Accredited Home Lenders, Inc Mortgage Lending & HMDA Data, 2006
In 2006, Accredited Home Lenders, Inc of San Diego, CA reported 342,579 mortgage applications totaling $62.2 billion, up 14% from 2005. The average application was for $181,564, and applicants reported an average income of $74,292. 25% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (14,977), Atlanta-Sandy Springs-Marietta, GA (10,687) and New York-White Plains-Wayne, NY-NJ (10,010) (applications in parentheses).
| Mortgage Company & Address | Accredited Home Lenders, Inc 15253 Avenue of Science Bldg 1 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 342,579 |
| Total Mortgage Loan Application Amount | $62,200,072,000 |
| Average Mortgage Loan Application Amount | $181,564 |
| Highest Mortgage Loan Application Amount | $3,920,000 |
| Average Applicant Income | $74,292 |
| Highest Applicant Income | $5,938,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Accredited Home Lenders, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 14,977 | $ 2,713,815,000 | $ 181,198 | $ 84,000 |
| Atlanta-Sandy Springs-Marietta, GA | 10,687 | $ 1,662,969,000 | $ 155,606 | $ 66,000 |
| New York-White Plains-Wayne, NY-NJ | 10,010 | $ 3,149,161,000 | $ 314,601 | $ 108,879 |
| Phoenix-Mesa-Scottsdale, AZ | 9,457 | $ 1,808,321,000 | $ 191,215 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6,922 | $ 1,137,330,000 | $ 164,306 | $ 69,000 |
| Riverside-San Bernardino-Ontario, CA | 6,634 | $ 1,865,968,000 | $ 281,273 | $ 93,000 |
| Houston-Sugar Land-Baytown, TX | 6,203 | $ 775,163,000 | $ 124,965 | $ 68,000 |
| Los Angeles-Long Beach-Glendale, CA | 5,638 | $ 1,838,088,000 | $ 326,017 | $ 99,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5,568 | $ 1,505,854,000 | $ 270,447 | $ 94,292 |
| Miami-Miami Beach-Kendall, FL | 5,128 | $ 1,106,783,000 | $ 215,831 | $ 96,000 |
| St. Louis, MO-IL | 4,996 | $ 710,830,000 | $ 142,279 | $ 58,238 |
| Las Vegas-Paradise, NV | 4,959 | $ 1,110,466,000 | $ 223,929 | $ 85,000 |
| Orlando-Kissimmee, FL | 4,420 | $ 829,745,000 | $ 187,725 | $ 72,000 |
| Nassau-Suffolk, NY | 4,327 | $ 1,294,217,000 | $ 299,102 | $ 117,000 |
| San Diego-Carlsbad-San Marcos, CA | 4,229 | $ 1,348,067,000 | $ 318,767 | $ 120,000 |
| Seattle-Bellevue-Everett, WA | 3,973 | $ 932,453,000 | $ 234,697 | $ 87,000 |
| Dallas-Plano-Irving, TX | 3,865 | $ 547,492,000 | $ 141,653 | $ 74,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,634 | $ 770,035,000 | $ 211,897 | $ 84,000 |
| Kansas City, MO-KS | 3,573 | $ 483,772,000 | $ 135,396 | $ 61,960 |
| Baltimore-Towson, MD | 3,399 | $ 651,413,000 | $ 191,648 | $ 71,000 |
| Philadelphia, PA | 3,395 | $ 552,772,000 | $ 162,819 | $ 64,000 |
| Denver-Aurora, CO | 3,317 | $ 569,519,000 | $ 171,697 | $ 73,000 |
| Indianapolis-Carmel, IN | 3,274 | $ 442,242,000 | $ 135,076 | $ 62,000 |
| Portland-Vancouver-Beaverton, OR-WA | 3,165 | $ 612,343,000 | $ 193,473 | $ 77,257 |
| Sacramento--Arden-Arcade--Roseville, CA | 3,118 | $ 846,976,000 | $ 271,640 | $ 100,000 |
| Cincinnati-Middletown, OH-KY-IN | 2,941 | $ 421,411,000 | $ 143,288 | $ 67,161 |
| San Antonio, TX | 2,726 | $ 293,483,000 | $ 107,660 | $ 54,000 |
| Detroit-Livonia-Dearborn, MI | 2,708 | $ 321,912,000 | $ 118,874 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,562 | $ 514,885,000 | $ 200,969 | $ 83,259 |
| Oakland-Fremont-Hayward, CA | 2,549 | $ 858,459,000 | $ 336,782 | $ 117,000 |
| Nashville-Davidson--Murfreesboro, TN | 2,511 | $ 356,901,000 | $ 142,135 | $ 57,000 |
| Boston-Quincy, MA | 2,448 | $ 652,140,000 | $ 266,397 | $ 89,000 |
