American Bank Mortgage Lending & HMDA Data, 2014

In 2014, American Bank of Greenbelt, MD reported 4,586 mortgage applications totaling $967.7 million, down 44% from 2013. The average application was for $211,003, and applicants reported an average income of $80,208. 39% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Columbus, OH (290), Atlanta-Sandy Springs-Roswell, GA (259) and Washington-Arlington-Alexandria, DC-VA-MD-WV (188) (applications in parentheses).

Mortgage Company & Address American Bank
9001 Edmonston Road Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,586
Total Mortgage Loan Application Amount $967,664,000
Average Mortgage Loan Application Amount $211,003
Highest Mortgage Loan Application Amount $2,715,000
Average Applicant Income $80,208
Highest Applicant Income $2,052,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 197 $ 27,024,000 $ 137,177 $ 64,000
Prince George's, Maryland 57 $ 14,814,000 $ 259,894 $ 94,000
Gwinnett, Georgia 51 $ 9,685,000 $ 189,901 $ 76,000
Summit, Ohio 51 $ 7,881,000 $ 154,529 $ 76,000
Hennepin, Minnesota 47 $ 10,707,000 $ 227,808 $ 85,000
Allen, Ohio 42 $ 4,190,000 $ 99,761 $ 48,000
Lorain, Ohio 41 $ 5,824,000 $ 142,048 $ 60,000
Fulton, Georgia 40 $ 9,965,000 $ 249,125 $ 86,000
Cook, Illinois 40 $ 8,565,000 $ 214,125 $ 80,000
Cuyahoga, Ohio 39 $ 6,327,000 $ 162,230 $ 93,000
Maricopa, Arizona 38 $ 8,118,000 $ 213,631 $ 85,000
Delaware, Ohio 38 $ 8,374,000 $ 220,368 $ 84,000
Cobb, Georgia 37 $ 7,685,000 $ 207,702 $ 71,000
Berks, Pennsylvania 35 $ 4,539,000 $ 129,685 $ 62,000
Philadelphia, Pennsylvania 34 $ 4,678,000 $ 137,588 $ 57,000
Marion, Indiana 30 $ 4,197,000 $ 139,900 $ 68,000
Fairfax, Virginia 28 $ 10,926,000 $ 390,214 $ 111,000
Montgomery, Maryland 27 $ 12,775,000 $ 473,148 $ 148,000
Los Angeles, California 26 $ 8,262,000 $ 317,769 $ 80,000
Baltimore, Maryland 25 $ 5,729,000 $ 229,160 $ 81,000
Anne Arundel, Maryland 24 $ 8,040,000 $ 335,000 $ 109,000
Prince William, Virginia 24 $ 7,158,000 $ 298,250 $ 103,000
District of Columbia, District Of Columbia 23 $ 5,651,000 $ 245,695 $ 97,000
El Paso, Colorado 21 $ 4,883,000 $ 232,523 $ 70,000
DeKalb, Georgia 21 $ 4,188,000 $ 199,428 $ 126,000
Salt Lake, Utah 21 $ 4,338,000 $ 206,571 $ 68,000
Middlesex, Massachusetts 20 $ 6,080,000 $ 304,000 $ 98,000
Montgomery, Pennsylvania 20 $ 4,305,000 $ 215,250 $ 79,000
Hillsborough, Florida 19 $ 3,328,000 $ 175,157 $ 58,000
Clark, Nevada 19 $ 4,313,000 $ 227,000 $ 53,000
Hartford, Connecticut 18 $ 3,782,000 $ 210,111 $ 95,000
New Castle, Delaware 18 $ 3,429,000 $ 190,500 $ 54,000
Hamilton, Indiana 18 $ 3,923,000 $ 217,944 $ 85,000
Dakota, Minnesota 18 $ 4,592,000 $ 255,111 $ 94,000
Bucks, Pennsylvania 18 $ 4,338,000 $ 241,000 $ 94,000
Chester, Pennsylvania 18 $ 4,601,000 $ 255,611 $ 86,000
Sacramento, California 17 $ 3,638,000 $ 214,000 $ 91,000
Polk, Iowa 17 $ 3,335,000 $ 196,176 $ 75,000
Harford, Maryland 17 $ 5,759,000 $ 338,764 $ 202,000
Anoka, Minnesota 17 $ 3,697,000 $ 217,470 $ 76,000
Delaware, Pennsylvania 17 $ 2,839,000 $ 167,000 $ 71,000
Palm Beach, Florida 16 $ 3,731,000 $ 233,187 $ 101,000
Shelby, Tennessee 16 $ 3,742,000 $ 233,875 $ 105,000
Virginia Beach, Virginia 16 $ 4,197,000 $ 262,312 $ 91,000
Kent, Delaware 15 $ 2,843,000 $ 189,533 $ 60,000
Chesterfield, Virginia 15 $ 3,121,000 $ 208,066 $ 83,000
Lee, Florida 14 $ 3,494,000 $ 249,571 $ 115,000
Pinellas, Florida 14 $ 3,295,000 $ 235,357 $ 76,000
Forsyth, Georgia 14 $ 3,020,000 $ 215,714 $ 82,000
Honolulu, Hawaii 14 $ 6,421,000 $ 458,642 $ 112,000
Jefferson, Kentucky 14 $ 3,471,000 $ 247,928 $ 112,000
