Amsouth Bank Mortgage Lending & HMDA Data, 2006

In 2006, Amsouth Bank of Birmingham, AL reported 29,667 mortgage applications totaling $5.2 billion, down 35% from 2005. The average application was for $175,108, and applicants reported an average income of $106,792. 57% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Nashville-Davidson--Murfreesboro, TN (2,545), Tampa-St. Petersburg-Clearwater, FL (2,187) and Birmingham-Hoover, AL (1,646) (applications in parentheses).

Mortgage Company & Address Amsouth Bank
P.O. Box 11007 - Ac-10
Birmingham, AL 35288
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 29,667
Total Mortgage Loan Application Amount $5,194,936,000
Average Mortgage Loan Application Amount $175,108
Highest Mortgage Loan Application Amount $8,600,000
Average Applicant Income $106,792
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amsouth Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amsouth Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 1,158 $ 191,059,000 $ 164,990 $ 105,000
Jefferson, Alabama 1,114 $ 168,061,000 $ 150,862 $ 109,000
Mobile, Alabama 1,062 $ 113,134,000 $ 106,529 $ 78,000
Pinellas, Florida 1,046 $ 237,071,000 $ 226,645 $ 129,000
Hamilton, Tennessee 777 $ 94,738,000 $ 121,927 $ 81,000
Madison, Alabama 764 $ 115,351,000 $ 150,982 $ 94,000
Orange, Florida 666 $ 219,245,000 $ 329,196 $ 164,000
Hillsborough, Florida 647 $ 173,902,000 $ 268,782 $ 143,000
Marion, Florida 643 $ 111,178,000 $ 172,905 $ 93,000
Baldwin, Alabama 642 $ 158,055,000 $ 246,191 $ 155,000
Knox, Tennessee 423 $ 64,020,000 $ 151,347 $ 104,000
Shelby, Tennessee 418 $ 47,286,000 $ 113,124 $ 75,000
Hinds, Mississippi 392 $ 33,543,000 $ 85,568 $ 81,000
Caddo, Louisiana 385 $ 45,355,000 $ 117,805 $ 85,000
Williamson, Tennessee 384 $ 127,088,000 $ 330,958 $ 170,000
Sarasota, Florida 377 $ 104,911,000 $ 278,278 $ 142,000
Escambia, Florida 372 $ 77,627,000 $ 208,674 $ 159,000
Duval, Florida 371 $ 103,808,000 $ 279,805 $ 166,000
Leon, Florida 341 $ 52,924,000 $ 155,202 $ 77,000
Collier, Florida 331 $ 177,429,000 $ 536,039 $ 299,000
Jefferson, Louisiana 327 $ 55,655,000 $ 170,198 $ 98,000
Pasco, Florida 322 $ 50,747,000 $ 157,599 $ 87,000
Sullivan, Tennessee 320 $ 30,029,000 $ 93,840 $ 59,000
Rutherford, Tennessee 317 $ 40,127,000 $ 126,583 $ 65,000
Lee, Florida 294 $ 110,579,000 $ 376,119 $ 218,000
Shelby, Alabama 284 $ 59,160,000 $ 208,309 $ 113,000
Brevard, Florida 277 $ 63,026,000 $ 227,530 $ 122,000
Sumner, Tennessee 274 $ 38,781,000 $ 141,536 $ 78,000
Montgomery, Tennessee 259 $ 23,759,000 $ 91,733 $ 72,000
Seminole, Florida 238 $ 58,877,000 $ 247,382 $ 108,000
Montgomery, Alabama 236 $ 33,098,000 $ 140,245 $ 80,000
Bay, Florida 234 $ 57,537,000 $ 245,884 $ 194,000
Santa Rosa, Florida 233 $ 45,188,000 $ 193,939 $ 118,000
Orleans, Louisiana 233 $ 55,688,000 $ 239,004 $ 155,000
Tuscaloosa, Alabama 232 $ 36,357,000 $ 156,711 $ 100,000
Polk, Florida 231 $ 40,235,000 $ 174,177 $ 83,000
Rankin, Mississippi 229 $ 26,827,000 $ 117,148 $ 69,000
Manatee, Florida 219 $ 71,631,000 $ 327,082 $ 147,000
Calhoun, Alabama 208 $ 20,014,000 $ 96,221 $ 54,000
Lee, Mississippi 201 $ 20,159,000 $ 100,293 $ 73,000
Walton, Florida 197 $ 112,942,000 $ 573,309 $ 426,000
Washington, Tennessee 195 $ 25,441,000 $ 130,466 $ 82,000
Okaloosa, Florida 193 $ 53,834,000 $ 278,932 $ 162,000
Charlotte, Florida 187 $ 42,511,000 $ 227,331 $ 162,000
Houston, Alabama 185 $ 22,566,000 $ 121,978 $ 90,000
Maury, Tennessee 185 $ 19,238,000 $ 103,989 $ 68,000
Citrus, Florida 181 $ 21,414,000 $ 118,309 $ 65,000
Hernando, Florida 172 $ 28,096,000 $ 163,348 $ 68,000
