Amsouth Bank Mortgage Lending & HMDA Data, 2003

In 2003, Amsouth Bank of Birmingham, AL reported 61,537 mortgage applications totaling $7.0 billion. The average application was for $114,085, and applicants reported an average income of $72,139. 56% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (5,434), Nashville, TN (5,155) and Birmingham, AL (4,047) (applications in parentheses).

Mortgage Company & Address Amsouth Bank
P.O. Box 11007 - Ac-10
Birmingham, AL 35288
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 61,537
Total Mortgage Loan Application Amount $7,020,475,000
Average Mortgage Loan Application Amount $114,085
Highest Mortgage Loan Application Amount $8,320,000
Average Applicant Income $72,139
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amsouth Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amsouth Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 2,895 $ 383,608,000 $ 132,507 $ 69,000
Jefferson, Alabama 2,820 $ 308,757,000 $ 109,488 $ 83,000
Davidson, Tennessee 2,319 $ 271,701,000 $ 117,163 $ 62,000
Mobile, Alabama 2,101 $ 176,696,000 $ 84,100 $ 57,000
Hamilton, Tennessee 2,073 $ 205,046,000 $ 98,912 $ 61,000
Marion, Florida 1,436 $ 137,721,000 $ 95,905 $ 62,000
Hillsborough, Florida 1,307 $ 236,497,000 $ 180,946 $ 80,000
Knox, Tennessee 1,245 $ 147,431,000 $ 118,418 $ 78,000
Collier, Florida 1,241 $ 501,096,000 $ 403,784 $ 132,000
Hinds, Mississippi 1,089 $ 89,193,000 $ 81,903 $ 80,000
Shelby, Tennessee 1,069 $ 100,994,000 $ 94,475 $ 87,000
Escambia, Florida 980 $ 107,784,000 $ 109,983 $ 76,000
Jefferson, Louisiana 970 $ 108,691,000 $ 112,052 $ 68,000
Sullivan, Tennessee 949 $ 71,238,000 $ 75,066 $ 53,000
Orange, Florida 905 $ 176,533,000 $ 195,064 $ 82,000
Pasco, Florida 875 $ 77,354,000 $ 88,404 $ 57,000
Madison, Alabama 844 $ 87,473,000 $ 103,640 $ 86,000
Baldwin, Alabama 837 $ 122,570,000 $ 146,439 $ 84,000
Shelby, Alabama 790 $ 113,581,000 $ 143,773 $ 62,000
Sumner, Tennessee 768 $ 78,666,000 $ 102,429 $ 68,000
Montgomery, Tennessee 761 $ 57,418,000 $ 75,450 $ 57,000
Duval, Florida 745 $ 132,125,000 $ 177,348 $ 106,000
Lee, Florida 733 $ 148,844,000 $ 203,061 $ 80,000
Caddo, Louisiana 712 $ 70,604,000 $ 99,162 $ 64,000
Rankin, Mississippi 701 $ 70,350,000 $ 100,356 $ 56,000
Calhoun, Alabama 615 $ 40,203,000 $ 65,370 $ 63,000
Bradley, Tennessee 606 $ 56,143,000 $ 92,645 $ 58,000
Montgomery, Alabama 578 $ 61,129,000 $ 105,759 $ 67,000
Tuscaloosa, Alabama 570 $ 60,555,000 $ 106,236 $ 66,000
Rutherford, Tennessee 568 $ 53,545,000 $ 94,269 $ 60,000
Washington, Tennessee 543 $ 45,948,000 $ 84,618 $ 64,000
Santa Rosa, Florida 481 $ 70,945,000 $ 147,494 $ 68,000
Maury, Tennessee 463 $ 37,162,000 $ 80,263 $ 48,000
Williamson, Tennessee 450 $ 91,090,000 $ 202,422 $ 119,000
Lowndes, Mississippi 420 $ 30,547,000 $ 72,730 $ 48,000
Orleans, Louisiana 417 $ 84,372,000 $ 202,330 $ 121,000
Madison, Mississippi 399 $ 66,668,000 $ 167,087 $ 87,000
DeKalb, Alabama 398 $ 26,084,000 $ 65,537 $ 47,000
Bay, Florida 395 $ 46,079,000 $ 116,655 $ 63,000
Marshall, Alabama 384 $ 26,218,000 $ 68,276 $ 61,000
Houston, Alabama 376 $ 37,281,000 $ 99,151 $ 53,000
Madison, Tennessee 374 $ 29,113,000 $ 77,842 $ 57,000
Okaloosa, Florida 366 $ 54,706,000 $ 149,469 $ 129,000
Citrus, Florida 359 $ 31,751,000 $ 88,442 $ 54,000
Hernando, Florida 357 $ 32,961,000 $ 92,327 $ 52,000
Seminole, Florida 357 $ 59,567,000 $ 166,854 $ 93,000
Etowah, Alabama 348 $ 24,762,000 $ 71,155 $ 58,000
Charlotte, Florida 345 $ 47,335,000 $ 137,202 $ 74,000
Walker, Georgia 345 $ 24,582,000 $ 71,252 $ 55,000
Dickson, Tennessee 341 $ 26,044,000 $ 76,375 $ 66,000
