Waterfield Bank Mortgage Lending & HMDA Data, 2008
In 2008, Waterfield Bank of Bethesda, MD reported 8,264 mortgage applications totaling $1.9 billion, up 69% from 2007. The average application was for $230,976, and applicants reported an average income of $81,562. 51% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Edison-New Brunswick, NJ (941), Washington-Arlington-Alexandria, DC-VA-MD-WV (853) and Camden, NJ (524) (applications in parentheses).
| Mortgage Company & Address | Waterfield Bank 6903 Rockledge Drive, Suite 525 Bethesda, MD 20817 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 8,264 |
| Total Mortgage Loan Application Amount | $1,908,788,000 |
| Average Mortgage Loan Application Amount | $230,976 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $81,562 |
| Highest Applicant Income | $1,843,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Waterfield Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean, New Jersey | 465 | $ 117,747,000 | $ 253,219 | $ 80,000 |
| Prince George's, Maryland | 314 | $ 89,604,000 | $ 285,363 | $ 80,000 |
| Monmouth, New Jersey | 266 | $ 76,034,000 | $ 285,842 | $ 97,000 |
| Burlington, New Jersey | 202 | $ 47,862,000 | $ 236,940 | $ 79,000 |
| Camden, New Jersey | 198 | $ 39,894,000 | $ 201,484 | $ 73,000 |
| Essex, New Jersey | 182 | $ 55,075,000 | $ 302,609 | $ 87,000 |
| Montgomery, Maryland | 181 | $ 54,768,000 | $ 302,585 | $ 97,000 |
| Bergen, New Jersey | 179 | $ 63,338,000 | $ 353,843 | $ 129,000 |
| Philadelphia, Pennsylvania | 168 | $ 25,713,000 | $ 153,053 | $ 61,000 |
| Middlesex, New Jersey | 165 | $ 46,999,000 | $ 284,842 | $ 74,000 |
| Allegheny, Pennsylvania | 149 | $ 21,115,000 | $ 141,711 | $ 81,000 |
| Baltimore City, Maryland | 147 | $ 23,613,000 | $ 160,632 | $ 70,000 |
| Baltimore, Maryland | 143 | $ 33,347,000 | $ 233,195 | $ 64,000 |
| Union, New Jersey | 141 | $ 43,158,000 | $ 306,085 | $ 91,000 |
| District of Columbia, District Of Columbia | 137 | $ 41,178,000 | $ 300,569 | $ 95,000 |
| Gloucester, New Jersey | 124 | $ 28,453,000 | $ 229,459 | $ 78,000 |
| Wake, North Carolina | 121 | $ 24,268,000 | $ 200,561 | $ 73,000 |
| Prince William, Virginia | 111 | $ 22,511,000 | $ 202,801 | $ 77,000 |
| Fairfax, Virginia | 104 | $ 29,872,000 | $ 287,230 | $ 87,000 |
| Mercer, New Jersey | 102 | $ 21,761,000 | $ 213,343 | $ 73,000 |
| Passaic, New Jersey | 102 | $ 30,434,000 | $ 298,372 | $ 90,000 |
| Montgomery, Pennsylvania | 100 | $ 24,131,000 | $ 241,310 | $ 91,000 |
| Anne Arundel, Maryland | 94 | $ 27,054,000 | $ 287,808 | $ 84,000 |
| Broward, Florida | 92 | $ 19,128,000 | $ 207,913 | $ 85,000 |
| Middlesex, Massachusetts | 80 | $ 24,929,000 | $ 311,612 | $ 121,000 |
| Charleston, South Carolina | 80 | $ 16,944,000 | $ 211,800 | $ 106,000 |
| Atlantic, New Jersey | 74 | $ 17,072,000 | $ 230,702 | $ 63,000 |
| Bucks, Pennsylvania | 68 | $ 17,584,000 | $ 258,588 | $ 92,000 |
| Hudson, New Jersey | 65 | $ 21,374,000 | $ 328,830 | $ 113,000 |
| Delaware, Pennsylvania | 62 | $ 10,826,000 | $ 174,612 | $ 70,000 |
| Horry, South Carolina | 62 | $ 13,511,000 | $ 217,919 | $ 120,000 |
| Hillsborough, Florida | 61 | $ 9,477,000 | $ 155,360 | $ 80,000 |
| Orange, Florida | 59 | $ 11,461,000 | $ 194,254 | $ 80,000 |
| Essex, Massachusetts | 59 | $ 14,164,000 | $ 240,067 | $ 90,000 |
| Berks, Pennsylvania | 59 | $ 10,324,000 | $ 174,983 | $ 76,000 |
| Chester, Pennsylvania | 59 | $ 14,653,000 | $ 248,355 | $ 118,000 |
| Miami-Dade, Florida | 58 | $ 14,238,000 | $ 245,482 | $ 126,000 |
| Morris, New Jersey | 58 | $ 18,981,000 | $ 327,258 | $ 98,000 |
| Monroe, Pennsylvania | 55 | $ 9,279,000 | $ 168,709 | $ 68,000 |
| Loudoun, Virginia | 54 | $ 13,400,000 | $ 248,148 | $ 78,000 |
| Palm Beach, Florida | 53 | $ 12,145,000 | $ 229,150 | $ 120,000 |
| Frederick, Maryland | 49 | $ 12,795,000 | $ 261,122 | $ 76,000 |
| Norfolk, Massachusetts | 49 | $ 12,898,000 | $ 263,224 | $ 71,000 |
| Lehigh, Pennsylvania | 49 | $ 7,400,000 | $ 151,020 | $ 50,000 |
| Somerset, New Jersey | 47 | $ 14,151,000 | $ 301,085 | $ 90,000 |
| Plymouth, Massachusetts | 46 | $ 12,345,000 | $ 268,369 | $ 95,000 |
| Suffolk, Massachusetts | 45 | $ 12,637,000 | $ 280,822 | $ 82,000 |
| Harford, Maryland | 44 | $ 11,025,000 | $ 250,568 | $ 61,000 |
| Providence, Rhode Island | 43 | $ 9,020,000 | $ 209,767 | $ 67,000 |
| New Castle, Delaware | 42 | $ 9,286,000 | $ 221,095 | $ 48,000 |
| Westmoreland, Pennsylvania | 39 | $ 5,161,000 | $ 132,333 | $ 56,000 |
| Richland, South Carolina | 38 | $ 5,320,000 | $ 140,000 | $ 72,000 |
| Pinellas, Florida | 35 | $ 6,305,000 | $ 180,142 | $ 77,000 |