Bradley, Tennessee 172 $ 19,114,000 $ 111,127 $ 73,000
Bossier, Louisiana 171 $ 21,234,000 $ 124,175 $ 72,000
Lake, Florida 164 $ 38,724,000 $ 236,121 $ 100,000
Madison, Mississippi 160 $ 37,865,000 $ 236,656 $ 130,000
Wilson, Tennessee 158 $ 19,335,000 $ 122,373 $ 79,000
Lee, Alabama 157 $ 21,642,000 $ 137,847 $ 106,000
Marshall, Alabama 151 $ 19,326,000 $ 127,986 $ 82,000
St. Tammany, Louisiana 147 $ 29,660,000 $ 201,768 $ 110,000
Morgan, Alabama 128 $ 13,052,000 $ 101,968 $ 64,000
Lowndes, Mississippi 128 $ 14,116,000 $ 110,281 $ 87,000
Madison, Tennessee 127 $ 14,810,000 $ 116,614 $ 90,000
DeKalb, Alabama 124 $ 10,229,000 $ 82,491 $ 57,000
Alcorn, Mississippi 124 $ 9,552,000 $ 77,032 $ 59,000
Blount, Tennessee 120 $ 16,037,000 $ 133,641 $ 74,000
Cullman, Alabama 117 $ 14,596,000 $ 124,752 $ 72,000
Limestone, Alabama 117 $ 16,079,000 $ 137,427 $ 72,000
St. Johns, Florida 110 $ 58,582,000 $ 532,563 $ 316,000
Lauderdale, Mississippi 108 $ 8,050,000 $ 74,537 $ 51,000
Anderson, Tennessee 106 $ 12,175,000 $ 114,858 $ 92,000
Osceola, Florida 105 $ 27,094,000 $ 258,038 $ 162,000
East Baton Rouge, Louisiana 104 $ 18,779,000 $ 180,567 $ 144,000
St. Clair, Alabama 101 $ 11,917,000 $ 117,990 $ 65,000
Etowah, Alabama 99 $ 10,940,000 $ 110,505 $ 84,000
Oktibbeha, Mississippi 99 $ 9,793,000 $ 98,919 $ 63,000
Volusia, Florida 97 $ 23,074,000 $ 237,876 $ 367,000
Walker, Georgia 96 $ 9,473,000 $ 98,677 $ 80,000
Ouachita, Louisiana 94 $ 8,979,000 $ 95,521 $ 99,000
Warren, Mississippi 92 $ 9,210,000 $ 100,108 $ 85,000
Washington, Mississippi 91 $ 4,973,000 $ 54,648 $ 46,000
Putnam, Tennessee 88 $ 8,175,000 $ 92,897 $ 64,000
Elmore, Alabama 87 $ 12,515,000 $ 143,850 $ 93,000
Clay, Florida 87 $ 17,561,000 $ 201,850 $ 78,000
Roane, Tennessee 86 $ 6,148,000 $ 71,488 $ 60,000
Cumberland, Tennessee 83 $ 7,489,000 $ 90,228 $ 55,000
Alachua, Florida 81 $ 12,983,000 $ 160,283 $ 95,000
Catoosa, Georgia 80 $ 9,140,000 $ 114,250 $ 72,000
Stewart, Tennessee 77 $ 3,853,000 $ 50,038 $ 73,000
DeSoto, Mississippi 76 $ 9,452,000 $ 124,368 $ 71,000
Carter, Tennessee 76 $ 6,517,000 $ 85,750 $ 48,000
Tangipahoa, Louisiana 75 $ 10,368,000 $ 138,240 $ 76,000
Jones, Mississippi 75 $ 6,066,000 $ 80,880 $ 65,000
Walker, Alabama 74 $ 7,633,000 $ 103,148 $ 88,000
Lauderdale, Alabama 72 $ 12,087,000 $ 167,875 $ 116,000
Colbert, Alabama 71 $ 7,073,000 $ 99,619 $ 54,000
Cheatham, Tennessee 71 $ 7,575,000 $ 106,690 $ 70,000
Leflore, Mississippi 69 $ 3,033,000 $ 43,956 $ 64,000
Floyd, Georgia 68 $ 6,554,000 $ 96,382 $ 71,000
Forrest, Mississippi 64 $ 5,915,000 $ 92,421 $ 96,000
Harrison, Mississippi 64 $ 9,279,000 $ 144,984 $ 100,000
Adams, Mississippi 63 $ 5,065,000 $ 80,396 $ 108,000
Lamar, Mississippi 61 $ 8,501,000 $ 139,360 $ 94,000
Dallas, Alabama 59 $ 4,154,000 $ 70,406 $ 57,000
Pike, Mississippi 59 $ 3,465,000 $ 58,728 $ 51,000
Lawrence, Mississippi 58 $ 2,341,000 $ 40,362 $ 61,000
Robertson, Tennessee 56 $ 7,104,000 $ 126,857 $ 63,000
Bedford, Tennessee 54 $ 6,267,000 $ 116,055 $ 81,000
Gibson, Tennessee 54 $ 3,050,000 $ 56,481 $ 50,000
Sumter, Florida 53 $ 8,381,000 $ 158,132 $ 77,000
DeKalb, Tennessee 53 $ 3,353,000 $ 63,264 $ 57,000
Gadsden, Florida 52 $ 6,298,000 $ 121,115 $ 43,000
Sevier, Tennessee 49 $ 7,964,000 $ 162,530 $ 145,000
Hawkins, Tennessee 48 $ 4,746,000 $ 98,875 $ 56,000
Marion, Tennessee 47 $ 5,087,000 $ 108,234 $ 91,000
Warren, Tennessee 47 $ 3,407,000 $ 72,489 $ 46,000
Autauga, Alabama 46 $ 4,193,000 $ 91,152 $ 58,000
Cannon, Tennessee 46 $ 2,464,000 $ 53,565 $ 62,000
Monroe, Tennessee 45 $ 3,724,000 $ 82,755 $ 61,000
