Admirals Bank Mortgage Lending & HMDA Data, 2014

In 2014, Admirals Bank of Providence, RI reported 11,224 mortgage applications totaling $240.6 million, up 22% from 2013. The average application was for $21,432, and applicants reported an average income of $92,929. 34% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (496), Los Angeles-Long Beach-Glendale, CA (296) and Providence-Warwick, RI-MA (278) (applications in parentheses).

Mortgage Company & Address Admirals Bank
15 Park Row West
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 11,224
Total Mortgage Loan Application Amount $240,560,000
Average Mortgage Loan Application Amount $21,432
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $92,929
Highest Applicant Income $2,285,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 296 $ 8,079,000 $ 27,293 $ 110,000
Riverside, California 264 $ 5,212,000 $ 19,742 $ 98,000
San Bernardino, California 232 $ 5,379,000 $ 23,185 $ 79,000
Maricopa, Arizona 214 $ 3,841,000 $ 17,948 $ 90,000
San Diego, California 177 $ 3,630,000 $ 20,508 $ 123,000
Clark, Nevada 176 $ 3,603,000 $ 20,471 $ 87,000
Cook, Illinois 164 $ 3,183,000 $ 19,408 $ 77,000
Suffolk, New York 142 $ 3,078,000 $ 21,676 $ 117,000
Sacramento, California 137 $ 2,479,000 $ 18,094 $ 90,000
Providence, Rhode Island 137 $ 5,757,000 $ 42,021 $ 76,000
Orange, California 129 $ 2,731,000 $ 21,170 $ 132,000
Dona Ana, New Mexico 101 $ 1,677,000 $ 16,603 $ 94,000
Solano, California 99 $ 2,365,000 $ 23,888 $ 61,000
Kern, California 93 $ 2,031,000 $ 21,838 $ 106,000
Contra Costa, California 91 $ 1,919,000 $ 21,087 $ 110,000
Santa Clara, California 91 $ 2,112,000 $ 23,208 $ 106,000
Middlesex, Massachusetts 87 $ 5,738,000 $ 65,954 $ 151,000
Bristol, Massachusetts 86 $ 2,353,000 $ 27,360 $ 107,000
Worcester, Massachusetts 80 $ 1,545,000 $ 19,312 $ 116,000
San Joaquin, California 79 $ 1,849,000 $ 23,405 $ 79,000
Wayne, Michigan 78 $ 1,077,000 $ 13,807 $ 79,000
Hartford, Connecticut 75 $ 1,479,000 $ 19,720 $ 103,000
Alameda, California 69 $ 1,408,000 $ 20,405 $ 125,000
Tulare, California 64 $ 1,341,000 $ 20,953 $ 97,000
Norfolk, Massachusetts 64 $ 1,683,000 $ 26,296 $ 126,000
Placer, California 63 $ 1,225,000 $ 19,444 $ 99,000
Broward, Florida 63 $ 1,064,000 $ 16,888 $ 86,000
Duval, Florida 63 $ 1,296,000 $ 20,571 $ 73,000
New Haven, Connecticut 62 $ 1,073,000 $ 17,306 $ 109,000
Shasta, California 59 $ 1,624,000 $ 27,525 $ 86,000
Fresno, California 58 $ 1,061,000 $ 18,293 $ 101,000
Wake, North Carolina 55 $ 1,305,000 $ 23,727 $ 90,000
Jackson, Missouri 54 $ 1,107,000 $ 20,500 $ 82,000
Miami-Dade, Florida 50 $ 774,000 $ 15,480 $ 70,000
Hampden, Massachusetts 49 $ 1,431,000 $ 29,204 $ 80,000
Stanislaus, California 48 $ 1,130,000 $ 23,541 $ 72,000
Sutter, California 48 $ 785,000 $ 16,354 $ 117,000
Macomb, Michigan 47 $ 789,000 $ 16,787 $ 98,000
Essex, Massachusetts 45 $ 1,219,000 $ 27,088 $ 122,000
Plymouth, Massachusetts 45 $ 881,000 $ 19,577 $ 96,000
Nassau, New York 45 $ 902,000 $ 20,044 $ 131,000
Bexar, Texas 44 $ 677,000 $ 15,386 $ 84,000
Ventura, California 43 $ 746,000 $ 17,348 $ 126,000
El Dorado, California 42 $ 727,000 $ 17,309 $ 142,000
San Luis Obispo, California 42 $ 851,000 $ 20,261 $ 127,000
Franklin, Ohio 42 $ 678,000 $ 16,142 $ 83,000
Pima, Arizona 41 $ 713,000 $ 17,390 $ 82,000
Prince George's, Maryland 41 $ 755,000 $ 18,414 $ 98,000
Lake, Indiana 40 $ 742,000 $ 18,550 $ 62,000
Bernalillo, New Mexico 40 $ 757,000 $ 18,925 $ 98,000
Pinal, Arizona 39 $ 877,000 $ 22,487 $ 87,000
