American Bank Mortgage Lending & HMDA Data, 2014
In 2014, American Bank of Greenbelt, MD reported 4,586 mortgage applications totaling $967.7 million, down 44% from 2013. The average application was for $211,003, and applicants reported an average income of $80,208. 39% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Columbus, OH (290), Atlanta-Sandy Springs-Roswell, GA (259) and Washington-Arlington-Alexandria, DC-VA-MD-WV (188) (applications in parentheses).
| Mortgage Company & Address | American Bank 9001 Edmonston Road Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,586 |
| Total Mortgage Loan Application Amount | $967,664,000 |
| Average Mortgage Loan Application Amount | $211,003 |
| Highest Mortgage Loan Application Amount | $2,715,000 |
| Average Applicant Income | $80,208 |
| Highest Applicant Income | $2,052,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 290 | $ 45,436,000 | $ 156,675 | $ 69,000 |
| Atlanta-Sandy Springs-Roswell, GA | 259 | $ 50,699,000 | $ 195,749 | $ 77,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 188 | $ 56,062,000 | $ 298,202 | $ 102,606 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 134 | $ 29,652,000 | $ 221,283 | $ 81,641 |
| Cleveland-Elyria, OH | 98 | $ 15,145,000 | $ 154,540 | $ 74,000 |
| Baltimore-Columbia-Towson, MD | 97 | $ 26,839,000 | $ 276,690 | $ 111,000 |
| New York-Jersey City-White Plains, NY-NJ | 75 | $ 24,345,000 | $ 324,600 | $ 105,480 |
| Indianapolis-Carmel-Anderson, IN | 70 | $ 12,239,000 | $ 174,842 | $ 77,000 |
| Chicago-Naperville-Arlington Heights, IL | 66 | $ 13,893,000 | $ 210,500 | $ 82,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 65 | $ 14,739,000 | $ 226,753 | $ 84,030 |
| Akron, OH | 57 | $ 8,795,000 | $ 154,298 | $ 90,000 |
| Montgomery County-Bucks County-Chester County, PA | 56 | $ 13,244,000 | $ 236,500 | $ 86,000 |
| Cincinnati, OH-KY-IN | 54 | $ 10,513,000 | $ 194,685 | $ 75,407 |
| Philadelphia, PA | 51 | $ 7,517,000 | $ 147,392 | $ 61,000 |
| Charlotte-Concord-Gastonia, NC-SC | 43 | $ 8,606,000 | $ 200,139 | $ 66,046 |
| Lima, OH | 42 | $ 4,190,000 | $ 99,761 | $ 48,000 |
| Phoenix-Mesa-Scottsdale, AZ | 40 | $ 8,383,000 | $ 209,575 | $ 82,000 |
| Richmond, VA | 40 | $ 8,669,000 | $ 216,725 | $ 75,000 |
| Tampa-St. Petersburg-Clearwater, FL | 40 | $ 7,810,000 | $ 195,250 | $ 97,000 |
| Silver Spring-Frederick-Rockville, MD | 37 | $ 15,795,000 | $ 426,891 | $ 166,000 |
| Reading, PA | 35 | $ 4,539,000 | $ 129,685 | $ 62,000 |
| Louisville/Jefferson County, KY-IN | 33 | $ 7,207,000 | $ 218,393 | $ 86,969 |
| Cambridge-Newton-Framingham, MA | 32 | $ 8,881,000 | $ 277,531 | $ 82,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 31 | $ 7,154,000 | $ 230,774 | $ 83,000 |
| Pittsburgh, PA | 31 | $ 5,951,000 | $ 191,967 | $ 83,000 |
| St. Louis, MO-IL | 30 | $ 5,899,000 | $ 196,633 | $ 74,266 |
| Camden, NJ | 29 | $ 6,256,000 | $ 215,724 | $ 93,000 |
| Boston, MA | 26 | $ 7,149,000 | $ 274,961 | $ 96,000 |
| Denver-Aurora-Lakewood, CO | 26 | $ 5,911,000 | $ 227,346 | $ 67,000 |
| Los Angeles-Long Beach-Glendale, CA | 26 | $ 8,262,000 | $ 317,769 | $ 80,000 |
| Riverside-San Bernardino-Ontario, CA | 26 | $ 7,351,000 | $ 282,730 | $ 85,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 26 | $ 5,765,000 | $ 221,730 | $ 81,000 |
