American Bank Mortgage Lending & HMDA Data, 2015

In 2015, American Bank of Greenbelt, MD reported 4,062 mortgage applications totaling $814.4 million, down 11% from 2014. The average application was for $200,485, and applicants reported an average income of $70,794. 61% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Columbus, OH (252), Atlanta-Sandy Springs-Roswell, GA (235) and Indianapolis-Carmel-Anderson, IN (211) (applications in parentheses).

Mortgage Company & Address American Bank
9001 Edmonston Road Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,062
Total Mortgage Loan Application Amount $814,373,000
Average Mortgage Loan Application Amount $200,485
Highest Mortgage Loan Application Amount $2,860,000
Average Applicant Income $70,794
Highest Applicant Income $2,280,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 173 $ 23,743,000 $ 137,242 $ 68,000
Marion, Indiana 96 $ 13,140,000 $ 136,875 $ 55,000
Hillsborough, Florida 59 $ 10,414,000 $ 176,508 $ 65,000
Allen, Indiana 57 $ 6,659,000 $ 116,824 $ 49,000
Hennepin, Minnesota 42 $ 10,219,000 $ 243,309 $ 69,000
Fulton, Georgia 35 $ 6,986,000 $ 199,600 $ 80,000
Hamilton, Indiana 33 $ 7,510,000 $ 227,575 $ 78,000
Maricopa, Arizona 32 $ 6,528,000 $ 204,000 $ 79,000
Cobb, Georgia 32 $ 7,746,000 $ 242,062 $ 88,000
Pinellas, Florida 31 $ 5,589,000 $ 180,290 $ 72,000
Cook, Illinois 30 $ 6,009,000 $ 200,300 $ 73,000
Baltimore City, Maryland 30 $ 3,736,000 $ 124,533 $ 42,000
Gwinnett, Georgia 28 $ 5,291,000 $ 188,964 $ 71,000
Henry, Georgia 27 $ 4,921,000 $ 182,259 $ 53,000
Los Angeles, California 26 $ 13,324,000 $ 512,461 $ 97,000
Baltimore, Maryland 26 $ 5,678,000 $ 218,384 $ 61,000
Clark, Nevada 24 $ 4,857,000 $ 202,375 $ 51,000
DeKalb, Georgia 23 $ 3,726,000 $ 162,000 $ 67,000
Hendricks, Indiana 23 $ 4,038,000 $ 175,565 $ 66,000
Fairfield, Ohio 23 $ 3,808,000 $ 165,565 $ 77,000
Dakota, Minnesota 22 $ 4,583,000 $ 208,318 $ 79,000
Prince George's, Maryland 19 $ 5,016,000 $ 264,000 $ 90,000
Philadelphia, Pennsylvania 19 $ 3,094,000 $ 162,842 $ 78,000
San Diego, California 18 $ 5,897,000 $ 327,611 $ 78,000
Lee, Florida 18 $ 3,631,000 $ 201,722 $ 100,000
Suffolk, New York 18 $ 5,163,000 $ 286,833 $ 90,000
Broward, Florida 17 $ 3,566,000 $ 209,764 $ 90,000
Palm Beach, Florida 17 $ 3,909,000 $ 229,941 $ 71,000
Johnson, Indiana 17 $ 2,504,000 $ 147,294 $ 82,000
Anne Arundel, Maryland 17 $ 5,283,000 $ 310,764 $ 84,000
Anoka, Minnesota 17 $ 4,057,000 $ 238,647 $ 91,000
Delaware, Ohio 17 $ 3,555,000 $ 209,117 $ 82,000
Licking, Ohio 17 $ 3,149,000 $ 185,235 $ 65,000
Sacramento, California 16 $ 3,490,000 $ 218,125 $ 68,000
Chester, Pennsylvania 16 $ 3,663,000 $ 228,937 $ 89,000
Brevard, Florida 15 $ 3,467,000 $ 231,133 $ 64,000
Clayton, Georgia 15 $ 1,970,000 $ 131,333 $ 48,000
Westchester, New York 15 $ 6,082,000 $ 405,466 $ 111,000
Montgomery, Pennsylvania 15 $ 4,004,000 $ 266,933 $ 80,000
Fairfax, Virginia 15 $ 5,676,000 $ 378,400 $ 133,000
Adams, Colorado 14 $ 2,795,000 $ 199,642 $ 69,000
Arapahoe, Colorado 14 $ 3,476,000 $ 248,285 $ 78,000
New Castle, Delaware 14 $ 2,926,000 $ 209,000 $ 65,000
Volusia, Florida 14 $ 2,069,000 $ 147,785 $ 53,000
Elkhart, Indiana 14 $ 1,874,000 $ 133,857 $ 53,000
Worcester, Massachusetts 14 $ 2,887,000 $ 206,214 $ 76,000
Jefferson, Alabama 13 $ 1,617,000 $ 124,384 $ 131,000
Riverside, California 13 $ 3,150,000 $ 242,307 $ 71,000
Jefferson, Colorado 13 $ 3,725,000 $ 286,538 $ 76,000
Sussex, Delaware 13 $ 3,915,000 $ 301,153 $ 99,000
Pasco, Florida 13 $ 1,654,000 $ 127,230 $ 54,000
Middlesex, Massachusetts 13 $ 3,884,000 $ 298,769 $ 106,000