Plaquemines, Louisiana 43 $ 10,550,000 $ 245,348 $ 114,000
Loudon, Tennessee 43 $ 7,791,000 $ 181,186 $ 115,000
Blount, Alabama 42 $ 3,927,000 $ 93,500 $ 58,000
Dickson, Tennessee 41 $ 5,393,000 $ 131,536 $ 91,000
Jefferson, Tennessee 41 $ 5,025,000 $ 122,560 $ 62,000
Chattooga, Georgia 40 $ 2,358,000 $ 58,950 $ 42,000
Ascension, Louisiana 40 $ 4,232,000 $ 105,800 $ 116,000
Coahoma, Mississippi 39 $ 2,115,000 $ 54,230 $ 49,000
Yazoo, Mississippi 39 $ 1,903,000 $ 48,794 $ 39,000
McMinn, Tennessee 39 $ 3,544,000 $ 90,871 $ 63,000
Livingston, Louisiana 37 $ 3,583,000 $ 96,837 $ 69,000
Henry, Tennessee 36 $ 2,578,000 $ 71,611 $ 56,000
Lincoln, Tennessee 36 $ 2,748,000 $ 76,333 $ 69,000
Wakulla, Florida 34 $ 4,350,000 $ 127,941 $ 58,000
Itawamba, Mississippi 33 $ 1,697,000 $ 51,424 $ 55,000
Talladega, Alabama 32 $ 3,571,000 $ 111,593 $ 60,000
Lawrence, Alabama 31 $ 2,813,000 $ 90,741 $ 62,000
Lafayette, Mississippi 31 $ 4,570,000 $ 147,419 $ 135,000
Houston, Tennessee 29 $ 1,747,000 $ 60,241 $ 65,000
Winston, Alabama 27 $ 4,483,000 $ 166,037 $ 132,000
Gordon, Georgia 27 $ 2,071,000 $ 76,703 $ 53,000
Simpson, Mississippi 27 $ 1,933,000 $ 71,592 $ 58,000
Webster, Mississippi 27 $ 1,494,000 $ 55,333 $ 64,000
Marshall, Tennessee 27 $ 2,724,000 $ 100,888 $ 45,000
Dale, Alabama 26 $ 2,273,000 $ 87,423 $ 50,000
Morgan, Tennessee 26 $ 1,425,000 $ 54,807 $ 57,000
Rhea, Tennessee 25 $ 1,945,000 $ 77,800 $ 72,000
Broward, Florida 24 $ 9,475,000 $ 394,791 $ 201,000
Tishomingo, Mississippi 24 $ 3,127,000 $ 130,291 $ 138,000
Nassau, Florida 22 $ 6,075,000 $ 276,136 $ 263,000
Palm Beach, Florida 22 $ 27,925,000 $ 1,269,318 $ 624,000
Prentiss, Mississippi 22 $ 1,347,000 $ 61,227 $ 56,000
Washington, Virginia 22 $ 2,427,000 $ 110,318 $ 46,000
Coffee, Alabama 21 $ 2,823,000 $ 134,428 $ 70,000
Jackson, Alabama 21 $ 3,522,000 $ 167,714 $ 217,000
Levy, Florida 21 $ 3,786,000 $ 180,285 $ 71,000
Tallapoosa, Alabama 20 $ 5,644,000 $ 282,200 $ 163,000
Whitfield, Georgia 20 $ 3,371,000 $ 168,550 $ 66,000
Bristol, Virginia 20 $ 2,343,000 $ 117,150 $ 99,000
Cherokee, Alabama 19 $ 2,364,000 $ 124,421 $ 60,000
Flagler, Florida 19 $ 7,563,000 $ 398,052 $ 432,000
Sequatchie, Tennessee 19 $ 2,558,000 $ 134,631 $ 64,000
Geneva, Alabama 18 $ 1,608,000 $ 89,333 $ 62,000
White, Tennessee 18 $ 1,236,000 $ 68,666 $ 66,000
Henry, Alabama 17 $ 2,187,000 $ 128,647 $ 123,000
Chilton, Alabama 16 $ 2,349,000 $ 146,812 $ 85,000
Putnam, Florida 16 $ 2,600,000 $ 162,500 $ 104,000
Copiah, Mississippi 16 $ 1,838,000 $ 114,875 $ 71,000
Pontotoc, Mississippi 16 $ 1,384,000 $ 86,500 $ 47,000
Unicoi, Tennessee 16 $ 1,545,000 $ 96,562 $ 53,000
Bibb, Alabama 15 $ 1,425,000 $ 95,000 $ 58,000
Dade, Georgia 15 $ 1,296,000 $ 86,400 $ 69,000
Fulton, Georgia 15 $ 5,606,000 $ 373,733 $ 581,000
Jackson, Mississippi 15 $ 1,688,000 $ 112,533 $ 74,000
Macon, Tennessee 15 $ 1,280,000 $ 85,333 $ 72,000
Overton, Tennessee 15 $ 1,042,000 $ 69,466 $ 39,000
De Soto, Louisiana 14 $ 1,154,000 $ 82,428 $ 73,000
Jackson, Tennessee 14 $ 995,000 $ 71,071 $ 40,000
Escambia, Alabama 13 $ 986,000 $ 75,846 $ 30,000
Carroll, Mississippi 13 $ 511,000 $ 39,307 $ 43,000
Giles, Tennessee 13 $ 1,122,000 $ 86,307 $ 46,000
McNairy, Tennessee 13 $ 1,004,000 $ 77,230 $ 60,000
St. Charles, Louisiana 12 $ 2,815,000 $ 234,583 $ 95,000
Hancock, Mississippi 12 $ 1,713,000 $ 142,750 $ 80,000
George, Mississippi 11 $ 1,515,000 $ 137,727 $ 84,000
Meigs, Tennessee 11 $ 1,236,000 $ 112,363 $ 67,000
Polk, Tennessee 11 $ 1,863,000 $ 169,363 $ 59,000
Trousdale, Tennessee 11 $ 1,266,000 $ 115,090 $ 51,000
Pickens, Alabama 10 $ 1,092,000 $ 109,200 $ 59,000