Barnstable, Massachusetts 14 $ 3,600,000 $ 257,142 $ 95,000
Suffolk, New York 14 $ 3,876,000 $ 276,857 $ 83,000
Mecklenburg, North Carolina 14 $ 2,599,000 $ 185,642 $ 81,000
Fairfield, Ohio 14 $ 2,349,000 $ 167,785 $ 80,000
Hamilton, Ohio 14 $ 2,362,000 $ 168,714 $ 60,000
Licking, Ohio 14 $ 2,119,000 $ 151,357 $ 82,000
Lucas, Ohio 14 $ 2,429,000 $ 173,500 $ 69,000
Stark, Ohio 14 $ 1,740,000 $ 124,285 $ 59,000
Riverside, California 13 $ 4,257,000 $ 327,461 $ 81,000
San Bernardino, California 13 $ 3,094,000 $ 238,000 $ 90,000
Clayton, Georgia 13 $ 1,810,000 $ 139,230 $ 47,000
Henry, Georgia 13 $ 2,441,000 $ 187,769 $ 66,000
Baltimore City, Maryland 13 $ 2,028,000 $ 156,000 $ 68,000
Carroll, Maryland 13 $ 3,830,000 $ 294,615 $ 100,000
Worcester, Massachusetts 13 $ 2,793,000 $ 214,846 $ 75,000
Queens, New York 13 $ 3,441,000 $ 264,692 $ 66,000
Monroe, Pennsylvania 13 $ 2,369,000 $ 182,230 $ 116,000
Northampton, Pennsylvania 13 $ 2,641,000 $ 203,153 $ 84,000
Hamilton, Tennessee 13 $ 3,153,000 $ 242,538 $ 80,000
Broward, Florida 12 $ 2,929,000 $ 244,083 $ 73,000
Miami-Dade, Florida 12 $ 2,618,000 $ 218,166 $ 92,000
Essex, Massachusetts 12 $ 2,801,000 $ 233,416 $ 56,000
Plymouth, Massachusetts 12 $ 3,206,000 $ 267,166 $ 94,000
Bernalillo, New Mexico 12 $ 1,881,000 $ 156,750 $ 73,000
Lancaster, Pennsylvania 12 $ 2,317,000 $ 193,083 $ 48,000
San Diego, California 11 $ 3,728,000 $ 338,909 $ 74,000
Sussex, Delaware 11 $ 2,629,000 $ 239,000 $ 76,000
DuPage, Illinois 11 $ 2,368,000 $ 215,272 $ 81,000
Scott, Iowa 11 $ 1,811,000 $ 164,636 $ 51,000
Washington, Minnesota 11 $ 2,333,000 $ 212,090 $ 89,000
Camden, New Jersey 11 $ 2,126,000 $ 193,272 $ 89,000
Ocean, New Jersey 11 $ 2,357,000 $ 214,272 $ 88,000
Nassau, New York 11 $ 3,655,000 $ 332,272 $ 127,000
Allegheny, Pennsylvania 11 $ 2,338,000 $ 212,545 $ 89,000
Knox, Tennessee 11 $ 2,750,000 $ 250,000 $ 64,000
Berkeley, West Virginia 11 $ 2,134,000 $ 194,000 $ 54,000
New Haven, Connecticut 10 $ 2,543,000 $ 254,300 $ 94,000
Orange, Florida 10 $ 2,755,000 $ 275,500 $ 85,000
Ada, Idaho 10 $ 2,184,000 $ 218,400 $ 86,000
Charles, Maryland 10 $ 2,810,000 $ 281,000 $ 118,000
Frederick, Maryland 10 $ 3,020,000 $ 302,000 $ 214,000
St. Charles, Missouri 10 $ 2,124,000 $ 212,400 $ 94,000
Wake, North Carolina 10 $ 2,108,000 $ 210,800 $ 79,000
Multnomah, Oregon 10 $ 2,660,000 $ 266,000 $ 74,000
Charleston, South Carolina 10 $ 2,452,000 $ 245,200 $ 75,000
Chesapeake, Virginia 10 $ 2,020,000 $ 202,000 $ 75,000
Henrico, Virginia 10 $ 2,503,000 $ 250,300 $ 65,000
Milwaukee, Wisconsin 10 $ 1,962,000 $ 196,200 $ 72,000
Alameda, California 9 $ 3,583,000 $ 398,111 $ 79,000
Stanislaus, California 9 $ 1,615,000 $ 179,444 $ 77,000
Mesa, Colorado 9 $ 1,575,000 $ 175,000 $ 37,000
Newton, Georgia 9 $ 1,414,000 $ 157,111 $ 63,000
Paulding, Georgia 9 $ 1,731,000 $ 192,333 $ 66,000
Bristol, Massachusetts 9 $ 2,142,000 $ 238,000 $ 76,000
Hampden, Massachusetts 9 $ 1,948,000 $ 216,444 $ 76,000
Hillsborough, New Hampshire 9 $ 1,741,000 $ 193,444 $ 68,000
Burlington, New Jersey 9 $ 2,430,000 $ 270,000 $ 98,000
Gloucester, New Jersey 9 $ 1,700,000 $ 188,888 $ 93,000
Guilford, North Carolina 9 $ 1,638,000 $ 182,000 $ 60,000
Butler, Ohio 9 $ 1,633,000 $ 181,444 $ 77,000
Warren, Ohio 9 $ 2,207,000 $ 245,222 $ 60,000
Stafford, Virginia 9 $ 2,889,000 $ 321,000 $ 108,000
Contra Costa, California 8 $ 3,116,000 $ 389,500 $ 94,000
Fresno, California 8 $ 1,558,000 $ 194,750 $ 76,000
Kern, California 8 $ 2,089,000 $ 261,125 $ 79,000
Fairfield, Connecticut 8 $ 1,961,000 $ 245,125 $ 77,000
New London, Connecticut 8 $ 1,679,000 $ 209,875 $ 93,000
Douglas, Georgia 8 $ 1,160,000 $ 145,000 $ 48,000
