American Bank Mortgage Lending & HMDA Data, 2008
In 2008, American Bank of Greenbelt, MD reported 3,420 mortgage applications totaling $839.2 million, up 85% from 2007. The average application was for $245,389, and applicants reported an average income of $87,429. 58% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (268), Ann Arbor, MI (169) and Baltimore-Towson, MD (145) (applications in parentheses).
| Mortgage Company & Address | American Bank 9001 Edmonston Road, Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,420 |
| Total Mortgage Loan Application Amount | $839,233,000 |
| Average Mortgage Loan Application Amount | $245,389 |
| Highest Mortgage Loan Application Amount | $5,600,000 |
| Average Applicant Income | $87,429 |
| Highest Applicant Income | $2,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washtenaw, Michigan | 169 | $ 14,266,000 | $ 84,414 | $ 73,000 |
| Prince George's, Maryland | 109 | $ 31,140,000 | $ 285,688 | $ 96,000 |
| Montgomery, Maryland | 87 | $ 30,761,000 | $ 353,574 | $ 121,000 |
| Cook, Illinois | 53 | $ 13,092,000 | $ 247,018 | $ 83,000 |
| Maricopa, Arizona | 51 | $ 10,881,000 | $ 213,352 | $ 50,000 |
| Baltimore City, Maryland | 48 | $ 7,486,000 | $ 155,958 | $ 113,000 |
| Franklin, Ohio | 43 | $ 5,675,000 | $ 131,976 | $ 60,000 |
| District of Columbia, District Of Columbia | 39 | $ 13,147,000 | $ 337,102 | $ 126,000 |
| San Diego, California | 37 | $ 20,441,000 | $ 552,459 | $ 171,000 |
| Anne Arundel, Maryland | 37 | $ 11,795,000 | $ 318,783 | $ 134,000 |
| Allegheny, Pennsylvania | 37 | $ 5,781,000 | $ 156,243 | $ 87,000 |
| Clark, Nevada | 35 | $ 13,034,000 | $ 372,400 | $ 84,000 |
| Fairfax, Virginia | 35 | $ 12,244,000 | $ 349,828 | $ 117,000 |
| Los Angeles, California | 32 | $ 19,496,000 | $ 609,250 | $ 281,000 |
| Mecklenburg, North Carolina | 32 | $ 5,949,000 | $ 185,906 | $ 57,000 |
| Riverside, California | 31 | $ 11,215,000 | $ 361,774 | $ 114,000 |
| Baltimore, Maryland | 24 | $ 5,949,000 | $ 247,875 | $ 58,000 |
| Prince William, Virginia | 22 | $ 7,261,000 | $ 330,045 | $ 78,000 |
| Albany, New York | 21 | $ 3,454,000 | $ 164,476 | $ 173,000 |
| Saratoga, New York | 18 | $ 3,919,000 | $ 217,722 | $ 127,000 |
| York, Pennsylvania | 18 | $ 3,921,000 | $ 217,833 | $ 64,000 |
| Broward, Florida | 16 | $ 4,590,000 | $ 286,875 | $ 110,000 |
| Worcester, Massachusetts | 16 | $ 3,871,000 | $ 241,937 | $ 85,000 |
| Middlesex, Massachusetts | 15 | $ 4,589,000 | $ 305,933 | $ 105,000 |
| Norfolk, Massachusetts | 15 | $ 4,831,000 | $ 322,066 | $ 122,000 |
| Nassau, New York | 15 | $ 5,347,000 | $ 356,466 | $ 104,000 |
| Berks, Pennsylvania | 15 | $ 2,525,000 | $ 168,333 | $ 61,000 |
| El Paso, Colorado | 14 | $ 2,906,000 | $ 207,571 | $ 3,000 |
| Miami-Dade, Florida | 14 | $ 4,629,000 | $ 330,642 | $ 124,000 |
| Frederick, Maryland | 14 | $ 4,327,000 | $ 309,071 | $ 94,000 |
| Cuyahoga, Ohio | 14 | $ 2,147,000 | $ 153,357 | $ 55,000 |
| San Bernardino, California | 13 | $ 4,183,000 | $ 321,769 | $ 87,000 |
| New Castle, Delaware | 13 | $ 3,306,000 | $ 254,307 | $ 90,000 |
| Orange, Florida | 13 | $ 3,089,000 | $ 237,615 | $ 124,000 |
| DeKalb, Georgia | 13 | $ 4,064,000 | $ 312,615 | $ 88,000 |
| Fulton, Georgia | 13 | $ 1,897,000 | $ 145,923 | $ 60,000 |
| Hampden, Massachusetts | 13 | $ 2,142,000 | $ 164,769 | $ 74,000 |
| Kings, New York | 13 | $ 5,206,000 | $ 400,461 | $ 109,000 |
| Schenectady, New York | 13 | $ 1,934,000 | $ 148,769 | $ 63,000 |
| Philadelphia, Pennsylvania | 13 | $ 2,052,000 | $ 157,846 | $ 58,000 |
| Alameda, California | 12 | $ 6,187,000 | $ 515,583 | $ 153,000 |
| Jefferson, Colorado | 12 | $ 2,854,000 | $ 237,833 | $ 97,000 |
| Duval, Florida | 12 | $ 2,503,000 | $ 208,583 | $ 23,000 |
| Hillsborough, Florida | 12 | $ 2,054,000 | $ 171,166 | $ 54,000 |
| Carroll, Maryland | 12 | $ 3,527,000 | $ 293,916 | $ 94,000 |
| Harford, Maryland | 12 | $ 3,083,000 | $ 256,916 | $ 94,000 |
| Wake, North Carolina | 12 | $ 2,583,000 | $ 215,250 | $ 64,000 |
| Butler, Ohio | 12 | $ 2,175,000 | $ 181,250 | $ 54,000 |
| Loudoun, Virginia | 12 | $ 3,448,000 | $ 287,333 | $ 112,000 |
| Contra Costa, California | 11 | $ 5,290,000 | $ 480,909 | $ 131,000 |
| Denver, Colorado | 11 | $ 2,433,000 | $ 221,181 | $ 73,000 |
| Sussex, Delaware | 11 | $ 3,323,000 | $ 302,090 | $ 317,000 |
| Gwinnett, Georgia | 11 | $ 2,132,000 | $ 193,818 | $ 66,000 |
