Inland Bank & Trust Mortgage Lending & HMDA Data, 2022
In 2022, Inland Bank & Trust of Geneva, IL reported 1,986 mortgage applications totaling $582.1 million, down 54% from 2021. The average application was for $293,096, and applicants reported an average income of $123,576. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Chicago-Naperville, IL (582), Springfield, MA (151) and Peoria, IL (131) (applications in parentheses).
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,986 |
| Total Mortgage Loan Application Amount | $582,090,000 |
| Average Mortgage Loan Application Amount | $293,096 |
| Highest Mortgage Loan Application Amount | $4,065,000 |
| Average Applicant Income | $123,576 |
| Highest Applicant Income | $1,801,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 373 | $ 115,375,000 | $ 309,316 | $ 138,000 |
| Hampden, Massachusetts | 144 | $ 28,260,000 | $ 196,250 | $ 68,000 |
| DuPage, Illinois | 98 | $ 30,260,000 | $ 308,775 | $ 136,000 |
| Lake, Illinois | 94 | $ 24,480,000 | $ 260,425 | $ 123,000 |
| Peoria, Illinois | 76 | $ 6,760,000 | $ 88,947 | $ 60,000 |
| Will, Illinois | 62 | $ 14,530,000 | $ 234,354 | $ 155,000 |
| Worcester, Massachusetts | 58 | $ 16,450,000 | $ 283,620 | $ 110,000 |
| Kane, Illinois | 57 | $ 12,345,000 | $ 216,578 | $ 121,000 |
| Nassau, New York | 52 | $ 25,270,000 | $ 485,961 | $ 150,000 |
| McHenry, Illinois | 43 | $ 11,605,000 | $ 269,883 | $ 128,000 |
| Queens, New York | 40 | $ 21,480,000 | $ 537,000 | $ 143,000 |
| Tazewell, Illinois | 39 | $ 3,245,000 | $ 83,205 | $ 51,000 |
| Maricopa, Arizona | 30 | $ 17,480,000 | $ 582,666 | $ 218,000 |
| Walworth, Wisconsin | 30 | $ 9,080,000 | $ 302,666 | $ 172,000 |
| Suffolk, New York | 28 | $ 12,250,000 | $ 437,500 | $ 137,000 |
| Clinton, New York | 26 | $ 4,060,000 | $ 156,153 | $ 81,000 |
| Sedgwick, Kansas | 25 | $ 4,725,000 | $ 189,000 | $ 73,000 |
| Hartford, Connecticut | 24 | $ 4,420,000 | $ 184,166 | $ 72,000 |
| Westchester, New York | 24 | $ 9,160,000 | $ 381,666 | $ 137,000 |
| Providence, Rhode Island | 23 | $ 6,605,000 | $ 287,173 | $ 108,000 |
| Kings, New York | 21 | $ 8,545,000 | $ 406,904 | $ 175,000 |
| Kendall, Illinois | 14 | $ 3,010,000 | $ 215,000 | $ 87,000 |
| Winnebago, Illinois | 13 | $ 4,095,000 | $ 315,000 | $ 102,000 |
| Bergen, New Jersey | 13 | $ 6,215,000 | $ 478,076 | $ 135,000 |
| Richmond, New York | 11 | $ 6,155,000 | $ 559,545 | $ 140,000 |
| Fairfield, Connecticut | 10 | $ 4,640,000 | $ 464,000 | $ 181,000 |
| Windham, Connecticut | 10 | $ 3,060,000 | $ 306,000 | $ 96,000 |
| Orange, New York | 10 | $ 3,330,000 | $ 333,000 | $ 117,000 |
| St. Lawrence, New York | 10 | $ 1,680,000 | $ 168,000 | $ 79,000 |
| DeKalb, Illinois | 9 | $ 2,155,000 | $ 239,444 | $ 96,000 |
| Collier, Florida | 8 | $ 3,680,000 | $ 460,000 | $ 214,000 |
| Union, New Jersey | 8 | $ 3,030,000 | $ 378,750 | $ 136,000 |
| Fulton, Illinois | 7 | $ 975,000 | $ 139,285 | $ 83,000 |
| Woodford, Illinois | 7 | $ 495,000 | $ 70,714 | $ 42,000 |
| Lake, Indiana | 7 | $ 1,035,000 | $ 147,857 | $ 137,000 |
| Essex, New Jersey | 7 | $ 2,225,000 | $ 317,857 | $ 119,000 |
| Pinal, Arizona | 6 | $ 1,960,000 | $ 326,666 | $ 96,000 |
| Imperial, California | 6 | $ 2,010,000 | $ 335,000 | $ 118,000 |
| San Diego, California | 6 | $ 3,680,000 | $ 613,333 | $ 157,000 |
| Lee, Florida | 6 | $ 1,740,000 | $ 290,000 | $ 135,000 |
| Sarasota, Florida | 6 | $ 1,820,000 | $ 303,333 | $ 134,000 |
| Grundy, Illinois | 6 | $ 1,090,000 | $ 181,666 | $ 69,000 |
| Kankakee, Illinois | 6 | $ 920,000 | $ 153,333 | $ 83,000 |
| Bristol, Massachusetts | 6 | $ 1,860,000 | $ 310,000 | $ 113,000 |
| Hampshire, Massachusetts | 6 | $ 1,420,000 | $ 236,666 | $ 71,000 |
