American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
American Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Bank 9001 Edmonston Road Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,586 |
| Total Mortgage Loan Application Amount | $967,664,000 |
| Average Mortgage Loan Application Amount | $202,666 |
| Highest Mortgage Loan Application Amount | $2,715,000 |
| Average Applicant Income | $78,666 |
| Highest Applicant Income | $2,052,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 290 | $ 45,436,000 | $ 156,000 | $ 69,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 259 | $ 50,699,000 | $ 195,000 | $ 77,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 188 | $ 56,062,000 | $ 258,500 | $ 92,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 134 | $ 29,652,000 | $ 199,000 | $ 76,000 |
| CLEVELAND-ELYRIA, OH | 98 | $ 15,145,000 | $ 154,000 | $ 74,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 97 | $ 26,839,000 | $ 276,000 | $ 111,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 75 | $ 24,345,000 | $ 326,000 | $ 105,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 70 | $ 12,239,000 | $ 174,000 | $ 77,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 66 | $ 13,893,000 | $ 210,000 | $ 82,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 65 | $ 14,739,000 | $ 303,000 | $ 116,500 |
| AKRON, OH | 57 | $ 8,795,000 | $ 154,000 | $ 90,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 56 | $ 13,244,000 | $ 236,000 | $ 86,000 |
| CINCINNATI, OH-KY-IN | 54 | $ 10,513,000 | $ 188,000 | $ 76,666 |
| PHILADELPHIA, PA | 51 | $ 7,517,000 | $ 147,000 | $ 61,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 43 | $ 8,606,000 | $ 206,000 | $ 69,500 |
| LIMA, OH | 42 | $ 4,190,000 | $ 99,000 | $ 48,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 40 | $ 8,383,000 | $ 209,000 | $ 82,000 |
| RICHMOND, VA | 40 | $ 8,669,000 | $ 216,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 40 | $ 7,810,000 | $ 195,000 | $ 97,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 37 | $ 15,795,000 | $ 426,000 | $ 166,000 |
| READING, PA | 35 | $ 4,539,000 | $ 129,000 | $ 62,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 33 | $ 7,207,000 | $ 207,500 | $ 79,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 32 | $ 8,881,000 | $ 277,000 | $ 82,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 31 | $ 7,154,000 | $ 230,000 | $ 83,000 |
| PITTSBURGH, PA | 31 | $ 5,951,000 | $ 191,000 | $ 83,000 |
| ST. LOUIS, MO-IL | 30 | $ 5,899,000 | $ 181,500 | $ 69,500 |
| CAMDEN, NJ | 29 | $ 6,256,000 | $ 215,000 | $ 93,000 |
| BOSTON, MA | 26 | $ 7,149,000 | $ 274,000 | $ 96,000 |
| DENVER-AURORA-LAKEWOOD, CO | 26 | $ 5,911,000 | $ 227,000 | $ 67,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 26 | $ 8,262,000 | $ 317,000 | $ 80,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 26 | $ 7,351,000 | $ 282,000 | $ 85,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 26 | $ 5,765,000 | $ 221,000 | $ 81,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 25 | $ 7,531,000 | $ 301,000 | $ 103,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 23 | $ 5,139,000 | $ 223,000 | $ 104,000 |
| KNOXVILLE, TN | 23 | $ 5,094,000 | $ 221,000 | $ 67,000 |