Plymouth, Massachusetts 13 $ 3,420,000 $ 263,076 $ 90,000
Queens, New York 13 $ 5,149,000 $ 396,076 $ 102,000
Summit, Ohio 13 $ 2,403,000 $ 184,846 $ 56,000
Duval, Florida 12 $ 1,944,000 $ 162,000 $ 59,000
Orange, Florida 12 $ 3,592,000 $ 299,333 $ 96,000
Sarasota, Florida 12 $ 2,656,000 $ 221,333 $ 86,000
Hancock, Indiana 12 $ 1,506,000 $ 125,500 $ 50,000
Allen, Ohio 12 $ 1,250,000 $ 104,166 $ 39,000
Lorain, Ohio 12 $ 1,573,000 $ 131,083 $ 50,000
Pierce, Washington 12 $ 3,303,000 $ 275,250 $ 74,000
New Haven, Connecticut 11 $ 2,030,000 $ 184,545 $ 66,000
Norfolk, Massachusetts 11 $ 3,206,000 $ 291,454 $ 89,000
Nassau, New York 11 $ 3,921,000 $ 356,454 $ 109,000
Mecklenburg, North Carolina 11 $ 1,668,000 $ 151,636 $ 66,000
Bucks, Pennsylvania 11 $ 2,593,000 $ 235,727 $ 71,000
Delaware, Pennsylvania 11 $ 2,222,000 $ 202,000 $ 81,000
Prince William, Virginia 11 $ 3,566,000 $ 324,181 $ 74,000
San Bernardino, California 10 $ 2,335,000 $ 233,500 $ 46,000
El Paso, Colorado 10 $ 1,987,000 $ 198,700 $ 48,000
Chatham, Georgia 10 $ 1,671,000 $ 167,100 $ 43,000
Will, Illinois 10 $ 1,842,000 $ 184,200 $ 71,000
Boone, Indiana 10 $ 2,261,000 $ 226,100 $ 73,000
Madison, Indiana 10 $ 1,173,000 $ 117,300 $ 63,000
St. Joseph, Indiana 10 $ 1,085,000 $ 108,500 $ 45,000
Polk, Iowa 10 $ 1,551,000 $ 155,100 $ 70,000
Oakland, Michigan 10 $ 1,831,000 $ 183,100 $ 59,000
Ramsey, Minnesota 10 $ 2,237,000 $ 223,700 $ 84,000
Jackson, Missouri 10 $ 1,461,000 $ 146,100 $ 71,000
Wake, North Carolina 10 $ 1,483,000 $ 148,300 $ 59,000
Montgomery, Ohio 10 $ 1,401,000 $ 140,100 $ 79,000
Snohomish, Washington 10 $ 2,777,000 $ 277,700 $ 68,000
Hartford, Connecticut 9 $ 1,654,000 $ 183,777 $ 50,000
Marion, Florida 9 $ 1,759,000 $ 195,444 $ 52,000
Spalding, Georgia 9 $ 1,527,000 $ 169,666 $ 95,000
Honolulu, Hawaii 9 $ 4,003,000 $ 444,777 $ 98,000
Jefferson, Kentucky 9 $ 1,654,000 $ 183,777 $ 75,000
East Baton Rouge, Louisiana 9 $ 1,492,000 $ 165,777 $ 96,000
Jefferson, Louisiana 9 $ 1,425,000 $ 158,333 $ 71,000
Montgomery, Maryland 9 $ 3,646,000 $ 405,111 $ 125,000
Scott, Minnesota 9 $ 1,775,000 $ 197,222 $ 62,000
Washington, Minnesota 9 $ 2,354,000 $ 261,555 $ 81,000
Hillsborough, New Hampshire 9 $ 2,081,000 $ 231,222 $ 49,000
Kings, New York 9 $ 3,353,000 $ 372,555 $ 82,000
Allegheny, Pennsylvania 9 $ 2,206,000 $ 245,111 $ 98,000
Tarrant, Texas 9 $ 1,579,000 $ 175,444 $ 74,000
Lee, Alabama 8 $ 1,575,000 $ 196,875 $ 66,000
Pima, Arizona 8 $ 1,528,000 $ 191,000 $ 59,000
Denver, Colorado 8 $ 1,465,000 $ 183,125 $ 66,000
Okaloosa, Florida 8 $ 1,361,000 $ 170,125 $ 46,000
Douglas, Georgia 8 $ 1,385,000 $ 173,125 $ 58,000
Paulding, Georgia 8 $ 1,250,000 $ 156,250 $ 72,000
Bristol, Massachusetts 8 $ 2,065,000 $ 258,125 $ 87,000
Essex, Massachusetts 8 $ 1,964,000 $ 245,500 $ 60,000
Suffolk, Massachusetts 8 $ 2,606,000 $ 325,750 $ 113,000
Mercer, New Jersey 8 $ 717,000 $ 89,625 $ 141,000
Erie, New York 8 $ 1,323,000 $ 165,375 $ 74,000
Monroe, New York 8 $ 1,311,000 $ 163,875 $ 72,000
Orange, New York 8 $ 2,026,000 $ 253,250 $ 367,000
Oklahoma, Oklahoma 8 $ 1,378,000 $ 172,250 $ 66,000
Erie, Pennsylvania 8 $ 1,189,000 $ 148,625 $ 62,000
Davidson, Tennessee 8 $ 1,600,000 $ 200,000 $ 59,000
Knox, Tennessee 8 $ 2,035,000 $ 254,375 $ 134,000
Harris, Texas 8 $ 1,504,000 $ 188,000 $ 69,000
Salt Lake, Utah 8 $ 1,524,000 $ 190,500 $ 40,000
Virginia Beach, Virginia 8 $ 1,786,000 $ 223,250 $ 70,000
Clark, Washington 8 $ 2,021,000 $ 252,625 $ 44,000
King, Washington 8 $ 2,693,000 $ 336,625 $ 107,000
Winnebago, Wisconsin 8 $ 1,190,000 $ 148,750 $ 28,000
