Aig Federal Savings Bank Mortgage Lending & HMDA Data, 2006

In 2006, Aig Federal Savings Bank of Wilmington, DE reported 23,538 mortgage applications totaling $4.3 billion, down 87% from 2005. The average application was for $183,704, and applicants reported an average income of $78,585. 41% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (781), Washington-Arlington-Alexandria, DC-VA-MD-WV (662) and New York-White Plains-Wayne, NY-NJ (566) (applications in parentheses).

Mortgage Company & Address Aig Federal Savings Bank
600 N King Street, Suite 2
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,538
Total Mortgage Loan Application Amount $4,324,041,000
Average Mortgage Loan Application Amount $183,704
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $78,585
Highest Applicant Income $5,100,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aig Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Aig Federal Savings Bank by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville-Joliet, IL 781 $ 141,541,000 $ 181,230 $ 81,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 662 $ 175,777,000 $ 265,524 $ 90,087
New York-White Plains-Wayne, NY-NJ 566 $ 177,227,000 $ 313,121 $ 113,091
Atlanta-Sandy Springs-Marietta, GA 550 $ 80,110,000 $ 145,654 $ 74,000
Phoenix-Mesa-Scottsdale, AZ 540 $ 100,231,000 $ 185,612 $ 76,000
Los Angeles-Long Beach-Glendale, CA 509 $ 155,388,000 $ 305,280 $ 104,000
Miami-Miami Beach-Kendall, FL 460 $ 81,239,000 $ 176,606 $ 87,000
Baltimore-Towson, MD 456 $ 97,016,000 $ 212,754 $ 80,000
Nassau-Suffolk, NY 444 $ 131,753,000 $ 296,740 $ 111,000
Orlando-Kissimmee, FL 401 $ 69,270,000 $ 172,743 $ 79,000
Tampa-St. Petersburg-Clearwater, FL 388 $ 60,988,000 $ 157,185 $ 76,000
Riverside-San Bernardino-Ontario, CA 368 $ 91,279,000 $ 248,040 $ 89,000
Philadelphia, PA 346 $ 64,056,000 $ 185,132 $ 81,000
Virginia Beach-Norfolk-Newport News, VA-NC 328 $ 54,807,000 $ 167,094 $ 71,000
Providence-New Bedford-Fall River, RI-MA 320 $ 67,339,000 $ 210,434 $ 76,440
St. Louis, MO-IL 302 $ 42,354,000 $ 140,245 $ 63,784
Las Vegas-Paradise, NV 297 $ 65,256,000 $ 219,717 $ 84,000
Cleveland-Elyria-Mentor, OH 288 $ 39,038,000 $ 135,548 $ 68,000
Kansas City, MO-KS 271 $ 33,576,000 $ 123,896 $ 69,933
Hartford-West Hartford-East Hartford, CT 264 $ 48,290,000 $ 182,916 $ 71,000
Sacramento--Arden-Arcade--Roseville, CA 240 $ 59,283,000 $ 247,012 $ 86,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 237 $ 48,945,000 $ 206,518 $ 100,000
Warren-Troy-Farmington Hills, MI 232 $ 38,497,000 $ 165,935 $ 76,000
Portland-Vancouver-Beaverton, OR-WA 224 $ 42,577,000 $ 190,075 $ 82,285
Cincinnati-Middletown, OH-KY-IN 218 $ 33,575,000 $ 154,013 $ 64,229
Denver-Aurora, CO 211 $ 38,111,000 $ 180,620 $ 71,000
Minneapolis-St. Paul-Bloomington, MN-WI 208 $ 38,913,000 $ 187,081 $ 79,519
Richmond, VA 206 $ 33,515,000 $ 162,694 $ 64,000