| Middlesex, New Jersey | 6 | $ 2,380,000 | $ 396,666 | $ 140,000 |
| Monmouth, New Jersey | 6 | $ 3,130,000 | $ 521,666 | $ 139,000 |
| Bronx, New York | 6 | $ 2,270,000 | $ 378,333 | $ 119,000 |
| Escambia, Florida | 5 | $ 875,000 | $ 175,000 | $ 89,000 |
| Palm Beach, Florida | 5 | $ 1,315,000 | $ 263,000 | $ 103,000 |
| Santa Rosa, Florida | 5 | $ 995,000 | $ 199,000 | $ 84,000 |
| Porter, Indiana | 5 | $ 675,000 | $ 135,000 | $ 120,000 |
| Barnstable, Massachusetts | 5 | $ 2,055,000 | $ 411,000 | $ 128,000 |
| Norfolk, Massachusetts | 5 | $ 1,325,000 | $ 265,000 | $ 116,000 |
| Hillsborough, New Hampshire | 5 | $ 2,225,000 | $ 445,000 | $ 129,000 |
| Dutchess, New York | 5 | $ 2,005,000 | $ 401,000 | $ 145,000 |
| Kenosha, Wisconsin | 5 | $ 1,465,000 | $ 293,000 | $ 164,000 |
| Los Angeles, California | 4 | $ 2,810,000 | $ 702,500 | $ 211,000 |
| Broward, Florida | 4 | $ 1,810,000 | $ 452,500 | $ 330,000 |
| Manatee, Florida | 4 | $ 2,390,000 | $ 597,500 | $ 266,000 |
| Douglas, Illinois | 4 | $ 290,000 | $ 72,500 | $ 52,000 |
| Knox, Illinois | 4 | $ 190,000 | $ 47,500 | $ 44,000 |
| McLean, Illinois | 4 | $ 510,000 | $ 127,500 | $ 67,000 |
| Whiteside, Illinois | 4 | $ 360,000 | $ 90,000 | $ 51,000 |
| Butler, Kansas | 4 | $ 740,000 | $ 185,000 | $ 59,000 |
| Suffolk, Massachusetts | 4 | $ 2,310,000 | $ 577,500 | $ 301,000 |
| Passaic, New Jersey | 4 | $ 2,140,000 | $ 535,000 | $ 151,000 |
| Putnam, New York | 4 | $ 840,000 | $ 210,000 | $ 68,000 |
| Saratoga, New York | 4 | $ 830,000 | $ 207,500 | $ 95,000 |
| Monroe, Pennsylvania | 4 | $ 1,450,000 | $ 362,500 | $ 110,000 |
| Richland, South Carolina | 4 | $ 520,000 | $ 130,000 | $ 28,000 |
| Washington, Utah | 4 | $ 2,320,000 | $ 580,000 | $ 247,000 |
| Coconino, Arizona | 3 | $ 1,315,000 | $ 438,333 | $ 160,000 |
| Pima, Arizona | 3 | $ 905,000 | $ 301,666 | $ 148,000 |
| Pinellas, Florida | 3 | $ 1,195,000 | $ 398,333 | $ 138,000 |
| Polk, Florida | 3 | $ 1,035,000 | $ 345,000 | $ 116,000 |
| St. Johns, Florida | 3 | $ 1,065,000 | $ 355,000 | $ 137,000 |
| St. Lucie, Florida | 3 | $ 705,000 | $ 235,000 | $ 246,000 |
| Henry, Illinois | 3 | $ 145,000 | $ 48,333 | $ 39,000 |
| Ogle, Illinois | 3 | $ 635,000 | $ 211,666 | $ 109,000 |
| Clark, Nevada | 3 | $ 1,165,000 | $ 388,333 | $ 312,000 |
| Rockland, New York | 3 | $ 1,365,000 | $ 455,000 | $ 181,000 |
| Warren, New York | 3 | $ 845,000 | $ 281,666 | $ 84,000 |
| Hamilton, Ohio | 3 | $ 205,000 | $ 68,333 | $ 43,000 |
| Lancaster, Pennsylvania | 3 | $ 605,000 | $ 201,666 | $ 86,000 |
| Philadelphia, Pennsylvania | 3 | $ 825,000 | $ 275,000 | $ 210,000 |
| Kent, Rhode Island | 3 | $ 715,000 | $ 238,333 | $ 56,000 |
| Williamson, Tennessee | 3 | $ 2,015,000 | $ 671,666 | $ 165,000 |
| Guadalupe, Texas | 3 | $ 855,000 | $ 285,000 | $ 102,000 |
| Racine, Wisconsin | 3 | $ 1,315,000 | $ 438,333 | $ 177,000 |
| Tuscaloosa, Alabama | 2 | $ 740,000 | $ 370,000 | $ 222,000 |
| Orange, California | 2 | $ 630,000 | $ 315,000 | $ 175,000 |
| Riverside, California | 2 | $ 910,000 | $ 455,000 | $ 140,000 |
| Santa Cruz, California | 2 | $ 830,000 | $ 415,000 | $ 102,000 |
| Denver, Colorado | 2 | $ 900,000 | $ 450,000 | $ 158,000 |
| Litchfield, Connecticut | 2 | $ 610,000 | $ 305,000 | $ 153,000 |
| Tolland, Connecticut | 2 | $ 760,000 | $ 380,000 | $ 125,000 |
| Brevard, Florida | 2 | $ 590,000 | $ 295,000 | $ 163,000 |
| Charlotte, Florida | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Flagler, Florida | 2 | $ 860,000 | $ 430,000 | $ 160,000 |
| Miami-Dade, Florida | 2 | $ 330,000 | $ 165,000 | $ 126,000 |
| Osceola, Florida | 2 | $ 590,000 | $ 295,000 | $ 116,000 |
