Amtrust Bank Mortgage Lending & HMDA Data, 2008

In 2008, Amtrust Bank of Cleveland, OH reported 150,591 mortgage applications totaling $34.1 billion, up 7% from 2007. The average application was for $226,722, and applicants reported an average income of $112,700. 68% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (5,458), Chicago-Naperville-Joliet, IL (4,887) and Los Angeles-Long Beach-Glendale, CA (4,294) (applications in parentheses).

Mortgage Company & Address Amtrust Bank
1801 E. 9th St #200
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 150,591
Total Mortgage Loan Application Amount $34,142,409,000
Average Mortgage Loan Application Amount $226,722
Highest Mortgage Loan Application Amount $2,373,000
Average Applicant Income $112,700
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amtrust Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amtrust Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 4,294 $ 1,455,720,000 $ 339,012 $ 135,000
Maricopa, Arizona 3,896 $ 894,792,000 $ 229,669 $ 124,000
Harris, Texas 3,353 $ 615,051,000 $ 183,433 $ 128,000
Cook, Illinois 2,822 $ 695,418,000 $ 246,427 $ 117,000
Orange, California 2,733 $ 983,116,000 $ 359,720 $ 152,000
Santa Clara, California 2,495 $ 1,100,714,000 $ 441,167 $ 163,000
King, Washington 2,008 $ 631,260,000 $ 314,372 $ 130,000
San Diego, California 1,967 $ 642,515,000 $ 326,647 $ 143,000
Palm Beach, Florida 1,631 $ 371,701,000 $ 227,897 $ 121,000
Broward, Florida 1,505 $ 325,250,000 $ 216,112 $ 112,000
Alameda, California 1,466 $ 549,192,000 $ 374,619 $ 138,000
St. Louis, Missouri 1,393 $ 274,257,000 $ 196,882 $ 100,000
Miami-Dade, Florida 1,358 $ 320,092,000 $ 235,708 $ 135,000
Clark, Nevada 1,345 $ 313,260,000 $ 232,907 $ 146,000
Riverside, California 1,314 $ 337,746,000 $ 257,036 $ 134,000
Wake, North Carolina 1,144 $ 257,266,000 $ 224,882 $ 109,000
Allegheny, Pennsylvania 1,139 $ 176,753,000 $ 155,182 $ 95,000
Oakland, Michigan 1,134 $ 238,751,000 $ 210,538 $ 123,000
Middlesex, Massachusetts 966 $ 276,430,000 $ 286,159 $ 132,000
Mecklenburg, North Carolina 908 $ 188,937,000 $ 208,080 $ 110,000
Tarrant, Texas 905 $ 163,113,000 $ 180,235 $ 119,000
San Bernardino, California 904 $ 233,761,000 $ 258,585 $ 121,000
Dallas, Texas 860 $ 172,430,000 $ 200,500 $ 141,000
Jefferson, Alabama 845 $ 147,694,000 $ 174,785 $ 92,000
Travis, Texas 821 $ 181,025,000 $ 220,493 $ 130,000
Hennepin, Minnesota 815 $ 181,538,000 $ 222,746 $ 103,000
Montgomery, Maryland 806 $ 260,041,000 $ 322,631 $ 136,000
Sacramento, California 800 $ 177,337,000 $ 221,671 $ 127,000
Waukesha, Wisconsin 779 $ 179,824,000 $ 230,839 $ 104,000
New Hanover, North Carolina 732 $ 158,441,000 $ 216,449 $ 106,000
Contra Costa, California 726 $ 272,348,000 $ 375,134 $ 164,000
Fort Bend, Texas 725 $ 144,274,000 $ 198,998 $ 130,000
Wayne, Michigan 719 $ 106,912,000 $ 148,695 $ 91,000
Montgomery, Texas 707 $ 143,367,000 $ 202,782 $ 124,000
Pima, Arizona 699 $ 141,169,000 $ 201,958 $ 108,000
Milwaukee, Wisconsin 696 $ 119,834,000 $ 172,175 $ 91,000
Cuyahoga, Ohio 686 $ 89,898,000 $ 131,046 $ 81,000
Mobile, Alabama 684 $ 103,933,000 $ 151,948 $ 76,000
Worcester, Massachusetts 678 $ 145,572,000 $ 214,707 $ 93,000
Fulton, Georgia 677 $ 165,551,000 $ 244,536 $ 134,000
Suffolk, New York 676 $ 201,145,000 $ 297,551 $ 117,000
Denton, Texas 675 $ 131,077,000 $ 194,188 $ 159,000
Orange, Florida 657 $ 139,797,000 $ 212,780 $ 115,000
San Mateo, California 653 $ 292,213,000 $ 447,493 $ 166,000
Greenville, South Carolina 649 $ 106,583,000 $ 164,226 $ 80,000
Bexar, Texas 649 $ 108,642,000 $ 167,399 $ 108,000
Franklin, Ohio 630 $ 95,560,000 $ 151,682 $ 87,000
DuPage, Illinois 625 $ 150,065,000 $ 240,104 $ 109,000
Gwinnett, Georgia 612 $ 106,661,000 $ 174,282 $ 86,000
Collin, Texas 605 $ 132,726,000 $ 219,381 $ 132,000
Hillsborough, Florida 603 $ 126,588,000 $ 209,930 $ 117,000
New Haven, Connecticut 599 $ 128,141,000 $ 213,924 $ 99,000
