Agfirst Farm Credit Bank Mortgage Lending & HMDA Data, 2019

In 2019, Agfirst Farm Credit Bank of Columbia, SC reported 2,813 mortgage applications totaling $734.2 million, up 5% from 2018. The average application was for $260,986, and applicants reported an average income of $111,297. 85% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (153), Winston-Salem, NC (139) and Atlanta-Sandy Springs-Roswell, GA (112) (applications in parentheses).

Mortgage Company & Address Agfirst Farm Credit Bank
1901 Main Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,813
Total Mortgage Loan Application Amount $734,155,000
Average Mortgage Loan Application Amount $260,986
Highest Mortgage Loan Application Amount $1,205,000
Average Applicant Income $111,297
Highest Applicant Income $1,720,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Agfirst Farm Credit Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Agfirst Farm Credit Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Guilford, North Carolina 50 $ 14,430,000 $ 288,600 $ 132,000
Cleveland, North Carolina 48 $ 13,670,000 $ 284,791 $ 122,000
Alamance, North Carolina 42 $ 11,410,000 $ 271,666 $ 128,000
Davidson, North Carolina 41 $ 10,075,000 $ 245,731 $ 104,000
Rowan, North Carolina 39 $ 10,755,000 $ 275,769 $ 104,000
Bulloch, Georgia 35 $ 8,025,000 $ 229,285 $ 96,000
Rockingham, North Carolina 34 $ 7,140,000 $ 210,000 $ 89,000
Anderson, South Carolina 32 $ 8,150,000 $ 254,687 $ 109,000
Yadkin, North Carolina 30 $ 7,260,000 $ 242,000 $ 94,000
St. Mary's, Maryland 29 $ 10,695,000 $ 368,793 $ 146,000
Stokes, North Carolina 27 $ 7,165,000 $ 265,370 $ 172,000
Randolph, North Carolina 26 $ 6,390,000 $ 245,769 $ 103,000
Spartanburg, South Carolina 25 $ 7,815,000 $ 312,600 $ 117,000
Appling, Georgia 22 $ 3,980,000 $ 180,909 $ 115,000
Carroll, Georgia 22 $ 6,040,000 $ 274,545 $ 111,000
Union, North Carolina 22 $ 7,320,000 $ 332,727 $ 125,000
Laurens, South Carolina 22 $ 5,770,000 $ 262,272 $ 91,000
Lexington, South Carolina 22 $ 5,560,000 $ 252,727 $ 94,000
Marshall, Kentucky 21 $ 4,035,000 $ 192,142 $ 92,000
Catawba, North Carolina 21 $ 5,165,000 $ 245,952 $ 84,000
Forsyth, North Carolina 21 $ 5,405,000 $ 257,380 $ 102,000
Iredell, North Carolina 21 $ 4,555,000 $ 216,904 $ 93,000
Buncombe, North Carolina 20 $ 4,920,000 $ 246,000 $ 99,000
Davie, North Carolina 20 $ 5,860,000 $ 293,000 $ 106,000
Wilkes, North Carolina 19 $ 3,225,000 $ 169,736 $ 87,000
Aiken, South Carolina 19 $ 4,135,000 $ 217,631 $ 86,000
Greenville, South Carolina 19 $ 5,745,000 $ 302,368 $ 110,000
Shenandoah, Virginia 19 $ 5,215,000 $ 274,473 $ 111,000
Frederick, Maryland 18 $ 6,870,000 $ 381,666 $ 141,000
Caldwell, North Carolina 18 $ 3,470,000 $ 192,777 $ 92,000
Chatham, North Carolina 18 $ 5,930,000 $ 329,444 $ 125,000
Moore, North Carolina 18 $ 4,900,000 $ 272,222 $ 100,000
Orange, North Carolina 18 $ 5,930,000 $ 329,444 $ 144,000
Surry, North Carolina 18 $ 4,860,000 $ 270,000 $ 124,000
Marion, Florida 17 $ 4,175,000 $ 245,588 $ 124,000
Montgomery, Georgia 17 $ 3,385,000 $ 199,117 $ 107,000
Gaston, North Carolina 17 $ 4,555,000 $ 267,941 $ 115,000
Person, North Carolina 16 $ 3,460,000 $ 216,250 $ 83,000
Madison, North Carolina 15 $ 3,435,000 $ 229,000 $ 98,000
Berkeley, South Carolina 15 $ 4,955,000 $ 330,333 $ 113,000
York, South Carolina 15 $ 4,895,000 $ 326,333 $ 150,000
Frederick, Virginia 15 $ 3,835,000 $ 255,666 $ 77,000
Berkeley, West Virginia 15 $ 2,615,000 $ 174,333 $ 77,000