| DuPage, Illinois | 11 | $ 3,443,000 | $ 313,000 | $ 77,000 |
| Kane, Illinois | 11 | $ 3,248,000 | $ 295,272 | $ 117,000 |
| Hillsborough, New Hampshire | 11 | $ 2,623,000 | $ 238,454 | $ 105,000 |
| Monmouth, New Jersey | 11 | $ 5,195,000 | $ 472,272 | $ 147,000 |
| Bernalillo, New Mexico | 11 | $ 1,945,000 | $ 176,818 | $ 19,000 |
| Queens, New York | 11 | $ 3,236,000 | $ 294,181 | $ 78,000 |
| Rensselaer, New York | 11 | $ 1,671,000 | $ 151,909 | $ 72,000 |
| Milwaukee, Wisconsin | 11 | $ 1,742,000 | $ 158,363 | $ 59,000 |
| Pima, Arizona | 10 | $ 2,070,000 | $ 207,000 | $ 29,000 |
| New Haven, Connecticut | 10 | $ 2,456,000 | $ 245,600 | $ 88,000 |
| St. Clair, Illinois | 10 | $ 2,036,000 | $ 203,600 | $ 20,000 |
| Will, Illinois | 10 | $ 2,192,000 | $ 219,200 | $ 54,000 |
| Howard, Maryland | 10 | $ 2,713,000 | $ 271,300 | $ 98,000 |
| Essex, Massachusetts | 10 | $ 3,194,000 | $ 319,400 | $ 108,000 |
| Delaware, Ohio | 10 | $ 2,133,000 | $ 213,300 | $ 86,000 |
| Mobile, Alabama | 9 | $ 1,104,000 | $ 122,666 | $ 88,000 |
| Adams, Colorado | 9 | $ 1,763,000 | $ 195,888 | $ 76,000 |
| Arapahoe, Colorado | 9 | $ 2,184,000 | $ 242,666 | $ 70,000 |
| Palm Beach, Florida | 9 | $ 2,876,000 | $ 319,555 | $ 109,000 |
| Cobb, Georgia | 9 | $ 1,956,000 | $ 217,333 | $ 69,000 |
| Stephenson, Illinois | 9 | $ 780,000 | $ 86,666 | $ 54,000 |
| Winnebago, Illinois | 9 | $ 1,290,000 | $ 143,333 | $ 69,000 |
| Marion, Indiana | 9 | $ 1,535,000 | $ 170,555 | $ 56,000 |
| Barnstable, Massachusetts | 9 | $ 2,286,000 | $ 254,000 | $ 74,000 |
| Bristol, Massachusetts | 9 | $ 2,535,000 | $ 281,666 | $ 66,000 |
| Chester, Pennsylvania | 9 | $ 2,275,000 | $ 252,777 | $ 84,000 |
| Montgomery, Pennsylvania | 9 | $ 2,054,000 | $ 228,222 | $ 84,000 |
| Dorchester, South Carolina | 9 | $ 1,703,000 | $ 189,222 | $ 50,000 |
| Stafford, Virginia | 9 | $ 2,891,000 | $ 321,222 | $ 100,000 |
| King, Washington | 9 | $ 4,287,000 | $ 476,333 | $ 188,000 |
| Larimer, Colorado | 8 | $ 1,561,000 | $ 195,125 | $ 89,000 |
| Mesa, Colorado | 8 | $ 1,841,000 | $ 230,125 | $ 58,000 |
| Fairfield, Connecticut | 8 | $ 7,791,000 | $ 973,875 | $ 336,000 |
| Lake, Illinois | 8 | $ 1,572,000 | $ 196,500 | $ 65,000 |
| Jefferson, Kentucky | 8 | $ 1,096,000 | $ 137,000 | $ 82,000 |
| Calvert, Maryland | 8 | $ 2,893,000 | $ 361,625 | $ 95,000 |
| Washington, Maryland | 8 | $ 1,802,000 | $ 225,250 | $ 69,000 |
| Worcester, Maryland | 8 | $ 2,178,000 | $ 272,250 | $ 108,000 |
| Macomb, Michigan | 8 | $ 1,442,000 | $ 180,250 | $ 22,000 |
| Washoe, Nevada | 8 | $ 2,022,000 | $ 252,750 | $ 42,000 |
| Rockingham, New Hampshire | 8 | $ 2,262,000 | $ 282,750 | $ 123,000 |
| Essex, New Jersey | 8 | $ 2,627,000 | $ 328,375 | $ 99,000 |
| Middlesex, New Jersey | 8 | $ 2,484,000 | $ 310,500 | $ 119,000 |
| Providence, Rhode Island | 8 | $ 1,552,000 | $ 194,000 | $ 75,000 |
| Spotsylvania, Virginia | 8 | $ 2,425,000 | $ 303,125 | $ 80,000 |
| Pierce, Washington | 8 | $ 3,373,000 | $ 421,625 | $ 87,000 |
| Orange, California | 7 | $ 6,991,000 | $ 998,714 | $ 304,000 |
| Douglas, Colorado | 7 | $ 2,295,000 | $ 327,857 | $ 143,000 |
| Hartford, Connecticut | 7 | $ 1,240,000 | $ 177,142 | $ 71,000 |
| Lake, Florida | 7 | $ 1,657,000 | $ 236,714 | $ 67,000 |
| Lee, Florida | 7 | $ 1,689,000 | $ 241,285 | $ 60,000 |
| Manatee, Florida | 7 | $ 2,241,000 | $ 320,142 | $ 93,000 |
| Marion, Florida | 7 | $ 881,000 | $ 125,857 | $ 68,000 |
| Chatham, Georgia | 7 | $ 1,379,000 | $ 197,000 | $ 19,000 |
| Muscogee, Georgia | 7 | $ 1,419,000 | $ 202,714 | $ 0 |
| Richmond, Georgia | 7 | $ 1,078,000 | $ 154,000 | $ 56,000 |
| Lake, Indiana | 7 | $ 1,408,000 | $ 201,142 | $ 70,000 |
| St. Tammany, Louisiana | 7 | $ 1,750,000 | $ 250,000 | $ 109,000 |
| Charles, Maryland | 7 | $ 2,285,000 | $ 326,428 | $ 108,000 |
| Suffolk, Massachusetts | 7 | $ 1,876,000 | $ 268,000 | $ 89,000 |
| Hennepin, Minnesota | 7 | $ 1,449,000 | $ 207,000 | $ 73,000 |
| Hudson, New Jersey | 7 | $ 2,266,000 | $ 323,714 | $ 163,000 |
| Passaic, New Jersey | 7 | $ 1,815,000 | $ 259,285 | $ 90,000 |
| Warren, New York | 7 | $ 1,157,000 | $ 165,285 | $ 84,000 |
| Hamilton, Ohio | 7 | $ 1,237,000 | $ 176,714 | $ 83,000 |
| Dauphin, Pennsylvania | 7 | $ 1,305,000 | $ 186,428 | $ 96,000 |
| Lehigh, Pennsylvania | 7 | $ 2,145,000 | $ 306,428 | $ 117,000 |
| Berkeley, South Carolina | 7 | $ 1,225,000 | $ 175,000 | $ 26,000 |