Miami-Dade, Florida 10 $ 4,633,000 $ 463,300 $ 230,000
Amite, Mississippi 10 $ 154,000 $ 15,400 $ 37,000
Clay, Mississippi 10 $ 936,000 $ 93,600 $ 52,000
Jefferson Davis, Mississippi 10 $ 515,000 $ 51,500 $ 48,000
Monroe, Mississippi 10 $ 528,000 $ 52,800 $ 47,000
Union, Tennessee 10 $ 1,077,000 $ 107,700 $ 49,000
Franklin, Alabama 9 $ 977,000 $ 108,555 $ 53,000
Indian River, Florida 9 $ 5,649,000 $ 627,666 $ 255,000
Cobb, Georgia 9 $ 7,125,000 $ 791,666 $ 266,000
Jefferson, Mississippi 9 $ 677,000 $ 75,222 $ 95,000
Union, Mississippi 9 $ 563,000 $ 62,555 $ 60,000
Macon, North Carolina 9 $ 6,982,000 $ 775,777 $ 410,000
Fayette, Tennessee 9 $ 3,012,000 $ 334,666 $ 135,000
Grainger, Tennessee 9 $ 612,000 $ 68,000 $ 45,000
Hamblen, Tennessee 9 $ 1,002,000 $ 111,333 $ 51,000
Hardin, Tennessee 9 $ 2,245,000 $ 249,444 $ 184,000
Tipton, Tennessee 9 $ 909,000 $ 101,000 $ 63,000
Scott, Virginia 9 $ 577,000 $ 64,111 $ 62,000
Clay, Alabama 8 $ 903,000 $ 112,875 $ 81,000
Greene, Alabama 8 $ 401,000 $ 50,125 $ 60,000
DeSoto, Florida 8 $ 2,152,000 $ 269,000 $ 231,000
Monroe, Florida 8 $ 2,585,000 $ 323,125 $ 202,000
Washington, Florida 8 $ 706,000 $ 88,250 $ 197,000
Washington, Louisiana 8 $ 663,000 $ 82,875 $ 53,000
Clarke, Mississippi 8 $ 480,000 $ 60,000 $ 43,000
Newton, Mississippi 8 $ 909,000 $ 113,625 $ 77,000
Campbell, Tennessee 8 $ 914,000 $ 114,250 $ 83,000
Carroll, Tennessee 8 $ 261,000 $ 32,625 $ 31,000
Coffee, Tennessee 8 $ 1,241,000 $ 155,125 $ 66,000
Smith, Tennessee 8 $ 957,000 $ 119,625 $ 72,000
Chambers, Alabama 7 $ 537,000 $ 76,714 $ 42,000
Lamar, Alabama 7 $ 436,000 $ 62,285 $ 54,000
Gwinnett, Georgia 7 $ 1,135,000 $ 162,142 $ 106,000
Concordia, Louisiana 7 $ 464,000 $ 66,285 $ 58,000
Morehouse, Louisiana 7 $ 118,000 $ 16,857 $ 67,000
Richland, Louisiana 7 $ 462,000 $ 66,000 $ 60,000
Webster, Louisiana 7 $ 668,000 $ 95,428 $ 54,000
Jasper, Mississippi 7 $ 550,000 $ 78,571 $ 45,000
Marshall, Mississippi 7 $ 725,000 $ 103,571 $ 82,000
Pearl River, Mississippi 7 $ 1,005,000 $ 143,571 $ 70,000
Wilkinson, Mississippi 7 $ 304,000 $ 43,428 $ 44,000
Grundy, Tennessee 7 $ 968,000 $ 138,285 $ 102,000
Hale, Alabama 6 $ 423,000 $ 70,500 $ 46,000
Macon, Alabama 6 $ 288,000 $ 48,000 $ 40,000
Washington, Alabama 6 $ 424,000 $ 70,666 $ 66,000
Franklin, Florida 6 $ 5,358,000 $ 893,000 $ 324,000
Highlands, Florida 6 $ 899,000 $ 149,833 $ 108,000
Calhoun, Mississippi 6 $ 250,000 $ 41,666 $ 40,000
Choctaw, Mississippi 6 $ 301,000 $ 50,166 $ 63,000
Humphreys, Mississippi 6 $ 164,000 $ 27,333 $ 52,000
Leake, Mississippi 6 $ 613,000 $ 102,166 $ 72,000
Lincoln, Mississippi 6 $ 322,000 $ 53,666 $ 45,000
Chester, Tennessee 6 $ 378,000 $ 63,000 $ 63,000
Fentress, Tennessee 6 $ 633,000 $ 105,500 $ 119,000
Franklin, Tennessee 6 $ 944,000 $ 157,333 $ 85,000
Greene, Tennessee 6 $ 593,000 $ 98,833 $ 31,000
Hickman, Tennessee 6 $ 528,000 $ 88,000 $ 75,000
Fayette, Alabama 5 $ 357,000 $ 71,400 $ 50,000
Columbia, Florida 5 $ 553,000 $ 110,600 $ 45,000
Cherokee, Georgia 5 $ 1,516,000 $ 303,200 $ 93,000
Forsyth, Georgia 5 $ 873,000 $ 174,600 $ 121,000
Christian, Kentucky 5 $ 910,000 $ 182,000 $ 70,000
St. Bernard, Louisiana 5 $ 604,000 $ 120,800 $ 59,000
St. Helena, Louisiana 5 $ 265,000 $ 53,000 $ 31,000
Union, Louisiana 5 $ 468,000 $ 93,600 $ 59,000
Claiborne, Mississippi 5 $ 96,000 $ 19,200 $ 31,000
Holmes, Mississippi 5 $ 54,000 $ 10,800 $ 38,000
Kemper, Mississippi 5 $ 441,000 $ 88,200 $ 72,000
Noxubee, Mississippi 5 $ 170,000 $ 34,000 $ 27,000
Smith, Mississippi 5 $ 402,000 $ 80,400 $ 80,000