Matanuska-Susitna, Alaska 7 $ 1,694,000 $ 242,000 $ 54,000
Ventura, California 7 $ 2,173,000 $ 310,428 $ 71,000
Kent, Delaware 7 $ 1,450,000 $ 207,142 $ 74,000
District of Columbia, District Of Columbia 7 $ 1,990,000 $ 284,285 $ 84,000
Miami-Dade, Florida 7 $ 1,626,000 $ 232,285 $ 94,000
Polk, Florida 7 $ 1,107,000 $ 158,142 $ 51,000
Bartow, Georgia 7 $ 1,341,000 $ 191,571 $ 71,000
Cherokee, Georgia 7 $ 1,550,000 $ 221,428 $ 94,000
Forsyth, Georgia 7 $ 1,981,000 $ 283,000 $ 112,000
Ada, Idaho 7 $ 1,555,000 $ 222,142 $ 68,000
DuPage, Illinois 7 $ 2,000,000 $ 285,714 $ 78,000
Lake, Illinois 7 $ 1,604,000 $ 229,142 $ 73,000
Lake, Indiana 7 $ 1,239,000 $ 177,000 $ 211,000
Caddo, Louisiana 7 $ 1,248,000 $ 178,285 $ 49,000
Cumberland, Maine 7 $ 1,391,000 $ 198,714 $ 58,000
Hampden, Massachusetts 7 $ 1,213,000 $ 173,285 $ 73,000
Macomb, Michigan 7 $ 1,303,000 $ 186,142 $ 75,000
Wright, Minnesota 7 $ 1,555,000 $ 222,142 $ 85,000
Ocean, New Jersey 7 $ 2,117,000 $ 302,428 $ 79,000
Cumberland, North Carolina 7 $ 716,000 $ 102,285 $ 42,000
Hamilton, Ohio 7 $ 843,000 $ 120,428 $ 67,000
Lucas, Ohio 7 $ 929,000 $ 132,714 $ 52,000
York, Pennsylvania 7 $ 982,000 $ 140,285 $ 57,000
Bexar, Texas 7 $ 1,118,000 $ 159,714 $ 55,000
Chesterfield, Virginia 7 $ 1,544,000 $ 220,571 $ 76,000
Loudoun, Virginia 7 $ 2,429,000 $ 347,000 $ 78,000
Benton, Arkansas 6 $ 946,000 $ 157,666 $ 80,000
Contra Costa, California 6 $ 2,300,000 $ 383,333 $ 81,000
Orange, California 6 $ 3,625,000 $ 604,166 $ 141,000
Solano, California 6 $ 1,365,000 $ 227,500 $ 72,000
Stanislaus, California 6 $ 1,108,000 $ 184,666 $ 69,000
Weld, Colorado 6 $ 1,117,000 $ 186,166 $ 52,000
Escambia, Florida 6 $ 990,000 $ 165,000 $ 61,000
Flagler, Florida 6 $ 1,086,000 $ 181,000 $ 80,000
Osceola, Florida 6 $ 1,048,000 $ 174,666 $ 33,000
Barrow, Georgia 6 $ 862,000 $ 143,666 $ 64,000
Fayette, Georgia 6 $ 1,705,000 $ 284,166 $ 113,000
Glynn, Georgia 6 $ 2,095,000 $ 349,166 $ 124,000
Clark, Indiana 6 $ 1,256,000 $ 209,333 $ 58,000
Kosciusko, Indiana 6 $ 901,000 $ 150,166 $ 70,000
Scott, Iowa 6 $ 1,328,000 $ 221,333 $ 87,000
Kenton, Kentucky 6 $ 1,079,000 $ 179,833 $ 50,000
Washoe, Nevada 6 $ 1,087,000 $ 181,166 $ 58,000
Burlington, New Jersey 6 $ 1,410,000 $ 235,000 $ 77,000
Gloucester, New Jersey 6 $ 1,120,000 $ 186,666 $ 90,000
Monmouth, New Jersey 6 $ 1,263,000 $ 210,500 $ 284,000
Onslow, North Carolina 6 $ 954,000 $ 159,000 $ 26,000
Pickaway, Ohio 6 $ 954,000 $ 159,000 $ 63,000
Multnomah, Oregon 6 $ 1,778,000 $ 296,333 $ 64,000
Berks, Pennsylvania 6 $ 874,000 $ 145,666 $ 54,000
Lehigh, Pennsylvania 6 $ 1,210,000 $ 201,666 $ 70,000
Northampton, Pennsylvania 6 $ 1,148,000 $ 191,333 $ 72,000
Horry, South Carolina 6 $ 883,000 $ 147,166 $ 72,000
Richland, South Carolina 6 $ 861,000 $ 143,500 $ 22,000
York, South Carolina 6 $ 1,510,000 $ 251,666 $ 56,000
Shelby, Tennessee 6 $ 1,465,000 $ 244,166 $ 107,000
Fresno, California 5 $ 1,092,000 $ 218,400 $ 65,000
San Joaquin, California 5 $ 1,306,000 $ 261,200 $ 107,000
Fairfield, Connecticut 5 $ 1,322,000 $ 264,400 $ 72,000
Collier, Florida 5 $ 1,589,000 $ 317,800 $ 181,000
Lake, Florida 5 $ 905,000 $ 181,000 $ 39,000
Manatee, Florida 5 $ 1,199,000 $ 239,800 $ 44,000
Santa Rosa, Florida 5 $ 933,000 $ 186,600 $ 81,000
Muscogee, Georgia 5 $ 898,000 $ 179,600 $ 66,000
Hawaii, Hawaii 5 $ 1,313,000 $ 262,600 $ 70,000
Floyd, Indiana 5 $ 910,000 $ 182,000 $ 45,000
Monroe, Indiana 5 $ 733,000 $ 146,600 $ 43,000
Noble, Indiana 5 $ 506,000 $ 101,200 $ 49,000
Vanderburgh, Indiana 5 $ 859,000 $ 171,800 $ 60,000
