Ally Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Ally Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ally Bank 2101, 300 East Rexford Rd Sandy, UT 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 20,764 |
| Total Mortgage Loan Application Amount | $9,832,795,000 |
| Average Mortgage Loan Application Amount | $423,000 |
| Highest Mortgage Loan Application Amount | $90,005,000 |
| Average Applicant Income | $145,166 |
| Highest Applicant Income | $9,875,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Ally Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ally Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Ally Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ally Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ally Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ally Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,712 | $ 567,260,000 | $ 359,297 | $ 144,086 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 782 | $ 333,050,000 | $ 425,000 | $ 169,000 |
| CHICAGO-NAPERVILLE, IL | 571 | $ 221,115,000 | $ 387,000 | $ 167,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 516 | $ 271,900,000 | $ 526,000 | $ 179,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 495 | $ 227,625,000 | $ 459,000 | $ 214,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 484 | $ 209,080,000 | $ 419,500 | $ 158,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 473 | $ 407,425,000 | $ 861,000 | $ 249,000 |
| DENVER-AURORA-LAKEWOOD, CO | 379 | $ 277,345,000 | $ 731,000 | $ 224,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 377 | $ 157,145,000 | $ 416,000 | $ 166,000 |
| DALLAS-PLANO-IRVING, TX | 348 | $ 179,115,000 | $ 516,000 | $ 190,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 316 | $ 290,120,000 | $ 918,000 | $ 299,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 302 | $ 123,320,000 | $ 408,000 | $ 166,000 |
| AUSTIN-ROUND ROCK, TX | 293 | $ 182,325,000 | $ 622,000 | $ 214,000 |
| RALEIGH, NC | 267 | $ 117,225,000 | $ 439,000 | $ 155,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 261 | $ 141,535,000 | $ 542,000 | $ 180,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 245 | $ 87,235,000 | $ 324,500 | $ 115,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 243 | $ 227,225,000 | $ 935,000 | $ 272,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 224 | $ 118,990,000 | $ 531,000 | $ 197,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 224 | $ 126,240,000 | $ 562,000 | $ 167,000 |
| SAN DIEGO-CARLSBAD, CA | 221 | $ 200,935,000 | $ 909,000 | $ 271,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 220 | $ 130,180,000 | $ 591,000 | $ 197,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 219 | $ 101,465,000 | $ 463,000 | $ 147,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 215 | $ 141,275,000 | $ 657,000 | $ 197,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 214 | $ 70,230,000 | $ 328,000 | $ 127,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 213 | $ 98,435,000 | $ 462,000 | $ 199,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 205 | $ 196,735,000 | $ 959,000 | $ 233,000 |
| PITTSBURGH, PA | 191 | $ 53,635,000 | $ 280,000 | $ 133,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 190 | $ 101,740,000 | $ 535,000 | $ 218,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 184 | $ 80,290,000 | $ 436,000 | $ 159,000 |
| PHILADELPHIA, PA | 181 | $ 67,815,000 | $ 374,000 | $ 165,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 179 | $ 97,095,000 | $ 487,250 | $ 163,750 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 173 | $ 109,195,000 | $ 694,500 | $ 197,500 |
| NEW YORK-NEWARK, NY | 169 | $ 68,735,000 | $ 386,500 | $ 138,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 168 | $ 174,820,000 | $ 1,040,000 | $ 278,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 163 | $ 53,015,000 | $ 325,000 | $ 134,000 |
