Ameritrust Mortgage Company Ll Mortgage Lending & HMDA Data, 2006

In 2006, Ameritrust Mortgage Company Ll of Charlotte, NC reported 11,255 mortgage applications totaling $1.8 billion, down 9% from 2005. The average application was for $158,261, and applicants reported an average income of $66,483. 38% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Charlotte-Gastonia-Concord, NC-SC (724), Atlanta-Sandy Springs-Marietta, GA (592) and Tampa-St. Petersburg-Clearwater, FL (335) (applications in parentheses).

Mortgage Company & Address Ameritrust Mortgage Company Ll
14045 Ballantyne Corporate Place Suite 2
Charlotte, NC 28277
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 11,255
Total Mortgage Loan Application Amount $1,781,237,000
Average Mortgage Loan Application Amount $158,261
Highest Mortgage Loan Application Amount $1,603,000
Average Applicant Income $66,483
Highest Applicant Income $1,900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameritrust Mortgage Company Ll filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ameritrust Mortgage Company Ll by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg, North Carolina 445 $ 71,266,000 $ 160,148 $ 72,000
Marion, Indiana 204 $ 25,269,000 $ 123,867 $ 53,000
Shelby, Tennessee 199 $ 23,774,000 $ 119,467 $ 55,000
Mobile, Alabama 182 $ 21,267,000 $ 116,851 $ 57,000
Hillsborough, Florida 179 $ 36,041,000 $ 201,346 $ 72,000
Franklin, Ohio 166 $ 25,093,000 $ 151,162 $ 64,000
Jefferson, Alabama 164 $ 19,136,000 $ 116,682 $ 50,000
Duval, Florida 162 $ 26,833,000 $ 165,635 $ 61,000
Wayne, Michigan 144 $ 16,541,000 $ 114,868 $ 54,000
Hinds, Mississippi 135 $ 15,251,000 $ 112,970 $ 51,000
Fulton, Georgia 131 $ 25,201,000 $ 192,374 $ 77,000
DeKalb, Georgia 113 $ 18,439,000 $ 163,176 $ 64,000
Broward, Florida 103 $ 28,408,000 $ 275,805 $ 93,000
Madison, Alabama 102 $ 12,723,000 $ 124,735 $ 50,000
Orange, Florida 102 $ 24,525,000 $ 240,441 $ 78,000
Pinellas, Florida 88 $ 17,146,000 $ 194,840 $ 74,000
Gaston, North Carolina 87 $ 9,660,000 $ 111,034 $ 67,000
Madison, Tennessee 85 $ 10,006,000 $ 117,717 $ 48,000
York, South Carolina 84 $ 11,284,000 $ 134,333 $ 57,000
Miami-Dade, Florida 82 $ 23,666,000 $ 288,609 $ 109,000
Prince George's, Maryland 81 $ 23,526,000 $ 290,444 $ 100,000
Union, North Carolina 74 $ 14,905,000 $ 201,418 $ 125,000
Lee, Florida 72 $ 19,092,000 $ 265,166 $ 120,000
Gwinnett, Georgia 70 $ 14,532,000 $ 207,600 $ 74,000
Guilford, North Carolina 70 $ 9,219,000 $ 131,700 $ 74,000
Cook, Illinois 69 $ 14,622,000 $ 211,913 $ 77,000
Polk, Florida 64 $ 11,415,000 $ 178,359 $ 62,000
Maricopa, Arizona 63 $ 17,639,000 $ 279,984 $ 107,000
Palm Beach, Florida 61 $ 17,926,000 $ 293,868 $ 93,000
Clayton, Georgia 61 $ 8,901,000 $ 145,918 $ 59,000
Lincoln, Mississippi 61 $ 6,040,000 $ 99,016 $ 48,000
Cuyahoga, Ohio 60 $ 8,954,000 $ 149,233 $ 66,000
Davidson, Tennessee 60 $ 8,588,000 $ 143,133 $ 59,000
Washington, Arkansas 59 $ 11,017,000 $ 186,728 $ 95,000
Pasco, Florida 55 $ 10,764,000 $ 195,709 $ 73,000
Henrico, Virginia 54 $ 10,103,000 $ 187,092 $ 69,000
St. Louis, Missouri 53 $ 7,389,000 $ 139,415 $ 84,000
Richland, South Carolina 52 $ 6,245,000 $ 120,096 $ 50,000
Cobb, Georgia 51 $ 10,032,000 $ 196,705 $ 69,000
Richmond City, Virginia 51 $ 6,669,000 $ 130,764 $ 63,000
St. Lucie, Florida 48 $ 8,220,000 $ 171,250 $ 65,000
Iredell, North Carolina 48 $ 7,147,000 $ 148,895 $ 58,000
Forsyth, North Carolina 46 $ 6,109,000 $ 132,804 $ 58,000
Etowah, Alabama 44 $ 4,389,000 $ 99,750 $ 46,000
Wake, North Carolina 44 $ 6,967,000 $ 158,340 $ 66,000
Chesterfield, Virginia 44 $ 8,532,000 $ 193,909 $ 67,000