Greenville, South Carolina 5 $ 3,894,000 $ 778,800 $ 1,161,000
Bledsoe, Tennessee 5 $ 257,000 $ 51,400 $ 50,000
Lawrence, Tennessee 5 $ 320,000 $ 64,000 $ 72,000
Weakley, Tennessee 5 $ 244,000 $ 48,800 $ 40,000
Clarke, Alabama 4 $ 613,000 $ 153,250 $ 84,000
Cleburne, Alabama 4 $ 275,000 $ 68,750 $ 80,000
Coosa, Alabama 4 $ 994,000 $ 248,500 $ 210,000
Crenshaw, Alabama 4 $ 298,000 $ 74,500 $ 72,000
Marion, Alabama 4 $ 477,000 $ 119,250 $ 109,000
Pike, Alabama 4 $ 402,000 $ 100,500 $ 62,000
Baker, Florida 4 $ 534,000 $ 133,500 $ 59,000
Gulf, Florida 4 $ 2,618,000 $ 654,500 $ 433,000
Liberty, Florida 4 $ 244,000 $ 61,000 $ 35,000
Camden, Georgia 4 $ 819,000 $ 204,750 $ 39,000
DeKalb, Georgia 4 $ 863,000 $ 215,750 $ 137,000
Gilmer, Georgia 4 $ 1,312,000 $ 328,000 $ 238,000
Madison, Louisiana 4 $ 167,000 $ 41,750 $ 41,000
Natchitoches, Louisiana 4 $ 533,000 $ 133,250 $ 140,000
St. John the Baptist, Louisiana 4 $ 552,000 $ 138,000 $ 55,000
Bolivar, Mississippi 4 $ 530,000 $ 132,500 $ 71,000
Covington, Mississippi 4 $ 176,000 $ 44,000 $ 45,000
Panola, Mississippi 4 $ 388,000 $ 97,000 $ 30,000
Quitman, Mississippi 4 $ 292,000 $ 73,000 $ 79,000
Sunflower, Mississippi 4 $ 131,000 $ 32,750 $ 28,000
Winston, Mississippi 4 $ 393,000 $ 98,250 $ 74,000
Jackson, North Carolina 4 $ 3,493,000 $ 873,250 $ 431,000
Wake, North Carolina 4 $ 794,000 $ 198,500 $ 537,000
Benton, Tennessee 4 $ 88,000 $ 22,000 $ 127,000
Henderson, Tennessee 4 $ 144,000 $ 36,000 $ 44,000
Humphreys, Tennessee 4 $ 351,000 $ 87,750 $ 105,000
Lewis, Tennessee 4 $ 261,000 $ 65,250 $ 60,000
Moore, Tennessee 4 $ 592,000 $ 148,000 $ 81,000
Denton, Texas 4 $ 742,000 $ 185,500 $ 106,000
Choctaw, Alabama 3 $ 161,000 $ 53,666 $ 28,000
Covington, Alabama 3 $ 198,000 $ 66,000 $ 19,000
Lowndes, Alabama 3 $ 103,000 $ 34,333 $ 28,000
Monroe, Alabama 3 $ 345,000 $ 115,000 $ 50,000
Randolph, Alabama 3 $ 316,000 $ 105,333 $ 50,000
Wilcox, Alabama 3 $ 256,000 $ 85,333 $ 46,000
Cleburne, Arkansas 3 $ 461,000 $ 153,666 $ 106,000
Jackson, Florida 3 $ 244,000 $ 81,333 $ 66,000
St. Lucie, Florida 3 $ 485,000 $ 161,666 $ 149,000
Union, Florida 3 $ 804,000 $ 268,000 $ 112,000
Charlton, Georgia 3 $ 371,000 $ 123,666 $ 37,000
Fannin, Georgia 3 $ 880,000 $ 293,333 $ 250,000
Fayette, Georgia 3 $ 554,000 $ 184,666 $ 109,000
Polk, Georgia 3 $ 204,000 $ 68,000 $ 29,000
Thomas, Georgia 3 $ 286,000 $ 95,333 $ 116,000
Franklin, Louisiana 3 $ 297,000 $ 99,000 $ 63,000
Lafayette, Louisiana 3 $ 695,000 $ 231,666 $ 115,000
Lincoln, Louisiana 3 $ 235,000 $ 78,333 $ 54,000
West Baton Rouge, Louisiana 3 $ 254,000 $ 84,666 $ 72,000
Anne Arundel, Maryland 3 $ 1,470,000 $ 490,000 $ 247,000
Attala, Mississippi 3 $ 352,000 $ 117,333 $ 65,000
Chickasaw, Mississippi 3 $ 130,000 $ 43,333 $ 31,000
Marion, Mississippi 3 $ 334,000 $ 111,333 $ 98,000
Tate, Mississippi 3 $ 319,000 $ 106,333 $ 76,000
Tippah, Mississippi 3 $ 96,000 $ 32,000 $ 41,000
Walthall, Mississippi 3 $ 188,000 $ 62,666 $ 30,000
Wayne, Mississippi 3 $ 267,000 $ 89,000 $ 45,000
Yalobusha, Mississippi 3 $ 268,000 $ 89,333 $ 52,000
Avery, North Carolina 3 $ 1,125,000 $ 375,000 $ 356,000
Swain, North Carolina 3 $ 613,000 $ 204,333 $ 139,000
Claiborne, Tennessee 3 $ 292,000 $ 97,333 $ 66,000
Dyer, Tennessee 3 $ 313,000 $ 104,333 $ 44,000
Haywood, Tennessee 3 $ 257,000 $ 85,666 $ 53,000
Perry, Tennessee 3 $ 226,000 $ 75,333 $ 43,000
Wayne, Tennessee 3 $ 312,000 $ 104,000 $ 126,000
Harris, Texas 3 $ 764,000 $ 254,666 $ 1,026,000
Montgomery, Texas 3 $ 716,000 $ 238,666 $ 215,000
Alexandria, Virginia 3 $ 759,000 $ 253,000 $ 721,000
Wise, Virginia 3 $ 282,000 $ 94,000 $ 308,000