| Horry, South Carolina | 7 | $ 1,506,000 | $ 215,142 | $ 48,000 |
| Richland, South Carolina | 7 | $ 1,409,000 | $ 201,285 | $ 8,000 |
| Virginia Beach, Virginia | 7 | $ 1,384,000 | $ 197,714 | $ 59,000 |
| Cochise, Arizona | 6 | $ 1,101,000 | $ 183,500 | $ 14,000 |
| Sacramento, California | 6 | $ 2,061,000 | $ 343,500 | $ 149,000 |
| Santa Clara, California | 6 | $ 2,533,000 | $ 422,166 | $ 93,000 |
| Sarasota, Florida | 6 | $ 1,459,000 | $ 243,166 | $ 88,000 |
| St. Lucie, Florida | 6 | $ 1,261,000 | $ 210,166 | $ 53,000 |
| Honolulu, Hawaii | 6 | $ 1,963,000 | $ 327,166 | $ 57,000 |
| McHenry, Illinois | 6 | $ 1,293,000 | $ 215,500 | $ 85,000 |
| Ascension, Louisiana | 6 | $ 791,000 | $ 131,833 | $ 74,000 |
| East Baton Rouge, Louisiana | 6 | $ 956,000 | $ 159,333 | $ 80,000 |
| Cumberland, Maine | 6 | $ 1,368,000 | $ 228,000 | $ 65,000 |
| Allegany, Maryland | 6 | $ 989,000 | $ 164,833 | $ 63,000 |
| Caroline, Maryland | 6 | $ 922,000 | $ 153,666 | $ 64,000 |
| Talbot, Maryland | 6 | $ 1,171,000 | $ 195,166 | $ 65,000 |
| Plymouth, Massachusetts | 6 | $ 1,260,000 | $ 210,000 | $ 101,000 |
| New York, New York | 6 | $ 4,226,000 | $ 704,333 | $ 639,000 |
| Cumberland, North Carolina | 6 | $ 1,007,000 | $ 167,833 | $ 17,000 |
| Clermont, Ohio | 6 | $ 1,082,000 | $ 180,333 | $ 49,000 |
| Licking, Ohio | 6 | $ 853,000 | $ 142,166 | $ 48,000 |
| Montgomery, Ohio | 6 | $ 834,000 | $ 139,000 | $ 32,000 |
| Summit, Ohio | 6 | $ 1,051,000 | $ 175,166 | $ 62,000 |
| Jackson, Oregon | 6 | $ 2,299,000 | $ 383,166 | $ 128,000 |
| Spartanburg, South Carolina | 6 | $ 880,000 | $ 146,666 | $ 53,000 |
| Salt Lake, Utah | 6 | $ 1,113,000 | $ 185,500 | $ 21,000 |
| Hampton, Virginia | 6 | $ 1,178,000 | $ 196,333 | $ 62,000 |
| Snohomish, Washington | 6 | $ 1,766,000 | $ 294,333 | $ 74,000 |
| Racine, Wisconsin | 6 | $ 1,411,000 | $ 235,166 | $ 74,000 |
| Jefferson, Alabama | 5 | $ 857,000 | $ 171,400 | $ 32,000 |
| Pinal, Arizona | 5 | $ 647,000 | $ 129,400 | $ 51,000 |
| Kern, California | 5 | $ 1,419,000 | $ 283,800 | $ 78,000 |
| San Joaquin, California | 5 | $ 1,517,000 | $ 303,400 | $ 78,000 |
| Kent, Delaware | 5 | $ 1,078,000 | $ 215,600 | $ 79,000 |
| Clay, Florida | 5 | $ 1,006,000 | $ 201,200 | $ 15,000 |
| Hernando, Florida | 5 | $ 1,002,000 | $ 200,400 | $ 73,000 |
| Volusia, Florida | 5 | $ 927,000 | $ 185,400 | $ 67,000 |
| Columbia, Georgia | 5 | $ 897,000 | $ 179,400 | $ 0 |
| Henry, Georgia | 5 | $ 865,000 | $ 173,000 | $ 37,000 |
| Paulding, Georgia | 5 | $ 699,000 | $ 139,800 | $ 46,000 |
| Ogle, Illinois | 5 | $ 844,000 | $ 168,800 | $ 89,000 |
| Linn, Iowa | 5 | $ 900,000 | $ 180,000 | $ 100,000 |
| St. Mary's, Maryland | 5 | $ 1,440,000 | $ 288,000 | $ 68,000 |
| Genesee, Michigan | 5 | $ 759,000 | $ 151,800 | $ 57,000 |
| Ocean, New Jersey | 5 | $ 1,297,000 | $ 259,400 | $ 84,000 |
| Sussex, New Jersey | 5 | $ 1,648,000 | $ 329,600 | $ 69,000 |
| Fulton, New York | 5 | $ 817,000 | $ 163,400 | $ 69,000 |
| Rockland, New York | 5 | $ 1,552,000 | $ 310,400 | $ 148,000 |
| Durham, North Carolina | 5 | $ 797,000 | $ 159,400 | $ 41,000 |
| Forsyth, North Carolina | 5 | $ 697,000 | $ 139,400 | $ 40,000 |
| Guilford, North Carolina | 5 | $ 900,000 | $ 180,000 | $ 66,000 |
| Fairfield, Ohio | 5 | $ 829,000 | $ 165,800 | $ 53,000 |
| Lorain, Ohio | 5 | $ 1,032,000 | $ 206,400 | $ 75,000 |
| Medina, Ohio | 5 | $ 781,000 | $ 156,200 | $ 42,000 |
| Pickaway, Ohio | 5 | $ 821,000 | $ 164,200 | $ 57,000 |
| Bucks, Pennsylvania | 5 | $ 1,021,000 | $ 204,200 | $ 79,000 |
| Beaufort, South Carolina | 5 | $ 953,000 | $ 190,600 | $ 48,000 |
| Lexington, South Carolina | 5 | $ 1,644,000 | $ 328,800 | $ 92,000 |
| Harris, Texas | 5 | $ 1,153,000 | $ 230,600 | $ 55,000 |
| Utah, Utah | 5 | $ 1,374,000 | $ 274,800 | $ 0 |
| Arlington, Virginia | 5 | $ 1,866,000 | $ 373,200 | $ 136,000 |
| Chesapeake, Virginia | 5 | $ 1,306,000 | $ 261,200 | $ 72,000 |
| Newport News, Virginia | 5 | $ 751,000 | $ 150,200 | $ 71,000 |
| Dodge, Wisconsin | 5 | $ 840,000 | $ 168,000 | $ 46,000 |
| Waukesha, Wisconsin | 5 | $ 1,029,000 | $ 205,800 | $ 60,000 |
| Blount, Alabama | 4 | $ 570,000 | $ 142,500 | $ 68,000 |
| Anchorage, Alaska | 4 | $ 1,224,000 | $ 306,000 | $ 44,000 |
| Benton, Arkansas | 4 | $ 772,000 | $ 193,000 | $ 33,000 |
| Weld, Colorado | 4 | $ 743,000 | $ 185,750 | $ 9,000 |
| New London, Connecticut | 4 | $ 1,066,000 | $ 266,500 | $ 54,000 |