Roane, Tennessee 326 $ 21,162,000 $ 64,914 $ 68,000
Cumberland, Tennessee 322 $ 25,838,000 $ 80,242 $ 60,000
Stewart, Tennessee 319 $ 21,327,000 $ 66,855 $ 60,000
Brevard, Florida 317 $ 40,751,000 $ 128,552 $ 82,000
Elmore, Alabama 315 $ 27,776,000 $ 88,177 $ 64,000
Ouachita, Louisiana 313 $ 30,206,000 $ 96,504 $ 61,000
Wilson, Tennessee 311 $ 29,805,000 $ 95,836 $ 66,000
Lee, Mississippi 310 $ 28,756,000 $ 92,761 $ 57,000
St. Clair, Alabama 305 $ 25,207,000 $ 82,645 $ 61,000
Putnam, Tennessee 295 $ 24,169,000 $ 81,928 $ 71,000
Sarasota, Florida 284 $ 51,083,000 $ 179,869 $ 87,000
Blount, Tennessee 280 $ 26,401,000 $ 94,289 $ 58,000
Morgan, Alabama 278 $ 22,549,000 $ 81,111 $ 57,000
St. Tammany, Louisiana 272 $ 43,746,000 $ 160,830 $ 76,000
Cheatham, Tennessee 272 $ 22,606,000 $ 83,110 $ 64,000
Bossier, Louisiana 264 $ 31,168,000 $ 118,060 $ 78,000
Clay, Florida 256 $ 34,218,000 $ 133,664 $ 92,000
Anderson, Tennessee 254 $ 37,710,000 $ 148,464 $ 122,000
Walton, Florida 248 $ 84,707,000 $ 341,560 $ 171,000
Cullman, Alabama 242 $ 18,681,000 $ 77,194 $ 61,000
Ascension, Louisiana 242 $ 18,888,000 $ 78,049 $ 53,000
Marion, Tennessee 238 $ 13,300,000 $ 55,882 $ 58,000
Tangipahoa, Louisiana 236 $ 13,483,000 $ 57,131 $ 57,000
East Baton Rouge, Louisiana 231 $ 34,222,000 $ 148,147 $ 72,000
Floyd, Georgia 219 $ 16,636,000 $ 75,963 $ 62,000
St. Johns, Florida 217 $ 74,070,000 $ 341,336 $ 167,000
Catoosa, Georgia 216 $ 18,325,000 $ 84,837 $ 53,000
Livingston, Louisiana 215 $ 12,134,000 $ 56,437 $ 53,000
Leflore, Mississippi 215 $ 12,045,000 $ 56,023 $ 61,000
Carter, Tennessee 214 $ 15,417,000 $ 72,042 $ 45,000
Lawrence, Mississippi 208 $ 8,949,000 $ 43,024 $ 45,000
Washington, Mississippi 208 $ 19,656,000 $ 94,500 $ 73,000
DeSoto, Mississippi 206 $ 18,304,000 $ 88,854 $ 62,000
Oktibbeha, Mississippi 200 $ 17,962,000 $ 89,810 $ 56,000
Rhea, Tennessee 197 $ 13,835,000 $ 70,228 $ 54,000
Leon, Florida 195 $ 25,913,000 $ 132,887 $ 83,000
Jones, Mississippi 191 $ 12,650,000 $ 66,230 $ 48,000
Lauderdale, Mississippi 191 $ 14,347,000 $ 75,115 $ 54,000
Alcorn, Mississippi 185 $ 11,339,000 $ 61,291 $ 49,000
Lake, Florida 183 $ 30,168,000 $ 164,852 $ 90,000
Limestone, Alabama 182 $ 13,365,000 $ 73,434 $ 54,000
Pike, Mississippi 176 $ 10,351,000 $ 58,812 $ 73,000
Hawkins, Tennessee 175 $ 12,723,000 $ 72,702 $ 51,000
Lee, Alabama 172 $ 15,452,000 $ 89,837 $ 57,000
Dallas, Alabama 171 $ 12,630,000 $ 73,859 $ 56,000
Lauderdale, Alabama 169 $ 13,727,000 $ 81,224 $ 54,000
Sumter, Florida 169 $ 9,446,000 $ 55,893 $ 50,000
Manatee, Florida 167 $ 35,793,000 $ 214,329 $ 91,000
Autauga, Alabama 164 $ 12,492,000 $ 76,170 $ 66,000
Monroe, Tennessee 162 $ 11,179,000 $ 69,006 $ 54,000
Cannon, Tennessee 157 $ 10,445,000 $ 66,528 $ 47,000
Gordon, Georgia 153 $ 9,476,000 $ 61,934 $ 51,000
Walker, Alabama 148 $ 9,308,000 $ 62,891 $ 65,000
Osceola, Florida 146 $ 20,538,000 $ 140,671 $ 101,000
Warren, Tennessee 144 $ 8,999,000 $ 62,493 $ 38,000
Volusia, Florida 134 $ 18,471,000 $ 137,843 $ 139,000
Blount, Alabama 132 $ 9,299,000 $ 70,446 $ 56,000
Gibson, Tennessee 132 $ 8,870,000 $ 67,196 $ 43,000
Houston, Tennessee 126 $ 7,228,000 $ 57,365 $ 56,000
Robertson, Tennessee 126 $ 13,358,000 $ 106,015 $ 57,000
Warren, Mississippi 125 $ 11,860,000 $ 94,880 $ 55,000
Bedford, Tennessee 121 $ 9,593,000 $ 79,280 $ 53,000
Henry, Tennessee 121 $ 7,659,000 $ 63,297 $ 73,000
Jefferson, Tennessee 119 $ 7,105,000 $ 59,705 $ 47,000
DeKalb, Tennessee 118 $ 9,668,000 $ 81,932 $ 65,000
McMinn, Tennessee 117 $ 7,007,000 $ 59,888 $ 54,000
Adams, Mississippi 112 $ 6,069,000 $ 54,187 $ 61,000