Pike, Georgia 14 $ 4,180,000 $ 298,571 $ 113,000
Sussex, Delaware 13 $ 4,085,000 $ 314,230 $ 130,000
Polk, Florida 13 $ 3,095,000 $ 238,076 $ 104,000
Coffee, Georgia 13 $ 2,315,000 $ 178,076 $ 103,000
Macon, North Carolina 13 $ 2,645,000 $ 203,461 $ 124,000
Newberry, South Carolina 13 $ 3,625,000 $ 278,846 $ 112,000
Hillsborough, Florida 12 $ 2,990,000 $ 249,166 $ 92,000
Jefferson, Florida 12 $ 2,380,000 $ 198,333 $ 128,000
Upson, Georgia 12 $ 2,370,000 $ 197,500 $ 119,000
Washington, Kentucky 12 $ 2,630,000 $ 219,166 $ 97,000
Burke, North Carolina 12 $ 3,260,000 $ 271,666 $ 97,000
Caswell, North Carolina 12 $ 2,940,000 $ 245,000 $ 95,000
Dorchester, South Carolina 12 $ 3,050,000 $ 254,166 $ 108,000
Hamilton, Tennessee 12 $ 3,650,000 $ 304,166 $ 130,000
Floyd, Virginia 12 $ 3,240,000 $ 270,000 $ 79,000
Kent, Delaware 11 $ 2,595,000 $ 235,909 $ 93,000
Harris, Georgia 11 $ 4,125,000 $ 375,000 $ 132,000
Morgan, Georgia 11 $ 3,805,000 $ 345,909 $ 118,000
Cabarrus, North Carolina 11 $ 3,755,000 $ 341,363 $ 149,000
Haywood, North Carolina 11 $ 3,085,000 $ 280,454 $ 107,000
Lancaster, South Carolina 11 $ 2,615,000 $ 237,727 $ 75,000
Augusta, Virginia 11 $ 2,815,000 $ 255,909 $ 88,000
Rockingham, Virginia 11 $ 2,435,000 $ 221,363 $ 65,000
Putnam, Florida 10 $ 2,200,000 $ 220,000 $ 126,000
Candler, Georgia 10 $ 1,830,000 $ 183,000 $ 87,000
Toombs, Georgia 10 $ 1,520,000 $ 152,000 $ 89,000
Graves, Kentucky 10 $ 1,450,000 $ 145,000 $ 77,000
Marion, Kentucky 10 $ 1,990,000 $ 199,000 $ 76,000
Calvert, Maryland 10 $ 3,030,000 $ 303,000 $ 75,000
Charles, Maryland 10 $ 2,990,000 $ 299,000 $ 100,000
Alexander, North Carolina 10 $ 2,170,000 $ 217,000 $ 88,000
Pickens, South Carolina 10 $ 2,880,000 $ 288,000 $ 116,000
Saluda, South Carolina 10 $ 3,130,000 $ 313,000 $ 150,000
McMinn, Tennessee 10 $ 1,850,000 $ 185,000 $ 78,000
Rhea, Tennessee 10 $ 2,210,000 $ 221,000 $ 85,000
Alachua, Florida 9 $ 2,995,000 $ 332,777 $ 131,000
Columbia, Florida 9 $ 1,975,000 $ 219,444 $ 106,000
DeSoto, Florida 9 $ 1,635,000 $ 181,666 $ 67,000
Gilchrist, Florida 9 $ 2,185,000 $ 242,777 $ 135,000
Lake, Florida 9 $ 2,765,000 $ 307,222 $ 127,000
Carlisle, Kentucky 9 $ 2,095,000 $ 232,777 $ 174,000
Mercer, Kentucky 9 $ 2,305,000 $ 256,111 $ 95,000
Washington, Maryland 9 $ 2,635,000 $ 292,777 $ 103,000
Rutherford, North Carolina 9 $ 2,125,000 $ 236,111 $ 88,000
Stanly, North Carolina 9 $ 2,215,000 $ 246,111 $ 113,000
Swain, North Carolina 9 $ 2,345,000 $ 260,555 $ 86,000
Chester, Pennsylvania 9 $ 2,675,000 $ 297,222 $ 118,000
Lancaster, Pennsylvania 9 $ 2,255,000 $ 250,555 $ 86,000
Oconee, South Carolina 9 $ 2,185,000 $ 242,777 $ 100,000
Jackson, West Virginia 9 $ 1,525,000 $ 169,444 $ 91,000
Screven, Georgia 8 $ 2,180,000 $ 272,500 $ 116,000
Tattnall, Georgia 8 $ 1,620,000 $ 202,500 $ 181,000
Walton, Georgia 8 $ 4,160,000 $ 520,000 $ 259,000
McCracken, Kentucky 8 $ 1,660,000 $ 207,500 $ 173,000
Baltimore, Maryland 8 $ 3,460,000 $ 432,500 $ 171,000
Ashe, North Carolina 8 $ 1,940,000 $ 242,500 $ 118,000
Henderson, North Carolina 8 $ 1,890,000 $ 236,250 $ 116,000
Fairfield, South Carolina 8 $ 2,760,000 $ 345,000 $ 169,000
Kershaw, South Carolina 8 $ 1,680,000 $ 210,000 $ 86,000
Orangeburg, South Carolina 8 $ 1,810,000 $ 226,250 $ 88,000
Bradley, Tennessee 8 $ 1,750,000 $ 218,750 $ 89,000
Clay, Florida 7 $ 1,535,000 $ 219,285 $ 94,000
Hardee, Florida 7 $ 1,815,000 $ 259,285 $ 100,000
Santa Rosa, Florida 7 $ 2,005,000 $ 286,428 $ 93,000
Coweta, Georgia 7 $ 2,095,000 $ 299,285 $ 94,000