Arapahoe, Colorado 39 $ 1,839,000 $ 47,153 $ 84,000
Oakland, Michigan 38 $ 614,000 $ 16,157 $ 93,000
Camden, New Jersey 38 $ 700,000 $ 18,421 $ 113,000
Palm Beach, Florida 37 $ 769,000 $ 20,783 $ 127,000
Gloucester, New Jersey 37 $ 669,000 $ 18,081 $ 107,000
Salt Lake, Utah 37 $ 978,000 $ 26,432 $ 108,000
Orange, Florida 36 $ 453,000 $ 12,583 $ 93,000
Pinellas, Florida 36 $ 646,000 $ 17,944 $ 88,000
Weld, Colorado 35 $ 773,000 $ 22,085 $ 86,000
Fairfield, Connecticut 35 $ 653,000 $ 18,657 $ 119,000
Brevard, Florida 35 $ 560,000 $ 16,000 $ 66,000
Hampshire, Massachusetts 35 $ 765,000 $ 21,857 $ 124,000
El Paso, Colorado 34 $ 1,688,000 $ 49,647 $ 86,000
Philadelphia, Pennsylvania 34 $ 739,000 $ 21,735 $ 63,000
Adams, Colorado 33 $ 687,000 $ 20,818 $ 77,000
Dallas, Texas 32 $ 476,000 $ 14,875 $ 85,000
Pierce, Washington 32 $ 757,000 $ 23,656 $ 81,000
Gwinnett, Georgia 31 $ 758,000 $ 24,451 $ 91,000
Kent, Rhode Island 31 $ 1,150,000 $ 37,096 $ 116,000
New Castle, Delaware 30 $ 632,000 $ 21,066 $ 102,000
Burlington, New Jersey 30 $ 548,000 $ 18,266 $ 144,000
Pulaski, Arkansas 29 $ 886,000 $ 30,551 $ 96,000
Jefferson, Colorado 29 $ 680,000 $ 23,448 $ 83,000
Washoe, Nevada 29 $ 516,000 $ 17,793 $ 85,000
Mecklenburg, North Carolina 29 $ 520,000 $ 17,931 $ 112,000
Allegheny, Pennsylvania 29 $ 563,000 $ 19,413 $ 70,000
DeKalb, Georgia 28 $ 580,000 $ 20,714 $ 90,000
Anne Arundel, Maryland 28 $ 492,000 $ 17,571 $ 118,000
New London, Connecticut 27 $ 544,000 $ 20,148 $ 98,000
Barnstable, Massachusetts 27 $ 910,000 $ 33,703 $ 123,000
Middlesex, New Jersey 27 $ 534,000 $ 19,777 $ 107,000
Milwaukee, Wisconsin 27 $ 666,000 $ 24,666 $ 67,000
Rockingham, New Hampshire 26 $ 452,000 $ 17,384 $ 106,000
Yavapai, Arizona 25 $ 445,000 $ 17,800 $ 80,000
Sedgwick, Kansas 25 $ 435,000 $ 17,400 $ 64,000
St. Louis, Missouri 25 $ 409,000 $ 16,360 $ 83,000
Atlantic, New Jersey 25 $ 499,000 $ 19,960 $ 97,000
Onondaga, New York 25 $ 365,000 $ 14,600 $ 96,000
Utah, Utah 25 $ 1,072,000 $ 42,880 $ 93,000
Santa Barbara, California 24 $ 453,000 $ 18,875 $ 125,000
Tehama, California 24 $ 491,000 $ 20,458 $ 98,000
Buncombe, North Carolina 24 $ 509,000 $ 21,208 $ 78,000
Durham, North Carolina 24 $ 394,000 $ 16,416 $ 90,000
Fulton, Georgia 23 $ 516,000 $ 22,434 $ 87,000
Erie, New York 23 $ 1,918,000 $ 83,391 $ 87,000
Denver, Colorado 22 $ 840,000 $ 38,181 $ 113,000
Hillsborough, Florida 22 $ 401,000 $ 18,227 $ 82,000
Acadia, Louisiana 22 $ 423,000 $ 19,227 $ 109,000
Caddo, Louisiana 22 $ 479,000 $ 21,772 $ 71,000
Clay, Missouri 22 $ 356,000 $ 16,181 $ 80,000
Bergen, New Jersey 22 $ 439,000 $ 19,954 $ 111,000
Johnston, North Carolina 22 $ 370,000 $ 16,818 $ 75,000
Yolo, California 21 $ 466,000 $ 22,190 $ 47,000
Baltimore, Maryland 21 $ 386,000 $ 18,380 $ 134,000
Montgomery, Maryland 21 $ 408,000 $ 19,428 $ 147,000
Salem, New Jersey 21 $ 465,000 $ 22,142 $ 110,000
Monroe, New York 21 $ 360,000 $ 17,142 $ 80,000
Delaware, Pennsylvania 21 $ 335,000 $ 15,952 $ 88,000
King, Washington 21 $ 658,000 $ 31,333 $ 96,000
Kent, Delaware 20 $ 351,000 $ 17,550 $ 89,000
Marion, Indiana 20 $ 284,000 $ 14,200 $ 94,000
Johnson, Kansas 20 $ 556,000 $ 27,800 $ 100,000
Suffolk, Massachusetts 20 $ 517,000 $ 25,850 $ 94,000
Cass, Missouri 20 $ 408,000 $ 20,400 $ 89,000
Essex, New Jersey 20 $ 470,000 $ 23,500 $ 99,000
Harris, Texas 20 $ 302,000 $ 15,100 $ 92,000
Tarrant, Texas 20 $ 297,000 $ 14,850 $ 56,000
Kings, California 19 $ 306,000 $ 16,105 $ 81,000
Sussex, Delaware 19 $ 385,000 $ 20,263 $ 90,000