| Newark-Union, NJ-PA | 2,438 | $ 600,578,000 | $ 246,340 | $ 99,753 |
| Jacksonville, FL | 2,426 | $ 373,474,000 | $ 153,946 | $ 62,000 |
| Tacoma, WA | 2,212 | $ 436,712,000 | $ 197,428 | $ 76,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,142 | $ 357,652,000 | $ 166,971 | $ 59,098 |
| Memphis, TN-MS-AR | 2,117 | $ 241,497,000 | $ 114,075 | $ 50,419 |
| Pittsburgh, PA | 2,035 | $ 242,378,000 | $ 119,104 | $ 59,000 |
| Warren-Troy-Farmington Hills, MI | 2,005 | $ 362,037,000 | $ 180,567 | $ 76,000 |
| Birmingham-Hoover, AL | 1,936 | $ 227,014,000 | $ 117,259 | $ 55,000 |
| Albuquerque, NM | 1,901 | $ 281,145,000 | $ 147,893 | $ 66,000 |
| Fort Worth-Arlington, TX | 1,857 | $ 220,668,000 | $ 118,830 | $ 62,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,851 | $ 389,266,000 | $ 210,300 | $ 73,789 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,840 | $ 397,049,000 | $ 215,787 | $ 87,000 |
| Edison, NJ | 1,825 | $ 458,397,000 | $ 251,176 | $ 105,000 |
| Salt Lake City, UT | 1,737 | $ 292,965,000 | $ 168,661 | $ 81,000 |
| Hartford-West Hartford-East Hartford, CT | 1,670 | $ 292,935,000 | $ 175,410 | $ 71,000 |
| Columbus, OH | 1,667 | $ 256,267,000 | $ 153,729 | $ 75,000 |
| Fresno, CA | 1,635 | $ 330,491,000 | $ 202,135 | $ 82,000 |
| Bakersfield, CA | 1,556 | $ 309,616,000 | $ 198,982 | $ 72,000 |
| Cleveland-Elyria-Mentor, OH | 1,551 | $ 214,540,000 | $ 138,323 | $ 68,000 |
| New Haven-Milford, CT | 1,535 | $ 262,031,000 | $ 170,704 | $ 70,000 |
| Richmond, VA | 1,527 | $ 241,400,000 | $ 158,087 | $ 65,000 |
| Lakeland, FL | 1,525 | $ 219,217,000 | $ 143,748 | $ 59,000 |
| Cape Coral-Fort Myers, FL | 1,524 | $ 308,755,000 | $ 202,595 | $ 82,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,447 | $ 525,892,000 | $ 363,436 | $ 121,000 |
| Oklahoma City, OK | 1,395 | $ 151,267,000 | $ 108,435 | $ 49,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,375 | $ 219,972,000 | $ 159,979 | $ 62,000 |
| Austin-Round Rock, TX | 1,361 | $ 195,712,000 | $ 143,800 | $ 80,000 |
| Stockton, CA | 1,349 | $ 369,696,000 | $ 274,051 | $ 103,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,303 | $ 480,996,000 | $ 369,145 | $ 135,000 |
| Tucson, AZ | 1,238 | $ 206,395,000 | $ 166,716 | $ 62,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,232 | $ 313,167,000 | $ 254,193 | $ 108,000 |
| Gary, IN | 1,231 | $ 144,434,000 | $ 117,330 | $ 53,000 |
| Worcester, MA | 1,193 | $ 236,022,000 | $ 197,839 | $ 72,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,177 | $ 183,301,000 | $ 155,735 | $ 59,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1,157 | $ 254,241,000 | $ 219,741 | $ 90,000 |
| El Paso, TX | 1,152 | $ 120,233,000 | $ 104,368 | $ 59,000 |
| Tulsa, OK | 1,099 | $ 122,189,000 | $ 111,181 | $ 46,000 |
| Camden, NJ | 1,076 | $ 193,601,000 | $ 179,926 | $ 80,000 |
| Albany-Schenectady-Troy, NY | 1,068 | $ 149,760,000 | $ 140,224 | $ 70,000 |
| Cambridge-Newton-Framingham, MA | 1,050 | $ 270,419,000 | $ 257,541 | $ 93,000 |
| Lake County-Kenosha County, IL-WI | 1,045 | $ 179,598,000 | $ 171,864 | $ 84,008 |
| Visalia-Porterville, CA | 1,044 | $ 197,288,000 | $ 188,973 | $ 67,000 |
| Sarasota-Bradenton-Venice, FL | 1,006 | $ 201,423,000 | $ 200,221 | $ 74,000 |
| Honolulu, HI | 976 | $ 311,157,000 | $ 318,808 | $ 130,000 |
| Milwaukee-Waukesha-West Allis, WI | 954 | $ 135,824,000 | $ 142,373 | $ 66,000 |
| Bethesda-Gaithersburg-Frederick, MD | 926 | $ 256,028,000 | $ 276,488 | $ 100,000 |
| Spokane, WA | 895 | $ 127,267,000 | $ 142,197 | $ 56,000 |
| Buffalo-Niagara Falls, NY | 874 | $ 91,374,000 | $ 104,546 | $ 56,000 |