| Bristol, Massachusetts | 34 | $ 9,046,000 | $ 266,058 | $ 88,000 |
| Richmond, New York | 34 | $ 11,205,000 | $ 329,558 | $ 107,000 |
| Washington, Pennsylvania | 32 | $ 4,839,000 | $ 151,218 | $ 80,000 |
| Marion, Florida | 31 | $ 6,468,000 | $ 208,645 | $ 67,000 |
| Charles, Maryland | 31 | $ 8,984,000 | $ 289,806 | $ 91,000 |
| Durham, North Carolina | 30 | $ 5,310,000 | $ 177,000 | $ 79,000 |
| Sussex, New Jersey | 29 | $ 7,549,000 | $ 260,310 | $ 80,000 |
| Cape May, New Jersey | 28 | $ 8,250,000 | $ 294,642 | $ 153,000 |
| Cumberland, New Jersey | 28 | $ 5,999,000 | $ 214,250 | $ 69,000 |
| Howard, Maryland | 26 | $ 8,336,000 | $ 320,615 | $ 107,000 |
| Worcester, Massachusetts | 26 | $ 4,999,000 | $ 192,269 | $ 67,000 |
| Blair, Pennsylvania | 26 | $ 2,708,000 | $ 104,153 | $ 51,000 |
| Berkeley, South Carolina | 26 | $ 3,973,000 | $ 152,807 | $ 57,000 |
| Fulton, Georgia | 25 | $ 3,587,000 | $ 143,480 | $ 65,000 |
| Suffolk, New York | 25 | $ 8,494,000 | $ 339,760 | $ 110,000 |
| Johnston, North Carolina | 25 | $ 4,262,000 | $ 170,480 | $ 57,000 |
| Beaver, Pennsylvania | 25 | $ 2,859,000 | $ 114,360 | $ 55,000 |
| Lancaster, Pennsylvania | 25 | $ 4,771,000 | $ 190,840 | $ 63,000 |
| Dorchester, South Carolina | 24 | $ 4,061,000 | $ 169,208 | $ 62,000 |
| Lee, Florida | 23 | $ 4,330,000 | $ 188,260 | $ 92,000 |
| Seminole, Florida | 23 | $ 4,965,000 | $ 215,869 | $ 81,000 |
| Cheshire, New Hampshire | 23 | $ 4,196,000 | $ 182,434 | $ 64,000 |
| Lexington, South Carolina | 22 | $ 2,530,000 | $ 115,000 | $ 58,000 |
| Fairfield, Connecticut | 21 | $ 8,162,000 | $ 388,666 | $ 112,000 |
| Osceola, Florida | 21 | $ 4,088,000 | $ 194,666 | $ 67,000 |
| Volusia, Florida | 21 | $ 3,154,000 | $ 150,190 | $ 80,000 |
| Washington, Maryland | 21 | $ 4,737,000 | $ 225,571 | $ 72,000 |
| Centre, Pennsylvania | 21 | $ 3,470,000 | $ 165,238 | $ 75,000 |
| Gwinnett, Georgia | 20 | $ 3,735,000 | $ 186,750 | $ 54,000 |
| Northampton, Pennsylvania | 20 | $ 3,420,000 | $ 171,000 | $ 61,000 |
| Greenville, South Carolina | 20 | $ 2,444,000 | $ 122,200 | $ 79,000 |
| Queens, New York | 19 | $ 7,272,000 | $ 382,736 | $ 143,000 |
| York, Pennsylvania | 19 | $ 3,098,000 | $ 163,052 | $ 79,000 |
| Florence, South Carolina | 19 | $ 2,476,000 | $ 130,315 | $ 42,000 |
| Hunterdon, New Jersey | 18 | $ 5,281,000 | $ 293,388 | $ 71,000 |
| Salem, New Jersey | 18 | $ 3,517,000 | $ 195,388 | $ 54,000 |
| Nassau, New York | 18 | $ 6,813,000 | $ 378,500 | $ 128,000 |
| Guilford, North Carolina | 18 | $ 2,934,000 | $ 163,000 | $ 65,000 |
| Butler, Pennsylvania | 18 | $ 2,709,000 | $ 150,500 | $ 70,000 |
| Dauphin, Pennsylvania | 18 | $ 2,551,000 | $ 141,722 | $ 87,000 |
| Arlington, Virginia | 18 | $ 6,662,000 | $ 370,111 | $ 153,000 |
| Chesterfield, Virginia | 18 | $ 3,905,000 | $ 216,944 | $ 66,000 |
| Barnstable, Massachusetts | 17 | $ 4,815,000 | $ 283,235 | $ 100,000 |
| Mecklenburg, North Carolina | 17 | $ 2,637,000 | $ 155,117 | $ 70,000 |
| Warren, Pennsylvania | 17 | $ 1,028,000 | $ 60,470 | $ 30,000 |
| Sumter, South Carolina | 17 | $ 2,181,000 | $ 128,294 | $ 65,000 |
| Pasco, Florida | 16 | $ 2,944,000 | $ 184,000 | $ 58,000 |
| DeKalb, Georgia | 16 | $ 2,628,000 | $ 164,250 | $ 68,000 |
| Calvert, Maryland | 16 | $ 5,726,000 | $ 357,875 | $ 92,000 |
| Beaufort, South Carolina | 16 | $ 3,479,000 | $ 217,437 | $ 101,000 |
| Manassas, Virginia | 16 | $ 3,406,000 | $ 212,875 | $ 73,000 |
| Oakland, Michigan | 15 | $ 3,830,000 | $ 255,333 | $ 115,000 |
| Wayne, Michigan | 15 | $ 1,669,000 | $ 111,266 | $ 115,000 |
| Luzerne, Pennsylvania | 15 | $ 1,780,000 | $ 118,666 | $ 54,000 |
| Pike, Pennsylvania | 15 | $ 2,459,000 | $ 163,933 | $ 69,000 |
| Henrico, Virginia | 15 | $ 3,368,000 | $ 224,533 | $ 58,000 |
| Duval, Florida | 14 | $ 1,815,000 | $ 129,642 | $ 52,000 |
| Cecil, Maryland | 14 | $ 3,369,000 | $ 240,642 | $ 73,000 |
| Warren, New Jersey | 14 | $ 3,805,000 | $ 271,785 | $ 71,000 |
| Cumberland, Pennsylvania | 14 | $ 2,374,000 | $ 169,571 | $ 82,000 |
| Indiana, Pennsylvania | 14 | $ 1,601,000 | $ 114,357 | $ 51,000 |
| New Haven, Connecticut | 13 | $ 2,838,000 | $ 218,307 | $ 108,000 |
| Cobb, Georgia | 13 | $ 2,229,000 | $ 171,461 | $ 62,000 |
| Carroll, Maryland | 13 | $ 4,163,000 | $ 320,230 | $ 96,000 |
| Wicomico, Maryland | 13 | $ 2,367,000 | $ 182,076 | $ 57,000 |
| Georgetown, South Carolina | 13 | $ 3,745,000 | $ 288,076 | $ 90,000 |
| Bay, Florida | 12 | $ 3,032,000 | $ 252,666 | $ 261,000 |
| Polk, Florida | 12 | $ 1,969,000 | $ 164,083 | $ 75,000 |