| SALT LAKE CITY, UT | 23 | $ 4,654,000 | $ 202,000 | $ 68,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 22 | $ 4,926,000 | $ 181,500 | $ 75,500 |
| RALEIGH, NC | 22 | $ 4,554,000 | $ 207,000 | $ 83,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 21 | $ 3,919,000 | $ 144,500 | $ 83,500 |
| COLORADO SPRINGS, CO | 21 | $ 4,883,000 | $ 232,000 | $ 70,000 |
| DES MOINES-WEST DES MOINES, IA | 21 | $ 3,937,000 | $ 187,000 | $ 81,000 |
| MEMPHIS, TN-MS-AR | 21 | $ 4,839,000 | $ 198,333 | $ 72,666 |
| KANSAS CITY, MO-KS | 20 | $ 3,881,000 | $ 193,500 | $ 105,000 |
| NEWARK, NJ-PA | 20 | $ 4,916,000 | $ 218,500 | $ 83,500 |
| WILMINGTON, DE-MD-NJ | 20 | $ 3,741,000 | $ 173,000 | $ 57,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 19 | $ 4,313,000 | $ 227,000 | $ 53,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 19 | $ 4,339,000 | $ 228,000 | $ 79,000 |
| SALISBURY, MD-DE | 19 | $ 3,963,000 | $ 202,500 | $ 68,500 |
| ALBUQUERQUE, NM | 18 | $ 3,721,000 | $ 206,000 | $ 76,000 |
| GARY, IN | 18 | $ 3,773,000 | $ 209,000 | $ 86,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 18 | $ 3,572,000 | $ 198,000 | $ 90,000 |
| TOLEDO, OH | 18 | $ 3,104,000 | $ 172,000 | $ 79,000 |
| CHATTANOOGA, TN-GA | 17 | $ 3,890,000 | $ 213,000 | $ 62,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 17 | $ 6,699,000 | $ 394,000 | $ 86,000 |
| OKLAHOMA CITY, OK | 16 | $ 4,101,000 | $ 256,000 | $ 71,000 |
| PROVIDENCE-WARWICK, RI-MA | 16 | $ 3,571,000 | $ 221,000 | $ 67,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 16 | $ 3,731,000 | $ 233,000 | $ 101,000 |
| BOISE CITY, ID | 15 | $ 3,265,000 | $ 217,000 | $ 80,000 |
| DOVER, DE | 15 | $ 2,843,000 | $ 189,000 | $ 60,000 |
| JACKSONVILLE, FL | 15 | $ 2,840,000 | $ 189,000 | $ 85,000 |
| BARNSTABLE TOWN, MA | 14 | $ 3,600,000 | $ 257,000 | $ 95,000 |
| CANTON-MASSILLON, OH | 14 | $ 1,740,000 | $ 124,000 | $ 59,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 3,494,000 | $ 249,000 | $ 115,000 |
| COLUMBIA, SC | 14 | $ 2,497,000 | $ 178,000 | $ 72,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 14 | $ 2,280,000 | $ 160,000 | $ 64,000 |
| DAYTON, OH | 14 | $ 1,928,000 | $ 137,000 | $ 83,000 |
| URBAN HONOLULU, HI | 14 | $ 6,421,000 | $ 458,000 | $ 112,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 13 | $ 3,342,000 | $ 257,000 | $ 81,000 |
| EAST STROUDSBURG, PA | 13 | $ 2,369,000 | $ 182,000 | $ 116,000 |
| HARRISBURG-CARLISLE, PA | 13 | $ 2,222,000 | $ 170,000 | $ 56,000 |
| SAVANNAH, GA | 13 | $ 2,846,000 | $ 218,000 | $ 91,000 |
| SPRINGFIELD, MA | 13 | $ 2,867,000 | $ 220,000 | $ 72,000 |
| WORCESTER, MA-CT | 13 | $ 2,793,000 | $ 214,000 | $ 75,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 12 | $ 2,929,000 | $ 244,000 | $ 73,000 |
| LANCASTER, PA | 12 | $ 2,317,000 | $ 193,000 | $ 48,000 |
| LEXINGTON-FAYETTE, KY | 12 | $ 1,946,000 | $ 162,000 | $ 61,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 12 | $ 2,618,000 | $ 218,000 | $ 92,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 12 | $ 2,175,000 | $ 181,000 | $ 96,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 11 | $ 2,520,000 | $ 227,000 | $ 64,500 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 2,034,000 | $ 184,000 | $ 55,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 11 | $ 2,134,000 | $ 194,000 | $ 54,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 11 | $ 1,480,000 | $ 134,000 | $ 67,000 |