| Brevard, Florida | 4 | $ 868,000 | $ 217,000 | $ 49,000 |
| Martin, Florida | 4 | $ 934,000 | $ 233,500 | $ 104,000 |
| Osceola, Florida | 4 | $ 719,000 | $ 179,750 | $ 55,000 |
| Pasco, Florida | 4 | $ 808,000 | $ 202,000 | $ 53,000 |
| Pinellas, Florida | 4 | $ 795,000 | $ 198,750 | $ 70,000 |
| Sumter, Florida | 4 | $ 751,000 | $ 187,750 | $ 49,000 |
| Bibb, Georgia | 4 | $ 778,000 | $ 194,500 | $ 18,000 |
| Hawaii, Hawaii | 4 | $ 1,359,000 | $ 339,750 | $ 78,000 |
| Maui, Hawaii | 4 | $ 2,507,000 | $ 626,750 | $ 357,000 |
| Madison, Illinois | 4 | $ 566,000 | $ 141,500 | $ 54,000 |
| Vanderburgh, Indiana | 4 | $ 984,000 | $ 246,000 | $ 78,000 |
| Hardin, Kentucky | 4 | $ 719,000 | $ 179,750 | $ 15,000 |
| Jefferson, Louisiana | 4 | $ 818,000 | $ 204,500 | $ 61,000 |
| Kent, Michigan | 4 | $ 718,000 | $ 179,500 | $ 162,000 |
| Jackson, Missouri | 4 | $ 687,000 | $ 171,750 | $ 67,000 |
| Burlington, New Jersey | 4 | $ 1,168,000 | $ 292,000 | $ 66,000 |
| Union, New Jersey | 4 | $ 958,000 | $ 239,500 | $ 89,000 |
| Jefferson, New York | 4 | $ 768,000 | $ 192,000 | $ 63,000 |
| Onondaga, New York | 4 | $ 871,000 | $ 217,750 | $ 127,000 |
| Richmond, New York | 4 | $ 1,035,000 | $ 258,750 | $ 66,000 |
| Suffolk, New York | 4 | $ 1,232,000 | $ 308,000 | $ 69,000 |
| Richmond, North Carolina | 4 | $ 694,000 | $ 173,500 | $ 71,000 |
| Union, North Carolina | 4 | $ 1,973,000 | $ 493,250 | $ 331,000 |
| Greene, Ohio | 4 | $ 823,000 | $ 205,750 | $ 19,000 |
| Warren, Ohio | 4 | $ 1,086,000 | $ 271,500 | $ 31,000 |
| Cleveland, Oklahoma | 4 | $ 643,000 | $ 160,750 | $ 21,000 |
| Oklahoma, Oklahoma | 4 | $ 1,074,000 | $ 268,500 | $ 68,000 |
| Multnomah, Oregon | 4 | $ 744,000 | $ 186,000 | $ 52,000 |
| Butler, Pennsylvania | 4 | $ 903,000 | $ 225,750 | $ 83,000 |
| Northampton, Pennsylvania | 4 | $ 859,000 | $ 214,750 | $ 71,000 |
| Washington, Pennsylvania | 4 | $ 1,108,000 | $ 277,000 | $ 156,000 |
| Westmoreland, Pennsylvania | 4 | $ 1,115,000 | $ 278,750 | $ 69,000 |
| Charleston, South Carolina | 4 | $ 994,000 | $ 248,500 | $ 47,000 |
| Davidson, Tennessee | 4 | $ 904,000 | $ 226,000 | $ 51,000 |
| Hamilton, Tennessee | 4 | $ 640,000 | $ 160,000 | $ 53,000 |
| Montgomery, Tennessee | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Sevier, Tennessee | 4 | $ 531,000 | $ 132,750 | $ 43,000 |
| Bexar, Texas | 4 | $ 629,000 | $ 157,250 | $ 34,000 |
| Chittenden, Vermont | 4 | $ 970,000 | $ 242,500 | $ 68,000 |
| Alexandria, Virginia | 4 | $ 1,698,000 | $ 424,500 | $ 95,000 |
| Chesterfield, Virginia | 4 | $ 858,000 | $ 214,500 | $ 59,000 |
| Norfolk, Virginia | 4 | $ 778,000 | $ 194,500 | $ 53,000 |
| Portsmouth, Virginia | 4 | $ 795,000 | $ 198,750 | $ 89,000 |
| Whatcom, Washington | 4 | $ 1,132,000 | $ 283,000 | $ 100,000 |
| Laramie, Wyoming | 4 | $ 725,000 | $ 181,250 | $ 0 |
| Baldwin, Alabama | 3 | $ 5,921,000 | $ 1,973,666 | $ 46,000 |
| Madison, Alabama | 3 | $ 557,000 | $ 185,666 | $ 30,000 |
| Montgomery, Alabama | 3 | $ 1,110,000 | $ 370,000 | $ 114,000 |
| Fairbanks North Star, Alaska | 3 | $ 652,000 | $ 217,333 | $ 30,000 |
| Mohave, Arizona | 3 | $ 641,000 | $ 213,666 | $ 47,000 |
| Placer, California | 3 | $ 965,000 | $ 321,666 | $ 33,000 |
| Solano, California | 3 | $ 1,458,000 | $ 486,000 | $ 93,000 |
| Ventura, California | 3 | $ 1,662,000 | $ 554,000 | $ 134,000 |
| Bay, Florida | 3 | $ 488,000 | $ 162,666 | $ 27,000 |
| Collier, Florida | 3 | $ 1,328,000 | $ 442,666 | $ 268,000 |
| Clayton, Georgia | 3 | $ 436,000 | $ 145,333 | $ 0 |
| Fayette, Georgia | 3 | $ 1,230,000 | $ 410,000 | $ 463,000 |
| Forsyth, Georgia | 3 | $ 601,000 | $ 200,333 | $ 56,000 |
| Ada, Idaho | 3 | $ 683,000 | $ 227,666 | $ 0 |
| Boone, Illinois | 3 | $ 563,000 | $ 187,666 | $ 51,000 |
| Kendall, Illinois | 3 | $ 763,000 | $ 254,333 | $ 76,000 |
| McLean, Illinois | 3 | $ 597,000 | $ 199,000 | $ 24,000 |
| Allen, Indiana | 3 | $ 493,000 | $ 164,333 | $ 23,000 |
| Dallas, Iowa | 3 | $ 311,000 | $ 103,666 | $ 66,000 |
| Polk, Iowa | 3 | $ 398,000 | $ 132,666 | $ 34,000 |
| Johnson, Kansas | 3 | $ 956,000 | $ 318,666 | $ 846,000 |
| Fayette, Kentucky | 3 | $ 1,250,000 | $ 416,666 | $ 199,000 |
| Kenton, Kentucky | 3 | $ 493,000 | $ 164,333 | $ 28,000 |
| Lafayette, Louisiana | 3 | $ 500,000 | $ 166,666 | $ 54,000 |
| Ouachita, Louisiana | 3 | $ 947,000 | $ 315,666 | $ 50,000 |
| Oxford, Maine | 3 | $ 333,000 | $ 111,000 | $ 37,000 |