Polk, Iowa 19 $ 294,000 $ 15,473 $ 99,000
Ocean, New Jersey 19 $ 317,000 $ 16,684 $ 88,000
Richmond, New York 19 $ 329,000 $ 17,315 $ 109,000
Cumberland, North Carolina 19 $ 507,000 $ 26,684 $ 106,000
Cuyahoga, Ohio 19 $ 222,000 $ 11,684 $ 56,000
Montgomery, Pennsylvania 19 $ 347,000 $ 18,263 $ 121,000
Rutherford, Tennessee 19 $ 399,000 $ 21,000 $ 77,000
Collin, Texas 19 $ 281,000 $ 14,789 $ 91,000
Butte, California 18 $ 329,000 $ 18,277 $ 141,000
St. Joseph, Indiana 18 $ 198,000 $ 11,000 $ 67,000
Vanderburgh, Indiana 18 $ 372,000 $ 20,666 $ 62,000
York, Maine 18 $ 565,000 $ 31,388 $ 82,000
Baltimore City, Maryland 18 $ 405,000 $ 22,500 $ 75,000
Chatham, North Carolina 18 $ 484,000 $ 26,888 $ 110,000
Chester, Pennsylvania 18 $ 359,000 $ 19,944 $ 141,000
Berkeley, South Carolina 18 $ 226,000 $ 12,555 $ 71,000
Shelby, Tennessee 18 $ 242,000 $ 13,444 $ 81,000
Denton, Texas 18 $ 281,000 $ 15,611 $ 227,000
Madison, Alabama 17 $ 233,000 $ 13,705 $ 96,000
Monterey, California 17 $ 323,000 $ 19,000 $ 119,000
Tolland, Connecticut 17 $ 334,000 $ 19,647 $ 91,000
Lake, Illinois 17 $ 333,000 $ 19,588 $ 133,000
Harford, Maryland 17 $ 328,000 $ 19,294 $ 119,000
Queens, New York 17 $ 293,000 $ 17,235 $ 75,000
Multnomah, Oregon 17 $ 230,000 $ 13,529 $ 92,000
Jefferson, Alabama 16 $ 202,000 $ 12,625 $ 59,000
Jefferson, Louisiana 16 $ 324,000 $ 20,250 $ 86,000
Ramsey, Minnesota 16 $ 381,000 $ 23,812 $ 90,000
St. Charles, Missouri 16 $ 269,000 $ 16,812 $ 79,000
Hillsborough, New Hampshire 16 $ 261,000 $ 16,312 $ 94,000
Union, New Jersey 16 $ 234,000 $ 14,625 $ 121,000
Albany, New York 16 $ 254,000 $ 15,875 $ 99,000
Limestone, Alabama 15 $ 150,000 $ 10,000 $ 63,000
San Benito, California 15 $ 422,000 $ 28,133 $ 20,000
Yuba, California 15 $ 279,000 $ 18,600 $ 83,000
Orleans, Louisiana 15 $ 285,000 $ 19,000 $ 78,000
Cumberland, New Jersey 15 $ 280,000 $ 18,666 $ 95,000
Luna, New Mexico 15 $ 221,000 $ 14,733 $ 97,000
Lucas, Ohio 15 $ 234,000 $ 15,600 $ 99,000
Bucks, Pennsylvania 15 $ 285,000 $ 19,000 $ 95,000
Washington, Utah 15 $ 259,000 $ 17,266 $ 77,000
Benton, Washington 15 $ 283,000 $ 18,866 $ 97,000
Yuma, Arizona 14 $ 247,000 $ 17,642 $ 60,000
Merced, California 14 $ 270,000 $ 19,285 $ 89,000
Pueblo, Colorado 14 $ 309,000 $ 22,071 $ 95,000
Litchfield, Connecticut 14 $ 713,000 $ 50,928 $ 75,000
District of Columbia, District Of Columbia 14 $ 717,000 $ 51,214 $ 107,000
Polk, Florida 14 $ 135,000 $ 9,642 $ 61,000
Will, Illinois 14 $ 227,000 $ 16,214 $ 106,000
Elkhart, Indiana 14 $ 183,000 $ 13,071 $ 52,000
Vigo, Indiana 14 $ 239,000 $ 17,071 $ 47,000
Hennepin, Minnesota 14 $ 220,000 $ 15,714 $ 106,000
Sandoval, New Mexico 14 $ 268,000 $ 19,142 $ 115,000
Kings, New York 14 $ 274,000 $ 19,571 $ 65,000
Berks, Pennsylvania 14 $ 233,000 $ 16,642 $ 102,000
Travis, Texas 14 $ 222,000 $ 15,857 $ 89,000
Chesterfield, Virginia 14 $ 265,000 $ 18,928 $ 104,000
Montgomery, Virginia 14 $ 196,000 $ 14,000 $ 88,000
Virginia Beach, Virginia 14 $ 262,000 $ 18,714 $ 72,000
Cochise, Arizona 13 $ 247,000 $ 19,000 $ 113,000
Calaveras, California 13 $ 240,000 $ 18,461 $ 100,000
Nevada, California 13 $ 277,000 $ 21,307 $ 97,000
Middlesex, Connecticut 13 $ 239,000 $ 18,384 $ 86,000
Clay, Florida 13 $ 188,000 $ 14,461 $ 82,000
Escambia, Florida 13 $ 285,000 $ 21,923 $ 60,000
Pasco, Florida 13 $ 212,000 $ 16,307 $ 72,000
Cobb, Georgia 13 $ 230,000 $ 17,692 $ 107,000
DuPage, Illinois 13 $ 234,000 $ 18,000 $ 115,000
Madison, Illinois 13 $ 234,000 $ 18,000 $ 63,000