Houston-Sugar Land-Baytown, TX 205 $ 24,003,000 $ 117,087 $ 83,000
Columbus, OH 204 $ 30,132,000 $ 147,705 $ 66,000
New Haven-Milford, CT 203 $ 39,836,000 $ 196,236 $ 72,000
Detroit-Livonia-Dearborn, MI 192 $ 21,925,000 $ 114,192 $ 69,000
Memphis, TN-MS-AR 178 $ 23,870,000 $ 134,101 $ 68,662
Bethesda-Gaithersburg-Frederick, MD 169 $ 45,880,000 $ 271,479 $ 93,000
Jacksonville, FL 166 $ 24,977,000 $ 150,463 $ 72,000
Edison, NJ 165 $ 43,118,000 $ 261,321 $ 114,000
Bridgeport-Stamford-Norwalk, CT 155 $ 39,587,000 $ 255,400 $ 95,000
Indianapolis-Carmel, IN 155 $ 18,615,000 $ 120,096 $ 65,000
Oakland-Fremont-Hayward, CA 155 $ 52,808,000 $ 340,696 $ 99,000
Wilmington, DE-MD-NJ 154 $ 26,308,000 $ 170,831 $ 64,285
Camden, NJ 151 $ 28,751,000 $ 190,403 $ 81,000
Seattle-Bellevue-Everett, WA 147 $ 35,440,000 $ 241,088 $ 102,000
West Palm Beach-Boca Raton-Boynton Beach, FL 144 $ 28,387,000 $ 197,131 $ 80,000
Newark-Union, NJ-PA 133 $ 36,232,000 $ 272,421 $ 108,345
Dallas-Plano-Irving, TX 130 $ 18,542,000 $ 142,630 $ 97,000
Pittsburgh, PA 126 $ 15,493,000 $ 122,960 $ 62,000
Birmingham-Hoover, AL 124 $ 16,965,000 $ 136,814 $ 63,000
Cape Coral-Fort Myers, FL 117 $ 22,576,000 $ 192,957 $ 90,000
Akron, OH 116 $ 13,649,000 $ 117,663 $ 60,000
Boston-Quincy, MA 112 $ 31,515,000 $ 281,383 $ 103,000
Milwaukee-Waukesha-West Allis, WI 108 $ 18,139,000 $ 167,953 $ 71,000
New Orleans-Metairie-Kenner, LA 105 $ 16,141,000 $ 153,723 $ 81,000
Albany-Schenectady-Troy, NY 103 $ 15,284,000 $ 148,388 $ 70,000
Santa Ana-Anaheim-Irvine, CA 102 $ 34,986,000 $ 343,000 $ 126,000
Grand Rapids-Wyoming, MI 100 $ 14,278,000 $ 142,780 $ 70,000
Bakersfield, CA 99 $ 17,711,000 $ 178,898 $ 73,000
Salt Lake City, UT 92 $ 16,108,000 $ 175,086 $ 68,000
Allentown-Bethlehem-Easton, PA-NJ 89 $ 16,766,000 $ 188,382 $ 85,685
Stockton, CA 89 $ 24,306,000 $ 273,101 $ 90,000
Tacoma, WA 87 $ 17,180,000 $ 197,471 $ 75,000
Nashville-Davidson--Murfreesboro, TN 85 $ 12,838,000 $ 151,035 $ 65,000
Oklahoma City, OK 85 $ 8,605,000 $ 101,235 $ 59,000
Toledo, OH 85 $ 10,310,000 $ 121,294 $ 56,000
Charlotte-Gastonia-Concord, NC-SC 84 $ 14,938,000 $ 177,833 $ 97,047
Louisville-Jefferson County, KY-IN 84 $ 11,672,000 $ 138,952 $ 64,809
Mobile, AL 83 $ 8,830,000 $ 106,385 $ 66,000
San Diego-Carlsbad-San Marcos, CA 83 $ 26,176,000 $ 315,373 $ 115,000
Palm Bay-Melbourne-Titusville, FL 79 $ 14,405,000 $ 182,341 $ 71,000
Lakeland, FL 78 $ 10,416,000 $ 133,538 $ 78,000
Chattanooga, TN-GA 76 $ 10,024,000 $ 131,894 $ 62,657
York-Hanover, PA 75 $ 10,316,000 $ 137,546 $ 66,000
Lake County-Kenosha County, IL-WI 74 $ 14,363,000 $ 194,094 $ 74,270
Buffalo-Niagara Falls, NY 72 $ 8,917,000 $ 123,847 $ 72,000
Deltona-Daytona Beach-Ormond Beach, FL 68 $ 10,889,000 $ 160,132 $ 64,000
Knoxville, TN 68 $ 9,699,000 $ 142,632 $ 68,000
Youngstown-Warren-Boardman, OH-PA 67 $ 5,954,000 $ 88,865 $ 52,865
Cambridge-Newton-Framingham, MA 66 $ 18,856,000 $ 285,696 $ 114,000