Hall, Georgia 8 $ 1,832,000 $ 229,000 $ 62,000
Kootenai, Idaho 8 $ 1,873,000 $ 234,125 $ 79,000
Will, Illinois 8 $ 1,740,000 $ 217,500 $ 116,000
Johnson, Kansas 8 $ 2,048,000 $ 256,000 $ 149,000
Fayette, Kentucky 8 $ 1,427,000 $ 178,375 $ 57,000
Scott, Minnesota 8 $ 1,646,000 $ 205,750 $ 75,000
Johnston, North Carolina 8 $ 1,716,000 $ 214,500 $ 84,000
Lake, Ohio 8 $ 1,423,000 $ 177,875 $ 70,000
Montgomery, Ohio 8 $ 1,047,000 $ 130,875 $ 79,000
Union, Ohio 8 $ 2,502,000 $ 312,750 $ 105,000
Lexington, South Carolina 8 $ 1,410,000 $ 176,250 $ 77,000
Blount, Tennessee 8 $ 1,509,000 $ 188,625 $ 61,000
Hampton, Virginia 8 $ 1,212,000 $ 151,500 $ 71,000
Jefferson, Alabama 7 $ 1,568,000 $ 224,000 $ 83,000
Orange, California 7 $ 2,714,000 $ 387,714 $ 112,000
Boulder, Colorado 7 $ 1,242,000 $ 177,428 $ 65,000
Cherokee, Georgia 7 $ 1,266,000 $ 180,857 $ 62,000
Columbia, Georgia 7 $ 1,701,000 $ 243,000 $ 84,000
Lake, Illinois 7 $ 1,474,000 $ 210,571 $ 94,000
McHenry, Illinois 7 $ 1,220,000 $ 174,285 $ 60,000
Lake, Indiana 7 $ 1,572,000 $ 224,571 $ 80,000
Porter, Indiana 7 $ 1,513,000 $ 216,142 $ 94,000
Bullitt, Kentucky 7 $ 1,446,000 $ 206,571 $ 70,000
Norfolk, Massachusetts 7 $ 1,587,000 $ 226,714 $ 101,000
Suffolk, Massachusetts 7 $ 2,356,000 $ 336,571 $ 95,000
Washtenaw, Michigan 7 $ 1,639,000 $ 234,142 $ 96,000
Carver, Minnesota 7 $ 1,401,000 $ 200,142 $ 86,000
St. Louis, Minnesota 7 $ 1,613,000 $ 230,428 $ 86,000
St. Louis, Missouri 7 $ 1,577,000 $ 225,285 $ 63,000
Mercer, New Jersey 7 $ 1,349,000 $ 192,714 $ 103,000
Monmouth, New Jersey 7 $ 1,910,000 $ 272,857 $ 84,000
Passaic, New Jersey 7 $ 2,041,000 $ 291,571 $ 108,000
Westchester, New York 7 $ 2,652,000 $ 378,857 $ 134,000
New Hanover, North Carolina 7 $ 1,258,000 $ 179,714 $ 76,000
Auglaize, Ohio 7 $ 802,000 $ 114,571 $ 49,000
Columbiana, Ohio 7 $ 1,175,000 $ 167,857 $ 86,000
Hardin, Ohio 7 $ 612,000 $ 87,428 $ 46,000
Medina, Ohio 7 $ 1,103,000 $ 157,571 $ 62,000
York, Pennsylvania 7 $ 1,278,000 $ 182,571 $ 117,000
Montgomery, Tennessee 7 $ 1,168,000 $ 166,857 $ 58,000
Suffolk, Virginia 7 $ 1,656,000 $ 236,571 $ 101,000
King, Washington 7 $ 1,988,000 $ 284,000 $ 57,000
Pierce, Washington 7 $ 1,587,000 $ 226,714 $ 101,000
Pima, Arizona 6 $ 1,531,000 $ 255,166 $ 71,000
El Dorado, California 6 $ 1,590,000 $ 265,000 $ 64,000
Adams, Colorado 6 $ 1,278,000 $ 213,000 $ 67,000
Arapahoe, Colorado 6 $ 1,287,000 $ 214,500 $ 87,000
Brevard, Florida 6 $ 1,217,000 $ 202,833 $ 69,000
Duval, Florida 6 $ 1,272,000 $ 212,000 $ 80,000
Sarasota, Florida 6 $ 1,229,000 $ 204,833 $ 81,000
Coweta, Georgia 6 $ 1,407,000 $ 234,500 $ 104,000
Fayette, Georgia 6 $ 1,103,000 $ 183,833 $ 77,000
Rockdale, Georgia 6 $ 1,091,000 $ 181,833 $ 81,000
Allen, Indiana 6 $ 946,000 $ 157,666 $ 53,000
Elkhart, Indiana 6 $ 1,332,000 $ 222,000 $ 56,000
Jefferson, Louisiana 6 $ 866,000 $ 144,333 $ 41,000
Wayne, Michigan 6 $ 1,128,000 $ 188,000 $ 83,000
Ramsey, Minnesota 6 $ 1,630,000 $ 271,666 $ 98,000
Jackson, Missouri 6 $ 926,000 $ 154,333 $ 68,000
Hudson, New Jersey 6 $ 1,785,000 $ 297,500 $ 142,000
Dona Ana, New Mexico 6 $ 1,103,000 $ 183,833 $ 83,000
Kings, New York 6 $ 2,713,000 $ 452,166 $ 75,000
Onslow, North Carolina 6 $ 1,042,000 $ 173,666 $ 61,000
Clermont, Ohio 6 $ 970,000 $ 161,666 $ 99,000
Portage, Ohio 6 $ 914,000 $ 152,333 $ 206,000
Richland, Ohio 6 $ 868,000 $ 144,666 $ 58,000
Tulsa, Oklahoma 6 $ 1,382,000 $ 230,333 $ 83,000
Washington, Oregon 6 $ 1,433,000 $ 238,833 $ 68,000
Cumberland, Pennsylvania 6 $ 899,000 $ 149,833 $ 44,000
Dauphin, Pennsylvania 6 $ 1,142,000 $ 190,333 $ 63,000