| Penobscot, Maine | 3 | $ 508,000 | $ 169,333 | $ 51,000 |
| Sagadahoc, Maine | 3 | $ 664,000 | $ 221,333 | $ 51,000 |
| York, Maine | 3 | $ 663,000 | $ 221,000 | $ 78,000 |
| Dorchester, Maryland | 3 | $ 754,000 | $ 251,333 | $ 99,000 |
| Oakland, Michigan | 3 | $ 783,000 | $ 261,000 | $ 52,000 |
| Saginaw, Michigan | 3 | $ 267,000 | $ 89,000 | $ 32,000 |
| Wayne, Michigan | 3 | $ 666,000 | $ 222,000 | $ 84,000 |
| Isanti, Minnesota | 3 | $ 363,000 | $ 121,000 | $ 87,000 |
| Scott, Minnesota | 3 | $ 709,000 | $ 236,333 | $ 125,000 |
| St. Louis, Minnesota | 3 | $ 374,000 | $ 124,666 | $ 51,000 |
| Pulaski, Missouri | 3 | $ 690,000 | $ 230,000 | $ 108,000 |
| Cheshire, New Hampshire | 3 | $ 595,000 | $ 198,333 | $ 73,000 |
| Sullivan, New Hampshire | 3 | $ 3,375,000 | $ 1,125,000 | $ 879,000 |
| Atlantic, New Jersey | 3 | $ 1,973,000 | $ 657,666 | $ 220,000 |
| Bergen, New Jersey | 3 | $ 909,000 | $ 303,000 | $ 105,000 |
| Camden, New Jersey | 3 | $ 495,000 | $ 165,000 | $ 29,000 |
| Cape May, New Jersey | 3 | $ 1,804,000 | $ 601,333 | $ 354,000 |
| Hunterdon, New Jersey | 3 | $ 1,767,000 | $ 589,000 | $ 207,000 |
| Somerset, New Jersey | 3 | $ 1,019,000 | $ 339,666 | $ 52,000 |
| Dona Ana, New Mexico | 3 | $ 677,000 | $ 225,666 | $ 0 |
| Sandoval, New Mexico | 3 | $ 633,000 | $ 211,000 | $ 34,000 |
| Bronx, New York | 3 | $ 1,496,000 | $ 498,666 | $ 114,000 |
| Erie, New York | 3 | $ 697,000 | $ 232,333 | $ 53,000 |
| Orange, New York | 3 | $ 2,266,000 | $ 755,333 | $ 226,000 |
| Alamance, North Carolina | 3 | $ 626,000 | $ 208,666 | $ 145,000 |
| Northampton, North Carolina | 3 | $ 804,000 | $ 268,000 | $ 67,000 |
| Onslow, North Carolina | 3 | $ 543,000 | $ 181,000 | $ 0 |
| Pasquotank, North Carolina | 3 | $ 546,000 | $ 182,000 | $ 83,000 |
| Ashtabula, Ohio | 3 | $ 492,000 | $ 164,000 | $ 68,000 |
| Columbiana, Ohio | 3 | $ 383,000 | $ 127,666 | $ 54,000 |
| Lucas, Ohio | 3 | $ 336,000 | $ 112,000 | $ 17,000 |
| Miami, Ohio | 3 | $ 579,000 | $ 193,000 | $ 37,000 |
| Ross, Ohio | 3 | $ 359,000 | $ 119,666 | $ 30,000 |
| Stark, Ohio | 3 | $ 364,000 | $ 121,333 | $ 44,000 |
| Wayne, Ohio | 3 | $ 346,000 | $ 115,333 | $ 73,000 |
| Lane, Oregon | 3 | $ 606,000 | $ 202,000 | $ 21,000 |
| Linn, Oregon | 3 | $ 673,000 | $ 224,333 | $ 23,000 |
| Marion, Oregon | 3 | $ 646,000 | $ 215,333 | $ 40,000 |
| Delaware, Pennsylvania | 3 | $ 682,000 | $ 227,333 | $ 98,000 |
| Lancaster, Pennsylvania | 3 | $ 467,000 | $ 155,666 | $ 28,000 |
| Lycoming, Pennsylvania | 3 | $ 548,000 | $ 182,666 | $ 86,000 |
| Monroe, Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 63,000 |
| Susquehanna, Pennsylvania | 3 | $ 442,000 | $ 147,333 | $ 71,000 |
| Anderson, South Carolina | 3 | $ 478,000 | $ 159,333 | $ 62,000 |
| York, South Carolina | 3 | $ 374,000 | $ 124,666 | $ 73,000 |
| Knox, Tennessee | 3 | $ 694,000 | $ 231,333 | $ 53,000 |
| Fort Bend, Texas | 3 | $ 681,000 | $ 227,000 | $ 147,000 |
| Augusta, Virginia | 3 | $ 578,000 | $ 192,666 | $ 70,000 |
| Fauquier, Virginia | 3 | $ 1,092,000 | $ 364,000 | $ 92,000 |
| Henrico, Virginia | 3 | $ 614,000 | $ 204,666 | $ 61,000 |
| Cowlitz, Washington | 3 | $ 980,000 | $ 326,666 | $ 105,000 |
| Kitsap, Washington | 3 | $ 781,000 | $ 260,333 | $ 13,000 |
| Dane, Wisconsin | 3 | $ 563,000 | $ 187,666 | $ 46,000 |
| Kenosha, Wisconsin | 3 | $ 562,000 | $ 187,333 | $ 71,000 |
| Shelby, Alabama | 2 | $ 344,000 | $ 172,000 | $ 56,000 |
| Yavapai, Arizona | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Pulaski, Arkansas | 2 | $ 367,000 | $ 183,500 | $ 0 |
| Kings, California | 2 | $ 698,000 | $ 349,000 | $ 0 |
| Monterey, California | 2 | $ 5,505,000 | $ 2,752,500 | $ 1,020,000 |
| San Francisco, California | 2 | $ 801,000 | $ 400,500 | $ 119,000 |
| Sonoma, California | 2 | $ 571,000 | $ 285,500 | $ 74,000 |
| Tehama, California | 2 | $ 339,000 | $ 169,500 | $ 69,000 |
| Tuolumne, California | 2 | $ 488,000 | $ 244,000 | $ 51,000 |
| Yuba, California | 2 | $ 601,000 | $ 300,500 | $ 39,000 |
| Boulder, Colorado | 2 | $ 773,000 | $ 386,500 | $ 125,000 |
| Broomfield, Colorado | 2 | $ 445,000 | $ 222,500 | $ 72,000 |
| La Plata, Colorado | 2 | $ 426,000 | $ 213,000 | $ 63,000 |
| Montezuma, Colorado | 2 | $ 363,000 | $ 181,500 | $ 73,000 |
| Pueblo, Colorado | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Citrus, Florida | 2 | $ 308,000 | $ 154,000 | $ 50,000 |