| Chattanooga, TN-GA | 872 | $ 99,135,000 | $ 113,686 | $ 51,404 |
| Allentown-Bethlehem-Easton, PA-NJ | 847 | $ 141,113,000 | $ 166,603 | $ 67,040 |
| Essex County, MA | 832 | $ 195,855,000 | $ 235,402 | $ 80,000 |
| Wilmington, DE-MD-NJ | 826 | $ 143,863,000 | $ 174,168 | $ 66,351 |
| Modesto, CA | 819 | $ 204,815,000 | $ 250,079 | $ 91,000 |
| Louisville-Jefferson County, KY-IN | 806 | $ 103,477,000 | $ 128,383 | $ 58,332 |
| Colorado Springs, CO | 783 | $ 136,770,000 | $ 174,674 | $ 78,000 |
| Dayton, OH | 772 | $ 97,424,000 | $ 126,196 | $ 61,000 |
| Grand Rapids-Wyoming, MI | 770 | $ 99,853,000 | $ 129,679 | $ 53,000 |
| Omaha-Council Bluffs, NE-IA | 757 | $ 88,861,000 | $ 117,385 | $ 52,000 |
| Provo-Orem, UT | 754 | $ 134,297,000 | $ 178,112 | $ 90,000 |
| Port St. Lucie-Fort Pierce, FL | 752 | $ 142,372,000 | $ 189,324 | $ 76,000 |
| Knoxville, TN | 710 | $ 89,343,000 | $ 125,835 | $ 56,000 |
| Salem, OR | 690 | $ 102,218,000 | $ 148,142 | $ 61,000 |
| Mobile, AL | 682 | $ 67,780,000 | $ 99,384 | $ 50,000 |
| Rochester, NY | 675 | $ 70,250,000 | $ 104,074 | $ 57,000 |
| Pensacola-Ferry Pass-Brent, FL | 674 | $ 85,682,000 | $ 127,124 | $ 54,000 |
| Vallejo-Fairfield, CA | 664 | $ 214,022,000 | $ 322,322 | $ 92,000 |
| Ocala, FL | 649 | $ 92,854,000 | $ 143,072 | $ 57,000 |
| Wichita, KS | 649 | $ 72,340,000 | $ 111,463 | $ 55,000 |
| Springfield, MA | 621 | $ 97,482,000 | $ 156,975 | $ 57,000 |
| St. George, UT | 581 | $ 118,886,000 | $ 204,623 | $ 88,000 |
| San Francisco-San Mateo-Redwood City, CA | 565 | $ 234,808,000 | $ 415,589 | $ 148,000 |
| Toledo, OH | 562 | $ 72,465,000 | $ 128,941 | $ 63,000 |
| Reno-Sparks, NV | 558 | $ 131,549,000 | $ 235,750 | $ 87,000 |
| Montgomery, AL | 556 | $ 56,452,000 | $ 101,532 | $ 50,000 |
| Syracuse, NY | 548 | $ 58,082,000 | $ 105,989 | $ 83,000 |
| McAllen-Edinburg-Mission, TX | 539 | $ 66,365,000 | $ 123,126 | $ 69,000 |
| El Centro, CA | 522 | $ 102,587,000 | $ 196,526 | $ 88,000 |
| Boise City-Nampa, ID | 515 | $ 82,722,000 | $ 160,625 | $ 67,000 |
| Des Moines-West Des Moines, IA | 511 | $ 67,100,000 | $ 131,311 | $ 61,000 |
| Olympia, WA | 511 | $ 95,456,000 | $ 186,802 | $ 70,000 |
| Springfield, MO | 503 | $ 64,463,000 | $ 128,157 | $ 55,000 |
| Ogden-Clearfield, UT | 495 | $ 73,407,000 | $ 148,296 | $ 65,000 |
| Augusta-Richmond County, GA-SC | 488 | $ 51,359,000 | $ 105,243 | $ 45,663 |
| Charlotte-Gastonia-Concord, NC-SC | 487 | $ 66,962,000 | $ 137,498 | $ 72,147 |
| Huntsville, AL | 487 | $ 54,197,000 | $ 111,287 | $ 47,000 |
| Salinas, CA | 484 | $ 172,054,000 | $ 355,483 | $ 128,000 |
| Portland-South Portland-Biddeford, ME | 482 | $ 93,970,000 | $ 194,958 | $ 72,000 |
| Merced, CA | 480 | $ 118,319,000 | $ 246,497 | $ 86,000 |
| Harrisburg-Carlisle, PA | 473 | $ 62,708,000 | $ 132,575 | $ 58,000 |
| Baton Rouge, LA | 472 | $ 61,525,000 | $ 130,349 | $ 67,000 |
| Tallahassee, FL | 468 | $ 61,983,000 | $ 132,442 | $ 58,000 |
| Flint, MI | 466 | $ 55,803,000 | $ 119,748 | $ 52,000 |
| Santa Rosa-Petaluma, CA | 466 | $ 151,195,000 | $ 324,452 | $ 130,000 |
| Akron, OH | 453 | $ 62,395,000 | $ 137,737 | $ 70,000 |
| Lansing-East Lansing, MI | 453 | $ 62,221,000 | $ 137,353 | $ 57,000 |
| Bremerton-Silverdale, WA | 447 | $ 89,537,000 | $ 200,306 | $ 72,000 |
| Redding, CA | 446 | $ 86,549,000 | $ 194,056 | $ 74,000 |
| Columbus, GA-AL | 444 | $ 51,438,000 | $ 115,851 | $ 49,684 |
| South Bend-Mishawaka, IN-MI | 442 | $ 48,378,000 | $ 109,452 | $ 47,076 |
| Evansville, IN-KY | 441 | $ 47,780,000 | $ 108,344 | $ 51,777 |
| Fort Wayne, IN | 434 | $ 48,986,000 | $ 112,870 | $ 56,000 |