Polk, Iowa 591 $ 98,441,000 $ 166,566 $ 85,000
Pinellas, Florida 583 $ 116,030,000 $ 199,022 $ 125,000
Montgomery, Pennsylvania 577 $ 131,567,000 $ 228,019 $ 104,000
St. Charles, Missouri 576 $ 109,512,000 $ 190,125 $ 87,000
Fairfax, Virginia 572 $ 176,038,000 $ 307,758 $ 133,000
Denver, Colorado 571 $ 137,951,000 $ 241,595 $ 116,000
Salt Lake, Utah 568 $ 139,804,000 $ 246,133 $ 121,000
Philadelphia, Pennsylvania 559 $ 86,282,000 $ 154,350 $ 80,000
Lafayette, Louisiana 557 $ 94,795,000 $ 170,188 $ 87,000
Hartford, Connecticut 544 $ 110,552,000 $ 203,220 $ 101,000
Johnson, Kansas 537 $ 107,812,000 $ 200,767 $ 106,000
Essex, Massachusetts 512 $ 132,615,000 $ 259,013 $ 112,000
Baltimore, Maryland 511 $ 117,100,000 $ 229,158 $ 102,000
Norfolk, Massachusetts 509 $ 145,745,000 $ 286,335 $ 136,000
Nassau, New York 491 $ 162,233,000 $ 330,413 $ 129,000
Multnomah, Oregon 490 $ 117,092,000 $ 238,963 $ 124,000
Lake, Indiana 482 $ 75,238,000 $ 156,095 $ 82,000
Lake, Illinois 472 $ 124,467,000 $ 263,701 $ 130,000
Will, Illinois 472 $ 107,128,000 $ 226,966 $ 108,000
Queens, New York 471 $ 181,312,000 $ 384,951 $ 119,000
Snohomish, Washington 470 $ 131,135,000 $ 279,010 $ 109,000
Jefferson, Colorado 464 $ 108,625,000 $ 234,105 $ 109,000
Baltimore City, Maryland 455 $ 79,960,000 $ 175,736 $ 99,000
Suffolk, Massachusetts 454 $ 127,738,000 $ 281,361 $ 126,000
San Francisco, California 453 $ 206,585,000 $ 456,037 $ 206,000
Baldwin, Alabama 450 $ 89,250,000 $ 198,333 $ 100,000
Jackson, Missouri 449 $ 65,783,000 $ 146,510 $ 88,000
Arapahoe, Colorado 440 $ 96,810,000 $ 220,022 $ 109,000
Macomb, Michigan 440 $ 73,742,000 $ 167,595 $ 85,000
District of Columbia, District Of Columbia 435 $ 138,943,000 $ 319,409 $ 136,000
Boulder, Colorado 420 $ 112,571,000 $ 268,026 $ 133,000
Ada, Idaho 417 $ 83,059,000 $ 199,182 $ 106,000
Fairfield, Connecticut 414 $ 125,746,000 $ 303,734 $ 131,000
Stanislaus, California 413 $ 77,408,000 $ 187,428 $ 113,000
Sarasota, Florida 405 $ 94,228,000 $ 232,661 $ 152,000
Lee, Florida 403 $ 83,582,000 $ 207,399 $ 139,000
Cobb, Georgia 402 $ 85,849,000 $ 213,554 $ 107,000
Shelby, Alabama 394 $ 75,176,000 $ 190,802 $ 86,000
Shelby, Tennessee 392 $ 67,912,000 $ 173,244 $ 102,000
Prince George's, Maryland 390 $ 98,629,000 $ 252,894 $ 100,000
Anne Arundel, Maryland 388 $ 109,202,000 $ 281,448 $ 111,000
Kane, Illinois 387 $ 83,290,000 $ 215,219 $ 98,000
Kings, New York 387 $ 156,029,000 $ 403,175 $ 133,000
McHenry, Illinois 376 $ 85,279,000 $ 226,805 $ 105,000
Richmond, New York 374 $ 116,368,000 $ 311,144 $ 108,000
Plymouth, Massachusetts 368 $ 99,847,000 $ 271,323 $ 117,000
Bucks, Pennsylvania 364 $ 90,760,000 $ 249,340 $ 104,000
Marion, Indiana 363 $ 52,749,000 $ 145,314 $ 100,000
Douglas, Colorado 362 $ 97,840,000 $ 270,276 $ 118,000
San Joaquin, California 351 $ 76,228,000 $ 217,173 $ 122,000
DeKalb, Georgia 349 $ 76,463,000 $ 219,091 $ 103,000
Dane, Wisconsin 347 $ 74,333,000 $ 214,216 $ 109,000
Delaware, Pennsylvania 342 $ 66,457,000 $ 194,318 $ 91,000
Fresno, California 340 $ 74,235,000 $ 218,338 $ 103,000
Hamilton, Indiana 340 $ 72,148,000 $ 212,200 $ 116,000
Jefferson, Kentucky 336 $ 55,737,000 $ 165,883 $ 92,000
St. Louis City, Missouri 333 $ 46,805,000 $ 140,555 $ 74,000
Leon, Florida 329 $ 62,734,000 $ 190,680 $ 98,000
Charleston, South Carolina 329 $ 84,705,000 $ 257,462 $ 123,000
Washtenaw, Michigan 328 $ 64,057,000 $ 195,295 $ 107,000
Chester, Pennsylvania 324 $ 79,910,000 $ 246,635 $ 112,000
Seminole, Florida 323 $ 70,184,000 $ 217,287 $ 104,000
Brown, Wisconsin 314 $ 53,312,000 $ 169,783 $ 87,000
Galveston, Texas 313 $ 57,107,000 $ 182,450 $ 154,000
Davidson, Tennessee 312 $ 59,715,000 $ 191,394 $ 106,000
Collier, Florida 308 $ 76,376,000 $ 247,974 $ 152,000
Lancaster, Pennsylvania 308 $ 52,131,000 $ 169,256 $ 75,000
Williamson, Texas 304 $ 53,516,000 $ 176,039 $ 102,000