Talladega, Alabama 110 $ 9,251,000 $ 84,100 $ 75,000
Chattooga, Georgia 110 $ 5,949,000 $ 54,081 $ 44,000
Lincoln, Tennessee 105 $ 7,331,000 $ 69,819 $ 51,000
Polk, Florida 98 $ 8,080,000 $ 82,448 $ 65,000
Yazoo, Mississippi 94 $ 5,700,000 $ 60,638 $ 48,000
Plaquemines, Louisiana 93 $ 17,287,000 $ 185,881 $ 84,000
Forrest, Mississippi 90 $ 7,274,000 $ 80,822 $ 67,000
Lamar, Mississippi 90 $ 11,249,000 $ 124,988 $ 68,000
Prentiss, Mississippi 89 $ 5,829,000 $ 65,494 $ 49,000
Loudon, Tennessee 85 $ 8,399,000 $ 98,811 $ 89,000
Trousdale, Tennessee 85 $ 5,226,000 $ 61,482 $ 52,000
Jackson, Alabama 84 $ 4,958,000 $ 59,023 $ 47,000
Tishomingo, Mississippi 76 $ 4,521,000 $ 59,486 $ 43,000
Washington, Virginia 75 $ 5,114,000 $ 68,186 $ 45,000
Dade, Georgia 70 $ 6,356,000 $ 90,800 $ 49,000
Sevier, Tennessee 70 $ 6,374,000 $ 91,057 $ 68,000
Colbert, Alabama 69 $ 5,667,000 $ 82,130 $ 56,000
Sequatchie, Tennessee 68 $ 5,104,000 $ 75,058 $ 55,000
Whitfield, Georgia 67 $ 7,158,000 $ 106,835 $ 61,000
Itawamba, Mississippi 66 $ 3,158,000 $ 47,848 $ 53,000
Bristol, Virginia 64 $ 3,625,000 $ 56,640 $ 45,000
Macon, Tennessee 63 $ 3,903,000 $ 61,952 $ 46,000
Harrison, Mississippi 57 $ 5,417,000 $ 95,035 $ 79,000
Coahoma, Mississippi 55 $ 3,400,000 $ 61,818 $ 64,000
Morgan, Tennessee 54 $ 2,851,000 $ 52,796 $ 56,000
Cherokee, Alabama 52 $ 3,075,000 $ 59,134 $ 48,000
Hickman, Tennessee 52 $ 3,526,000 $ 67,807 $ 49,000
Amite, Mississippi 48 $ 2,317,000 $ 48,270 $ 47,000
Giles, Tennessee 48 $ 2,744,000 $ 57,166 $ 46,000
Unicoi, Tennessee 46 $ 3,089,000 $ 67,152 $ 45,000
Dale, Alabama 45 $ 2,980,000 $ 66,222 $ 52,000
Lawrence, Alabama 45 $ 2,758,000 $ 61,288 $ 55,000
Coffee, Alabama 44 $ 3,985,000 $ 90,568 $ 55,000
Tallapoosa, Alabama 42 $ 6,499,000 $ 154,738 $ 106,000
Lincoln, Mississippi 42 $ 3,254,000 $ 77,476 $ 55,000
Simpson, Mississippi 42 $ 2,928,000 $ 69,714 $ 53,000
Greene, Tennessee 42 $ 2,807,000 $ 66,833 $ 44,000
St. Charles, Louisiana 41 $ 5,671,000 $ 138,317 $ 108,000
Carroll, Tennessee 41 $ 2,610,000 $ 63,658 $ 45,000
Hamblen, Tennessee 40 $ 3,606,000 $ 90,150 $ 85,000
Nassau, Florida 38 $ 7,630,000 $ 200,789 $ 173,000
White, Tennessee 38 $ 2,712,000 $ 71,368 $ 55,000
Alachua, Florida 37 $ 5,283,000 $ 142,783 $ 115,000
Carroll, Mississippi 37 $ 1,968,000 $ 53,189 $ 56,000
Campbell, Tennessee 36 $ 2,902,000 $ 80,611 $ 84,000
Richland, Louisiana 35 $ 1,969,000 $ 56,257 $ 56,000
Copiah, Mississippi 35 $ 3,468,000 $ 99,085 $ 77,000
Polk, Tennessee 33 $ 2,540,000 $ 76,969 $ 50,000
Broward, Florida 32 $ 5,527,000 $ 172,718 $ 96,000
Morehouse, Louisiana 32 $ 1,663,000 $ 51,968 $ 52,000
Lawrence, Tennessee 32 $ 2,068,000 $ 64,625 $ 49,000
Scott, Virginia 32 $ 1,881,000 $ 58,781 $ 44,000
Winston, Alabama 31 $ 2,248,000 $ 72,516 $ 68,000
Fayette, Tennessee 31 $ 4,156,000 $ 134,064 $ 78,000
Marshall, Tennessee 31 $ 2,940,000 $ 94,838 $ 44,000
Monroe, Mississippi 30 $ 2,002,000 $ 66,733 $ 55,000
Pontotoc, Mississippi 30 $ 2,112,000 $ 70,400 $ 46,000
Webster, Mississippi 30 $ 1,596,000 $ 53,200 $ 51,000
Bledsoe, Tennessee 30 $ 1,622,000 $ 54,066 $ 54,000
Meigs, Tennessee 30 $ 2,499,000 $ 83,300 $ 55,000
Bibb, Alabama 29 $ 2,350,000 $ 81,034 $ 43,000
Geneva, Alabama 29 $ 2,335,000 $ 80,517 $ 63,000
Henry, Alabama 29 $ 2,016,000 $ 69,517 $ 51,000
Jackson, Mississippi 29 $ 2,577,000 $ 88,862 $ 65,000
Chester, Tennessee 29 $ 2,233,000 $ 77,000 $ 60,000
Chilton, Alabama 28 $ 2,418,000 $ 86,357 $ 60,000
Humphreys, Tennessee 28 $ 1,136,000 $ 40,571 $ 50,000
St. Bernard, Louisiana 27 $ 2,589,000 $ 95,888 $ 51,000
