Amtrust Bank Mortgage Lending & HMDA Data, 2008
In 2008, Amtrust Bank of Cleveland, OH reported 150,591 mortgage applications totaling $34.1 billion, up 7% from 2007. The average application was for $226,722, and applicants reported an average income of $112,700. 68% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (5,458), Chicago-Naperville-Joliet, IL (4,887) and Los Angeles-Long Beach-Glendale, CA (4,294) (applications in parentheses).
| Mortgage Company & Address | Amtrust Bank 1801 E. 9th St #200 Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 150,591 |
| Total Mortgage Loan Application Amount | $34,142,409,000 |
| Average Mortgage Loan Application Amount | $226,722 |
| Highest Mortgage Loan Application Amount | $2,373,000 |
| Average Applicant Income | $112,700 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amtrust Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 5,458 | $ 1,021,118,000 | $ 187,086 | $ 128,000 |
| Chicago-Naperville-Joliet, IL | 4,887 | $ 1,159,365,000 | $ 237,234 | $ 111,000 |
| Los Angeles-Long Beach-Glendale, CA | 4,294 | $ 1,455,720,000 | $ 339,012 | $ 135,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,156 | $ 935,569,000 | $ 225,112 | $ 125,000 |
| St. Louis, MO-IL | 3,050 | $ 553,647,000 | $ 181,523 | $ 88,471 |
| Atlanta-Sandy Springs-Marietta, GA | 2,738 | $ 569,336,000 | $ 207,938 | $ 107,000 |
| Santa Ana-Anaheim-Irvine, CA | 2,733 | $ 983,116,000 | $ 359,720 | $ 152,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,510 | $ 1,104,618,000 | $ 440,086 | $ 163,000 |
| Seattle-Bellevue-Everett, WA | 2,478 | $ 762,395,000 | $ 307,665 | $ 126,000 |
| Dallas-Plano-Irving, TX | 2,317 | $ 471,336,000 | $ 203,425 | $ 142,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,253 | $ 483,127,000 | $ 214,437 | $ 95,680 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,225 | $ 653,224,000 | $ 293,583 | $ 126,152 |
| Riverside-San Bernardino-Ontario, CA | 2,218 | $ 571,507,000 | $ 257,667 | $ 129,000 |
| Denver-Aurora, CO | 2,206 | $ 519,677,000 | $ 235,574 | $ 112,000 |
| Oakland-Fremont-Hayward, CA | 2,192 | $ 821,540,000 | $ 374,790 | $ 147,000 |
| Philadelphia, PA | 2,166 | $ 454,976,000 | $ 210,053 | $ 97,000 |
| New York-White Plains-Wayne, NY-NJ | 2,145 | $ 761,064,000 | $ 354,808 | $ 126,767 |
| San Diego-Carlsbad-San Marcos, CA | 1,967 | $ 642,515,000 | $ 326,647 | $ 143,000 |
| Baltimore-Towson, MD | 1,940 | $ 465,795,000 | $ 240,100 | $ 107,000 |
| Pittsburgh, PA | 1,907 | $ 295,738,000 | $ 155,080 | $ 90,000 |
| Warren-Troy-Farmington Hills, MI | 1,905 | $ 376,483,000 | $ 197,628 | $ 109,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,791 | $ 367,283,000 | $ 205,071 | $ 97,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,631 | $ 371,701,000 | $ 227,897 | $ 121,000 |
| Birmingham-Hoover, AL | 1,599 | $ 280,301,000 | $ 175,297 | $ 88,000 |
| Kansas City, MO-KS | 1,563 | $ 265,426,000 | $ 169,818 | $ 92,813 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,505 | $ 325,250,000 | $ 216,112 | $ 112,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,452 | $ 289,100,000 | $ 199,104 | $ 116,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,419 | $ 298,672,000 | $ 210,480 | $ 106,744 |
| Miami-Miami Beach-Kendall, FL | 1,358 | $ 320,092,000 | $ 235,708 | $ 135,000 |
| Las Vegas-Paradise, NV | 1,345 | $ 313,260,000 | $ 232,907 | $ 146,000 |
| Boston-Quincy, MA | 1,331 | $ 373,330,000 | $ 280,488 | $ 127,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,304 | $ 325,388,000 | $ 249,530 | $ 129,000 |
| Raleigh-Cary, NC | 1,274 | $ 282,524,000 | $ 221,761 | $ 107,000 |
| Austin-Round Rock, TX | 1,266 | $ 260,507,000 | $ 205,771 | $ 121,000 |