Hamilton, Ohio 291 $ 45,639,000 $ 156,835 $ 92,000
Lehigh, Pennsylvania 291 $ 50,625,000 $ 173,969 $ 80,000
East Baton Rouge, Louisiana 288 $ 52,077,000 $ 180,822 $ 96,000
Kern, California 285 $ 56,462,000 $ 198,112 $ 99,000
Ventura, California 285 $ 98,285,000 $ 344,859 $ 150,000
Livingston, Michigan 277 $ 53,428,000 $ 192,880 $ 91,000
Douglas, Nebraska 274 $ 43,934,000 $ 160,343 $ 92,000
Placer, California 272 $ 81,417,000 $ 299,327 $ 132,000
Jefferson, Missouri 272 $ 45,906,000 $ 168,772 $ 74,000
Bergen, New Jersey 269 $ 88,827,000 $ 330,211 $ 138,000
Durham, North Carolina 267 $ 51,903,000 $ 194,393 $ 91,000
York, Pennsylvania 266 $ 45,964,000 $ 172,796 $ 77,000
Ramsey, Minnesota 264 $ 50,287,000 $ 190,481 $ 98,000
Anoka, Minnesota 261 $ 52,956,000 $ 202,896 $ 87,000
Pinal, Arizona 260 $ 40,777,000 $ 156,834 $ 140,000
Utah, Utah 253 $ 64,397,000 $ 254,533 $ 111,000
Summit, Ohio 252 $ 33,994,000 $ 134,896 $ 87,000
Clackamas, Oregon 251 $ 69,982,000 $ 278,812 $ 130,000
Westmoreland, Pennsylvania 248 $ 32,707,000 $ 131,883 $ 75,000
Whatcom, Washington 245 $ 57,644,000 $ 235,281 $ 92,000
Cumberland, Maine 244 $ 55,261,000 $ 226,479 $ 99,000
Dakota, Minnesota 244 $ 53,349,000 $ 218,643 $ 84,000
Washington, Oregon 244 $ 59,930,000 $ 245,614 $ 100,000
Duval, Florida 243 $ 43,553,000 $ 179,230 $ 91,000
Shasta, California 242 $ 53,984,000 $ 223,074 $ 97,000
Buncombe, North Carolina 241 $ 47,738,000 $ 198,082 $ 95,000
Ocean, New Jersey 240 $ 62,153,000 $ 258,970 $ 124,000
Porter, Indiana 238 $ 40,220,000 $ 168,991 $ 84,000
Essex, New Jersey 238 $ 66,545,000 $ 279,600 $ 110,000
Brunswick, North Carolina 237 $ 55,030,000 $ 232,194 $ 129,000
Brazoria, Texas 237 $ 40,643,000 $ 171,489 $ 117,000
Middlesex, New Jersey 233 $ 59,403,000 $ 254,948 $ 106,000
Nevada, California 232 $ 67,476,000 $ 290,844 $ 122,000
Washington, Wisconsin 231 $ 46,394,000 $ 200,839 $ 88,000
Monmouth, New Jersey 222 $ 63,208,000 $ 284,720 $ 123,000
Horry, South Carolina 219 $ 44,410,000 $ 202,785 $ 112,000
Camden, New Jersey 217 $ 36,289,000 $ 167,230 $ 83,000
Adams, Colorado 216 $ 42,930,000 $ 198,750 $ 101,000
Northampton, Pennsylvania 215 $ 41,360,000 $ 192,372 $ 83,000
Spartanburg, South Carolina 213 $ 34,525,000 $ 162,089 $ 78,000
Pasco, Florida 212 $ 38,022,000 $ 179,349 $ 94,000
Rockingham, New Hampshire 211 $ 50,335,000 $ 238,554 $ 95,000
Brevard, Florida 209 $ 38,887,000 $ 186,062 $ 104,000
Yavapai, Arizona 208 $ 48,827,000 $ 234,745 $ 125,000
Barnstable, Massachusetts 207 $ 61,589,000 $ 297,531 $ 161,000
Davis, Utah 207 $ 48,914,000 $ 236,299 $ 104,000
Comal, Texas 206 $ 48,632,000 $ 236,077 $ 120,000
Pierce, Washington 206 $ 50,348,000 $ 244,407 $ 103,000
Howard, Maryland 205 $ 62,442,000 $ 304,595 $ 131,000
Clay, Missouri 203 $ 32,528,000 $ 160,236 $ 88,000
Polk, Florida 202 $ 34,114,000 $ 168,881 $ 104,000
Atlantic, New Jersey 202 $ 42,694,000 $ 211,356 $ 96,000
Gloucester, New Jersey 200 $ 40,477,000 $ 202,385 $ 97,000
Union, North Carolina 199 $ 49,925,000 $ 250,879 $ 108,000
Frederick, Maryland 198 $ 51,674,000 $ 260,979 $ 97,000
El Paso, Colorado 197 $ 44,408,000 $ 225,421 $ 111,000
Washington, Pennsylvania 197 $ 36,099,000 $ 183,243 $ 91,000
St. Lucie, Florida 196 $ 32,353,000 $ 165,066 $ 98,000
Berks, Pennsylvania 191 $ 32,571,000 $ 170,528 $ 76,000
Cumberland, Pennsylvania 191 $ 35,170,000 $ 184,136 $ 82,000
Fayette, Kentucky 190 $ 33,838,000 $ 178,094 $ 89,000
Chittenden, Vermont 190 $ 40,708,000 $ 214,252 $ 100,000
Orange, North Carolina 189 $ 52,886,000 $ 279,820 $ 152,000
Loudoun, Virginia 187 $ 57,405,000 $ 306,978 $ 135,000
Ouachita, Louisiana 185 $ 27,914,000 $ 150,886 $ 69,000
Knox, Tennessee 185 $ 30,062,000 $ 162,497 $ 93,000
Harford, Maryland 184 $ 43,463,000 $ 236,211 $ 101,000
Middlesex, Connecticut 181 $ 43,411,000 $ 239,839 $ 113,000
Volusia, Florida 181 $ 36,866,000 $ 203,679 $ 124,000
Bernalillo, New Mexico 179 $ 32,009,000 $ 178,821 $ 81,000
