7,105,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 20 $ 6,380,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 20 $ 6,640,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 19 $ 5,515,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 19 $ 6,715,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 19 $ 5,165,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 19 $ 8,425,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 18 $ 6,290,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 18 $ 5,010,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 17 $ 7,795,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 16 $ 6,160,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ n/a 16 $ 4,550,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 16 $ 6,500,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 16 $ 5,030,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 15 $ 6,535,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 13 $ 4,455,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ n/a 13 $ 40,375,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 12 $ 1,620,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 11 $ 3,245,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 11 $ 1,875,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 10 $ 4,710,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 10 $ 2,520,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 10 $ 3,670,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 10 $ 1,730,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 9 $ 3,605,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 9 $ 2,475,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 9 $ 3,375,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 9 $ 2,105,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 9 $ 3,445,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 9 $ 3,215,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 9 $ 3,365,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 9 $ 1,745,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 8 $ 3,280,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ n/a 8 $ 2,370,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 8 $ 2,580,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ n/a 8 $ 2,510,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ n/a 7 $ 2,545,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 7 $ 2,185,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 7 $ 1,295,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 7 $ 1,745,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 6 $ 2,420,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ n/a 6 $ 2,080,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 6 $ 3,490,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 6 $ 2,010,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 6 $ 2,120,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 6 $ 2,480,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ n/a 5 $ 1,755,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 5 $ 995,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 5 $ 1,925,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 5 $ 2,175,000
Mortgage Markets Cuso, LLC
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ n/a 5 $ 1,395,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 5 $ 2,125,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 5 $ 685,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 5 $ 1,305,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ n/a 4 $ 480,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 930,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 4 $ 1,080,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 4 $ 2,100,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 4 $ 1,380,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 4 $ 1,560,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 4 $ 1,260,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 4 $ 1,440,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 4 $ 1,190,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 4 $ 1,520,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 4 $ 2,380,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 4 $ 1,110,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 4 $ 1,850,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 4 $ 1,350,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 1,180,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 4 $ 1,220,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 4 $ 3,550,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 4 $ 1,530,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 3 $ 745,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 3 $ 1,385,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 3 $ 1,045,000
Taunton Federal Credit Union
14 CHURCH GREET
TAUNTON, MA 02780
* $ n/a 3 $ 965,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 3 $ 1,185,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 3 $ 1,275,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 3 $ 1,345,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 3 $ 1,065,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 3 $ 875,000
Mit Federal Credit Union
700 TECHNOLOGY SQUARE
LEXINGTON, MA 02421
* $ n/a 3 $ 885,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 3 $ 1,335,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 3 $ 2,195,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ n/a 3 $ 63,985,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 3 $ 2,865,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ n/a 3 $ 365,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 3 $ 765,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 1,215,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 3 $ 1,315,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 3 $ 1,795,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 3 $ 955,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 3 $ 835,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 3 $ 1,175,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ n/a 3 $ 1,995,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 3 $ 875,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ n/a 2 $ 530,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 110,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 1,220,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ n/a 2 $ 860,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 2 $ 670,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 2 $ 180,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ n/a 2 $ 770,000
Jewett City Savings Bank
111 MAIN STREET
JEWETT CITY, CT 06351
* $ n/a 2 $ 150,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 310,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 2 $ 390,000
Sharon & Crescent United Credit Union
30 POND ST
SHARON, MA 02067
* $ n/a 2 $ 190,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 840,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 2 $ 1,180,000
Builder Finance Inc
1418 N C AVE
SIOUX FALLS, SD 57103
* $ n/a 2 $ 3,810,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 890,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 2 $ 910,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ n/a 2 $ 400,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 730,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ n/a 2 $ 1,470,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 2 $ 780,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 430,000
Mass Bay Credit Union
147 WEST 4TH STREET
SOUTH BOSTON, MA 02127
* $ n/a 2 $ 120,000
Direct Federal Credit Union
50 CABOT STREET
NEEDHAM, MA 02494
* $ n/a 2 $ 540,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 2 $ 650,000
Evergreen Bank Group
1515 22ND ST # 100
OAK BROOK, IL 60523
* $ n/a 2 $ 250,000
Scient Federal Credit Union
60 COLVER AVENUE
GROTON, CT 06340
* $ n/a 2 $ 580,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 2 $ 710,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 2 $ 1,790,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 2 $ 570,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 2 $ 350,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 1,250,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 480,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 870,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 2 $ 1,690,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 2 $ 490,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 640,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 1,070,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 325,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ n/a 1 $ 355,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 515,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 365,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 285,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 485,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 725,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 1 $ 225,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ n/a 1 $ 585,000
Eagle Bank
350 BROADWAY
EVERETT, MA 02149
* $ n/a 1 $ 345,000
First Intercontinental Bank

DULUTH, GA 30096
* $ n/a 1 $ 425,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 285,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 405,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 345,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 735,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 145,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 105,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 95,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ n/a 1 $ 1,125,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 1 $ 155,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ n/a 1 $ 365,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ n/a 1 $ 295,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ n/a 1 $ 165,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 105,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ n/a 1 $ 55,000
The Guilford Savings Bank
ONE PARK STREET
GUILFORD, CT 06437
* $ n/a 1 $ 725,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ n/a 1 $ 725,000