| Escambia, Florida | 2 | $ 268,000 | $ 134,000 | $ 39,000 |
| Hardee, Florida | 2 | $ 525,000 | $ 262,500 | $ 73,000 |
| Leon, Florida | 2 | $ 685,000 | $ 342,500 | $ 121,000 |
| Nassau, Florida | 2 | $ 539,000 | $ 269,500 | $ 78,000 |
| Okaloosa, Florida | 2 | $ 342,000 | $ 171,000 | $ 17,000 |
| Seminole, Florida | 2 | $ 332,000 | $ 166,000 | $ 45,000 |
| St. Johns, Florida | 2 | $ 293,000 | $ 146,500 | $ 48,000 |
| Camden, Georgia | 2 | $ 877,000 | $ 438,500 | $ 119,000 |
| Carroll, Georgia | 2 | $ 274,000 | $ 137,000 | $ 58,000 |
| Cherokee, Georgia | 2 | $ 527,000 | $ 263,500 | $ 73,000 |
| Coweta, Georgia | 2 | $ 496,000 | $ 248,000 | $ 64,000 |
| Dawson, Georgia | 2 | $ 287,000 | $ 143,500 | $ 55,000 |
| Dougherty, Georgia | 2 | $ 294,000 | $ 147,000 | $ 61,000 |
| Douglas, Georgia | 2 | $ 343,000 | $ 171,500 | $ 0 |
| Glynn, Georgia | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Bonneville, Idaho | 2 | $ 631,000 | $ 315,500 | $ 0 |
| Elkhart, Indiana | 2 | $ 197,000 | $ 98,500 | $ 54,000 |
| Hamilton, Indiana | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Hendricks, Indiana | 2 | $ 631,000 | $ 315,500 | $ 112,000 |
| Jackson, Indiana | 2 | $ 223,000 | $ 111,500 | $ 67,000 |
| Porter, Indiana | 2 | $ 482,000 | $ 241,000 | $ 82,000 |
| Tippecanoe, Indiana | 2 | $ 250,000 | $ 125,000 | $ 18,000 |
| Vigo, Indiana | 2 | $ 230,000 | $ 115,000 | $ 25,000 |
| Black Hawk, Iowa | 2 | $ 286,000 | $ 143,000 | $ 974,000 |
| Clinton, Iowa | 2 | $ 197,000 | $ 98,500 | $ 40,000 |
| Dubuque, Iowa | 2 | $ 244,000 | $ 122,000 | $ 40,000 |
| Marion, Iowa | 2 | $ 309,000 | $ 154,500 | $ 33,000 |
| Scott, Iowa | 2 | $ 377,000 | $ 188,500 | $ 0 |
| Shawnee, Kansas | 2 | $ 180,000 | $ 90,000 | $ 86,000 |
| Boone, Kentucky | 2 | $ 330,000 | $ 165,000 | $ 43,000 |
| Christian, Kentucky | 2 | $ 251,000 | $ 125,500 | $ 0 |
| Livingston, Louisiana | 2 | $ 386,000 | $ 193,000 | $ 147,000 |
| St. Charles, Louisiana | 2 | $ 499,000 | $ 249,500 | $ 78,000 |
| Androscoggin, Maine | 2 | $ 331,000 | $ 165,500 | $ 45,000 |
| Cecil, Maryland | 2 | $ 476,000 | $ 238,000 | $ 66,000 |
| Garrett, Maryland | 2 | $ 290,000 | $ 145,000 | $ 15,000 |
| Queen Anne's, Maryland | 2 | $ 520,000 | $ 260,000 | $ 61,000 |
| Franklin, Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 92,000 |
| Berrien, Michigan | 2 | $ 303,000 | $ 151,500 | $ 47,000 |
| Eaton, Michigan | 2 | $ 548,000 | $ 274,000 | $ 146,000 |
| Chisago, Minnesota | 2 | $ 354,000 | $ 177,000 | $ 96,000 |
| Dakota, Minnesota | 2 | $ 466,000 | $ 233,000 | $ 42,000 |
| Dodge, Minnesota | 2 | $ 254,000 | $ 127,000 | $ 63,000 |
| Ramsey, Minnesota | 2 | $ 519,000 | $ 259,500 | $ 76,000 |
| Washington, Minnesota | 2 | $ 1,028,000 | $ 514,000 | $ 173,000 |
| Hancock, Mississippi | 2 | $ 493,000 | $ 246,500 | $ 72,000 |
| Jackson, Mississippi | 2 | $ 209,000 | $ 104,500 | $ 80,000 |
| Clay, Missouri | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| St. Louis, Missouri | 2 | $ 235,000 | $ 117,500 | $ 37,000 |
| Gallatin, Montana | 2 | $ 597,000 | $ 298,500 | $ 76,000 |
| Sarpy, Nebraska | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Scotts Bluff, Nebraska | 2 | $ 248,000 | $ 124,000 | $ 51,000 |
| Lyon, Nevada | 2 | $ 441,000 | $ 220,500 | $ 0 |
| Nye, Nevada | 2 | $ 218,000 | $ 109,000 | $ 60,000 |
| Belknap, New Hampshire | 2 | $ 454,000 | $ 227,000 | $ 229,000 |
| Grafton, New Hampshire | 2 | $ 378,000 | $ 189,000 | $ 91,000 |
| Gloucester, New Jersey | 2 | $ 495,000 | $ 247,500 | $ 47,000 |
| Morris, New Jersey | 2 | $ 780,000 | $ 390,000 | $ 85,000 |
| Warren, New Jersey | 2 | $ 445,000 | $ 222,500 | $ 54,000 |
| Curry, New Mexico | 2 | $ 334,000 | $ 167,000 | $ 79,000 |
| Otero, New Mexico | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Santa Fe, New Mexico | 2 | $ 339,000 | $ 169,500 | $ 29,000 |
| Broome, New York | 2 | $ 336,000 | $ 168,000 | $ 115,000 |
| Oswego, New York | 2 | $ 216,000 | $ 108,000 | $ 107,000 |
| Ulster, New York | 2 | $ 820,000 | $ 410,000 | $ 63,000 |
| Westchester, New York | 2 | $ 708,000 | $ 354,000 | $ 182,000 |
| Buncombe, North Carolina | 2 | $ 206,000 | $ 103,000 | $ 27,000 |
| Cabarrus, North Carolina | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Catawba, North Carolina | 2 | $ 318,000 | $ 159,000 | $ 48,000 |
| Iredell, North Carolina | 2 | $ 865,000 | $ 432,500 | $ 171,000 |
| Johnston, North Carolina | 2 | $ 274,000 | $ 137,000 | $ 104,000 |