Butler, Alabama 2 $ 35,000 $ 17,500 $ 25,000
Pike, Arkansas 2 $ 171,000 $ 85,500 $ 95,000
Washington, Arkansas 2 $ 144,000 $ 72,000 $ 90,000
Eagle, Colorado 2 $ 1,572,000 $ 786,000 $ 543,000
Bradford, Florida 2 $ 403,000 $ 201,500 $ 85,000
Gilchrist, Florida 2 $ 223,000 $ 111,500 $ 51,000
Jefferson, Florida 2 $ 95,000 $ 47,500 $ 31,000
Martin, Florida 2 $ 353,000 $ 176,500 $ 53,000
Suwannee, Florida 2 $ 127,000 $ 63,500 $ 68,000
Barrow, Georgia 2 $ 247,000 $ 123,500 $ 32,000
Bartow, Georgia 2 $ 173,000 $ 86,500 $ 95,000
Bibb, Georgia 2 $ 590,000 $ 295,000 $ 160,000
Colquitt, Georgia 2 $ 115,000 $ 57,500 $ 87,000
Coweta, Georgia 2 $ 660,000 $ 330,000 $ 175,000
Grady, Georgia 2 $ 684,000 $ 342,000 $ 133,000
Harris, Georgia 2 $ 784,000 $ 392,000 $ 139,000
Murray, Georgia 2 $ 91,000 $ 45,500 $ 40,000
Muscogee, Georgia 2 $ 231,000 $ 115,500 $ 16,000
Paulding, Georgia 2 $ 276,000 $ 138,000 $ 50,000
Rabun, Georgia 2 $ 248,000 $ 124,000 $ 122,000
Union, Georgia 2 $ 500,000 $ 250,000 $ 107,000
White, Georgia 2 $ 245,000 $ 122,500 $ 98,000
Champaign, Illinois 2 $ 112,000 $ 56,000 $ 0
Marion, Indiana 2 $ 258,000 $ 129,000 $ 47,000
Fayette, Kentucky 2 $ 622,000 $ 311,000 $ 126,000
Logan, Kentucky 2 $ 150,000 $ 75,000 $ 33,000
Bienville, Louisiana 2 $ 233,000 $ 116,500 $ 73,000
East Feliciana, Louisiana 2 $ 210,000 $ 105,000 $ 83,000
St. Landry, Louisiana 2 $ 250,000 $ 125,000 $ 87,000
Vermilion, Louisiana 2 $ 270,000 $ 135,000 $ 93,000
Benton, Mississippi 2 $ 189,000 $ 94,500 $ 52,000
Montgomery, Mississippi 2 $ 9,000 $ 4,500 $ 40,000
Neshoba, Mississippi 2 $ 220,000 $ 110,000 $ 178,000
Scott, Mississippi 2 $ 222,000 $ 111,000 $ 32,000
Tallahatchie, Mississippi 2 $ 83,000 $ 41,500 $ 33,000
Cabarrus, North Carolina 2 $ 129,000 $ 64,500 $ 51,000
Cherokee, North Carolina 2 $ 444,000 $ 222,000 $ 85,000
Forsyth, North Carolina 2 $ 272,000 $ 136,000 $ 98,000
Haywood, North Carolina 2 $ 502,000 $ 251,000 $ 252,000
Moore, North Carolina 2 $ 767,000 $ 383,500 $ 596,000
Transylvania, North Carolina 2 $ 324,000 $ 162,000 $ 136,000
Watauga, North Carolina 2 $ 352,000 $ 176,000 $ 187,000
Hardeman, Tennessee 2 $ 136,000 $ 68,000 $ 174,000
Obion, Tennessee 2 $ 244,000 $ 122,000 $ 86,000
Van Buren, Tennessee 2 $ 35,000 $ 17,500 $ 71,000
Brazos, Texas 2 $ 139,000 $ 69,500 $ 215,000
Fort Bend, Texas 2 $ 450,000 $ 225,000 $ 118,000
Galveston, Texas 2 $ 266,000 $ 133,000 $ 156,000
Harrison, Texas 2 $ 90,000 $ 45,000 $ 77,000
Smith, Texas 2 $ 545,000 $ 272,500 $ 370,000
Travis, Texas 2 $ 706,000 $ 353,000 $ 147,000
Russell, Virginia 2 $ 122,000 $ 61,000 $ 46,000
Barbour, Alabama 1 $ 120,000 $ 120,000 $ 43,000
Bullock, Alabama 1 $ 417,000 $ 417,000 $ 87,000
Marengo, Alabama 1 $ 47,000 $ 47,000 $ 28,000
Sumter, Alabama 1 $ 66,000 $ 66,000 $ 32,000
Maricopa, Arizona 1 $ 749,000 $ 749,000 $ 625,000
Ashley, Arkansas 1 $ 5,000 $ 5,000 $ 19,000
Bradley, Arkansas 1 $ 45,000 $ 45,000 $ 78,000
Chicot, Arkansas 1 $ 20,000 $ 20,000 $ 66,000
Crittenden, Arkansas 1 $ 76,000 $ 76,000 $ 51,000
Miller, Arkansas 1 $ 212,000 $ 212,000 $ 185,000
Arapahoe, Colorado 1 $ 1,463,000 $ 1,463,000 $ 1,000,000
Denver, Colorado 1 $ 75,000 $ 75,000 $ 0
Fremont, Colorado 1 $ 126,000 $ 126,000 $ 482,000
Grand, Colorado 1 $ 231,000 $ 231,000 $ 75,000
Hinsdale, Colorado 1 $ 342,000 $ 342,000 $ 300,000
Jefferson, Colorado 1 $ 139,000 $ 139,000 $ 54,000
Pitkin, Colorado 1 $ 510,000 $ 510,000 $ 0
San Miguel, Colorado 1 $ 2,000,000 $ 2,000,000 $ 949,000
Fairfield, Connecticut 1 $ 1,062,000 $ 1,062,000 $ 1,000,000
Dixie, Florida 1 $ 417,000 $ 417,000 $ 250,000
Hamilton, Florida 1 $ 200,000 $ 200,000 $ 87,000