| Nassau County-Suffolk County, NY | 25 | $ 7,531,000 | $ 301,240 | $ 103,000 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 5,139,000 | $ 223,434 | $ 104,000 |
| Knoxville, TN | 23 | $ 5,094,000 | $ 221,478 | $ 67,000 |
| Salt Lake City, UT | 23 | $ 4,654,000 | $ 202,347 | $ 68,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 22 | $ 4,926,000 | $ 223,909 | $ 70,181 |
| Raleigh, NC | 22 | $ 4,554,000 | $ 207,000 | $ 83,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 21 | $ 3,919,000 | $ 186,619 | $ 77,619 |
| Colorado Springs, CO | 21 | $ 4,883,000 | $ 232,523 | $ 70,000 |
| Des Moines-West Des Moines, IA | 21 | $ 3,937,000 | $ 187,476 | $ 81,000 |
| Memphis, TN-MS-AR | 21 | $ 4,839,000 | $ 230,428 | $ 96,190 |
| Kansas City, MO-KS | 20 | $ 3,881,000 | $ 194,050 | $ 105,000 |
| Newark, NJ-PA | 20 | $ 4,916,000 | $ 245,800 | $ 83,750 |
| Wilmington, DE-MD-NJ | 20 | $ 3,741,000 | $ 187,050 | $ 54,600 |
| Las Vegas-Henderson-Paradise, NV | 19 | $ 4,313,000 | $ 227,000 | $ 53,000 |
| Orlando-Kissimmee-Sanford, FL | 19 | $ 4,339,000 | $ 228,368 | $ 79,000 |
| Salisbury, MD-DE | 19 | $ 3,963,000 | $ 208,578 | $ 69,684 |
| Albuquerque, NM | 18 | $ 3,721,000 | $ 206,722 | $ 76,000 |
| Gary, IN | 18 | $ 3,773,000 | $ 209,611 | $ 86,000 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 3,572,000 | $ 198,444 | $ 90,000 |
| Toledo, OH | 18 | $ 3,104,000 | $ 172,444 | $ 79,000 |
| Chattanooga, TN-GA | 17 | $ 3,890,000 | $ 228,823 | $ 71,764 |
| Oakland-Hayward-Berkeley, CA | 17 | $ 6,699,000 | $ 394,058 | $ 86,000 |
| Oklahoma City, OK | 16 | $ 4,101,000 | $ 256,312 | $ 71,000 |
| Providence-Warwick, RI-MA | 16 | $ 3,571,000 | $ 223,187 | $ 68,562 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 16 | $ 3,731,000 | $ 233,187 | $ 101,000 |
| Boise City, ID | 15 | $ 3,265,000 | $ 217,666 | $ 80,000 |
| Dover, DE | 15 | $ 2,843,000 | $ 189,533 | $ 60,000 |
| Jacksonville, FL | 15 | $ 2,840,000 | $ 189,333 | $ 85,000 |
| Barnstable Town, MA | 14 | $ 3,600,000 | $ 257,142 | $ 95,000 |
| Canton-Massillon, OH | 14 | $ 1,740,000 | $ 124,285 | $ 59,000 |
| Cape Coral-Fort Myers, FL | 14 | $ 3,494,000 | $ 249,571 | $ 115,000 |
| Columbia, SC | 14 | $ 2,497,000 | $ 178,357 | $ 72,000 |
| Davenport-Moline-Rock Island, IA-IL | 14 | $ 2,280,000 | $ 162,857 | $ 56,571 |
| Dayton, OH | 14 | $ 1,928,000 | $ 137,714 | $ 83,000 |
| Urban Honolulu, HI | 14 | $ 6,421,000 | $ 458,642 | $ 112,000 |
| Charleston-North Charleston, SC | 13 | $ 3,342,000 | $ 257,076 | $ 81,000 |
| East Stroudsburg, PA | 13 | $ 2,369,000 | $ 182,230 | $ 116,000 |
| Harrisburg-Carlisle, PA | 13 | $ 2,222,000 | $ 170,923 | $ 56,000 |
| Savannah, GA | 13 | $ 2,846,000 | $ 218,923 | $ 91,000 |
| Springfield, MA | 13 | $ 2,867,000 | $ 220,538 | $ 72,000 |
| Worcester, MA-CT | 13 | $ 2,793,000 | $ 214,846 | $ 75,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 2,929,000 | $ 244,083 | $ 73,000 |
| Lancaster, PA | 12 | $ 2,317,000 | $ 193,083 | $ 48,000 |
| Lexington-Fayette, KY | 12 | $ 1,946,000 | $ 162,166 | $ 61,000 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 2,618,000 | $ 218,166 | $ 92,000 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 2,175,000 | $ 181,250 | $ 96,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 2,520,000 | $ 229,090 | $ 68,363 |
| Greensboro-High Point, NC | 11 | $ 2,034,000 | $ 184,909 | $ 55,000 |