Ford, Kansas 13 $ 181,000 $ 13,923 $ 59,000
Jefferson, Kentucky 13 $ 157,000 $ 12,076 $ 49,000
Berrien, Michigan 13 $ 155,000 $ 11,923 $ 39,000
Washtenaw, Michigan 13 $ 233,000 $ 17,923 $ 111,000
Mercer, New Jersey 13 $ 257,000 $ 19,769 $ 129,000
Monmouth, New Jersey 13 $ 290,000 $ 22,307 $ 122,000
Santa Fe, New Mexico 13 $ 271,000 $ 20,846 $ 57,000
Orange, New York 13 $ 269,000 $ 20,692 $ 109,000
Ulster, New York 13 $ 265,000 $ 20,384 $ 123,000
New Hanover, North Carolina 13 $ 225,000 $ 17,307 $ 95,000
Delaware, Ohio 13 $ 256,000 $ 19,692 $ 118,000
Summit, Ohio 13 $ 199,000 $ 15,307 $ 77,000
Oklahoma, Oklahoma 13 $ 174,000 $ 13,384 $ 83,000
Tulsa, Oklahoma 13 $ 150,000 $ 11,538 $ 57,000
York, Pennsylvania 13 $ 185,000 $ 14,230 $ 76,000
Davidson, Tennessee 13 $ 249,000 $ 19,153 $ 94,000
Comal, Texas 13 $ 257,000 $ 19,769 $ 120,000
Yakima, Washington 13 $ 268,000 $ 20,615 $ 84,000
Larimer, Colorado 12 $ 252,000 $ 21,000 $ 96,000
Mesa, Colorado 12 $ 255,000 $ 21,250 $ 80,000
Honolulu, Hawaii 12 $ 265,000 $ 22,083 $ 95,000
LaPorte, Indiana 12 $ 227,000 $ 18,916 $ 85,000
East Baton Rouge, Louisiana 12 $ 255,000 $ 21,250 $ 50,000
Cumberland, Maine 12 $ 259,000 $ 21,583 $ 176,000
Frederick, Maryland 12 $ 244,000 $ 20,333 $ 126,000
Passaic, New Jersey 12 $ 248,000 $ 20,666 $ 120,000
Niagara, New York 12 $ 276,000 $ 23,000 $ 96,000
Orange, North Carolina 12 $ 197,000 $ 16,416 $ 116,000
Cleveland, Oklahoma 12 $ 204,000 $ 17,000 $ 87,000
Jackson, Oregon 12 $ 1,022,000 $ 85,166 $ 76,000
Umatilla, Oregon 12 $ 116,000 $ 9,666 $ 45,000
Saline, Arkansas 11 $ 205,000 $ 18,636 $ 88,000
Madera, California 11 $ 222,000 $ 20,181 $ 109,000
Windham, Connecticut 11 $ 182,000 $ 16,545 $ 65,000
Volusia, Florida 11 $ 215,000 $ 19,545 $ 48,000
Cherokee, Georgia 11 $ 146,000 $ 13,272 $ 79,000
Calcasieu, Louisiana 11 $ 210,000 $ 19,090 $ 109,000
Howard, Maryland 11 $ 167,000 $ 15,181 $ 198,000
Kent, Michigan 11 $ 120,000 $ 10,909 $ 70,000
Lancaster, Nebraska 11 $ 188,000 $ 17,090 $ 81,000
Hunterdon, New Jersey 11 $ 212,000 $ 19,272 $ 144,000
Somerset, New Jersey 11 $ 239,000 $ 21,727 $ 118,000
Hamilton, Ohio 11 $ 176,000 $ 16,000 $ 66,000
Dorchester, South Carolina 11 $ 159,000 $ 14,454 $ 73,000
Weber, Utah 11 $ 295,000 $ 26,818 $ 104,000
Mobile, Alabama 10 $ 173,000 $ 17,300 $ 67,000
San Mateo, California 10 $ 190,000 $ 19,000 $ 118,000
Sonoma, California 10 $ 209,000 $ 20,900 $ 99,000
Linn, Iowa 10 $ 194,000 $ 19,400 $ 83,000
Livingston, Louisiana 10 $ 192,000 $ 19,200 $ 84,000
Vermilion, Louisiana 10 $ 213,000 $ 21,300 $ 99,000
Strafford, New Hampshire 10 $ 535,000 $ 53,500 $ 81,000
Sussex, New Jersey 10 $ 134,000 $ 13,400 $ 153,000
Licking, Ohio 10 $ 224,000 $ 22,400 $ 109,000
Mahoning, Ohio 10 $ 182,000 $ 18,200 $ 52,000
Newport, Rhode Island 10 $ 1,289,000 $ 128,900 $ 104,000
Anderson, South Carolina 10 $ 221,000 $ 22,100 $ 77,000
Wilson, Tennessee 10 $ 219,000 $ 21,900 $ 86,000
Chesapeake, Virginia 10 $ 222,000 $ 22,200 $ 83,000
Fairfax, Virginia 10 $ 187,000 $ 18,700 $ 264,000
Prince William, Virginia 10 $ 199,000 $ 19,900 $ 120,000
Richmond City, Virginia 10 $ 161,000 $ 16,100 $ 89,000
La Crosse, Wisconsin 10 $ 174,000 $ 17,400 $ 76,000
Mohave, Arizona 9 $ 164,000 $ 18,222 $ 55,000
Forsyth, Georgia 9 $ 159,000 $ 17,666 $ 139,000
Houston, Georgia 9 $ 120,000 $ 13,333 $ 62,000
Bossier, Louisiana 9 $ 155,000 $ 17,222 $ 69,000
St. Martin, Louisiana 9 $ 199,000 $ 22,111 $ 95,000
Carroll, Maryland 9 $ 170,000 $ 18,888 $ 108,000
Somerset, Maryland 9 $ 204,000 $ 22,666 $ 69,000