Jasper, Georgia 7 $ 1,615,000 $ 230,714 $ 121,000
Laurens, Georgia 7 $ 1,465,000 $ 209,285 $ 114,000
Spalding, Georgia 7 $ 1,995,000 $ 285,000 $ 107,000
Durham, North Carolina 7 $ 2,295,000 $ 327,857 $ 162,000
Lincoln, North Carolina 7 $ 1,375,000 $ 196,428 $ 91,000
Abbeville, South Carolina 7 $ 1,745,000 $ 249,285 $ 81,000
Charleston, South Carolina 7 $ 2,725,000 $ 389,285 $ 127,000
Colleton, South Carolina 7 $ 2,165,000 $ 309,285 $ 127,000
Bledsoe, Tennessee 7 $ 1,575,000 $ 225,000 $ 85,000
Albemarle, Virginia 7 $ 2,315,000 $ 330,714 $ 133,000
Carroll, Virginia 7 $ 1,345,000 $ 192,142 $ 83,000
Halifax, Virginia 7 $ 1,535,000 $ 219,285 $ 104,000
Pittsylvania, Virginia 7 $ 645,000 $ 92,142 $ 51,000
Warren, Virginia 7 $ 1,925,000 $ 275,000 $ 153,000
Jefferson, West Virginia 7 $ 1,785,000 $ 255,000 $ 113,000
Levy, Florida 6 $ 1,240,000 $ 206,666 $ 155,000
Pasco, Florida 6 $ 2,210,000 $ 368,333 $ 144,000
Bacon, Georgia 6 $ 820,000 $ 136,666 $ 89,000
Lamar, Georgia 6 $ 1,150,000 $ 191,666 $ 83,000
Meriwether, Georgia 6 $ 1,320,000 $ 220,000 $ 107,000
Newton, Georgia 6 $ 2,020,000 $ 336,666 $ 166,000
Ballard, Kentucky 6 $ 1,060,000 $ 176,666 $ 100,000
Scott, Kentucky 6 $ 1,600,000 $ 266,666 $ 96,000
Carroll, Maryland 6 $ 1,700,000 $ 283,333 $ 94,000
Harford, Maryland 6 $ 2,010,000 $ 335,000 $ 160,000
Harnett, North Carolina 6 $ 1,300,000 $ 216,666 $ 63,000
Watauga, North Carolina 6 $ 1,810,000 $ 301,666 $ 138,000
Yancey, North Carolina 6 $ 1,230,000 $ 205,000 $ 61,000
Greenwood, South Carolina 6 $ 1,520,000 $ 253,333 $ 101,000
Franklin, Virginia 6 $ 1,970,000 $ 328,333 $ 122,000
Hardy, West Virginia 6 $ 1,210,000 $ 201,666 $ 104,000
Calhoun, Florida 5 $ 715,000 $ 143,000 $ 89,000
Gadsden, Florida 5 $ 1,265,000 $ 253,000 $ 146,000
Highlands, Florida 5 $ 1,285,000 $ 257,000 $ 117,000
Manatee, Florida 5 $ 1,625,000 $ 325,000 $ 90,000
Nassau, Florida 5 $ 1,845,000 $ 369,000 $ 135,000
Okaloosa, Florida 5 $ 1,155,000 $ 231,000 $ 98,000
Brantley, Georgia 5 $ 965,000 $ 193,000 $ 96,000
Heard, Georgia 5 $ 1,165,000 $ 233,000 $ 104,000
Pierce, Georgia 5 $ 1,005,000 $ 201,000 $ 168,000
Anderson, Kentucky 5 $ 1,445,000 $ 289,000 $ 91,000
Franklin, Kentucky 5 $ 1,325,000 $ 265,000 $ 91,000
Lincoln, Kentucky 5 $ 1,185,000 $ 237,000 $ 79,000
Caroline, Maryland 5 $ 1,115,000 $ 223,000 $ 107,000
Wicomico, Maryland 5 $ 995,000 $ 199,000 $ 133,000
Cumberland, North Carolina 5 $ 1,505,000 $ 301,000 $ 163,000
Granville, North Carolina 5 $ 1,315,000 $ 263,000 $ 92,000
Jackson, North Carolina 5 $ 1,285,000 $ 257,000 $ 82,000
McDowell, North Carolina 5 $ 1,085,000 $ 217,000 $ 188,000
Chester, South Carolina 5 $ 1,305,000 $ 261,000 $ 130,000
Richland, South Carolina 5 $ 1,305,000 $ 261,000 $ 134,000
Lubbock, Texas 5 $ 1,525,000 $ 305,000 $ 138,000
Bedford, Virginia 5 $ 1,135,000 $ 227,000 $ 82,000
Botetourt, Virginia 5 $ 1,135,000 $ 227,000 $ 87,000
Culpeper, Virginia 5 $ 2,005,000 $ 401,000 $ 138,000
Dinwiddie, Virginia 5 $ 1,095,000 $ 219,000 $ 98,000
Madison, Virginia 5 $ 1,295,000 $ 259,000 $ 89,000
Nelson, Virginia 5 $ 1,135,000 $ 227,000 $ 106,000
Suffolk, Virginia 5 $ 1,705,000 $ 341,000 $ 114,000
Hampshire, West Virginia 5 $ 845,000 $ 169,000 $ 86,000
Morgan, West Virginia 5 $ 1,155,000 $ 231,000 $ 76,000
Wood, West Virginia 5 $ 1,015,000 $ 203,000 $ 85,000
Suwannee, Florida 4 $ 970,000 $ 242,500 $ 84,000
Union, Florida 4 $ 920,000 $ 230,000 $ 96,000
Volusia, Florida 4 $ 1,310,000 $ 327,500 $ 199,000