Lake, Indiana 43 $ 5,561,000 $ 129,325 $ 58,000
Osceola, Florida 42 $ 8,946,000 $ 213,000 $ 93,000
Clark, Nevada 42 $ 12,599,000 $ 299,976 $ 122,000
Benton, Arkansas 41 $ 6,463,000 $ 157,634 $ 90,000
Volusia, Florida 40 $ 7,582,000 $ 189,550 $ 80,000
Vanderburgh, Indiana 40 $ 4,061,000 $ 101,525 $ 46,000
Baltimore, Maryland 40 $ 9,464,000 $ 236,600 $ 93,000
Hamilton, Ohio 40 $ 5,287,000 $ 132,175 $ 63,000
Pulaski, Arkansas 38 $ 5,334,000 $ 140,368 $ 50,000
Baldwin, Alabama 37 $ 6,239,000 $ 168,621 $ 88,000
East Baton Rouge, Louisiana 37 $ 4,264,000 $ 115,243 $ 45,000
Hamilton, Tennessee 37 $ 4,413,000 $ 119,270 $ 60,000
Knox, Tennessee 37 $ 6,030,000 $ 162,972 $ 62,000
Lincoln, North Carolina 36 $ 4,476,000 $ 124,333 $ 52,000
New Haven, Connecticut 35 $ 7,801,000 $ 222,885 $ 79,000
Jefferson, Kentucky 34 $ 4,089,000 $ 120,264 $ 46,000
Rankin, Mississippi 33 $ 3,940,000 $ 119,393 $ 57,000
Cabarrus, North Carolina 33 $ 4,970,000 $ 150,606 $ 64,000
Greene, Missouri 32 $ 6,608,000 $ 206,500 $ 72,000
Catawba, North Carolina 32 $ 4,070,000 $ 127,187 $ 52,000
Allen, Indiana 31 $ 3,824,000 $ 123,354 $ 54,000
St. Joseph, Indiana 30 $ 3,095,000 $ 103,166 $ 58,000
Baltimore City, Maryland 30 $ 4,712,000 $ 157,066 $ 81,000
DeSoto, Mississippi 30 $ 4,718,000 $ 157,266 $ 53,000
Milwaukee, Wisconsin 30 $ 3,906,000 $ 130,200 $ 47,000
Fairfield, Connecticut 29 $ 8,174,000 $ 281,862 $ 101,000
Orangeburg, South Carolina 29 $ 3,382,000 $ 116,620 $ 52,000
Marshall, Alabama 28 $ 4,463,000 $ 159,392 $ 115,000
Morgan, Alabama 28 $ 2,988,000 $ 106,714 $ 51,000
Hardin, Kentucky 28 $ 3,230,000 $ 115,357 $ 53,000
Tuscaloosa, Alabama 27 $ 3,692,000 $ 136,740 $ 52,000
Marion, Florida 27 $ 4,300,000 $ 159,259 $ 54,000
Ouachita, Louisiana 27 $ 2,943,000 $ 109,000 $ 50,000
Shelby, Alabama 26 $ 4,072,000 $ 156,615 $ 65,000
Oakland, Michigan 26 $ 5,525,000 $ 212,500 $ 88,000
Davidson, North Carolina 26 $ 3,286,000 $ 126,384 $ 53,000
Durham, North Carolina 26 $ 3,585,000 $ 137,884 $ 59,000
Oklahoma, Oklahoma 26 $ 2,844,000 $ 109,384 $ 54,000
Prince William, Virginia 26 $ 10,363,000 $ 398,576 $ 115,000
Hartford, Connecticut 25 $ 4,808,000 $ 192,320 $ 66,000
New Castle, Delaware 25 $ 5,072,000 $ 202,880 $ 82,000
Charlotte, Florida 25 $ 4,854,000 $ 194,160 $ 93,000
Hennepin, Minnesota 25 $ 5,856,000 $ 234,240 $ 67,000
Lauderdale, Mississippi 25 $ 2,379,000 $ 95,160 $ 45,000
Virginia Beach, Virginia 25 $ 4,678,000 $ 187,120 $ 75,000
Montgomery, Alabama 24 $ 2,355,000 $ 98,125 $ 44,000
Sarasota, Florida 24 $ 5,143,000 $ 214,291 $ 82,000
Manatee, Florida 23 $ 6,173,000 $ 268,391 $ 67,000
Henry, Georgia 23 $ 4,125,000 $ 179,347 $ 80,000
Caddo, Louisiana 23 $ 3,151,000 $ 137,000 $ 59,000
Houston, Alabama 22 $ 2,490,000 $ 113,181 $ 48,000
Leon, Florida 22 $ 3,829,000 $ 174,045 $ 71,000
Horry, South Carolina 22 $ 5,019,000 $ 228,136 $ 137,000
Tipton, Tennessee 22 $ 2,933,000 $ 133,318 $ 56,000
Lauderdale, Alabama 21 $ 1,880,000 $ 89,523 $ 42,000
Brevard, Florida 21 $ 3,870,000 $ 184,285 $ 185,000
Muscogee, Georgia 21 $ 2,429,000 $ 115,666 $ 54,000
Hamilton, Indiana 21 $ 4,956,000 $ 236,000 $ 107,000
Hendricks, Indiana 21 $ 4,068,000 $ 193,714 $ 68,000
Pitt, North Carolina 21 $ 3,081,000 $ 146,714 $ 59,000
Gibson, Tennessee 21 $ 2,127,000 $ 101,285 $ 41,000
Arapahoe, Colorado 20 $ 3,906,000 $ 195,300 $ 69,000
Jefferson, Louisiana 20 $ 2,545,000 $ 127,250 $ 61,000
Anne Arundel, Maryland 20 $ 5,207,000 $ 260,350 $ 83,000
Kent, Michigan 20 $ 3,104,000 $ 155,200 $ 59,000
Macomb, Michigan 20 $ 4,647,000 $ 232,350 $ 83,000
Alamance, North Carolina 20 $ 2,961,000 $ 148,050 $ 57,000
Tulsa, Oklahoma 20 $ 2,096,000 $ 104,800 $ 46,000