Wicomico, Maryland 9 $ 164,000 $ 18,222 $ 85,000
Belknap, New Hampshire 9 $ 165,000 $ 18,333 $ 129,000
Cape May, New Jersey 9 $ 177,000 $ 19,666 $ 108,000
McKinley, New Mexico 9 $ 144,000 $ 16,000 $ 69,000
Chautauqua, New York 9 $ 185,000 $ 20,555 $ 102,000
Oneida, New York 9 $ 172,000 $ 19,111 $ 86,000
Wayne, New York 9 $ 126,000 $ 14,000 $ 71,000
Brunswick, North Carolina 9 $ 113,000 $ 12,555 $ 68,000
Franklin, North Carolina 9 $ 197,000 $ 21,888 $ 75,000
Lorain, Ohio 9 $ 154,000 $ 17,111 $ 72,000
Clackamas, Oregon 9 $ 151,000 $ 16,777 $ 103,000
Washington, Rhode Island 9 $ 311,000 $ 34,555 $ 124,000
Greenville, South Carolina 9 $ 169,000 $ 18,777 $ 79,000
Richland, South Carolina 9 $ 135,000 $ 15,000 $ 90,000
Humboldt, California 8 $ 180,000 $ 22,500 $ 94,000
Marin, California 8 $ 105,000 $ 13,125 $ 216,000
Napa, California 8 $ 143,000 $ 17,875 $ 70,000
Santa Cruz, California 8 $ 120,000 $ 15,000 $ 134,000
Douglas, Colorado 8 $ 488,000 $ 61,000 $ 136,000
Charlotte, Florida 8 $ 377,000 $ 47,125 $ 78,000
Indian River, Florida 8 $ 271,000 $ 33,875 $ 49,000
Manatee, Florida 8 $ 137,000 $ 17,125 $ 96,000
St. Johns, Florida 8 $ 452,000 $ 56,500 $ 107,000
St. Lucie, Florida 8 $ 122,000 $ 15,250 $ 69,000
Muscogee, Georgia 8 $ 168,000 $ 21,000 $ 77,000
Ada, Idaho 8 $ 131,000 $ 16,375 $ 73,000
McHenry, Illinois 8 $ 416,000 $ 52,000 $ 116,000
Sangamon, Illinois 8 $ 116,000 $ 14,500 $ 85,000
Porter, Indiana 8 $ 118,000 $ 14,750 $ 80,000
Androscoggin, Maine 8 $ 161,000 $ 20,125 $ 67,000
St. Mary's, Maryland 8 $ 180,000 $ 22,500 $ 128,000
Dakota, Minnesota 8 $ 158,000 $ 19,750 $ 78,000
Jefferson, Missouri 8 $ 133,000 $ 16,625 $ 87,000
St. Louis City, Missouri 8 $ 156,000 $ 19,500 $ 47,000
Nye, Nevada 8 $ 135,000 $ 16,875 $ 48,000
Cheshire, New Hampshire 8 $ 139,000 $ 17,375 $ 88,000
Bronx, New York 8 $ 420,000 $ 52,500 $ 151,000
Ontario, New York 8 $ 150,000 $ 18,750 $ 82,000
Orleans, New York 8 $ 134,000 $ 16,750 $ 59,000
Saratoga, New York 8 $ 141,000 $ 17,625 $ 94,000
Schenectady, New York 8 $ 132,000 $ 16,500 $ 95,000
Gaston, North Carolina 8 $ 125,000 $ 15,625 $ 60,000
Moore, North Carolina 8 $ 214,000 $ 26,750 $ 81,000
Allen, Ohio 8 $ 170,000 $ 21,250 $ 73,000
Warren, Ohio 8 $ 167,000 $ 20,875 $ 83,000
Westmoreland, Pennsylvania 8 $ 169,000 $ 21,125 $ 57,000
Charleston, South Carolina 8 $ 114,000 $ 14,250 $ 102,000
Lexington, South Carolina 8 $ 190,000 $ 23,750 $ 61,000
Hamilton, Tennessee 8 $ 136,000 $ 17,000 $ 75,000
Hays, Texas 8 $ 162,000 $ 20,250 $ 127,000
Navajo, Arizona 7 $ 109,000 $ 15,571 $ 69,000
Crawford, Arkansas 7 $ 128,000 $ 18,285 $ 51,000
Broomfield, Colorado 7 $ 119,000 $ 17,000 $ 70,000
LaSalle, Illinois 7 $ 128,000 $ 18,285 $ 85,000
Shawnee, Kansas 7 $ 158,000 $ 22,571 $ 111,000
Kenton, Kentucky 7 $ 93,000 $ 13,285 $ 66,000
Rapides, Louisiana 7 $ 130,000 $ 18,571 $ 65,000
Genesee, Michigan 7 $ 102,000 $ 14,571 $ 52,000
St. Clair, Michigan 7 $ 157,000 $ 22,428 $ 64,000
Washington, Minnesota 7 $ 174,000 $ 24,857 $ 142,000
Buchanan, Missouri 7 $ 133,000 $ 19,000 $ 76,000
Grafton, New Hampshire 7 $ 158,000 $ 22,571 $ 120,000
Morris, New Jersey 7 $ 153,000 $ 21,857 $ 143,000
Colfax, New Mexico 7 $ 131,000 $ 18,714 $ 68,000
Broome, New York 7 $ 126,000 $ 18,000 $ 71,000
Union, North Carolina 7 $ 112,000 $ 16,000 $ 68,000
Wayne, North Carolina 7 $ 127,000 $ 18,142 $ 66,000
Butler, Ohio 7 $ 203,000 $ 29,000 $ 50,000
Muskingum, Ohio 7 $ 87,000 $ 12,428 $ 35,000
Ottawa, Ohio 7 $ 138,000 $ 19,714 $ 53,000