Franklin, Alabama 26 $ 1,983,000 $ 76,269 $ 43,000
Palm Beach, Florida 26 $ 5,351,000 $ 205,807 $ 127,000
Clay, Mississippi 26 $ 2,410,000 $ 92,692 $ 115,000
Wilkinson, Mississippi 26 $ 1,515,000 $ 58,269 $ 64,000
Lewis, Tennessee 26 $ 1,321,000 $ 50,807 $ 39,000
Murray, Georgia 25 $ 1,761,000 $ 70,440 $ 95,000
Jasper, Mississippi 25 $ 1,566,000 $ 62,640 $ 52,000
Overton, Tennessee 25 $ 1,283,000 $ 51,320 $ 75,000
Pickens, Alabama 24 $ 1,708,000 $ 71,166 $ 44,000
Leake, Mississippi 24 $ 2,387,000 $ 99,458 $ 61,000
Hardeman, Tennessee 24 $ 2,043,000 $ 85,125 $ 53,000
Jackson, Tennessee 24 $ 1,570,000 $ 65,416 $ 50,000
Levy, Florida 23 $ 2,751,000 $ 119,608 $ 82,000
Miami-Dade, Florida 23 $ 3,652,000 $ 158,782 $ 143,000
Lafayette, Mississippi 23 $ 2,411,000 $ 104,826 $ 119,000
Union, Tennessee 23 $ 1,594,000 $ 69,304 $ 39,000
Christian, Kentucky 21 $ 1,583,000 $ 75,380 $ 79,000
Kemper, Mississippi 21 $ 1,235,000 $ 58,809 $ 56,000
Union, Mississippi 21 $ 1,146,000 $ 54,571 $ 49,000
Walthall, Mississippi 21 $ 964,000 $ 45,904 $ 58,000
Coffee, Tennessee 21 $ 1,943,000 $ 92,523 $ 79,000
Hancock, Mississippi 20 $ 2,447,000 $ 122,350 $ 68,000
Marshall, Mississippi 20 $ 1,611,000 $ 80,550 $ 58,000
Crockett, Tennessee 20 $ 1,377,000 $ 68,850 $ 46,000
Escambia, Alabama 19 $ 1,091,000 $ 57,421 $ 59,000
Clarke, Mississippi 19 $ 1,348,000 $ 70,947 $ 47,000
Tipton, Tennessee 19 $ 2,280,000 $ 120,000 $ 73,000
Hale, Alabama 18 $ 1,113,000 $ 61,833 $ 51,000
St. John the Baptist, Louisiana 18 $ 1,332,000 $ 74,000 $ 45,000
Webster, Louisiana 18 $ 1,453,000 $ 80,722 $ 90,000
Grainger, Tennessee 18 $ 1,123,000 $ 62,388 $ 44,000
McNairy, Tennessee 18 $ 834,000 $ 46,333 $ 45,000
Cleburne, Alabama 17 $ 1,576,000 $ 92,705 $ 64,000
Macon, Alabama 17 $ 1,267,000 $ 74,529 $ 65,000
De Soto, Louisiana 17 $ 1,148,000 $ 67,529 $ 61,000
Bolivar, Mississippi 17 $ 1,037,000 $ 61,000 $ 50,000
Panola, Mississippi 17 $ 1,044,000 $ 61,411 $ 62,000
Fulton, Georgia 16 $ 4,776,000 $ 298,500 $ 240,000
Macon, North Carolina 16 $ 9,750,000 $ 609,375 $ 298,000
Washington, Florida 15 $ 842,000 $ 56,133 $ 77,000
Concordia, Louisiana 15 $ 553,000 $ 36,866 $ 56,000
Noxubee, Mississippi 15 $ 988,000 $ 65,866 $ 53,000
Franklin, Tennessee 15 $ 1,838,000 $ 122,533 $ 106,000
Haywood, Tennessee 15 $ 1,319,000 $ 87,933 $ 64,000
Chambers, Alabama 14 $ 676,000 $ 48,285 $ 60,000
Washington, Alabama 14 $ 819,000 $ 58,500 $ 81,000
Madison, Louisiana 14 $ 501,000 $ 35,785 $ 48,000
Newton, Mississippi 14 $ 1,012,000 $ 72,285 $ 51,000
Fentress, Tennessee 14 $ 897,000 $ 64,071 $ 29,000
Henderson, Tennessee 14 $ 1,188,000 $ 84,857 $ 39,000
Johnson, Tennessee 14 $ 1,522,000 $ 108,714 $ 65,000
Lowndes, Alabama 13 $ 813,000 $ 62,538 $ 64,000
Putnam, Florida 13 $ 1,552,000 $ 119,384 $ 81,000
Holmes, Mississippi 13 $ 498,000 $ 38,307 $ 34,000
Tate, Mississippi 13 $ 977,000 $ 75,153 $ 55,000
Benton, Tennessee 13 $ 802,000 $ 61,692 $ 39,000
Grundy, Tennessee 13 $ 720,000 $ 55,384 $ 58,000
Weakley, Tennessee 13 $ 1,274,000 $ 98,000 $ 56,000
Flagler, Florida 12 $ 3,839,000 $ 319,916 $ 121,000
Franklin, Florida 12 $ 2,783,000 $ 231,916 $ 137,000
Indian River, Florida 12 $ 4,524,000 $ 377,000 $ 169,000
Bartow, Georgia 12 $ 1,002,000 $ 83,500 $ 51,000
Cobb, Georgia 12 $ 1,450,000 $ 120,833 $ 95,000
Claiborne, Mississippi 12 $ 413,000 $ 34,416 $ 46,000
Scott, Mississippi 12 $ 792,000 $ 66,000 $ 39,000
Fayette, Alabama 11 $ 477,000 $ 43,363 $ 48,000
Lamar, Alabama 11 $ 741,000 $ 67,363 $ 53,000
Jefferson, Mississippi 11 $ 279,000 $ 25,363 $ 38,000
Jefferson Davis, Mississippi 11 $ 301,000 $ 27,363 $ 52,000
