Admirals Bank Mortgage Lending & HMDA Data, 2011
In 2011, Admirals Bank of Providence, RI reported 8,570 mortgage applications totaling $222.5 million. The average application was for $25,962, and applicants reported an average income of $70,028. 26% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (447), Phoenix-Mesa-Glendale, AZ (271) and Chicago-Joliet-Naperville, IL (203) (applications in parentheses).
| Mortgage Company & Address | Admirals Bank 15 Park Row West Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,570 |
| Total Mortgage Loan Application Amount | $222,502,000 |
| Average Mortgage Loan Application Amount | $25,962 |
| Highest Mortgage Loan Application Amount | $7,259,000 |
| Average Applicant Income | $70,028 |
| Highest Applicant Income | $876,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence-New Bedford-Fall River, RI-MA | 447 | $ 45,777,000 | $ 102,409 | $ 69,993 |
| Phoenix-Mesa-Glendale, AZ | 271 | $ 5,106,000 | $ 18,841 | $ 76,000 |
| Chicago-Joliet-Naperville, IL | 203 | $ 10,432,000 | $ 51,389 | $ 90,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 195 | $ 3,205,000 | $ 16,435 | $ 60,533 |
| Columbus, OH | 153 | $ 2,464,000 | $ 16,104 | $ 89,000 |
| St. Louis, MO-IL | 143 | $ 3,676,000 | $ 25,706 | $ 71,013 |
| Warren-Troy-Farmington Hills, MI | 140 | $ 1,891,000 | $ 13,507 | $ 67,000 |
| Boston-Quincy, MA | 131 | $ 17,840,000 | $ 136,183 | $ 89,000 |
| Detroit-Livonia-Dearborn, MI | 128 | $ 1,467,000 | $ 11,460 | $ 67,000 |
| Kansas City, MO-KS | 128 | $ 1,933,000 | $ 15,101 | $ 66,343 |
| Philadelphia, PA | 126 | $ 2,087,000 | $ 16,563 | $ 86,000 |
| Tampa-St. Petersburg-Clearwater, FL | 114 | $ 1,727,000 | $ 15,149 | $ 70,000 |
| San Diego-Carlsbad-San Marcos, CA | 113 | $ 2,181,000 | $ 19,300 | $ 102,000 |
| Raleigh-Cary, NC | 108 | $ 1,887,000 | $ 17,472 | $ 75,000 |
| Denver-Aurora-Broomfield, CO | 97 | $ 1,377,000 | $ 14,195 | $ 71,000 |
| Wichita, KS | 96 | $ 1,206,000 | $ 12,562 | $ 59,000 |
| Atlanta-Sandy Springs-Marietta, GA | 93 | $ 1,331,000 | $ 14,311 | $ 68,000 |
| New York-White Plains-Wayne, NY-NJ | 89 | $ 1,486,000 | $ 16,696 | $ 96,516 |
| Nassau-Suffolk, NY | 88 | $ 1,430,000 | $ 16,250 | $ 114,000 |
| Newark-Union, NJ-PA | 85 | $ 1,481,000 | $ 17,423 | $ 95,905 |
| Little Rock-North Little Rock-Conway, AR | 82 | $ 995,000 | $ 12,134 | $ 65,000 |
| Des Moines-West Des Moines, IA | 76 | $ 801,000 | $ 10,539 | $ 68,000 |
| Oakland-Fremont-Hayward, CA | 72 | $ 1,188,000 | $ 16,500 | $ 88,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 72 | $ 1,313,000 | $ 18,236 | $ 96,125 |
| Cincinnati-Middletown, OH-KY-IN | 71 | $ 966,000 | $ 13,605 | $ 52,957 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 70 | $ 1,278,000 | $ 18,257 | $ 62,000 |
| Camden, NJ | 69 | $ 1,312,000 | $ 19,014 | $ 74,000 |
| Milwaukee-Waukesha-West Allis, WI | 69 | $ 1,268,000 | $ 18,376 | $ 65,000 |
| Pittsburgh, PA | 69 | $ 1,131,000 | $ 16,391 | $ 69,000 |