Atkinson, Georgia 4 $ 1,110,000 $ 277,500 $ 103,000
Bryan, Georgia 4 $ 730,000 $ 182,500 $ 94,000
Haralson, Georgia 4 $ 960,000 $ 240,000 $ 98,000
Monroe, Georgia 4 $ 1,650,000 $ 412,500 $ 144,000
Talbot, Georgia 4 $ 1,070,000 $ 267,500 $ 135,000
Wayne, Georgia 4 $ 790,000 $ 197,500 $ 108,000
Garrard, Kentucky 4 $ 610,000 $ 152,500 $ 59,000
Anne Arundel, Maryland 4 $ 1,360,000 $ 340,000 $ 190,000
Kent, Maryland 4 $ 900,000 $ 225,000 $ 115,000
Worcester, Maryland 4 $ 990,000 $ 247,500 $ 123,000
Alleghany, North Carolina 4 $ 390,000 $ 97,500 $ 43,000
Montgomery, North Carolina 4 $ 740,000 $ 185,000 $ 124,000
Calhoun, South Carolina 4 $ 630,000 $ 157,500 $ 112,000
Polk, Tennessee 4 $ 940,000 $ 235,000 $ 59,000
Sequatchie, Tennessee 4 $ 1,060,000 $ 265,000 $ 156,000
Erath, Texas 4 $ 950,000 $ 237,500 $ 123,000
Hill, Texas 4 $ 1,240,000 $ 310,000 $ 195,000
Williamson, Texas 4 $ 2,000,000 $ 500,000 $ 212,000
Amelia, Virginia 4 $ 1,070,000 $ 267,500 $ 120,000
Orange, Virginia 4 $ 1,100,000 $ 275,000 $ 160,000
Southampton, Virginia 4 $ 1,000,000 $ 250,000 $ 88,000
Wythe, Virginia 4 $ 940,000 $ 235,000 $ 82,000
New Castle, Delaware 3 $ 795,000 $ 265,000 $ 115,000
Dixie, Florida 3 $ 655,000 $ 218,333 $ 95,000
Flagler, Florida 3 $ 995,000 $ 331,666 $ 140,000
Hernando, Florida 3 $ 655,000 $ 218,333 $ 165,000
Jackson, Florida 3 $ 335,000 $ 111,666 $ 42,000
Liberty, Florida 3 $ 605,000 $ 201,666 $ 98,000
Sumter, Florida 3 $ 725,000 $ 241,666 $ 99,000
Washington, Florida 3 $ 695,000 $ 231,666 $ 100,000
Camden, Georgia 3 $ 395,000 $ 131,666 $ 89,000
Effingham, Georgia 3 $ 615,000 $ 205,000 $ 90,000
Jeff Davis, Georgia 3 $ 565,000 $ 188,333 $ 113,000
Oconee, Georgia 3 $ 1,155,000 $ 385,000 $ 269,000
Treutlen, Georgia 3 $ 255,000 $ 85,000 $ 88,000
Ware, Georgia 3 $ 405,000 $ 135,000 $ 60,000
Bourbon, Kentucky 3 $ 1,045,000 $ 348,333 $ 92,000
Calloway, Kentucky 3 $ 345,000 $ 115,000 $ 69,000
Clark, Kentucky 3 $ 765,000 $ 255,000 $ 118,000
Harrison, Kentucky 3 $ 905,000 $ 301,666 $ 101,000
Hickman, Kentucky 3 $ 405,000 $ 135,000 $ 70,000
Dorchester, Maryland 3 $ 735,000 $ 245,000 $ 127,000
Anson, North Carolina 3 $ 685,000 $ 228,333 $ 126,000
Duplin, North Carolina 3 $ 745,000 $ 248,333 $ 117,000
Mitchell, North Carolina 3 $ 645,000 $ 215,000 $ 197,000
Adams, Pennsylvania 3 $ 895,000 $ 298,333 $ 142,000
Barnwell, South Carolina 3 $ 715,000 $ 238,333 $ 107,000
Cherokee, South Carolina 3 $ 1,215,000 $ 405,000 $ 143,000
Chesterfield, South Carolina 3 $ 575,000 $ 191,666 $ 78,000
Edgefield, South Carolina 3 $ 575,000 $ 191,666 $ 57,000
Jasper, South Carolina 3 $ 785,000 $ 261,666 $ 244,000
Marion, Tennessee 3 $ 665,000 $ 221,666 $ 113,000
Meigs, Tennessee 3 $ 435,000 $ 145,000 $ 90,000
Gaines, Texas 3 $ 555,000 $ 185,000 $ 42,000
Amherst, Virginia 3 $ 715,000 $ 238,333 $ 106,000
Clarke, Virginia 3 $ 1,375,000 $ 458,333 $ 235,000
Fauquier, Virginia 3 $ 1,055,000 $ 351,666 $ 113,000
Goochland, Virginia 3 $ 1,165,000 $ 388,333 $ 176,000
Hanover, Virginia 3 $ 535,000 $ 178,333 $ 76,000
Isle of Wight, Virginia 3 $ 985,000 $ 328,333 $ 129,000
King and Queen, Virginia 3 $ 845,000 $ 281,666 $ 67,000
Loudoun, Virginia 3 $ 1,115,000 $ 371,666 $ 253,000
Louisa, Virginia 3 $ 475,000 $ 158,333 $ 71,000
Montgomery, Virginia 3 $ 755,000 $ 251,666 $ 187,000
Page, Virginia 3 $ 705,000 $ 235,000 $ 90,000
Patrick, Virginia 3 $ 735,000 $ 245,000 $ 138,000
Rockbridge, Virginia 3 $ 935,000 $ 311,666 $ 105,000
Surry, Virginia 3 $ 745,000 $ 248,333 $ 268,000