El Paso, Colorado 19 $ 4,277,000 $ 225,105 $ 64,000
Seminole, Florida 19 $ 4,770,000 $ 251,052 $ 95,000
Chatham, Georgia 19 $ 2,324,000 $ 122,315 $ 52,000
Newton, Georgia 19 $ 3,391,000 $ 178,473 $ 62,000
Howard, Indiana 19 $ 2,099,000 $ 110,473 $ 56,000
Madison, Indiana 19 $ 2,061,000 $ 108,473 $ 48,000
Genesee, Michigan 19 $ 2,851,000 $ 150,052 $ 53,000
Madison, Mississippi 19 $ 2,082,000 $ 109,578 $ 45,000
Hardin, Tennessee 19 $ 1,480,000 $ 77,894 $ 48,000
Sullivan, Tennessee 19 $ 1,834,000 $ 96,526 $ 44,000
Clay, Florida 18 $ 3,808,000 $ 211,555 $ 71,000
Douglas, Georgia 18 $ 3,460,000 $ 192,222 $ 65,000
Isabella, Michigan 18 $ 2,445,000 $ 135,833 $ 78,000
Cleveland, North Carolina 18 $ 1,962,000 $ 109,000 $ 44,000
Charleston, South Carolina 18 $ 3,876,000 $ 215,333 $ 96,000
Chester, South Carolina 18 $ 1,595,000 $ 88,611 $ 42,000
Fairfax, Virginia 18 $ 6,812,000 $ 378,444 $ 109,000
Outagamie, Wisconsin 18 $ 2,302,000 $ 127,888 $ 57,000
Craighead, Arkansas 17 $ 2,309,000 $ 135,823 $ 51,000
Riverside, California 17 $ 6,670,000 $ 392,352 $ 131,000
Columbia, Florida 17 $ 2,045,000 $ 120,294 $ 55,000
Rockdale, Georgia 17 $ 3,911,000 $ 230,058 $ 71,000
Warrick, Indiana 17 $ 2,235,000 $ 131,470 $ 70,000
McCracken, Kentucky 17 $ 1,699,000 $ 99,941 $ 48,000
Ingham, Michigan 17 $ 2,493,000 $ 146,647 $ 65,000
Jackson, Michigan 17 $ 2,344,000 $ 137,882 $ 61,000
Johnston, North Carolina 17 $ 2,032,000 $ 119,529 $ 56,000
Randolph, North Carolina 17 $ 2,341,000 $ 137,705 $ 71,000
Rowan, North Carolina 17 $ 2,236,000 $ 131,529 $ 98,000
Summit, Ohio 17 $ 2,289,000 $ 134,647 $ 61,000
Lexington, South Carolina 17 $ 2,242,000 $ 131,882 $ 65,000
Spotsylvania, Virginia 17 $ 4,499,000 $ 264,647 $ 95,000
DeKalb, Alabama 16 $ 1,734,000 $ 108,375 $ 52,000
Limestone, Alabama 16 $ 1,925,000 $ 120,312 $ 47,000
Los Angeles, California 16 $ 7,355,000 $ 459,687 $ 151,000
Vigo, Indiana 16 $ 1,973,000 $ 123,312 $ 86,000
Copiah, Mississippi 16 $ 1,471,000 $ 91,937 $ 58,000
Buncombe, North Carolina 16 $ 3,598,000 $ 224,875 $ 105,000
Crockett, Tennessee 16 $ 1,418,000 $ 88,625 $ 35,000
Talladega, Alabama 15 $ 2,097,000 $ 139,800 $ 65,000
Alachua, Florida 15 $ 2,343,000 $ 156,200 $ 88,000
Bulloch, Georgia 15 $ 1,782,000 $ 118,800 $ 48,000
Johnson, Indiana 15 $ 2,085,000 $ 139,000 $ 42,000
Jackson, Mississippi 15 $ 1,253,000 $ 83,533 $ 37,000
Jackson, Missouri 15 $ 1,615,000 $ 107,666 $ 44,000
Mahoning, Ohio 15 $ 1,933,000 $ 128,866 $ 69,000
Montgomery, Ohio 15 $ 1,566,000 $ 104,400 $ 67,000
Monroe, Tennessee 15 $ 1,198,000 $ 79,866 $ 54,000
Rutherford, Tennessee 15 $ 2,076,000 $ 138,400 $ 44,000
San Diego, California 14 $ 6,823,000 $ 487,357 $ 135,000
Catoosa, Georgia 14 $ 2,268,000 $ 162,000 $ 84,000
Cass, Indiana 14 $ 1,132,000 $ 80,857 $ 36,000
Elkhart, Indiana 14 $ 1,819,000 $ 129,928 $ 50,000
Noble, Indiana 14 $ 1,297,000 $ 92,642 $ 48,000
Perry, Indiana 14 $ 1,420,000 $ 101,428 $ 48,000
Ramsey, Minnesota 14 $ 2,735,000 $ 195,357 $ 64,000
Alcorn, Mississippi 14 $ 1,337,000 $ 95,500 $ 46,000
St. Louis City, Missouri 14 $ 1,891,000 $ 135,071 $ 60,000
Cumberland, North Carolina 14 $ 2,125,000 $ 151,785 $ 81,000
Greenville, South Carolina 14 $ 1,906,000 $ 136,142 $ 61,000
Hardeman, Tennessee 14 $ 1,208,000 $ 86,285 $ 38,000
Chesapeake, Virginia 14 $ 2,953,000 $ 210,928 $ 68,000
Lonoke, Arkansas 13 $ 1,502,000 $ 115,538 $ 51,000
Saline, Arkansas 13 $ 2,244,000 $ 172,615 $ 62,000
Jefferson, Colorado 13 $ 3,177,000 $ 244,384 $ 91,000
Hernando, Florida 13 $ 2,515,000 $ 193,461 $ 97,000
Cherokee, Georgia 13 $ 2,447,000 $ 188,230 $ 104,000
Colquitt, Georgia 13 $ 1,255,000 $ 96,538 $ 50,000
Lowndes, Georgia 13 $ 1,695,000 $ 130,384 $ 59,000