Johnson, Kansas 5 $ 1,049,000 $ 209,800 $ 82,000
Bullitt, Kentucky 5 $ 1,059,000 $ 211,800 $ 46,000
Fayette, Kentucky 5 $ 815,000 $ 163,000 $ 43,000
Warren, Kentucky 5 $ 1,048,000 $ 209,600 $ 80,000
York, Maine 5 $ 963,000 $ 192,600 $ 62,000
Wayne, Michigan 5 $ 806,000 $ 161,200 $ 54,000
Carver, Minnesota 5 $ 1,028,000 $ 205,600 $ 74,000
DeSoto, Mississippi 5 $ 862,000 $ 172,400 $ 93,000
Middlesex, New Jersey 5 $ 1,271,000 $ 254,200 $ 49,000
Albany, New York 5 $ 991,000 $ 198,200 $ 55,000
Onondaga, New York 5 $ 902,000 $ 180,400 $ 69,000
Durham, North Carolina 5 $ 801,000 $ 160,200 $ 57,000
Guilford, North Carolina 5 $ 745,000 $ 149,000 $ 47,000
New Hanover, North Carolina 5 $ 944,000 $ 188,800 $ 44,000
Butler, Ohio 5 $ 951,000 $ 190,200 $ 91,000
Cuyahoga, Ohio 5 $ 690,000 $ 138,000 $ 57,000
Knox, Ohio 5 $ 877,000 $ 175,400 $ 73,000
Madison, Ohio 5 $ 588,000 $ 117,600 $ 38,000
Medina, Ohio 5 $ 860,000 $ 172,000 $ 44,000
Tulsa, Oklahoma 5 $ 879,000 $ 175,800 $ 79,000
Chittenden, Vermont 5 $ 1,156,000 $ 231,200 $ 63,000
Stafford, Virginia 5 $ 1,494,000 $ 298,800 $ 54,000
Milwaukee, Wisconsin 5 $ 817,000 $ 163,400 $ 46,000
Baldwin, Alabama 4 $ 935,000 $ 233,750 $ 68,000
Montgomery, Alabama 4 $ 716,000 $ 179,000 $ 75,000
Morgan, Alabama 4 $ 1,082,000 $ 270,500 $ 104,000
Faulkner, Arkansas 4 $ 742,000 $ 185,500 $ 70,000
San Mateo, California 4 $ 2,230,000 $ 557,500 $ 126,000
Santa Clara, California 4 $ 2,478,000 $ 619,500 $ 138,000
Douglas, Colorado 4 $ 1,033,000 $ 258,250 $ 66,000
Seminole, Florida 4 $ 839,000 $ 209,750 $ 50,000
Bibb, Georgia 4 $ 483,000 $ 120,750 $ 31,000
Coweta, Georgia 4 $ 565,000 $ 141,250 $ 56,000
Houston, Georgia 4 $ 678,000 $ 169,500 $ 98,000
Jackson, Georgia 4 $ 940,000 $ 235,000 $ 71,000
Canyon, Idaho 4 $ 471,000 $ 117,750 $ 25,000
Champaign, Illinois 4 $ 610,000 $ 152,500 $ 42,000
Morgan, Indiana 4 $ 511,000 $ 127,750 $ 35,000
Putnam, Indiana 4 $ 546,000 $ 136,500 $ 56,000
Livingston, Louisiana 4 $ 580,000 $ 145,000 $ 46,000
Carroll, Maryland 4 $ 766,000 $ 191,500 $ 101,000
Frederick, Maryland 4 $ 1,227,000 $ 306,750 $ 123,000
Harford, Maryland 4 $ 1,102,000 $ 275,500 $ 61,000
Hampshire, Massachusetts 4 $ 949,000 $ 237,250 $ 49,000
Cass, Minnesota 4 $ 730,000 $ 182,500 $ 49,000
Mille Lacs, Minnesota 4 $ 735,000 $ 183,750 $ 92,000
Otter Tail, Minnesota 4 $ 1,454,000 $ 363,500 $ 68,000
Sherburne, Minnesota 4 $ 787,000 $ 196,750 $ 59,000
Stearns, Minnesota 4 $ 1,012,000 $ 253,000 $ 64,000
Pearl River, Mississippi 4 $ 754,000 $ 188,500 $ 56,000
St. Charles, Missouri 4 $ 737,000 $ 184,250 $ 46,000
St. Louis, Missouri 4 $ 837,000 $ 209,250 $ 85,000
Flathead, Montana 4 $ 716,000 $ 179,000 $ 39,000
Ravalli, Montana 4 $ 926,000 $ 231,500 $ 54,000
Douglas, Nebraska 4 $ 787,000 $ 196,750 $ 88,000
Lancaster, Nebraska 4 $ 678,000 $ 169,500 $ 42,000
Strafford, New Hampshire 4 $ 744,000 $ 186,000 $ 65,000
Atlantic, New Jersey 4 $ 778,000 $ 194,500 $ 76,000
Bernalillo, New Mexico 4 $ 810,000 $ 202,500 $ 104,000
Dutchess, New York 4 $ 962,000 $ 240,500 $ 79,000
Oneida, New York 4 $ 380,000 $ 95,000 $ 96,000
Ontario, New York 4 $ 1,327,000 $ 331,750 $ 95,000
Richmond, New York 4 $ 1,733,000 $ 433,250 $ 104,000
Grand Forks, North Dakota 4 $ 620,000 $ 155,000 $ 35,000
Ward, North Dakota 4 $ 741,000 $ 185,250 $ 91,000
Belmont, Ohio 4 $ 692,000 $ 173,000 $ 76,000
Hardin, Ohio 4 $ 660,000 $ 165,000 $ 44,000
Hocking, Ohio 4 $ 532,000 $ 133,000 $ 38,000
Huron, Ohio 4 $ 389,000 $ 97,250 $ 46,000
Lake, Ohio 4 $ 669,000 $ 167,250 $ 66,000
Mahoning, Ohio 4 $ 642,000 $ 160,500 $ 40,000
Miami, Ohio 4 $ 568,000 $ 142,000 $ 62,000