| Riverside-San Bernardino-Ontario, CA | 66 | $ 7,445,000 | $ 112,803 | $ 93,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 65 | $ 1,057,000 | $ 16,261 | $ 90,846 |
| Buffalo-Niagara Falls, NY | 61 | $ 750,000 | $ 12,295 | $ 60,000 |
| Gary, IN | 60 | $ 1,038,000 | $ 17,300 | $ 65,000 |
| Grand Rapids-Wyoming, MI | 59 | $ 804,000 | $ 13,627 | $ 55,000 |
| Omaha-Council Bluffs, NE-IA | 59 | $ 750,000 | $ 12,711 | $ 58,084 |
| Tucson, AZ | 59 | $ 1,073,000 | $ 18,186 | $ 70,000 |
| Worcester, MA | 58 | $ 5,013,000 | $ 86,431 | $ 76,000 |
| Edison-New Brunswick, NJ | 56 | $ 1,099,000 | $ 19,625 | $ 103,000 |
| Rochester, NY | 54 | $ 990,000 | $ 18,333 | $ 64,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 53 | $ 897,000 | $ 16,924 | $ 85,000 |
| Albany-Schenectady-Troy, NY | 52 | $ 880,000 | $ 16,923 | $ 78,000 |
| Boise City-Nampa, ID | 52 | $ 561,000 | $ 10,788 | $ 51,000 |
| Salt Lake City, UT | 49 | $ 495,000 | $ 10,102 | $ 57,000 |
| Hartford-West Hartford-East Hartford, CT | 48 | $ 971,000 | $ 20,229 | $ 89,000 |
| Toledo, OH | 47 | $ 535,000 | $ 11,382 | $ 62,000 |
| Baltimore-Towson, MD | 46 | $ 756,000 | $ 16,434 | $ 71,000 |
| Ogden-Clearfield, UT | 46 | $ 457,000 | $ 9,934 | $ 54,000 |
| Cambridge-Newton-Framingham, MA | 45 | $ 7,903,000 | $ 175,622 | $ 105,000 |
| Springfield, MA | 45 | $ 1,335,000 | $ 29,666 | $ 68,000 |
| Fayetteville, NC | 44 | $ 715,000 | $ 16,250 | $ 69,000 |
| Las Vegas-Paradise, NV | 42 | $ 640,000 | $ 15,238 | $ 69,000 |
| Syracuse, NY | 42 | $ 626,000 | $ 14,904 | $ 66,000 |
| Durham-Chapel Hill, NC | 41 | $ 642,000 | $ 15,658 | $ 60,000 |
| Jacksonville, FL | 40 | $ 625,000 | $ 15,625 | $ 72,000 |
| Memphis, TN-MS-AR | 40 | $ 552,000 | $ 13,800 | $ 55,850 |
| Indianapolis-Carmel, IN | 39 | $ 579,000 | $ 14,846 | $ 67,000 |
| Cleveland-Elyria-Mentor, OH | 38 | $ 397,000 | $ 10,447 | $ 57,000 |
| Dayton, OH | 37 | $ 554,000 | $ 14,972 | $ 62,000 |
| Lake County-Kenosha County, IL-WI | 37 | $ 724,000 | $ 19,567 | $ 108,378 |
| Flint, MI | 36 | $ 443,000 | $ 12,305 | $ 57,000 |
| Lansing-East Lansing, MI | 36 | $ 393,000 | $ 10,916 | $ 66,000 |
| Vallejo-Fairfield, CA | 34 | $ 598,000 | $ 17,588 | $ 89,000 |
| York-Hanover, PA | 34 | $ 764,000 | $ 22,470 | $ 74,000 |
| Lincoln, NE | 33 | $ 491,000 | $ 14,878 | $ 52,000 |
| Oklahoma City, OK | 33 | $ 483,000 | $ 14,636 | $ 73,000 |
| Los Angeles-Long Beach-Glendale, CA | 30 | $ 598,000 | $ 19,933 | $ 106,000 |
| Birmingham-Hoover, AL | 28 | $ 255,000 | $ 9,107 | $ 49,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 28 | $ 485,000 | $ 17,321 | $ 81,571 |
| Springfield, MO | 26 | $ 241,000 | $ 9,269 | $ 40,000 |
| Colorado Springs, CO | 24 | $ 348,000 | $ 14,500 | $ 63,000 |
| Rockingham County-Strafford County, NH | 24 | $ 413,000 | $ 17,208 | $ 104,000 |
| Wilmington, DE-MD-NJ | 24 | $ 399,000 | $ 16,625 | $ 89,125 |
| Clarksville, TN-KY | 23 | $ 319,000 | $ 13,869 | $ 72,000 |
| New Haven-Milford, CT | 23 | $ 771,000 | $ 33,521 | $ 100,000 |
| Tulsa, OK | 23 | $ 325,000 | $ 14,130 | $ 67,000 |