Virginia Beach, Virginia 3 $ 1,145,000 $ 381,666 $ 93,000
Morgan, Alabama 2 $ 520,000 $ 260,000 $ 122,000
Greene, Arkansas 2 $ 400,000 $ 200,000 $ 88,000
Bradford, Florida 2 $ 300,000 $ 150,000 $ 51,000
Citrus, Florida 2 $ 360,000 $ 180,000 $ 64,000
Collier, Florida 2 $ 360,000 $ 180,000 $ 53,000
Escambia, Florida 2 $ 670,000 $ 335,000 $ 120,000
Glades, Florida 2 $ 520,000 $ 260,000 $ 86,000
Madison, Florida 2 $ 330,000 $ 165,000 $ 63,000
Okeechobee, Florida 2 $ 490,000 $ 245,000 $ 143,000
St. Johns, Florida 2 $ 930,000 $ 465,000 $ 226,000
Taylor, Florida 2 $ 290,000 $ 145,000 $ 49,000
Butts, Georgia 2 $ 690,000 $ 345,000 $ 155,000
Clarke, Georgia 2 $ 1,090,000 $ 545,000 $ 192,000
Colquitt, Georgia 2 $ 500,000 $ 250,000 $ 121,000
Emanuel, Georgia 2 $ 450,000 $ 225,000 $ 97,000
Evans, Georgia 2 $ 600,000 $ 300,000 $ 106,000
Greene, Georgia 2 $ 760,000 $ 380,000 $ 157,000
Hancock, Georgia 2 $ 470,000 $ 235,000 $ 126,000
Henry, Georgia 2 $ 670,000 $ 335,000 $ 98,000
Jenkins, Georgia 2 $ 650,000 $ 325,000 $ 122,000
Long, Georgia 2 $ 260,000 $ 130,000 $ 117,000
Madison, Georgia 2 $ 580,000 $ 290,000 $ 67,000
Troup, Georgia 2 $ 670,000 $ 335,000 $ 144,000
Livingston, Kentucky 2 $ 500,000 $ 250,000 $ 123,000
Nelson, Kentucky 2 $ 400,000 $ 200,000 $ 70,000
Howard, Maryland 2 $ 1,020,000 $ 510,000 $ 237,000
Montgomery, Maryland 2 $ 730,000 $ 365,000 $ 145,000
Prince George's, Maryland 2 $ 470,000 $ 235,000 $ 94,000
Queen Anne's, Maryland 2 $ 460,000 $ 230,000 $ 63,000
Eddy, New Mexico 2 $ 250,000 $ 125,000 $ 90,000
Genesee, New York 2 $ 350,000 $ 175,000 $ 142,000
Cherokee, North Carolina 2 $ 280,000 $ 140,000 $ 65,000
Gates, North Carolina 2 $ 360,000 $ 180,000 $ 54,000
Mecklenburg, North Carolina 2 $ 500,000 $ 250,000 $ 119,000
Polk, North Carolina 2 $ 720,000 $ 360,000 $ 158,000
Richmond, North Carolina 2 $ 390,000 $ 195,000 $ 107,000
Sampson, North Carolina 2 $ 590,000 $ 295,000 $ 118,000
Wayne, North Carolina 2 $ 360,000 $ 180,000 $ 142,000
Cumberland, Pennsylvania 2 $ 650,000 $ 325,000 $ 82,000
Franklin, Pennsylvania 2 $ 520,000 $ 260,000 $ 65,000
Lebanon, Pennsylvania 2 $ 530,000 $ 265,000 $ 113,000
Schuylkill, Pennsylvania 2 $ 510,000 $ 255,000 $ 109,000
Allendale, South Carolina 2 $ 310,000 $ 155,000 $ 126,000
Bamberg, South Carolina 2 $ 380,000 $ 190,000 $ 58,000
Beaufort, South Carolina 2 $ 820,000 $ 410,000 $ 129,000
Union, South Carolina 2 $ 210,000 $ 105,000 $ 37,000
Loudon, Tennessee 2 $ 390,000 $ 195,000 $ 76,000
Monroe, Tennessee 2 $ 560,000 $ 280,000 $ 83,000
Grimes, Texas 2 $ 480,000 $ 240,000 $ 125,000
Henderson, Texas 2 $ 310,000 $ 155,000 $ 73,000
Lee, Texas 2 $ 510,000 $ 255,000 $ 81,000
Leon, Texas 2 $ 290,000 $ 145,000 $ 112,000
Live Oak, Texas 2 $ 1,150,000 $ 575,000 $ 211,000
Lynn, Texas 2 $ 330,000 $ 165,000 $ 119,000
Madison, Texas 2 $ 1,140,000 $ 570,000 $ 542,000
Medina, Texas 2 $ 400,000 $ 200,000 $ 77,000
Navarro, Texas 2 $ 450,000 $ 225,000 $ 83,000
Rusk, Texas 2 $ 170,000 $ 85,000 $ 51,000
Walker, Texas 2 $ 570,000 $ 285,000 $ 136,000
Bland, Virginia 2 $ 430,000 $ 215,000 $ 98,000
Cumberland, Virginia 2 $ 370,000 $ 185,000 $ 172,000
Grayson, Virginia 2 $ 380,000 $ 190,000 $ 145,000
New Kent, Virginia 2 $ 510,000 $ 255,000 $ 37,000
Nottoway, Virginia 2 $ 400,000 $ 200,000 $ 0
Roanoke, Virginia 2 $ 370,000 $ 185,000 $ 68,000
Scott, Virginia 2 $ 280,000 $ 140,000 $ 81,000
Washington, Virginia 2 $ 320,000 $ 160,000 $ 109,000
Barbour, West Virginia 2 $ 600,000 $ 300,000 $ 154,000