Westmoreland, Pennsylvania 6 $ 1,517,000 $ 252,833 $ 103,000
Beaufort, South Carolina 6 $ 2,093,000 $ 348,833 $ 102,000
Rutherford, Tennessee 6 $ 1,336,000 $ 222,666 $ 106,000
Sumner, Tennessee 6 $ 1,162,000 $ 193,666 $ 60,000
Williamson, Tennessee 6 $ 2,155,000 $ 359,166 $ 101,000
Harris, Texas 6 $ 936,000 $ 156,000 $ 33,000
Tarrant, Texas 6 $ 1,061,000 $ 176,833 $ 66,000
Loudoun, Virginia 6 $ 3,008,000 $ 501,333 $ 111,000
Richmond City, Virginia 6 $ 1,166,000 $ 194,333 $ 71,000
Madison, Alabama 5 $ 939,000 $ 187,800 $ 98,000
Pulaski, Arkansas 5 $ 994,000 $ 198,800 $ 90,000
Solano, California 5 $ 1,599,000 $ 319,800 $ 107,000
Ventura, California 5 $ 1,494,000 $ 298,800 $ 87,000
Douglas, Colorado 5 $ 1,551,000 $ 310,200 $ 70,000
Fremont, Colorado 5 $ 1,150,000 $ 230,000 $ 97,000
Jefferson, Colorado 5 $ 1,153,000 $ 230,600 $ 62,000
Litchfield, Connecticut 5 $ 757,000 $ 151,400 $ 73,000
Clay, Florida 5 $ 861,000 $ 172,200 $ 66,000
Okaloosa, Florida 5 $ 1,069,000 $ 213,800 $ 58,000
Polk, Florida 5 $ 1,038,000 $ 207,600 $ 63,000
Carroll, Georgia 5 $ 670,000 $ 134,000 $ 51,000
Chatham, Georgia 5 $ 1,096,000 $ 219,200 $ 67,000
Dougherty, Georgia 5 $ 688,000 $ 137,600 $ 63,000
Hawaii, Hawaii 5 $ 1,520,000 $ 304,000 $ 90,000
Clark, Indiana 5 $ 999,000 $ 199,800 $ 55,000
Dearborn, Indiana 5 $ 667,000 $ 133,400 $ 58,000
Madison, Indiana 5 $ 798,000 $ 159,600 $ 63,000
St. Joseph, Indiana 5 $ 782,000 $ 156,400 $ 61,000
York, Maine 5 $ 1,188,000 $ 237,600 $ 220,000
Howard, Maryland 5 $ 1,453,000 $ 290,600 $ 103,000
Olmsted, Minnesota 5 $ 1,514,000 $ 302,800 $ 97,000
Sherburne, Minnesota 5 $ 860,000 $ 172,000 $ 56,000
Wright, Minnesota 5 $ 890,000 $ 178,000 $ 70,000
Douglas, Nebraska 5 $ 919,000 $ 183,800 $ 106,000
Rockingham, New Hampshire 5 $ 1,026,000 $ 205,200 $ 88,000
Essex, New Jersey 5 $ 1,414,000 $ 282,800 $ 86,000
Sandoval, New Mexico 5 $ 1,457,000 $ 291,400 $ 70,000
Erie, New York 5 $ 751,000 $ 150,200 $ 98,000
Onondaga, New York 5 $ 533,000 $ 106,600 $ 95,000
Brunswick, North Carolina 5 $ 922,000 $ 184,400 $ 64,000
Grand Forks, North Dakota 5 $ 905,000 $ 181,000 $ 63,000
Ward, North Dakota 5 $ 1,138,000 $ 227,600 $ 106,000
Clark, Ohio 5 $ 838,000 $ 167,600 $ 36,000
Madison, Ohio 5 $ 1,091,000 $ 218,200 $ 74,000
Pickaway, Ohio 5 $ 742,000 $ 148,400 $ 64,000
Grady, Oklahoma 5 $ 1,035,000 $ 207,000 $ 64,000
Marion, Oregon 5 $ 972,000 $ 194,400 $ 81,000
Lehigh, Pennsylvania 5 $ 960,000 $ 192,000 $ 66,000
Pike, Pennsylvania 5 $ 821,000 $ 164,200 $ 83,000
Providence, Rhode Island 5 $ 929,000 $ 185,800 $ 63,000
York, South Carolina 5 $ 1,056,000 $ 211,200 $ 67,000
Lake, South Dakota 5 $ 709,000 $ 141,800 $ 61,000
Minnehaha, South Dakota 5 $ 867,000 $ 173,400 $ 81,000
Davidson, Tennessee 5 $ 907,000 $ 181,400 $ 75,000
Sevier, Tennessee 5 $ 1,291,000 $ 258,200 $ 62,000
Davis, Utah 5 $ 869,000 $ 173,800 $ 53,000
Bennington, Vermont 5 $ 1,233,000 $ 246,600 $ 144,000
Windsor, Vermont 5 $ 755,000 $ 151,000 $ 71,000
Isle of Wight, Virginia 5 $ 1,621,000 $ 324,200 $ 102,000
Newport News, Virginia 5 $ 899,000 $ 179,800 $ 47,000
Dane, Wisconsin 5 $ 1,130,000 $ 226,000 $ 80,000
Mohave, Arizona 4 $ 1,205,000 $ 301,250 $ 51,000
San Joaquin, California 4 $ 1,020,000 $ 255,000 $ 97,000
Santa Clara, California 4 $ 1,882,000 $ 470,500 $ 122,000
Pueblo, Colorado 4 $ 601,000 $ 150,250 $ 44,000
Weld, Colorado 4 $ 975,000 $ 243,750 $ 78,000
Tolland, Connecticut 4 $ 1,107,000 $ 276,750 $ 140,000
Lake, Florida 4 $ 710,000 $ 177,500 $ 60,000
Leon, Florida 4 $ 768,000 $ 192,000 $ 100,000
Pasco, Florida 4 $ 810,000 $ 202,500 $ 395,000
Santa Rosa, Florida 4 $ 759,000 $ 189,750 $ 52,000