| Columbia, SC | 22 | $ 259,000 | $ 11,772 | $ 73,000 |
| Topeka, KS | 22 | $ 287,000 | $ 13,045 | $ 51,000 |
| Knoxville, TN | 21 | $ 314,000 | $ 14,952 | $ 80,000 |
| Lancaster, PA | 21 | $ 257,000 | $ 12,238 | $ 79,000 |
| Orlando-Kissimmee-Sanford, FL | 21 | $ 249,000 | $ 11,857 | $ 63,000 |
| Sioux Falls, SD | 21 | $ 209,000 | $ 9,952 | $ 52,000 |
| Yuma, AZ | 21 | $ 399,000 | $ 19,000 | $ 79,000 |
| Ann Arbor, MI | 20 | $ 211,000 | $ 10,550 | $ 72,000 |
| Norwich-New London, CT | 20 | $ 288,000 | $ 14,400 | $ 97,000 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 402,000 | $ 20,100 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 20 | $ 306,000 | $ 15,300 | $ 70,000 |
| Seattle-Bellevue-Everett, WA | 20 | $ 342,000 | $ 17,100 | $ 88,000 |
| Goldsboro, NC | 19 | $ 374,000 | $ 19,684 | $ 60,000 |
| Baton Rouge, LA | 17 | $ 377,000 | $ 22,176 | $ 64,000 |
| Billings, MT | 17 | $ 203,000 | $ 11,941 | $ 55,000 |
| Louisville-Jefferson County, KY-IN | 17 | $ 202,000 | $ 11,882 | $ 58,941 |
| Sioux City, IA-NE-SD | 17 | $ 166,000 | $ 9,764 | $ 44,352 |
| Augusta-Richmond County, GA-SC | 16 | $ 307,000 | $ 19,187 | $ 83,312 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 226,000 | $ 14,125 | $ 59,000 |
| Huntsville, AL | 16 | $ 282,000 | $ 17,625 | $ 73,000 |
| Kalamazoo-Portage, MI | 16 | $ 198,000 | $ 12,375 | $ 48,000 |
| Manchester-Nashua, NH | 16 | $ 211,000 | $ 13,187 | $ 115,000 |
| Reading, PA | 16 | $ 273,000 | $ 17,062 | $ 64,000 |
| Scranton--Wilkes-Barre, PA | 16 | $ 260,000 | $ 16,250 | $ 68,000 |
| Utica-Rome, NY | 16 | $ 244,000 | $ 15,250 | $ 41,000 |
| Wilmington, NC | 16 | $ 261,000 | $ 16,312 | $ 60,000 |
| Bridgeport-Stamford-Norwalk, CT | 15 | $ 269,000 | $ 17,933 | $ 100,000 |
| Peoria, IL | 15 | $ 186,000 | $ 12,400 | $ 56,000 |
| Akron, OH | 14 | $ 154,000 | $ 11,000 | $ 54,000 |
| Duluth, MN-WI | 14 | $ 182,000 | $ 13,000 | $ 50,214 |
| Greensboro-High Point, NC | 14 | $ 238,000 | $ 17,000 | $ 70,000 |
| Harrisburg-Carlisle, PA | 14 | $ 212,000 | $ 15,142 | $ 64,000 |
| Peabody, MA | 14 | $ 635,000 | $ 45,357 | $ 68,000 |
| Fort Wayne, IN | 13 | $ 189,000 | $ 14,538 | $ 55,000 |
| Jackson, MI | 13 | $ 129,000 | $ 9,923 | $ 46,000 |
| Modesto, CA | 13 | $ 160,000 | $ 12,307 | $ 101,000 |
| Monroe, MI | 13 | $ 146,000 | $ 11,230 | $ 69,000 |
| Napa, CA | 13 | $ 188,000 | $ 14,461 | $ 87,000 |
| Pine Bluff, AR | 13 | $ 203,000 | $ 15,615 | $ 57,000 |
| Provo-Orem, UT | 13 | $ 119,000 | $ 9,153 | $ 54,000 |
| Richmond, VA | 13 | $ 190,000 | $ 14,615 | $ 84,000 |
| Rocky Mount, NC | 13 | $ 222,000 | $ 17,076 | $ 51,000 |
| Holland-Grand Haven, MI | 12 | $ 123,000 | $ 10,250 | $ 52,000 |
| Manhattan, KS | 12 | $ 165,000 | $ 13,750 | $ 48,000 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 188,000 | $ 15,666 | $ 63,000 |
| Portland-South Portland-Biddeford, ME | 12 | $ 202,000 | $ 16,833 | $ 55,000 |
| San Francisco-San Mateo-Redwood City, CA | 12 | $ 209,000 | $ 17,416 | $ 130,000 |