| Norwich-New London, CT | 429 | $ 80,230,000 | $ 187,016 | $ 72,000 |
| Eugene-Springfield, OR | 428 | $ 67,853,000 | $ 158,535 | $ 67,000 |
| Scranton--Wilkes-Barre, PA | 427 | $ 49,325,000 | $ 115,515 | $ 56,000 |
| York-Hanover, PA | 426 | $ 66,671,000 | $ 156,504 | $ 62,000 |
| Beaumont-Port Arthur, TX | 405 | $ 37,457,000 | $ 92,486 | $ 51,000 |
| Macon, GA | 405 | $ 48,607,000 | $ 120,017 | $ 50,000 |
| Prescott, AZ | 396 | $ 71,857,000 | $ 181,457 | $ 68,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 393 | $ 149,189,000 | $ 379,615 | $ 105,000 |
| Reading, PA | 393 | $ 58,434,000 | $ 148,687 | $ 62,000 |
| Little Rock-North Little Rock, AR | 391 | $ 46,298,000 | $ 118,409 | $ 70,000 |
| Youngstown-Warren-Boardman, OH-PA | 386 | $ 45,179,000 | $ 117,044 | $ 58,538 |
| Corpus Christi, TX | 383 | $ 38,838,000 | $ 101,404 | $ 57,000 |
| Greeley, CO | 381 | $ 64,415,000 | $ 169,068 | $ 83,000 |
| Yuma, AZ | 379 | $ 56,322,000 | $ 148,606 | $ 66,000 |
| Pueblo, CO | 374 | $ 46,106,000 | $ 123,278 | $ 56,000 |
| Savannah, GA | 374 | $ 48,034,000 | $ 128,433 | $ 50,000 |
| Naples-Marco Island, FL | 369 | $ 96,942,000 | $ 262,715 | $ 90,000 |
| Punta Gorda, FL | 369 | $ 71,002,000 | $ 192,417 | $ 82,000 |
| Rockingham County-Strafford County, NH | 357 | $ 70,297,000 | $ 196,910 | $ 77,000 |
| Hanford-Corcoran, CA | 343 | $ 64,789,000 | $ 188,889 | $ 74,000 |
| Clarksville, TN-KY | 330 | $ 35,455,000 | $ 107,439 | $ 53,845 |
| Charleston-North Charleston, SC | 329 | $ 48,512,000 | $ 147,452 | $ 63,000 |
| Kennewick-Richland-Pasco, WA | 329 | $ 43,199,000 | $ 131,303 | $ 53,000 |
| Killeen-Temple-Fort Hood, TX | 327 | $ 32,791,000 | $ 100,278 | $ 60,000 |
| New Orleans-Metairie-Kenner, LA | 327 | $ 43,781,000 | $ 133,886 | $ 73,000 |
| Kalamazoo-Portage, MI | 321 | $ 38,692,000 | $ 120,535 | $ 50,000 |
| Raleigh-Cary, NC | 321 | $ 44,024,000 | $ 137,146 | $ 72,000 |
| Columbia, SC | 319 | $ 40,280,000 | $ 126,269 | $ 55,000 |
| Lancaster, PA | 318 | $ 46,422,000 | $ 145,981 | $ 59,000 |
| Elkhart-Goshen, IN | 310 | $ 35,800,000 | $ 115,483 | $ 54,000 |
| Topeka, KS | 304 | $ 31,899,000 | $ 104,930 | $ 48,000 |
| Manchester-Nashua, NH | 300 | $ 58,594,000 | $ 195,313 | $ 75,000 |
| Santa Barbara-Santa Maria, CA | 290 | $ 94,672,000 | $ 326,455 | $ 110,000 |
| Jackson, TN | 289 | $ 31,287,000 | $ 108,259 | $ 51,000 |
| Yakima, WA | 286 | $ 36,083,000 | $ 126,164 | $ 51,000 |
| Yuba City, CA | 279 | $ 65,228,000 | $ 233,792 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 273 | $ 28,758,000 | $ 105,340 | $ 45,772 |
| Brownsville-Harlingen, TX | 271 | $ 29,683,000 | $ 109,531 | $ 52,000 |
| Kingston, NY | 271 | $ 49,753,000 | $ 183,590 | $ 92,000 |
| Greensboro-High Point, NC | 269 | $ 30,606,000 | $ 113,776 | $ 60,000 |
| Terre Haute, IN | 268 | $ 25,302,000 | $ 94,410 | $ 46,000 |
| Atlantic City, NJ | 265 | $ 51,151,000 | $ 193,022 | $ 78,000 |
| Roanoke, VA | 263 | $ 31,405,000 | $ 119,410 | $ 46,000 |
| Chico, CA | 261 | $ 52,208,000 | $ 200,030 | $ 73,000 |
| Gainesville, FL | 261 | $ 35,330,000 | $ 135,363 | $ 67,000 |
| Madera, CA | 249 | $ 55,157,000 | $ 221,514 | $ 76,000 |
| Tuscaloosa, AL | 249 | $ 29,618,000 | $ 118,947 | $ 49,000 |
| Trenton-Ewing, NJ | 246 | $ 44,863,000 | $ 182,369 | $ 73,000 |
| Jackson, MS | 243 | $ 28,144,000 | $ 115,818 | $ 64,000 |
| Sebastian-Vero Beach, FL | 242 | $ 38,816,000 | $ 160,396 | $ 61,000 |
| Tyler, TX | 240 | $ 26,179,000 | $ 109,079 | $ 58,000 |
| Hagerstown-Martinsburg, MD-WV | 234 | $ 45,223,000 | $ 193,260 | $ 71,623 |