Muskingum, Ohio 4 $ 476,000 $ 119,000 $ 63,000
Union, Ohio 4 $ 755,000 $ 188,750 $ 72,000
Grady, Oklahoma 4 $ 669,000 $ 167,250 $ 46,000
Deschutes, Oregon 4 $ 1,252,000 $ 313,000 $ 102,000
Lane, Oregon 4 $ 1,298,000 $ 324,500 $ 167,000
Beaver, Pennsylvania 4 $ 395,000 $ 98,750 $ 31,000
Franklin, Pennsylvania 4 $ 580,000 $ 145,000 $ 37,000
Lancaster, Pennsylvania 4 $ 573,000 $ 143,250 $ 38,000
Monroe, Pennsylvania 4 $ 527,000 $ 131,750 $ 59,000
Beaufort, South Carolina 4 $ 713,000 $ 178,250 $ 101,000
Greenville, South Carolina 4 $ 737,000 $ 184,250 $ 77,000
Spartanburg, South Carolina 4 $ 519,000 $ 129,750 $ 41,000
Dallas, Texas 4 $ 746,000 $ 186,500 $ 60,000
Davis, Utah 4 $ 689,000 $ 172,250 $ 80,000
Alexandria, Virginia 4 $ 1,387,000 $ 346,750 $ 162,000
Whatcom, Washington 4 $ 1,236,000 $ 309,000 $ 76,000
St. Croix, Wisconsin 4 $ 1,432,000 $ 358,000 $ 78,000
Waukesha, Wisconsin 4 $ 1,608,000 $ 402,000 $ 153,000
DeKalb, Alabama 3 $ 549,000 $ 183,000 $ 67,000
Lauderdale, Alabama 3 $ 427,000 $ 142,333 $ 86,000
Limestone, Alabama 3 $ 366,000 $ 122,000 $ 52,000
Shelby, Alabama 3 $ 641,000 $ 213,666 $ 82,000
Cochise, Arizona 3 $ 610,000 $ 203,333 $ 55,000
Mohave, Arizona 3 $ 800,000 $ 266,666 $ 131,000
Butte, California 3 $ 411,000 $ 137,000 $ 37,000
Kern, California 3 $ 467,000 $ 155,666 $ 34,000
Sonoma, California 3 $ 934,000 $ 311,333 $ 66,000
Tulare, California 3 $ 468,000 $ 156,000 $ 70,000
Fremont, Colorado 3 $ 990,000 $ 330,000 $ 96,000
Garfield, Colorado 3 $ 868,000 $ 289,333 $ 74,000
Pueblo, Colorado 3 $ 665,000 $ 221,666 $ 47,000
New London, Connecticut 3 $ 739,000 $ 246,333 $ 69,000
Tolland, Connecticut 3 $ 579,000 $ 193,000 $ 105,000
Alachua, Florida 3 $ 1,146,000 $ 382,000 $ 549,000
Citrus, Florida 3 $ 480,000 $ 160,000 $ 84,000
Martin, Florida 3 $ 481,000 $ 160,333 $ 49,000
St. Johns, Florida 3 $ 701,000 $ 233,666 $ 61,000
St. Lucie, Florida 3 $ 565,000 $ 188,333 $ 76,000
Columbia, Georgia 3 $ 732,000 $ 244,000 $ 42,000
Hall, Georgia 3 $ 822,000 $ 274,000 $ 95,000
Liberty, Georgia 3 $ 404,000 $ 134,666 $ 8,000
Newton, Georgia 3 $ 396,000 $ 132,000 $ 43,000
Richmond, Georgia 3 $ 538,000 $ 179,333 $ 60,000
Rockdale, Georgia 3 $ 589,000 $ 196,333 $ 89,000
Kootenai, Idaho 3 $ 719,000 $ 239,666 $ 73,000
Kane, Illinois 3 $ 500,000 $ 166,666 $ 65,000
LaSalle, Illinois 3 $ 442,000 $ 147,333 $ 63,000
McLean, Illinois 3 $ 480,000 $ 160,000 $ 77,000
St. Clair, Illinois 3 $ 518,000 $ 172,666 $ 58,000
Adams, Indiana 3 $ 265,000 $ 88,333 $ 38,000
Bartholomew, Indiana 3 $ 414,000 $ 138,000 $ 60,000
Henry, Indiana 3 $ 374,000 $ 124,666 $ 44,000
LaPorte, Indiana 3 $ 654,000 $ 218,000 $ 98,000
Porter, Indiana 3 $ 782,000 $ 260,666 $ 128,000
Clarke, Iowa 3 $ 446,000 $ 148,666 $ 23,000
Jasper, Iowa 3 $ 585,000 $ 195,000 $ 58,000
Leavenworth, Kansas 3 $ 433,000 $ 144,333 $ 8,000
Sedgwick, Kansas 3 $ 444,000 $ 148,000 $ 48,000
Clark, Kentucky 3 $ 264,000 $ 88,000 $ 55,000
Daviess, Kentucky 3 $ 364,000 $ 121,333 $ 26,000
Hardin, Kentucky 3 $ 474,000 $ 158,000 $ 63,000
Calcasieu, Louisiana 3 $ 497,000 $ 165,666 $ 39,000
Orleans, Louisiana 3 $ 935,000 $ 311,666 $ 85,000
Garrett, Maryland 3 $ 1,045,000 $ 348,333 $ 108,000
St. Mary's, Maryland 3 $ 840,000 $ 280,000 $ 126,000
Barnstable, Massachusetts 3 $ 760,000 $ 253,333 $ 77,000
Berkshire, Massachusetts 3 $ 722,000 $ 240,666 $ 100,000
Monroe, Michigan 3 $ 469,000 $ 156,333 $ 63,000
Ottawa, Michigan 3 $ 361,000 $ 120,333 $ 53,000
Washtenaw, Michigan 3 $ 664,000 $ 221,333 $ 79,000
Olmsted, Minnesota 3 $ 460,000 $ 153,333 $ 86,000
Harrison, Mississippi 3 $ 489,000 $ 163,000 $ 65,000