| ST. LOUIS, MO-IL | 162 | $ 49,720,000 | $ 272,500 | $ 115,000 |
| NEWARK, NJ-PA | 161 | $ 75,835,000 | $ 350,500 | $ 164,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 159 | $ 175,855,000 | $ 1,106,000 | $ 303,000 |
| JACKSONVILLE, FL | 156 | $ 74,990,000 | $ 480,000 | $ 184,000 |
| CLEVELAND-ELYRIA, OH | 143 | $ 34,105,000 | $ 238,000 | $ 143,000 |
| KANSAS CITY, MO-KS | 143 | $ 54,805,000 | $ 389,500 | $ 160,000 |
| CINCINNATI, OH-KY-IN | 138 | $ 36,950,000 | $ 224,666 | $ 99,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 135 | $ 75,215,000 | $ 557,000 | $ 194,000 |
| FORT WORTH-ARLINGTON, TX | 132 | $ 147,580,000 | $ 1,118,000 | $ 171,000 |
| SALT LAKE CITY, UT | 129 | $ 72,905,000 | $ 565,000 | $ 179,000 |
| COLUMBUS, OH | 125 | $ 49,095,000 | $ 392,000 | $ 154,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 122 | $ 46,550,000 | $ 381,000 | $ 174,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 112 | $ 57,480,000 | $ 513,000 | $ 191,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 100 | $ 37,960,000 | $ 379,000 | $ 138,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 98 | $ 32,040,000 | $ 326,000 | $ 125,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 96 | $ 35,180,000 | $ 366,000 | $ 134,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 92 | $ 68,300,000 | $ 742,000 | $ 285,000 |
| OKLAHOMA CITY, OK | 89 | $ 26,285,000 | $ 295,000 | $ 140,000 |
| CAPE CORAL-FORT MYERS, FL | 88 | $ 38,640,000 | $ 439,000 | $ 181,000 |
| CAMDEN, NJ | 87 | $ 22,595,000 | $ 259,000 | $ 130,000 |
| DURHAM-CHAPEL HILL, NC | 87 | $ 34,445,000 | $ 395,000 | $ 154,000 |
| NEW ORLEANS-METAIRIE, LA | 87 | $ 29,645,000 | $ 340,000 | $ 167,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 82 | $ 64,170,000 | $ 782,000 | $ 386,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 82 | $ 23,730,000 | $ 289,000 | $ 186,000 |
| TUCSON, AZ | 82 | $ 28,520,000 | $ 347,000 | $ 134,000 |
| MEMPHIS, TN-MS-AR | 81 | $ 21,775,000 | $ 271,500 | $ 162,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 79 | $ 33,795,000 | $ 387,500 | $ 138,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 77 | $ 26,275,000 | $ 341,000 | $ 122,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 77 | $ 22,635,000 | $ 255,500 | $ 125,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 73 | $ 24,325,000 | $ 255,500 | $ 149,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 71 | $ 18,875,000 | $ 265,000 | $ 112,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 71 | $ 44,965,000 | $ 633,000 | $ 209,000 |
| BOISE CITY, ID | 70 | $ 42,280,000 | $ 604,000 | $ 163,000 |
| TULSA, OK | 70 | $ 21,090,000 | $ 301,000 | $ 121,000 |
| ALBUQUERQUE, NM | 68 | $ 26,470,000 | $ 389,000 | $ 135,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 68 | $ 38,700,000 | $ 569,000 | $ 194,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 67 | $ 19,995,000 | $ 275,000 | $ 141,500 |
| COLUMBIA, SC | 67 | $ 21,375,000 | $ 319,000 | $ 140,000 |
| LAKELAND-WINTER HAVEN, FL | 66 | $ 18,160,000 | $ 275,000 | $ 126,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 65 | $ 21,795,000 | $ 357,000 | $ 144,000 |
| STOCKTON-LODI, CA | 65 | $ 38,895,000 | $ 598,000 | $ 288,000 |
| BIRMINGHAM-HOOVER, AL | 63 | $ 23,285,000 | $ 369,000 | $ 152,000 |
| CHATTANOOGA, TN-GA | 62 | $ 20,690,000 | $ 306,500 | $ 153,000 |
| KNOXVILLE, TN | 62 | $ 23,850,000 | $ 384,000 | $ 144,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 61 | $ 23,065,000 | $ 378,000 | $ 119,000 |
| AKRON, OH | 58 | $ 12,910,000 | $ 222,000 | $ 116,000 |
| ASHEVILLE, NC | 58 | $ 23,460,000 | $ 404,000 | $ 135,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 58 | $ 47,200,000 | $ 813,000 | $ 215,000 |
| PORT ST. LUCIE, FL | 58 | $ 20,110,000 | $ 346,000 | $ 241,000 |
| GREENSBORO-HIGH POINT, NC | 57 | $ 14,725,000 | $ 258,000 | $ 129,000 |
| OGDEN-CLEARFIELD, UT | 57 | $ 25,825,000 | $ 453,000 | $ 163,000 |