| NEW ORLEANS-METAIRIE, LA | 11 | $ 1,792,000 | $ 162,000 | $ 49,000 |
| SAN DIEGO-CARLSBAD, CA | 11 | $ 3,728,000 | $ 338,000 | $ 74,000 |
| BATON ROUGE, LA | 10 | $ 1,838,000 | $ 183,000 | $ 62,000 |
| DULUTH, MN-WI | 10 | $ 2,063,000 | $ 206,000 | $ 83,000 |
| JACKSON, MS | 10 | $ 2,017,000 | $ 201,000 | $ 62,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 10 | $ 1,924,000 | $ 180,000 | $ 79,500 |
| NEW HAVEN-MILFORD, CT | 10 | $ 2,543,000 | $ 254,000 | $ 94,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 1,717,000 | $ 170,000 | $ 70,500 |
| ALBANY-SCHENECTADY-TROY, NY | 9 | $ 1,256,000 | $ 139,000 | $ 77,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 1,941,000 | $ 215,000 | $ 86,000 |
| COLUMBUS, GA-AL | 9 | $ 2,360,000 | $ 247,500 | $ 62,500 |
| GRAND JUNCTION, CO | 9 | $ 1,575,000 | $ 175,000 | $ 37,000 |
| MANCHESTER-NASHUA, NH | 9 | $ 1,741,000 | $ 193,000 | $ 68,000 |
| MODESTO, CA | 9 | $ 1,615,000 | $ 179,000 | $ 77,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 9 | $ 1,597,000 | $ 176,000 | $ 82,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 2,683,000 | $ 298,000 | $ 71,000 |
| BAKERSFIELD, CA | 8 | $ 2,089,000 | $ 261,000 | $ 79,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 1,961,000 | $ 245,000 | $ 77,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 8 | $ 1,107,000 | $ 138,000 | $ 88,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,443,000 | $ 220,500 | $ 63,500 |
| COEUR D'ALENE, ID | 8 | $ 1,873,000 | $ 234,000 | $ 79,000 |
| FORT WAYNE, IN | 8 | $ 1,304,000 | $ 163,000 | $ 51,000 |
| FRESNO, CA | 8 | $ 1,558,000 | $ 194,000 | $ 76,000 |
| GAINESVILLE, GA | 8 | $ 1,832,000 | $ 229,000 | $ 62,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 1,678,000 | $ 209,000 | $ 84,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 1,679,000 | $ 209,000 | $ 93,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 1,528,000 | $ 191,000 | $ 60,000 |
| PORTLAND-SOUTH PORTLAND, ME | 8 | $ 1,689,000 | $ 211,000 | $ 172,000 |
| ROANOKE, VA | 8 | $ 1,609,000 | $ 201,000 | $ 74,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 8 | $ 1,515,000 | $ 189,000 | $ 75,000 |
| SIOUX FALLS, SD | 8 | $ 1,586,000 | $ 198,000 | $ 83,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 7 | $ 2,714,000 | $ 387,000 | $ 112,000 |
| ANN ARBOR, MI | 7 | $ 1,639,000 | $ 234,000 | $ 96,000 |
| ASHEVILLE, NC | 7 | $ 1,431,000 | $ 204,000 | $ 55,000 |
| BOULDER, CO | 7 | $ 1,242,000 | $ 177,000 | $ 65,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,200,000 | $ 171,000 | $ 95,000 |
| GRAND FORKS, ND-MN | 7 | $ 1,236,000 | $ 173,000 | $ 77,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 2,364,000 | $ 337,000 | $ 97,000 |
| HUNTSVILLE, AL | 7 | $ 1,228,000 | $ 175,000 | $ 77,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 1,444,000 | $ 206,000 | $ 139,000 |
| TACOMA-LAKEWOOD, WA | 7 | $ 1,587,000 | $ 226,000 | $ 101,000 |
| TRENTON, NJ | 7 | $ 1,349,000 | $ 192,000 | $ 103,000 |
| TULSA, OK | 7 | $ 1,590,000 | $ 227,000 | $ 81,000 |
| WATERLOO-CEDAR FALLS, IA | 7 | $ 1,160,000 | $ 165,000 | $ 64,000 |
| WILMINGTON, NC | 7 | $ 1,258,000 | $ 179,000 | $ 76,000 |
| YORK-HANOVER, PA | 7 | $ 1,278,000 | $ 182,000 | $ 117,000 |
| ALBANY, GA | 6 | $ 858,000 | $ 143,000 | $ 61,000 |