Hinds, Mississippi 3 $ 589,000 $ 196,333 $ 50,000
Jackson, Mississippi 3 $ 419,000 $ 139,666 $ 39,000
Cape May, New Jersey 3 $ 457,000 $ 152,333 $ 53,000
Essex, New Jersey 3 $ 695,000 $ 231,666 $ 186,000
Salem, New Jersey 3 $ 295,000 $ 98,333 $ 46,000
Sandoval, New Mexico 3 $ 829,000 $ 276,333 $ 67,000
Jefferson, New York 3 $ 594,000 $ 198,000 $ 75,000
Alamance, North Carolina 3 $ 356,000 $ 118,666 $ 42,000
Craven, North Carolina 3 $ 383,000 $ 127,666 $ 26,000
Davidson, North Carolina 3 $ 397,000 $ 132,333 $ 38,000
Forsyth, North Carolina 3 $ 467,000 $ 155,666 $ 41,000
Harnett, North Carolina 3 $ 438,000 $ 146,000 $ 58,000
Henderson, North Carolina 3 $ 407,000 $ 135,666 $ 13,000
Union, North Carolina 3 $ 554,000 $ 184,666 $ 65,000
Wayne, North Carolina 3 $ 420,000 $ 140,000 $ 54,000
Wilkes, North Carolina 3 $ 379,000 $ 126,333 $ 102,000
Auglaize, Ohio 3 $ 489,000 $ 163,000 $ 43,000
Clark, Ohio 3 $ 371,000 $ 123,666 $ 37,000
Clermont, Ohio 3 $ 535,000 $ 178,333 $ 85,000
Columbiana, Ohio 3 $ 273,000 $ 91,000 $ 41,000
Erie, Ohio 3 $ 464,000 $ 154,666 $ 73,000
Hancock, Ohio 3 $ 596,000 $ 198,666 $ 99,000
Logan, Ohio 3 $ 684,000 $ 228,000 $ 82,000
Morrow, Ohio 3 $ 429,000 $ 143,000 $ 55,000
Seneca, Ohio 3 $ 208,000 $ 69,333 $ 38,000
Shelby, Ohio 3 $ 451,000 $ 150,333 $ 51,000
Stark, Ohio 3 $ 509,000 $ 169,666 $ 75,000
Tuscarawas, Ohio 3 $ 405,000 $ 135,000 $ 48,000
Warren, Ohio 3 $ 526,000 $ 175,333 $ 63,000
Jackson, Oregon 3 $ 694,000 $ 231,333 $ 87,000
Marion, Oregon 3 $ 615,000 $ 205,000 $ 74,000
Adams, Pennsylvania 3 $ 786,000 $ 262,000 $ 82,000
Carbon, Pennsylvania 3 $ 499,000 $ 166,333 $ 74,000
Cumberland, Pennsylvania 3 $ 530,000 $ 176,666 $ 81,000
Lackawanna, Pennsylvania 3 $ 491,000 $ 163,666 $ 65,000
Luzerne, Pennsylvania 3 $ 450,000 $ 150,000 $ 66,000
Northumberland, Pennsylvania 3 $ 459,000 $ 153,000 $ 52,000
Providence, Rhode Island 3 $ 643,000 $ 214,333 $ 37,000
Washington, Rhode Island 3 $ 634,000 $ 211,333 $ 59,000
Berkeley, South Carolina 3 $ 550,000 $ 183,333 $ 78,000
Charleston, South Carolina 3 $ 777,000 $ 259,000 $ 35,000
Minnehaha, South Dakota 3 $ 513,000 $ 171,000 $ 60,000
Montgomery, Tennessee 3 $ 764,000 $ 254,666 $ 85,000
Sumner, Tennessee 3 $ 413,000 $ 137,666 $ 15,000
Williamson, Tennessee 3 $ 800,000 $ 266,666 $ 40,000
Wilson, Tennessee 3 $ 436,000 $ 145,333 $ 58,000
Bell, Texas 3 $ 426,000 $ 142,000 $ 15,000
Franklin, Vermont 3 $ 668,000 $ 222,666 $ 67,000
Bedford, Virginia 3 $ 462,000 $ 154,000 $ 35,000
Caroline, Virginia 3 $ 460,000 $ 153,333 $ 55,000
Chesapeake, Virginia 3 $ 555,000 $ 185,000 $ 87,000
Frederick, Virginia 3 $ 812,000 $ 270,666 $ 31,000
Henrico, Virginia 3 $ 662,000 $ 220,666 $ 53,000
Newport News, Virginia 3 $ 614,000 $ 204,666 $ 86,000
Shenandoah, Virginia 3 $ 432,000 $ 144,000 $ 46,000
Spokane, Washington 3 $ 729,000 $ 243,000 $ 29,000
Thurston, Washington 3 $ 551,000 $ 183,666 $ 30,000
Dane, Wisconsin 3 $ 563,000 $ 187,666 $ 128,000
Oconto, Wisconsin 3 $ 452,000 $ 150,666 $ 40,000
Outagamie, Wisconsin 3 $ 445,000 $ 148,333 $ 32,000
Racine, Wisconsin 3 $ 263,000 $ 87,666 $ 105,000
Walworth, Wisconsin 3 $ 1,125,000 $ 375,000 $ 79,000
Laramie, Wyoming 3 $ 431,000 $ 143,666 $ 36,000
Calhoun, Alabama 2 $ 291,000 $ 145,500 $ 52,000
Escambia, Alabama 2 $ 317,000 $ 158,500 $ 28,000
Madison, Alabama 2 $ 308,000 $ 154,000 $ 50,000
Mobile, Alabama 2 $ 349,000 $ 174,500 $ 43,000
St. Clair, Alabama 2 $ 324,000 $ 162,000 $ 57,000
Anchorage, Alaska 2 $ 470,000 $ 235,000 $ 57,000
Pulaski, Arkansas 2 $ 510,000 $ 255,000 $ 112,000