| Kings, New York | 12 | $ 4,950,000 | $ 412,500 | $ 105,000 |
| Forsyth, North Carolina | 12 | $ 1,848,000 | $ 154,000 | $ 49,000 |
| Venango, Pennsylvania | 12 | $ 679,000 | $ 56,583 | $ 32,000 |
| Wayne, Pennsylvania | 12 | $ 2,166,000 | $ 180,500 | $ 91,000 |
| Manassas Park, Virginia | 12 | $ 2,187,000 | $ 182,250 | $ 53,000 |
| Brevard, Florida | 11 | $ 1,914,000 | $ 174,000 | $ 133,000 |
| St. Lucie, Florida | 11 | $ 1,753,000 | $ 159,363 | $ 108,000 |
| St. Mary's, Maryland | 11 | $ 2,962,000 | $ 269,272 | $ 88,000 |
| Clearfield, Pennsylvania | 11 | $ 1,296,000 | $ 117,818 | $ 66,000 |
| Sussex, Delaware | 10 | $ 2,985,000 | $ 298,500 | $ 100,000 |
| Martin, Florida | 10 | $ 2,476,000 | $ 247,600 | $ 165,000 |
| Rockingham, New Hampshire | 10 | $ 2,587,000 | $ 258,700 | $ 84,000 |
| Bronx, New York | 10 | $ 4,392,000 | $ 439,200 | $ 112,000 |
| Rockland, New York | 10 | $ 3,431,000 | $ 343,100 | $ 165,000 |
| Wilson, North Carolina | 10 | $ 976,000 | $ 97,600 | $ 44,000 |
| Fayette, Pennsylvania | 10 | $ 950,000 | $ 95,000 | $ 38,000 |
| Lackawanna, Pennsylvania | 10 | $ 1,169,000 | $ 116,900 | $ 56,000 |
| Spartanburg, South Carolina | 10 | $ 1,084,000 | $ 108,400 | $ 71,000 |
| Kent, Delaware | 9 | $ 1,862,000 | $ 206,888 | $ 32,000 |
| Monroe, Florida | 9 | $ 2,605,000 | $ 289,444 | $ 113,000 |
| Carroll, Georgia | 9 | $ 1,206,000 | $ 134,000 | $ 48,000 |
| Cherokee, Georgia | 9 | $ 1,622,000 | $ 180,222 | $ 63,000 |
| Caroline, Maryland | 9 | $ 2,552,000 | $ 283,555 | $ 90,000 |
| Strafford, New Hampshire | 9 | $ 1,606,000 | $ 178,444 | $ 61,000 |
| Harnett, North Carolina | 9 | $ 1,205,000 | $ 133,888 | $ 67,000 |
| Cambria, Pennsylvania | 9 | $ 803,000 | $ 89,222 | $ 57,000 |
| Kent, Rhode Island | 9 | $ 2,248,000 | $ 249,777 | $ 77,000 |
| Washington, Rhode Island | 9 | $ 3,211,000 | $ 356,777 | $ 133,000 |
| Orangeburg, South Carolina | 9 | $ 1,471,000 | $ 163,444 | $ 74,000 |
| Stafford, Virginia | 9 | $ 2,288,000 | $ 254,222 | $ 93,000 |
| Henry, Georgia | 8 | $ 1,690,000 | $ 211,250 | $ 62,000 |
| Queen Anne's, Maryland | 8 | $ 2,750,000 | $ 343,750 | $ 88,000 |
| Warren, Mississippi | 8 | $ 989,000 | $ 123,625 | $ 42,000 |
| Orange, New York | 8 | $ 2,105,000 | $ 263,125 | $ 96,000 |
| Lawrence, Pennsylvania | 8 | $ 791,000 | $ 98,875 | $ 58,000 |
| Lebanon, Pennsylvania | 8 | $ 1,456,000 | $ 182,000 | $ 75,000 |
| Newberry, South Carolina | 8 | $ 1,155,000 | $ 144,375 | $ 51,000 |
| Spotsylvania, Virginia | 8 | $ 2,080,000 | $ 260,000 | $ 74,000 |
| Mobile, Alabama | 7 | $ 1,014,000 | $ 144,857 | $ 130,000 |
| Hartford, Connecticut | 7 | $ 1,514,000 | $ 216,285 | $ 68,000 |
| Hernando, Florida | 7 | $ 850,000 | $ 121,428 | $ 42,000 |
| Lake, Florida | 7 | $ 1,117,000 | $ 159,571 | $ 50,000 |
| Hampden, Massachusetts | 7 | $ 1,701,000 | $ 243,000 | $ 85,000 |
| Jackson, Missouri | 7 | $ 1,074,000 | $ 153,428 | $ 42,000 |
| Onondaga, New York | 7 | $ 588,000 | $ 84,000 | $ 43,000 |
| Franklin, North Carolina | 7 | $ 820,000 | $ 117,142 | $ 36,000 |
| Gaston, North Carolina | 7 | $ 1,108,000 | $ 158,285 | $ 79,000 |
| Wayne, North Carolina | 7 | $ 589,000 | $ 84,142 | $ 40,000 |
| Licking, Ohio | 7 | $ 864,000 | $ 123,428 | $ 48,000 |
| Darlington, South Carolina | 7 | $ 730,000 | $ 104,285 | $ 40,000 |
| Hampton, Virginia | 7 | $ 1,260,000 | $ 180,000 | $ 92,000 |
| Newport News, Virginia | 7 | $ 1,485,000 | $ 212,142 | $ 63,000 |
| Norfolk, Virginia | 7 | $ 1,470,000 | $ 210,000 | $ 39,000 |
| Sarasota, Florida | 6 | $ 1,251,000 | $ 208,500 | $ 57,000 |
| Hamilton, Indiana | 6 | $ 1,346,000 | $ 224,333 | $ 53,000 |
| Hillsborough, New Hampshire | 6 | $ 1,420,000 | $ 236,666 | $ 70,000 |
| Washington, New York | 6 | $ 1,189,000 | $ 198,166 | $ 68,000 |
| Westchester, New York | 6 | $ 1,774,000 | $ 295,666 | $ 116,000 |
| Alamance, North Carolina | 6 | $ 1,042,000 | $ 173,666 | $ 38,000 |
| Brunswick, North Carolina | 6 | $ 863,000 | $ 143,833 | $ 41,000 |
| Granville, North Carolina | 6 | $ 1,018,000 | $ 169,666 | $ 74,000 |
| Orange, North Carolina | 6 | $ 1,010,000 | $ 168,333 | $ 47,000 |
| Adams, Pennsylvania | 6 | $ 1,371,000 | $ 228,500 | $ 64,000 |
| Carbon, Pennsylvania | 6 | $ 790,000 | $ 131,666 | $ 61,000 |
| Mifflin, Pennsylvania | 6 | $ 537,000 | $ 89,500 | $ 44,000 |
| Chesapeake, Virginia | 6 | $ 1,423,000 | $ 237,166 | $ 50,000 |
| Virginia Beach, Virginia | 6 | $ 1,334,000 | $ 222,333 | $ 23,000 |
| Clayton, Georgia | 5 | $ 438,000 | $ 87,600 | $ 69,000 |
| Paulding, Georgia | 5 | $ 719,000 | $ 143,800 | $ 61,000 |
| Allegany, Maryland | 5 | $ 812,000 | $ 162,400 | $ 62,000 |