St. Johns, Florida 4 $ 707,000 $ 176,750 $ 117,000
St. Lucie, Florida 4 $ 495,000 $ 123,750 $ 42,000
Volusia, Florida 4 $ 832,000 $ 208,000 $ 53,000
Bryan, Georgia 4 $ 900,000 $ 225,000 $ 144,000
Effingham, Georgia 4 $ 850,000 $ 212,500 $ 68,000
Habersham, Georgia 4 $ 1,203,000 $ 300,750 $ 106,000
Houston, Georgia 4 $ 784,000 $ 196,000 $ 89,000
Muscogee, Georgia 4 $ 1,141,000 $ 285,250 $ 87,000
Kauai, Hawaii 4 $ 1,094,000 $ 273,500 $ 95,000
Sangamon, Illinois 4 $ 701,000 $ 175,250 $ 99,000
Hancock, Indiana 4 $ 1,040,000 $ 260,000 $ 90,000
Johnson, Indiana 4 $ 661,000 $ 165,250 $ 61,000
Marshall, Indiana 4 $ 1,041,000 $ 260,250 $ 73,000
Newton, Indiana 4 $ 688,000 $ 172,000 $ 84,000
Black Hawk, Iowa 4 $ 744,000 $ 186,000 $ 74,000
Linn, Iowa 4 $ 603,000 $ 150,750 $ 61,000
Grant, Kentucky 4 $ 662,000 $ 165,500 $ 142,000
Kenton, Kentucky 4 $ 1,036,000 $ 259,000 $ 50,000
St. Mary's, Maryland 4 $ 1,206,000 $ 301,500 $ 132,000
Worcester, Maryland 4 $ 825,000 $ 206,250 $ 96,000
Hampshire, Massachusetts 4 $ 919,000 $ 229,750 $ 65,000
Calhoun, Michigan 4 $ 730,000 $ 182,500 $ 70,000
Macomb, Michigan 4 $ 633,000 $ 158,250 $ 58,000
Oakland, Michigan 4 $ 849,000 $ 212,250 $ 157,000
Chisago, Minnesota 4 $ 761,000 $ 190,250 $ 47,000
Hinds, Mississippi 4 $ 876,000 $ 219,000 $ 57,000
Rankin, Mississippi 4 $ 676,000 $ 169,000 $ 43,000
Greene, Missouri 4 $ 978,000 $ 244,500 $ 89,000
St. Louis City, Missouri 4 $ 457,000 $ 114,250 $ 64,000
Washoe, Nevada 4 $ 898,000 $ 224,500 $ 93,000
Carroll, New Hampshire 4 $ 574,000 $ 143,500 $ 101,000
Merrimack, New Hampshire 4 $ 808,000 $ 202,000 $ 76,000
Bergen, New Jersey 4 $ 1,668,000 $ 417,000 $ 142,000
Cape May, New Jersey 4 $ 3,542,000 $ 885,500 $ 214,000
Middlesex, New Jersey 4 $ 1,143,000 $ 285,750 $ 92,000
Somerset, New Jersey 4 $ 978,000 $ 244,500 $ 66,000
Otero, New Mexico 4 $ 752,000 $ 188,000 $ 49,000
Clinton, New York 4 $ 607,000 $ 151,750 $ 48,000
Rensselaer, New York 4 $ 468,000 $ 117,000 $ 103,000
Richmond, New York 4 $ 1,738,000 $ 434,500 $ 124,000
Cumberland, North Carolina 4 $ 774,000 $ 193,500 $ 83,000
Franklin, North Carolina 4 $ 730,000 $ 182,500 $ 93,000
Gaston, North Carolina 4 $ 543,000 $ 135,750 $ 54,000
Iredell, North Carolina 4 $ 876,000 $ 219,000 $ 55,000
Nash, North Carolina 4 $ 930,000 $ 232,500 $ 111,000
Rowan, North Carolina 4 $ 558,000 $ 139,500 $ 48,000
Union, North Carolina 4 $ 1,484,000 $ 371,000 $ 67,000
Athens, Ohio 4 $ 575,000 $ 143,750 $ 59,000
Belmont, Ohio 4 $ 496,000 $ 124,000 $ 52,000
Greene, Ohio 4 $ 467,000 $ 116,750 $ 104,000
Morrow, Ohio 4 $ 450,000 $ 112,500 $ 50,000
Muskingum, Ohio 4 $ 830,000 $ 207,500 $ 57,000
Ross, Ohio 4 $ 657,000 $ 164,250 $ 70,000
Cleveland, Oklahoma 4 $ 858,000 $ 214,500 $ 102,000
Lane, Oregon 4 $ 1,187,000 $ 296,750 $ 161,000
Erie, Pennsylvania 4 $ 551,000 $ 137,750 $ 58,000
Fayette, Pennsylvania 4 $ 499,000 $ 124,750 $ 43,000
Franklin, Pennsylvania 4 $ 623,000 $ 155,750 $ 66,000
Horry, South Carolina 4 $ 675,000 $ 168,750 $ 100,000
Spartanburg, South Carolina 4 $ 580,000 $ 145,000 $ 77,000
Washington, Tennessee 4 $ 783,000 $ 195,750 $ 68,000
Bexar, Texas 4 $ 796,000 $ 199,000 $ 164,000
Travis, Texas 4 $ 994,000 $ 248,500 $ 120,000
Alexandria, Virginia 4 $ 1,303,000 $ 325,750 $ 118,000
James City, Virginia 4 $ 959,000 $ 239,750 $ 89,000
Norfolk, Virginia 4 $ 866,000 $ 216,500 $ 93,000
Portsmouth, Virginia 4 $ 833,000 $ 208,250 $ 64,000
Spotsylvania, Virginia 4 $ 1,055,000 $ 263,750 $ 62,000
Warren, Virginia 4 $ 907,000 $ 226,750 $ 84,000
Jefferson, West Virginia 4 $ 728,000 $ 182,000 $ 63,000
Mineral, West Virginia 4 $ 879,000 $ 219,750 $ 48,000