Saline, Arkansas 2 $ 353,000 $ 176,500 $ 67,000
Alameda, California 2 $ 1,402,000 $ 701,000 $ 163,000
El Dorado, California 2 $ 941,000 $ 470,500 $ 76,000
Humboldt, California 2 $ 260,000 $ 130,000 $ 33,000
Sutter, California 2 $ 535,000 $ 267,500 $ 83,000
Boulder, Colorado 2 $ 829,000 $ 414,500 $ 32,000
Chaffee, Colorado 2 $ 582,000 $ 291,000 $ 40,000
Gunnison, Colorado 2 $ 682,000 $ 341,000 $ 45,000
Larimer, Colorado 2 $ 423,000 $ 211,500 $ 51,000
Routt, Colorado 2 $ 990,000 $ 495,000 $ 119,000
Litchfield, Connecticut 2 $ 458,000 $ 229,000 $ 30,000
Bay, Florida 2 $ 473,000 $ 236,500 $ 126,000
Gilchrist, Florida 2 $ 383,000 $ 191,500 $ 62,000
Sumter, Florida 2 $ 368,000 $ 184,000 $ 44,000
Suwannee, Florida 2 $ 321,000 $ 160,500 $ 33,000
Washington, Florida 2 $ 375,000 $ 187,500 $ 31,000
Butts, Georgia 2 $ 336,000 $ 168,000 $ 59,000
Catoosa, Georgia 2 $ 298,000 $ 149,000 $ 49,000
Clarke, Georgia 2 $ 252,000 $ 126,000 $ 73,000
Fannin, Georgia 2 $ 538,000 $ 269,000 $ 88,000
Floyd, Georgia 2 $ 373,000 $ 186,500 $ 76,000
Habersham, Georgia 2 $ 619,000 $ 309,500 $ 45,000
Jasper, Georgia 2 $ 530,000 $ 265,000 $ 103,000
Long, Georgia 2 $ 329,000 $ 164,500 $ 66,000
Monroe, Georgia 2 $ 972,000 $ 486,000 $ 168,000
Tift, Georgia 2 $ 352,000 $ 176,000 $ 62,000
Walton, Georgia 2 $ 296,000 $ 148,000 $ 43,000
Wayne, Georgia 2 $ 343,000 $ 171,500 $ 33,000
Bannock, Idaho 2 $ 205,000 $ 102,500 $ 35,000
Clinton, Illinois 2 $ 357,000 $ 178,500 $ 70,000
Kendall, Illinois 2 $ 405,000 $ 202,500 $ 71,000
McHenry, Illinois 2 $ 477,000 $ 238,500 $ 57,000
Monroe, Illinois 2 $ 276,000 $ 138,000 $ 60,000
Rock Island, Illinois 2 $ 265,000 $ 132,500 $ 103,000
Tazewell, Illinois 2 $ 303,000 $ 151,500 $ 61,000
Vermilion, Illinois 2 $ 197,000 $ 98,500 $ 80,000
Winnebago, Illinois 2 $ 216,000 $ 108,000 $ 89,000
Clay, Indiana 2 $ 313,000 $ 156,500 $ 61,000
Daviess, Indiana 2 $ 291,000 $ 145,500 $ 66,000
Decatur, Indiana 2 $ 422,000 $ 211,000 $ 106,000
Howard, Indiana 2 $ 246,000 $ 123,000 $ 44,000
Jefferson, Indiana 2 $ 269,000 $ 134,500 $ 37,000
Lawrence, Indiana 2 $ 294,000 $ 147,000 $ 88,000
Steuben, Indiana 2 $ 261,000 $ 130,500 $ 37,000
Tippecanoe, Indiana 2 $ 259,000 $ 129,500 $ 40,000
Warrick, Indiana 2 $ 227,000 $ 113,500 $ 42,000
Whitley, Indiana 2 $ 255,000 $ 127,500 $ 58,000
Black Hawk, Iowa 2 $ 239,000 $ 119,500 $ 44,000
Linn, Iowa 2 $ 386,000 $ 193,000 $ 75,000
Madison, Iowa 2 $ 278,000 $ 139,000 $ 54,000
Woodbury, Iowa 2 $ 307,000 $ 153,500 $ 91,000
Riley, Kansas 2 $ 322,000 $ 161,000 $ 27,000
Shawnee, Kansas 2 $ 292,000 $ 146,000 $ 63,000
Boyd, Kentucky 2 $ 561,000 $ 280,500 $ 134,000
McCracken, Kentucky 2 $ 238,000 $ 119,000 $ 54,000
Montgomery, Kentucky 2 $ 444,000 $ 222,000 $ 97,000
Oldham, Kentucky 2 $ 358,000 $ 179,000 $ 74,000
Pulaski, Kentucky 2 $ 471,000 $ 235,500 $ 97,000
Rockcastle, Kentucky 2 $ 253,000 $ 126,500 $ 68,000
Lafourche, Louisiana 2 $ 385,000 $ 192,500 $ 64,000
Ouachita, Louisiana 2 $ 247,000 $ 123,500 $ 62,000
St. James, Louisiana 2 $ 328,000 $ 164,000 $ 61,000
St. Tammany, Louisiana 2 $ 380,000 $ 190,000 $ 70,000
Hancock, Maine 2 $ 444,000 $ 222,000 $ 44,000
Kennebec, Maine 2 $ 281,000 $ 140,500 $ 61,000
Cecil, Maryland 2 $ 250,000 $ 125,000 $ 36,000
Charles, Maryland 2 $ 681,000 $ 340,500 $ 119,000
Howard, Maryland 2 $ 328,000 $ 164,000 $ 34,000
Talbot, Maryland 2 $ 978,000 $ 489,000 $ 23,000
Calhoun, Michigan 2 $ 322,000 $ 161,000 $ 34,000
Cass, Michigan 2 $ 297,000 $ 148,500 $ 36,000
Genesee, Michigan 2 $ 318,000 $ 159,000 $ 58,000
Grand Traverse, Michigan 2 $ 324,000 $ 162,000 $ 60,000
Kalamazoo, Michigan 2 $ 358,000 $ 179,000 $ 24,000