| Cleveland, TN | 229 | $ 23,731,000 | $ 103,628 | $ 46,000 |
| Barnstable Town, MA | 225 | $ 58,777,000 | $ 261,231 | $ 113,000 |
| Laredo, TX | 225 | $ 26,796,000 | $ 119,093 | $ 57,000 |
| Las Cruces, NM | 225 | $ 30,251,000 | $ 134,448 | $ 55,000 |
| Longview, WA | 225 | $ 31,922,000 | $ 141,875 | $ 56,000 |
| Anchorage, AK | 223 | $ 42,613,000 | $ 191,089 | $ 90,000 |
| Grand Junction, CO | 223 | $ 37,524,000 | $ 168,269 | $ 73,000 |
| Fort Collins-Loveland, CO | 222 | $ 44,542,000 | $ 200,639 | $ 86,000 |
| Panama City-Lynn Haven, FL | 221 | $ 37,379,000 | $ 169,135 | $ 78,000 |
| Utica-Rome, NY | 221 | $ 21,527,000 | $ 97,407 | $ 51,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 220 | $ 29,698,000 | $ 134,990 | $ 67,013 |
| Niles-Benton Harbor, MI | 220 | $ 23,913,000 | $ 108,695 | $ 48,000 |
| Bloomington, IN | 217 | $ 26,789,000 | $ 123,451 | $ 54,000 |
| Jackson, MI | 217 | $ 27,807,000 | $ 128,142 | $ 53,000 |
| Canton-Massillon, OH | 216 | $ 25,557,000 | $ 118,319 | $ 55,000 |
| Saginaw-Saginaw Township North, MI | 215 | $ 19,903,000 | $ 92,572 | $ 40,000 |
| Santa Fe, NM | 214 | $ 46,436,000 | $ 216,990 | $ 89,000 |
| Fort Walton Beach-Crestview-Destin, FL | 213 | $ 40,517,000 | $ 190,220 | $ 87,000 |
| Anderson, IN | 207 | $ 21,195,000 | $ 102,391 | $ 46,000 |
| Albany, GA | 204 | $ 20,490,000 | $ 100,441 | $ 43,000 |
| Lafayette, IN | 203 | $ 25,552,000 | $ 125,871 | $ 63,000 |
| Santa Cruz-Watsonville, CA | 203 | $ 80,403,000 | $ 396,073 | $ 129,000 |
| Burlington-South Burlington, VT | 200 | $ 33,050,000 | $ 165,250 | $ 78,000 |
| Erie, PA | 198 | $ 20,625,000 | $ 104,166 | $ 46,000 |
| Muskegon-Norton Shores, MI | 198 | $ 21,057,000 | $ 106,348 | $ 49,000 |
| Binghamton, NY | 197 | $ 19,788,000 | $ 100,446 | $ 69,000 |
| Joplin, MO | 195 | $ 21,020,000 | $ 107,794 | $ 49,000 |
| Decatur, AL | 194 | $ 18,889,000 | $ 97,365 | $ 50,000 |
| Rockford, IL | 193 | $ 23,804,000 | $ 123,336 | $ 76,000 |
| St. Joseph, MO-KS | 191 | $ 19,035,000 | $ 99,659 | $ 50,282 |
| Ann Arbor, MI | 190 | $ 37,900,000 | $ 199,473 | $ 83,000 |
| Farmington, NM | 190 | $ 28,220,000 | $ 148,526 | $ 80,000 |
| Gainesville, GA | 185 | $ 28,280,000 | $ 152,864 | $ 66,000 |
| Michigan City-La Porte, IN | 184 | $ 22,024,000 | $ 119,695 | $ 57,000 |
| Holland-Grand Haven, MI | 183 | $ 27,747,000 | $ 151,622 | $ 57,000 |
| Medford, OR | 183 | $ 38,815,000 | $ 212,103 | $ 74,000 |
| Athens-Clarke County, GA | 182 | $ 24,736,000 | $ 135,912 | $ 62,000 |
| Glens Falls, NY | 182 | $ 22,438,000 | $ 123,285 | $ 53,000 |
| Morristown, TN | 182 | $ 22,966,000 | $ 126,186 | $ 71,000 |
| Bellingham, WA | 181 | $ 37,035,000 | $ 204,613 | $ 62,000 |
| Kokomo, IN | 179 | $ 20,036,000 | $ 111,932 | $ 55,000 |
| Lawton, OK | 178 | $ 17,245,000 | $ 96,882 | $ 45,000 |
| Amarillo, TX | 177 | $ 16,677,000 | $ 94,220 | $ 43,000 |
| Boulder, CO | 176 | $ 38,053,000 | $ 216,210 | $ 88,000 |
| Dover, DE | 175 | $ 30,813,000 | $ 176,074 | $ 68,000 |
| Johnson City, TN | 175 | $ 20,133,000 | $ 115,045 | $ 59,000 |
| Springfield, OH | 175 | $ 21,149,000 | $ 120,851 | $ 62,000 |
| Waco, TX | 173 | $ 16,928,000 | $ 97,849 | $ 55,000 |
| Lexington-Fayette, KY | 172 | $ 24,505,000 | $ 142,470 | $ 77,000 |
| San Luis Obispo-Paso Robles, CA | 168 | $ 57,827,000 | $ 344,208 | $ 109,000 |
| Lubbock, TX | 166 | $ 15,977,000 | $ 96,246 | $ 72,000 |
| Mount Vernon-Anacortes, WA | 166 | $ 31,319,000 | $ 188,668 | $ 60,000 |
| Muncie, IN | 162 | $ 16,083,000 | $ 99,277 | $ 45,000 |
| Monroe, MI | 161 | $ 28,180,000 | $ 175,031 | $ 65,000 |
| Warner Robins, GA | 161 | $ 18,301,000 | $ 113,670 | $ 54,000 |