Bristol, Massachusetts 178 $ 41,004,000 $ 230,359 $ 93,000
Brazos, Texas 177 $ 27,554,000 $ 155,672 $ 125,000
Union, New Jersey 176 $ 50,536,000 $ 287,136 $ 111,000
Butler, Pennsylvania 176 $ 33,737,000 $ 191,687 $ 98,000
Beaufort, South Carolina 176 $ 43,896,000 $ 249,409 $ 118,000
Jefferson, Louisiana 175 $ 30,708,000 $ 175,474 $ 89,000
Madison, Alabama 174 $ 30,194,000 $ 173,528 $ 98,000
Centre, Pennsylvania 174 $ 29,432,000 $ 169,149 $ 89,000
St. Clair, Alabama 173 $ 30,297,000 $ 175,127 $ 80,000
Washington, Minnesota 172 $ 39,310,000 $ 228,546 $ 102,000
Prince William, Virginia 171 $ 42,388,000 $ 247,883 $ 117,000
Hillsborough, New Hampshire 170 $ 37,964,000 $ 223,317 $ 94,000
Osceola, Florida 168 $ 32,270,000 $ 192,083 $ 105,000
Greene, Missouri 168 $ 21,454,000 $ 127,702 $ 82,000
Clark, Washington 168 $ 39,552,000 $ 235,428 $ 108,000
Coconino, Arizona 167 $ 40,419,000 $ 242,029 $ 125,000
Linn, Iowa 166 $ 23,803,000 $ 143,391 $ 72,000
Providence, Rhode Island 166 $ 33,924,000 $ 204,361 $ 94,000
Sedgwick, Kansas 165 $ 22,876,000 $ 138,642 $ 92,000
Guilford, North Carolina 162 $ 30,697,000 $ 189,487 $ 101,000
Bannock, Idaho 160 $ 23,430,000 $ 146,437 $ 67,000
Richland, South Carolina 160 $ 32,769,000 $ 204,806 $ 107,000
Westchester, New York 159 $ 56,241,000 $ 353,716 $ 155,000
Martin, Florida 158 $ 34,217,000 $ 216,563 $ 124,000
Stark, Ohio 158 $ 19,557,000 $ 123,778 $ 94,000
Monroe, Pennsylvania 158 $ 27,499,000 $ 174,044 $ 85,000
Manatee, Florida 157 $ 35,525,000 $ 226,273 $ 122,000
Cape May, New Jersey 157 $ 38,593,000 $ 245,815 $ 123,000
Monroe, Florida 156 $ 56,249,000 $ 360,570 $ 218,000
Forsyth, Georgia 156 $ 37,114,000 $ 237,910 $ 110,000
St. Clair, Illinois 156 $ 23,627,000 $ 151,455 $ 78,000
Burlington, New Jersey 156 $ 34,639,000 $ 222,044 $ 96,000
Jefferson, Texas 156 $ 23,458,000 $ 150,371 $ 91,000
Summit, Utah 153 $ 53,949,000 $ 352,607 $ 163,000
Delaware, Ohio 152 $ 33,586,000 $ 220,960 $ 115,000
Orleans, Louisiana 150 $ 28,559,000 $ 190,393 $ 136,000
New Castle, Delaware 146 $ 31,115,000 $ 213,116 $ 85,000
Shawnee, Kansas 145 $ 17,888,000 $ 123,365 $ 79,000
El Dorado, California 144 $ 43,211,000 $ 300,076 $ 132,000
Dauphin, Pennsylvania 144 $ 23,349,000 $ 162,145 $ 87,000
Lexington, South Carolina 143 $ 23,958,000 $ 167,538 $ 79,000
Cameron, Texas 142 $ 22,769,000 $ 160,345 $ 122,000
Solano, California 141 $ 38,811,000 $ 275,255 $ 138,000
Sonoma, California 141 $ 42,485,000 $ 301,312 $ 136,000
Oklahoma, Oklahoma 137 $ 22,165,000 $ 161,788 $ 104,000
Hudson, New Jersey 136 $ 39,685,000 $ 291,801 $ 114,000
Weld, Colorado 135 $ 29,369,000 $ 217,548 $ 121,000
El Paso, Texas 135 $ 22,850,000 $ 169,259 $ 98,000
Montgomery, Alabama 134 $ 22,757,000 $ 169,828 $ 100,000
Marin, California 134 $ 57,720,000 $ 430,746 $ 174,000
Lancaster, Nebraska 134 $ 21,052,000 $ 157,104 $ 76,000
Okaloosa, Florida 128 $ 31,421,000 $ 245,476 $ 197,000
Lucas, Ohio 128 $ 19,891,000 $ 155,398 $ 94,000
Camden, Missouri 127 $ 23,965,000 $ 188,700 $ 143,000
Walker, Alabama 126 $ 17,531,000 $ 139,134 $ 78,000
Chatham, Georgia 126 $ 24,583,000 $ 195,103 $ 104,000
York, Maine 126 $ 26,249,000 $ 208,325 $ 91,000
Wright, Minnesota 126 $ 23,118,000 $ 183,476 $ 88,000
Warren, Ohio 125 $ 24,147,000 $ 193,176 $ 95,000
Larimer, Colorado 124 $ 26,782,000 $ 215,983 $ 116,000
Kent, Michigan 124 $ 20,787,000 $ 167,637 $ 90,000
Morris, New Jersey 121 $ 36,431,000 $ 301,082 $ 125,000
Ulster, New York 121 $ 25,844,000 $ 213,586 $ 110,000
Lake, Ohio 121 $ 16,787,000 $ 138,735 $ 74,000
Carroll, Maryland 119 $ 33,037,000 $ 277,621 $ 103,000
Monterey, California 118 $ 36,565,000 $ 309,872 $ 137,000
Genesee, Michigan 118 $ 15,624,000 $ 132,406 $ 96,000
Albany, New York 118 $ 21,531,000 $ 182,466 $ 101,000
Lauderdale, Alabama 117 $ 14,914,000 $ 127,470 $ 74,000
Canyon, Idaho 117 $ 18,056,000 $ 154,324 $ 79,000
Kendall, Illinois 117 $ 23,805,000 $ 203,461 $ 94,000