| Hawaii, Hawaii | 2 | $ 610,000 | $ 305,000 | $ 88,000 |
| Jackson, Illinois | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| LaSalle, Illinois | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Lee, Illinois | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Madison, Illinois | 2 | $ 390,000 | $ 195,000 | $ 173,000 |
| Mason, Illinois | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| Sangamon, Illinois | 2 | $ 620,000 | $ 310,000 | $ 283,000 |
| Stark, Illinois | 2 | $ 90,000 | $ 45,000 | $ 21,000 |
| St. Joseph, Indiana | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Clinton, Iowa | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Cowley, Kansas | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Middlesex, Massachusetts | 2 | $ 940,000 | $ 470,000 | $ 121,000 |
| Plymouth, Massachusetts | 2 | $ 1,310,000 | $ 655,000 | $ 139,000 |
| Berrien, Michigan | 2 | $ 890,000 | $ 445,000 | $ 247,000 |
| Genesee, Michigan | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Livingston, Michigan | 2 | $ 650,000 | $ 325,000 | $ 147,000 |
| Oakland, Michigan | 2 | $ 280,000 | $ 140,000 | $ 88,000 |
| Washtenaw, Michigan | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Merrimack, New Hampshire | 2 | $ 650,000 | $ 325,000 | $ 94,000 |
| Hudson, New Jersey | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Essex, New York | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Greene, New York | 2 | $ 390,000 | $ 195,000 | $ 125,000 |
| Ulster, New York | 2 | $ 430,000 | $ 215,000 | $ 122,000 |
| Washington, New York | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Durham, North Carolina | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Guilford, North Carolina | 2 | $ 630,000 | $ 315,000 | $ 81,000 |
| Harnett, North Carolina | 2 | $ 690,000 | $ 345,000 | $ 109,000 |
| Mecklenburg, North Carolina | 2 | $ 790,000 | $ 395,000 | $ 260,000 |
| Oconee, South Carolina | 2 | $ 240,000 | $ 120,000 | $ 225,000 |
| Knox, Tennessee | 2 | $ 240,000 | $ 120,000 | $ 446,000 |
| Maury, Tennessee | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Sevier, Tennessee | 2 | $ 630,000 | $ 315,000 | $ 121,000 |
| Collin, Texas | 2 | $ 650,000 | $ 325,000 | $ 86,000 |
| Dallas, Texas | 2 | $ 1,030,000 | $ 515,000 | $ 155,000 |
| Harris, Texas | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Norfolk, Virginia | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| Shenandoah, Virginia | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Grays Harbor, Washington | 2 | $ 400,000 | $ 200,000 | $ 52,000 |
| King, Washington | 2 | $ 2,460,000 | $ 1,230,000 | $ 293,000 |
| Adams, Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 106,000 |
| Columbia, Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Marquette, Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 73,000 |
| Oneida, Wisconsin | 2 | $ 1,130,000 | $ 565,000 | $ 518,000 |
| Sauk, Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Clarke, Alabama | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Mobile, Alabama | 1 | $ 185,000 | $ 185,000 | $ 23,000 |
| Gila, Arizona | 1 | $ 845,000 | $ 845,000 | $ 165,000 |
| Navajo, Arizona | 1 | $ 605,000 | $ 605,000 | $ 331,000 |
| Yavapai, Arizona | 1 | $ 555,000 | $ 555,000 | $ 138,000 |
| Yuma, Arizona | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| San Bernardino, California | 1 | $ 445,000 | $ 445,000 | $ 164,000 |
| Arapahoe, Colorado | 1 | $ 645,000 | $ 645,000 | $ 130,000 |
| Douglas, Colorado | 1 | $ 505,000 | $ 505,000 | $ 124,000 |
| El Paso, Colorado | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Jefferson, Colorado | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Larimer, Colorado | 1 | $ 205,000 | $ 205,000 | $ 166,000 |