| ANCHORAGE, AK | 6 | $ 1,265,000 | $ 210,000 | $ 92,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 1,484,000 | $ 247,000 | $ 114,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 1,406,000 | $ 234,000 | $ 68,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 1,549,000 | $ 258,000 | $ 109,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 1,128,000 | $ 188,000 | $ 83,000 |
| ELKHART-GOSHEN, IN | 6 | $ 1,332,000 | $ 222,000 | $ 56,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 1,061,000 | $ 176,000 | $ 66,000 |
| JACKSONVILLE, NC | 6 | $ 1,042,000 | $ 173,000 | $ 61,000 |
| LAS CRUCES, NM | 6 | $ 1,103,000 | $ 183,000 | $ 83,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 6 | $ 1,183,000 | $ 197,000 | $ 91,000 |
| MACON, GA | 6 | $ 1,327,000 | $ 221,000 | $ 135,000 |
| MANSFIELD, OH | 6 | $ 868,000 | $ 144,000 | $ 58,000 |
| MONTGOMERY, AL | 6 | $ 1,476,000 | $ 246,000 | $ 91,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,217,000 | $ 202,000 | $ 69,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 1,230,000 | $ 205,000 | $ 55,000 |
| ROCHESTER, MN | 6 | $ 1,769,000 | $ 294,000 | $ 92,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 6 | $ 736,000 | $ 122,000 | $ 78,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 896,000 | $ 135,000 | $ 75,500 |
| TUCSON, AZ | 6 | $ 1,531,000 | $ 255,000 | $ 71,000 |
| WARNER ROBINS, GA | 6 | $ 1,175,000 | $ 195,000 | $ 76,000 |
| WICHITA, KS | 6 | $ 1,069,000 | $ 178,000 | $ 128,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 1,003,000 | $ 200,000 | $ 80,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 789,000 | $ 157,000 | $ 49,000 |
| CEDAR RAPIDS, IA | 5 | $ 811,000 | $ 162,000 | $ 56,000 |
| CUMBERLAND, MD-WV | 5 | $ 1,172,000 | $ 256,000 | $ 63,000 |
| ELGIN, IL | 5 | $ 823,000 | $ 164,000 | $ 97,000 |
| FAYETTEVILLE, NC | 5 | $ 931,000 | $ 186,000 | $ 89,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 833,000 | $ 166,000 | $ 77,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 5 | $ 1,125,000 | $ 225,000 | $ 117,000 |
| JOHNSON CITY, TN | 5 | $ 992,000 | $ 198,000 | $ 54,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 1,038,000 | $ 207,000 | $ 63,000 |
| MADISON, WI | 5 | $ 1,130,000 | $ 226,000 | $ 80,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 1,494,000 | $ 298,000 | $ 87,000 |
| SALEM, OR | 5 | $ 972,000 | $ 194,000 | $ 81,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,138,000 | $ 427,000 | $ 105,000 |
| SPRINGFIELD, MO | 5 | $ 1,117,000 | $ 223,000 | $ 81,000 |
| SPRINGFIELD, OH | 5 | $ 838,000 | $ 167,000 | $ 36,000 |
| SYRACUSE, NY | 5 | $ 533,000 | $ 106,000 | $ 95,000 |
| TALLAHASSEE, FL | 5 | $ 1,039,000 | $ 207,000 | $ 99,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,599,000 | $ 319,000 | $ 107,000 |
| WHEELING, WV-OH | 5 | $ 720,000 | $ 174,000 | $ 112,500 |
| BATTLE CREEK, MI | 4 | $ 730,000 | $ 182,000 | $ 70,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 1,180,000 | $ 295,000 | $ 116,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,206,000 | $ 301,000 | $ 132,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 623,000 | $ 155,000 | $ 66,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 832,000 | $ 208,000 | $ 53,000 |
| ERIE, PA | 4 | $ 551,000 | $ 137,000 | $ 58,000 |