St. Johns, Florida 116 $ 28,117,000 $ 242,387 $ 120,000
Somerset, New Jersey 116 $ 34,016,000 $ 293,241 $ 122,000
Caddo, Louisiana 115 $ 18,110,000 $ 157,478 $ 85,000
Cherokee, Georgia 114 $ 24,989,000 $ 219,201 $ 102,000
Gaston, North Carolina 114 $ 18,833,000 $ 165,201 $ 90,000
Blair, Pennsylvania 114 $ 12,019,000 $ 105,429 $ 70,000
Ingham, Michigan 113 $ 17,065,000 $ 151,017 $ 93,000
Saratoga, New York 113 $ 20,833,000 $ 184,362 $ 121,000
Chesterfield, Virginia 113 $ 25,093,000 $ 222,061 $ 86,000
Lake, Florida 112 $ 23,259,000 $ 207,669 $ 109,000
St. Tammany, Louisiana 112 $ 20,149,000 $ 179,901 $ 87,000
Litchfield, Connecticut 111 $ 22,387,000 $ 201,684 $ 88,000
Tippecanoe, Indiana 111 $ 16,192,000 $ 145,873 $ 80,000
Dallas, Iowa 111 $ 22,161,000 $ 199,648 $ 99,000
Dare, North Carolina 111 $ 28,941,000 $ 260,729 $ 140,000
Williamson, Tennessee 110 $ 27,337,000 $ 248,518 $ 115,000
Scott, Iowa 109 $ 14,985,000 $ 137,477 $ 70,000
Outagamie, Wisconsin 109 $ 18,299,000 $ 167,880 $ 78,000
Scott, Minnesota 108 $ 26,607,000 $ 246,361 $ 92,000
Luzerne, Pennsylvania 108 $ 14,827,000 $ 137,287 $ 94,000
Hidalgo, Texas 108 $ 16,238,000 $ 150,351 $ 87,000
Hays, Texas 106 $ 20,789,000 $ 196,122 $ 106,000
Weber, Utah 105 $ 18,992,000 $ 180,876 $ 89,000
Hampden, Massachusetts 104 $ 20,934,000 $ 201,288 $ 104,000
Johnston, North Carolina 104 $ 19,378,000 $ 186,326 $ 88,000
Butler, Ohio 104 $ 17,903,000 $ 172,144 $ 88,000
Henrico, Virginia 104 $ 21,990,000 $ 211,442 $ 95,000
Marion, Florida 103 $ 19,521,000 $ 189,524 $ 82,000
Bronx, New York 103 $ 35,297,000 $ 342,689 $ 99,000
Sussex, Delaware 102 $ 26,911,000 $ 263,833 $ 181,000
Alachua, Florida 102 $ 20,526,000 $ 201,235 $ 145,000
Escambia, Florida 102 $ 19,223,000 $ 188,460 $ 110,000
Cabarrus, North Carolina 102 $ 19,644,000 $ 192,588 $ 86,000
Arlington, Virginia 102 $ 39,759,000 $ 389,794 $ 163,000
Virginia Beach, Virginia 102 $ 22,141,000 $ 217,068 $ 96,000
Sangamon, Illinois 101 $ 17,449,000 $ 172,762 $ 95,000
Hendricks, Indiana 101 $ 16,095,000 $ 159,356 $ 82,000
New London, Connecticut 100 $ 22,204,000 $ 222,040 $ 92,000
Mercer, New Jersey 100 $ 20,063,000 $ 200,630 $ 94,000
Kitsap, Washington 100 $ 28,163,000 $ 281,630 $ 124,000
Pender, North Carolina 99 $ 22,275,000 $ 225,000 $ 105,000
Lackawanna, Pennsylvania 99 $ 11,947,000 $ 120,676 $ 76,000
Hamilton, Tennessee 98 $ 16,790,000 $ 171,326 $ 112,000
Santa Cruz, California 97 $ 37,113,000 $ 382,608 $ 185,000
Johnson, Indiana 97 $ 15,763,000 $ 162,505 $ 92,000
Vanderburgh, Indiana 97 $ 12,790,000 $ 131,855 $ 77,000
Olmsted, Minnesota 97 $ 18,636,000 $ 192,123 $ 89,000
Flathead, Montana 97 $ 23,442,000 $ 241,670 $ 100,000
Etowah, Alabama 96 $ 11,213,000 $ 116,802 $ 54,000
York, South Carolina 96 $ 21,333,000 $ 222,218 $ 117,000
Sheboygan, Wisconsin 95 $ 11,975,000 $ 126,052 $ 76,000
Tulare, California 94 $ 19,872,000 $ 211,404 $ 94,000
Passaic, New Jersey 94 $ 26,991,000 $ 287,138 $ 109,000
Sevier, Tennessee 93 $ 21,396,000 $ 230,064 $ 123,000
Yuma, Arizona 92 $ 17,019,000 $ 184,989 $ 86,000
St. Joseph, Indiana 92 $ 10,735,000 $ 116,684 $ 72,000
Bossier, Louisiana 92 $ 16,152,000 $ 175,565 $ 88,000
Cumberland, New Jersey 92 $ 12,906,000 $ 140,282 $ 68,000
Iredell, North Carolina 91 $ 23,613,000 $ 259,483 $ 108,000
Windham, Connecticut 90 $ 18,797,000 $ 208,855 $ 85,000
Monroe, Indiana 90 $ 13,598,000 $ 151,088 $ 88,000
Forsyth, North Carolina 90 $ 16,866,000 $ 187,400 $ 114,000
Eagle, Colorado 89 $ 28,132,000 $ 316,089 $ 142,000
Yolo, California 88 $ 23,423,000 $ 266,170 $ 141,000
Strafford, New Hampshire 88 $ 17,646,000 $ 200,522 $ 94,000
Navajo, Arizona 87 $ 21,404,000 $ 246,022 $ 160,000
Santa Barbara, California 86 $ 31,341,000 $ 364,430 $ 173,000
Beaver, Pennsylvania 86 $ 10,410,000 $ 121,046 $ 75,000
Parker, Texas 86 $ 18,620,000 $ 216,511 $ 130,000
Franklin, Vermont 86 $ 13,607,000 $ 158,220 $ 68,000