Paulding, Georgia 13 $ 2,494,000 $ 191,846 $ 75,000
Monroe, Indiana 13 $ 1,879,000 $ 144,538 $ 60,000
Spencer, Indiana 13 $ 1,247,000 $ 95,923 $ 62,000
Kenton, Kentucky 13 $ 1,885,000 $ 145,000 $ 56,000
Lafayette, Louisiana 13 $ 1,745,000 $ 134,230 $ 73,000
Richland, Louisiana 13 $ 1,032,000 $ 79,384 $ 32,000
Charles, Maryland 13 $ 3,595,000 $ 276,538 $ 90,000
Montgomery, Maryland 13 $ 4,110,000 $ 316,153 $ 103,000
Pontotoc, Mississippi 13 $ 1,176,000 $ 90,461 $ 45,000
Columbiana, Ohio 13 $ 1,549,000 $ 119,153 $ 62,000
Sumter, South Carolina 13 $ 1,463,000 $ 112,538 $ 47,000
Winnebago, Wisconsin 13 $ 1,824,000 $ 140,307 $ 67,000
St. Clair, Alabama 12 $ 1,715,000 $ 142,916 $ 53,000
Walker, Alabama 12 $ 1,800,000 $ 150,000 $ 61,000
Garland, Arkansas 12 $ 1,992,000 $ 166,000 $ 76,000
Sussex, Delaware 12 $ 2,264,000 $ 188,666 $ 99,000
St. Johns, Florida 12 $ 2,713,000 $ 226,083 $ 76,000
Houston, Georgia 12 $ 1,221,000 $ 101,750 $ 44,000
Walker, Georgia 12 $ 1,178,000 $ 98,166 $ 39,000
Gibson, Indiana 12 $ 1,259,000 $ 104,916 $ 49,000
Morgan, Indiana 12 $ 1,820,000 $ 151,666 $ 60,000
Logan, Kentucky 12 $ 1,041,000 $ 86,750 $ 48,000
Caldwell, North Carolina 12 $ 1,294,000 $ 107,833 $ 43,000
Warren, Ohio 12 $ 1,690,000 $ 140,833 $ 52,000
Delaware, Oklahoma 12 $ 1,625,000 $ 135,416 $ 84,000
Lancaster, South Carolina 12 $ 1,324,000 $ 110,333 $ 45,000
Spartanburg, South Carolina 12 $ 1,730,000 $ 144,166 $ 41,000
McMinn, Tennessee 12 $ 1,179,000 $ 98,250 $ 49,000
Culpeper, Virginia 12 $ 3,641,000 $ 303,416 $ 93,000
Norfolk, Virginia 12 $ 1,807,000 $ 150,583 $ 76,000
Dane, Wisconsin 12 $ 2,266,000 $ 188,833 $ 64,000
Coffee, Alabama 11 $ 1,174,000 $ 106,727 $ 53,000
Jefferson, Arkansas 11 $ 1,248,000 $ 113,454 $ 50,000
Adams, Colorado 11 $ 2,267,000 $ 206,090 $ 63,000
Bay, Florida 11 $ 2,604,000 $ 236,727 $ 113,000
Escambia, Florida 11 $ 1,960,000 $ 178,181 $ 54,000
Bibb, Georgia 11 $ 1,511,000 $ 137,363 $ 52,000
Forsyth, Georgia 11 $ 2,465,000 $ 224,090 $ 68,000
Delaware, Indiana 11 $ 1,378,000 $ 125,272 $ 58,000
Lawrence, Indiana 11 $ 1,003,000 $ 91,181 $ 35,000
Henderson, Kentucky 11 $ 1,496,000 $ 136,000 $ 54,000
Hopkins, Kentucky 11 $ 868,000 $ 78,909 $ 51,000
Terrebonne, Louisiana 11 $ 1,106,000 $ 100,545 $ 66,000
Calhoun, Michigan 11 $ 1,293,000 $ 117,545 $ 47,000
Washtenaw, Michigan 11 $ 2,840,000 $ 258,181 $ 91,000
Lee, Mississippi 11 $ 1,179,000 $ 107,181 $ 45,000
Christian, Missouri 11 $ 1,880,000 $ 170,909 $ 67,000
Lucas, Ohio 11 $ 1,233,000 $ 112,090 $ 43,000
Anderson, South Carolina 11 $ 1,070,000 $ 97,272 $ 46,000
Florence, South Carolina 11 $ 1,495,000 $ 135,909 $ 69,000
Kershaw, South Carolina 11 $ 1,256,000 $ 114,181 $ 49,000
Carroll, Tennessee 11 $ 950,000 $ 86,363 $ 40,000
Dyer, Tennessee 11 $ 873,000 $ 79,363 $ 40,000
Cullman, Alabama 10 $ 1,004,000 $ 100,400 $ 56,000
Pinal, Arizona 10 $ 2,157,000 $ 215,700 $ 57,000
Citrus, Florida 10 $ 1,664,000 $ 166,400 $ 57,000
St. Clair, Illinois 10 $ 1,288,000 $ 128,800 $ 57,000
Perry, Kentucky 10 $ 1,115,000 $ 111,500 $ 58,000
Howard, Maryland 10 $ 3,765,000 $ 376,500 $ 133,000
Marshall, Mississippi 10 $ 919,000 $ 91,900 $ 58,000
Union, Mississippi 10 $ 1,113,000 $ 111,300 $ 43,000
Burke, North Carolina 10 $ 1,052,000 $ 105,200 $ 44,000
New Hanover, North Carolina 10 $ 1,784,000 $ 178,400 $ 84,000
Delaware, Ohio 10 $ 2,173,000 $ 217,300 $ 152,000
Licking, Ohio 10 $ 1,328,000 $ 132,800 $ 57,000
Lorain, Ohio 10 $ 1,208,000 $ 120,800 $ 63,000
Marion, Ohio 10 $ 1,083,000 $ 108,300 $ 54,000
Montgomery, Tennessee 10 $ 1,369,000 $ 136,900 $ 60,000
King William, Virginia 10 $ 1,676,000 $ 167,600 $ 52,000