| EUGENE, OR | 4 | $ 1,187,000 | $ 296,000 | $ 161,000 |
| FOND DU LAC, WI | 4 | $ 678,000 | $ 169,000 | $ 81,000 |
| GREELEY, CO | 4 | $ 975,000 | $ 243,000 | $ 78,000 |
| GREEN BAY, WI | 4 | $ 679,000 | $ 169,000 | $ 65,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 818,000 | $ 204,000 | $ 100,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 1,205,000 | $ 301,000 | $ 51,000 |
| LANSING-EAST LANSING, MI | 4 | $ 875,000 | $ 218,000 | $ 90,000 |
| OCEAN CITY, NJ | 4 | $ 3,542,000 | $ 885,000 | $ 214,000 |
| PEORIA, IL | 4 | $ 547,000 | $ 136,000 | $ 66,000 |
| PORT ST. LUCIE, FL | 4 | $ 495,000 | $ 123,000 | $ 42,000 |
| PUEBLO, CO | 4 | $ 601,000 | $ 150,000 | $ 44,000 |
| RENO, NV | 4 | $ 898,000 | $ 224,000 | $ 93,000 |
| ROCKY MOUNT, NC | 4 | $ 930,000 | $ 232,000 | $ 111,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 614,000 | $ 153,000 | $ 66,000 |
| SPARTANBURG, SC | 4 | $ 580,000 | $ 145,000 | $ 77,000 |
| SPRINGFIELD, IL | 4 | $ 701,000 | $ 175,000 | $ 99,000 |
| STOCKTON-LODI, CA | 4 | $ 1,020,000 | $ 255,000 | $ 97,000 |
| TERRE HAUTE, IN | 4 | $ 783,000 | $ 195,000 | $ 110,000 |
| WINCHESTER, VA-WV | 4 | $ 877,000 | $ 207,500 | $ 59,000 |
| WINSTON-SALEM, NC | 4 | $ 677,000 | $ 169,000 | $ 71,000 |
| AMES, IA | 3 | $ 980,000 | $ 326,000 | $ 159,000 |
| APPLETON, WI | 3 | $ 604,000 | $ 201,000 | $ 87,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 479,000 | $ 159,000 | $ 70,000 |
| BEND-REDMOND, OR | 3 | $ 1,016,000 | $ 338,000 | $ 118,000 |
| CHARLOTTESVILLE, VA | 3 | $ 767,000 | $ 255,000 | $ 26,000 |
| CHICO, CA | 3 | $ 572,000 | $ 190,000 | $ 75,000 |
| DOTHAN, AL | 3 | $ 599,000 | $ 199,000 | $ 58,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 3 | $ 659,000 | $ 219,000 | $ 66,000 |
| EL PASO, TX | 3 | $ 602,000 | $ 200,000 | $ 65,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 481,000 | $ 160,000 | $ 59,000 |
| EVANSVILLE, IN-KY | 3 | $ 430,000 | $ 150,000 | $ 88,000 |
| HINESVILLE, GA | 3 | $ 552,000 | $ 184,000 | $ 52,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 578,000 | $ 204,500 | $ 74,000 |
| JONESBORO, AR | 3 | $ 358,000 | $ 119,000 | $ 59,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 422,000 | $ 140,000 | $ 28,000 |
| LEWISTON, ID-WA | 3 | $ 546,000 | $ 182,000 | $ 49,000 |
| LINCOLN, NE | 3 | $ 586,000 | $ 195,000 | $ 49,000 |
| LYNCHBURG, VA | 3 | $ 492,000 | $ 164,000 | $ 52,000 |
| MEDFORD, OR | 3 | $ 647,000 | $ 215,000 | $ 115,000 |
| MONROE, MI | 3 | $ 551,000 | $ 183,000 | $ 55,000 |
| MORGANTOWN, WV | 3 | $ 557,000 | $ 185,000 | $ 61,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 611,000 | $ 203,000 | $ 174,000 |
| PRESCOTT, AZ | 3 | $ 451,000 | $ 150,000 | $ 84,000 |
| PROVO-OREM, UT | 3 | $ 1,703,000 | $ 567,000 | $ 152,000 |
| RAPID CITY, SD | 3 | $ 1,061,000 | $ 353,000 | $ 125,000 |
| ROCKFORD, IL | 3 | $ 502,000 | $ 167,000 | $ 70,000 |
| SANTA FE, NM | 3 | $ 705,000 | $ 235,000 | $ 71,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 522,000 | $ 174,000 | $ 36,000 |
| ST. CLOUD, MN | 3 | $ 766,000 | $ 255,000 | $ 115,000 |
| STATE COLLEGE, PA | 3 | $ 479,000 | $ 159,000 | $ 53,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 558,000 | $ 186,000 | $ 62,000 |