| GARY, IN | 55 | $ 15,255,000 | $ 277,000 | $ 119,000 |
| BOSTON, MA | 53 | $ 39,465,000 | $ 744,000 | $ 232,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 52 | $ 11,150,000 | $ 214,000 | $ 128,000 |
| PROVO-OREM, UT | 52 | $ 29,510,000 | $ 567,000 | $ 193,000 |
| NEW HAVEN-MILFORD, CT | 51 | $ 14,505,000 | $ 284,000 | $ 161,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 50 | $ 18,490,000 | $ 369,000 | $ 176,000 |
| WILMINGTON, DE-MD-NJ | 50 | $ 16,410,000 | $ 249,000 | $ 139,666 |
| WINSTON-SALEM, NC | 50 | $ 14,090,000 | $ 281,000 | $ 118,000 |
| HARRISBURG-CARLISLE, PA | 49 | $ 10,685,000 | $ 218,000 | $ 165,000 |
| BOULDER, CO | 48 | $ 37,880,000 | $ 789,000 | $ 326,000 |
| COLORADO SPRINGS, CO | 48 | $ 29,590,000 | $ 616,000 | $ 203,000 |
| ELGIN, IL | 47 | $ 12,555,000 | $ 267,000 | $ 117,000 |
| SPRINGFIELD, MO | 47 | $ 11,375,000 | $ 242,000 | $ 122,000 |
| FORT COLLINS, CO | 45 | $ 22,145,000 | $ 492,000 | $ 174,000 |
| PROVIDENCE-WARWICK, RI-MA | 45 | $ 19,055,000 | $ 392,000 | $ 129,500 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 44 | $ 8,580,000 | $ 195,000 | $ 120,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 43 | $ 19,985,000 | $ 464,000 | $ 148,000 |
| SAN RAFAEL, CA | 42 | $ 44,080,000 | $ 1,049,000 | $ 341,000 |
| SANTA MARIA-SANTA BARBARA, CA | 42 | $ 35,290,000 | $ 840,000 | $ 206,000 |
| SAVANNAH, GA | 42 | $ 13,490,000 | $ 321,000 | $ 131,000 |
| TACOMA-LAKEWOOD, WA | 42 | $ 25,130,000 | $ 598,000 | $ 175,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 41 | $ 9,615,000 | $ 234,000 | $ 128,000 |
| TOLEDO, OH | 41 | $ 7,035,000 | $ 171,000 | $ 125,000 |
| FRESNO, CA | 39 | $ 19,545,000 | $ 501,000 | $ 184,000 |
| HUNTSVILLE, AL | 38 | $ 13,730,000 | $ 361,000 | $ 126,000 |
| VALLEJO-FAIRFIELD, CA | 38 | $ 25,040,000 | $ 658,000 | $ 170,000 |
| BAKERSFIELD, CA | 37 | $ 12,835,000 | $ 346,000 | $ 175,000 |
| LANCASTER, PA | 37 | $ 54,205,000 | $ 1,465,000 | $ 121,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 36 | $ 12,170,000 | $ 342,500 | $ 156,000 |
| MADISON, WI | 36 | $ 13,700,000 | $ 380,000 | $ 158,000 |
| GAINESVILLE, FL | 35 | $ 8,495,000 | $ 242,000 | $ 106,000 |
| PORTLAND-SOUTH PORTLAND, ME | 35 | $ 12,745,000 | $ 364,000 | $ 195,000 |
| SALISBURY, MD-DE | 35 | $ 14,555,000 | $ 367,500 | $ 127,500 |
| JACKSON, MS | 34 | $ 8,800,000 | $ 258,000 | $ 111,000 |
| TALLAHASSEE, FL | 34 | $ 10,050,000 | $ 295,000 | $ 119,000 |
| BATON ROUGE, LA | 33 | $ 11,095,000 | $ 336,000 | $ 142,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 33 | $ 28,645,000 | $ 868,000 | $ 118,000 |
| LEXINGTON-FAYETTE, KY | 33 | $ 11,015,000 | $ 333,000 | $ 141,000 |
| OCALA, FL | 33 | $ 9,515,000 | $ 288,000 | $ 136,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 33 | $ 13,135,000 | $ 614,000 | $ 128,000 |
| ANN ARBOR, MI | 32 | $ 12,340,000 | $ 385,000 | $ 156,000 |
| GRAND RAPIDS-WYOMING, MI | 32 | $ 8,220,000 | $ 256,000 | $ 95,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 32 | $ 23,620,000 | $ 738,000 | $ 159,000 |
| SPARTANBURG, SC | 32 | $ 9,120,000 | $ 285,000 | $ 113,000 |
| WORCESTER, MA-CT | 32 | $ 12,920,000 | $ 330,000 | $ 127,000 |
| BREMERTON-SILVERDALE, WA | 30 | $ 18,620,000 | $ 620,000 | $ 190,000 |
| RICHMOND, VA | 30 | $ 10,640,000 | $ 354,000 | $ 204,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 29 | $ 6,865,000 | $ 242,000 | $ 102,000 |
| WILMINGTON, NC | 29 | $ 11,355,000 | $ 391,000 | $ 176,000 |
| YORK-HANOVER, PA | 29 | $ 6,595,000 | $ 227,000 | $ 227,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 29 | $ 5,145,000 | $ 187,500 | $ 93,500 |
| BEND-REDMOND, OR | 28 | $ 19,230,000 | $ 686,000 | $ 201,000 |
| DES MOINES-WEST DES MOINES, IA | 28 | $ 7,180,000 | $ 256,000 | $ 131,000 |
| EAST STROUDSBURG, PA | 28 | $ 6,460,000 | $ 230,000 | $ 110,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 28 | $ 13,550,000 | $ 483,000 | $ 217,000 |