| Longview, TX | 158 | $ 16,388,000 | $ 103,721 | $ 65,000 |
| Battle Creek, MI | 156 | $ 16,394,000 | $ 105,089 | $ 47,000 |
| Vineland-Millville-Bridgeton, NJ | 153 | $ 23,196,000 | $ 151,607 | $ 67,000 |
| Duluth, MN-WI | 152 | $ 20,626,000 | $ 135,697 | $ 49,684 |
| Lynchburg, VA | 152 | $ 18,588,000 | $ 122,289 | $ 45,000 |
| Madison, WI | 151 | $ 24,262,000 | $ 160,675 | $ 61,000 |
| Coeur D'Alene, ID | 147 | $ 28,149,000 | $ 191,489 | $ 90,000 |
| Dothan, AL | 147 | $ 14,946,000 | $ 101,673 | $ 55,000 |
| Greenville, SC | 144 | $ 16,851,000 | $ 117,020 | $ 50,000 |
| Rochester, MN | 144 | $ 20,810,000 | $ 144,513 | $ 61,000 |
| Salisbury, MD | 144 | $ 22,950,000 | $ 159,375 | $ 64,000 |
| Anniston-Oxford, AL | 139 | $ 15,526,000 | $ 111,697 | $ 60,000 |
| Charlottesville, VA | 137 | $ 27,359,000 | $ 199,700 | $ 75,000 |
| Racine, WI | 137 | $ 20,382,000 | $ 148,773 | $ 63,000 |
| Valdosta, GA | 137 | $ 15,992,000 | $ 116,729 | $ 52,000 |
| Rome, GA | 135 | $ 13,311,000 | $ 98,600 | $ 42,000 |
| Fort Smith, AR-OK | 134 | $ 14,090,000 | $ 105,149 | $ 56,052 |
| Flagstaff, AZ | 131 | $ 28,175,000 | $ 215,076 | $ 74,000 |
| Bend, OR | 128 | $ 28,682,000 | $ 224,078 | $ 93,000 |
| Wenatchee, WA | 128 | $ 21,478,000 | $ 167,796 | $ 74,000 |
| Williamsport, PA | 128 | $ 12,158,000 | $ 94,984 | $ 45,000 |
| Winston-Salem, NC | 127 | $ 15,912,000 | $ 125,291 | $ 61,000 |
| Gadsden, AL | 126 | $ 13,161,000 | $ 104,452 | $ 71,000 |
| Gulfport-Biloxi, MS | 126 | $ 15,653,000 | $ 124,230 | $ 65,000 |
| Lincoln, NE | 125 | $ 16,413,000 | $ 131,304 | $ 50,000 |
| Florence-Muscle Shoals, AL | 123 | $ 11,837,000 | $ 96,235 | $ 51,000 |
| Cedar Rapids, IA | 122 | $ 14,241,000 | $ 116,729 | $ 52,000 |
| Kankakee-Bradley, IL | 122 | $ 13,329,000 | $ 109,254 | $ 56,000 |
| Hinesville-Fort Stewart, GA | 121 | $ 13,047,000 | $ 107,826 | $ 43,000 |
| Dalton, GA | 116 | $ 14,392,000 | $ 124,068 | $ 56,000 |
| Auburn-Opelika, AL | 115 | $ 14,879,000 | $ 129,382 | $ 55,000 |
| Jefferson City, MO | 112 | $ 12,646,000 | $ 112,910 | $ 48,000 |
| St. Cloud, MN | 112 | $ 17,941,000 | $ 160,187 | $ 78,000 |
| Lebanon, PA | 108 | $ 12,445,000 | $ 115,231 | $ 53,000 |
| Columbia, MO | 107 | $ 14,617,000 | $ 136,607 | $ 56,000 |
| College Station-Bryan, TX | 106 | $ 11,457,000 | $ 108,084 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 105 | $ 11,071,000 | $ 105,438 | $ 42,000 |
| Lewiston-Auburn, ME | 103 | $ 15,105,000 | $ 146,650 | $ 66,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 103 | $ 17,070,000 | $ 165,728 | $ 73,000 |
| Victoria, TX | 103 | $ 9,973,000 | $ 96,825 | $ 59,000 |
| Altoona, PA | 101 | $ 9,934,000 | $ 98,356 | $ 45,000 |
| Durham, NC | 100 | $ 11,920,000 | $ 119,200 | $ 55,000 |
| Winchester, VA-WV | 100 | $ 21,633,000 | $ 216,330 | $ 85,650 |
| Bangor, ME | 99 | $ 12,922,000 | $ 130,525 | $ 52,000 |
| Columbus, IN | 99 | $ 12,436,000 | $ 125,616 | $ 57,000 |
| Davenport-Moline-Rock Island, IA-IL | 99 | $ 11,287,000 | $ 114,010 | $ 59,393 |
| Ocean City, NJ | 98 | $ 24,819,000 | $ 253,255 | $ 122,000 |
| Bay City, MI | 97 | $ 9,799,000 | $ 101,020 | $ 46,000 |
| Brunswick, GA | 97 | $ 13,601,000 | $ 140,216 | $ 46,000 |
| Sherman-Denison, TX | 96 | $ 10,511,000 | $ 109,489 | $ 61,000 |
| Abilene, TX | 95 | $ 9,874,000 | $ 103,936 | $ 61,000 |
| Texarkana, Tx-Texarkana, AR | 94 | $ 9,641,000 | $ 102,563 | $ 51,659 |
| Johnstown, PA | 93 | $ 8,435,000 | $ 90,698 | $ 46,000 |
| Napa, CA | 90 | $ 34,315,000 | $ 381,277 | $ 127,000 |
| San Angelo, TX | 89 | $ 8,335,000 | $ 93,651 | $ 51,000 |