| Middlesex, Connecticut | 1 | $ 475,000 | $ 475,000 | $ 186,000 |
| New Haven, Connecticut | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Kent, Delaware | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Citrus, Florida | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Duval, Florida | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Hillsborough, Florida | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Lake, Florida | 1 | $ 295,000 | $ 295,000 | $ 57,000 |
| Monroe, Florida | 1 | $ 545,000 | $ 545,000 | $ 350,000 |
| Okeechobee, Florida | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Sumter, Florida | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Volusia, Florida | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| DeKalb, Georgia | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Fannin, Georgia | 1 | $ 365,000 | $ 365,000 | $ 49,000 |
| Fulton, Georgia | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Jo Daviess, Illinois | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Rock Island, Illinois | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Huntington, Indiana | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Kosciusko, Indiana | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| LaPorte, Indiana | 1 | $ 515,000 | $ 515,000 | $ 190,000 |
| Marion, Indiana | 1 | $ 255,000 | $ 255,000 | $ 533,000 |
| Vigo, Indiana | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Wells, Indiana | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| White, Indiana | 1 | $ 535,000 | $ 535,000 | $ 183,000 |
| Des Moines, Iowa | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Linn, Iowa | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Polk, Iowa | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Johnson, Kansas | 1 | $ 525,000 | $ 525,000 | $ 290,000 |
| Reno, Kansas | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Sumner, Kansas | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Kenton, Kentucky | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Kennebec, Maine | 1 | $ 395,000 | $ 395,000 | $ 315,000 |
| Berkshire, Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Essex, Massachusetts | 1 | $ 845,000 | $ 845,000 | $ 368,000 |
| Franklin, Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Nantucket, Massachusetts | 1 | $ 1,865,000 | $ 1,865,000 | $ 0 |
| Barry, Michigan | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Ingham, Michigan | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Macomb, Michigan | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Newaygo, Michigan | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Ontonagon, Michigan | 1 | $ 305,000 | $ 305,000 | $ 438,000 |
| Pope, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Washington, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Hinds, Mississippi | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Madison, Mississippi | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Pike, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Newton, Missouri | 1 | $ 615,000 | $ 615,000 | $ 161,000 |
| Platte, Missouri | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| St. Louis, Missouri | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
| Gallatin, Montana | 1 | $ 435,000 | $ 435,000 | $ 588,000 |
| Cheshire, New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Camden, New Jersey | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Cumberland, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Mercer, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Ocean, New Jersey | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| Chenango, New York | 1 | $ 155,000 | $ 155,000 | $ 154,000 |
