Acceleron Lending, Inc. Mortgage Lending & HMDA Data, 2007
In 2007, Acceleron Lending, Inc. of Kansas City, MO reported 1,326 mortgage applications totaling $247.4 million. The average application was for $186,552, and applicants reported an average income of $77,829. 20% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Detroit-Livonia-Dearborn, MI (181), Miami-Miami Beach-Kendall, FL (138) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (80) (applications in parentheses).
| Mortgage Company & Address | Acceleron Lending, Inc. 8140 Ward Parkway Kansas City, MO 64114 |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 1,326 |
| Total Mortgage Loan Application Amount | $247,368,000 |
| Average Mortgage Loan Application Amount | $186,552 |
| Highest Mortgage Loan Application Amount | $1,140,000 |
| Average Applicant Income | $77,829 |
| Highest Applicant Income | $924,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acceleron Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Detroit-Livonia-Dearborn, MI | 181 | $ 18,997,000 | $ 104,955 | $ 49,000 |
| Miami-Miami Beach-Kendall, FL | 138 | $ 36,848,000 | $ 267,014 | $ 109,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 80 | $ 17,850,000 | $ 223,125 | $ 82,000 |
| St. Louis, MO-IL | 53 | $ 6,396,000 | $ 120,679 | $ 64,773 |
| Warren-Troy-Farmington Hills, MI | 50 | $ 11,208,000 | $ 224,160 | $ 78,000 |
| Orlando-Kissimmee, FL | 47 | $ 10,461,000 | $ 222,574 | $ 58,000 |
| Chicago-Naperville-Joliet, IL | 45 | $ 10,122,000 | $ 224,933 | $ 84,000 |
| Jackson, MS | 29 | $ 3,428,000 | $ 118,206 | $ 55,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 29 | $ 7,520,000 | $ 259,310 | $ 123,000 |
| Baltimore-Towson, MD | 22 | $ 3,700,000 | $ 168,181 | $ 72,000 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 4,974,000 | $ 236,857 | $ 89,000 |
| Tampa-St. Petersburg-Clearwater, FL | 21 | $ 3,817,000 | $ 181,761 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 19 | $ 3,655,000 | $ 192,368 | $ 74,000 |
| Jacksonville, FL | 18 | $ 1,965,000 | $ 109,166 | $ 56,000 |
| Los Angeles-Long Beach-Glendale, CA | 18 | $ 8,491,000 | $ 471,722 | $ 139,000 |
| Cape Coral-Fort Myers, FL | 17 | $ 4,044,000 | $ 237,882 | $ 104,000 |
| Mobile, AL | 16 | $ 1,752,000 | $ 109,500 | $ 61,000 |
| Sumter, SC | 16 | $ 1,545,000 | $ 96,562 | $ 57,000 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 1,276,000 | $ 91,142 | $ 41,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 14 | $ 3,300,000 | $ 235,714 | $ 82,500 |
| Indianapolis-Carmel, IN | 13 | $ 1,482,000 | $ 114,000 | $ 64,000 |
| Pascagoula, MS | 13 | $ 1,075,000 | $ 82,692 | $ 38,000 |
| Phoenix-Mesa-Scottsdale, AZ | 12 | $ 2,438,000 | $ 203,166 | $ 94,000 |
| New Orleans-Metairie-Kenner, LA | 11 | $ 1,810,000 | $ 164,545 | $ 82,000 |
| Kansas City, MO-KS | 10 | $ 1,074,000 | $ 107,400 | $ 70,600 |
| Baton Rouge, LA | 8 | $ 854,000 | $ 106,750 | $ 55,000 |
| Cedar Rapids, IA | 8 | $ 835,000 | $ 104,375 | $ 39,000 |
| Denver-Aurora, CO | 8 | $ 1,633,000 | $ 204,125 | $ 71,000 |
| Flint, MI | 8 | $ 1,058,000 | $ 132,250 | $ 56,000 |
| Florence, SC | 8 | $ 1,133,000 | $ 141,625 | $ 71,000 |
| Anniston-Oxford, AL | 7 | $ 886,000 | $ 126,571 | $ 37,000 |
| Birmingham-Hoover, AL | 7 | $ 793,000 | $ 113,285 | $ 66,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 1,799,000 | $ 257,000 | $ 66,000 |
| Dothan, AL | 7 | $ 956,000 | $ 136,571 | $ 49,000 |
| New Haven-Milford, CT | 7 | $ 1,286,000 | $ 183,714 | $ 45,000 |
| Bethesda-Gaithersburg-Frederick, MD | 6 | $ 2,468,000 | $ 411,333 | $ 147,000 |
| Hattiesburg, MS | 6 | $ 690,000 | $ 115,000 | $ 75,000 |
| Lansing-East Lansing, MI | 6 | $ 1,066,000 | $ 177,666 | $ 143,000 |
| Las Vegas-Paradise, NV | 6 | $ 2,706,000 | $ 451,000 | $ 165,000 |