| Wilmington, NC | 89 | $ 14,291,000 | $ 160,573 | $ 77,000 |
| Idaho Falls, ID | 88 | $ 10,527,000 | $ 119,625 | $ 57,000 |
| Shreveport-Bossier City, LA | 87 | $ 10,085,000 | $ 115,919 | $ 64,000 |
| Appleton, WI | 86 | $ 11,154,000 | $ 129,697 | $ 64,000 |
| Green Bay, WI | 86 | $ 12,881,000 | $ 149,779 | $ 61,000 |
| Lawrence, KS | 86 | $ 12,422,000 | $ 144,441 | $ 64,000 |
| Pascagoula, MS | 84 | $ 10,441,000 | $ 124,297 | $ 59,000 |
| Blacksburg-Christiansburg-Radford, VA | 83 | $ 10,494,000 | $ 126,433 | $ 53,000 |
| Mansfield, OH | 83 | $ 8,889,000 | $ 107,096 | $ 49,000 |
| Spartanburg, SC | 83 | $ 8,998,000 | $ 108,409 | $ 49,000 |
| Midland, TX | 79 | $ 8,424,000 | $ 106,632 | $ 57,000 |
| Peoria, IL | 79 | $ 8,608,000 | $ 108,962 | $ 60,000 |
| Harrisonburg, VA | 76 | $ 12,604,000 | $ 165,842 | $ 115,000 |
| Pittsfield, MA | 76 | $ 10,450,000 | $ 137,500 | $ 57,000 |
| Lima, OH | 75 | $ 7,839,000 | $ 104,520 | $ 49,000 |
| Danville, VA | 74 | $ 6,551,000 | $ 88,527 | $ 33,000 |
| Elmira, NY | 74 | $ 6,741,000 | $ 91,094 | $ 47,000 |
| Wichita Falls, TX | 74 | $ 6,151,000 | $ 83,121 | $ 46,000 |
| Janesville, WI | 70 | $ 9,142,000 | $ 130,600 | $ 54,000 |
| Asheville, NC | 68 | $ 13,888,000 | $ 204,235 | $ 64,000 |
| Cumberland, MD-WV | 67 | $ 8,361,000 | $ 124,791 | $ 44,194 |
| Eau Claire, WI | 67 | $ 8,125,000 | $ 121,268 | $ 51,000 |
| Fayetteville, NC | 67 | $ 8,600,000 | $ 128,358 | $ 58,000 |
| Florence, SC | 67 | $ 6,662,000 | $ 99,432 | $ 40,000 |
| Pocatello, ID | 67 | $ 6,111,000 | $ 91,208 | $ 47,000 |
| State College, PA | 66 | $ 9,225,000 | $ 139,772 | $ 57,000 |
| Odessa, TX | 65 | $ 5,043,000 | $ 77,584 | $ 53,000 |
| Waterloo-Cedar Falls, IA | 65 | $ 6,303,000 | $ 96,969 | $ 48,000 |
| Wausau, WI | 63 | $ 7,547,000 | $ 119,793 | $ 70,000 |
| Carson City, NV | 61 | $ 13,335,000 | $ 218,606 | $ 74,000 |
| Billings, MT | 60 | $ 7,726,000 | $ 128,766 | $ 47,000 |
| Sioux Falls, SD | 60 | $ 7,146,000 | $ 119,100 | $ 42,000 |
| Anderson, SC | 56 | $ 5,570,000 | $ 99,464 | $ 47,000 |
| Sumter, SC | 54 | $ 4,964,000 | $ 91,925 | $ 48,000 |
| Huntington-Ashland, WV-KY-OH | 52 | $ 5,422,000 | $ 104,269 | $ 55,326 |
| Fargo, ND-MN | 50 | $ 5,697,000 | $ 113,940 | $ 51,160 |
| Sandusky, OH | 50 | $ 6,936,000 | $ 138,720 | $ 63,000 |
| Sioux City, IA-NE-SD | 49 | $ 5,629,000 | $ 114,877 | $ 50,693 |
| Lafayette, LA | 48 | $ 6,553,000 | $ 136,520 | $ 78,000 |
| Oshkosh-Neenah, WI | 48 | $ 5,382,000 | $ 112,125 | $ 56,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 45 | $ 4,847,000 | $ 107,711 | $ 56,066 |
| Champaign-Urbana, IL | 44 | $ 5,319,000 | $ 120,886 | $ 67,000 |
| Rapid City, SD | 44 | $ 4,780,000 | $ 108,636 | $ 47,000 |
| Weirton-Steubenville, WV-OH | 42 | $ 4,355,000 | $ 103,690 | $ 55,476 |
| Lewiston, ID-WA | 41 | $ 4,756,000 | $ 116,000 | $ 52,000 |
| Corvallis, OR | 40 | $ 8,430,000 | $ 210,750 | $ 95,000 |
| Elizabethtown, KY | 40 | $ 5,199,000 | $ 129,975 | $ 58,000 |
| Hattiesburg, MS | 40 | $ 4,382,000 | $ 109,550 | $ 47,000 |
| Jonesboro, AR | 40 | $ 3,752,000 | $ 93,800 | $ 49,000 |
| Grand Forks, ND-MN | 39 | $ 4,097,000 | $ 105,051 | $ 61,615 |
| Ithaca, NY | 39 | $ 5,562,000 | $ 142,615 | $ 77,000 |
| Rocky Mount, NC | 37 | $ 4,598,000 | $ 124,270 | $ 55,000 |
| Bowling Green, KY | 36 | $ 5,038,000 | $ 139,944 | $ 109,000 |
| Burlington, NC | 36 | $ 4,654,000 | $ 129,277 | $ 56,000 |
| Logan, UT-ID | 36 | $ 5,662,000 | $ 157,277 | $ 82,750 |
| Pine Bluff, AR | 36 | $ 2,986,000 | $ 82,944 | $ 49,000 |
| Hot Springs, AR | 34 | $ 3,642,000 | $ 107,117 | $ 49,000 |