Portage, Ohio 7 $ 126,000 $ 18,000 $ 66,000
Stark, Ohio 7 $ 126,000 $ 18,000 $ 53,000
Washington, Oregon 7 $ 100,000 $ 14,285 $ 254,000
Lehigh, Pennsylvania 7 $ 99,000 $ 14,142 $ 127,000
Pickens, South Carolina 7 $ 325,000 $ 46,428 $ 60,000
Knox, Tennessee 7 $ 115,000 $ 16,428 $ 79,000
Robertson, Tennessee 7 $ 163,000 $ 23,285 $ 86,000
Bell, Texas 7 $ 166,000 $ 23,714 $ 102,000
Harrison, Texas 7 $ 158,000 $ 22,571 $ 89,000
Box Elder, Utah 7 $ 104,000 $ 14,857 $ 35,000
Orange, Virginia 7 $ 132,000 $ 18,857 $ 78,000
Spokane, Washington 7 $ 145,000 $ 20,714 $ 78,000
Thurston, Washington 7 $ 112,000 $ 16,000 $ 69,000
Waukesha, Wisconsin 7 $ 114,000 $ 16,285 $ 75,000
Calhoun, Alabama 6 $ 87,000 $ 14,500 $ 51,000
Jefferson, Arkansas 6 $ 99,000 $ 16,500 $ 67,000
San Francisco, California 6 $ 70,000 $ 11,666 $ 175,000
Elbert, Colorado 6 $ 136,000 $ 22,666 $ 113,000
Fremont, Colorado 6 $ 74,000 $ 12,333 $ 83,000
Lee, Florida 6 $ 73,000 $ 12,166 $ 83,000
Martin, Florida 6 $ 95,000 $ 15,833 $ 93,000
Osceola, Florida 6 $ 135,000 $ 22,500 $ 64,000
Clayton, Georgia 6 $ 115,000 $ 19,166 $ 73,000
Maui, Hawaii 6 $ 135,000 $ 22,500 $ 170,000
Peoria, Illinois 6 $ 67,000 $ 11,166 $ 53,000
Sullivan, Indiana 6 $ 205,000 $ 34,166 $ 74,000
Jasper, Iowa 6 $ 86,000 $ 14,333 $ 86,000
Allen, Louisiana 6 $ 106,000 $ 17,666 $ 58,000
Ascension, Louisiana 6 $ 140,000 $ 23,333 $ 81,000
Evangeline, Louisiana 6 $ 121,000 $ 20,166 $ 92,000
St. Tammany, Louisiana 6 $ 108,000 $ 18,000 $ 68,000
Cecil, Maryland 6 $ 89,000 $ 14,833 $ 73,000
Berkshire, Massachusetts 6 $ 116,000 $ 19,333 $ 119,000
Muskegon, Michigan 6 $ 73,000 $ 12,166 $ 42,000
Chisago, Minnesota 6 $ 117,000 $ 19,500 $ 94,000
Merrimack, New Hampshire 6 $ 119,000 $ 19,833 $ 79,000
Madison, New York 6 $ 98,000 $ 16,333 $ 56,000
Oswego, New York 6 $ 120,000 $ 20,000 $ 72,000
Rensselaer, New York 6 $ 122,000 $ 20,333 $ 79,000
Cabarrus, North Carolina 6 $ 121,000 $ 20,166 $ 77,000
Guilford, North Carolina 6 $ 119,000 $ 19,833 $ 78,000
Rowan, North Carolina 6 $ 110,000 $ 18,333 $ 75,000
Fairfield, Ohio 6 $ 140,000 $ 23,333 $ 76,000
Geauga, Ohio 6 $ 223,000 $ 37,166 $ 78,000
Dauphin, Pennsylvania 6 $ 97,000 $ 16,166 $ 72,000
Monroe, Pennsylvania 6 $ 150,000 $ 25,000 $ 85,000
Washington, Pennsylvania 6 $ 121,000 $ 20,166 $ 102,000
Horry, South Carolina 6 $ 1,840,000 $ 306,666 $ 24,000
Sumner, Tennessee 6 $ 136,000 $ 22,666 $ 78,000
Williamson, Tennessee 6 $ 139,000 $ 23,166 $ 220,000
Davis, Utah 6 $ 134,000 $ 22,333 $ 79,000
Henrico, Virginia 6 $ 114,000 $ 19,000 $ 61,000
Lynchburg, Virginia 6 $ 157,000 $ 26,166 $ 74,000
Snohomish, Washington 6 $ 112,000 $ 18,666 $ 91,000
Dane, Wisconsin 6 $ 259,000 $ 43,166 $ 87,000
Outagamie, Wisconsin 6 $ 104,000 $ 17,333 $ 75,000
Sheboygan, Wisconsin 6 $ 102,000 $ 17,000 $ 45,000
Campbell, Wyoming 6 $ 111,000 $ 18,500 $ 104,000
Lonoke, Arkansas 5 $ 63,000 $ 12,600 $ 76,000
Pope, Arkansas 5 $ 69,000 $ 13,800 $ 66,000
Washington, Arkansas 5 $ 78,000 $ 15,600 $ 71,000
Amador, California 5 $ 81,000 $ 16,200 $ 64,000
Bay, Florida 5 $ 96,000 $ 19,200 $ 66,000
Lake, Florida 5 $ 86,000 $ 17,200 $ 62,000
Sarasota, Florida 5 $ 75,000 $ 15,000 $ 358,000
Seminole, Florida 5 $ 90,000 $ 18,000 $ 53,000
Bibb, Georgia 5 $ 63,000 $ 12,600 $ 39,000
Columbia, Georgia 5 $ 105,000 $ 21,000 $ 88,000
Henry, Georgia 5 $ 108,000 $ 21,600 $ 90,000
Richmond, Georgia 5 $ 89,000 $ 17,800 $ 60,000
Kane, Illinois 5 $ 76,000 $ 15,200 $ 82,000
St. Clair, Illinois 5 $ 99,000 $ 19,800 $ 87,000
Winnebago, Illinois 5 $ 96,000 $ 19,200 $ 70,000