Loudoun, Virginia 10 $ 3,400,000 $ 340,000 $ 96,000
Suffolk, Virginia 10 $ 1,996,000 $ 199,600 $ 52,000
Covington, Alabama 9 $ 1,055,000 $ 117,222 $ 88,000
White, Arkansas 9 $ 853,000 $ 94,777 $ 49,000
San Bernardino, California 9 $ 2,892,000 $ 321,333 $ 87,000
Denver, Colorado 9 $ 1,998,000 $ 222,000 $ 71,000
Douglas, Colorado 9 $ 2,603,000 $ 289,222 $ 108,000
Flagler, Florida 9 $ 2,573,000 $ 285,888 $ 170,000
Lake, Florida 9 $ 1,538,000 $ 170,888 $ 78,000
Coweta, Georgia 9 $ 1,780,000 $ 197,777 $ 66,000
Will, Illinois 9 $ 1,574,000 $ 174,888 $ 70,000
Dubois, Indiana 9 $ 911,000 $ 101,222 $ 44,000
Kosciusko, Indiana 9 $ 1,554,000 $ 172,666 $ 63,000
Shelby, Indiana 9 $ 1,080,000 $ 120,000 $ 51,000
Fayette, Kentucky 9 $ 1,460,000 $ 162,222 $ 52,000
Warren, Kentucky 9 $ 1,155,000 $ 128,333 $ 54,000
Lafourche, Louisiana 9 $ 1,100,000 $ 122,222 $ 53,000
Orleans, Louisiana 9 $ 1,023,000 $ 113,666 $ 78,000
Portage, Ohio 9 $ 1,848,000 $ 205,333 $ 80,000
Stark, Ohio 9 $ 1,170,000 $ 130,000 $ 71,000
Dorchester, South Carolina 9 $ 1,892,000 $ 210,222 $ 69,000
Bradley, Tennessee 9 $ 1,279,000 $ 142,111 $ 86,000
Carter, Tennessee 9 $ 1,071,000 $ 119,000 $ 46,000
Wilson, Tennessee 9 $ 1,411,000 $ 156,777 $ 48,000
Newport News, Virginia 9 $ 1,883,000 $ 209,222 $ 79,000
Escambia, Alabama 8 $ 776,000 $ 97,000 $ 40,000
Geneva, Alabama 8 $ 785,000 $ 98,125 $ 44,000
Faulkner, Arkansas 8 $ 1,605,000 $ 200,625 $ 87,000
Polk, Arkansas 8 $ 542,000 $ 67,750 $ 32,000
St. Francis, Arkansas 8 $ 624,000 $ 78,000 $ 33,000
Okaloosa, Florida 8 $ 1,480,000 $ 185,000 $ 64,000
Coffee, Georgia 8 $ 872,000 $ 109,000 $ 38,000
Fayette, Georgia 8 $ 2,338,000 $ 292,250 $ 94,000
Porter, Indiana 8 $ 1,109,000 $ 138,625 $ 90,000
Posey, Indiana 8 $ 994,000 $ 124,250 $ 49,000
Tippecanoe, Indiana 8 $ 1,036,000 $ 129,500 $ 44,000
Daviess, Kentucky 8 $ 633,000 $ 79,125 $ 33,000
Berrien, Michigan 8 $ 1,205,000 $ 150,625 $ 59,000
Eaton, Michigan 8 $ 1,200,000 $ 150,000 $ 64,000
Bolivar, Mississippi 8 $ 793,000 $ 99,125 $ 45,000
Pike, Mississippi 8 $ 848,000 $ 106,000 $ 65,000
Tate, Mississippi 8 $ 1,434,000 $ 179,250 $ 52,000
Tippah, Mississippi 8 $ 617,000 $ 77,125 $ 37,000
St. Charles, Missouri 8 $ 1,628,000 $ 203,500 $ 73,000
Taney, Missouri 8 $ 1,256,000 $ 157,000 $ 55,000
Nash, North Carolina 8 $ 865,000 $ 108,125 $ 68,000
Stanly, North Carolina 8 $ 1,108,000 $ 138,500 $ 58,000
Clark, Ohio 8 $ 848,000 $ 106,000 $ 54,000
Fairfield, Ohio 8 $ 1,272,000 $ 159,000 $ 59,000
Highland, Ohio 8 $ 889,000 $ 111,125 $ 48,000
Muskingum, Ohio 8 $ 1,015,000 $ 126,875 $ 47,000
Berkeley, South Carolina 8 $ 1,037,000 $ 129,625 $ 52,000
Haywood, Tennessee 8 $ 649,000 $ 81,125 $ 36,000
Hampton, Virginia 8 $ 1,040,000 $ 130,000 $ 59,000
Brown, Wisconsin 8 $ 996,000 $ 124,500 $ 48,000
Waupaca, Wisconsin 8 $ 1,352,000 $ 169,000 $ 61,000
Mississippi, Arkansas 7 $ 576,000 $ 82,285 $ 43,000
Larimer, Colorado 7 $ 1,603,000 $ 229,000 $ 59,000
Indian River, Florida 7 $ 1,563,000 $ 223,285 $ 69,000
Martin, Florida 7 $ 1,517,000 $ 216,714 $ 70,000
Suwannee, Florida 7 $ 715,000 $ 102,142 $ 53,000
Lee, Georgia 7 $ 1,252,000 $ 178,857 $ 85,000
Clinton, Indiana 7 $ 864,000 $ 123,428 $ 71,000
Floyd, Indiana 7 $ 1,110,000 $ 158,571 $ 69,000
LaPorte, Indiana 7 $ 689,000 $ 98,428 $ 39,000
Marshall, Indiana 7 $ 746,000 $ 106,571 $ 53,000
Miami, Indiana 7 $ 681,000 $ 97,285 $ 47,000
Madison, Kentucky 7 $ 881,000 $ 125,857 $ 41,000
Mercer, Kentucky 7 $ 865,000 $ 123,571 $ 70,000
St. Mary's, Maryland 7 $ 1,659,000 $ 237,000 $ 58,000
Roscommon, Michigan 7 $ 832,000 $ 118,857 $ 61,000
Anoka, Minnesota 7 $ 1,740,000 $ 248,571 $ 69,000
Forrest, Mississippi 7 $ 778,000 $ 111,142 $ 53,000