| Houma-Bayou Cane-Thibodaux, LA | 33 | $ 4,389,000 | $ 133,000 | $ 63,000 |
| Iowa City, IA | 33 | $ 4,013,000 | $ 121,606 | $ 48,000 |
| Alexandria, LA | 31 | $ 3,345,000 | $ 107,903 | $ 47,000 |
| Dubuque, IA | 31 | $ 4,371,000 | $ 141,000 | $ 101,000 |
| Great Falls, MT | 31 | $ 3,369,000 | $ 108,677 | $ 36,000 |
| La Crosse, WI-MN | 30 | $ 4,703,000 | $ 156,766 | $ 66,900 |
| Owensboro, KY | 30 | $ 2,769,000 | $ 92,300 | $ 44,000 |
| Ames, IA | 29 | $ 3,423,000 | $ 118,034 | $ 58,000 |
| Greenville, NC | 29 | $ 2,577,000 | $ 88,862 | $ 51,000 |
| Decatur, IL | 28 | $ 2,816,000 | $ 100,571 | $ 71,000 |
| Sheboygan, WI | 28 | $ 4,414,000 | $ 157,642 | $ 60,000 |
| Charleston, WV | 27 | $ 3,938,000 | $ 145,851 | $ 96,000 |
| Fond Du Lac, WI | 27 | $ 3,372,000 | $ 124,888 | $ 57,000 |
| Cheyenne, WY | 26 | $ 3,856,000 | $ 148,307 | $ 61,000 |
| Fairbanks, AK | 26 | $ 4,620,000 | $ 177,692 | $ 78,000 |
| Wheeling, WV-OH | 26 | $ 2,466,000 | $ 94,846 | $ 65,576 |
| Jacksonville, NC | 24 | $ 2,733,000 | $ 113,875 | $ 49,000 |
| Monroe, LA | 23 | $ 2,667,000 | $ 115,956 | $ 56,000 |
| Bloomington-Normal, IL | 22 | $ 2,993,000 | $ 136,045 | $ 120,000 |
| Lake Charles, LA | 20 | $ 2,614,000 | $ 130,700 | $ 74,000 |
| Bismarck, ND | 16 | $ 2,271,000 | $ 141,937 | $ 52,000 |
| Goldsboro, NC | 16 | $ 1,353,000 | $ 84,562 | $ 60,000 |
| Springfield, IL | 16 | $ 1,862,000 | $ 116,375 | $ 84,000 |
| Missoula, MT | 15 | $ 2,032,000 | $ 135,466 | $ 51,000 |
| Casper, WY | 13 | $ 1,959,000 | $ 150,692 | $ 53,000 |
| Danville, IL | 13 | $ 1,505,000 | $ 115,769 | $ 46,000 |
| Morgantown, WV | 11 | $ 1,833,000 | $ 166,636 | $ 104,000 |
Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 241,855 | $44,488,941,000 | $183,000 | $3,920,000 | $69,000 | $5,938,000 |
| Home Purchase | 100,720 | $17,709,676,000 | $175,000 | $1,998,000 | $87,000 | $5,012,000 |
| Home Improvement | 4 | $1,455,000 | $363,000 | $680,000 | $75,000 | $190,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 145,884 | $25,563,202,000 | $175,000 | $2,500,000 | $76,000 | $5,938,000 |
| Not Provided | 82,851 | $15,056,702,000 | $181,000 | $3,435,000 | $64,000 | $2,400,000 |
| Hispanic | 54,676 | $10,969,392,000 | $200,000 | $3,920,000 | $82,000 | $2,290,000 |
| Black or African American | 49,797 | $8,326,278,000 | $167,000 | $1,998,000 | $69,000 | $3,600,000 |
| Asian | 6,533 | $1,663,296,000 | $254,000 | $1,544,000 | $113,000 | $1,742,000 |
| Native Hawaiian or Other Pacific Islander | 1,609 | $397,353,000 | $246,000 | $1,820,000 | $98,000 | $2,465,000 |
| American Indian or Alaskan Native | 1,229 | $223,849,000 | $182,000 | $1,400,000 | $81,000 | $1,038,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 342,579 | $62,200,072,000 | $181,000 | $3,920,000 | $74,000 | $5,938,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 176,294 | $32,617,980,000 | $185,000 | $3,920,000 | $78,000 | $5,938,000 |
| Loan Originated | 84,586 | $15,335,719,000 | $181,000 | $1,968,000 | $81,000 | $5,012,000 |
| Application Withdrawn By Applicant | 77,249 | $13,427,920,000 | $173,000 | $3,000,000 | $58,000 | $1,971,000 |
| Application Approved But Not Accepted | 4,429 | $812,968,000 | $183,000 | $1,000,000 | $68,000 | $674,000 |
| Loan Purchased By The Institution | 21 | $5,485,000 | $261,000 | $536,000 | $88,000 | $204,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $90,000 | $90,000 | $90,000 | $46,000 | $46,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Accredited Home Lenders, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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