| Hagerstown-Martinsburg, MD-WV | 11 | $ 2,134,000 | $ 194,000 | $ 54,000 |
| Houston-The Woodlands-Sugar Land, TX | 11 | $ 1,480,000 | $ 134,545 | $ 67,000 |
| New Orleans-Metairie, LA | 11 | $ 1,792,000 | $ 162,909 | $ 49,000 |
| San Diego-Carlsbad, CA | 11 | $ 3,728,000 | $ 338,909 | $ 74,000 |
| Baton Rouge, LA | 10 | $ 1,838,000 | $ 183,800 | $ 62,000 |
| Duluth, MN-WI | 10 | $ 2,063,000 | $ 206,300 | $ 83,000 |
| Jackson, MS | 10 | $ 2,017,000 | $ 201,700 | $ 62,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 1,924,000 | $ 192,400 | $ 85,300 |
| New Haven-Milford, CT | 10 | $ 2,543,000 | $ 254,300 | $ 94,000 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 1,717,000 | $ 171,700 | $ 77,200 |
| Albany-Schenectady-Troy, NY | 9 | $ 1,256,000 | $ 139,555 | $ 77,000 |
| Birmingham-Hoover, AL | 9 | $ 1,941,000 | $ 215,666 | $ 86,000 |
| Columbus, GA-AL | 9 | $ 2,360,000 | $ 262,222 | $ 67,777 |
| Grand Junction, CO | 9 | $ 1,575,000 | $ 175,000 | $ 37,000 |
| Manchester-Nashua, NH | 9 | $ 1,741,000 | $ 193,444 | $ 68,000 |
| Modesto, CA | 9 | $ 1,615,000 | $ 179,444 | $ 77,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 1,597,000 | $ 177,444 | $ 80,000 |
| Seattle-Bellevue-Everett, WA | 9 | $ 2,683,000 | $ 298,111 | $ 71,000 |
| Bakersfield, CA | 8 | $ 2,089,000 | $ 261,125 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 1,961,000 | $ 245,125 | $ 77,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 8 | $ 1,107,000 | $ 138,375 | $ 88,000 |
| Clarksville, TN-KY | 8 | $ 1,443,000 | $ 180,375 | $ 59,375 |
| Coeur D'Alene, ID | 8 | $ 1,873,000 | $ 234,125 | $ 79,000 |
| Fort Wayne, IN | 8 | $ 1,304,000 | $ 163,000 | $ 51,000 |
| Fresno, CA | 8 | $ 1,558,000 | $ 194,750 | $ 76,000 |
| Gainesville, GA | 8 | $ 1,832,000 | $ 229,000 | $ 62,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 1,678,000 | $ 209,750 | $ 84,000 |
| Norwich-New London, CT | 8 | $ 1,679,000 | $ 209,875 | $ 93,000 |
| Ogden-Clearfield, UT | 8 | $ 1,528,000 | $ 191,000 | $ 60,000 |
| Portland-South Portland, ME | 8 | $ 1,689,000 | $ 211,125 | $ 172,000 |
| Roanoke, VA | 8 | $ 1,609,000 | $ 201,125 | $ 74,000 |
| Rockingham County-Strafford County, NH | 8 | $ 1,515,000 | $ 189,375 | $ 75,000 |
| Sioux Falls, SD | 8 | $ 1,586,000 | $ 198,250 | $ 83,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 2,714,000 | $ 387,714 | $ 112,000 |
| Ann Arbor, MI | 7 | $ 1,639,000 | $ 234,142 | $ 96,000 |
| Asheville, NC | 7 | $ 1,431,000 | $ 204,428 | $ 55,000 |
| Boulder, CO | 7 | $ 1,242,000 | $ 177,428 | $ 65,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,200,000 | $ 171,428 | $ 95,000 |
| Grand Forks, ND-MN | 7 | $ 1,236,000 | $ 176,571 | $ 71,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,364,000 | $ 337,714 | $ 97,000 |
| Huntsville, AL | 7 | $ 1,228,000 | $ 175,428 | $ 77,000 |
| San Antonio-New Braunfels, TX | 7 | $ 1,444,000 | $ 206,285 | $ 139,000 |
| Tacoma-Lakewood, WA | 7 | $ 1,587,000 | $ 226,714 | $ 101,000 |
| Trenton, NJ | 7 | $ 1,349,000 | $ 192,714 | $ 103,000 |
| Tulsa, OK | 7 | $ 1,590,000 | $ 227,142 | $ 81,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 1,160,000 | $ 165,714 | $ 64,000 |
| Wilmington, NC | 7 | $ 1,258,000 | $ 179,714 | $ 76,000 |
| York-Hanover, PA | 7 | $ 1,278,000 | $ 182,571 | $ 117,000 |