Baton Rouge, LA 65 $ 7,988,000 $ 122,892 $ 66,000
Tucson, AZ 65 $ 11,985,000 $ 184,384 $ 86,000
Canton-Massillon, OH 63 $ 8,215,000 $ 130,396 $ 61,000
Poughkeepsie-Newburgh-Middletown, NY 62 $ 16,387,000 $ 264,306 $ 97,000
Boise City-Nampa, ID 61 $ 9,154,000 $ 150,065 $ 62,000
Norwich-New London, CT 61 $ 11,457,000 $ 187,819 $ 73,000
Worcester, MA 60 $ 10,677,000 $ 177,950 $ 100,000
Rockingham County-Strafford County, NH 59 $ 12,448,000 $ 210,983 $ 82,000
Vallejo-Fairfield, CA 59 $ 17,578,000 $ 297,932 $ 89,000
Reading, PA 58 $ 7,957,000 $ 137,189 $ 59,000
Dayton, OH 57 $ 7,165,000 $ 125,701 $ 68,000
Gary, IN 56 $ 6,829,000 $ 121,946 $ 60,000
Hagerstown-Martinsburg, MD-WV 56 $ 10,278,000 $ 183,535 $ 71,107
Harrisburg-Carlisle, PA 56 $ 7,325,000 $ 130,803 $ 56,000
Albuquerque, NM 55 $ 8,571,000 $ 155,836 $ 73,000
Fresno, CA 55 $ 10,737,000 $ 195,218 $ 73,000
San Francisco-San Mateo-Redwood City, CA 54 $ 20,193,000 $ 373,944 $ 137,000
Sarasota-Bradenton-Venice, FL 54 $ 11,300,000 $ 209,259 $ 91,000
Lancaster, PA 53 $ 8,846,000 $ 166,905 $ 71,000
Tulsa, OK 53 $ 4,907,000 $ 92,584 $ 70,000
Charleston-North Charleston, SC 52 $ 8,312,000 $ 159,846 $ 88,000
Modesto, CA 52 $ 12,752,000 $ 245,230 $ 79,000
Portland-South Portland-Biddeford, ME 52 $ 11,558,000 $ 222,269 $ 67,000
Essex County, MA 49 $ 13,112,000 $ 267,591 $ 92,000
Flint, MI 48 $ 6,374,000 $ 132,791 $ 64,000
Atlantic City, NJ 47 $ 9,083,000 $ 193,255 $ 83,000
Port St. Lucie-Fort Pierce, FL 47 $ 8,362,000 $ 177,914 $ 68,000
Shreveport-Bossier City, LA 47 $ 4,661,000 $ 99,170 $ 52,000
Little Rock-North Little Rock, AR 46 $ 5,476,000 $ 119,043 $ 71,000
Wichita, KS 46 $ 4,950,000 $ 107,608 $ 69,000
Fort Wayne, IN 45 $ 6,106,000 $ 135,688 $ 107,000
Jackson, MS 45 $ 6,534,000 $ 145,200 $ 64,000
Reno-Sparks, NV 43 $ 8,779,000 $ 204,162 $ 72,000
Colorado Springs, CO 42 $ 7,187,000 $ 171,119 $ 82,000
Ocala, FL 42 $ 6,006,000 $ 143,000 $ 67,000
Madison, WI 40 $ 7,234,000 $ 180,850 $ 82,000
Springfield, MA 40 $ 7,109,000 $ 177,725 $ 62,000
Lansing-East Lansing, MI 39 $ 4,610,000 $ 118,205 $ 70,000
Provo-Orem, UT 39 $ 5,744,000 $ 147,282 $ 61,000
Santa Rosa-Petaluma, CA 39 $ 12,320,000 $ 315,897 $ 98,000
Columbia, SC 38 $ 6,423,000 $ 169,026 $ 74,000
Fayetteville-Springdale-Rogers, AR-MO 38 $ 4,694,000 $ 123,526 $ 76,894
Omaha-Council Bluffs, NE-IA 38 $ 4,590,000 $ 120,789 $ 66,947
Rockford, IL 38 $ 4,849,000 $ 127,605 $ 74,000
San Jose-Sunnyvale-Santa Clara, CA 38 $ 14,857,000 $ 390,973 $ 134,000
Salem, OR 37 $ 6,735,000 $ 182,027 $ 77,000
Des Moines-West Des Moines, IA 36 $ 4,140,000 $ 115,000 $ 56,000
Springfield, MO 36 $ 3,668,000 $ 101,888 $ 62,000
Manchester-Nashua, NH 35 $ 9,146,000 $ 261,314 $ 82,000
Oxnard-Thousand Oaks-Ventura, CA 35 $ 13,178,000 $ 376,514 $ 116,000
Santa Barbara-Santa Maria, CA 35 $ 10,531,000 $ 300,885 $ 121,000