Tippah, Mississippi 11 $ 647,000 $ 58,818 $ 33,000
Smith, Tennessee 11 $ 1,030,000 $ 93,636 $ 72,000
Clay, Alabama 10 $ 888,000 $ 88,800 $ 60,000
Marion, Alabama 10 $ 483,000 $ 48,300 $ 46,000
Gadsden, Florida 10 $ 864,000 $ 86,400 $ 64,000
Monroe, Florida 10 $ 3,839,000 $ 383,900 $ 311,000
St. Helena, Louisiana 10 $ 482,000 $ 48,200 $ 52,000
Chickasaw, Mississippi 10 $ 339,000 $ 33,900 $ 39,000
George, Mississippi 10 $ 573,000 $ 57,300 $ 44,000
Sunflower, Mississippi 10 $ 469,000 $ 46,900 $ 44,000
Hardin, Tennessee 10 $ 2,024,000 $ 202,400 $ 207,000
Wakulla, Florida 9 $ 987,000 $ 109,666 $ 73,000
Gwinnett, Georgia 9 $ 1,954,000 $ 217,111 $ 86,000
West Baton Rouge, Louisiana 9 $ 830,000 $ 92,222 $ 58,000
Franklin, Mississippi 9 $ 606,000 $ 67,333 $ 62,000
Humphreys, Mississippi 9 $ 393,000 $ 43,666 $ 35,000
Smith, Mississippi 9 $ 544,000 $ 60,444 $ 55,000
Wayne, Tennessee 9 $ 704,000 $ 78,222 $ 34,000
Wise, Virginia 9 $ 608,000 $ 67,555 $ 41,000
Randolph, Alabama 8 $ 1,286,000 $ 160,750 $ 103,000
Jefferson, Florida 8 $ 984,000 $ 123,000 $ 87,000
St. James, Louisiana 8 $ 618,000 $ 77,250 $ 78,000
Union, Louisiana 8 $ 589,000 $ 73,625 $ 91,000
Dyer, Tennessee 8 $ 721,000 $ 90,125 $ 66,000
Barbour, Alabama 7 $ 692,000 $ 98,857 $ 72,000
Butler, Alabama 7 $ 480,000 $ 68,571 $ 53,000
Marengo, Alabama 7 $ 532,000 $ 76,000 $ 60,000
Monroe, Alabama 7 $ 587,000 $ 83,857 $ 80,000
Highlands, Florida 7 $ 754,000 $ 107,714 $ 112,000
Jackson, Florida 7 $ 308,000 $ 44,000 $ 48,000
Cherokee, Georgia 7 $ 833,000 $ 119,000 $ 82,000
DeKalb, Georgia 7 $ 981,000 $ 140,142 $ 87,000
Todd, Kentucky 7 $ 460,000 $ 65,714 $ 58,000
Washington, Louisiana 7 $ 768,000 $ 109,714 $ 118,000
Covington, Mississippi 7 $ 371,000 $ 53,000 $ 39,000
Grenada, Mississippi 7 $ 551,000 $ 78,714 $ 64,000
Montgomery, Mississippi 7 $ 569,000 $ 81,285 $ 41,000
Winston, Mississippi 7 $ 457,000 $ 65,285 $ 61,000
Coosa, Alabama 6 $ 642,000 $ 107,000 $ 52,000
Pike, Alabama 6 $ 595,000 $ 99,166 $ 71,000
Russell, Alabama 6 $ 351,000 $ 58,500 $ 47,000
Wilcox, Alabama 6 $ 151,000 $ 25,166 $ 40,000
Crittenden, Arkansas 6 $ 237,000 $ 39,500 $ 91,000
Holmes, Florida 6 $ 319,000 $ 53,166 $ 100,000
Camden, Georgia 6 $ 337,000 $ 56,166 $ 41,000
Coweta, Georgia 6 $ 595,000 $ 99,166 $ 105,000
Lafourche, Louisiana 6 $ 880,000 $ 146,666 $ 88,000
Lincoln, Louisiana 6 $ 515,000 $ 85,833 $ 107,000
Tensas, Louisiana 6 $ 404,000 $ 67,333 $ 83,000
Neshoba, Mississippi 6 $ 530,000 $ 88,333 $ 58,000
Pearl River, Mississippi 6 $ 853,000 $ 142,166 $ 59,000
Claiborne, Tennessee 6 $ 165,000 $ 27,500 $ 47,000
Cocke, Tennessee 6 $ 471,000 $ 78,500 $ 59,000
Van Buren, Tennessee 6 $ 304,000 $ 50,666 $ 44,000
Bullock, Alabama 5 $ 318,000 $ 63,600 $ 59,000
Covington, Alabama 5 $ 553,000 $ 110,600 $ 48,000
Chicot, Arkansas 5 $ 487,000 $ 97,400 $ 117,000
DeSoto, Florida 5 $ 722,000 $ 144,400 $ 62,000
Gulf, Florida 5 $ 720,000 $ 144,000 $ 71,000
Martin, Florida 5 $ 1,314,000 $ 262,800 $ 152,000
Polk, Georgia 5 $ 412,000 $ 82,400 $ 90,000
Allen, Kentucky 5 $ 289,000 $ 57,800 $ 58,000
Bienville, Louisiana 5 $ 238,000 $ 47,600 $ 60,000
Iberville, Louisiana 5 $ 297,000 $ 59,400 $ 38,000
Choctaw, Mississippi 5 $ 261,000 $ 52,200 $ 50,000
Tallahatchie, Mississippi 5 $ 173,000 $ 34,600 $ 33,000
Wayne, Mississippi 5 $ 277,000 $ 55,400 $ 36,000
Decatur, Tennessee 5 $ 526,000 $ 105,200 $ 165,000
Obion, Tennessee 5 $ 359,000 $ 71,800 $ 67,000
Scott, Tennessee 5 $ 221,000 $ 44,200 $ 52,000
Smyth, Virginia 5 $ 208,000 $ 41,600 $ 23,000
Clarke, Alabama 4 $ 263,000 $ 65,750 $ 60,000
Greene, Alabama 4 $ 292,000 $ 73,000 $ 62,000