| Shreveport-Bossier City, LA | 12 | $ 166,000 | $ 13,833 | $ 58,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 212,000 | $ 17,666 | $ 79,000 |
| Battle Creek, MI | 11 | $ 120,000 | $ 10,909 | $ 52,000 |
| Greeley, CO | 11 | $ 141,000 | $ 12,818 | $ 65,000 |
| Madison, WI | 11 | $ 149,000 | $ 13,545 | $ 82,000 |
| Muskegon-Norton Shores, MI | 11 | $ 124,000 | $ 11,272 | $ 51,000 |
| Bakersfield-Delano, CA | 10 | $ 210,000 | $ 21,000 | $ 63,000 |
| Columbus, GA-AL | 10 | $ 167,000 | $ 16,700 | $ 70,000 |
| Fort Smith, AR-OK | 10 | $ 3,674,000 | $ 367,400 | $ 42,100 |
| Grand Junction, CO | 10 | $ 118,000 | $ 11,800 | $ 60,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 10 | $ 179,000 | $ 17,900 | $ 85,000 |
| Spokane, WA | 10 | $ 171,000 | $ 17,100 | $ 75,000 |
| St. Joseph, MO-KS | 10 | $ 130,000 | $ 13,000 | $ 78,400 |
| Trenton-Ewing, NJ | 10 | $ 157,000 | $ 15,700 | $ 117,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 82,000 | $ 9,111 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 93,000 | $ 10,333 | $ 33,333 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 180,000 | $ 20,000 | $ 85,000 |
| Greenville-Mauldin-Easley, SC | 9 | $ 96,000 | $ 10,666 | $ 69,000 |
| Jacksonville, NC | 9 | $ 128,000 | $ 14,222 | $ 71,000 |
| Janesville, WI | 9 | $ 152,000 | $ 16,888 | $ 64,000 |
| Johnstown, PA | 9 | $ 54,000 | $ 6,000 | $ 44,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 74,000 | $ 8,222 | $ 70,000 |
| Rockford, IL | 9 | $ 153,000 | $ 17,000 | $ 70,000 |
| Santa Ana-Anaheim-Irvine, CA | 9 | $ 186,000 | $ 20,666 | $ 111,000 |
| Stockton, CA | 9 | $ 165,000 | $ 18,333 | $ 99,000 |
| Tacoma, WA | 9 | $ 180,000 | $ 20,000 | $ 90,000 |
| Vineland-Millville-Bridgeton, NJ | 9 | $ 184,000 | $ 20,444 | $ 72,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 123,000 | $ 13,666 | $ 49,222 |
| Atlantic City-Hammonton, NJ | 8 | $ 130,000 | $ 16,250 | $ 58,000 |
| Bismarck, ND | 8 | $ 99,000 | $ 12,375 | $ 142,000 |
| Charleston, WV | 8 | $ 81,000 | $ 10,125 | $ 64,000 |
| Chattanooga, TN-GA | 8 | $ 112,000 | $ 14,000 | $ 69,000 |
| Dallas-Plano-Irving, TX | 8 | $ 52,000 | $ 6,500 | $ 52,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 120,000 | $ 15,000 | $ 62,000 |
| Kennewick-Pasco-Richland, WA | 8 | $ 163,000 | $ 20,375 | $ 78,000 |
| Lafayette, LA | 8 | $ 62,000 | $ 7,750 | $ 50,000 |
| Ocala, FL | 8 | $ 119,000 | $ 14,875 | $ 117,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 133,000 | $ 16,625 | $ 30,500 |
| Bay City, MI | 7 | $ 78,000 | $ 11,142 | $ 53,000 |
| Binghamton, NY | 7 | $ 119,000 | $ 17,000 | $ 56,000 |
| Boulder, CO | 7 | $ 75,000 | $ 10,714 | $ 89,000 |
| Charleston-North Charleston-Summerville, SC | 7 | $ 60,000 | $ 8,571 | $ 63,000 |
| Hot Springs, AR | 7 | $ 79,000 | $ 11,285 | $ 80,000 |
| Houston-Sugar Land-Baytown, TX | 7 | $ 2,514,000 | $ 359,142 | $ 30,000 |
| Lewiston-Auburn, ME | 7 | $ 122,000 | $ 17,428 | $ 65,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 7 | $ 96,000 | $ 13,714 | $ 66,000 |