Columbus, GA-AL 34 $ 3,901,000 $ 114,735 $ 57,823
Asheville, NC 33 $ 5,689,000 $ 172,393 $ 95,000
Fort Worth-Arlington, TX 33 $ 5,685,000 $ 172,272 $ 102,000
Winchester, VA-WV 33 $ 5,653,000 $ 171,303 $ 71,424
Charleston, WV 32 $ 3,701,000 $ 115,656 $ 68,000
Evansville, IN-KY 32 $ 2,864,000 $ 89,500 $ 49,250
Scranton--Wilkes-Barre, PA 32 $ 4,130,000 $ 129,062 $ 63,000
Naples-Marco Island, FL 31 $ 6,467,000 $ 208,612 $ 94,000
Pascagoula, MS 30 $ 3,381,000 $ 112,700 $ 54,000
Rochester, NY 30 $ 3,904,000 $ 130,133 $ 66,000
Winston-Salem, NC 30 $ 3,355,000 $ 111,833 $ 75,000
Raleigh-Cary, NC 29 $ 4,243,000 $ 146,310 $ 68,000
Roanoke, VA 29 $ 3,820,000 $ 131,724 $ 48,000
Trenton-Ewing, NJ 29 $ 6,509,000 $ 224,448 $ 87,000
Ogden-Clearfield, UT 28 $ 3,730,000 $ 133,214 $ 62,000
Lynchburg, VA 27 $ 3,189,000 $ 118,111 $ 59,000
Visalia-Porterville, CA 27 $ 5,631,000 $ 208,555 $ 85,000
Bremerton-Silverdale, WA 26 $ 7,396,000 $ 284,461 $ 99,000
Topeka, KS 26 $ 2,632,000 $ 101,230 $ 82,000
Holland-Grand Haven, MI 25 $ 3,851,000 $ 154,040 $ 68,000
Lafayette, LA 25 $ 2,907,000 $ 116,280 $ 64,000
Kalamazoo-Portage, MI 24 $ 3,182,000 $ 132,583 $ 69,000
Lexington-Fayette, KY 24 $ 3,534,000 $ 147,250 $ 66,000
Pensacola-Ferry Pass-Brent, FL 24 $ 3,250,000 $ 135,416 $ 63,000
Racine, WI 24 $ 3,468,000 $ 144,500 $ 58,000
South Bend-Mishawaka, IN-MI 23 $ 2,912,000 $ 126,608 $ 64,478
Wilmington, NC 23 $ 3,572,000 $ 155,304 $ 88,000
Greenville, SC 21 $ 3,147,000 $ 149,857 $ 63,000
Kennewick-Richland-Pasco, WA 21 $ 2,275,000 $ 108,333 $ 61,000
Montgomery, AL 21 $ 2,456,000 $ 116,952 $ 55,000
Olympia, WA 20 $ 4,266,000 $ 213,300 $ 67,000
Syracuse, NY 20 $ 2,151,000 $ 107,550 $ 55,000
Bangor, ME 19 $ 3,085,000 $ 162,368 $ 69,000
Bend, OR 19 $ 2,972,000 $ 156,421 $ 74,000
Dover, DE 19 $ 3,343,000 $ 175,947 $ 55,000
Huntsville, AL 19 $ 2,896,000 $ 152,421 $ 70,000
Macon, GA 19 $ 2,601,000 $ 136,894 $ 79,000
Muskegon-Norton Shores, MI 19 $ 2,114,000 $ 111,263 $ 57,000
Peoria, IL 19 $ 2,559,000 $ 134,684 $ 58,000
Barnstable Town, MA 18 $ 5,641,000 $ 313,388 $ 98,000
Charlottesville, VA 18 $ 4,088,000 $ 227,111 $ 80,000
Davenport-Moline-Rock Island, IA-IL 18 $ 2,076,000 $ 115,333 $ 60,333
Glens Falls, NY 18 $ 2,350,000 $ 130,555 $ 90,000
Myrtle Beach-Conway-North Myrtle Beach, SC 18 $ 2,667,000 $ 148,166 $ 87,000
Spokane, WA 18 $ 1,960,000 $ 108,888 $ 58,000
Gulfport-Biloxi, MS 17 $ 2,378,000 $ 139,882 $ 54,000
Punta Gorda, FL 17 $ 2,782,000 $ 163,647 $ 59,000
Battle Creek, MI 16 $ 1,738,000 $ 108,625 $ 120,000
Merced, CA 16 $ 4,172,000 $ 260,750 $ 105,000
Salisbury, MD 16 $ 2,589,000 $ 161,812 $ 73,000
Austin-Round Rock, TX 15 $ 2,479,000 $ 165,266 $ 93,000
Bloomington, IN 15 $ 1,857,000 $ 123,800 $ 66,000
Fayetteville, NC 15 $ 1,541,000 $ 102,733 $ 77,000
Jackson, MI 15 $ 1,801,000 $ 120,066 $ 52,000
Johnson City, TN 15 $ 1,530,000 $ 102,000 $ 47,000
San Antonio, TX 15 $ 1,737,000 $ 115,800 $ 73,000