Perry, Alabama 4 $ 176,000 $ 44,000 $ 49,000
St. Lucie, Florida 4 $ 319,000 $ 79,750 $ 107,000
Forsyth, Georgia 4 $ 979,000 $ 244,750 $ 87,000
Henry, Georgia 4 $ 167,000 $ 41,750 $ 92,000
Pickens, Georgia 4 $ 646,000 $ 161,500 $ 137,000
Warren, Kentucky 4 $ 246,000 $ 61,500 $ 53,000
Natchitoches, Louisiana 4 $ 207,000 $ 51,750 $ 39,000
Terrebonne, Louisiana 4 $ 229,000 $ 57,250 $ 69,000
Attala, Mississippi 4 $ 131,000 $ 32,750 $ 39,000
Calhoun, Mississippi 4 $ 265,000 $ 66,250 $ 35,000
Greene, Mississippi 4 $ 245,000 $ 61,250 $ 31,000
Marion, Mississippi 4 $ 259,000 $ 64,750 $ 49,000
Stone, Mississippi 4 $ 336,000 $ 84,000 $ 26,000
Clay, Tennessee 4 $ 300,000 $ 75,000 $ 53,000
Moore, Tennessee 4 $ 703,000 $ 175,750 $ 600,000
Lee, Virginia 4 $ 384,000 $ 96,000 $ 51,000
Choctaw, Alabama 3 $ 151,000 $ 50,333 $ 48,000
Conecuh, Alabama 3 $ 137,000 $ 45,666 $ 58,000
Crenshaw, Alabama 3 $ 283,000 $ 94,333 $ 55,000
Sumter, Alabama 3 $ 378,000 $ 126,000 $ 72,000
Craighead, Arkansas 3 $ 1,583,000 $ 527,666 $ 122,000
Mississippi, Arkansas 3 $ 124,000 $ 41,333 $ 43,000
Alameda, California 3 $ 4,077,000 $ 1,359,000 $ 0
Calhoun, Florida 3 $ 136,000 $ 45,333 $ 60,000
Taylor, Florida 3 $ 157,000 $ 52,333 $ 64,000
Glynn, Georgia 3 $ 2,250,000 $ 750,000 $ 257,000
Greene, Georgia 3 $ 945,000 $ 315,000 $ 198,000
Thomas, Georgia 3 $ 175,000 $ 58,333 $ 78,000
Walton, Georgia 3 $ 402,000 $ 134,000 $ 207,000
White, Georgia 3 $ 359,000 $ 119,666 $ 451,000
Marion, Indiana 3 $ 169,000 $ 56,333 $ 49,000
Caldwell, Louisiana 3 $ 111,000 $ 37,000 $ 44,000
Catahoula, Louisiana 3 $ 171,000 $ 57,000 $ 54,000
East Feliciana, Louisiana 3 $ 285,000 $ 95,000 $ 57,000
Jackson, Louisiana 3 $ 168,000 $ 56,000 $ 46,000
Lafayette, Louisiana 3 $ 425,000 $ 141,666 $ 61,000
Pointe Coupee, Louisiana 3 $ 248,000 $ 82,666 $ 40,000
West Carroll, Louisiana 3 $ 189,000 $ 63,000 $ 53,000
Benton, Mississippi 3 $ 185,000 $ 61,666 $ 34,000
Quitman, Mississippi 3 $ 65,000 $ 21,666 $ 47,000
Yalobusha, Mississippi 3 $ 272,000 $ 90,666 $ 72,000
Jackson, North Carolina 3 $ 2,046,000 $ 682,000 $ 264,000
Transylvania, North Carolina 3 $ 2,094,000 $ 698,000 $ 244,000
Beaufort, South Carolina 3 $ 1,800,000 $ 600,000 $ 297,000
Horry, South Carolina 3 $ 350,000 $ 116,666 $ 104,000
Lauderdale, Tennessee 3 $ 254,000 $ 84,666 $ 36,000
Perry, Tennessee 3 $ 276,000 $ 92,000 $ 72,000
Columbia, Florida 2 $ 101,000 $ 50,500 $ 48,000
Gilchrist, Florida 2 $ 102,000 $ 51,000 $ 41,000
Madison, Florida 2 $ 105,000 $ 52,500 $ 20,000
Bibb, Georgia 2 $ 328,000 $ 164,000 $ 81,000
Carroll, Georgia 2 $ 295,000 $ 147,500 $ 60,000
Chatham, Georgia 2 $ 92,000 $ 46,000 $ 48,000
Clayton, Georgia 2 $ 103,000 $ 51,500 $ 61,000
Dougherty, Georgia 2 $ 304,000 $ 152,000 $ 105,000
Douglas, Georgia 2 $ 15,000 $ 7,500 $ 101,000
Early, Georgia 2 $ 87,000 $ 43,500 $ 30,000
Gilmer, Georgia 2 $ 215,000 $ 107,500 $ 40,000
Haralson, Georgia 2 $ 99,000 $ 49,500 $ 75,000
Houston, Georgia 2 $ 118,000 $ 59,000 $ 65,000
Newton, Georgia 2 $ 83,000 $ 41,500 $ 86,000
Seminole, Georgia 2 $ 205,000 $ 102,500 $ 45,000
Simpson, Kentucky 2 $ 183,000 $ 91,500 $ 55,000
Assumption, Louisiana 2 $ 27,000 $ 13,500 $ 31,000
Avoyelles, Louisiana 2 $ 225,000 $ 112,500 $ 58,000
Beauregard, Louisiana 2 $ 137,000 $ 68,500 $ 31,000
East Carroll, Louisiana 2 $ 98,000 $ 49,000 $ 39,000
West Feliciana, Louisiana 2 $ 535,000 $ 267,500 $ 379,000
Winn, Louisiana 2 $ 483,000 $ 241,500 $ 95,000
Wayne, Michigan 2 $ 28,000 $ 14,000 $ 49,000
Perry, Mississippi 2 $ 107,000 $ 53,500 $ 40,000
Sharkey, Mississippi 2 $ 65,000 $ 32,500 $ 27,000
Haywood, North Carolina 2 $ 256,000 $ 128,000 $ 80,000