Greenbrier, West Virginia 2 $ 220,000 $ 110,000 $ 65,000
Pendleton, West Virginia 2 $ 530,000 $ 265,000 $ 87,000
Baldwin, Alabama 1 $ 255,000 $ 255,000 $ 67,000
Blount, Alabama 1 $ 115,000 $ 115,000 $ 76,000
Coosa, Alabama 1 $ 285,000 $ 285,000 $ 126,000
Elmore, Alabama 1 $ 465,000 $ 465,000 $ 162,000
Jefferson, Alabama 1 $ 275,000 $ 275,000 $ 106,000
Walker, Alabama 1 $ 105,000 $ 105,000 $ 67,000
Craighead, Arkansas 1 $ 135,000 $ 135,000 $ 80,000
Crittenden, Arkansas 1 $ 215,000 $ 215,000 $ 212,000
St. Francis, Arkansas 1 $ 265,000 $ 265,000 $ 126,000
Baker, Florida 1 $ 335,000 $ 335,000 $ 73,000
Bay, Florida 1 $ 105,000 $ 105,000 $ 31,000
Brevard, Florida 1 $ 125,000 $ 125,000 $ 92,000
Charlotte, Florida 1 $ 265,000 $ 265,000 $ 91,000
Hendry, Florida 1 $ 185,000 $ 185,000 $ 101,000
Indian River, Florida 1 $ 305,000 $ 305,000 $ 98,000
Lee, Florida 1 $ 175,000 $ 175,000 $ 66,000
Leon, Florida 1 $ 145,000 $ 145,000 $ 51,000
Orange, Florida 1 $ 485,000 $ 485,000 $ 173,000
Osceola, Florida 1 $ 415,000 $ 415,000 $ 185,000
Seminole, Florida 1 $ 485,000 $ 485,000 $ 398,000
Wakulla, Florida 1 $ 315,000 $ 315,000 $ 91,000
Baldwin, Georgia 1 $ 115,000 $ 115,000 $ 60,000
Berrien, Georgia 1 $ 75,000 $ 75,000 $ 43,000
Burke, Georgia 1 $ 75,000 $ 75,000 $ 57,000
Charlton, Georgia 1 $ 195,000 $ 195,000 $ 124,000
Clinch, Georgia 1 $ 145,000 $ 145,000 $ 111,000
Cook, Georgia 1 $ 75,000 $ 75,000 $ 81,000
DeKalb, Georgia 1 $ 425,000 $ 425,000 $ 113,000
Douglas, Georgia 1 $ 485,000 $ 485,000 $ 74,000
Early, Georgia 1 $ 625,000 $ 625,000 $ 174,000
Franklin, Georgia 1 $ 255,000 $ 255,000 $ 71,000
Fulton, Georgia 1 $ 755,000 $ 755,000 $ 119,000
Gilmer, Georgia 1 $ 485,000 $ 485,000 $ 232,000
Glynn, Georgia 1 $ 235,000 $ 235,000 $ 79,000
Gordon, Georgia 1 $ 175,000 $ 175,000 $ 100,000
Gwinnett, Georgia 1 $ 355,000 $ 355,000 $ 87,000
Irwin, Georgia 1 $ 245,000 $ 245,000 $ 61,000
Lee, Georgia 1 $ 185,000 $ 185,000 $ 54,000
Muscogee, Georgia 1 $ 395,000 $ 395,000 $ 96,000
Pickens, Georgia 1 $ 245,000 $ 245,000 $ 75,000
Putnam, Georgia 1 $ 325,000 $ 325,000 $ 165,000
Tift, Georgia 1 $ 235,000 $ 235,000 $ 122,000
Twiggs, Georgia 1 $ 185,000 $ 185,000 $ 76,000
Walker, Georgia 1 $ 175,000 $ 175,000 $ 64,000
Washington, Georgia 1 $ 455,000 $ 455,000 $ 252,000
Whitfield, Georgia 1 $ 335,000 $ 335,000 $ 150,000
Wilcox, Georgia 1 $ 235,000 $ 235,000 $ 290,000
Adair, Kentucky 1 $ 305,000 $ 305,000 $ 120,000
Fayette, Kentucky 1 $ 305,000 $ 305,000 $ 93,000
Fulton, Kentucky 1 $ 45,000 $ 45,000 $ 57,000
Hardin, Kentucky 1 $ 485,000 $ 485,000 $ 319,000
Jefferson, Kentucky 1 $ 485,000 $ 485,000 $ 201,000
Jessamine, Kentucky 1 $ 125,000 $ 125,000 $ 213,000
Madison, Kentucky 1 $ 175,000 $ 175,000 $ 57,000
Nicholas, Kentucky 1 $ 175,000 $ 175,000 $ 67,000
Shelby, Kentucky 1 $ 295,000 $ 295,000 $ 166,000
Taylor, Kentucky 1 $ 455,000 $ 455,000 $ 171,000
Woodford, Kentucky 1 $ 245,000 $ 245,000 $ 68,000
Franklin, Louisiana 1 $ 335,000 $ 335,000 $ 141,000
Madison, Louisiana 1 $ 205,000 $ 205,000 $ 58,000
Tensas, Louisiana 1 $ 375,000 $ 375,000 $ 278,000
Cecil, Maryland 1 $ 395,000 $ 395,000 $ 110,000
Garrett, Maryland 1 $ 145,000 $ 145,000 $ 83,000
Talbot, Maryland 1 $ 445,000 $ 445,000 $ 95,000
Amite, Mississippi 1 $ 305,000 $ 305,000 $ 152,000
Madison, Mississippi 1 $ 205,000 $ 205,000 $ 112,000
Scott, Mississippi 1 $ 345,000 $ 345,000 $ 162,000
Tate, Mississippi 1 $ 125,000 $ 125,000 $ 126,000
Tishomingo, Mississippi 1 $ 185,000 $ 185,000 $ 85,000