Harrison, Mississippi 7 $ 1,105,000 $ 157,857 $ 81,000
Lawrence, Mississippi 7 $ 794,000 $ 113,428 $ 51,000
Stone, Missouri 7 $ 1,765,000 $ 252,142 $ 189,000
Edgecombe, North Carolina 7 $ 580,000 $ 82,857 $ 45,000
Henderson, North Carolina 7 $ 1,251,000 $ 178,714 $ 60,000
Wayne, North Carolina 7 $ 746,000 $ 106,571 $ 73,000
Butler, Ohio 7 $ 1,618,000 $ 231,142 $ 132,000
Giles, Tennessee 7 $ 504,000 $ 72,000 $ 36,000
Sumner, Tennessee 7 $ 1,042,000 $ 148,857 $ 48,000
Washington, Tennessee 7 $ 809,000 $ 115,571 $ 55,000
Weakley, Tennessee 7 $ 408,000 $ 58,285 $ 49,000
Hanover, Virginia 7 $ 1,287,000 $ 183,857 $ 84,000
Hopewell, Virginia 7 $ 616,000 $ 88,000 $ 40,000
Petersburg, Virginia 7 $ 805,000 $ 115,000 $ 48,000
Stafford, Virginia 7 $ 2,403,000 $ 343,285 $ 113,000
Autauga, Alabama 6 $ 630,000 $ 105,000 $ 51,000
Colbert, Alabama 6 $ 634,000 $ 105,666 $ 65,000
Dale, Alabama 6 $ 443,000 $ 73,833 $ 42,000
Lawrence, Alabama 6 $ 788,000 $ 131,333 $ 56,000
Russell, Alabama 6 $ 724,000 $ 120,666 $ 66,000
Washington, Alabama 6 $ 825,000 $ 137,500 $ 95,000
Anchorage, Alaska 6 $ 1,171,000 $ 195,166 $ 96,000
Drew, Arkansas 6 $ 597,000 $ 99,500 $ 46,000
Sacramento, California 6 $ 2,477,000 $ 412,833 $ 110,000
New London, Connecticut 6 $ 1,422,000 $ 237,000 $ 69,000
Kent, Delaware 6 $ 1,045,000 $ 174,166 $ 76,000
Collier, Florida 6 $ 2,151,000 $ 358,500 $ 97,000
Gadsden, Florida 6 $ 868,000 $ 144,666 $ 80,000
Santa Rosa, Florida 6 $ 1,084,000 $ 180,666 $ 67,000
Effingham, Georgia 6 $ 1,307,000 $ 217,833 $ 70,000
Floyd, Georgia 6 $ 663,000 $ 110,500 $ 56,000
Liberty, Georgia 6 $ 717,000 $ 119,500 $ 53,000
Madison, Illinois 6 $ 780,000 $ 130,000 $ 67,000
Hancock, Indiana 6 $ 918,000 $ 153,000 $ 85,000
Montgomery, Indiana 6 $ 543,000 $ 90,500 $ 56,000
Wyandotte, Kansas 6 $ 632,000 $ 105,333 $ 56,000
Graves, Kentucky 6 $ 665,000 $ 110,833 $ 43,000
Marshall, Kentucky 6 $ 831,000 $ 138,500 $ 46,000
Avoyelles, Louisiana 6 $ 555,000 $ 92,500 $ 43,000
Bossier, Louisiana 6 $ 587,000 $ 97,833 $ 35,000
Jackson, Louisiana 6 $ 498,000 $ 83,000 $ 39,000
Rapides, Louisiana 6 $ 1,071,000 $ 178,500 $ 59,000
St. Tammany, Louisiana 6 $ 888,000 $ 148,000 $ 49,000
Branch, Michigan 6 $ 602,000 $ 100,333 $ 35,000
Gratiot, Michigan 6 $ 722,000 $ 120,333 $ 59,000
Kalamazoo, Michigan 6 $ 555,000 $ 92,500 $ 59,000
Saginaw, Michigan 6 $ 530,000 $ 88,333 $ 46,000
Polk, Minnesota 6 $ 827,000 $ 137,833 $ 58,000
Stearns, Minnesota 6 $ 1,027,000 $ 171,166 $ 60,000
Jefferson Davis, Mississippi 6 $ 403,000 $ 67,166 $ 39,000
Newton, Mississippi 6 $ 598,000 $ 99,666 $ 59,000
Clay, Missouri 6 $ 719,000 $ 119,833 $ 66,000
Lee, North Carolina 6 $ 800,000 $ 133,333 $ 58,000
Robeson, North Carolina 6 $ 843,000 $ 140,500 $ 58,000
Champaign, Ohio 6 $ 730,000 $ 121,666 $ 49,000
Crawford, Ohio 6 $ 537,000 $ 89,500 $ 40,000
Lake, Ohio 6 $ 925,000 $ 154,166 $ 79,000
Pickaway, Ohio 6 $ 1,081,000 $ 180,166 $ 49,000
Trumbull, Ohio 6 $ 622,000 $ 103,666 $ 46,000
Union, Ohio 6 $ 1,300,000 $ 216,666 $ 102,000
Pittsburg, Oklahoma 6 $ 370,000 $ 61,666 $ 42,000
Darlington, South Carolina 6 $ 538,000 $ 89,666 $ 40,000
Henderson, Tennessee 6 $ 602,000 $ 100,333 $ 39,000
Loudon, Tennessee 6 $ 951,000 $ 158,500 $ 63,000
Marshall, Tennessee 6 $ 660,000 $ 110,000 $ 33,000
McNairy, Tennessee 6 $ 493,000 $ 82,166 $ 39,000
Salt Lake, Utah 6 $ 1,605,000 $ 267,500 $ 106,000
Utah, Utah 6 $ 1,065,000 $ 177,500 $ 56,000
Warren, Virginia 6 $ 1,662,000 $ 277,000 $ 111,000
Rock, Wisconsin 6 $ 1,011,000 $ 168,500 $ 59,000
Sheboygan, Wisconsin 6 $ 827,000 $ 137,833 $ 50,000
Waukesha, Wisconsin 6 $ 1,354,000 $ 225,666 $ 88,000
Calhoun, Alabama 5 $ 574,000 $ 114,800 $ 53,000