| Hennepin, Minnesota | 5 | $ 826,000 | $ 165,200 | $ 65,000 |
| Monroe, New York | 5 | $ 901,000 | $ 180,200 | $ 81,000 |
| Oswego, New York | 5 | $ 418,000 | $ 83,600 | $ 35,000 |
| Ulster, New York | 5 | $ 1,393,000 | $ 278,600 | $ 150,000 |
| Chatham, North Carolina | 5 | $ 1,208,000 | $ 241,600 | $ 88,000 |
| Union, North Carolina | 5 | $ 972,000 | $ 194,400 | $ 76,000 |
| Lycoming, Pennsylvania | 5 | $ 568,000 | $ 113,600 | $ 68,000 |
| Somerset, Pennsylvania | 5 | $ 745,000 | $ 149,000 | $ 84,000 |
| Newport, Rhode Island | 5 | $ 1,273,000 | $ 254,600 | $ 98,000 |
| Kershaw, South Carolina | 5 | $ 994,000 | $ 198,800 | $ 89,000 |
| York, South Carolina | 5 | $ 1,312,000 | $ 262,400 | $ 70,000 |
| Davidson, Tennessee | 5 | $ 749,000 | $ 149,800 | $ 57,000 |
| Bexar, Texas | 5 | $ 853,000 | $ 170,600 | $ 0 |
| Alexandria, Virginia | 5 | $ 1,132,000 | $ 226,400 | $ 83,000 |
| Fauquier, Virginia | 5 | $ 1,074,000 | $ 214,800 | $ 93,000 |
| Hanover, Virginia | 5 | $ 1,256,000 | $ 251,200 | $ 30,000 |
| Portsmouth, Virginia | 5 | $ 978,000 | $ 195,600 | $ 47,000 |
| Richmond City, Virginia | 5 | $ 768,000 | $ 153,600 | $ 41,000 |
| Putnam, West Virginia | 5 | $ 1,280,000 | $ 256,000 | $ 101,000 |
| Benton, Arkansas | 4 | $ 629,000 | $ 157,250 | $ 54,000 |
| Los Angeles, California | 4 | $ 1,838,000 | $ 459,500 | $ 128,000 |
| Citrus, Florida | 4 | $ 469,000 | $ 117,250 | $ 58,000 |
| Dorchester, Maryland | 4 | $ 841,000 | $ 210,250 | $ 58,000 |
| Talbot, Maryland | 4 | $ 968,000 | $ 242,000 | $ 92,000 |
| Worcester, Maryland | 4 | $ 1,075,000 | $ 268,750 | $ 251,000 |
| Hinds, Mississippi | 4 | $ 360,000 | $ 90,000 | $ 70,000 |
| Dutchess, New York | 4 | $ 777,000 | $ 194,250 | $ 64,000 |
| Putnam, New York | 4 | $ 1,241,000 | $ 310,250 | $ 105,000 |
| New Hanover, North Carolina | 4 | $ 839,000 | $ 209,750 | $ 90,000 |
| Onslow, North Carolina | 4 | $ 479,000 | $ 119,750 | $ 59,000 |
| Randolph, North Carolina | 4 | $ 492,000 | $ 123,000 | $ 35,000 |
| Sampson, North Carolina | 4 | $ 345,000 | $ 86,250 | $ 20,000 |
| Knox, Ohio | 4 | $ 493,000 | $ 123,250 | $ 73,000 |
| Montgomery, Ohio | 4 | $ 577,000 | $ 144,250 | $ 76,000 |
| Richland, Ohio | 4 | $ 395,000 | $ 98,750 | $ 52,000 |
| Crawford, Pennsylvania | 4 | $ 345,000 | $ 86,250 | $ 40,000 |
| Huntingdon, Pennsylvania | 4 | $ 556,000 | $ 139,000 | $ 74,000 |
| Aiken, South Carolina | 4 | $ 627,000 | $ 156,750 | $ 48,000 |
| Anderson, South Carolina | 4 | $ 645,000 | $ 161,250 | $ 71,000 |
| Clarendon, South Carolina | 4 | $ 822,000 | $ 205,500 | $ 95,000 |
| Shelby, Tennessee | 4 | $ 499,000 | $ 124,750 | $ 40,000 |
| Culpeper, Virginia | 4 | $ 901,000 | $ 225,250 | $ 64,000 |
| Fairfax City, Virginia | 4 | $ 842,000 | $ 210,500 | $ 79,000 |
| Frederick, Virginia | 4 | $ 832,000 | $ 208,000 | $ 85,000 |
| Jefferson, Alabama | 3 | $ 201,000 | $ 67,000 | $ 42,000 |
| Madison, Alabama | 3 | $ 556,000 | $ 185,333 | $ 55,000 |
| Anchorage, Alaska | 3 | $ 839,000 | $ 279,666 | $ 41,000 |
| Maricopa, Arizona | 3 | $ 528,000 | $ 176,000 | $ 76,000 |
| El Paso, Colorado | 3 | $ 827,000 | $ 275,666 | $ 24,000 |
| Litchfield, Connecticut | 3 | $ 696,000 | $ 232,000 | $ 86,000 |
| New London, Connecticut | 3 | $ 647,000 | $ 215,666 | $ 79,000 |
| Charlotte, Florida | 3 | $ 264,000 | $ 88,000 | $ 75,000 |
| Manatee, Florida | 3 | $ 559,000 | $ 186,333 | $ 90,000 |
| St. Johns, Florida | 3 | $ 646,000 | $ 215,333 | $ 83,000 |
| Barrow, Georgia | 3 | $ 897,000 | $ 299,000 | $ 84,000 |
| Chatham, Georgia | 3 | $ 340,000 | $ 113,333 | $ 77,000 |
| Will, Illinois | 3 | $ 536,000 | $ 178,666 | $ 59,000 |
| Hancock, Indiana | 3 | $ 708,000 | $ 236,000 | $ 73,000 |
| York, Maine | 3 | $ 1,565,000 | $ 521,666 | $ 206,000 |
| Garrett, Maryland | 3 | $ 662,000 | $ 220,666 | $ 64,000 |
| Somerset, Maryland | 3 | $ 753,000 | $ 251,000 | $ 65,000 |
| Macomb, Michigan | 3 | $ 499,000 | $ 166,333 | $ 90,000 |
| St. Louis, Missouri | 3 | $ 369,000 | $ 123,000 | $ 57,000 |
| Merrimack, New Hampshire | 3 | $ 595,000 | $ 198,333 | $ 68,000 |
| New York, New York | 3 | $ 1,707,000 | $ 569,000 | $ 219,000 |
| Buncombe, North Carolina | 3 | $ 502,000 | $ 167,333 | $ 43,000 |
| Caswell, North Carolina | 3 | $ 280,000 | $ 93,333 | $ 39,000 |
| Catawba, North Carolina | 3 | $ 475,000 | $ 158,333 | $ 62,000 |
| Cumberland, North Carolina | 3 | $ 317,000 | $ 105,666 | $ 32,000 |
| Henderson, North Carolina | 3 | $ 655,000 | $ 218,333 | $ 63,000 |
| Lee, North Carolina | 3 | $ 364,000 | $ 121,333 | $ 41,000 |
| Moore, North Carolina | 3 | $ 561,000 | $ 187,000 | $ 34,000 |