| Albany, GA | 6 | $ 858,000 | $ 143,000 | $ 61,000 |
| Anchorage, AK | 6 | $ 1,265,000 | $ 210,833 | $ 92,000 |
| Austin-Round Rock, TX | 6 | $ 1,484,000 | $ 247,333 | $ 114,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,406,000 | $ 234,333 | $ 68,000 |
| Dallas-Plano-Irving, TX | 6 | $ 1,549,000 | $ 258,166 | $ 109,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 1,128,000 | $ 188,000 | $ 83,000 |
| Elkhart-Goshen, IN | 6 | $ 1,332,000 | $ 222,000 | $ 56,000 |
| Fort Worth-Arlington, TX | 6 | $ 1,061,000 | $ 176,833 | $ 66,000 |
| Jacksonville, NC | 6 | $ 1,042,000 | $ 173,666 | $ 61,000 |
| Las Cruces, NM | 6 | $ 1,103,000 | $ 183,833 | $ 83,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,183,000 | $ 197,166 | $ 91,000 |
| Macon, GA | 6 | $ 1,327,000 | $ 221,166 | $ 135,000 |
| Mansfield, OH | 6 | $ 868,000 | $ 144,666 | $ 58,000 |
| Montgomery, AL | 6 | $ 1,476,000 | $ 246,000 | $ 91,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,217,000 | $ 202,833 | $ 69,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,230,000 | $ 205,000 | $ 55,000 |
| Rochester, MN | 6 | $ 1,769,000 | $ 294,833 | $ 92,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 736,000 | $ 122,666 | $ 78,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 896,000 | $ 149,333 | $ 65,833 |
| Tucson, AZ | 6 | $ 1,531,000 | $ 255,166 | $ 71,000 |
| Warner Robins, GA | 6 | $ 1,175,000 | $ 195,833 | $ 76,000 |
| Wichita, KS | 6 | $ 1,069,000 | $ 178,166 | $ 128,000 |
| Athens-Clarke County, GA | 5 | $ 1,003,000 | $ 200,600 | $ 80,000 |
| Burlington-South Burlington, VT | 5 | $ 789,000 | $ 157,800 | $ 49,000 |
| Cedar Rapids, IA | 5 | $ 811,000 | $ 162,200 | $ 56,000 |
| Cumberland, MD-WV | 5 | $ 1,172,000 | $ 234,400 | $ 54,000 |
| Elgin, IL | 5 | $ 823,000 | $ 164,600 | $ 97,000 |
| Fayetteville, NC | 5 | $ 931,000 | $ 186,200 | $ 89,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 833,000 | $ 166,600 | $ 77,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,125,000 | $ 225,000 | $ 117,000 |
| Johnson City, TN | 5 | $ 992,000 | $ 198,400 | $ 54,000 |
| Lakeland-Winter Haven, FL | 5 | $ 1,038,000 | $ 207,600 | $ 63,000 |
| Madison, WI | 5 | $ 1,130,000 | $ 226,000 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,494,000 | $ 298,800 | $ 87,000 |
| Salem, OR | 5 | $ 972,000 | $ 194,400 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,138,000 | $ 427,600 | $ 105,000 |
| Springfield, MO | 5 | $ 1,117,000 | $ 223,400 | $ 81,000 |
| Springfield, OH | 5 | $ 838,000 | $ 167,600 | $ 36,000 |
| Syracuse, NY | 5 | $ 533,000 | $ 106,600 | $ 95,000 |
| Tallahassee, FL | 5 | $ 1,039,000 | $ 207,800 | $ 99,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,599,000 | $ 319,800 | $ 107,000 |
| Wheeling, WV-OH | 5 | $ 720,000 | $ 144,000 | $ 76,200 |
| Battle Creek, MI | 4 | $ 730,000 | $ 182,500 | $ 70,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 1,180,000 | $ 295,000 | $ 116,000 |
| California-Lexington Park, MD | 4 | $ 1,206,000 | $ 301,500 | $ 132,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 623,000 | $ 155,750 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 832,000 | $ 208,000 | $ 53,000 |
| Erie, PA | 4 | $ 551,000 | $ 137,750 | $ 58,000 |
| Eugene, OR | 4 | $ 1,187,000 | $ 296,750 | $ 161,000 |
| Fond Du Lac, WI | 4 | $ 678,000 | $ 169,500 | $ 81,000 |