Conecuh, Alabama 5 $ 301,000 $ 60,200 $ 33,000
Franklin, Alabama 5 $ 419,000 $ 83,800 $ 67,000
Henry, Alabama 5 $ 543,000 $ 108,600 $ 40,000
Lee, Alabama 5 $ 524,000 $ 104,800 $ 43,000
Pima, Arizona 5 $ 902,000 $ 180,400 $ 58,000
Greene, Arkansas 5 $ 497,000 $ 99,400 $ 51,000
Pope, Arkansas 5 $ 562,000 $ 112,400 $ 46,000
Tolland, Connecticut 5 $ 1,307,000 $ 261,400 $ 86,000
Highlands, Florida 5 $ 1,008,000 $ 201,600 $ 79,000
Barrow, Georgia 5 $ 847,000 $ 169,400 $ 96,000
Bartow, Georgia 5 $ 1,189,000 $ 237,800 $ 81,000
Carroll, Georgia 5 $ 604,000 $ 120,800 $ 59,000
Richmond, Georgia 5 $ 643,000 $ 128,600 $ 39,000
Walton, Georgia 5 $ 606,000 $ 121,200 $ 68,000
Bartholomew, Indiana 5 $ 659,000 $ 131,800 $ 163,000
Clark, Indiana 5 $ 584,000 $ 116,800 $ 63,000
Daviess, Indiana 5 $ 358,000 $ 71,600 $ 33,000
Fulton, Indiana 5 $ 592,000 $ 118,400 $ 67,000
Greene, Indiana 5 $ 590,000 $ 118,000 $ 49,000
Knox, Indiana 5 $ 301,000 $ 60,200 $ 48,000
Whitley, Indiana 5 $ 518,000 $ 103,600 $ 50,000
Linn, Iowa 5 $ 813,000 $ 162,600 $ 157,000
Polk, Iowa 5 $ 731,000 $ 146,200 $ 64,000
Boone, Kentucky 5 $ 735,000 $ 147,000 $ 46,000
Bullitt, Kentucky 5 $ 642,000 $ 128,400 $ 46,000
Estill, Kentucky 5 $ 363,000 $ 72,600 $ 32,000
East Feliciana, Louisiana 5 $ 739,000 $ 147,800 $ 67,000
Iberia, Louisiana 5 $ 714,000 $ 142,800 $ 59,000
Livingston, Louisiana 5 $ 510,000 $ 102,000 $ 44,000
Frederick, Maryland 5 $ 1,248,000 $ 249,600 $ 81,000
Harford, Maryland 5 $ 1,361,000 $ 272,200 $ 71,000
Wicomico, Maryland 5 $ 628,000 $ 125,600 $ 59,000
Cass, Michigan 5 $ 752,000 $ 150,400 $ 62,000
Muskegon, Michigan 5 $ 623,000 $ 124,600 $ 50,000
Ottawa, Michigan 5 $ 962,000 $ 192,400 $ 105,000
Dakota, Minnesota 5 $ 1,162,000 $ 232,400 $ 73,000
Olmsted, Minnesota 5 $ 564,000 $ 112,800 $ 179,000
Adams, Mississippi 5 $ 630,000 $ 126,000 $ 38,000
Cape Girardeau, Missouri 5 $ 691,000 $ 138,200 $ 57,000
Scott, Missouri 5 $ 482,000 $ 96,400 $ 31,000
Eddy, New Mexico 5 $ 449,000 $ 89,800 $ 50,000
Craven, North Carolina 5 $ 549,000 $ 109,800 $ 58,000
Moore, North Carolina 5 $ 773,000 $ 154,600 $ 53,000
Rockingham, North Carolina 5 $ 343,000 $ 68,600 $ 92,000
Stokes, North Carolina 5 $ 674,000 $ 134,800 $ 64,000
Wilkes, North Carolina 5 $ 681,000 $ 136,200 $ 44,000
Belmont, Ohio 5 $ 273,000 $ 54,600 $ 33,000
Knox, Ohio 5 $ 739,000 $ 147,800 $ 62,000
Logan, Ohio 5 $ 755,000 $ 151,000 $ 70,000
Richland, Ohio 5 $ 415,000 $ 83,000 $ 39,000
Canadian, Oklahoma 5 $ 653,000 $ 130,600 $ 52,000
Georgetown, South Carolina 5 $ 604,000 $ 120,800 $ 59,000
Greenwood, South Carolina 5 $ 471,000 $ 94,200 $ 46,000
Newberry, South Carolina 5 $ 454,000 $ 90,800 $ 42,000
Blount, Tennessee 5 $ 492,000 $ 98,400 $ 35,000
Fayette, Tennessee 5 $ 793,000 $ 158,600 $ 79,000
Greene, Tennessee 5 $ 596,000 $ 119,200 $ 35,000
Humphreys, Tennessee 5 $ 455,000 $ 91,000 $ 39,000
Lauderdale, Tennessee 5 $ 337,000 $ 67,400 $ 31,000
Lincoln, Tennessee 5 $ 528,000 $ 105,600 $ 38,000
Union, Tennessee 5 $ 611,000 $ 122,200 $ 66,000
Frederick, Virginia 5 $ 1,429,000 $ 285,800 $ 66,000
Portsmouth, Virginia 5 $ 904,000 $ 180,800 $ 65,000
Roanoke, Virginia 5 $ 881,000 $ 176,200 $ 91,000
Racine, Wisconsin 5 $ 724,000 $ 144,800 $ 58,000
Shawano, Wisconsin 5 $ 607,000 $ 121,400 $ 65,000
Walworth, Wisconsin 5 $ 782,000 $ 156,400 $ 67,000
Blount, Alabama 4 $ 608,000 $ 152,000 $ 110,000
Butler, Alabama 4 $ 403,000 $ 100,750 $ 46,000
Elmore, Alabama 4 $ 591,000 $ 147,750 $ 54,000
Jackson, Alabama 4 $ 385,000 $ 96,250 $ 38,000
Pike, Alabama 4 $ 445,000 $ 111,250 $ 47,000
Arkansas, Arkansas 4 $ 433,000 $ 108,250 $ 43,000
Grant, Arkansas 4 $ 509,000 $ 127,250 $ 44,000