Georgetown, South Carolina 2 $ 892,000 $ 446,000 $ 501,000
Oconee, South Carolina 2 $ 360,000 $ 180,000 $ 1,055,000
Pickens, South Carolina 2 $ 689,000 $ 344,500 $ 735,000
Harris, Texas 2 $ 600,000 $ 300,000 $ 133,000
Albemarle, Virginia 2 $ 1,135,000 $ 567,500 $ 257,000
Loudoun, Virginia 2 $ 264,000 $ 132,000 $ 262,000
Russell, Virginia 2 $ 30,000 $ 15,000 $ 9,000
Ashley, Arkansas 1 $ 60,000 $ 60,000 $ 29,000
Baxter, Arkansas 1 $ 175,000 $ 175,000 $ 181,000
Pope, Arkansas 1 $ 75,000 $ 75,000 $ 42,000
Randolph, Arkansas 1 $ 35,000 $ 35,000 $ 31,000
Saline, Arkansas 1 $ 295,000 $ 295,000 $ 169,000
Sharp, Arkansas 1 $ 30,000 $ 30,000 $ 76,000
St. Francis, Arkansas 1 $ 118,000 $ 118,000 $ 80,000
Napa, California 1 $ 785,000 $ 785,000 $ 216,000
San Bernardino, California 1 $ 380,000 $ 380,000 $ 543,000
Archuleta, Colorado 1 $ 680,000 $ 680,000 $ 288,000
Eagle, Colorado 1 $ 207,000 $ 207,000 $ 420,000
Summit, Colorado 1 $ 215,000 $ 215,000 $ 275,000
Middlesex, Connecticut 1 $ 15,000 $ 15,000 $ 25,000
Baker, Florida 1 $ 20,000 $ 20,000 $ 72,000
Bradford, Florida 1 $ 3,000 $ 3,000 $ 28,000
Dixie, Florida 1 $ 153,000 $ 153,000 $ 132,000
Hardee, Florida 1 $ 110,000 $ 110,000 $ 52,000
Hendry, Florida 1 $ 600,000 $ 600,000 $ 407,000
Liberty, Florida 1 $ 73,000 $ 73,000 $ 111,000
Okeechobee, Florida 1 $ 144,000 $ 144,000 $ 132,000
Suwannee, Florida 1 $ 45,000 $ 45,000 $ 18,000
Berrien, Georgia 1 $ 23,000 $ 23,000 $ 27,000
Charlton, Georgia 1 $ 27,000 $ 27,000 $ 48,000
Clarke, Georgia 1 $ 27,000 $ 27,000 $ 26,000
Dodge, Georgia 1 $ 130,000 $ 130,000 $ 52,000
Fannin, Georgia 1 $ 142,000 $ 142,000 $ 152,000
Fayette, Georgia 1 $ 323,000 $ 323,000 $ 78,000
Grady, Georgia 1 $ 109,000 $ 109,000 $ 92,000
Jackson, Georgia 1 $ 20,000 $ 20,000 $ 34,000
Lanier, Georgia 1 $ 32,000 $ 32,000 $ 48,000
Lowndes, Georgia 1 $ 90,000 $ 90,000 $ 63,000
Lumpkin, Georgia 1 $ 146,000 $ 146,000 $ 123,000
Macon, Georgia 1 $ 100,000 $ 100,000 $ 59,000
Madison, Georgia 1 $ 140,000 $ 140,000 $ 29,000
Muscogee, Georgia 1 $ 77,000 $ 77,000 $ 247,000
Paulding, Georgia 1 $ 54,000 $ 54,000 $ 35,000
Pierce, Georgia 1 $ 55,000 $ 55,000 $ 60,000
Putnam, Georgia 1 $ 100,000 $ 100,000 $ 54,000
Tift, Georgia 1 $ 5,000 $ 5,000 $ 26,000
Troup, Georgia 1 $ 625,000 $ 625,000 $ 233,000
Union, Georgia 1 $ 230,000 $ 230,000 $ 136,000
Clinton, Indiana 1 $ 54,000 $ 54,000 $ 16,000
Hamilton, Indiana 1 $ 62,000 $ 62,000 $ 120,000
Johnson, Indiana 1 $ 143,000 $ 143,000 $ 63,000
Scott, Iowa 1 $ 3,000 $ 3,000 $ 18,000
Bullitt, Kentucky 1 $ 153,000 $ 153,000 $ 228,000
Jefferson, Kentucky 1 $ 19,000 $ 19,000 $ 35,000
Leslie, Kentucky 1 $ 195,000 $ 195,000 $ 10,000
Letcher, Kentucky 1 $ 17,000 $ 17,000 $ 46,000
Meade, Kentucky 1 $ 63,000 $ 63,000 $ 61,000
Pike, Kentucky 1 $ 67,000 $ 67,000 $ 48,000
Russell, Kentucky 1 $ 31,000 $ 31,000 $ 75,000
Acadia, Louisiana 1 $ 137,000 $ 137,000 $ 94,000
Claiborne, Louisiana 1 $ 80,000 $ 80,000 $ 77,000
Franklin, Louisiana 1 $ 117,000 $ 117,000 $ 85,000
Jefferson Davis, Louisiana 1 $ 53,000 $ 53,000 $ 41,000
Rapides, Louisiana 1 $ 28,000 $ 28,000 $ 31,000
Sabine, Louisiana 1 $ 36,000 $ 36,000 $ 63,000
Vermilion, Louisiana 1 $ 144,000 $ 144,000 $ 34,000
Baltimore City, Maryland 1 $ 127,000 $ 127,000 $ 54,000
Suffolk, Massachusetts 1 $ 15,000 $ 15,000 $ 13,000
Allegan, Michigan 1 $ 13,000 $ 13,000 $ 32,000
Emmet, Michigan 1 $ 1,105,000 $ 1,105,000 $ 480,000
Macomb, Michigan 1 $ 30,000 $ 30,000 $ 43,000
Issaquena, Mississippi 1 $ 62,000 $ 62,000 $ 19,000
Tunica, Mississippi 1 $ 52,000 $ 52,000 $ 41,000
Stone, Missouri 1 $ 21,000 $ 21,000 $ 30,000