| Salt Lake City, UT | 6 | $ 1,005,000 | $ 167,500 | $ 89,000 |
| Tallahassee, FL | 6 | $ 1,340,000 | $ 223,333 | $ 96,000 |
| Columbia, SC | 5 | $ 614,000 | $ 122,800 | $ 44,000 |
| Des Moines-West Des Moines, IA | 5 | $ 618,000 | $ 123,600 | $ 51,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 641,000 | $ 128,200 | $ 49,000 |
| Greensboro-High Point, NC | 5 | $ 624,000 | $ 124,800 | $ 82,000 |
| Lake Charles, LA | 5 | $ 403,000 | $ 80,600 | $ 60,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 605,000 | $ 121,000 | $ 80,000 |
| Montgomery, AL | 5 | $ 822,000 | $ 164,400 | $ 128,000 |
| Port St. Lucie, FL | 5 | $ 701,000 | $ 140,200 | $ 66,000 |
| Portland-Vancouver-Beaverton, OR-WA | 5 | $ 1,334,000 | $ 266,800 | $ 70,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 1,275,000 | $ 255,000 | $ 35,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 1,729,000 | $ 345,800 | $ 98,000 |
| Ann Arbor, MI | 4 | $ 1,215,000 | $ 303,750 | $ 143,000 |
| Gary, IN | 4 | $ 326,000 | $ 81,500 | $ 67,000 |
| Greenville-Mauldin-Easley, SC | 4 | $ 830,000 | $ 207,500 | $ 79,000 |
| Jackson, MI | 4 | $ 737,000 | $ 184,250 | $ 79,000 |
| Ocala, FL | 4 | $ 779,000 | $ 194,750 | $ 64,000 |
| Prescott, AZ | 4 | $ 1,183,000 | $ 295,750 | $ 131,000 |
| Charleston-North Charleston, SC | 3 | $ 523,000 | $ 174,333 | $ 62,000 |
| Duluth, MN-WI | 3 | $ 188,000 | $ 62,666 | $ 41,666 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 747,000 | $ 249,000 | $ 195,000 |
| Gainesville, FL | 3 | $ 504,000 | $ 168,000 | $ 36,000 |
| Joplin, MO | 3 | $ 315,000 | $ 105,000 | $ 47,000 |
| Lakeland, FL | 3 | $ 429,000 | $ 143,000 | $ 51,000 |
| Ogden-Clearfield, UT | 3 | $ 662,000 | $ 220,666 | $ 167,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 422,000 | $ 140,666 | $ 61,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 541,000 | $ 180,333 | $ 108,000 |
| San Diego-Carlsbad-San Marcos, CA | 3 | $ 1,094,000 | $ 364,666 | $ 147,000 |
| Sebastian-Vero Beach, FL | 3 | $ 1,493,000 | $ 497,666 | $ 191,000 |
| Springfield, MO | 3 | $ 387,000 | $ 129,000 | $ 53,000 |
| Stockton, CA | 3 | $ 1,071,000 | $ 357,000 | $ 33,000 |
| Wichita, KS | 3 | $ 486,000 | $ 162,000 | $ 81,000 |
| Albuquerque, NM | 2 | $ 556,000 | $ 278,000 | $ 113,000 |
| Anderson, SC | 2 | $ 175,000 | $ 87,500 | $ 30,000 |
| Casper, WY | 2 | $ 121,000 | $ 60,500 | $ 34,000 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 246,000 | $ 123,000 | $ 169,000 |
| Colorado Springs, CO | 2 | $ 493,000 | $ 246,500 | $ 140,000 |
| Decatur, AL | 2 | $ 116,000 | $ 58,000 | $ 22,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 841,000 | $ 420,500 | $ 125,000 |
| Eugene-Springfield, OR | 2 | $ 356,000 | $ 178,000 | $ 198,000 |
| Fayetteville, NC | 2 | $ 236,000 | $ 118,000 | $ 44,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 782,000 | $ 391,000 | $ 241,000 |
| Fresno, CA | 2 | $ 522,000 | $ 261,000 | $ 75,000 |
| Gulfport-Biloxi, MS | 2 | $ 592,000 | $ 296,000 | $ 184,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 334,000 | $ 167,000 | $ 200,000 |
| Lafayette, LA | 2 | $ 101,000 | $ 50,500 | $ 28,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 336,000 | $ 168,000 | $ 59,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 101,000 | $ 50,500 | $ 49,000 |
| Naples-Marco Island, FL | 2 | $ 507,000 | $ 253,500 | $ 88,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 926,000 | $ 463,000 | $ 141,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 393,000 | $ 196,500 | $ 20,000 |
| Raleigh-Cary, NC | 2 | $ 243,000 | $ 121,500 | $ 78,000 |
| Rochester, MN | 2 | $ 948,000 | $ 474,000 | $ 178,000 |
| Rockford, IL | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 617,000 | $ 308,500 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 571,000 | $ 285,500 | $ 46,000 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 1,462,000 | $ 731,000 | $ 56,000 |