Yuba City, CA 15 $ 2,637,000 $ 175,800 $ 73,000
Chico, CA 14 $ 2,762,000 $ 197,285 $ 80,000
Clarksville, TN-KY 14 $ 1,951,000 $ 139,357 $ 76,000
Greensboro-High Point, NC 14 $ 2,143,000 $ 153,071 $ 78,000
Huntington-Ashland, WV-KY-OH 14 $ 1,311,000 $ 93,642 $ 48,000
Janesville, WI 14 $ 1,522,000 $ 108,714 $ 54,000
Ocean City, NJ 14 $ 5,309,000 $ 379,214 $ 184,000
Hickory-Lenoir-Morganton, NC 13 $ 1,712,000 $ 131,692 $ 56,000
Kingston, NY 13 $ 2,729,000 $ 209,923 $ 66,000
Medford, OR 13 $ 3,234,000 $ 248,769 $ 86,000
Sebastian-Vero Beach, FL 13 $ 1,963,000 $ 151,000 $ 64,000
Springfield, OH 13 $ 1,570,000 $ 120,769 $ 66,000
Utica-Rome, NY 13 $ 1,395,000 $ 107,307 $ 63,000
Auburn-Opelika, AL 12 $ 1,302,000 $ 108,500 $ 64,000
Augusta-Richmond County, GA-SC 12 $ 1,568,000 $ 130,666 $ 56,000
El Centro, CA 12 $ 2,415,000 $ 201,250 $ 71,000
Elkhart-Goshen, IN 12 $ 1,415,000 $ 117,916 $ 45,000
Hanford-Corcoran, CA 12 $ 2,323,000 $ 193,583 $ 107,000
Lebanon, PA 12 $ 1,705,000 $ 142,083 $ 64,000
Monroe, MI 12 $ 2,372,000 $ 197,666 $ 80,000
Panama City-Lynn Haven, FL 12 $ 2,143,000 $ 178,583 $ 56,000
Sandusky, OH 12 $ 2,191,000 $ 182,583 $ 76,000
Vineland-Millville-Bridgeton, NJ 12 $ 1,965,000 $ 163,750 $ 70,000
Bay City, MI 11 $ 871,000 $ 79,181 $ 39,000
Danville, VA 11 $ 1,205,000 $ 109,545 $ 42,000
Duluth, MN-WI 11 $ 1,203,000 $ 109,363 $ 47,727
Fort Walton Beach-Crestview-Destin, FL 11 $ 2,316,000 $ 210,545 $ 93,000
Harrisonburg, VA 11 $ 2,208,000 $ 200,727 $ 64,000
Houma-Bayou Cane-Thibodaux, LA 11 $ 1,078,000 $ 98,000 $ 44,000
Lewiston-Auburn, ME 11 $ 1,943,000 $ 176,636 $ 67,000
Parkersburg-Marietta-Vienna, WV-OH 11 $ 1,094,000 $ 99,454 $ 83,000
Prescott, AZ 11 $ 2,443,000 $ 222,090 $ 80,000
Pueblo, CO 11 $ 1,236,000 $ 112,363 $ 54,000
Saginaw-Saginaw Township North, MI 11 $ 1,929,000 $ 175,363 $ 91,000
Tallahassee, FL 11 $ 2,327,000 $ 211,545 $ 86,000
Tuscaloosa, AL 11 $ 1,240,000 $ 112,727 $ 71,000
Ann Arbor, MI 10 $ 1,627,000 $ 162,700 $ 77,000
Boulder, CO 10 $ 1,836,000 $ 183,600 $ 96,000
Champaign-Urbana, IL 10 $ 1,172,000 $ 117,200 $ 58,000
Durham, NC 10 $ 1,140,000 $ 114,000 $ 62,000
Hattiesburg, MS 10 $ 1,836,000 $ 183,600 $ 78,000
Kingsport-Bristol-Bristol, TN-VA 10 $ 1,253,000 $ 125,300 $ 58,700
Kokomo, IN 10 $ 1,413,000 $ 141,300 $ 70,000
Lafayette, IN 10 $ 1,064,000 $ 106,400 $ 47,000
Rochester, MN 10 $ 1,326,000 $ 132,600 $ 71,000
State College, PA 10 $ 2,004,000 $ 200,400 $ 106,000
Wenatchee, WA 10 $ 2,290,000 $ 229,000 $ 69,000
Bloomington-Normal, IL 9 $ 1,080,000 $ 120,000 $ 67,000
Eau Claire, WI 9 $ 1,568,000 $ 174,222 $ 75,000
Longview, WA 9 $ 1,464,000 $ 162,666 $ 67,000
Mount Vernon-Anacortes, WA 9 $ 1,259,000 $ 139,888 $ 58,000
St. Joseph, MO-KS 9 $ 970,000 $ 107,777 $ 92,666
Terre Haute, IN 9 $ 899,000 $ 99,888 $ 62,000
Weirton-Steubenville, WV-OH 9 $ 913,000 $ 101,444 $ 58,444
Yakima, WA 9 $ 1,192,000 $ 132,444 $ 57,000