| Greeley, CO | 4 | $ 975,000 | $ 243,750 | $ 78,000 |
| Green Bay, WI | 4 | $ 679,000 | $ 169,750 | $ 65,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 818,000 | $ 204,500 | $ 100,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,205,000 | $ 301,250 | $ 51,000 |
| Lansing-East Lansing, MI | 4 | $ 875,000 | $ 218,750 | $ 90,000 |
| Ocean City, NJ | 4 | $ 3,542,000 | $ 885,500 | $ 214,000 |
| Peoria, IL | 4 | $ 547,000 | $ 136,750 | $ 66,000 |
| Port St. Lucie, FL | 4 | $ 495,000 | $ 123,750 | $ 42,000 |
| Pueblo, CO | 4 | $ 601,000 | $ 150,250 | $ 44,000 |
| Reno, NV | 4 | $ 898,000 | $ 224,500 | $ 93,000 |
| Rocky Mount, NC | 4 | $ 930,000 | $ 232,500 | $ 111,000 |
| Sioux City, IA-NE-SD | 4 | $ 614,000 | $ 153,500 | $ 66,000 |
| Spartanburg, SC | 4 | $ 580,000 | $ 145,000 | $ 77,000 |
| Springfield, IL | 4 | $ 701,000 | $ 175,250 | $ 99,000 |
| Stockton-Lodi, CA | 4 | $ 1,020,000 | $ 255,000 | $ 97,000 |
| Terre Haute, IN | 4 | $ 783,000 | $ 195,750 | $ 110,000 |
| Winchester, VA-WV | 4 | $ 877,000 | $ 219,250 | $ 74,000 |
| Winston-Salem, NC | 4 | $ 677,000 | $ 169,250 | $ 71,000 |
| Ames, IA | 3 | $ 980,000 | $ 326,666 | $ 159,000 |
| Appleton, WI | 3 | $ 604,000 | $ 201,333 | $ 87,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 479,000 | $ 159,666 | $ 70,000 |
| Bend-Redmond, OR | 3 | $ 1,016,000 | $ 338,666 | $ 118,000 |
| Charlottesville, VA | 3 | $ 767,000 | $ 255,666 | $ 26,000 |
| Chico, CA | 3 | $ 572,000 | $ 190,666 | $ 75,000 |
| Dothan, AL | 3 | $ 599,000 | $ 199,666 | $ 58,000 |
| Dutchess County-Putnam County, NY | 3 | $ 659,000 | $ 219,666 | $ 66,000 |
| El Paso, TX | 3 | $ 602,000 | $ 200,666 | $ 65,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 481,000 | $ 160,333 | $ 59,000 |
| Evansville, IN-KY | 3 | $ 430,000 | $ 143,333 | $ 94,333 |
| Hinesville, GA | 3 | $ 552,000 | $ 184,000 | $ 52,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 578,000 | $ 192,666 | $ 78,666 |
| Jonesboro, AR | 3 | $ 358,000 | $ 119,333 | $ 59,000 |
| Killeen-Temple, TX | 3 | $ 422,000 | $ 140,666 | $ 28,000 |
| Lewiston, ID-WA | 3 | $ 546,000 | $ 182,000 | $ 49,000 |
| Lincoln, NE | 3 | $ 586,000 | $ 195,333 | $ 49,000 |
| Lynchburg, VA | 3 | $ 492,000 | $ 164,000 | $ 52,000 |
| Medford, OR | 3 | $ 647,000 | $ 215,666 | $ 115,000 |
| Monroe, MI | 3 | $ 551,000 | $ 183,666 | $ 55,000 |
| Morgantown, WV | 3 | $ 557,000 | $ 185,666 | $ 61,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 611,000 | $ 203,666 | $ 174,000 |
| Prescott, AZ | 3 | $ 451,000 | $ 150,333 | $ 84,000 |
| Provo-Orem, UT | 3 | $ 1,703,000 | $ 567,666 | $ 152,000 |
| Rapid City, SD | 3 | $ 1,061,000 | $ 353,666 | $ 125,000 |
| Rockford, IL | 3 | $ 502,000 | $ 167,333 | $ 70,000 |
| Santa Fe, NM | 3 | $ 705,000 | $ 235,000 | $ 71,000 |
| Spokane-Spokane Valley, WA | 3 | $ 522,000 | $ 174,000 | $ 36,000 |
| St. Cloud, MN | 3 | $ 766,000 | $ 255,333 | $ 115,000 |
| State College, PA | 3 | $ 479,000 | $ 159,666 | $ 53,000 |
| Staunton-Waynesboro, VA | 3 | $ 558,000 | $ 186,000 | $ 62,000 |
| Tuscaloosa, AL | 3 | $ 504,000 | $ 168,000 | $ 52,000 |
| Visalia-Porterville, CA | 3 | $ 681,000 | $ 227,000 | $ 68,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 476,000 | $ 158,666 | $ 58,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 511,000 | $ 170,333 | $ 101,333 |