| TUSCALOOSA, AL | 3 | $ 504,000 | $ 168,000 | $ 52,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 681,000 | $ 227,000 | $ 68,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 476,000 | $ 151,500 | $ 43,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 511,000 | $ 172,500 | $ 111,500 |
| AUBURN-OPELIKA, AL | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| BINGHAMTON, NY | 2 | $ 396,000 | $ 198,000 | $ 84,000 |
| BISMARCK, ND | 2 | $ 682,000 | $ 341,000 | $ 80,000 |
| BLOOMINGTON, IL | 2 | $ 221,000 | $ 110,000 | $ 56,000 |
| BLOOMINGTON, IN | 2 | $ 384,000 | $ 192,000 | $ 81,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 495,000 | $ 247,000 | $ 86,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 203,000 | $ 101,000 | $ 103,000 |
| CASPER, WY | 2 | $ 367,000 | $ 183,000 | $ 0 |
| CLEVELAND, TN | 2 | $ 434,000 | $ 217,000 | $ 80,000 |
| CORPUS CHRISTI, TX | 2 | $ 274,000 | $ 137,000 | $ 21,000 |
| DALTON, GA | 2 | $ 280,000 | $ 140,000 | $ 32,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 537,000 | $ 268,000 | $ 55,000 |
| DECATUR, AL | 2 | $ 301,000 | $ 150,000 | $ 80,000 |
| DUBUQUE, IA | 2 | $ 421,000 | $ 210,000 | $ 62,000 |
| EAU CLAIRE, WI | 2 | $ 323,000 | $ 161,000 | $ 79,000 |
| FARGO, ND-MN | 2 | $ 496,000 | $ 248,000 | $ 92,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 190,000 | $ 95,000 | $ 13,000 |
| FLORENCE, SC | 2 | $ 767,000 | $ 383,000 | $ 82,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 321,000 | $ 160,000 | $ 73,000 |
| FORT COLLINS, CO | 2 | $ 325,000 | $ 162,000 | $ 46,000 |
| GLENS FALLS, NY | 2 | $ 344,000 | $ 172,000 | $ 115,000 |
| HARRISONBURG, VA | 2 | $ 446,000 | $ 223,000 | $ 94,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 590,000 | $ 295,000 | $ 162,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 483,000 | $ 241,000 | $ 38,000 |
| IDAHO FALLS, ID | 2 | $ 333,000 | $ 166,000 | $ 72,000 |
| IOWA CITY, IA | 2 | $ 417,000 | $ 208,000 | $ 106,000 |
| JOPLIN, MO | 2 | $ 591,000 | $ 295,000 | $ 148,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 883,000 | $ 441,000 | $ 166,000 |
| KANKAKEE, IL | 2 | $ 440,000 | $ 220,000 | $ 59,000 |
| KINGSTON, NY | 2 | $ 416,000 | $ 208,000 | $ 44,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 349,000 | $ 174,000 | $ 82,000 |
| LEWISTON-AUBURN, ME | 2 | $ 428,000 | $ 214,000 | $ 97,000 |
| MERCED, CA | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| MONROE, LA | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| NEW BERN, NC | 2 | $ 346,000 | $ 173,000 | $ 113,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 375,000 | $ 187,000 | $ 44,000 |
| ROCHESTER, NY | 2 | $ 446,000 | $ 223,000 | $ 45,000 |
| ROME, GA | 2 | $ 396,000 | $ 198,000 | $ 86,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 585,000 | $ 292,000 | $ 85,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 667,000 | $ 333,000 | $ 68,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 454,000 | $ 227,000 | $ 56,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 495,000 | $ 247,000 | $ 75,000 |
| ST. JOSEPH, MO-KS | 2 | $ 443,000 | $ 221,000 | $ 77,000 |
| THE VILLAGES, FL | 2 | $ 580,000 | $ 290,000 | $ 54,000 |
| TOPEKA, KS | 2 | $ 376,000 | $ 188,000 | $ 84,000 |
| UTICA-ROME, NY | 2 | $ 265,000 | $ 132,000 | $ 99,000 |
| VALDOSTA, GA | 2 | $ 300,000 | $ 150,000 | $ 103,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| ALBANY, OR | 1 | $ 206,000 | $ 206,000 | $ 0 |