Independence, Arkansas 4 $ 340,000 $ 85,000 $ 51,000
Lawrence, Arkansas 4 $ 289,000 $ 72,250 $ 35,000
Sebastian, Arkansas 4 $ 449,000 $ 112,250 $ 39,000
Sonoma, California 4 $ 2,163,000 $ 540,750 $ 137,000
Boulder, Colorado 4 $ 631,000 $ 157,750 $ 76,000
Putnam, Florida 4 $ 460,000 $ 115,000 $ 37,000
Columbia, Georgia 4 $ 509,000 $ 127,250 $ 51,000
Dougherty, Georgia 4 $ 524,000 $ 131,000 $ 64,000
Hall, Georgia 4 $ 683,000 $ 170,750 $ 107,000
Spalding, Georgia 4 $ 518,000 $ 129,500 $ 45,000
Troup, Georgia 4 $ 400,000 $ 100,000 $ 47,000
Whitfield, Georgia 4 $ 397,000 $ 99,250 $ 56,000
Peoria, Illinois 4 $ 507,000 $ 126,750 $ 67,000
Vermilion, Illinois 4 $ 482,000 $ 120,500 $ 66,000
Winnebago, Illinois 4 $ 594,000 $ 148,500 $ 65,000
Boone, Indiana 4 $ 477,000 $ 119,250 $ 100,000
Clay, Indiana 4 $ 566,000 $ 141,500 $ 58,000
DeKalb, Indiana 4 $ 487,000 $ 121,750 $ 57,000
Fountain, Indiana 4 $ 345,000 $ 86,250 $ 41,000
Newton, Indiana 4 $ 564,000 $ 141,000 $ 40,000
Pike, Indiana 4 $ 408,000 $ 102,000 $ 77,000
Putnam, Indiana 4 $ 354,000 $ 88,500 $ 75,000
Sullivan, Indiana 4 $ 376,000 $ 94,000 $ 54,000
Wayne, Indiana 4 $ 498,000 $ 124,500 $ 41,000
White, Indiana 4 $ 474,000 $ 118,500 $ 43,000
Sedgwick, Kansas 4 $ 681,000 $ 170,250 $ 57,000
Ballard, Kentucky 4 $ 476,000 $ 119,000 $ 54,000
Boyle, Kentucky 4 $ 371,000 $ 92,750 $ 32,000
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Mortgage Loan Application Detail Totals for Ameritrust Mortgage Company Ll in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,654 $823,414,000 $145,000 $1,603,000 $63,000 $1,800,000
Refinancing 5,601 $957,823,000 $171,000 $1,350,000 $70,000 $1,900,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,007 $778,114,000 $155,000 $1,603,000 $68,000 $1,900,000
Black or African American 3,051 $448,784,000 $147,000 $896,000 $61,000 $1,333,000
Not Provided 2,353 $379,545,000 $161,000 $1,336,000 $66,000 $898,000
Hispanic 730 $150,708,000 $206,000 $1,350,000 $79,000 $1,800,000
Asian 83 $18,808,000 $226,000 $880,000 $104,000 $966,000
American Indian or Alaskan Native 28 $4,876,000 $174,000 $738,000 $62,000 $221,000
Native Hawaiian or Other Pacific Islander 3 $402,000 $134,000 $200,000 $54,000 $67,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,255 $1,781,237,000 $158,000 $1,603,000 $67,000 $1,900,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,619 $923,247,000 $164,000 $1,603,000 $72,000 $1,900,000
Loan Originated 4,286 $643,877,000 $150,000 $720,000 $61,000 $966,000
Application Withdrawn By Applicant 1,312 $207,452,000 $158,000 $846,000 $64,000 $1,800,000
Application Approved But Not Accepted 38 $6,661,000 $175,000 $581,000 $68,000 $204,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,441 $247,129,000 $171,000 $1,603,000 $79,000 $1,900,000
Collateral 595 $100,567,000 $169,000 $1,350,000 $79,000 $898,000
Credit History 480 $74,968,000 $156,000 $795,000 $66,000 $1,442,000
Debt-To-Income Ratio 315 $48,224,000 $153,000 $800,000 $51,000 $285,000
Unverifiable Information 173 $34,098,000 $197,000 $997,000 $88,000 $777,000
Employment History 157 $27,068,000 $172,000 $650,000 $66,000 $288,000
Insufficient Cash (Downpayment, Closing Cost) 23 $2,979,000 $129,000 $350,000 $49,000 $156,000
Credit Application Incomplete 6 $1,365,000 $227,000 $500,000 $77,000 $132,000
Mortgage Insurance Denied 2 $230,000 $115,000 $140,000 $55,000 $58,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameritrust Mortgage Company Ll's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ameritrust Mortgage Company Ll's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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