Brown, Wisconsin 4 $ 679,000 $ 169,750 $ 65,000
Fond du Lac, Wisconsin 4 $ 678,000 $ 169,500 $ 81,000
Monroe, Wisconsin 4 $ 626,000 $ 156,500 $ 67,000
Washington, Wisconsin 4 $ 897,000 $ 224,250 $ 83,000
Waukesha, Wisconsin 4 $ 713,000 $ 178,250 $ 144,000
Montgomery, Alabama 3 $ 664,000 $ 221,333 $ 98,000
Anchorage, Alaska 3 $ 634,000 $ 211,333 $ 77,000
Matanuska-Susitna, Alaska 3 $ 631,000 $ 210,333 $ 106,000
Yavapai, Arizona 3 $ 451,000 $ 150,333 $ 84,000
Craighead, Arkansas 3 $ 358,000 $ 119,333 $ 59,000
Butte, California 3 $ 572,000 $ 190,666 $ 75,000
Tulare, California 3 $ 681,000 $ 227,000 $ 68,000
Denver, Colorado 3 $ 486,000 $ 162,000 $ 26,000
Collier, Florida 3 $ 611,000 $ 203,666 $ 174,000
Hernando, Florida 3 $ 377,000 $ 125,666 $ 44,000
Osceola, Florida 3 $ 560,000 $ 186,666 $ 100,000
Butts, Georgia 3 $ 265,000 $ 88,333 $ 42,000
Camden, Georgia 3 $ 1,025,000 $ 341,666 $ 132,000
Clarke, Georgia 3 $ 616,000 $ 205,333 $ 95,000
Gilmer, Georgia 3 $ 716,000 $ 238,666 $ 65,000
Harris, Georgia 3 $ 775,000 $ 258,333 $ 51,000
Liberty, Georgia 3 $ 552,000 $ 184,000 $ 52,000
Polk, Georgia 3 $ 438,000 $ 146,000 $ 59,000
Thomas, Georgia 3 $ 731,000 $ 243,666 $ 84,000
Nez Perce, Idaho 3 $ 546,000 $ 182,000 $ 49,000
Coles, Illinois 3 $ 728,000 $ 242,666 $ 70,000
Kane, Illinois 3 $ 491,000 $ 163,666 $ 110,000
Peoria, Illinois 3 $ 419,000 $ 139,666 $ 66,000
Rock Island, Illinois 3 $ 469,000 $ 156,333 $ 77,000
Cass, Indiana 3 $ 456,000 $ 152,000 $ 81,000
Hendricks, Indiana 3 $ 540,000 $ 180,000 $ 111,000
Kosciusko, Indiana 3 $ 432,000 $ 144,000 $ 54,000
Dallas, Iowa 3 $ 431,000 $ 143,666 $ 105,000
Jasper, Iowa 3 $ 468,000 $ 156,000 $ 47,000
Pottawattamie, Iowa 3 $ 461,000 $ 153,666 $ 26,000
Story, Iowa 3 $ 980,000 $ 326,666 $ 159,000
Woodbury, Iowa 3 $ 446,000 $ 148,666 $ 55,000
Sedgwick, Kansas 3 $ 454,000 $ 151,333 $ 127,000
Carter, Kentucky 3 $ 521,000 $ 173,666 $ 72,000
Hardin, Kentucky 3 $ 481,000 $ 160,333 $ 59,000
Madison, Kentucky 3 $ 605,000 $ 201,666 $ 99,000
Nelson, Kentucky 3 $ 719,000 $ 239,666 $ 64,000
Pulaski, Kentucky 3 $ 709,000 $ 236,333 $ 85,000
East Baton Rouge, Louisiana 3 $ 583,000 $ 194,333 $ 40,000
Livingston, Louisiana 3 $ 479,000 $ 159,666 $ 59,000
Lincoln, Maine 3 $ 481,000 $ 160,333 $ 71,000
Calvert, Maryland 3 $ 1,222,000 $ 407,333 $ 179,000
Talbot, Maryland 3 $ 879,000 $ 293,000 $ 110,000
Monroe, Michigan 3 $ 551,000 $ 183,666 $ 55,000
Carlton, Minnesota 3 $ 450,000 $ 150,000 $ 76,000
Otter Tail, Minnesota 3 $ 1,449,000 $ 483,000 $ 81,000
Rice, Minnesota 3 $ 722,000 $ 240,666 $ 74,000
Warren, Missouri 3 $ 650,000 $ 216,666 $ 49,000
Lancaster, Nebraska 3 $ 586,000 $ 195,333 $ 49,000
Grafton, New Hampshire 3 $ 437,000 $ 145,666 $ 81,000
Strafford, New Hampshire 3 $ 489,000 $ 163,000 $ 52,000
Atlantic, New Jersey 3 $ 479,000 $ 159,666 $ 70,000
Morris, New Jersey 3 $ 879,000 $ 293,000 $ 115,000
Santa Fe, New Mexico 3 $ 705,000 $ 235,000 $ 71,000
Niagara, New York 3 $ 356,000 $ 118,666 $ 71,000
Rockland, New York 3 $ 1,071,000 $ 357,000 $ 115,000
Saratoga, New York 3 $ 549,000 $ 183,000 $ 36,000
Buncombe, North Carolina 3 $ 732,000 $ 244,000 $ 61,000
Forsyth, North Carolina 3 $ 518,000 $ 172,666 $ 82,000
Henderson, North Carolina 3 $ 526,000 $ 175,333 $ 48,000
Lincoln, North Carolina 3 $ 318,000 $ 106,000 $ 26,000
Moore, North Carolina 3 $ 473,000 $ 157,666 $ 55,000
Williams, North Dakota 3 $ 730,000 $ 243,333 $ 91,000
Coshocton, Ohio 3 $ 508,000 $ 169,333 $ 75,000
Geauga, Ohio 3 $ 468,000 $ 156,000 $ 52,000
Guernsey, Ohio 3 $ 616,000 $ 205,333 $ 86,000
Hocking, Ohio 3 $ 505,000 $ 168,333 $ 74,000
Jackson, Ohio 3 $ 377,000 $ 125,666 $ 92,000