| Nash, North Carolina | 3 | $ 217,000 | $ 72,333 | $ 21,000 |
| Person, North Carolina | 3 | $ 381,000 | $ 127,000 | $ 57,000 |
| Pitt, North Carolina | 3 | $ 433,000 | $ 144,333 | $ 77,000 |
| Rowan, North Carolina | 3 | $ 452,000 | $ 150,666 | $ 50,000 |
| Fairfield, Ohio | 3 | $ 720,000 | $ 240,000 | $ 79,000 |
| Franklin, Ohio | 3 | $ 431,000 | $ 143,666 | $ 36,000 |
| Lucas, Ohio | 3 | $ 336,000 | $ 112,000 | $ 29,000 |
| Armstrong, Pennsylvania | 3 | $ 482,000 | $ 160,666 | $ 89,000 |
| Bedford, Pennsylvania | 3 | $ 294,000 | $ 98,000 | $ 48,000 |
| Erie, Pennsylvania | 3 | $ 211,000 | $ 70,333 | $ 40,000 |
| Franklin, Pennsylvania | 3 | $ 870,000 | $ 290,000 | $ 194,000 |
| Mercer, Pennsylvania | 3 | $ 452,000 | $ 150,666 | $ 99,000 |
| Schuylkill, Pennsylvania | 3 | $ 212,000 | $ 70,666 | $ 53,000 |
| Chester, South Carolina | 3 | $ 285,000 | $ 95,000 | $ 52,000 |
| Montgomery, Tennessee | 3 | $ 449,000 | $ 149,666 | $ 65,000 |
| Dallas, Texas | 3 | $ 436,000 | $ 145,333 | $ 13,000 |
| Harris, Texas | 3 | $ 475,000 | $ 158,333 | $ 24,000 |
| Dinwiddie, Virginia | 3 | $ 519,000 | $ 173,000 | $ 53,000 |
| Falls Church, Virginia | 3 | $ 1,469,000 | $ 489,666 | $ 125,000 |
| Spokane, Washington | 3 | $ 455,000 | $ 151,666 | $ 34,000 |
| Berkeley, West Virginia | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Jefferson, West Virginia | 3 | $ 872,000 | $ 290,666 | $ 99,000 |
| Kanawha, West Virginia | 3 | $ 231,000 | $ 77,000 | $ 35,000 |
| Outagamie, Wisconsin | 3 | $ 570,000 | $ 190,000 | $ 51,000 |
| Chilton, Alabama | 2 | $ 173,000 | $ 86,500 | $ 65,000 |
| Etowah, Alabama | 2 | $ 298,000 | $ 149,000 | $ 39,000 |
| Pinal, Arizona | 2 | $ 375,000 | $ 187,500 | $ 54,000 |
| Contra Costa, California | 2 | $ 625,000 | $ 312,500 | $ 156,000 |
| Sacramento, California | 2 | $ 362,000 | $ 181,000 | $ 73,000 |
| San Diego, California | 2 | $ 830,000 | $ 415,000 | $ 45,000 |
| Stanislaus, California | 2 | $ 302,000 | $ 151,000 | $ 46,000 |
| Adams, Colorado | 2 | $ 438,000 | $ 219,000 | $ 51,000 |
| Arapahoe, Colorado | 2 | $ 346,000 | $ 173,000 | $ 18,000 |
| Jefferson, Colorado | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| Collier, Florida | 2 | $ 602,000 | $ 301,000 | $ 120,000 |
| Escambia, Florida | 2 | $ 255,000 | $ 127,500 | $ 35,000 |
| Indian River, Florida | 2 | $ 371,000 | $ 185,500 | $ 34,000 |
| Leon, Florida | 2 | $ 482,000 | $ 241,000 | $ 75,000 |
| Sumter, Florida | 2 | $ 519,000 | $ 259,500 | $ 35,000 |
| Bartow, Georgia | 2 | $ 392,000 | $ 196,000 | $ 74,000 |
| Bulloch, Georgia | 2 | $ 296,000 | $ 148,000 | $ 63,000 |
| Coweta, Georgia | 2 | $ 247,000 | $ 123,500 | $ 14,000 |
| Crisp, Georgia | 2 | $ 246,000 | $ 123,000 | $ 44,000 |
| Effingham, Georgia | 2 | $ 586,000 | $ 293,000 | $ 94,000 |
| Gilmer, Georgia | 2 | $ 616,000 | $ 308,000 | $ 44,000 |
| Hall, Georgia | 2 | $ 320,000 | $ 160,000 | $ 44,000 |
| Haralson, Georgia | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Liberty, Georgia | 2 | $ 191,000 | $ 95,500 | $ 60,000 |
| McDuffie, Georgia | 2 | $ 169,000 | $ 84,500 | $ 55,000 |
| Newton, Georgia | 2 | $ 478,000 | $ 239,000 | $ 54,000 |
| Sumter, Georgia | 2 | $ 233,000 | $ 116,500 | $ 31,000 |
| Walton, Georgia | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| Cook, Illinois | 2 | $ 327,000 | $ 163,500 | $ 45,000 |
| Lake, Illinois | 2 | $ 247,000 | $ 123,500 | $ 53,000 |
| Lake, Indiana | 2 | $ 152,000 | $ 76,000 | $ 34,000 |
| East Baton Rouge, Louisiana | 2 | $ 269,000 | $ 134,500 | $ 61,000 |
| Berkshire, Massachusetts | 2 | $ 327,000 | $ 163,500 | $ 42,000 |
| Hampshire, Massachusetts | 2 | $ 619,000 | $ 309,500 | $ 154,000 |
| Ingham, Michigan | 2 | $ 289,000 | $ 144,500 | $ 60,000 |
| Claiborne, Mississippi | 2 | $ 134,000 | $ 67,000 | $ 29,000 |
| Rankin, Mississippi | 2 | $ 300,000 | $ 150,000 | $ 51,000 |
| Yellowstone, Montana | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Clark, Nevada | 2 | $ 398,000 | $ 199,000 | $ 47,000 |
| Grafton, New Hampshire | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Albany, New York | 2 | $ 421,000 | $ 210,500 | $ 69,000 |
| Chemung, New York | 2 | $ 327,000 | $ 163,500 | $ 62,000 |
| Oneida, New York | 2 | $ 206,000 | $ 103,000 | $ 87,000 |
| Tioga, New York | 2 | $ 246,000 | $ 123,000 | $ 41,000 |
| Iredell, North Carolina | 2 | $ 181,000 | $ 90,500 | $ 27,000 |
| Pender, North Carolina | 2 | $ 342,000 | $ 171,000 | $ 52,000 |
| Belmont, Ohio | 2 | $ 236,000 | $ 118,000 | $ 74,000 |
| Coshocton, Ohio | 2 | $ 168,000 | $ 84,000 | $ 68,000 |
| Cuyahoga, Ohio | 2 | $ 164,000 | $ 82,000 | $ 67,000 |