| LANSING-EAST LANSING, MI | 27 | $ 5,135,000 | $ 190,000 | $ 103,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 27 | $ 18,605,000 | $ 689,000 | $ 221,000 |
| TRENTON, NJ | 27 | $ 11,385,000 | $ 421,000 | $ 145,000 |
| WICHITA, KS | 27 | $ 5,835,000 | $ 216,000 | $ 114,000 |
| FAYETTEVILLE, NC | 26 | $ 6,040,000 | $ 232,000 | $ 99,000 |
| PUNTA GORDA, FL | 26 | $ 8,620,000 | $ 331,000 | $ 207,000 |
| SANTA ROSA, CA | 26 | $ 24,530,000 | $ 943,000 | $ 206,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 25 | $ 6,485,000 | $ 259,000 | $ 125,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 25 | $ 9,545,000 | $ 381,000 | $ 142,000 |
| KILLEEN-TEMPLE, TX | 24 | $ 7,420,000 | $ 309,000 | $ 171,000 |
| MODESTO, CA | 24 | $ 11,400,000 | $ 475,000 | $ 129,000 |
| SANTA CRUZ-WATSONVILLE, CA | 23 | $ 23,235,000 | $ 1,010,000 | $ 244,000 |
| SPOKANE-SPOKANE VALLEY, WA | 23 | $ 10,295,000 | $ 447,000 | $ 127,000 |
| EL PASO, TX | 22 | $ 4,780,000 | $ 217,000 | $ 100,000 |
| EUGENE, OR | 22 | $ 8,800,000 | $ 400,000 | $ 208,000 |
| FLINT, MI | 22 | $ 5,000,000 | $ 227,000 | $ 98,000 |
| GREELEY, CO | 22 | $ 10,440,000 | $ 474,000 | $ 125,000 |
| HICKORY-LENOIR-MORGANTON, NC | 22 | $ 7,320,000 | $ 332,000 | $ 110,000 |
| MCALLEN-EDINBURG-MISSION, TX | 22 | $ 4,130,000 | $ 187,000 | $ 163,000 |
| MOBILE, AL | 22 | $ 4,390,000 | $ 199,000 | $ 98,000 |
| OCEAN CITY, NJ | 22 | $ 14,220,000 | $ 646,000 | $ 230,000 |
| CHARLESTON, WV | 21 | $ 3,785,000 | $ 180,000 | $ 107,000 |
| GAINESVILLE, GA | 21 | $ 11,205,000 | $ 533,000 | $ 178,000 |
| OLYMPIA-TUMWATER, WA | 21 | $ 12,075,000 | $ 575,000 | $ 151,000 |
| PANAMA CITY, FL | 21 | $ 5,995,000 | $ 285,000 | $ 302,000 |
| READING, PA | 21 | $ 5,185,000 | $ 246,000 | $ 111,000 |
| VISALIA-PORTERVILLE, CA | 21 | $ 7,105,000 | $ 338,000 | $ 141,000 |
| ANCHORAGE, AK | 20 | $ 5,360,000 | $ 268,000 | $ 119,000 |
| COLUMBUS, GA-AL | 20 | $ 4,360,000 | $ 200,500 | $ 90,000 |
| HOMOSASSA SPRINGS, FL | 20 | $ 5,970,000 | $ 298,000 | $ 120,000 |
| ST. GEORGE, UT | 20 | $ 15,700,000 | $ 785,000 | $ 207,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 19 | $ 5,785,000 | $ 304,000 | $ 117,000 |
| LAS CRUCES, NM | 19 | $ 5,545,000 | $ 291,000 | $ 325,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 19 | $ 8,995,000 | $ 473,000 | $ 251,000 |
| ERIE, PA | 18 | $ 3,570,000 | $ 198,000 | $ 112,000 |
| FORT WAYNE, IN | 18 | $ 3,890,000 | $ 216,000 | $ 111,000 |
| GRAND JUNCTION, CO | 18 | $ 7,780,000 | $ 432,000 | $ 206,000 |
| MONTGOMERY, AL | 18 | $ 7,780,000 | $ 432,000 | $ 197,000 |
| BROWNSVILLE-HARLINGEN, TX | 17 | $ 4,575,000 | $ 269,000 | $ 137,000 |
| BRUNSWICK, GA | 17 | $ 9,765,000 | $ 574,000 | $ 196,000 |
| BURLINGTON, NC | 17 | $ 5,135,000 | $ 302,000 | $ 114,000 |
| CLARKSVILLE, TN-KY | 17 | $ 4,405,000 | $ 200,500 | $ 50,500 |
| ATHENS-CLARKE COUNTY, GA | 16 | $ 6,980,000 | $ 436,000 | $ 218,000 |
| BELLINGHAM, WA | 16 | $ 10,780,000 | $ 673,000 | $ 306,000 |
| LAFAYETTE, LA | 16 | $ 6,640,000 | $ 415,000 | $ 123,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 16 | $ 3,510,000 | $ 219,000 | $ 124,000 |
| LINCOLN, NE | 16 | $ 4,490,000 | $ 280,000 | $ 127,000 |
| MORGANTOWN, WV | 16 | $ 4,280,000 | $ 267,000 | $ 95,000 |
| SANTA FE, NM | 16 | $ 9,050,000 | $ 565,000 | $ 169,000 |
| WAUSAU, WI | 16 | $ 2,890,000 | $ 180,000 | $ 118,000 |
| APPLETON, WI | 15 | $ 3,935,000 | $ 262,000 | $ 286,000 |
| CANTON-MASSILLON, OH | 15 | $ 2,895,000 | $ 193,000 | $ 93,000 |
| COEUR D'ALENE, ID | 15 | $ 12,865,000 | $ 857,000 | $ 265,000 |
| FLAGSTAFF, AZ | 15 | $ 9,755,000 | $ 650,000 | $ 185,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 15 | $ 3,535,000 | $ 218,333 | $ 111,000 |
| JOHNSON CITY, TN | 15 | $ 5,665,000 | $ 377,000 | $ 171,000 |
| KALAMAZOO-PORTAGE, MI | 15 | $ 3,075,000 | $ 205,000 | $ 102,000 |
| LAKE CHARLES, LA | 15 | $ 5,215,000 | $ 347,000 | $ 162,000 |