Knox, Ohio 3 $ 405,000 $ 135,000 $ 62,000
Marion, Ohio 3 $ 352,000 $ 117,333 $ 30,000
Ottawa, Ohio 3 $ 472,000 $ 157,333 $ 94,000
Sandusky, Ohio 3 $ 502,000 $ 167,333 $ 69,000
Wayne, Ohio 3 $ 347,000 $ 115,666 $ 99,000
Wood, Ohio 3 $ 555,000 $ 185,000 $ 104,000
Canadian, Oklahoma 3 $ 686,000 $ 228,666 $ 54,000
Logan, Oklahoma 3 $ 1,327,000 $ 442,333 $ 84,000
Payne, Oklahoma 3 $ 508,000 $ 169,333 $ 35,000
Deschutes, Oregon 3 $ 1,016,000 $ 338,666 $ 118,000
Jackson, Oregon 3 $ 647,000 $ 215,666 $ 115,000
Butler, Pennsylvania 3 $ 703,000 $ 234,333 $ 87,000
Centre, Pennsylvania 3 $ 479,000 $ 159,666 $ 53,000
Luzerne, Pennsylvania 3 $ 359,000 $ 119,666 $ 62,000
Schuylkill, Pennsylvania 3 $ 398,000 $ 132,666 $ 62,000
Washington, Pennsylvania 3 $ 333,000 $ 111,000 $ 78,000
Aiken, South Carolina 3 $ 669,000 $ 223,000 $ 56,000
Greenville, South Carolina 3 $ 572,000 $ 190,666 $ 77,000
Kershaw, South Carolina 3 $ 387,000 $ 129,000 $ 13,000
Oconee, South Carolina 3 $ 603,000 $ 201,000 $ 107,000
Richland, South Carolina 3 $ 700,000 $ 233,333 $ 117,000
Pennington, South Dakota 3 $ 1,061,000 $ 353,666 $ 125,000
Maury, Tennessee 3 $ 673,000 $ 224,333 $ 92,000
Wilson, Tennessee 3 $ 582,000 $ 194,000 $ 56,000
Dallas, Texas 3 $ 760,000 $ 253,333 $ 58,000
El Paso, Texas 3 $ 602,000 $ 200,666 $ 65,000
Fort Bend, Texas 3 $ 214,000 $ 71,333 $ 135,000
Utah, Utah 3 $ 1,703,000 $ 567,666 $ 152,000
Chittenden, Vermont 3 $ 450,000 $ 150,000 $ 71,000
Rutland, Vermont 3 $ 715,000 $ 238,333 $ 85,000
Windham, Vermont 3 $ 509,000 $ 169,666 $ 126,000
Fauquier, Virginia 3 $ 814,000 $ 271,333 $ 99,000
Frederick, Virginia 3 $ 693,000 $ 231,000 $ 89,000
Hanover, Virginia 3 $ 700,000 $ 233,333 $ 52,000
Manassas, Virginia 3 $ 619,000 $ 206,333 $ 102,000
Northumberland, Virginia 3 $ 529,000 $ 176,333 $ 46,000
Orange, Virginia 3 $ 693,000 $ 231,000 $ 67,000
Roanoke, Virginia 3 $ 653,000 $ 217,666 $ 83,000
Lewis, Washington 3 $ 1,016,000 $ 338,666 $ 83,000
Mason, Washington 3 $ 614,000 $ 204,666 $ 39,000
Kenosha, Wisconsin 3 $ 450,000 $ 150,000 $ 65,000
Portage, Wisconsin 3 $ 382,000 $ 127,333 $ 66,000
St. Croix, Wisconsin 3 $ 498,000 $ 166,000 $ 79,000
Walworth, Wisconsin 3 $ 1,165,000 $ 388,333 $ 81,000
Sweetwater, Wyoming 3 $ 1,069,000 $ 356,333 $ 311,000
Autauga, Alabama 2 $ 402,000 $ 201,000 $ 72,000
Baldwin, Alabama 2 $ 537,000 $ 268,500 $ 55,000
Houston, Alabama 2 $ 412,000 $ 206,000 $ 88,000
Lee, Alabama 2 $ 330,000 $ 165,000 $ 87,000
Limestone, Alabama 2 $ 289,000 $ 144,500 $ 26,000
Macon, Alabama 2 $ 175,000 $ 87,500 $ 30,000
Morgan, Alabama 2 $ 301,000 $ 150,500 $ 80,000
Russell, Alabama 2 $ 444,000 $ 222,000 $ 53,000
Shelby, Alabama 2 $ 373,000 $ 186,500 $ 96,000
Talladega, Alabama 2 $ 173,000 $ 86,500 $ 71,000
Tuscaloosa, Alabama 2 $ 283,000 $ 141,500 $ 30,000
Kenai Peninsula, Alaska 2 $ 609,000 $ 304,500 $ 53,000
Cochise, Arizona 2 $ 495,000 $ 247,500 $ 75,000
Pinal, Arizona 2 $ 265,000 $ 132,500 $ 22,000
Benton, Arkansas 2 $ 190,000 $ 95,000 $ 13,000
Mendocino, California 2 $ 581,000 $ 290,500 $ 88,000
Merced, California 2 $ 370,000 $ 185,000 $ 101,000
Placer, California 2 $ 444,000 $ 222,000 $ 66,000
Santa Barbara, California 2 $ 667,000 $ 333,500 $ 68,000
Santa Cruz, California 2 $ 585,000 $ 292,500 $ 85,000
Chaffee, Colorado 2 $ 563,000 $ 281,500 $ 98,000
Larimer, Colorado 2 $ 325,000 $ 162,500 $ 46,000
Moffat, Colorado 2 $ 350,000 $ 175,000 $ 51,000
Montezuma, Colorado 2 $ 537,000 $ 268,500 $ 121,000
Routt, Colorado 2 $ 446,000 $ 223,000 $ 91,000
Escambia, Florida 2 $ 471,000 $ 235,500 $ 60,000
Manatee, Florida 2 $ 449,000 $ 224,500 $ 92,000