Madison, Illinois 85 $ 12,677,000 $ 149,141 $ 74,000
Ozaukee, Wisconsin 85 $ 21,231,000 $ 249,776 $ 108,000
Tuscaloosa, Alabama 84 $ 14,674,000 $ 174,690 $ 101,000
Charlotte, Florida 84 $ 18,965,000 $ 225,773 $ 182,000
Ascension, Louisiana 84 $ 18,509,000 $ 220,345 $ 103,000
Rapides, Louisiana 84 $ 12,584,000 $ 149,809 $ 79,000
Missoula, Montana 84 $ 17,011,000 $ 202,511 $ 85,000
Anderson, South Carolina 84 $ 13,723,000 $ 163,369 $ 84,000
Benton, Washington 84 $ 14,614,000 $ 173,976 $ 99,000
Spokane, Washington 84 $ 17,411,000 $ 207,273 $ 85,000
Kenosha, Wisconsin 84 $ 16,414,000 $ 195,404 $ 84,000
Wyandotte, Kansas 83 $ 8,967,000 $ 108,036 $ 67,000
Rockwall, Texas 83 $ 18,124,000 $ 218,361 $ 122,000
Pulaski, Arkansas 82 $ 14,062,000 $ 171,487 $ 104,000
Warren, Iowa 82 $ 14,924,000 $ 182,000 $ 82,000
Hunterdon, New Jersey 82 $ 25,830,000 $ 315,000 $ 135,000
Lorain, Ohio 82 $ 14,420,000 $ 175,853 $ 93,000
Uintah, Utah 82 $ 15,383,000 $ 187,597 $ 87,000
Washington, Utah 82 $ 23,248,000 $ 283,512 $ 180,000
Clayton, Georgia 81 $ 7,791,000 $ 96,185 $ 78,000
Lee, Mississippi 81 $ 11,045,000 $ 136,358 $ 71,000
Racine, Wisconsin 81 $ 13,808,000 $ 170,469 $ 87,000
Merced, California 80 $ 15,875,000 $ 198,437 $ 102,000
DeSoto, Mississippi 80 $ 14,695,000 $ 183,687 $ 81,000
Platte, Missouri 80 $ 15,843,000 $ 198,037 $ 107,000
Nueces, Texas 80 $ 13,733,000 $ 171,662 $ 120,000
Yakima, Washington 80 $ 14,003,000 $ 175,037 $ 84,000
Rock Island, Illinois 79 $ 10,958,000 $ 138,708 $ 75,000
Queen Anne's, Maryland 78 $ 20,591,000 $ 263,987 $ 119,000
Talbot, Maryland 78 $ 17,377,000 $ 222,782 $ 85,000
Dutchess, New York 78 $ 18,996,000 $ 243,538 $ 113,000
Smith, Texas 78 $ 12,889,000 $ 165,243 $ 115,000
Tallapoosa, Alabama 77 $ 13,919,000 $ 180,766 $ 95,000
Allen, Indiana 77 $ 12,742,000 $ 165,480 $ 101,000
Summit, Colorado 76 $ 24,437,000 $ 321,539 $ 184,000
Santa Rosa, Florida 76 $ 16,726,000 $ 220,078 $ 114,000
Rensselaer, New York 76 $ 11,489,000 $ 151,171 $ 84,000
Wood, Ohio 75 $ 12,356,000 $ 164,746 $ 90,000
Rutherford, Tennessee 75 $ 12,116,000 $ 161,546 $ 77,000
Albemarle, Virginia 75 $ 17,774,000 $ 236,986 $ 111,000
Sherburne, Minnesota 74 $ 14,511,000 $ 196,094 $ 81,000
Mohave, Arizona 73 $ 14,724,000 $ 201,698 $ 158,000
Peoria, Illinois 73 $ 10,792,000 $ 147,835 $ 83,000
Yellowstone, Montana 73 $ 14,156,000 $ 193,917 $ 108,000
Bell, Texas 73 $ 11,360,000 $ 155,616 $ 95,000
DeKalb, Illinois 72 $ 11,603,000 $ 161,152 $ 77,000
Carteret, North Carolina 72 $ 16,356,000 $ 227,166 $ 123,000
Pickens, South Carolina 72 $ 11,110,000 $ 154,305 $ 80,000
Hardin, Texas 72 $ 11,786,000 $ 163,694 $ 94,000
Tolland, Connecticut 71 $ 16,700,000 $ 235,211 $ 102,000
Cumberland, North Carolina 71 $ 9,591,000 $ 135,084 $ 88,000
Alexandria, Virginia 71 $ 21,920,000 $ 308,732 $ 149,000
Fond du Lac, Wisconsin 71 $ 11,929,000 $ 168,014 $ 83,000
Bibb, Georgia 70 $ 11,168,000 $ 159,542 $ 94,000
Carver, Minnesota 70 $ 16,659,000 $ 237,985 $ 105,000
New York, New York 70 $ 33,479,000 $ 478,271 $ 236,000
Bay, Florida 69 $ 13,885,000 $ 201,231 $ 146,000
Sarpy, Nebraska 68 $ 10,378,000 $ 152,617 $ 82,000
Washington, Rhode Island 68 $ 19,517,000 $ 287,014 $ 125,000
Guadalupe, Texas 68 $ 11,880,000 $ 174,705 $ 112,000
Winnebago, Wisconsin 68 $ 11,043,000 $ 162,397 $ 85,000
Elmore, Alabama 67 $ 12,239,000 $ 182,671 $ 88,000
Madera, California 67 $ 13,677,000 $ 204,134 $ 94,000
Elkhart, Indiana 67 $ 9,878,000 $ 147,432 $ 68,000
Reno, Kansas 67 $ 6,765,000 $ 100,970 $ 111,000
St. Mary's, Maryland 67 $ 16,739,000 $ 249,835 $ 107,000
Washington, Maryland 67 $ 14,546,000 $ 217,104 $ 93,000
Clay, Florida 66 $ 13,027,000 $ 197,378 $ 103,000
Leavenworth, Kansas 66 $ 11,590,000 $ 175,606 $ 82,000
Onslow, North Carolina 66 $ 12,056,000 $ 182,666 $ 120,000
Grayson, Texas 65 $ 9,474,000 $ 145,753 $ 92,000
Mesa, Colorado 64 $ 15,324,000 $ 239,437 $ 112,000