| URBAN HONOLULU, HI | 15 | $ 13,455,000 | $ 897,000 | $ 105,000 |
| COLLEGE STATION-BRYAN, TX | 14 | $ 5,230,000 | $ 373,000 | $ 202,000 |
| LUBBOCK, TX | 14 | $ 3,900,000 | $ 278,000 | $ 109,000 |
| SHREVEPORT-BOSSIER CITY, LA | 14 | $ 2,350,000 | $ 167,000 | $ 105,000 |
| WARNER ROBINS, GA | 14 | $ 2,870,000 | $ 205,000 | $ 86,000 |
| BANGOR, ME | 13 | $ 2,685,000 | $ 206,000 | $ 93,000 |
| BLOOMINGTON, IN | 13 | $ 4,755,000 | $ 365,000 | $ 163,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 13 | $ 3,375,000 | $ 259,000 | $ 266,000 |
| MEDFORD, OR | 13 | $ 5,945,000 | $ 457,000 | $ 130,000 |
| NEW BERN, NC | 13 | $ 3,315,000 | $ 255,000 | $ 111,000 |
| RENO, NV | 13 | $ 11,065,000 | $ 851,000 | $ 0 |
| SALINAS, CA | 13 | $ 10,415,000 | $ 801,000 | $ 178,000 |
| SPRINGFIELD, MA | 13 | $ 3,725,000 | $ 286,000 | $ 121,000 |
| CORPUS CHRISTI, TX | 12 | $ 3,220,000 | $ 268,000 | $ 119,000 |
| FLORENCE, SC | 12 | $ 2,280,000 | $ 190,000 | $ 68,000 |
| JOPLIN, MO | 12 | $ 2,140,000 | $ 178,000 | $ 124,000 |
| LAWRENCE, KS | 12 | $ 2,770,000 | $ 230,000 | $ 112,000 |
| MIDLAND, TX | 12 | $ 4,910,000 | $ 409,000 | $ 190,000 |
| MISSOULA, MT | 12 | $ 5,270,000 | $ 439,000 | $ 183,000 |
| SALEM, OR | 12 | $ 5,410,000 | $ 450,000 | $ 145,000 |
| BILLINGS, MT | 11 | $ 3,805,000 | $ 345,000 | $ 703,000 |
| CHARLOTTESVILLE, VA | 11 | $ 4,245,000 | $ 385,000 | $ 127,000 |
| HOT SPRINGS, AR | 11 | $ 2,755,000 | $ 250,000 | $ 178,000 |
| JONESBORO, AR | 11 | $ 3,625,000 | $ 329,000 | $ 110,000 |
| PEORIA, IL | 11 | $ 2,185,000 | $ 198,000 | $ 121,000 |
| REDDING, CA | 11 | $ 3,265,000 | $ 296,000 | $ 103,000 |
| TOPEKA, KS | 11 | $ 2,005,000 | $ 182,000 | $ 112,000 |
| YAKIMA, WA | 11 | $ 3,055,000 | $ 277,000 | $ 89,000 |
| DULUTH, MN-WI | 10 | $ 2,070,000 | $ 192,500 | $ 92,500 |
| FARGO, ND-MN | 10 | $ 2,630,000 | $ 261,000 | $ 114,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 10 | $ 3,870,000 | $ 387,000 | $ 142,000 |
| MONROE, MI | 10 | $ 2,380,000 | $ 238,000 | $ 118,000 |
| SEBASTIAN-VERO BEACH, FL | 10 | $ 2,990,000 | $ 299,000 | $ 135,000 |
| SIOUX FALLS, SD | 10 | $ 4,310,000 | $ 431,000 | $ 188,000 |
| TUSCALOOSA, AL | 10 | $ 3,360,000 | $ 336,000 | $ 159,000 |
| CHAMPAIGN-URBANA, IL | 9 | $ 1,255,000 | $ 139,000 | $ 84,000 |
| COLUMBIA, MO | 9 | $ 2,425,000 | $ 269,000 | $ 94,000 |
| FOND DU LAC, WI | 9 | $ 1,235,000 | $ 137,000 | $ 99,000 |
| GETTYSBURG, PA | 9 | $ 1,865,000 | $ 207,000 | $ 115,000 |
| KENNEWICK-RICHLAND, WA | 9 | $ 4,505,000 | $ 500,000 | $ 132,000 |
| LAWTON, OK | 9 | $ 1,055,000 | $ 117,000 | $ 137,000 |
| MACON-BIBB COUNTY, GA | 9 | $ 1,625,000 | $ 180,000 | $ 81,000 |
| MADERA, CA | 9 | $ 3,665,000 | $ 407,000 | $ 123,000 |
| MANHATTAN, KS | 9 | $ 2,285,000 | $ 253,000 | $ 115,000 |
| NORWICH-NEW LONDON, CT | 9 | $ 2,345,000 | $ 260,000 | $ 98,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 2,335,000 | $ 259,000 | $ 134,000 |
| RAPID CITY, SD | 9 | $ 6,235,000 | $ 692,000 | $ 248,000 |
| ROCKFORD, IL | 9 | $ 1,355,000 | $ 150,000 | $ 96,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 9 | $ 5,175,000 | $ 575,000 | $ 198,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 1,405,000 | $ 156,000 | $ 82,000 |
| THE VILLAGES, FL | 9 | $ 2,955,000 | $ 328,000 | $ 174,000 |
| WENATCHEE, WA | 9 | $ 5,355,000 | $ 595,000 | $ 103,000 |
| ALBANY, GA | 8 | $ 1,730,000 | $ 216,000 | $ 92,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,560,000 | $ 195,000 | $ 92,000 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 1,550,000 | $ 193,000 | $ 99,000 |
| BOWLING GREEN, KY | 8 | $ 2,840,000 | $ 355,000 | $ 136,000 |
| FARMINGTON, NM | 8 | $ 2,770,000 | $ 346,000 | $ 256,000 |
| GREEN BAY, WI | 8 | $ 1,940,000 | $ 242,000 | $ 201,000 |
| HAMMOND, LA | 8 | $ 1,650,000 | $ 206,000 | $ 114,000 |
| LONGVIEW, TX | 8 | $ 1,420,000 | $ 177,000 | $ 116,000 |
| MERCED, CA | 8 | $ 3,090,000 | $ 386,000 | $ 128,000 |