| Randolph, North Carolina | 2 | $ 233,000 | $ 116,500 | $ 28,000 |
| Rutherford, North Carolina | 2 | $ 293,000 | $ 146,500 | $ 59,000 |
| Gallia, Ohio | 2 | $ 326,000 | $ 163,000 | $ 38,000 |
| Jackson, Ohio | 2 | $ 282,000 | $ 141,000 | $ 54,000 |
| Lake, Ohio | 2 | $ 293,000 | $ 146,500 | $ 19,000 |
| Lawrence, Ohio | 2 | $ 244,000 | $ 122,000 | $ 56,000 |
| Logan, Ohio | 2 | $ 429,000 | $ 214,500 | $ 99,000 |
| Mahoning, Ohio | 2 | $ 264,000 | $ 132,000 | $ 47,000 |
| Muskingum, Ohio | 2 | $ 520,000 | $ 260,000 | $ 43,000 |
| Union, Ohio | 2 | $ 500,000 | $ 250,000 | $ 49,000 |
| Tulsa, Oklahoma | 2 | $ 263,000 | $ 131,500 | $ 0 |
| Columbia, Oregon | 2 | $ 478,000 | $ 239,000 | $ 29,000 |
| Adams, Pennsylvania | 2 | $ 301,000 | $ 150,500 | $ 91,000 |
| Beaver, Pennsylvania | 2 | $ 195,000 | $ 97,500 | $ 43,000 |
| Blair, Pennsylvania | 2 | $ 484,000 | $ 242,000 | $ 71,000 |
| Carbon, Pennsylvania | 2 | $ 488,000 | $ 244,000 | $ 82,000 |
| Lackawanna, Pennsylvania | 2 | $ 338,000 | $ 169,000 | $ 66,000 |
| Luzerne, Pennsylvania | 2 | $ 501,000 | $ 250,500 | $ 63,000 |
| Pike, Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 46,000 |
| Kent, Rhode Island | 2 | $ 565,000 | $ 282,500 | $ 45,000 |
| Newport, Rhode Island | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| Greenville, South Carolina | 2 | $ 337,000 | $ 168,500 | $ 36,000 |
| Sumter, South Carolina | 2 | $ 283,000 | $ 141,500 | $ 0 |
| Monroe, Tennessee | 2 | $ 275,000 | $ 137,500 | $ 52,000 |
| Roane, Tennessee | 2 | $ 471,000 | $ 235,500 | $ 80,000 |
| Rutherford, Tennessee | 2 | $ 402,000 | $ 201,000 | $ 71,000 |
| Shelby, Tennessee | 2 | $ 256,000 | $ 128,000 | $ 113,000 |
| Bell, Texas | 2 | $ 318,000 | $ 159,000 | $ 58,000 |
| Cameron, Texas | 2 | $ 367,000 | $ 183,500 | $ 81,000 |
| Collin, Texas | 2 | $ 406,000 | $ 203,000 | $ 45,000 |
| Dallas, Texas | 2 | $ 232,000 | $ 116,000 | $ 66,000 |
| Hidalgo, Texas | 2 | $ 298,000 | $ 149,000 | $ 74,000 |
| Nueces, Texas | 2 | $ 300,000 | $ 150,000 | $ 39,000 |
| Tarrant, Texas | 2 | $ 235,000 | $ 117,500 | $ 19,000 |
| Travis, Texas | 2 | $ 171,000 | $ 85,500 | $ 75,000 |
| Williamson, Texas | 2 | $ 340,000 | $ 170,000 | $ 42,000 |
| Davis, Utah | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Washington, Utah | 2 | $ 289,000 | $ 144,500 | $ 169,000 |
| Addison, Vermont | 2 | $ 435,000 | $ 217,500 | $ 66,000 |
| Bennington, Vermont | 2 | $ 418,000 | $ 209,000 | $ 52,000 |
| Rutland, Vermont | 2 | $ 624,000 | $ 312,000 | $ 108,000 |
| Culpeper, Virginia | 2 | $ 561,000 | $ 280,500 | $ 220,000 |
| Manassas, Virginia | 2 | $ 477,000 | $ 238,500 | $ 67,000 |
| Prince George, Virginia | 2 | $ 328,000 | $ 164,000 | $ 59,000 |
| Richmond City, Virginia | 2 | $ 164,000 | $ 82,000 | $ 49,000 |
| Suffolk, Virginia | 2 | $ 371,000 | $ 185,500 | $ 40,000 |
| Warren, Virginia | 2 | $ 1,097,000 | $ 548,500 | $ 152,000 |
| Benton, Washington | 2 | $ 305,000 | $ 152,500 | $ 56,000 |
| Lewis, Washington | 2 | $ 392,000 | $ 196,000 | $ 14,000 |
| Thurston, Washington | 2 | $ 419,000 | $ 209,500 | $ 0 |
| Berkeley, West Virginia | 2 | $ 556,000 | $ 278,000 | $ 88,000 |
| Hampshire, West Virginia | 2 | $ 371,000 | $ 185,500 | $ 59,000 |
| Chippewa, Wisconsin | 2 | $ 321,000 | $ 160,500 | $ 57,000 |
| Columbia, Wisconsin | 2 | $ 349,000 | $ 174,500 | $ 38,000 |
| Marathon, Wisconsin | 2 | $ 254,000 | $ 127,000 | $ 48,000 |
| Outagamie, Wisconsin | 2 | $ 282,000 | $ 141,000 | $ 43,000 |
| Rock, Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 38,000 |
| Sauk, Wisconsin | 2 | $ 435,000 | $ 217,500 | $ 32,000 |
| Fremont, Wyoming | 2 | $ 440,000 | $ 220,000 | $ 52,000 |
| Uinta, Wyoming | 2 | $ 411,000 | $ 205,500 | $ 126,000 |
| Cleburne, Alabama | 1 | $ 236,000 | $ 236,000 | $ 117,000 |
| Coffee, Alabama | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Lee, Alabama | 1 | $ 232,000 | $ 232,000 | $ 82,000 |
| Marengo, Alabama | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Pike, Alabama | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Russell, Alabama | 1 | $ 98,000 | $ 98,000 | $ 175,000 |
| St. Clair, Alabama | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Matanuska-Susitna, Alaska | 1 | $ 750,000 | $ 750,000 | $ 210,000 |
| Coconino, Arizona | 1 | $ 274,000 | $ 274,000 | $ 42,000 |
| Yuma, Arizona | 1 | $ 141,000 | $ 141,000 | $ 39,000 |