Davidson, North Carolina 64 $ 11,358,000 $ 177,468 $ 106,000
Bingham, Idaho 63 $ 9,480,000 $ 150,476 $ 63,000
San Juan, New Mexico 62 $ 11,608,000 $ 187,225 $ 89,000
Clermont, Ohio 62 $ 10,259,000 $ 165,467 $ 99,000
Deschutes, Oregon 62 $ 16,583,000 $ 267,467 $ 158,000
Flagler, Florida 61 $ 11,501,000 $ 188,540 $ 87,000
Washoe, Nevada 61 $ 15,632,000 $ 256,262 $ 169,000
Charles, Maryland 60 $ 15,712,000 $ 261,866 $ 97,000
Lafayette, Mississippi 60 $ 9,160,000 $ 152,666 $ 111,000
Henderson, North Carolina 60 $ 13,232,000 $ 220,533 $ 101,000
Ottawa, Michigan 59 $ 9,332,000 $ 158,169 $ 107,000
Harrison, Mississippi 59 $ 9,884,000 $ 167,525 $ 101,000
Ellis, Texas 59 $ 11,026,000 $ 186,881 $ 104,000
Wood, Wisconsin 59 $ 6,928,000 $ 117,423 $ 55,000
Schenectady, New York 58 $ 7,771,000 $ 133,982 $ 66,000
San Luis Obispo, California 57 $ 20,607,000 $ 361,526 $ 180,000
Monroe, Illinois 57 $ 9,695,000 $ 170,087 $ 79,000
Worcester, Maryland 57 $ 13,507,000 $ 236,964 $ 168,000
Boone, Missouri 57 $ 8,892,000 $ 156,000 $ 72,000
Cass, Missouri 57 $ 9,725,000 $ 170,614 $ 87,000
Lincoln, North Carolina 57 $ 10,785,000 $ 189,210 $ 87,000
Portage, Ohio 57 $ 8,108,000 $ 142,245 $ 65,000
Kent, Rhode Island 57 $ 11,027,000 $ 193,456 $ 107,000
Kent, Delaware 56 $ 12,379,000 $ 221,053 $ 106,000
Jackson, Mississippi 56 $ 8,364,000 $ 149,357 $ 95,000
Christian, Missouri 56 $ 9,735,000 $ 173,839 $ 84,000
Catawba, North Carolina 56 $ 10,661,000 $ 190,375 $ 91,000
Medina, Ohio 56 $ 10,467,000 $ 186,910 $ 97,000
Montgomery, Ohio 56 $ 6,624,000 $ 118,285 $ 79,000
Canadian, Oklahoma 56 $ 7,271,000 $ 129,839 $ 113,000
Lincoln, Oregon 56 $ 14,032,000 $ 250,571 $ 140,000
Adams, Pennsylvania 56 $ 10,585,000 $ 189,017 $ 65,000
Douglas, Kansas 55 $ 7,927,000 $ 144,127 $ 96,000
Taney, Missouri 55 $ 10,889,000 $ 197,981 $ 135,000
Sussex, New Jersey 55 $ 15,001,000 $ 272,745 $ 103,000
Orange, New York 55 $ 13,394,000 $ 243,527 $ 93,000
Chatham, North Carolina 55 $ 14,721,000 $ 267,654 $ 145,000
Richmond City, Virginia 55 $ 10,630,000 $ 193,272 $ 80,000
Jefferson, Wisconsin 55 $ 10,158,000 $ 184,690 $ 79,000
Hernando, Florida 54 $ 8,460,000 $ 156,666 $ 97,000
Pottawattamie, Iowa 54 $ 7,342,000 $ 135,962 $ 86,000
Franklin, Missouri 54 $ 10,331,000 $ 191,314 $ 91,000
Warren, New Jersey 54 $ 14,601,000 $ 270,388 $ 118,000
Alamance, North Carolina 53 $ 8,832,000 $ 166,641 $ 96,000
Tulsa, Oklahoma 53 $ 8,847,000 $ 166,924 $ 96,000
Erie, Pennsylvania 53 $ 5,665,000 $ 106,886 $ 67,000
Henry, Georgia 52 $ 9,043,000 $ 173,903 $ 120,000
Black Hawk, Iowa 52 $ 7,776,000 $ 149,538 $ 120,000
Scott, Kentucky 52 $ 8,580,000 $ 165,000 $ 82,000
Union, Mississippi 52 $ 7,193,000 $ 138,326 $ 64,000
Sandoval, New Mexico 52 $ 10,848,000 $ 208,615 $ 94,000
Portage, Wisconsin 52 $ 7,614,000 $ 146,423 $ 65,000
Calhoun, Alabama 51 $ 6,950,000 $ 136,274 $ 77,000
Morgan, Alabama 51 $ 5,637,000 $ 110,529 $ 59,000
Talladega, Alabama 51 $ 8,119,000 $ 159,196 $ 71,000
Livingston, Louisiana 51 $ 8,693,000 $ 170,450 $ 97,000
Rockland, New York 51 $ 18,430,000 $ 361,372 $ 138,000
Lane, Oregon 51 $ 11,583,000 $ 227,117 $ 107,000
Sumner, Tennessee 51 $ 9,746,000 $ 191,098 $ 95,000
Wilson, Tennessee 51 $ 10,871,000 $ 213,156 $ 89,000
Johnson, Texas 51 $ 8,754,000 $ 171,647 $ 96,000
Indian River, Florida 50 $ 11,650,000 $ 233,000 $ 133,000
Walton, Florida 50 $ 13,620,000 $ 272,400 $ 182,000
Bonneville, Idaho 50 $ 10,397,000 $ 207,940 $ 120,000
Chambers, Texas 50 $ 8,755,000 $ 175,100 $ 102,000
Kendall, Texas 50 $ 12,724,000 $ 254,480 $ 132,000
Cullman, Alabama 49 $ 8,149,000 $ 166,306 $ 73,000
St. Landry, Louisiana 49 $ 7,128,000 $ 145,469 $ 82,000
Colbert, Alabama 48 $ 5,592,000 $ 116,500 $ 59,000
Latah, Idaho 48 $ 8,680,000 $ 180,833 $ 76,000
St. Martin, Louisiana 48 $ 7,322,000 $ 152,541 $ 75,000
Marion, Oregon 48 $ 9,581,000 $ 199,604 $ 95,000
Houston, Georgia 47 $ 7,154,000 $ 152,212 $ 93,000
Tazewell, Illinois 47 $ 6,271,000 $ 133,425 $ 65,000