| North Port-Bradenton-Sarasota, FL | 7 | $ 118,000 | $ 16,857 | $ 62,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 7 | $ 144,000 | $ 20,571 | $ 82,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 126,000 | $ 18,000 | $ 84,000 |
| Winston-Salem, NC | 7 | $ 78,000 | $ 11,142 | $ 53,000 |
| Asheville, NC | 6 | $ 99,000 | $ 16,500 | $ 73,000 |
| Barnstable Town, MA | 6 | $ 423,000 | $ 70,500 | $ 118,000 |
| Decatur, AL | 6 | $ 96,000 | $ 16,000 | $ 55,000 |
| Decatur, IL | 6 | $ 120,000 | $ 20,000 | $ 44,000 |
| Elkhart-Goshen, IN | 6 | $ 110,000 | $ 18,333 | $ 50,000 |
| Gainesville, FL | 6 | $ 61,000 | $ 10,166 | $ 91,000 |
| Greenville, NC | 6 | $ 76,000 | $ 12,666 | $ 50,000 |
| Jonesboro, AR | 6 | $ 46,000 | $ 7,666 | $ 36,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 140,000 | $ 23,333 | $ 85,000 |
| Lakeland-Winter Haven, FL | 6 | $ 275,000 | $ 45,833 | $ 79,000 |
| Missoula, MT | 6 | $ 32,000 | $ 5,333 | $ 51,000 |
| Niles-Benton Harbor, MI | 6 | $ 52,000 | $ 8,666 | $ 33,000 |
| Ocean City, NJ | 6 | $ 133,000 | $ 22,166 | $ 74,000 |
| Sheboygan, WI | 6 | $ 96,000 | $ 16,000 | $ 72,000 |
| Springfield, OH | 6 | $ 84,000 | $ 14,000 | $ 69,000 |
| Anderson, IN | 5 | $ 83,000 | $ 16,600 | $ 85,000 |
| Austin-Round Rock-San Marcos, TX | 5 | $ 38,000 | $ 7,600 | $ 92,000 |
| Bangor, ME | 5 | $ 86,000 | $ 17,200 | $ 65,000 |
| Bethesda-Rockville-Frederick, MD | 5 | $ 125,000 | $ 25,000 | $ 165,000 |
| Canton-Massillon, OH | 5 | $ 50,000 | $ 10,000 | $ 56,000 |
| Casper, WY | 5 | $ 57,000 | $ 11,400 | $ 60,000 |
| Coeur D'Alene, ID | 5 | $ 63,000 | $ 12,600 | $ 60,000 |
| Columbia, MO | 5 | $ 85,000 | $ 17,000 | $ 78,000 |
| Jackson, MS | 5 | $ 61,000 | $ 12,200 | $ 39,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 44,000 | $ 8,800 | $ 29,000 |
| Kokomo, IN | 5 | $ 80,000 | $ 16,000 | $ 51,000 |
| Lebanon, PA | 5 | $ 65,000 | $ 13,000 | $ 66,000 |
| Lynchburg, VA | 5 | $ 38,000 | $ 7,600 | $ 49,000 |
| Mansfield, OH | 5 | $ 75,000 | $ 15,000 | $ 63,000 |
| Pittsfield, MA | 5 | $ 99,000 | $ 19,800 | $ 70,000 |
| Racine, WI | 5 | $ 98,000 | $ 19,600 | $ 64,000 |
| Redding, CA | 5 | $ 65,000 | $ 13,000 | $ 62,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 48,000 | $ 9,600 | $ 43,000 |
| State College, PA | 5 | $ 120,000 | $ 24,000 | $ 69,000 |
| Terre Haute, IN | 5 | $ 57,000 | $ 11,400 | $ 39,000 |
| Tuscaloosa, AL | 5 | $ 37,000 | $ 7,400 | $ 57,000 |
| Bloomington-Normal, IL | 4 | $ 44,000 | $ 11,000 | $ 55,000 |
| Bremerton-Silverdale, WA | 4 | $ 85,000 | $ 21,250 | $ 86,000 |
| Burlington, NC | 4 | $ 22,000 | $ 5,500 | $ 28,000 |
| Cheyenne, WY | 4 | $ 45,000 | $ 11,250 | $ 64,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 42,000 | $ 10,500 | $ 111,000 |
| Dalton, GA | 4 | $ 54,000 | $ 13,500 | $ 24,000 |
| Flagstaff, AZ | 4 | $ 61,000 | $ 15,250 | $ 63,000 |
| Fort Worth-Arlington, TX | 4 | $ 2,414,000 | $ 603,500 | $ 71,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 48,000 | $ 12,000 | $ 55,000 |