Seminole, Florida 2 $ 314,000 $ 157,000 $ 58,000
Sumter, Florida 2 $ 580,000 $ 290,000 $ 54,000
Baldwin, Georgia 2 $ 244,000 $ 122,000 $ 66,000
Bartow, Georgia 2 $ 297,000 $ 148,500 $ 196,000
Bibb, Georgia 2 $ 286,000 $ 143,000 $ 66,000
Catoosa, Georgia 2 $ 427,000 $ 213,500 $ 24,000
Dawson, Georgia 2 $ 289,000 $ 144,500 $ 41,000
Floyd, Georgia 2 $ 396,000 $ 198,000 $ 86,000
Grady, Georgia 2 $ 525,000 $ 262,500 $ 71,000
Jasper, Georgia 2 $ 349,000 $ 174,500 $ 78,000
Jones, Georgia 2 $ 380,000 $ 190,000 $ 125,000
Lowndes, Georgia 2 $ 300,000 $ 150,000 $ 103,000
Monroe, Georgia 2 $ 661,000 $ 330,500 $ 215,000
Troup, Georgia 2 $ 259,000 $ 129,500 $ 52,000
Walker, Georgia 2 $ 310,000 $ 155,000 $ 67,000
Walton, Georgia 2 $ 461,000 $ 230,500 $ 101,000
Maui, Hawaii 2 $ 883,000 $ 441,500 $ 166,000
Bingham, Idaho 2 $ 393,000 $ 196,500 $ 84,000
Bonneville, Idaho 2 $ 333,000 $ 166,500 $ 72,000
Canyon, Idaho 2 $ 385,000 $ 192,500 $ 82,000
Clearwater, Idaho 2 $ 530,000 $ 265,000 $ 51,000
Jerome, Idaho 2 $ 371,000 $ 185,500 $ 35,000
Latah, Idaho 2 $ 397,000 $ 198,500 $ 39,000
Owyhee, Idaho 2 $ 536,000 $ 268,000 $ 49,000
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Mortgage Loan Application Detail Totals for American Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,388 $755,106,000 $222,000 $2,715,000 $82,000 $2,052,000
Home Purchase 970 $162,460,000 $167,000 $1,240,000 $74,000 $1,028,000
Home Improvement 228 $50,098,000 $219,000 $744,000 $80,000 $276,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,235 $672,965,000 $208,000 $2,715,000 $82,000 $1,332,000
Black or African American 581 $121,985,000 $209,000 $2,640,000 $76,000 $2,052,000
Not Provided 453 $99,966,000 $220,000 $825,000 $76,000 $1,020,000
Hispanic 182 $36,240,000 $199,000 $516,000 $75,000 $532,000
Asian 81 $20,339,000 $251,000 $655,000 $92,000 $300,000
Native Hawaiian or Other Pacific Islander 23 $6,127,000 $266,000 $1,034,000 $112,000 $270,000
American Indian or Alaskan Native 17 $4,074,000 $239,000 $481,000 $87,000 $293,000
Not applicable 14 $5,968,000 $426,000 $1,950,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,882 $402,384,000 $213,000 $2,715,000 $96,000 $2,052,000
VA-guaranteed (Veterans Administration) 1,476 $350,974,000 $237,000 $1,034,000 $75,000 $832,000
FHA-insured (Federal Housing Administration) 1,146 $202,974,000 $177,000 $731,000 $64,000 $1,020,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 82 $11,332,000 $138,000 $342,000 $49,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,772 $353,391,000 $199,000 $960,000 $78,000 $1,028,000
Application Withdrawn By Applicant 1,506 $324,675,000 $215,000 $2,715,000 $84,000 $1,292,000
File Closed For Incompleteness 615 $140,042,000 $227,000 $1,240,000 $85,000 $1,332,000
Application Denied By Financial Institution 582 $123,622,000 $212,000 $2,640,000 $76,000 $2,052,000
Application Approved But Not Accepted 97 $19,966,000 $205,000 $495,000 $74,000 $532,000
Loan Purchased By The Institution 14 $5,968,000 $426,000 $1,950,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 289 $61,741,000 $213,000 $649,000 $81,000 $275,000
Debt-To-Income Ratio 120 $25,850,000 $215,000 $722,000 $56,000 $180,000
Credit History 88 $20,299,000 $230,000 $2,640,000 $96,000 $2,052,000
Other 51 $10,091,000 $197,000 $364,000 $66,000 $175,000
Unverifiable Information 17 $2,830,000 $166,000 $495,000 $68,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,738,000 $173,000 $344,000 $63,000 $124,000
Employment History 7 $1,073,000 $153,000 $183,000 $39,000 $52,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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