Allen, Indiana 5 $ 94,000 $ 18,800 $ 46,000
Kosciusko, Indiana 5 $ 66,000 $ 13,200 $ 63,000
Wabash, Indiana 5 $ 112,000 $ 22,400 $ 91,000
Warrick, Indiana 5 $ 105,000 $ 21,000 $ 60,000
Pottawattamie, Iowa 5 $ 80,000 $ 16,000 $ 77,000
Labette, Kansas 5 $ 81,000 $ 16,200 $ 39,000
Wyandotte, Kansas 5 $ 67,000 $ 13,400 $ 45,000
McCracken, Kentucky 5 $ 142,000 $ 28,400 $ 62,000
Avoyelles, Louisiana 5 $ 86,000 $ 17,200 $ 80,000
De Soto, Louisiana 5 $ 107,000 $ 21,400 $ 103,000
Lafayette, Louisiana 5 $ 94,000 $ 18,800 $ 67,000
Natchitoches, Louisiana 5 $ 97,000 $ 19,400 $ 122,000
St. Bernard, Louisiana 5 $ 115,000 $ 23,000 $ 90,000
Franklin, Maine 5 $ 80,000 $ 16,000 $ 91,000
Kennebec, Maine 5 $ 87,000 $ 17,400 $ 77,000
Knox, Maine 5 $ 81,000 $ 16,200 $ 51,000
Caroline, Maryland 5 $ 119,000 $ 23,800 $ 74,000
Dorchester, Maryland 5 $ 109,000 $ 21,800 $ 90,000
Eaton, Michigan 5 $ 67,000 $ 13,400 $ 42,000
Ottawa, Michigan 5 $ 80,000 $ 16,000 $ 44,000
Anoka, Minnesota 5 $ 84,000 $ 16,800 $ 62,000
Scott, Minnesota 5 $ 110,000 $ 22,000 $ 103,000
St. Louis, Minnesota 5 $ 96,000 $ 19,200 $ 65,000
Wright, Minnesota 5 $ 91,000 $ 18,200 $ 78,000
Platte, Missouri 5 $ 91,000 $ 18,200 $ 186,000
Gallatin, Montana 5 $ 93,000 $ 18,600 $ 100,000
Douglas, Nebraska 5 $ 87,000 $ 17,400 $ 91,000
Elko, Nevada 5 $ 113,000 $ 22,600 $ 76,000
Lyon, Nevada 5 $ 44,000 $ 8,800 $ 65,000
Eddy, New Mexico 5 $ 103,000 $ 20,600 $ 102,000
Grant, New Mexico 5 $ 88,000 $ 17,600 $ 53,000
Clinton, New York 5 $ 98,000 $ 19,600 $ 128,000
Dutchess, New York 5 $ 78,000 $ 15,600 $ 143,000
Livingston, New York 5 $ 100,000 $ 20,000 $ 157,000
St. Lawrence, New York 5 $ 75,000 $ 15,000 $ 104,000
Tioga, New York 5 $ 79,000 $ 15,800 $ 60,000
Lee, North Carolina 5 $ 88,000 $ 17,600 $ 120,000
Randolph, North Carolina 5 $ 75,000 $ 15,000 $ 62,000
Hancock, Ohio 5 $ 104,000 $ 20,800 $ 92,000
Paulding, Ohio 5 $ 91,000 $ 18,200 $ 48,000
Trumbull, Ohio 5 $ 97,000 $ 19,400 $ 70,000
Wyandot, Ohio 5 $ 62,000 $ 12,400 $ 57,000
Beaver, Pennsylvania 5 $ 83,000 $ 16,600 $ 49,000
Cumberland, Pennsylvania 5 $ 79,000 $ 15,800 $ 62,000
Fayette, Pennsylvania 5 $ 117,000 $ 23,400 $ 66,000
Lancaster, Pennsylvania 5 $ 88,000 $ 17,600 $ 119,000
Lawrence, Pennsylvania 5 $ 107,000 $ 21,400 $ 104,000
Mercer, Pennsylvania 5 $ 89,000 $ 17,800 $ 39,000
Bristol, Rhode Island 5 $ 340,000 $ 68,000 $ 120,000
Sumter, South Carolina 5 $ 73,000 $ 14,600 $ 97,000
Grainger, Tennessee 5 $ 90,000 $ 18,000 $ 84,000
Ector, Texas 5 $ 101,000 $ 20,200 $ 96,000
Grayson, Texas 5 $ 63,000 $ 12,600 $ 85,000
Guadalupe, Texas 5 $ 88,000 $ 17,600 $ 89,000
Williamson, Texas 5 $ 88,000 $ 17,600 $ 105,000
Hampton, Virginia 5 $ 104,000 $ 20,800 $ 105,000
Roanoke, Virginia 5 $ 80,000 $ 16,000 $ 84,000
Spotsylvania, Virginia 5 $ 115,000 $ 23,000 $ 83,000
Stafford, Virginia 5 $ 104,000 $ 20,800 $ 158,000
Baldwin, Alabama 4 $ 46,000 $ 11,500 $ 87,000
Lauderdale, Alabama 4 $ 59,000 $ 14,750 $ 67,000
Tuscaloosa, Alabama 4 $ 48,000 $ 12,000 $ 70,000
Kenai Peninsula, Alaska 4 $ 70,000 $ 17,500 $ 111,000
White, Arkansas 4 $ 63,000 $ 15,750 $ 67,000
Yell, Arkansas 4 $ 51,000 $ 12,750 $ 77,000
Tuolumne, California 4 $ 80,000 $ 20,000 $ 109,000
Lake, Colorado 4 $ 63,000 $ 15,750 $ 66,000
Hernando, Florida 4 $ 75,000 $ 18,750 $ 76,000
Okaloosa, Florida 4 $ 78,000 $ 19,500 $ 83,000
Santa Rosa, Florida 4 $ 73,000 $ 18,250 $ 67,000
Chatham, Georgia 4 $ 88,000 $ 22,000 $ 91,000
Dooly, Georgia 4 $ 40,000 $ 10,000 $ 96,000
Douglas, Georgia 4 $ 53,000 $ 13,250 $ 71,000