| Idaho Falls, ID | 4 | $ 75,000 | $ 18,750 | $ 64,000 |
| Jefferson City, MO | 4 | $ 50,000 | $ 12,500 | $ 27,000 |
| Lafayette, IN | 4 | $ 72,000 | $ 18,000 | $ 75,000 |
| Lawrence, KS | 4 | $ 41,000 | $ 10,250 | $ 100,000 |
| Lima, OH | 4 | $ 61,000 | $ 15,250 | $ 136,000 |
| Mobile, AL | 4 | $ 63,000 | $ 15,750 | $ 67,000 |
| Montgomery, AL | 4 | $ 50,000 | $ 12,500 | $ 79,000 |
| Naples-Marco Island, FL | 4 | $ 44,000 | $ 11,000 | $ 58,000 |
| New Orleans-Metairie-Kenner, LA | 4 | $ 74,000 | $ 18,500 | $ 93,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 91,000 | $ 22,750 | $ 128,000 |
| Palm Coast, FL | 4 | $ 71,000 | $ 17,750 | $ 68,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 72,000 | $ 18,000 | $ 112,000 |
| Roanoke, VA | 4 | $ 75,000 | $ 18,750 | $ 53,000 |
| Spartanburg, SC | 4 | $ 50,000 | $ 12,500 | $ 38,000 |
| St. Cloud, MN | 4 | $ 21,000 | $ 5,250 | $ 39,000 |
| St. George, UT | 4 | $ 30,000 | $ 7,500 | $ 56,000 |
| Yuba City, CA | 4 | $ 92,000 | $ 23,000 | $ 80,000 |
| Albuquerque, NM | 3 | $ 48,000 | $ 16,000 | $ 148,000 |
| Alexandria, LA | 3 | $ 35,000 | $ 11,666 | $ 57,000 |
| Anderson, SC | 3 | $ 56,000 | $ 18,666 | $ 57,000 |
| Anniston-Oxford, AL | 3 | $ 37,000 | $ 12,333 | $ 68,000 |
| Champaign-Urbana, IL | 3 | $ 50,000 | $ 16,666 | $ 49,000 |
| Chico, CA | 3 | $ 61,000 | $ 20,333 | $ 70,000 |
| Elmira, NY | 3 | $ 50,000 | $ 16,666 | $ 43,000 |
| Erie, PA | 3 | $ 50,000 | $ 16,666 | $ 43,000 |
| Florence, SC | 3 | $ 43,000 | $ 14,333 | $ 55,000 |
| Fort Collins-Loveland, CO | 3 | $ 34,000 | $ 11,333 | $ 66,000 |
| Gadsden, AL | 3 | $ 41,000 | $ 13,666 | $ 43,000 |
| Gulfport-Biloxi, MS | 3 | $ 29,000 | $ 9,666 | $ 35,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 45,000 | $ 15,000 | $ 43,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 25,000 | $ 8,333 | $ 53,000 |
| Prescott, AZ | 3 | $ 75,000 | $ 25,000 | $ 89,000 |
| Pueblo, CO | 3 | $ 45,000 | $ 15,000 | $ 48,000 |
| Reno-Sparks, NV | 3 | $ 55,000 | $ 18,333 | $ 66,000 |
| Rochester, MN | 3 | $ 22,000 | $ 7,333 | $ 82,000 |
| Sumter, SC | 3 | $ 32,000 | $ 10,666 | $ 39,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 32,000 | $ 10,666 | $ 59,000 |
| Williamsport, PA | 3 | $ 50,000 | $ 16,666 | $ 80,000 |
| Abilene, TX | 2 | $ 12,000 | $ 6,000 | $ 41,000 |
| Albany, GA | 2 | $ 18,000 | $ 9,000 | $ 64,000 |
| Altoona, PA | 2 | $ 10,000 | $ 5,000 | $ 30,000 |
| Bloomington, IN | 2 | $ 10,000 | $ 5,000 | $ 35,000 |
| Brunswick, GA | 2 | $ 32,000 | $ 16,000 | $ 63,000 |
| Cumberland, MD-WV | 2 | $ 50,000 | $ 25,000 | $ 48,000 |
| Dover, DE | 2 | $ 36,000 | $ 18,000 | $ 69,000 |
| Elizabethtown, KY | 2 | $ 15,000 | $ 7,500 | $ 42,000 |
| Eugene-Springfield, OR | 2 | $ 35,000 | $ 17,500 | $ 78,000 |
| Fond Du Lac, WI | 2 | $ 37,000 | $ 18,500 | $ 49,000 |
| Fresno, CA | 2 | $ 15,000 | $ 7,500 | $ 78,000 |
| Gainesville, GA | 2 | $ 18,000 | $ 9,000 | $ 73,000 |