Webster Five Cents Savings Bank
136 THOMPSON RD.
WEBSTER, MA 01570
* $ n/a 1 $ 335,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 285,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 325,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 1 $ 365,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 255,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ n/a 1 $ 35,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ n/a 1 $ 105,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ n/a 1 $ 355,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ n/a 1 $ 325,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ n/a 1 $ 25,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 85,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 1 $ 245,000
Dedham Institution for Savings
55 ELM STREET
DEDHAM, MA 02026
* $ n/a 1 $ 1,845,000
Customers Bank
701 READING AVE
READING, PA 19611
* $ n/a 1 $ 155,000
Blackstone River FCU
10 MONUMENT SQUARE
WOONSOCKET, RI 02895
* $ n/a 1 $ 85,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 185,000
Chelsea Groton Bank
1 FRANKLIN SQ
GROTON, CT 06340
* $ n/a 1 $ 315,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 1 $ 345,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 605,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 105,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ n/a 1 $ 465,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 125,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 385,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 365,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 345,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 325,000
Charles River Bank
70 MAIN ST
MEDWAY, MA 02053
* $ n/a 1 $ 445,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ n/a 1 $ 55,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 385,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 345,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 635,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 1 $ 405,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 375,000
Homefield Credit Union
86 WORCESTER ST
NORTH GRAFTON, MA 01536
* $ n/a 1 $ 805,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ n/a 1 $ 365,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 595,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ n/a 1 $ 13,615,000

The tables below break down 2024 mortgage applications in Kent County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kent County, RI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,121 $1,168,825,000 $374,000 $37,605,000 $149,000 $6,199,000
Cash-out Refinancing 1,358 $320,650,000 $236,000 $1,405,000 $114,000 $3,257,000
Home Improvement 1,267 $134,755,000 $106,000 $905,000 $128,000 $1,152,000
Refinancing 1,116 $355,820,000 $318,000 $24,105,000 $144,000 $8,287,000
Other Purpose 1,086 $124,560,000 $114,000 $1,385,000 $124,000 $2,336,000
Not Applicable 7 $1,025,000 $146,000 $365,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,344 $1,230,350,000 $230,000 $2,405,000 $136,000 $8,287,000
Not Provided 843 $205,735,000 $244,000 $1,445,000 $135,000 $1,700,000
Not applicable 680 $388,200,000 $570,000 $37,605,000 $128,000 $454,000
Hispanic 592 $148,600,000 $251,000 $1,505,000 $126,000 $6,199,000
Black or African American 236 $60,570,000 $256,000 $1,045,000 $108,000 $853,000
Asian 209 $60,755,000 $290,000 $805,000 $163,000 $1,514,000
American Indian or Alaskan Native 39 $8,815,000 $226,000 $625,000 $122,000 $397,000
Native Hawaiian or Other Pacific Islander 9 $1,835,000 $203,000 $475,000 $171,000 $487,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,377 $1,482,715,000 $232,000 $37,605,000 $141,000 $8,287,000
FHA-insured (Federal Housing Administration) 1,100 $443,110,000 $402,000 $24,105,000 $106,000 $6,199,000
VA-guaranteed (Veterans Administration) 445 $179,075,000 $402,000 $1,025,000 $113,000 $456,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $735,000 $22,000 $225,000 $98,000 $194,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,478 $1,283,480,000 $286,000 $37,605,000 $141,000 $4,105,000
Application Denied By Financial Institution 1,412 $235,820,000 $167,000 $3,255,000 $106,000 $1,807,000
Application Withdrawn By Applicant 866 $234,610,000 $270,000 $1,635,000 $144,000 $6,199,000
Loan Purchased By The Institution 635 $234,165,000 $368,000 $1,445,000 $146,000 $454,000
File Closed For Incompleteness 379 $72,675,000 $191,000 $3,205,000 $145,000 $8,287,000
Application Approved But Not Accepted 182 $43,930,000 $241,000 $1,355,000 $144,000 $3,257,000
Preapproval Approved but not Accepted 2 $670,000 $335,000 $345,000 $729,000 $1,337,000
Preapproval Denied by Financial Institution 1 $285,000 $285,000 $285,000 $85,000 $85,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,456 $1,859,530,000 $288,000 $37,605,000 $142,000 $8,287,000
Debt-To-Income Ratio 626 $99,460,000 $158,000 $3,255,000 $86,000 $1,056,000
Credit History 370 $45,120,000 $121,000 $765,000 $116,000 $1,289,000
Collateral 187 $38,145,000 $203,000 $965,000 $140,000 $1,807,000
Credit Application Incomplete 171 $31,245,000 $182,000 $1,325,000 $113,000 $700,000
Other 84 $15,880,000 $189,000 $845,000 $133,000 $912,000
Unverifiable Information 33 $6,865,000 $208,000 $605,000 $108,000 $415,000
Insufficient Cash (Downpayment, Closing Cost) 16 $5,620,000 $351,000 $1,505,000 $291,000 $1,509,000
Employment History 12 $3,770,000 $314,000 $905,000 $74,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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