Gloucester, New Jersey 1 $ 255,000 $ 255,000 $ 94,000
Dona Ana, New Mexico 1 $ 335,000 $ 335,000 $ 0
Lincoln, New Mexico 1 $ 125,000 $ 125,000 $ 52,000
Quay, New Mexico 1 $ 305,000 $ 305,000 $ 928,000
Union, New Mexico 1 $ 335,000 $ 335,000 $ 316,000
Herkimer, New York 1 $ 105,000 $ 105,000 $ 54,000
Madison, New York 1 $ 85,000 $ 85,000 $ 45,000
Montgomery, New York 1 $ 105,000 $ 105,000 $ 86,000
Niagara, New York 1 $ 65,000 $ 65,000 $ 46,000
Orleans, New York 1 $ 125,000 $ 125,000 $ 49,000
Oswego, New York 1 $ 125,000 $ 125,000 $ 92,000
Rensselaer, New York 1 $ 265,000 $ 265,000 $ 70,000
Bladen, North Carolina 1 $ 145,000 $ 145,000 $ 120,000
Brunswick, North Carolina 1 $ 95,000 $ 95,000 $ 163,000
Carteret, North Carolina 1 $ 105,000 $ 105,000 $ 108,000
Edgecombe, North Carolina 1 $ 155,000 $ 155,000 $ 95,000
Halifax, North Carolina 1 $ 265,000 $ 265,000 $ 149,000
Lee, North Carolina 1 $ 235,000 $ 235,000 $ 79,000
Transylvania, North Carolina 1 $ 105,000 $ 105,000 $ 46,000
Hancock, Ohio 1 $ 115,000 $ 115,000 $ 136,000
Hardin, Ohio 1 $ 115,000 $ 115,000 $ 56,000
Henry, Ohio 1 $ 275,000 $ 275,000 $ 130,000
Logan, Ohio 1 $ 195,000 $ 195,000 $ 49,000
Lorain, Ohio 1 $ 115,000 $ 115,000 $ 42,000
Morrow, Ohio 1 $ 345,000 $ 345,000 $ 127,000
Berks, Pennsylvania 1 $ 255,000 $ 255,000 $ 91,000
Fulton, Pennsylvania 1 $ 195,000 $ 195,000 $ 90,000
Florence, South Carolina 1 $ 395,000 $ 395,000 $ 120,000
Hampton, South Carolina 1 $ 385,000 $ 385,000 $ 83,000
Marlboro, South Carolina 1 $ 405,000 $ 405,000 $ 216,000
Cumberland, Tennessee 1 $ 205,000 $ 205,000 $ 103,000
Atascosa, Texas 1 $ 265,000 $ 265,000 $ 83,000
Burnet, Texas 1 $ 365,000 $ 365,000 $ 160,000
Callahan, Texas 1 $ 205,000 $ 205,000 $ 130,000
Chambers, Texas 1 $ 215,000 $ 215,000 $ 170,000
Cochran, Texas 1 $ 105,000 $ 105,000 $ 153,000
Collingsworth, Texas 1 $ 455,000 $ 455,000 $ 148,000
Comal, Texas 1 $ 295,000 $ 295,000 $ 102,000
Concho, Texas 1 $ 105,000 $ 105,000 $ 128,000
Fannin, Texas 1 $ 575,000 $ 575,000 $ 226,000
Goliad, Texas 1 $ 355,000 $ 355,000 $ 77,000
Gonzales, Texas 1 $ 295,000 $ 295,000 $ 136,000
Guadalupe, Texas 1 $ 185,000 $ 185,000 $ 50,000
Hamilton, Texas 1 $ 195,000 $ 195,000 $ 62,000
Hidalgo, Texas 1 $ 225,000 $ 225,000 $ 124,000
Hockley, Texas 1 $ 55,000 $ 55,000 $ 166,000
Irion, Texas 1 $ 335,000 $ 335,000 $ 83,000
Jack, Texas 1 $ 225,000 $ 225,000 $ 104,000
Jefferson, Texas 1 $ 235,000 $ 235,000 $ 74,000
Johnson, Texas 1 $ 145,000 $ 145,000 $ 37,000
Lamb, Texas 1 $ 95,000 $ 95,000 $ 36,000
Martin, Texas 1 $ 755,000 $ 755,000 $ 382,000
Montague, Texas 1 $ 395,000 $ 395,000 $ 137,000
Nacogdoches, Texas 1 $ 255,000 $ 255,000 $ 149,000
Ochiltree, Texas 1 $ 115,000 $ 115,000 $ 36,000
Palo Pinto, Texas 1 $ 385,000 $ 385,000 $ 93,000
Parker, Texas 1 $ 245,000 $ 245,000 $ 93,000
Randall, Texas 1 $ 115,000 $ 115,000 $ 155,000
Red River, Texas 1 $ 175,000 $ 175,000 $ 54,000
San Augustine, Texas 1 $ 85,000 $ 85,000 $ 133,000
Shelby, Texas 1 $ 105,000 $ 105,000 $ 72,000
Smith, Texas 1 $ 535,000 $ 535,000 $ 155,000
Travis, Texas 1 $ 505,000 $ 505,000 $ 282,000
Uvalde, Texas 1 $ 115,000 $ 115,000 $ 183,000
Van Zandt, Texas 1 $ 75,000 $ 75,000 $ 39,000
Waller, Texas 1 $ 475,000 $ 475,000 $ 258,000
Washington, Texas 1 $ 225,000 $ 225,000 $ 81,000
Wharton, Texas 1 $ 155,000 $ 155,000 $ 117,000
Wilson, Texas 1 $ 415,000 $ 415,000 $ 163,000
Wise, Texas 1 $ 165,000 $ 165,000 $ 0
Wood, Texas 1 $ 525,000 $ 525,000 $ 126,000
Alleghany, Virginia 1 $ 385,000 $ 385,000 $ 259,000