Altoona, PA 8 $ 884,000 $ 110,500 $ 52,000
Anderson, IN 8 $ 882,000 $ 110,250 $ 70,000
Cedar Rapids, IA 8 $ 870,000 $ 108,750 $ 89,000
Erie, PA 8 $ 877,000 $ 109,625 $ 63,000
Fond Du Lac, WI 8 $ 951,000 $ 118,875 $ 56,000
Fort Collins-Loveland, CO 8 $ 2,083,000 $ 260,375 $ 116,000
Fort Smith, AR-OK 8 $ 790,000 $ 98,750 $ 74,000
Gainesville, GA 8 $ 1,261,000 $ 157,625 $ 58,000
Jefferson City, MO 8 $ 724,000 $ 90,500 $ 67,000
Joplin, MO 8 $ 1,154,000 $ 144,250 $ 72,000
Lawrence, KS 8 $ 1,046,000 $ 130,750 $ 59,000
Morristown, TN 8 $ 1,301,000 $ 162,625 $ 72,000
Niles-Benton Harbor, MI 8 $ 991,000 $ 123,875 $ 56,000
Oshkosh-Neenah, WI 8 $ 896,000 $ 112,000 $ 55,000
Santa Fe, NM 8 $ 1,479,000 $ 184,875 $ 64,000
Savannah, GA 8 $ 1,143,000 $ 142,875 $ 55,000
St. George, UT 8 $ 1,703,000 $ 212,875 $ 83,000
Anderson, SC 7 $ 1,356,000 $ 193,714 $ 73,000
Blacksburg-Christiansburg-Radford, VA 7 $ 938,000 $ 134,000 $ 46,000
Burlington, NC 7 $ 904,000 $ 129,142 $ 54,000
Cheyenne, WY 7 $ 847,000 $ 121,000 $ 58,000
Columbia, MO 7 $ 1,536,000 $ 219,428 $ 75,000
Cumberland, MD-WV 7 $ 933,000 $ 133,285 $ 51,714
Dalton, GA 7 $ 827,000 $ 118,142 $ 86,000
Danville, IL 7 $ 604,000 $ 86,285 $ 42,000
El Paso, TX 7 $ 939,000 $ 134,142 $ 73,000
Elizabethtown, KY 7 $ 1,038,000 $ 148,285 $ 77,000
Greeley, CO 7 $ 1,308,000 $ 186,857 $ 68,000
Green Bay, WI 7 $ 1,355,000 $ 193,571 $ 64,000
Kankakee-Bradley, IL 7 $ 1,089,000 $ 155,571 $ 64,000
Las Cruces, NM 7 $ 924,000 $ 132,000 $ 72,000
Madera, CA 7 $ 1,708,000 $ 244,000 $ 65,000
Napa, CA 7 $ 2,844,000 $ 406,285 $ 154,000
Rapid City, SD 7 $ 681,000 $ 97,285 $ 65,000
San Luis Obispo-Paso Robles, CA 7 $ 1,969,000 $ 281,285 $ 129,000
Williamsport, PA 7 $ 1,064,000 $ 152,000 $ 47,000
Yuma, AZ 7 $ 1,026,000 $ 146,571 $ 57,000
Albany, GA 6 $ 945,000 $ 157,500 $ 63,000
Anniston-Oxford, AL 6 $ 713,000 $ 118,833 $ 88,000
Appleton, WI 6 $ 1,382,000 $ 230,333 $ 58,000
Bellingham, WA 6 $ 1,090,000 $ 181,666 $ 70,000
Cleveland, TN 6 $ 593,000 $ 98,833 $ 38,000
Coeur D'Alene, ID 6 $ 1,901,000 $ 316,833 $ 100,000
Decatur, AL 6 $ 602,000 $ 100,333 $ 62,000
Eugene-Springfield, OR 6 $ 1,192,000 $ 198,666 $ 48,000
Farmington, NM 6 $ 1,061,000 $ 176,833 $ 70,000
Florence, SC 6 $ 521,000 $ 86,833 $ 37,000
Jackson, TN 6 $ 819,000 $ 136,500 $ 63,000
Johnstown, PA 6 $ 494,000 $ 82,333 $ 36,000
Lawton, OK 6 $ 589,000 $ 98,166 $ 68,000
Lincoln, NE 6 $ 846,000 $ 141,000 $ 41,000
Morgantown, WV 6 $ 919,000 $ 153,166 $ 86,000
Owensboro, KY 6 $ 578,000 $ 96,333 $ 55,000
Salinas, CA 6 $ 2,106,000 $ 351,000 $ 88,000
Spartanburg, SC 6 $ 769,000 $ 128,166 $ 39,000
Alexandria, LA 5 $ 739,000 $ 147,800 $ 93,000
Athens-Clarke County, GA 5 $ 688,000 $ 137,600 $ 53,000
Binghamton, NY 5 $ 618,000 $ 123,600 $ 43,000
Brunswick, GA 5 $ 880,000 $ 176,000 $ 149,000
Columbus, IN 5 $ 1,011,000 $ 202,200 $ 69,000
Corpus Christi, TX 5 $ 571,000 $ 114,200 $ 177,000