| Crawford, Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Faulkner, Arkansas | 1 | $ 142,000 | $ 142,000 | $ 0 |
| White, Arkansas | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Butte, California | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Lake, California | 1 | $ 368,000 | $ 368,000 | $ 118,000 |
| Lassen, California | 1 | $ 289,000 | $ 289,000 | $ 150,000 |
| Mono, California | 1 | $ 531,000 | $ 531,000 | $ 835,000 |
| Napa, California | 1 | $ 1,177,000 | $ 1,177,000 | $ 0 |
| San Benito, California | 1 | $ 521,000 | $ 521,000 | $ 150,000 |
| San Luis Obispo, California | 1 | $ 1,647,000 | $ 1,647,000 | $ 1,788,000 |
| San Mateo, California | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Tulare, California | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
| Chaffee, Colorado | 1 | $ 264,000 | $ 264,000 | $ 44,000 |
| Elbert, Colorado | 1 | $ 402,000 | $ 402,000 | $ 78,000 |
| Fremont, Colorado | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Gilpin, Colorado | 1 | $ 228,000 | $ 228,000 | $ 56,000 |
| Hinsdale, Colorado | 1 | $ 163,000 | $ 163,000 | $ 65,000 |
| Moffat, Colorado | 1 | $ 254,000 | $ 254,000 | $ 74,000 |
| Montrose, Colorado | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Morgan, Colorado | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| Park, Colorado | 1 | $ 211,000 | $ 211,000 | $ 54,000 |
| Teller, Colorado | 1 | $ 286,000 | $ 286,000 | $ 113,000 |
| Middlesex, Connecticut | 1 | $ 1,000,000 | $ 1,000,000 | $ 953,000 |
| Tolland, Connecticut | 1 | $ 232,000 | $ 232,000 | $ 133,000 |
| Alachua, Florida | 1 | $ 111,000 | $ 111,000 | $ 26,000 |
| Charlotte, Florida | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Flagler, Florida | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for American Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,694 | $655,976,000 | $243,000 | $5,600,000 | $80,000 | $2,500,000 |
| Home Purchase | 726 | $183,257,000 | $252,000 | $1,819,000 | $115,000 | $2,400,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,992 | $479,683,000 | $240,000 | $3,925,000 | $91,000 | $2,496,000 |
| Not Provided | 702 | $178,937,000 | $254,000 | $5,600,000 | $84,000 | $1,722,000 |
| Black or African American | 435 | $105,561,000 | $242,000 | $2,992,000 | $79,000 | $2,500,000 |
| Hispanic | 213 | $51,861,000 | $243,000 | $695,000 | $72,000 | $576,000 |
| Asian | 62 | $20,027,000 | $323,000 | $5,500,000 | $111,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,824,000 | $217,000 | $390,000 | $188,000 | $549,000 |
| American Indian or Alaskan Native | 3 | $340,000 | $113,000 | $155,000 | $28,000 | $48,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,627 | $452,623,000 | $278,000 | $5,600,000 | $122,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) | 1,311 | $281,701,000 | $214,000 | $730,000 | $74,000 | $1,919,000 |
| VA-guaranteed (Veterans Administration) | 482 | $104,909,000 | $217,000 | $613,000 | $7,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,976 | $442,567,000 | $223,000 | $1,819,000 | $72,000 | $2,500,000 |
| File Closed For Incompleteness | 624 | $157,643,000 | $252,000 | $5,600,000 | $109,000 | $2,496,000 |
| Application Denied By Financial Institution | 606 | $186,284,000 | $307,000 | $4,600,000 | $120,000 | $2,307,000 |
| Application Withdrawn By Applicant | 176 | $45,938,000 | $261,000 | $1,125,000 | $72,000 | $425,000 |
| Application Approved But Not Accepted | 38 | $6,801,000 | $178,000 | $310,000 | $59,000 | $576,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 143 | $52,906,000 | $369,000 | $4,600,000 | $154,000 | $2,307,000 |
| Debt-To-Income Ratio | 116 | $32,998,000 | $284,000 | $800,000 | $80,000 | $343,000 |
| Credit History | 115 | $26,439,000 | $229,000 | $1,609,000 | $79,000 | $929,000 |
| Other | 110 | $35,132,000 | $319,000 | $3,925,000 | $138,000 | $1,143,000 |
| Unverifiable Information | 45 | $13,555,000 | $301,000 | $1,000,000 | $133,000 | $600,000 |
| Employment History | 27 | $7,086,000 | $262,000 | $648,000 | $126,000 | $247,000 |
| Credit Application Incomplete | 21 | $7,469,000 | $355,000 | $1,884,000 | $114,000 | $540,000 |
| Mortgage Insurance Denied | 19 | $4,760,000 | $250,000 | $763,000 | $152,000 | $549,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $5,939,000 | $593,000 | $3,425,000 | $230,000 | $960,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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