| Vallejo-Fairfield, CA | 2 | $ 570,000 | $ 285,000 | $ 183,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 148,000 | $ 74,000 | $ 57,000 |
| Anchorage, AK | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Bakersfield, CA | 1 | $ 76,000 | $ 76,000 | $ 232,000 |
| Battle Creek, MI | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Bloomington, IN | 1 | $ 46,000 | $ 46,000 | $ 62,000 |
| Bremerton-Silverdale, WA | 1 | $ 184,000 | $ 184,000 | $ 39,000 |
| Burlington, NC | 1 | $ 106,000 | $ 106,000 | $ 21,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Durham, NC | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Elkhart-Goshen, IN | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Farmington, NM | 1 | $ 360,000 | $ 360,000 | $ 99,000 |
| Hot Springs, AR | 1 | $ 414,000 | $ 414,000 | $ 102,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Huntsville, AL | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Iowa City, IA | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Jacksonville, NC | 1 | $ 441,000 | $ 441,000 | $ 180,000 |
| Jonesboro, AR | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
| Madera, CA | 1 | $ 666,000 | $ 666,000 | $ 120,000 |
| Michigan City-La Porte, IN | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Modesto, CA | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Niles-Benton Harbor, MI | 1 | $ 132,000 | $ 132,000 | $ 90,000 |
| Norwich-New London, CT | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 59,000 | $ 59,000 | $ 78,000 |
| Redding, CA | 1 | $ 300,000 | $ 300,000 | $ 156,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 68,000 | $ 68,000 | $ 23,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 671,000 | $ 671,000 | $ 144,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 59,000 | $ 59,000 | $ 35,000 |
| Topeka, KS | 1 | $ 270,000 | $ 270,000 | $ 114,000 |
| Tucson, AZ | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 653,000 | $ 653,000 | $ 144,000 |
| Wilmington, NC | 1 | $ 208,000 | $ 208,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Acceleron Lending, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 776 | $139,726,000 | $180,000 | $1,112,000 | $77,000 | $924,000 |
| Refinancing | 550 | $107,642,000 | $195,000 | $1,140,000 | $79,000 | $582,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 571 | $95,385,000 | $167,000 | $1,140,000 | $66,000 | $412,000 |
| White | 367 | $64,366,000 | $175,000 | $984,000 | $86,000 | $576,000 |
| Not Provided | 191 | $37,117,000 | $194,000 | $1,000,000 | $71,000 | $392,000 |
| Hispanic | 168 | $44,183,000 | $262,000 | $1,040,000 | $108,000 | $924,000 |
| Asian | 19 | $4,772,000 | $251,000 | $582,000 | $83,000 | $241,000 |
| American Indian or Alaskan Native | 8 | $1,310,000 | $163,000 | $299,000 | $50,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $235,000 | $117,000 | $188,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,326 | $247,368,000 | $186,000 | $1,140,000 | $78,000 | $924,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 581 | $104,943,000 | $180,000 | $1,112,000 | $80,000 | $924,000 |
| Application Denied By Financial Institution | 387 | $77,974,000 | $201,000 | $1,140,000 | $69,000 | $384,000 |
| Loan Originated | 260 | $43,998,000 | $169,000 | $713,000 | $84,000 | $420,000 |
| Application Approved But Not Accepted | 95 | $19,572,000 | $206,000 | $693,000 | $84,000 | $420,000 |
| Loan Purchased By The Institution | 3 | $881,000 | $293,000 | $346,000 | $104,000 | $142,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acceleron Lending, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acceleron Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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