Lake Charles, LA 5 $ 830,000 $ 166,000 $ 80,000
Logan, UT-ID 5 $ 610,000 $ 122,000 $ 41,000
Mansfield, OH 5 $ 549,000 $ 109,800 $ 55,000
Muncie, IN 5 $ 454,000 $ 90,800 $ 51,000
Redding, CA 5 $ 1,228,000 $ 245,600 $ 70,000
Springfield, IL 5 $ 739,000 $ 147,800 $ 56,000
St. Cloud, MN 5 $ 998,000 $ 199,600 $ 64,000
Warner Robins, GA 5 $ 1,008,000 $ 201,600 $ 96,000
Waterloo-Cedar Falls, IA 5 $ 485,000 $ 97,000 $ 55,000
Amarillo, TX 4 $ 485,000 $ 121,250 $ 171,000
Casper, WY 4 $ 407,000 $ 101,750 $ 44,000
Dothan, AL 4 $ 417,000 $ 104,250 $ 52,000
Gadsden, AL 4 $ 380,000 $ 95,000 $ 46,000
Grand Junction, CO 4 $ 784,000 $ 196,000 $ 66,000
Greenville, NC 4 $ 603,000 $ 150,750 $ 75,000
Hot Springs, AR 4 $ 412,000 $ 103,000 $ 48,000
Idaho Falls, ID 4 $ 516,000 $ 129,000 $ 54,000
Lewiston, ID-WA 4 $ 408,000 $ 102,000 $ 35,000
Michigan City-La Porte, IN 4 $ 497,000 $ 124,250 $ 42,000
Monroe, LA 4 $ 360,000 $ 90,000 $ 260,000
Sioux City, IA-NE-SD 4 $ 342,000 $ 85,500 $ 34,500
Sumter, SC 4 $ 235,000 $ 58,750 $ 65,000
Tyler, TX 4 $ 585,000 $ 146,250 $ 144,000
Wichita Falls, TX 4 $ 412,000 $ 103,000 $ 60,000
Ames, IA 3 $ 274,000 $ 91,333 $ 43,000
Anchorage, AK 3 $ 993,000 $ 331,000 $ 134,000
Billings, MT 3 $ 451,000 $ 150,333 $ 79,000
Bowling Green, KY 3 $ 224,000 $ 74,666 $ 67,000
College Station-Bryan, TX 3 $ 249,000 $ 83,000 $ 94,000
Decatur, IL 3 $ 277,000 $ 92,333 $ 71,000
Elmira, NY 3 $ 332,000 $ 110,666 $ 89,000
Fargo, ND-MN 3 $ 475,000 $ 158,333 $ 61,000
Flagstaff, AZ 3 $ 564,000 $ 188,000 $ 105,000
Florence-Muscle Shoals, AL 3 $ 395,000 $ 131,666 $ 48,000
Great Falls, MT 3 $ 332,000 $ 110,666 $ 69,000
Iowa City, IA 3 $ 355,000 $ 118,333 $ 136,000
Jonesboro, AR 3 $ 480,000 $ 160,000 $ 195,000
Killeen-Temple-Fort Hood, TX 3 $ 173,000 $ 57,666 $ 44,000
La Crosse, WI-MN 3 $ 425,000 $ 141,666 $ 77,666
Lima, OH 3 $ 256,000 $ 85,333 $ 80,000
Pittsfield, MA 3 $ 395,000 $ 131,666 $ 45,000
Valdosta, GA 3 $ 198,000 $ 66,000 $ 53,000
Waco, TX 3 $ 170,000 $ 56,666 $ 58,000
Wheeling, WV-OH 3 $ 302,000 $ 100,666 $ 43,000
Abilene, TX 2 $ 133,000 $ 66,500 $ 31,000
Beaumont-Port Arthur, TX 2 $ 99,000 $ 49,500 $ 39,000
Brownsville-Harlingen, TX 2 $ 285,000 $ 142,500 $ 152,000
Carson City, NV 2 $ 280,000 $ 140,000 $ 94,000
Gainesville, FL 2 $ 187,000 $ 93,500 $ 40,000
Grand Forks, ND-MN 2 $ 180,000 $ 90,000 $ 74,000
Honolulu, HI 2 $ 726,000 $ 363,000 $ 58,000
McAllen-Edinburg-Mission, TX 2 $ 79,000 $ 39,500 $ 33,000
Missoula, MT 2 $ 280,000 $ 140,000 $ 90,000
Santa Cruz-Watsonville, CA 2 $ 1,119,000 $ 559,500 $ 130,000
Sheboygan, WI 2 $ 422,000 $ 211,000 $ 90,000
Sioux Falls, SD 2 $ 168,000 $ 84,000 $ 47,000
Victoria, TX 2 $ 355,000 $ 177,500 $ 144,000
Wausau, WI 2 $ 284,000 $ 142,000 $ 59,000
Bismarck, ND 1 $ 261,000 $ 261,000 $ 110,000
Corvallis, OR 1 $ 146,000 $ 146,000 $ 49,000
Dubuque, IA 1 $ 68,000 $ 68,000 $ 30,000