| Auburn-Opelika, AL | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Binghamton, NY | 2 | $ 396,000 | $ 198,000 | $ 84,000 |
| Bismarck, ND | 2 | $ 682,000 | $ 341,000 | $ 80,000 |
| Bloomington, IL | 2 | $ 221,000 | $ 110,500 | $ 56,000 |
| Bloomington, IN | 2 | $ 384,000 | $ 192,000 | $ 81,000 |
| Bremerton-Silverdale, WA | 2 | $ 495,000 | $ 247,500 | $ 86,000 |
| Brownsville-Harlingen, TX | 2 | $ 203,000 | $ 101,500 | $ 103,000 |
| Casper, WY | 2 | $ 367,000 | $ 183,500 | $ 0 |
| Cleveland, TN | 2 | $ 434,000 | $ 217,000 | $ 80,000 |
| Corpus Christi, TX | 2 | $ 274,000 | $ 137,000 | $ 21,000 |
| Dalton, GA | 2 | $ 280,000 | $ 140,000 | $ 32,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 537,000 | $ 268,500 | $ 55,000 |
| Decatur, AL | 2 | $ 301,000 | $ 150,500 | $ 80,000 |
| Dubuque, IA | 2 | $ 421,000 | $ 210,500 | $ 62,000 |
| Eau Claire, WI | 2 | $ 323,000 | $ 161,500 | $ 79,000 |
| Fargo, ND-MN | 2 | $ 496,000 | $ 248,000 | $ 92,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 190,000 | $ 95,000 | $ 13,000 |
| Florence, SC | 2 | $ 767,000 | $ 383,500 | $ 82,000 |
| Florence-Muscle Shoals, AL | 2 | $ 321,000 | $ 160,500 | $ 73,000 |
| Fort Collins, CO | 2 | $ 325,000 | $ 162,500 | $ 46,000 |
| Glens Falls, NY | 2 | $ 344,000 | $ 172,000 | $ 115,000 |
| Harrisonburg, VA | 2 | $ 446,000 | $ 223,000 | $ 94,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 590,000 | $ 295,000 | $ 162,000 |
| Houma-Thibodaux, LA | 2 | $ 483,000 | $ 241,500 | $ 38,000 |
| Idaho Falls, ID | 2 | $ 333,000 | $ 166,500 | $ 72,000 |
| Iowa City, IA | 2 | $ 417,000 | $ 208,500 | $ 106,000 |
| Joplin, MO | 2 | $ 591,000 | $ 295,500 | $ 148,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 883,000 | $ 441,500 | $ 166,000 |
| Kankakee, IL | 2 | $ 440,000 | $ 220,000 | $ 59,000 |
| Kingston, NY | 2 | $ 416,000 | $ 208,000 | $ 44,000 |
| Lafayette-West Lafayette, IN | 2 | $ 349,000 | $ 174,500 | $ 82,000 |
| Lewiston-Auburn, ME | 2 | $ 428,000 | $ 214,000 | $ 97,000 |
| Merced, CA | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Monroe, LA | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| New Bern, NC | 2 | $ 346,000 | $ 173,000 | $ 113,000 |
| Olympia-Tumwater, WA | 2 | $ 375,000 | $ 187,500 | $ 44,000 |
| Rochester, NY | 2 | $ 446,000 | $ 223,000 | $ 45,000 |
| Rome, GA | 2 | $ 396,000 | $ 198,000 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 585,000 | $ 292,500 | $ 85,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 667,000 | $ 333,500 | $ 68,000 |
| Shreveport-Bossier City, LA | 2 | $ 454,000 | $ 227,000 | $ 56,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 495,000 | $ 247,500 | $ 75,000 |
| St. Joseph, MO-KS | 2 | $ 443,000 | $ 221,500 | $ 77,000 |
| The Villages, FL | 2 | $ 580,000 | $ 290,000 | $ 54,000 |
| Topeka, KS | 2 | $ 376,000 | $ 188,000 | $ 84,000 |
| Utica-Rome, NY | 2 | $ 265,000 | $ 132,500 | $ 99,000 |
| Valdosta, GA | 2 | $ 300,000 | $ 150,000 | $ 103,000 |
| Watertown-Fort Drum, NY | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Albany, OR | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Altoona, PA | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Beaumont-Port Arthur, TX | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Bellingham, WA | 1 | $ 232,000 | $ 232,000 | $ 78,000 |