| Delaware, New York | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Erie, New York | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| New York, New York | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Oswego, New York | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Otsego, New York | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Seneca, New York | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Sullivan, New York | 1 | $ 365,000 | $ 365,000 | $ 113,000 |
| Brunswick, North Carolina | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Catawba, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Dare, North Carolina | 1 | $ 645,000 | $ 645,000 | $ 98,000 |
| Davidson, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Haywood, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Henderson, North Carolina | 1 | $ 475,000 | $ 475,000 | $ 198,000 |
| Johnston, North Carolina | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Pitt, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Watauga, North Carolina | 1 | $ 1,895,000 | $ 1,895,000 | $ 902,000 |
| Cuyahoga, Ohio | 1 | $ 405,000 | $ 405,000 | $ 137,000 |
| Fulton, Ohio | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Crook, Oregon | 1 | $ 335,000 | $ 335,000 | $ 58,000 |
| Carbon, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Chester, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Wayne, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| York, Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Washington, Rhode Island | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Anderson, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Horry, South Carolina | 1 | $ 445,000 | $ 445,000 | $ 288,000 |
| Lexington, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Newberry, South Carolina | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Minnehaha, South Dakota | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Hamilton, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Montgomery, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Shelby, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Bexar, Texas | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Hays, Texas | 1 | $ 855,000 | $ 855,000 | $ 273,000 |
| Johnson, Texas | 1 | $ 585,000 | $ 585,000 | $ 237,000 |
| Kaufman, Texas | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Montgomery, Texas | 1 | $ 395,000 | $ 395,000 | $ 132,000 |
| Rockwall, Texas | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Rusk, Texas | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Williamson, Texas | 1 | $ 875,000 | $ 875,000 | $ 375,000 |
| Salt Lake, Utah | 1 | $ 435,000 | $ 435,000 | $ 170,000 |
| Utah, Utah | 1 | $ 745,000 | $ 745,000 | $ 127,000 |
| Washington, Vermont | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Windham, Vermont | 1 | $ 485,000 | $ 485,000 | $ 390,000 |
| Fairfax, Virginia | 1 | $ 425,000 | $ 425,000 | $ 165,000 |
| Henrico, Virginia | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Loudoun, Virginia | 1 | $ 505,000 | $ 505,000 | $ 206,000 |
| Lynchburg, Virginia | 1 | $ 275,000 | $ 275,000 | $ 436,000 |
| Williamsburg, Virginia | 1 | $ 975,000 | $ 975,000 | $ 293,000 |
| Clark, Washington | 1 | $ 485,000 | $ 485,000 | $ 107,000 |
| Brown, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Dodge, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Door, Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 294,000 |
| Grant, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Iron, Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 276,000 |