Fayette, Georgia 4 $ 98,000 $ 24,500 $ 85,000
Lowndes, Georgia 4 $ 60,000 $ 15,000 $ 44,000
Rockdale, Georgia 4 $ 90,000 $ 22,500 $ 86,000
Twin Falls, Idaho 4 $ 57,000 $ 14,250 $ 60,000
Christian, Illinois 4 $ 165,000 $ 41,250 $ 82,000
Jefferson, Illinois 4 $ 58,000 $ 14,500 $ 86,000
Floyd, Indiana 4 $ 73,000 $ 18,250 $ 62,000
Greene, Indiana 4 $ 76,000 $ 19,000 $ 77,000
Johnson, Indiana 4 $ 72,000 $ 18,000 $ 122,000
Marshall, Indiana 4 $ 43,000 $ 10,750 $ 71,000
Noble, Indiana 4 $ 73,000 $ 18,250 $ 41,000
Tippecanoe, Indiana 4 $ 84,000 $ 21,000 $ 111,000
Story, Iowa 4 $ 52,000 $ 13,000 $ 78,000
Warren, Iowa 4 $ 54,000 $ 13,500 $ 45,000
Cherokee, Kansas 4 $ 43,000 $ 10,750 $ 43,000
Leavenworth, Kansas 4 $ 86,000 $ 21,500 $ 99,000
Campbell, Kentucky 4 $ 74,000 $ 18,500 $ 97,000
Graves, Kentucky 4 $ 86,000 $ 21,500 $ 62,000
Hardin, Kentucky 4 $ 59,000 $ 14,750 $ 48,000
Jessamine, Kentucky 4 $ 85,000 $ 21,250 $ 166,000
Marshall, Kentucky 4 $ 95,000 $ 23,750 $ 93,000
St. Charles, Louisiana 4 $ 71,000 $ 17,750 $ 40,000
St. Landry, Louisiana 4 $ 77,000 $ 19,250 $ 91,000
Aroostook, Maine 4 $ 186,000 $ 46,500 $ 68,000
Charles, Maryland 4 $ 95,000 $ 23,750 $ 77,000
Page:

Mortgage Loan Application Detail Totals for Admirals Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 11,103 $214,206,000 $19,000 $1,762,000 $93,000 $2,285,000
Refinancing 83 $15,066,000 $181,000 $640,000 $78,000 $229,000
Home Purchase 38 $11,288,000 $297,000 $3,500,000 $105,000 $754,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,770 $163,307,000 $21,000 $3,500,000 $96,000 $2,285,000
Not Provided 1,074 $20,135,000 $18,000 $400,000 $107,000 $1,992,000
Hispanic 878 $17,250,000 $19,000 $245,000 $87,000 $671,000
Black or African American 746 $14,371,000 $19,000 $289,000 $78,000 $2,169,000
Not applicable 324 $16,538,000 $51,000 $1,762,000 $0 $0
Asian 293 $6,449,000 $22,000 $417,000 $118,000 $770,000
American Indian or Alaskan Native 103 $1,903,000 $18,000 $40,000 $72,000 $230,000
Native Hawaiian or Other Pacific Islander 36 $607,000 $16,000 $25,000 $130,000 $401,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 9,263 $185,949,000 $20,000 $626,000 $93,000 $2,285,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,947 $52,402,000 $26,000 $3,500,000 $92,000 $810,000
VA-guaranteed (Veterans Administration) 14 $2,209,000 $157,000 $297,000 $65,000 $112,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,824 $76,544,000 $20,000 $435,000 $98,000 $1,794,000
Application Denied By Financial Institution 2,962 $63,694,000 $21,000 $626,000 $84,000 $2,169,000
File Closed For Incompleteness 2,102 $45,809,000 $21,000 $3,500,000 $102,000 $2,285,000
Application Withdrawn By Applicant 1,733 $33,179,000 $19,000 $417,000 $100,000 $660,000
Loan Purchased By The Institution 324 $16,538,000 $51,000 $1,762,000 $0 $0
Application Approved But Not Accepted 279 $4,796,000 $17,000 $118,000 $103,000 $770,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,416 $27,582,000 $19,000 $626,000 $67,000 $300,000
Credit History 1,153 $24,065,000 $20,000 $330,000 $95,000 $2,169,000
Other 329 $7,791,000 $23,000 $626,000 $117,000 $925,000
Collateral 40 $3,113,000 $77,000 $306,000 $114,000 $370,000
Employment History 17 $1,006,000 $59,000 $270,000 $94,000 $213,000
Unverifiable Information 5 $115,000 $23,000 $25,000 $88,000 $198,000
Credit Application Incomplete 2 $22,000 $11,000 $17,000 $68,000 $99,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

Download the Rhode Island Lender List