Appomattox, Virginia 1 $ 85,000 $ 85,000 $ 85,000
Brunswick, Virginia 1 $ 175,000 $ 175,000 $ 0
Buckingham, Virginia 1 $ 355,000 $ 355,000 $ 150,000
Charles City, Virginia 1 $ 335,000 $ 335,000 $ 89,000
Charlotte, Virginia 1 $ 285,000 $ 285,000 $ 0
Chesterfield, Virginia 1 $ 445,000 $ 445,000 $ 144,000
Craig, Virginia 1 $ 465,000 $ 465,000 $ 157,000
Essex, Virginia 1 $ 55,000 $ 55,000 $ 40,000
Fluvanna, Virginia 1 $ 275,000 $ 275,000 $ 55,000
Gloucester, Virginia 1 $ 275,000 $ 275,000 $ 106,000
Highland, Virginia 1 $ 125,000 $ 125,000 $ 277,000
Mecklenburg, Virginia 1 $ 275,000 $ 275,000 $ 103,000
Prince William, Virginia 1 $ 605,000 $ 605,000 $ 361,000
Richmond, Virginia 1 $ 145,000 $ 145,000 $ 0
Smyth, Virginia 1 $ 155,000 $ 155,000 $ 65,000
Wise, Virginia 1 $ 265,000 $ 265,000 $ 94,000
Cabell, West Virginia 1 $ 355,000 $ 355,000 $ 170,000
Kanawha, West Virginia 1 $ 225,000 $ 225,000 $ 84,000
Mercer, West Virginia 1 $ 345,000 $ 345,000 $ 62,000
Mineral, West Virginia 1 $ 355,000 $ 355,000 $ 76,000
Monongalia, West Virginia 1 $ 155,000 $ 155,000 $ 84,000
Putnam, West Virginia 1 $ 215,000 $ 215,000 $ 248,000
Randolph, West Virginia 1 $ 145,000 $ 145,000 $ 88,000

Mortgage Loan Application Detail Totals for Agfirst Farm Credit Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,159 $583,945,000 $270,000 $1,205,000 $112,000 $1,720,000
Cash-out Refinancing 385 $87,265,000 $226,000 $1,085,000 $106,000 $1,009,000
Refinancing 259 $61,035,000 $235,000 $965,000 $114,000 $601,000
Other Purpose 8 $1,760,000 $220,000 $335,000 $99,000 $166,000
Home Improvement 2 $150,000 $75,000 $85,000 $72,000 $85,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,541 $663,425,000 $261,000 $1,205,000 $112,000 $1,720,000
Not Provided 172 $46,700,000 $271,000 $605,000 $113,000 $454,000
Hispanic 37 $8,235,000 $222,000 $415,000 $82,000 $185,000
Black or African American 35 $9,205,000 $263,000 $755,000 $94,000 $286,000
Asian 16 $4,060,000 $253,000 $465,000 $95,000 $216,000
American Indian or Alaskan Native 9 $1,915,000 $212,000 $375,000 $104,000 $311,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,813 $734,155,000 $260,000 $1,205,000 $111,000 $1,720,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,381 $620,015,000 $260,000 $1,205,000 $112,000 $1,720,000
Application Denied By Financial Institution 275 $71,555,000 $260,000 $1,085,000 $106,000 $1,009,000
Application Withdrawn By Applicant 87 $21,445,000 $246,000 $605,000 $128,000 $712,000
Loan Purchased By The Institution 58 $18,180,000 $313,000 $485,000 $0 $0
Application Approved But Not Accepted 12 $2,960,000 $246,000 $425,000 $96,000 $189,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,538 $662,600,000 $261,000 $1,205,000 $112,000 $1,720,000
Collateral 134 $34,180,000 $255,000 $965,000 $114,000 $470,000
Debt-To-Income Ratio 62 $16,520,000 $266,000 $755,000 $75,000 $282,000
Credit Application Incomplete 30 $9,810,000 $327,000 $1,085,000 $169,000 $1,009,000
Credit History 21 $4,345,000 $206,000 $505,000 $82,000 $199,000
Other 15 $3,935,000 $262,000 $625,000 $98,000 $174,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,635,000 $233,000 $305,000 $70,000 $100,000
Unverifiable Information 6 $1,130,000 $188,000 $305,000 $60,000 $125,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Agfirst Farm Credit Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Agfirst Farm Credit Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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