| ALTOONA, PA | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 119,000 | $ 119,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 232,000 | $ 232,000 | $ 78,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 131,000 | $ 131,000 | $ 33,000 |
| BOWLING GREEN, KY | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| BRUNSWICK, GA | 1 | $ 149,000 | $ 149,000 | $ 64,000 |
| BURLINGTON, NC | 1 | $ 183,000 | $ 183,000 | $ 46,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| CHARLESTON, WV | 1 | $ 48,000 | $ 48,000 | $ 13,000 |
| CHEYENNE, WY | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| COLUMBUS, IN | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| CORVALLIS, OR | 1 | $ 288,000 | $ 288,000 | $ 63,000 |
| FAIRBANKS, AK | 1 | $ 166,000 | $ 166,000 | $ 56,000 |
| FARMINGTON, NM | 1 | $ 233,000 | $ 233,000 | $ 72,000 |
| FLAGSTAFF, AZ | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
| GADSDEN, AL | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| GETTYSBURG, PA | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| GOLDSBORO, NC | 1 | $ 181,000 | $ 181,000 | $ 45,000 |
| GRANTS PASS, OR | 1 | $ 302,000 | $ 302,000 | $ 128,000 |
| GREENVILLE, NC | 1 | $ 254,000 | $ 254,000 | $ 97,000 |
| HAMMOND, LA | 1 | $ 168,000 | $ 168,000 | $ 67,000 |
| HANFORD-CORCORAN, CA | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| HATTIESBURG, MS | 1 | $ 267,000 | $ 267,000 | $ 74,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| HOT SPRINGS, AR | 1 | $ 214,000 | $ 214,000 | $ 40,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| JEFFERSON CITY, MO | 1 | $ 253,000 | $ 253,000 | $ 79,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 283,000 | $ 283,000 | $ 76,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 240,000 | $ 240,000 | $ 51,000 |
| KOKOMO, IN | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| LAFAYETTE, LA | 1 | $ 167,000 | $ 167,000 | $ 180,000 |
| LAKE CHARLES, LA | 1 | $ 294,000 | $ 294,000 | $ 106,000 |
| LAWRENCE, KS | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| LAWTON, OK | 1 | $ 234,000 | $ 234,000 | $ 0 |
| LEBANON, PA | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
| LOGAN, UT-ID | 1 | $ 278,000 | $ 278,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 156,000 | $ 156,000 | $ 37,000 |
| MADERA, CA | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| MISSOULA, MT | 1 | $ 184,000 | $ 184,000 | $ 34,000 |
| MOBILE, AL | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| MORRISTOWN, TN | 1 | $ 154,000 | $ 154,000 | $ 38,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
| MUNCIE, IN | 1 | $ 191,000 | $ 191,000 | $ 85,000 |
| PANAMA CITY, FL | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 113,000 | $ 113,000 | $ 109,000 |
| PINE BLUFF, AR | 1 | $ 226,000 | $ 226,000 | $ 66,000 |
| POCATELLO, ID | 1 | $ 186,000 | $ 186,000 | $ 63,000 |
| PUNTA GORDA, FL | 1 | $ 192,000 | $ 192,000 | $ 36,000 |
| RACINE, WI | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| REDDING, CA | 1 | $ 221,000 | $ 221,000 | $ 72,000 |
| SAGINAW, MI | 1 | $ 37,000 | $ 37,000 | $ 63,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 445,000 | $ 445,000 | $ 104,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 240,000 | $ 240,000 | $ 82,000 |