| MUNCIE, IN | 8 | $ 1,830,000 | $ 228,000 | $ 121,000 |
| ROME, GA | 8 | $ 2,880,000 | $ 360,000 | $ 143,000 |
| SIOUX CITY, IA-NE-SD | 8 | $ 1,510,000 | $ 188,666 | $ 143,666 |
| STATE COLLEGE, PA | 8 | $ 2,490,000 | $ 311,000 | $ 148,000 |
| TYLER, TX | 8 | $ 2,480,000 | $ 310,000 | $ 183,000 |
| ALBANY, OR | 7 | $ 2,185,000 | $ 312,000 | $ 99,000 |
| ALEXANDRIA, LA | 7 | $ 1,685,000 | $ 240,000 | $ 88,000 |
| AMARILLO, TX | 7 | $ 2,835,000 | $ 405,000 | $ 303,000 |
| CHICO, CA | 7 | $ 3,435,000 | $ 490,000 | $ 175,000 |
| CLEVELAND, TN | 7 | $ 2,045,000 | $ 292,000 | $ 97,000 |
| DOVER, DE | 7 | $ 2,165,000 | $ 309,000 | $ 99,000 |
| ELKHART-GOSHEN, IN | 7 | $ 1,495,000 | $ 213,000 | $ 83,000 |
| GREENVILLE, NC | 7 | $ 2,165,000 | $ 309,000 | $ 68,000 |
| HOUMA-THIBODAUX, LA | 7 | $ 1,205,000 | $ 172,000 | $ 65,000 |
| LYNCHBURG, VA | 7 | $ 2,495,000 | $ 356,000 | $ 103,000 |
| MONROE, LA | 7 | $ 1,905,000 | $ 272,000 | $ 106,000 |
| PUEBLO, CO | 7 | $ 1,485,000 | $ 212,000 | $ 89,000 |
| RACINE, WI | 7 | $ 1,915,000 | $ 273,000 | $ 130,000 |
| ROANOKE, VA | 7 | $ 2,005,000 | $ 286,000 | $ 176,000 |
| YUBA CITY, CA | 7 | $ 3,185,000 | $ 455,000 | $ 137,000 |
| BARNSTABLE TOWN, MA | 6 | $ 3,940,000 | $ 656,000 | $ 103,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 1,170,000 | $ 195,000 | $ 76,000 |
| CAPE GIRARDEAU, MO-IL | 6 | $ 870,000 | $ 145,000 | $ 105,000 |
| FAIRBANKS, AK | 6 | $ 1,440,000 | $ 240,000 | $ 126,000 |
| JACKSON, TN | 6 | $ 2,110,000 | $ 351,000 | $ 211,000 |
| JACKSONVILLE, NC | 6 | $ 2,460,000 | $ 410,000 | $ 126,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 6 | $ 1,460,000 | $ 196,000 | $ 94,000 |
| LA CROSSE-ONALASKA, WI-MN | 6 | $ 1,480,000 | $ 178,000 | $ 78,000 |
| LAREDO, TX | 6 | $ 730,000 | $ 121,000 | $ 137,000 |
| LEBANON, PA | 6 | $ 980,000 | $ 163,000 | $ 64,000 |
| LIMA, OH | 6 | $ 1,170,000 | $ 195,000 | $ 79,000 |
| MANCHESTER-NASHUA, NH | 6 | $ 2,520,000 | $ 420,000 | $ 113,000 |
| MANSFIELD, OH | 6 | $ 1,140,000 | $ 190,000 | $ 107,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 3,400,000 | $ 566,000 | $ 126,000 |
| MUSKEGON, MI | 6 | $ 2,370,000 | $ 395,000 | $ 210,000 |
| NAPA, CA | 6 | $ 6,030,000 | $ 1,005,000 | $ 204,000 |
| ROCHESTER, MN | 6 | $ 1,950,000 | $ 325,000 | $ 105,000 |
| SIERRA VISTA-DOUGLAS, AZ | 6 | $ 1,660,000 | $ 276,000 | $ 105,000 |
| SPRINGFIELD, OH | 6 | $ 1,190,000 | $ 198,000 | $ 107,000 |
| VICTORIA, TX | 6 | $ 1,090,000 | $ 181,000 | $ 96,000 |
| WHEELING, WV-OH | 6 | $ 960,000 | $ 156,000 | $ 116,500 |
| BATTLE CREEK, MI | 5 | $ 805,000 | $ 161,000 | $ 104,000 |
| BINGHAMTON, NY | 5 | $ 715,000 | $ 143,000 | $ 174,000 |
| BLOOMINGTON, IL | 5 | $ 1,035,000 | $ 207,000 | $ 118,000 |
| CASPER, WY | 5 | $ 985,000 | $ 197,000 | $ 83,000 |
| CEDAR RAPIDS, IA | 5 | $ 2,345,000 | $ 469,000 | $ 286,000 |
| CHEYENNE, WY | 5 | $ 2,025,000 | $ 405,000 | $ 182,000 |
| CORVALLIS, OR | 5 | $ 2,055,000 | $ 411,000 | $ 173,000 |
| EAU CLAIRE, WI | 5 | $ 1,125,000 | $ 225,000 | $ 106,000 |
| EVANSVILLE, IN-KY | 5 | $ 975,000 | $ 150,000 | $ 125,500 |
| JANESVILLE-BELOIT, WI | 5 | $ 725,000 | $ 145,000 | $ 89,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 5 | $ 5,545,000 | $ 1,109,000 | $ 70,000 |
| KINGSTON, NY | 5 | $ 2,515,000 | $ 503,000 | $ 85,000 |
| KOKOMO, IN | 5 | $ 1,485,000 | $ 297,000 | $ 152,000 |
| LEWISTON-AUBURN, ME | 5 | $ 1,035,000 | $ 207,000 | $ 95,000 |
| LONGVIEW, WA | 5 | $ 2,475,000 | $ 495,000 | $ 150,000 |
| MIDLAND, MI | 5 | $ 1,165,000 | $ 233,000 | $ 250,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 2,075,000 | $ 415,000 | $ 113,000 |
| PARKERSBURG-VIENNA, WV | 5 | $ 1,005,000 | $ 201,000 | $ 154,000 |
| SEBRING, FL | 5 | $ 1,735,000 | $ 347,000 | $ 136,000 |
| SHERMAN-DENISON, TX | 5 | $ 1,665,000 | $ 333,000 | $ 98,000 |
| SPRINGFIELD, IL | 5 | $ 1,245,000 | $ 249,000 | $ 95,000 |
| WACO, TX | 5 | $ 1,555,000 | $ 311,000 | $ 138,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 5 | $ 445,000 | $ 102,500 | $ 49,000 |