| Glens Falls, NY | 2 | $ 20,000 | $ 10,000 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 22,000 | $ 11,000 | $ 39,000 |
| Hanford-Corcoran, CA | 2 | $ 33,000 | $ 16,500 | $ 60,000 |
| Kingston, NY | 2 | $ 47,000 | $ 23,500 | $ 130,000 |
| Lawton, OK | 2 | $ 39,000 | $ 19,500 | $ 128,000 |
| Merced, CA | 2 | $ 14,000 | $ 7,000 | $ 62,000 |
| Michigan City-La Porte, IN | 2 | $ 37,000 | $ 18,500 | $ 111,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 26,000 | $ 13,000 | $ 54,000 |
| Olympia, WA | 2 | $ 36,000 | $ 18,000 | $ 58,000 |
| Pocatello, ID | 2 | $ 26,000 | $ 13,000 | $ 35,000 |
| Port St. Lucie, FL | 2 | $ 22,000 | $ 11,000 | $ 48,000 |
| Rapid City, SD | 2 | $ 40,000 | $ 20,000 | $ 37,000 |
| Salem, OR | 2 | $ 37,000 | $ 18,500 | $ 83,000 |
| Springfield, IL | 2 | $ 36,000 | $ 18,000 | $ 66,000 |
| Steubenville-Weirton, OH-WV | 2 | $ 13,000 | $ 6,500 | $ 47,000 |
| Visalia-Porterville, CA | 2 | $ 31,000 | $ 15,500 | $ 82,000 |
| Yakima, WA | 2 | $ 39,000 | $ 19,500 | $ 63,000 |
| Ames, IA | 1 | $ 17,000 | $ 17,000 | $ 39,000 |
| Athens-Clarke County, GA | 1 | $ 20,000 | $ 20,000 | $ 96,000 |
| Bellingham, WA | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Bend, OR | 1 | $ 25,000 | $ 25,000 | $ 147,000 |
| Bowling Green, KY | 1 | $ 8,000 | $ 8,000 | $ 29,000 |
| Brownsville-Harlingen, TX | 1 | $ 8,000 | $ 8,000 | $ 24,000 |
| Charlottesville, VA | 1 | $ 13,000 | $ 13,000 | $ 70,000 |
| Cleveland, TN | 1 | $ 12,000 | $ 12,000 | $ 41,000 |
| Columbus, IN | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| Corvallis, OR | 1 | $ 25,000 | $ 25,000 | $ 136,000 |
| Danville, IL | 1 | $ 13,000 | $ 13,000 | $ 64,000 |
| Danville, VA | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Dothan, AL | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| El Paso, TX | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Farmington, NM | 1 | $ 13,000 | $ 13,000 | $ 67,000 |
| Florence-Muscle Shoals, AL | 1 | $ 8,000 | $ 8,000 | $ 34,000 |
| Green Bay, WI | 1 | $ 12,000 | $ 12,000 | $ 121,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Joplin, MO | 1 | $ 13,000 | $ 13,000 | $ 69,000 |
| La Crosse, WI-MN | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| Laredo, TX | 1 | $ 1,089,000 | $ 1,089,000 | $ 0 |
| Las Cruces, NM | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Lexington-Fayette, KY | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Logan, UT-ID | 1 | $ 14,000 | $ 14,000 | $ 41,000 |
| Macon, GA | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Midland, TX | 1 | $ 6,000 | $ 6,000 | $ 120,000 |
| Morristown, TN | 1 | $ 7,000 | $ 7,000 | $ 29,000 |
| Muncie, IN | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
| Odessa, TX | 1 | $ 8,000 | $ 8,000 | $ 73,000 |
| Pascagoula, MS | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Rome, GA | 1 | $ 6,000 | $ 6,000 | $ 25,000 |
| Salisbury, MD | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Sandusky, OH | 1 | $ 8,000 | $ 8,000 | $ 90,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Santa Fe, NM | 1 | $ 25,000 | $ 25,000 | $ 136,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Sebastian-Vero Beach, FL | 1 | $ 8,000 | $ 8,000 | $ 33,000 |