Hardee, Florida 1 $ 90,000 $ 90,000 $ 58,000
Hendry, Florida 1 $ 100,000 $ 100,000 $ 225,000
Madison, Florida 1 $ 180,000 $ 180,000 $ 100,000
Calhoun, Georgia 1 $ 26,000 $ 26,000 $ 67,000
Chatham, Georgia 1 $ 400,000 $ 400,000 $ 90,000
Clayton, Georgia 1 $ 77,000 $ 77,000 $ 77,000
Columbia, Georgia 1 $ 312,000 $ 312,000 $ 66,000
Cook, Georgia 1 $ 60,000 $ 60,000 $ 108,000
Decatur, Georgia 1 $ 113,000 $ 113,000 $ 46,000
Dodge, Georgia 1 $ 6,000 $ 6,000 $ 30,000
Dougherty, Georgia 1 $ 48,000 $ 48,000 $ 104,000
Douglas, Georgia 1 $ 118,000 $ 118,000 $ 149,000
Franklin, Georgia 1 $ 45,000 $ 45,000 $ 58,000
Glynn, Georgia 1 $ 1,852,000 $ 1,852,000 $ 831,000
Habersham, Georgia 1 $ 107,000 $ 107,000 $ 38,000
Hart, Georgia 1 $ 207,000 $ 207,000 $ 93,000
Henry, Georgia 1 $ 66,000 $ 66,000 $ 117,000
Houston, Georgia 1 $ 106,000 $ 106,000 $ 280,000
Lumpkin, Georgia 1 $ 244,000 $ 244,000 $ 0
Oconee, Georgia 1 $ 120,000 $ 120,000 $ 0
Pierce, Georgia 1 $ 34,000 $ 34,000 $ 39,000
Pulaski, Georgia 1 $ 227,000 $ 227,000 $ 114,000
Putnam, Georgia 1 $ 196,000 $ 196,000 $ 112,000
Seminole, Georgia 1 $ 271,000 $ 271,000 $ 105,000
Toombs, Georgia 1 $ 163,000 $ 163,000 $ 75,000
Walton, Georgia 1 $ 177,000 $ 177,000 $ 68,000
Wilkinson, Georgia 1 $ 6,000 $ 6,000 $ 45,000
Hawaii, Hawaii 1 $ 350,000 $ 350,000 $ 55,000
Lake, Illinois 1 $ 130,000 $ 130,000 $ 30,000
Will, Illinois 1 $ 153,000 $ 153,000 $ 29,000
Huntington, Indiana 1 $ 100,000 $ 100,000 $ 66,000
Tippecanoe, Indiana 1 $ 24,000 $ 24,000 $ 50,000
Warrick, Indiana 1 $ 180,000 $ 180,000 $ 0
Bell, Kentucky 1 $ 82,000 $ 82,000 $ 46,000
Calloway, Kentucky 1 $ 400,000 $ 400,000 $ 828,000
Cumberland, Kentucky 1 $ 130,000 $ 130,000 $ 43,000
Kenton, Kentucky 1 $ 386,000 $ 386,000 $ 542,000
Letcher, Kentucky 1 $ 200,000 $ 200,000 $ 96,000
Ohio, Kentucky 1 $ 53,000 $ 53,000 $ 117,000
Simpson, Kentucky 1 $ 125,000 $ 125,000 $ 45,000
Todd, Kentucky 1 $ 68,000 $ 68,000 $ 180,000
Trigg, Kentucky 1 $ 37,000 $ 37,000 $ 48,000
Warren, Kentucky 1 $ 187,000 $ 187,000 $ 108,000
Catahoula, Louisiana 1 $ 8,000 $ 8,000 $ 21,000
Jackson, Louisiana 1 $ 85,000 $ 85,000 $ 26,000
Lafourche, Louisiana 1 $ 137,000 $ 137,000 $ 46,000
Pointe Coupee, Louisiana 1 $ 166,000 $ 166,000 $ 61,000
Rapides, Louisiana 1 $ 176,000 $ 176,000 $ 101,000
Red River, Louisiana 1 $ 98,000 $ 98,000 $ 66,000
Sabine, Louisiana 1 $ 85,000 $ 85,000 $ 46,000
St. James, Louisiana 1 $ 103,000 $ 103,000 $ 61,000
Terrebonne, Louisiana 1 $ 155,000 $ 155,000 $ 84,000
Grand Traverse, Michigan 1 $ 266,000 $ 266,000 $ 286,000
Macomb, Michigan 1 $ 140,000 $ 140,000 $ 78,000
Washtenaw, Michigan 1 $ 1,000,000 $ 1,000,000 $ 715,000
Greene, Mississippi 1 $ 164,000 $ 164,000 $ 37,000
Grenada, Mississippi 1 $ 36,000 $ 36,000 $ 26,000
Sharkey, Mississippi 1 $ 7,000 $ 7,000 $ 39,000
Stone, Mississippi 1 $ 150,000 $ 150,000 $ 81,000
Scott, Missouri 1 $ 40,000 $ 40,000 $ 137,000
Monroe, New York 1 $ 20,000 $ 20,000 $ 41,000
New York, New York 1 $ 1,750,000 $ 1,750,000 $ 498,000
Queens, New York 1 $ 12,000 $ 12,000 $ 77,000
Warren, New York 1 $ 220,000 $ 220,000 $ 125,000
Westchester, New York 1 $ 700,000 $ 700,000 $ 0
Buncombe, North Carolina 1 $ 122,000 $ 122,000 $ 200,000
Davie, North Carolina 1 $ 180,000 $ 180,000 $ 0
Graham, North Carolina 1 $ 144,000 $ 144,000 $ 164,000
Henderson, North Carolina 1 $ 300,000 $ 300,000 $ 63,000
McDowell, North Carolina 1 $ 250,000 $ 250,000 $ 81,000
Mecklenburg, North Carolina 1 $ 144,000 $ 144,000 $ 12,000
New Hanover, North Carolina 1 $ 168,000 $ 168,000 $ 62,000
Rowan, North Carolina 1 $ 100,000 $ 100,000 $ 0