| WINCHESTER, VA-WV | 5 | $ 1,585,000 | $ 248,500 | $ 95,000 |
| AMES, IA | 4 | $ 1,210,000 | $ 302,000 | $ 147,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 920,000 | $ 230,000 | $ 85,000 |
| BISMARCK, ND | 4 | $ 1,690,000 | $ 422,000 | $ 125,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,990,000 | $ 497,000 | $ 249,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,260,000 | $ 315,000 | $ 124,000 |
| CARBONDALE-MARION, IL | 4 | $ 800,000 | $ 200,000 | $ 139,000 |
| COLUMBUS, IN | 4 | $ 1,210,000 | $ 302,000 | $ 106,000 |
| DANVILLE, IL | 4 | $ 590,000 | $ 147,000 | $ 116,000 |
| DECATUR, AL | 4 | $ 620,000 | $ 155,000 | $ 101,000 |
| DECATUR, IL | 4 | $ 560,000 | $ 140,000 | $ 85,000 |
| DOTHAN, AL | 4 | $ 800,000 | $ 200,000 | $ 60,000 |
| EL CENTRO, CA | 4 | $ 740,000 | $ 185,000 | $ 144,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 4 | $ 1,210,000 | $ 302,000 | $ 115,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 1,000,000 | $ 250,000 | $ 121,000 |
| GREAT FALLS, MT | 4 | $ 1,390,000 | $ 347,000 | $ 189,000 |
| HINESVILLE, GA | 4 | $ 1,090,000 | $ 272,000 | $ 82,000 |
| IDAHO FALLS, ID | 4 | $ 970,000 | $ 242,000 | $ 96,000 |
| ODESSA, TX | 4 | $ 2,090,000 | $ 522,000 | $ 125,000 |
| OWENSBORO, KY | 4 | $ 670,000 | $ 167,000 | $ 62,000 |
| ROCKY MOUNT, NC | 4 | $ 640,000 | $ 160,000 | $ 65,000 |
| SAGINAW, MI | 4 | $ 610,000 | $ 152,000 | $ 103,000 |
| SHEBOYGAN, WI | 4 | $ 1,180,000 | $ 295,000 | $ 132,000 |
| ST. CLOUD, MN | 4 | $ 570,000 | $ 142,000 | $ 64,000 |
| ST. JOSEPH, MO-KS | 4 | $ 830,000 | $ 207,000 | $ 66,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 1,920,000 | $ 480,000 | $ 142,000 |
| SYRACUSE, NY | 4 | $ 750,000 | $ 187,000 | $ 81,000 |
| TERRE HAUTE, IN | 4 | $ 1,340,000 | $ 335,000 | $ 160,000 |
| VALDOSTA, GA | 4 | $ 950,000 | $ 237,000 | $ 117,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 1,215,000 | $ 405,000 | $ 110,000 |
| ALTOONA, PA | 3 | $ 535,000 | $ 178,000 | $ 67,000 |
| BAY CITY, MI | 3 | $ 615,000 | $ 205,000 | $ 94,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 645,000 | $ 215,000 | $ 217,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 945,000 | $ 315,000 | $ 198,000 |
| CUMBERLAND, MD-WV | 3 | $ 275,000 | $ 91,000 | $ 75,000 |
| DALTON, GA | 3 | $ 735,000 | $ 245,000 | $ 77,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 375,000 | $ 127,500 | $ 58,500 |
| FORT SMITH, AR-OK | 3 | $ 735,000 | $ 245,000 | $ 88,000 |
| GLENS FALLS, NY | 3 | $ 1,685,000 | $ 561,000 | $ 100,000 |
| GRANTS PASS, OR | 3 | $ 1,165,000 | $ 388,000 | $ 127,000 |
| IOWA CITY, IA | 3 | $ 425,000 | $ 141,000 | $ 69,000 |
| JACKSON, MI | 3 | $ 985,000 | $ 328,000 | $ 257,000 |
| JOHNSTOWN, PA | 3 | $ 605,000 | $ 201,000 | $ 109,000 |
| LOGAN, UT-ID | 3 | $ 685,000 | $ 228,000 | $ 86,000 |
| POCATELLO, ID | 3 | $ 1,355,000 | $ 451,000 | $ 121,000 |
| ROCHESTER, NY | 3 | $ 1,085,000 | $ 361,000 | $ 116,000 |
| TWIN FALLS, ID | 3 | $ 1,555,000 | $ 518,000 | $ 97,000 |
| UTICA-ROME, NY | 3 | $ 715,000 | $ 238,000 | $ 115,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 505,000 | $ 168,000 | $ 84,000 |
| WALLA WALLA, WA | 3 | $ 825,000 | $ 275,000 | $ 117,000 |
| WILLIAMSPORT, PA | 3 | $ 335,000 | $ 111,000 | $ 75,000 |
| ABILENE, TX | 2 | $ 180,000 | $ 90,000 | $ 254,000 |
| GADSDEN, AL | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| GOLDSBORO, NC | 2 | $ 290,000 | $ 145,000 | $ 92,000 |
| HANFORD-CORCORAN, CA | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| HATTIESBURG, MS | 2 | $ 360,000 | $ 180,000 | $ 164,000 |
| JEFFERSON CITY, MO | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| KANKAKEE, IL | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| LEWISTON, ID-WA | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 630,000 | $ 315,000 | $ 166,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 750,000 | $ 375,000 | $ 102,000 |