Kenton, Kentucky 47 $ 7,113,000 $ 151,340 $ 81,000
Monroe, Michigan 47 $ 7,279,000 $ 154,872 $ 72,000
Granville, North Carolina 47 $ 7,591,000 $ 161,510 $ 73,000
Lebanon, Pennsylvania 47 $ 7,679,000 $ 163,382 $ 69,000
Norfolk, Virginia 47 $ 9,021,000 $ 191,936 $ 109,000
Jackson, Michigan 46 $ 6,578,000 $ 143,000 $ 88,000
Carbon, Pennsylvania 46 $ 6,780,000 $ 147,391 $ 91,000
Dodge, Wisconsin 46 $ 7,436,000 $ 161,652 $ 67,000
Marathon, Wisconsin 46 $ 6,241,000 $ 135,673 $ 60,000
Caroline, Maryland 45 $ 8,748,000 $ 194,400 $ 88,000
Rankin, Mississippi 45 $ 7,192,000 $ 159,822 $ 99,000
Berkeley, South Carolina 45 $ 9,166,000 $ 203,688 $ 74,000
Dorchester, South Carolina 45 $ 7,878,000 $ 175,066 $ 97,000
Addison, Vermont 45 $ 7,722,000 $ 171,600 $ 76,000
Tehama, California 44 $ 7,934,000 $ 180,318 $ 84,000
Broomfield, Colorado 44 $ 10,882,000 $ 247,318 $ 98,000
Routt, Colorado 44 $ 12,750,000 $ 289,772 $ 152,000
Rowan, North Carolina 44 $ 8,413,000 $ 191,204 $ 105,000
Fairfield, Ohio 44 $ 8,177,000 $ 185,840 $ 83,000
Licking, Ohio 44 $ 7,406,000 $ 168,318 $ 89,000
Towns, Georgia 43 $ 8,373,000 $ 194,720 $ 80,000
Iberia, Louisiana 43 $ 6,113,000 $ 142,162 $ 70,000
Hinds, Mississippi 43 $ 4,919,000 $ 114,395 $ 103,000
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Mortgage Loan Application Detail Totals for Amtrust Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 82,811 $19,398,307,000 $234,000 $2,000,000 $110,000 $9,999,000
Home Purchase 67,780 $14,744,102,000 $217,000 $2,373,000 $116,000 $9,999,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 106,468 $23,319,734,000 $219,000 $2,373,000 $114,000 $9,999,000
Not Provided 15,585 $3,665,924,000 $235,000 $2,000,000 $114,000 $4,200,000
Asian 13,023 $3,903,086,000 $299,000 $2,000,000 $124,000 $4,269,000
Hispanic 9,166 $1,997,810,000 $217,000 $1,500,000 $93,000 $4,334,000
Black or African American 5,673 $1,096,149,000 $193,000 $1,500,000 $86,000 $6,442,000
Native Hawaiian or Other Pacific Islander 383 $94,453,000 $246,000 $730,000 $111,000 $833,000
American Indian or Alaskan Native 293 $65,253,000 $222,000 $650,000 $103,000 $525,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 150,591 $34,142,409,000 $226,000 $2,373,000 $113,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 102,643 $22,879,117,000 $222,000 $2,000,000 $112,000 $9,999,000
Application Withdrawn By Applicant 16,748 $3,729,765,000 $222,000 $2,000,000 $103,000 $4,800,000
Application Approved But Not Accepted 14,827 $3,623,420,000 $244,000 $1,853,000 $114,000 $4,000,000
Application Denied By Financial Institution 11,935 $2,988,817,000 $250,000 $2,373,000 $126,000 $9,999,000
Loan Purchased By The Institution 4,430 $919,756,000 $207,000 $888,000 $120,000 $6,442,000
Preapproval Approved but not Accepted 7 $1,374,000 $196,000 $512,000 $70,000 $111,000
Preapproval Denied by Financial Institution 1 $160,000 $160,000 $160,000 $52,000 $52,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 3,958 $927,604,000 $234,000 $2,000,000 $128,000 $9,999,000
Other 3,002 $708,202,000 $235,000 $2,000,000 $134,000 $4,334,000
Debt-To-Income Ratio 2,040 $591,223,000 $289,000 $2,373,000 $107,000 $4,993,000
Credit Application Incomplete 1,643 $394,319,000 $239,000 $1,640,000 $117,000 $2,282,000
Credit History 734 $214,539,000 $292,000 $2,000,000 $141,000 $1,996,000
Unverifiable Information 300 $85,803,000 $286,000 $1,470,000 $138,000 $687,000
Employment History 173 $45,181,000 $261,000 $1,200,000 $136,000 $1,239,000
Insufficient Cash (Downpayment, Closing Cost) 83 $21,782,000 $262,000 $1,263,000 $121,000 $459,000
Mortgage Insurance Denied 3 $324,000 $108,000 $188,000 $71,000 $87,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amtrust Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amtrust Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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