Avery, North Carolina 1 $ 18,000 $ 18,000 $ 21,000
Buncombe, North Carolina 1 $ 120,000 $ 120,000 $ 78,000
Cabarrus, North Carolina 1 $ 199,000 $ 199,000 $ 125,000
Durham, North Carolina 1 $ 15,000 $ 15,000 $ 50,000
Graham, North Carolina 1 $ 97,000 $ 97,000 $ 80,000
Lenoir, North Carolina 1 $ 216,000 $ 216,000 $ 162,000
Madison, North Carolina 1 $ 233,000 $ 233,000 $ 121,000
Moore, North Carolina 1 $ 89,000 $ 89,000 $ 76,000
Union, North Carolina 1 $ 220,000 $ 220,000 $ 125,000
Clermont, Ohio 1 $ 100,000 $ 100,000 $ 30,000
Allegheny, Pennsylvania 1 $ 200,000 $ 200,000 $ 103,000
Anderson, South Carolina 1 $ 70,000 $ 70,000 $ 200,000
Colleton, South Carolina 1 $ 625,000 $ 625,000 $ 254,000
Hancock, Tennessee 1 $ 3,000 $ 3,000 $ 32,000
Pickett, Tennessee 1 $ 7,000 $ 7,000 $ 23,000
Aransas, Texas 1 $ 64,000 $ 64,000 $ 90,000
Harrison, Texas 1 $ 3,000 $ 3,000 $ 26,000
Nueces, Texas 1 $ 200,000 $ 200,000 $ 574,000
Panola, Texas 1 $ 88,000 $ 88,000 $ 91,000
Tarrant, Texas 1 $ 800,000 $ 800,000 $ 400,000
Summit, Utah 1 $ 512,000 $ 512,000 $ 2,927,000
Arlington, Virginia 1 $ 1,169,000 $ 1,169,000 $ 278,000
Chesterfield, Virginia 1 $ 21,000 $ 21,000 $ 23,000
Dickenson, Virginia 1 $ 115,000 $ 115,000 $ 94,000
Fairfax, Virginia 1 $ 5,000,000 $ 5,000,000 $ 1,355,000
Fauquier, Virginia 1 $ 265,000 $ 265,000 $ 56,000
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Mortgage Loan Application Detail Totals for Amsouth Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 40,203 $4,287,764,000 $221,333 $7,800,000 $300,111 $9,999,000
Home Purchase (one-to-four family) 15,012 $2,571,422,000 $207,900 $6,500,000 $135,900 $9,999,000
Home Improvement (one-to-four family) 6,302 $110,168,000 $13,357 $2,025,000 $43,428 $948,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 20 $51,121,000 $1,875,250 $8,320,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 43,722 $5,814,235,000 $218,590 $7,800,000 $256,636 $9,999,000
Information not provided by applicant in mail or telephone application 9,898 $481,073,000 $43,571 $6,500,000 $52,785 $1,050,000
Black 5,585 $401,962,000 $129,846 $1,013,000 $85,307 $3,150,000
Hispanic 925 $102,518,000 $94,833 $1,900,000 $68,166 $908,000
Asian or Pacific Islander 625 $83,718,000 $107,857 $1,550,000 $69,857 $1,134,000
Other 543 $76,965,000 $108,000 $2,400,000 $89,000 $2,500,000
American Indian or Alaskan Native 163 $12,544,000 $82,428 $732,000 $61,714 $460,000
Not applicable 76 $47,460,000 $879,625 $8,320,000 $127,625 $4,682,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 60,113 $6,865,025,000 $196,166 $8,320,000 $224,458 $9,999,000
FHA-insured (Federal Housing Administration) 746 $74,342,000 $100,166 $264,000 $48,833 $1,144,000
VA-guaranteed (Veterans Administration) 678 $81,108,000 $109,500 $289,000 $51,000 $217,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 34,170 $4,806,098,000 $300,833 $8,320,000 $168,055 $9,999,000
Application Denied By Financial Institution 17,236 $1,081,973,000 $105,150 $6,500,000 $64,150 $9,999,000
Application Approved But Not Accepted 9,020 $986,607,000 $147,727 $4,800,000 $358,181 $3,000,000
Loan Purchased By The Institution 760 $66,681,000 $79,000 $312,000 $55,750 $309,000
Application Withdrawn By Applicant 177 $33,065,000 $163,666 $1,369,000 $91,166 $1,500,000
File Closed For Incompleteness 174 $46,051,000 $251,222 $3,000,000 $123,333 $2,564,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amsouth Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amsouth Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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