| Jefferson, Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Monroe, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Oconto, Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 868,000 |
| Ozaukee, Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 100,000 |
| Pierce, Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Richland, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Rock, Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Sawyer, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Vernon, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Waukesha, Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,510 | $443,410,000 | $293,000 | $2,255,000 | $120,000 | $1,739,000 |
| Cash-out Refinancing | 223 | $71,485,000 | $320,000 | $1,355,000 | $126,000 | $1,801,000 |
| Refinancing | 146 | $49,320,000 | $337,000 | $4,065,000 | $128,000 | $734,000 |
| Other Purpose | 75 | $13,915,000 | $185,000 | $1,145,000 | $172,000 | $746,000 |
| Home Improvement | 30 | $3,440,000 | $114,000 | $565,000 | $143,000 | $341,000 |
| Not Applicable | 2 | $520,000 | $260,000 | $335,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,180 | $328,930,000 | $278,000 | $1,995,000 | $126,000 | $1,801,000 |
| Hispanic | 338 | $84,640,000 | $250,000 | $755,000 | $91,000 | $746,000 |
| Not Provided | 205 | $70,075,000 | $341,000 | $1,895,000 | $155,000 | $1,080,000 |
| Black or African American | 168 | $50,000,000 | $297,000 | $1,445,000 | $101,000 | $596,000 |
| Asian | 79 | $33,825,000 | $428,000 | $1,815,000 | $197,000 | $775,000 |
| Not applicable | 12 | $13,920,000 | $1,160,000 | $4,065,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $380,000 | $190,000 | $215,000 | $58,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $320,000 | $160,000 | $185,000 | $107,000 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,561 | $469,035,000 | $300,000 | $4,065,000 | $135,000 | $1,801,000 |
| FHA-insured (Federal Housing Administration) | 356 | $93,950,000 | $263,000 | $875,000 | $81,000 | $283,000 |
| VA-guaranteed (Veterans Administration) | 52 | $16,500,000 | $317,000 | $625,000 | $103,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,605,000 | $153,000 | $315,000 | $61,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,362 | $384,400,000 | $282,000 | $4,065,000 | $124,000 | $1,739,000 |
| Application Withdrawn By Applicant | 301 | $97,835,000 | $325,000 | $1,995,000 | $135,000 | $1,080,000 |
| Application Denied By Financial Institution | 164 | $45,240,000 | $275,000 | $1,865,000 | $97,000 | $1,801,000 |
| File Closed For Incompleteness | 126 | $43,290,000 | $343,000 | $1,225,000 | $123,000 | $489,000 |
| Application Approved But Not Accepted | 31 | $10,805,000 | $348,000 | $785,000 | $132,000 | $523,000 |
| Loan Purchased By The Institution | 2 | $520,000 | $260,000 | $335,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,822 | $536,850,000 | $294,000 | $4,065,000 | $126,000 | $1,739,000 |
| Debt-To-Income Ratio | 63 | $18,335,000 | $291,000 | $1,865,000 | $71,000 | $533,000 |
| Collateral | 35 | $11,335,000 | $323,000 | $925,000 | $126,000 | $283,000 |
| Other | 24 | $4,990,000 | $207,000 | $495,000 | $146,000 | $1,801,000 |
| Credit History | 19 | $5,155,000 | $271,000 | $705,000 | $86,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,975,000 | $228,000 | $395,000 | $78,000 | $140,000 |
| Employment History | 6 | $980,000 | $163,000 | $515,000 | $77,000 | $130,000 |
| Unverifiable Information | 4 | $1,470,000 | $367,000 | $555,000 | $116,000 | $165,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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