American Finance House Lariba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
American Finance House Lariba 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 390 |
| Total Mortgage Loan Application Amount | $113,850,000 |
| Average Mortgage Loan Application Amount | $285,000 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $131,333 |
| Highest Applicant Income | $913,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 17 | $ 4,865,000 | $ 286,000 | $ 135,000 |
| Los Angeles County California | 12 | $ 5,600,000 | $ 466,000 | $ 129,000 |
| Gwinnett County Georgia | 12 | $ 2,820,000 | $ 235,000 | $ 92,000 |
| Collin County Texas | 11 | $ 3,135,000 | $ 285,000 | $ 110,000 |
| DuPage County Illinois | 10 | $ 3,230,000 | $ 323,000 | $ 125,000 |
| Middlesex County New Jersey | 10 | $ 4,070,000 | $ 407,000 | $ 153,000 |
| Lubbock County Texas | 10 | $ 1,290,000 | $ 129,000 | $ 154,000 |
| Riverside County California | 9 | $ 3,785,000 | $ 420,000 | $ 216,000 |
| Oklahoma County Oklahoma | 8 | $ 1,560,000 | $ 195,000 | $ 131,000 |
| Fort Bend County Texas | 8 | $ 2,390,000 | $ 298,000 | $ 153,000 |
| Tarrant County Texas | 8 | $ 1,770,000 | $ 221,000 | $ 93,000 |
| Orange County California | 7 | $ 2,765,000 | $ 395,000 | $ 149,000 |
| Dallas County Texas | 7 | $ 1,575,000 | $ 225,000 | $ 109,000 |
| Sacramento County California | 6 | $ 1,900,000 | $ 316,000 | $ 135,000 |
| Brevard County Florida | 6 | $ 1,370,000 | $ 228,000 | $ 86,000 |
| Cook County Illinois | 6 | $ 1,710,000 | $ 285,000 | $ 105,000 |
| Prince George's County Maryland | 6 | $ 1,740,000 | $ 290,000 | $ 126,000 |
| Guilford County North Carolina | 6 | $ 800,000 | $ 133,000 | $ 73,000 |
| Fairfax County Virginia | 6 | $ 2,810,000 | $ 468,000 | $ 146,000 |
| Alameda County California | 5 | $ 3,005,000 | $ 601,000 | $ 159,000 |
| Forsyth County Georgia | 5 | $ 1,245,000 | $ 249,000 | $ 154,000 |
| Baltimore County Maryland | 5 | $ 1,035,000 | $ 207,000 | $ 164,000 |
| Wayne County Michigan | 5 | $ 1,495,000 | $ 299,000 | $ 133,000 |
| Hudson County New Jersey | 5 | $ 1,675,000 | $ 335,000 | $ 103,000 |
| San Bernardino County California | 4 | $ 1,590,000 | $ 397,000 | $ 149,000 |
| Hillsborough County Florida | 4 | $ 840,000 | $ 210,000 | $ 81,000 |
| Seminole County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 234,000 |
| DeKalb County Georgia | 4 | $ 620,000 | $ 155,000 | $ 79,000 |
| Fulton County Georgia | 4 | $ 1,380,000 | $ 345,000 | $ 165,000 |
| Washington County Oregon | 4 | $ 1,280,000 | $ 320,000 | $ 109,000 |
| Henrico County Virginia | 4 | $ 740,000 | $ 185,000 | $ 84,000 |
| Loudoun County Virginia | 4 | $ 1,930,000 | $ 482,000 | $ 134,000 |
| Orange County Florida | 3 | $ 715,000 | $ 238,000 | $ 131,000 |
| Palm Beach County Florida | 3 | $ 475,000 | $ 158,000 | $ 135,000 |
| Hamilton County Indiana | 3 | $ 665,000 | $ 221,000 | $ 153,000 |
| Middlesex County Massachusetts | 3 | $ 1,385,000 | $ 461,000 | $ 293,000 |
| Mercer County New Jersey | 3 | $ 1,065,000 | $ 355,000 | $ 264,000 |
| Gaston County North Carolina | 3 | $ 775,000 | $ 258,000 | $ 121,000 |
| Wake County North Carolina | 3 | $ 1,145,000 | $ 381,000 | $ 125,000 |
| King County Washington | 3 | $ 1,295,000 | $ 431,000 | $ 74,000 |
| Snohomish County Washington | 3 | $ 845,000 | $ 281,000 | $ 72,000 |
| Kern County California | 2 | $ 260,000 | $ 130,000 | $ 235,000 |
| Placer County California | 2 | $ 750,000 | $ 375,000 | $ 93,000 |
| San Diego County California | 2 | $ 960,000 | $ 480,000 | $ 202,000 |
| Santa Clara County California | 2 | $ 1,130,000 | $ 565,000 | $ 185,000 |
| Hartford County Connecticut | 2 | $ 610,000 | $ 305,000 | $ 191,000 |
| Alachua County Florida | 2 | $ 430,000 | $ 215,000 | $ 190,000 |
| Broward County Florida | 2 | $ 700,000 | $ 350,000 | $ 178,000 |
| Osceola County Florida | 2 | $ 450,000 | $ 225,000 | $ 173,000 |
| Carroll County Georgia | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Peoria County Illinois | 2 | $ 620,000 | $ 310,000 | $ 157,000 |
| Marion County Indiana | 2 | $ 280,000 | $ 140,000 | $ 27,000 |
| Linn County Iowa | 2 | $ 530,000 | $ 265,000 | $ 124,000 |
| Baltimore City County Maryland | 2 | $ 160,000 | $ 80,000 | $ 211,000 |
| Harford County Maryland | 2 | $ 360,000 | $ 180,000 | $ 129,000 |
| Washington County Maryland | 2 | $ 490,000 | $ 245,000 | $ 117,000 |
| Washtenaw County Michigan | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Burlington County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 135,000 |
| Monmouth County New Jersey | 2 | $ 990,000 | $ 495,000 | $ 173,000 |
| Somerset County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 72,000 |
| Cabarrus County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 136,000 |
| Mecklenburg County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 137,000 |
| Cleveland County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 172,000 |
| Tulsa County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 199,000 |
| Clackamas County Oregon | 2 | $ 970,000 | $ 485,000 | $ 151,000 |
| Hamilton County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| Brazoria County Texas | 2 | $ 600,000 | $ 300,000 | $ 69,000 |
| Hidalgo County Texas | 2 | $ 520,000 | $ 260,000 | $ 175,000 |
| Williamson County Texas | 2 | $ 660,000 | $ 330,000 | $ 133,000 |
| Contra Costa County California | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Merced County California | 1 | $ 145,000 | $ 145,000 | $ 200,000 |
| Stanislaus County California | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| New London County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Lake County Florida | 1 | $ 275,000 | $ 275,000 | $ 500,000 |