Menominee, Michigan 2 $ 119,000 $ 59,500 $ 27,000
Beltrami, Minnesota 2 $ 520,000 $ 260,000 $ 16,000
Chisago, Minnesota 2 $ 338,000 $ 169,000 $ 24,000
Crow Wing, Minnesota 2 $ 537,000 $ 268,500 $ 21,000
Goodhue, Minnesota 2 $ 229,000 $ 114,500 $ 16,000
St. Louis, Minnesota 2 $ 399,000 $ 199,500 $ 79,000
Wabasha, Minnesota 2 $ 280,000 $ 140,000 $ 64,000
Forrest, Mississippi 2 $ 223,000 $ 111,500 $ 32,000
Tunica, Mississippi 2 $ 306,000 $ 153,000 $ 37,000
Andrew, Missouri 2 $ 442,000 $ 221,000 $ 64,000
Callaway, Missouri 2 $ 275,000 $ 137,500 $ 0
Clay, Missouri 2 $ 339,000 $ 169,500 $ 66,000
Cole, Missouri 2 $ 377,000 $ 188,500 $ 58,000
Greene, Missouri 2 $ 418,000 $ 209,000 $ 55,000
Pettis, Missouri 2 $ 285,000 $ 142,500 $ 54,000
Gallatin, Montana 2 $ 499,000 $ 249,500 $ 69,000
Yellowstone, Montana 2 $ 537,000 $ 268,500 $ 83,000
Buffalo, Nebraska 2 $ 323,000 $ 161,500 $ 76,000
Hall, Nebraska 2 $ 240,000 $ 120,000 $ 63,000
Sarpy, Nebraska 2 $ 351,000 $ 175,500 $ 67,000
Douglas, Nevada 2 $ 479,000 $ 239,500 $ 77,000
Cheshire, New Hampshire 2 $ 330,000 $ 165,000 $ 52,000
Rockingham, New Hampshire 2 $ 398,000 $ 199,000 $ 34,000
Page:

Mortgage Loan Application Detail Totals for American Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,488 $529,160,000 $212,000 $2,860,000 $70,000 $1,320,000
Home Purchase 1,076 $176,341,000 $163,000 $1,200,000 $73,000 $2,280,000
Home Improvement 498 $108,872,000 $218,000 $900,000 $70,000 $287,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,818 $550,084,000 $195,000 $1,200,000 $70,000 $1,090,000
Black or African American 507 $95,114,000 $187,000 $711,000 $63,000 $337,000
Not Provided 437 $100,761,000 $230,000 $2,860,000 $82,000 $2,280,000
Hispanic 198 $42,890,000 $216,000 $1,395,000 $70,000 $793,000
Asian 58 $15,267,000 $263,000 $1,120,000 $84,000 $300,000
American Indian or Alaskan Native 25 $4,813,000 $192,000 $374,000 $80,000 $367,000
Native Hawaiian or Other Pacific Islander 19 $5,444,000 $286,000 $768,000 $89,000 $208,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,601 $333,937,000 $208,000 $1,395,000 $60,000 $793,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,225 $272,209,000 $222,000 $2,860,000 $100,000 $2,280,000
FHA-insured (Federal Housing Administration) 1,192 $202,206,000 $169,000 $636,000 $56,000 $236,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $6,021,000 $136,000 $275,000 $50,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,474 $481,765,000 $194,000 $1,200,000 $67,000 $1,090,000
Application Withdrawn By Applicant 846 $176,482,000 $208,000 $1,905,000 $73,000 $1,320,000
Application Denied By Financial Institution 370 $70,250,000 $189,000 $1,395,000 $79,000 $2,280,000
File Closed For Incompleteness 338 $78,710,000 $232,000 $2,860,000 $85,000 $800,000
Application Approved But Not Accepted 34 $7,166,000 $210,000 $507,000 $76,000 $208,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 135 $23,885,000 $176,000 $597,000 $81,000 $668,000
Credit History 86 $17,758,000 $206,000 $1,395,000 $115,000 $2,280,000
Debt-To-Income Ratio 85 $17,176,000 $202,000 $900,000 $51,000 $480,000
Other 32 $5,630,000 $175,000 $674,000 $64,000 $195,000
Unverifiable Information 15 $3,024,000 $201,000 $342,000 $68,000 $173,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,002,000 $125,000 $239,000 $45,000 $67,000
Employment History 6 $1,090,000 $181,000 $319,000 $51,000 $126,000
Credit Application Incomplete 3 $685,000 $228,000 $269,000 $65,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

Download the Maryland Lender List