| Mahoning, Ohio | 2 | $ 318,000 | $ 159,000 | $ 75,000 |
| Summit, Ohio | 2 | $ 449,000 | $ 224,500 | $ 85,000 |
| Lane, Oregon | 2 | $ 405,000 | $ 202,500 | $ 0 |
| Clinton, Pennsylvania | 2 | $ 241,000 | $ 120,500 | $ 82,000 |
| Columbia, Pennsylvania | 2 | $ 291,000 | $ 145,500 | $ 70,000 |
| Elk, Pennsylvania | 2 | $ 142,000 | $ 71,000 | $ 42,000 |
| Greene, Pennsylvania | 2 | $ 153,000 | $ 76,500 | $ 49,000 |
| Colleton, South Carolina | 2 | $ 368,000 | $ 184,000 | $ 48,000 |
| Dillon, South Carolina | 2 | $ 95,000 | $ 47,500 | $ 24,000 |
| Lancaster, South Carolina | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Pickens, South Carolina | 2 | $ 162,000 | $ 81,000 | $ 32,000 |
| Williamsburg, South Carolina | 2 | $ 125,000 | $ 62,500 | $ 35,000 |
| Sevier, Tennessee | 2 | $ 436,000 | $ 218,000 | $ 102,000 |
| Collin, Texas | 2 | $ 417,000 | $ 208,500 | $ 0 |
| Denton, Texas | 2 | $ 419,000 | $ 209,500 | $ 0 |
| El Paso, Texas | 2 | $ 234,000 | $ 117,000 | $ 30,000 |
| Fort Bend, Texas | 2 | $ 252,000 | $ 126,000 | $ 20,000 |
| Galveston, Texas | 2 | $ 477,000 | $ 238,500 | $ 76,000 |
| Tarrant, Texas | 2 | $ 261,000 | $ 130,500 | $ 24,000 |
| Travis, Texas | 2 | $ 444,000 | $ 222,000 | $ 46,000 |
| Utah, Utah | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| Washington, Utah | 2 | $ 396,000 | $ 198,000 | $ 99,000 |
| Albemarle, Virginia | 2 | $ 386,000 | $ 193,000 | $ 88,000 |
| Bedford, Virginia | 2 | $ 414,000 | $ 207,000 | $ 53,000 |
| Fredericksburg, Virginia | 2 | $ 647,000 | $ 323,500 | $ 0 |
| Gloucester, Virginia | 2 | $ 322,000 | $ 161,000 | $ 54,000 |
| Henry, Virginia | 2 | $ 418,000 | $ 209,000 | $ 79,000 |
| Louisa, Virginia | 2 | $ 513,000 | $ 256,500 | $ 87,000 |
| Mecklenburg, Virginia | 2 | $ 299,000 | $ 149,500 | $ 66,000 |
| Nottoway, Virginia | 2 | $ 112,000 | $ 56,000 | $ 67,000 |
| Page, Virginia | 2 | $ 468,000 | $ 234,000 | $ 46,000 |
| Roanoke, Virginia | 2 | $ 426,000 | $ 213,000 | $ 68,000 |
| Southampton, Virginia | 2 | $ 472,000 | $ 236,000 | $ 94,000 |
| Westmoreland, Virginia | 2 | $ 649,000 | $ 324,500 | $ 160,000 |
| Williamsburg, Virginia | 2 | $ 349,000 | $ 174,500 | $ 43,000 |
| Thurston, Washington | 2 | $ 411,000 | $ 205,500 | $ 22,000 |
| Lewis, West Virginia | 2 | $ 254,000 | $ 127,000 | $ 62,000 |
| Marshall, West Virginia | 2 | $ 139,000 | $ 69,500 | $ 48,000 |
| Waupaca, Wisconsin | 2 | $ 273,000 | $ 136,500 | $ 53,000 |
| Baldwin, Alabama | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Coffee, Alabama | 1 | $ 267,000 | $ 267,000 | $ 85,000 |
| Colbert, Alabama | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Geneva, Alabama | 1 | $ 123,000 | $ 123,000 | $ 93,000 |
| Houston, Alabama | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Russell, Alabama | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Tuscaloosa, Alabama | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Matanuska-Susitna, Alaska | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Garland, Arkansas | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Alameda, California | 1 | $ 417,000 | $ 417,000 | $ 98,000 |
| Kern, California | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Riverside, California | 1 | $ 96,000 | $ 96,000 | $ 144,000 |
| San Joaquin, California | 1 | $ 89,000 | $ 89,000 | $ 100,000 |
| Sonoma, California | 1 | $ 636,000 | $ 636,000 | $ 147,000 |
| Denver, Colorado | 1 | $ 292,000 | $ 292,000 | $ 58,000 |
| Douglas, Colorado | 1 | $ 417,000 | $ 417,000 | $ 142,000 |
| Fremont, Colorado | 1 | $ 123,000 | $ 123,000 | $ 85,000 |
| La Plata, Colorado | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Weld, Colorado | 1 | $ 188,000 | $ 188,000 | $ 67,000 |
| Tolland, Connecticut | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Clay, Florida | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Flagler, Florida | 1 | $ 228,000 | $ 228,000 | $ 162,000 |
| Franklin, Florida | 1 | $ 417,000 | $ 417,000 | $ 424,000 |
| Gadsden, Florida | 1 | $ 58,000 | $ 58,000 | $ 209,000 |
| Hendry, Florida | 1 | $ 251,000 | $ 251,000 | $ 72,000 |
| Highlands, Florida | 1 | $ 109,000 | $ 109,000 | $ 29,000 |
| Lafayette, Florida | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Nassau, Florida | 1 | $ 377,000 | $ 377,000 | $ 103,000 |
| Okaloosa, Florida | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Okeechobee, Florida | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Atkinson, Georgia | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Camden, Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Catoosa, Georgia | 1 | $ 113,000 | $ 113,000 | $ 31,000 |