| Sherman-Denison, TX | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Tallahassee, FL | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Winchester, VA-WV | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Admirals Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 8,173 | $121,932,000 | $14,000 | $244,000 | $70,000 | $876,000 |
| Refinancing | 232 | $48,709,000 | $209,000 | $799,000 | $86,000 | $524,000 |
| Home Purchase | 165 | $51,861,000 | $314,000 | $7,259,000 | $49,000 | $190,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,810 | $155,394,000 | $22,000 | $452,000 | $71,000 | $876,000 |
| Black or African American | 1,057 | $16,954,000 | $16,000 | $378,000 | $66,000 | $216,000 |
| Hispanic | 457 | $11,708,000 | $25,000 | $327,000 | $67,000 | $320,000 |
| Asian | 108 | $4,234,000 | $39,000 | $799,000 | $101,000 | $648,000 |
| Not Provided | 87 | $4,070,000 | $46,000 | $780,000 | $64,000 | $284,000 |
| American Indian or Alaskan Native | 32 | $568,000 | $17,000 | $100,000 | $55,000 | $110,000 |
| Not applicable | 11 | $28,997,000 | $2,636,000 | $7,259,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $577,000 | $72,000 | $257,000 | $46,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 8,299 | $146,668,000 | $17,000 | $421,000 | $70,000 | $876,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 268 | $75,156,000 | $280,000 | $7,259,000 | $76,000 | $524,000 |
| VA-guaranteed (Veterans Administration) | 3 | $678,000 | $226,000 | $275,000 | $89,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,911 | $76,742,000 | $19,000 | $799,000 | $60,000 | $876,000 |
| Loan Originated | 2,247 | $60,588,000 | $26,000 | $417,000 | $84,000 | $524,000 |
| Application Withdrawn By Applicant | 2,134 | $51,624,000 | $24,000 | $452,000 | $75,000 | $840,000 |
| Application Approved But Not Accepted | 264 | $4,116,000 | $15,000 | $56,000 | $76,000 | $309,000 |
| Loan Purchased By The Institution | 11 | $28,997,000 | $2,636,000 | $7,259,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $435,000 | $145,000 | $220,000 | $78,000 | $134,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,911 | $53,109,000 | $18,000 | $415,000 | $61,000 | $582,000 |
| Debt-To-Income Ratio | 888 | $17,983,000 | $20,000 | $799,000 | $56,000 | $284,000 |
| Collateral | 54 | $3,331,000 | $61,000 | $410,000 | $103,000 | $876,000 |
| Other | 41 | $958,000 | $23,000 | $421,000 | $71,000 | $320,000 |
| Employment History | 11 | $203,000 | $18,000 | $64,000 | $41,000 | $120,000 |
| Unverifiable Information | 3 | $511,000 | $170,000 | $196,000 | $57,000 | $77,000 |
| Credit Application Incomplete | 2 | $442,000 | $221,000 | $378,000 | $44,000 | $66,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $50,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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