| Bloomsburg-Berwick, PA | 1 | $ 131,000 | $ 131,000 | $ 33,000 |
| Bowling Green, KY | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Brunswick, GA | 1 | $ 149,000 | $ 149,000 | $ 64,000 |
| Burlington, NC | 1 | $ 183,000 | $ 183,000 | $ 46,000 |
| Champaign-Urbana, IL | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| Charleston, WV | 1 | $ 48,000 | $ 48,000 | $ 13,000 |
| Cheyenne, WY | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Columbus, IN | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| Corvallis, OR | 1 | $ 288,000 | $ 288,000 | $ 63,000 |
| Fairbanks, AK | 1 | $ 166,000 | $ 166,000 | $ 56,000 |
| Farmington, NM | 1 | $ 233,000 | $ 233,000 | $ 72,000 |
| Flagstaff, AZ | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
| Gadsden, AL | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Gettysburg, PA | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Goldsboro, NC | 1 | $ 181,000 | $ 181,000 | $ 45,000 |
| Grants Pass, OR | 1 | $ 302,000 | $ 302,000 | $ 128,000 |
| Greenville, NC | 1 | $ 254,000 | $ 254,000 | $ 97,000 |
| Hammond, LA | 1 | $ 168,000 | $ 168,000 | $ 67,000 |
| Hanford-Corcoran, CA | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Hattiesburg, MS | 1 | $ 267,000 | $ 267,000 | $ 74,000 |
| Homosassa Springs, FL | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Hot Springs, AR | 1 | $ 214,000 | $ 214,000 | $ 40,000 |
| Janesville-Beloit, WI | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Jefferson City, MO | 1 | $ 253,000 | $ 253,000 | $ 79,000 |
| Kennewick-Richland, WA | 1 | $ 283,000 | $ 283,000 | $ 76,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 240,000 | $ 240,000 | $ 51,000 |
| Kokomo, IN | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Lafayette, LA | 1 | $ 167,000 | $ 167,000 | $ 180,000 |
| Lake Charles, LA | 1 | $ 294,000 | $ 294,000 | $ 106,000 |
| Lawrence, KS | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Lawton, OK | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Lebanon, PA | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
| Logan, UT-ID | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Longview, WA | 1 | $ 156,000 | $ 156,000 | $ 37,000 |
| Madera, CA | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Mankato-North Mankato, MN | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Missoula, MT | 1 | $ 184,000 | $ 184,000 | $ 34,000 |
| Mobile, AL | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Morristown, TN | 1 | $ 154,000 | $ 154,000 | $ 38,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
| Muncie, IN | 1 | $ 191,000 | $ 191,000 | $ 85,000 |
| Panama City, FL | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Parkersburg-Vienna, WV | 1 | $ 113,000 | $ 113,000 | $ 109,000 |
| Pine Bluff, AR | 1 | $ 226,000 | $ 226,000 | $ 66,000 |
| Pocatello, ID | 1 | $ 186,000 | $ 186,000 | $ 63,000 |
| Punta Gorda, FL | 1 | $ 192,000 | $ 192,000 | $ 36,000 |
| Racine, WI | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Redding, CA | 1 | $ 221,000 | $ 221,000 | $ 72,000 |
| Saginaw, MI | 1 | $ 37,000 | $ 37,000 | $ 63,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 445,000 | $ 445,000 | $ 104,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 240,000 | $ 240,000 | $ 82,000 |
| San Rafael, CA | 1 | $ 800,000 | $ 800,000 | $ 97,000 |