| Clarke, Georgia | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Columbia, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 190,000 | $ 190,000 | $ 33,000 |
| Glynn, Georgia | 1 | $ 240,000 | $ 240,000 | $ 57,000 |
| Habersham, Georgia | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Harris, Georgia | 1 | $ 264,000 | $ 264,000 | $ 59,000 |
| Houston, Georgia | 1 | $ 167,000 | $ 167,000 | $ 104,000 |
| Jackson, Georgia | 1 | $ 261,000 | $ 261,000 | $ 54,000 |
| Montgomery, Georgia | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Rockdale, Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Spalding, Georgia | 1 | $ 223,000 | $ 223,000 | $ 36,000 |
| Stephens, Georgia | 1 | $ 77,000 | $ 77,000 | $ 126,000 |
| Wayne, Georgia | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Wilcox, Georgia | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Ada, Idaho | 1 | $ 254,000 | $ 254,000 | $ 86,000 |
| Bonneville, Idaho | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Kootenai, Idaho | 1 | $ 387,000 | $ 387,000 | $ 65,000 |
| Nez Perce, Idaho | 1 | $ 217,000 | $ 217,000 | $ 83,000 |
| Kane, Illinois | 1 | $ 306,000 | $ 306,000 | $ 83,000 |
| Kankakee, Illinois | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Madison, Illinois | 1 | $ 281,000 | $ 281,000 | $ 366,000 |
| Peoria, Illinois | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Piatt, Illinois | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| St. Clair, Illinois | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Elkhart, Indiana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Hendricks, Indiana | 1 | $ 108,000 | $ 108,000 | $ 65,000 |
| Madison, Indiana | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Marion, Indiana | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Polk, Iowa | 1 | $ 104,000 | $ 104,000 | $ 151,000 |
| Riley, Kansas | 1 | $ 157,000 | $ 157,000 | $ 113,000 |
| Shawnee, Kansas | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Wyandotte, Kansas | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Jefferson, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Oldham, Kentucky | 1 | $ 392,000 | $ 392,000 | $ 126,000 |
| Shelby, Kentucky | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
| Iberville, Louisiana | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Orleans, Louisiana | 1 | $ 73,000 | $ 73,000 | $ 49,000 |
| St. Mary, Louisiana | 1 | $ 89,000 | $ 89,000 | $ 59,000 |
| Cumberland, Maine | 1 | $ 292,000 | $ 292,000 | $ 99,000 |
| Penobscot, Maine | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Dukes, Massachusetts | 1 | $ 368,000 | $ 368,000 | $ 81,000 |
| Allegan, Michigan | 1 | $ 414,000 | $ 414,000 | $ 222,000 |
| Berrien, Michigan | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
| Hillsdale, Michigan | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Kent, Michigan | 1 | $ 210,000 | $ 210,000 | $ 67,000 |
| Keweenaw, Michigan | 1 | $ 189,000 | $ 189,000 | $ 51,000 |
| Leelanau, Michigan | 1 | $ 305,000 | $ 305,000 | $ 266,000 |
| Livingston, Michigan | 1 | $ 220,000 | $ 220,000 | $ 141,000 |
| Monroe, Michigan | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Washtenaw, Michigan | 1 | $ 228,000 | $ 228,000 | $ 169,000 |
| Dakota, Minnesota | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Scott, Minnesota | 1 | $ 186,000 | $ 186,000 | $ 127,000 |
| Watonwan, Minnesota | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Harrison, Mississippi | 1 | $ 138,000 | $ 138,000 | $ 21,000 |
| Jackson, Mississippi | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Jasper, Mississippi | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Simpson, Mississippi | 1 | $ 171,000 | $ 171,000 | $ 62,000 |
| Barry, Missouri | 1 | $ 207,000 | $ 207,000 | $ 44,000 |
| Camden, Missouri | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Jasper, Missouri | 1 | $ 51,000 | $ 51,000 | $ 31,000 |
| Ozark, Missouri | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| St. Charles, Missouri | 1 | $ 193,000 | $ 193,000 | $ 74,000 |
| St. Louis City, Missouri | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Hall, Nebraska | 1 | $ 230,000 | $ 230,000 | $ 83,000 |
| Douglas, Nevada | 1 | $ 178,000 | $ 178,000 | $ 26,000 |
| Sullivan, New Hampshire | 1 | $ 187,000 | $ 187,000 | $ 109,000 |
| Lincoln, New Mexico | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| Cayuga, New York | 1 | $ 136,000 | $ 136,000 | $ 25,000 |
| Delaware, New York | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