| PITTSFIELD, MA | 2 | $ 1,030,000 | $ 515,000 | $ 250,000 |
| SUMTER, SC | 2 | $ 310,000 | $ 155,000 | $ 31,000 |
| TEXARKANA, TX-AR | 2 | $ 760,000 | $ 380,000 | $ 264,000 |
| WICHITA FALLS, TX | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| BECKLEY, WV | 1 | $ 285,000 | $ 285,000 | $ 190,000 |
| DUBUQUE, IA | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| ENID, OK | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| GRAND ISLAND, NE | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| ITHACA, NY | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| MORRISTOWN, TN | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| SAN ANGELO, TX | 1 | $ 315,000 | $ 315,000 | $ 161,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| YUMA, AZ | 1 | $ 235,000 | $ 235,000 | $ 229,000 |
Mortgage Loan Application Detail Totals for Ally Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,661 | $6,010,445,000 | $474,000 | $44,005,000 | $164,000 | $9,875,000 |
| Cash-out Refinancing | 4,178 | $1,896,300,000 | $453,000 | $3,475,000 | $154,000 | $5,938,000 |
| Refinancing | 3,316 | $1,749,535,000 | $527,000 | $90,005,000 | $209,000 | $7,010,000 |
| Home Improvement | 291 | $79,095,000 | $271,000 | $2,195,000 | $150,000 | $4,500,000 |
| Other Purpose | 251 | $58,515,000 | $233,000 | $1,175,000 | $194,000 | $7,800,000 |
| Not Applicable | 67 | $38,905,000 | $580,000 | $1,045,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,083 | $3,828,105,000 | $379,000 | $13,685,000 | $165,000 | $9,875,000 |
| Not Provided | 3,377 | $1,370,025,000 | $405,000 | $2,385,000 | $183,000 | $5,545,000 |
| Not applicable | 2,961 | $2,914,350,000 | $984,000 | $90,005,000 | $0 | $0 |
| Hispanic | 1,409 | $497,845,000 | $353,000 | $1,995,000 | $157,000 | $2,704,000 |
| Black or African American | 1,255 | $378,095,000 | $301,000 | $2,195,000 | $140,000 | $7,800,000 |
| Asian | 982 | $486,950,000 | $495,000 | $2,105,000 | $191,000 | $1,712,000 |
| American Indian or Alaskan Native | 119 | $36,305,000 | $305,000 | $1,865,000 | $138,000 | $975,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $4,670,000 | $583,000 | $1,785,000 | $184,000 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,764 | $9,832,795,000 | $473,000 | $90,005,000 | $169,000 | $9,875,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,923 | $3,292,210,000 | $415,000 | $90,005,000 | $162,000 | $9,875,000 |
| Application Withdrawn By Applicant | 5,382 | $2,063,350,000 | $383,000 | $3,475,000 | $186,000 | $7,800,000 |
| Loan Purchased By The Institution | 2,958 | $2,780,340,000 | $939,000 | $3,055,000 | $0 | $0 |
| Application Denied By Financial Institution | 2,110 | $726,030,000 | $344,000 | $2,585,000 | $142,000 | $5,200,000 |
| File Closed For Incompleteness | 2,028 | $787,080,000 | $388,000 | $13,685,000 | $183,000 | $6,735,000 |
| Application Approved But Not Accepted | 363 | $183,785,000 | $506,000 | $44,005,000 | $159,000 | $1,154,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,654 | $9,106,765,000 | $488,000 | $90,005,000 | $173,000 | $9,875,000 |
| Debt-To-Income Ratio | 726 | $296,770,000 | $408,000 | $2,585,000 | $101,000 | $5,200,000 |
| Credit History | 520 | $127,680,000 | $245,000 | $1,015,000 | $129,000 | $1,392,000 |
| Credit Application Incomplete | 443 | $161,625,000 | $364,000 | $2,005,000 | $212,000 | $4,388,000 |
| Collateral | 227 | $73,005,000 | $321,000 | $1,915,000 | $168,000 | $3,100,000 |
| Other | 75 | $24,575,000 | $327,000 | $1,435,000 | $139,000 | $1,261,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 53 | $17,705,000 | $334,000 | $1,485,000 | $124,000 | $450,000 |
| Employment History | 35 | $12,655,000 | $361,000 | $1,305,000 | $96,000 | $619,000 |
| Unverifiable Information | 31 | $12,015,000 | $387,000 | $1,155,000 | $139,000 | $545,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.