| St. George, UT | 1 | $ 139,000 | $ 139,000 | $ 46,000 |
| Vineland-Bridgeton, NJ | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Walla Walla, WA | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Wausau, WI | 1 | $ 223,000 | $ 223,000 | $ 65,000 |
| Williamsport, PA | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Yakima, WA | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Yuba City, CA | 1 | $ 148,000 | $ 148,000 | $ 59,000 |
| Yuma, AZ | 1 | $ 364,000 | $ 364,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for American Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,388 | $755,106,000 | $222,000 | $2,715,000 | $82,000 | $2,052,000 |
| Home Purchase | 970 | $162,460,000 | $167,000 | $1,240,000 | $74,000 | $1,028,000 |
| Home Improvement | 228 | $50,098,000 | $219,000 | $744,000 | $80,000 | $276,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,235 | $672,965,000 | $208,000 | $2,715,000 | $82,000 | $1,332,000 |
| Black or African American | 581 | $121,985,000 | $209,000 | $2,640,000 | $76,000 | $2,052,000 |
| Not Provided | 453 | $99,966,000 | $220,000 | $825,000 | $76,000 | $1,020,000 |
| Hispanic | 182 | $36,240,000 | $199,000 | $516,000 | $75,000 | $532,000 |
| Asian | 81 | $20,339,000 | $251,000 | $655,000 | $92,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $6,127,000 | $266,000 | $1,034,000 | $112,000 | $270,000 |
| American Indian or Alaskan Native | 17 | $4,074,000 | $239,000 | $481,000 | $87,000 | $293,000 |
| Not applicable | 14 | $5,968,000 | $426,000 | $1,950,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,882 | $402,384,000 | $213,000 | $2,715,000 | $96,000 | $2,052,000 |
| VA-guaranteed (Veterans Administration) | 1,476 | $350,974,000 | $237,000 | $1,034,000 | $75,000 | $832,000 |
| FHA-insured (Federal Housing Administration) | 1,146 | $202,974,000 | $177,000 | $731,000 | $64,000 | $1,020,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $11,332,000 | $138,000 | $342,000 | $49,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,772 | $353,391,000 | $199,000 | $960,000 | $78,000 | $1,028,000 |
| Application Withdrawn By Applicant | 1,506 | $324,675,000 | $215,000 | $2,715,000 | $84,000 | $1,292,000 |
| File Closed For Incompleteness | 615 | $140,042,000 | $227,000 | $1,240,000 | $85,000 | $1,332,000 |
| Application Denied By Financial Institution | 582 | $123,622,000 | $212,000 | $2,640,000 | $76,000 | $2,052,000 |
| Application Approved But Not Accepted | 97 | $19,966,000 | $205,000 | $495,000 | $74,000 | $532,000 |
| Loan Purchased By The Institution | 14 | $5,968,000 | $426,000 | $1,950,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 289 | $61,741,000 | $213,000 | $649,000 | $81,000 | $275,000 |
| Debt-To-Income Ratio | 120 | $25,850,000 | $215,000 | $722,000 | $56,000 | $180,000 |
| Credit History | 88 | $20,299,000 | $230,000 | $2,640,000 | $96,000 | $2,052,000 |
| Other | 51 | $10,091,000 | $197,000 | $364,000 | $66,000 | $175,000 |
| Unverifiable Information | 17 | $2,830,000 | $166,000 | $495,000 | $68,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,738,000 | $173,000 | $344,000 | $63,000 | $124,000 |
| Employment History | 7 | $1,073,000 | $153,000 | $183,000 | $39,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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