| Erie, New York | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Essex, New York | 1 | $ 357,000 | $ 357,000 | $ 107,000 |
| Franklin, New York | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Jefferson, New York | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| Otsego, New York | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Rensselaer, New York | 1 | $ 210,000 | $ 210,000 | $ 188,000 |
| Saratoga, New York | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| Schenectady, New York | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| Warren, New York | 1 | $ 329,000 | $ 329,000 | $ 188,000 |
| Ashe, North Carolina | 1 | $ 184,000 | $ 184,000 | $ 174,000 |
| Avery, North Carolina | 1 | $ 179,000 | $ 179,000 | $ 88,000 |
| Cabarrus, North Carolina | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Clay, North Carolina | 1 | $ 202,000 | $ 202,000 | $ 85,000 |
| Cleveland, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Currituck, North Carolina | 1 | $ 279,000 | $ 279,000 | $ 59,000 |
| Davidson, North Carolina | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Davie, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 190,000 |
| Duplin, North Carolina | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Edgecombe, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Gates, North Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Greene, North Carolina | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Jones, North Carolina | 1 | $ 297,000 | $ 297,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Waterfield Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,890 | $1,168,431,000 | $238,000 | $2,100,000 | $77,000 | $1,500,000 |
| Home Purchase | 3,355 | $736,421,000 | $219,000 | $1,013,000 | $88,000 | $1,843,000 |
| Home Improvement | 19 | $3,936,000 | $207,000 | $417,000 | $119,000 | $660,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,439 | $1,032,145,000 | $232,000 | $2,100,000 | $87,000 | $1,843,000 |
| Black or African American | 1,480 | $316,931,000 | $214,000 | $1,082,000 | $64,000 | $493,000 |
| Not Provided | 1,110 | $247,390,000 | $222,000 | $1,538,000 | $82,000 | $1,318,000 |
| Hispanic | 978 | $238,235,000 | $243,000 | $1,068,000 | $73,000 | $540,000 |
| Asian | 221 | $65,247,000 | $295,000 | $980,000 | $120,000 | $814,000 |
| American Indian or Alaskan Native | 21 | $4,509,000 | $214,000 | $353,000 | $68,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $4,331,000 | $288,000 | $432,000 | $118,000 | $376,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,208 | $996,085,000 | $236,000 | $2,100,000 | $100,000 | $1,843,000 |
| FHA-insured (Federal Housing Administration) | 3,700 | $852,586,000 | $230,000 | $741,000 | $63,000 | $792,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 180 | $20,275,000 | $112,000 | $281,000 | $42,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 176 | $39,842,000 | $226,000 | $563,000 | $39,000 | $212,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,243 | $964,104,000 | $227,000 | $780,000 | $76,000 | $1,318,000 |
| Application Approved But Not Accepted | 1,872 | $441,161,000 | $235,000 | $1,082,000 | $88,000 | $888,000 |
| Application Denied By Financial Institution | 1,486 | $342,613,000 | $230,000 | $1,538,000 | $85,000 | $1,843,000 |
| File Closed For Incompleteness | 486 | $120,920,000 | $248,000 | $2,100,000 | $90,000 | $762,000 |
| Application Withdrawn By Applicant | 176 | $39,810,000 | $226,000 | $900,000 | $88,000 | $406,000 |
| Preapproval Denied by Financial Institution | 1 | $180,000 | $180,000 | $180,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 472 | $115,947,000 | $245,000 | $1,100,000 | $65,000 | $457,000 |
| Credit History | 392 | $80,013,000 | $204,000 | $858,000 | $75,000 | $630,000 |
| Collateral | 233 | $53,849,000 | $231,000 | $823,000 | $111,000 | $700,000 |
| Other | 158 | $37,206,000 | $235,000 | $1,013,000 | $120,000 | $1,843,000 |
| Unverifiable Information | 84 | $21,443,000 | $255,000 | $550,000 | $103,000 | $422,000 |
| Employment History | 74 | $14,867,000 | $200,000 | $448,000 | $65,000 | $240,000 |
| Credit Application Incomplete | 28 | $8,569,000 | $306,000 | $1,538,000 | $124,000 | $408,000 |
| Mortgage Insurance Denied | 27 | $7,123,000 | $263,000 | $432,000 | $105,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,776,000 | $198,000 | $401,000 | $64,000 | $165,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Waterfield Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Waterfield Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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