Goldsboro, NC 1 $ 133,000 $ 133,000 $ 73,000
Hinesville-Fort Stewart, GA 1 $ 240,000 $ 240,000 $ 81,000
Longview, TX 1 $ 60,000 $ 60,000 $ 57,000
Pine Bluff, AR 1 $ 140,000 $ 140,000 $ 73,000
Pocatello, ID 1 $ 180,000 $ 180,000 $ 228,000
Rocky Mount, NC 1 $ 152,000 $ 152,000 $ 70,000
Rome, GA 1 $ 80,000 $ 80,000 $ 87,000

Mortgage Loan Application Detail Totals for Aig Federal Savings Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 16,480 $3,182,842,000 $193,000 $3,000,000 $75,000 $5,100,000
Home Purchase 6,956 $1,116,474,000 $160,000 $3,000,000 $87,000 $4,200,000
Home Improvement 102 $24,725,000 $242,000 $733,000 $84,000 $480,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,730 $1,910,677,000 $178,000 $3,000,000 $80,000 $4,200,000
Not Provided 5,616 $1,070,836,000 $190,000 $965,000 $77,000 $5,100,000
Hispanic 3,440 $654,662,000 $190,000 $1,100,000 $80,000 $720,000
Black or African American 3,104 $538,796,000 $173,000 $977,000 $73,000 $689,000
Asian 508 $116,357,000 $229,000 $998,000 $96,000 $554,000
Native Hawaiian or Other Pacific Islander 77 $21,278,000 $276,000 $680,000 $96,000 $222,000
American Indian or Alaskan Native 63 $11,435,000 $181,000 $492,000 $75,000 $166,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,531 $4,322,956,000 $183,000 $3,000,000 $79,000 $5,100,000
FHA-insured (Federal Housing Administration) 4 $568,000 $142,000 $188,000 $45,000 $56,000
VA-guaranteed (Veterans Administration) 3 $517,000 $172,000 $214,000 $58,000 $67,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,577 $1,729,173,000 $180,000 $1,295,000 $77,000 $1,793,000
Application Denied By Financial Institution 7,590 $1,399,702,000 $184,000 $3,000,000 $81,000 $2,316,000
Application Approved But Not Accepted 5,797 $1,059,405,000 $182,000 $965,000 $76,000 $871,000
Application Withdrawn By Applicant 441 $103,614,000 $234,000 $3,000,000 $116,000 $5,100,000
File Closed For Incompleteness 101 $27,467,000 $271,000 $1,400,000 $108,000 $656,000
Loan Purchased By The Institution 32 $4,680,000 $146,000 $247,000 $36,000 $56,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,606 $462,931,000 $177,000 $1,100,000 $79,000 $2,316,000
Other 1,988 $368,728,000 $185,000 $1,900,000 $82,000 $1,200,000
Collateral 1,079 $189,477,000 $175,000 $900,000 $87,000 $661,000
Debt-To-Income Ratio 906 $185,789,000 $205,000 $3,000,000 $67,000 $649,000
Unverifiable Information 429 $89,806,000 $209,000 $800,000 $103,000 $900,000
Employment History 306 $53,905,000 $176,000 $612,000 $84,000 $720,000
Credit Application Incomplete 247 $42,860,000 $173,000 $624,000 $74,000 $372,000
Insufficient Cash (Downpayment, Closing Cost) 29 $6,206,000 $214,000 $632,000 $64,000 $216,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aig Federal Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aig Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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