| SAN RAFAEL, CA | 1 | $ 800,000 | $ 800,000 | $ 97,000 |
| ST. GEORGE, UT | 1 | $ 139,000 | $ 139,000 | $ 46,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 142,000 | $ 142,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| WAUSAU, WI | 1 | $ 223,000 | $ 223,000 | $ 65,000 |
| WILLIAMSPORT, PA | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| YAKIMA, WA | 1 | $ 96,000 | $ 96,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 148,000 | $ 148,000 | $ 59,000 |
| YUMA, AZ | 1 | $ 364,000 | $ 364,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for American Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,388 | $755,106,000 | $222,000 | $2,715,000 | $82,000 | $2,052,000 |
| Home Purchase | 970 | $162,460,000 | $167,000 | $1,240,000 | $74,000 | $1,028,000 |
| Home Improvement | 228 | $50,098,000 | $219,000 | $744,000 | $80,000 | $276,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,235 | $672,965,000 | $208,000 | $2,715,000 | $82,000 | $1,332,000 |
| Black or African American | 581 | $121,985,000 | $209,000 | $2,640,000 | $76,000 | $2,052,000 |
| Not Provided | 453 | $99,966,000 | $220,000 | $825,000 | $76,000 | $1,020,000 |
| Hispanic | 182 | $36,240,000 | $199,000 | $516,000 | $75,000 | $532,000 |
| Asian | 81 | $20,339,000 | $251,000 | $655,000 | $92,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $6,127,000 | $266,000 | $1,034,000 | $112,000 | $270,000 |
| American Indian or Alaskan Native | 17 | $4,074,000 | $239,000 | $481,000 | $87,000 | $293,000 |
| Not applicable | 14 | $5,968,000 | $426,000 | $1,950,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,882 | $402,384,000 | $213,000 | $2,715,000 | $96,000 | $2,052,000 |
| VA-guaranteed (Veterans Administration) | 1,476 | $350,974,000 | $237,000 | $1,034,000 | $75,000 | $832,000 |
| FHA-insured (Federal Housing Administration) | 1,146 | $202,974,000 | $177,000 | $731,000 | $64,000 | $1,020,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $11,332,000 | $138,000 | $342,000 | $49,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,772 | $353,391,000 | $199,000 | $960,000 | $78,000 | $1,028,000 |
| Application Withdrawn By Applicant | 1,506 | $324,675,000 | $215,000 | $2,715,000 | $84,000 | $1,292,000 |
| File Closed For Incompleteness | 615 | $140,042,000 | $227,000 | $1,240,000 | $85,000 | $1,332,000 |
| Application Denied By Financial Institution | 582 | $123,622,000 | $212,000 | $2,640,000 | $76,000 | $2,052,000 |
| Application Approved But Not Accepted | 97 | $19,966,000 | $205,000 | $495,000 | $74,000 | $532,000 |
| Loan Purchased By The Institution | 14 | $5,968,000 | $426,000 | $1,950,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 289 | $61,741,000 | $213,000 | $649,000 | $81,000 | $275,000 |
| Debt-To-Income Ratio | 120 | $25,850,000 | $215,000 | $722,000 | $56,000 | $180,000 |
| Credit History | 88 | $20,299,000 | $230,000 | $2,640,000 | $96,000 | $2,052,000 |
| Other | 51 | $10,091,000 | $197,000 | $364,000 | $66,000 | $175,000 |
| Unverifiable Information | 17 | $2,830,000 | $166,000 | $495,000 | $68,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,738,000 | $173,000 | $344,000 | $63,000 | $124,000 |
| Employment History | 7 | $1,073,000 | $153,000 | $183,000 | $39,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.