Stokes, North Carolina 1 $ 112,000 $ 112,000 $ 115,000
Yancey, North Carolina 1 $ 136,000 $ 136,000 $ 35,000
Knox, Ohio 1 $ 94,000 $ 94,000 $ 36,000
Mahoning, Ohio 1 $ 137,000 $ 137,000 $ 87,000
Stark, Ohio 1 $ 3,000 $ 3,000 $ 64,000
Oklahoma, Oklahoma 1 $ 197,000 $ 197,000 $ 80,000
Beaufort, South Carolina 1 $ 333,000 $ 333,000 $ 463,000
Berkeley, South Carolina 1 $ 222,000 $ 222,000 $ 126,000
Charleston, South Carolina 1 $ 3,000,000 $ 3,000,000 $ 1,980,000
Florence, South Carolina 1 $ 100,000 $ 100,000 $ 64,000
Horry, South Carolina 1 $ 228,000 $ 228,000 $ 172,000
Oconee, South Carolina 1 $ 54,000 $ 54,000 $ 56,000
Spartanburg, South Carolina 1 $ 101,000 $ 101,000 $ 271,000
Clay, Tennessee 1 $ 23,000 $ 23,000 $ 98,000
Crockett, Tennessee 1 $ 40,000 $ 40,000 $ 70,000
Decatur, Tennessee 1 $ 20,000 $ 20,000 $ 19,000
Johnson, Tennessee 1 $ 35,000 $ 35,000 $ 35,000
Pickett, Tennessee 1 $ 800,000 $ 800,000 $ 300,000
Bell, Texas 1 $ 110,000 $ 110,000 $ 60,000
Bexar, Texas 1 $ 97,000 $ 97,000 $ 20,000
Cass, Texas 1 $ 100,000 $ 100,000 $ 100,000
Collin, Texas 1 $ 290,000 $ 290,000 $ 174,000
Dallas, Texas 1 $ 380,000 $ 380,000 $ 355,000
Hood, Texas 1 $ 155,000 $ 155,000 $ 64,000
Jefferson, Texas 1 $ 105,000 $ 105,000 $ 55,000
McLennan, Texas 1 $ 187,000 $ 187,000 $ 9,857,000
Nacogdoches, Texas 1 $ 95,000 $ 95,000 $ 89,000
Nueces, Texas 1 $ 10,000 $ 10,000 $ 42,000
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Mortgage Loan Application Detail Totals for Amsouth Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,407 $3,303,394,000 $214,000 $8,600,000 $122,000 $9,999,000
Refinancing 10,643 $1,816,288,000 $170,000 $5,000,000 $100,000 $4,294,000
Home Improvement 3,617 $75,254,000 $20,000 $2,500,000 $62,000 $5,299,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,093 $4,317,978,000 $186,000 $8,600,000 $115,000 $9,999,000
Black or African American 3,462 $333,769,000 $96,000 $3,334,000 $57,000 $6,000,000
Hispanic 1,293 $234,291,000 $181,000 $2,700,000 $88,000 $2,040,000
Not Provided 947 $161,742,000 $170,000 $5,445,000 $91,000 $4,553,000
Asian 509 $101,970,000 $200,000 $1,982,000 $112,000 $2,847,000
Not applicable 224 $23,058,000 $102,000 $700,000 $200,000 $2,744,000
American Indian or Alaskan Native 84 $11,728,000 $139,000 $2,700,000 $77,000 $914,000
Native Hawaiian or Other Pacific Islander 55 $10,400,000 $189,000 $548,000 $145,000 $776,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,667 $4,952,078,000 $178,000 $8,600,000 $111,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,585 $180,396,000 $113,000 $278,000 $42,000 $1,391,000
VA-guaranteed (Veterans Administration) 415 $62,462,000 $150,000 $417,000 $55,000 $168,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,829 $3,217,081,000 $191,000 $8,600,000 $121,000 $9,999,000
Application Denied By Financial Institution 5,706 $612,319,000 $107,000 $8,000,000 $72,000 $4,553,000
File Closed For Incompleteness 3,012 $725,071,000 $240,000 $5,445,000 $121,000 $6,914,000
Application Approved But Not Accepted 1,955 $270,862,000 $138,000 $4,280,000 $109,000 $5,299,000
Preapproval Denied by Financial Institution 1,449 $200,513,000 $138,000 $5,600,000 $49,000 $4,017,000
Preapproval Approved but not Accepted 587 $135,173,000 $230,000 $2,600,000 $98,000 $4,158,000
Application Withdrawn By Applicant 129 $33,917,000 $262,000 $1,440,000 $120,000 $799,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amsouth Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amsouth Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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