| Polk County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Clarke County Georgia | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Clayton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Cobb County Georgia | 1 | $ 435,000 | $ 435,000 | $ 139,000 |
| Columbia County Georgia | 1 | $ 395,000 | $ 395,000 | $ 238,000 |
| Houston County Georgia | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Muscogee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 215,000 |
| Paulding County Georgia | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Whitfield County Georgia | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Kendall County Illinois | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Sangamon County Illinois | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Will County Illinois | 1 | $ 355,000 | $ 355,000 | $ 111,000 |
| Allen County Indiana | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Madison County Indiana | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Johnson County Iowa | 1 | $ 385,000 | $ 385,000 | $ 623,000 |
| Marshall County Iowa | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Plymouth County Iowa | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Scott County Iowa | 1 | $ 325,000 | $ 325,000 | $ 272,000 |
| Story County Iowa | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Woodbury County Iowa | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Frederick County Maryland | 1 | $ 75,000 | $ 75,000 | $ 195,000 |
| Howard County Maryland | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Montgomery County Maryland | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Norfolk County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Suffolk County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Macomb County Michigan | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| Oakland County Michigan | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Anoka County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| Dakota County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 136,000 |
| Ramsey County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Bergen County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 86,000 |
| Gloucester County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 425,000 |
| Union County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 211,000 |
| Multnomah County Oregon | 1 | $ 315,000 | $ 315,000 | $ 164,000 |
| Greenville County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Lancaster County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Knox County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 15,000 |
| Rutherford County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 160,000 |
| Shelby County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 297,000 |
| Bexar County Texas | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Brazos County Texas | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Denton County Texas | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Ector County Texas | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Galveston County Texas | 1 | $ 455,000 | $ 455,000 | $ 165,000 |
| Midland County Texas | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Travis County Texas | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Arlington County Virginia | 1 | $ 205,000 | $ 205,000 | $ 22,000 |
| Norfolk County Virginia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Prince William County Virginia | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Stafford County Virginia | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Milwaukee County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 913,000 |
Mortgage Loan Application Detail Totals for American Finance House Lariba in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 238 | $70,980,000 | $298,000 | $805,000 | $141,000 | $913,000 |
| Refinancing | 107 | $30,665,000 | $286,000 | $665,000 | $131,000 | $378,000 |
| Cash-out Refinancing | 45 | $12,205,000 | $271,000 | $725,000 | $122,000 | $425,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 236 | $71,500,000 | $302,000 | $725,000 | $145,000 | $913,000 |
| White | 102 | $29,240,000 | $286,000 | $805,000 | $126,000 | $608,000 |
| Black or African American | 28 | $7,030,000 | $251,000 | $505,000 | $97,000 | $240,000 |
| Not Provided | 13 | $3,485,000 | $268,000 | $585,000 | $123,000 | $304,000 |
| Hispanic | 4 | $550,000 | $137,000 | $225,000 | $77,000 | $141,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $610,000 | $305,000 | $305,000 | $126,000 | $133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 390 | $113,850,000 | $291,000 | $805,000 | $136,000 | $913,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 234 | $72,540,000 | $310,000 | $725,000 | $138,000 | $913,000 |
| Application Approved But Not Accepted | 106 | $29,900,000 | $282,000 | $725,000 | $152,000 | $636,000 |
| Application Denied By Financial Institution | 47 | $9,905,000 | $210,000 | $515,000 | $86,000 | $304,000 |
| File Closed For Incompleteness | 3 | $1,505,000 | $501,000 | $805,000 | $172,000 | $225,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 343 | $103,945,000 | $303,000 | $805,000 | $143,000 | $913,000 |
| Debt-To-Income Ratio | 22 | $5,020,000 | $228,000 | $505,000 | $60,000 | $222,000 |
| Other | 13 | $2,375,000 | $182,000 | $515,000 | $115,000 | $195,000 |
| Credit History | 5 | $705,000 | $141,000 | $205,000 | $72,000 | $147,000 |
| Employment History | 4 | $1,160,000 | $290,000 | $385,000 | $143,000 | $304,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $540,000 | $270,000 | $485,000 | $137,000 | $224,000 |
| Collateral | 1 | $105,000 | $105,000 | $105,000 | $38,000 | $38,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.