| Orlando-Kissimmee, FL | 1,260 | $ 265,510,000 | $ 210,722 | $ 111,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,240 | $ 556,518,000 | $ 448,804 | $ 182,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,189 | $ 295,152,000 | $ 248,235 | $ 117,987 |
| Nassau-Suffolk, NY | 1,167 | $ 363,378,000 | $ 311,377 | $ 122,000 |
| Fort Worth-Arlington, TX | 1,079 | $ 196,375,000 | $ 181,997 | $ 119,000 |
| Wilmington, NC | 1,068 | $ 235,746,000 | $ 220,735 | $ 111,000 |
| Indianapolis-Carmel, IN | 1,034 | $ 181,700,000 | $ 175,725 | $ 103,000 |
| San Antonio, TX | 1,032 | $ 194,343,000 | $ 188,316 | $ 112,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1,004 | $ 311,715,000 | $ 310,473 | $ 128,000 |
| Cleveland-Elyria-Mentor, OH | 986 | $ 140,133,000 | $ 142,122 | $ 82,000 |
| Cambridge-Newton-Framingham, MA | 966 | $ 276,430,000 | $ 286,159 | $ 132,000 |
| Columbus, OH | 927 | $ 155,199,000 | $ 167,420 | $ 91,000 |
| Des Moines-West Des Moines, IA | 817 | $ 141,873,000 | $ 173,651 | $ 87,000 |
| Edison-New Brunswick, NJ | 811 | $ 218,780,000 | $ 269,765 | $ 118,000 |
| Hartford-West Hartford-East Hartford, CT | 796 | $ 170,663,000 | $ 214,400 | $ 104,000 |
| Gary, IN | 776 | $ 123,063,000 | $ 158,586 | $ 83,000 |
| Greenville-Mauldin-Easley, SC | 745 | $ 121,210,000 | $ 162,697 | $ 80,000 |
| Salt Lake City, UT | 732 | $ 196,472,000 | $ 268,404 | $ 129,000 |
| Detroit-Livonia-Dearborn, MI | 719 | $ 106,912,000 | $ 148,695 | $ 91,000 |
| Cincinnati-Middletown, OH-KY-IN | 716 | $ 118,878,000 | $ 166,030 | $ 92,659 |
| Newark-Union, NJ-PA | 710 | $ 200,592,000 | $ 282,523 | $ 112,912 |
| Tucson, AZ | 699 | $ 141,169,000 | $ 201,958 | $ 108,000 |
| Mobile, AL | 684 | $ 103,933,000 | $ 151,948 | $ 76,000 |
| Worcester, MA | 678 | $ 145,572,000 | $ 214,707 | $ 93,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 659 | $ 128,851,000 | $ 195,525 | $ 100,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 606 | $ 113,366,000 | $ 187,072 | $ 85,207 |
| Lafayette, LA | 605 | $ 102,117,000 | $ 168,788 | $ 86,000 |
| New Haven-Milford, CT | 599 | $ 128,141,000 | $ 213,924 | $ 99,000 |
| Camden, NJ | 573 | $ 111,405,000 | $ 194,424 | $ 91,000 |
| Bradenton-Sarasota-Venice, FL | 562 | $ 129,753,000 | $ 230,877 | $ 144,000 |
| Lake County-Kenosha County, IL-WI | 556 | $ 140,881,000 | $ 253,383 | $ 123,050 |
| Boise City-Nampa, ID | 546 | $ 103,025,000 | $ 188,690 | $ 99,000 |
| Memphis, TN-MS-AR | 537 | $ 94,627,000 | $ 176,214 | $ 96,703 |
| Durham, NC | 536 | $ 124,099,000 | $ 231,527 | $ 117,000 |
| Providence-New Bedford-Fall River, RI-MA | 531 | $ 121,913,000 | $ 229,591 | $ 100,312 |
| Peabody, MA | 512 | $ 132,615,000 | $ 259,013 | $ 112,000 |
| New Orleans-Metairie-Kenner, LA | 488 | $ 88,461,000 | $ 181,272 | $ 103,000 |
| Jacksonville, FL | 465 | $ 93,769,000 | $ 201,653 | $ 102,000 |
| Baton Rouge, LA | 448 | $ 84,260,000 | $ 188,080 | $ 97,000 |
| Louisville-Jefferson County, KY-IN | 438 | $ 73,141,000 | $ 166,988 | $ 89,913 |
| Omaha-Council Bluffs, NE-IA | 428 | $ 67,060,000 | $ 156,682 | $ 88,420 |
| Boulder, CO | 420 | $ 112,571,000 | $ 268,026 | $ 133,000 |
| Charleston-North Charleston-Summerville, SC | 419 | $ 101,749,000 | $ 242,837 | $ 115,000 |
| Bridgeport-Stamford-Norwalk, CT | 414 | $ 125,746,000 | $ 303,734 | $ 131,000 |
| Richmond, VA | 414 | $ 87,180,000 | $ 210,579 | $ 87,000 |
| Modesto, CA | 413 | $ 77,408,000 | $ 187,428 | $ 113,000 |
| Cape Coral-Fort Myers, FL | 403 | $ 83,582,000 | $ 207,399 | $ 139,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 399 | $ 85,345,000 | $ 213,897 | $ 108,694 |
| Portland-South Portland-Biddeford, ME | 374 | $ 82,333,000 | $ 220,141 | $ 96,000 |
| Madison, WI | 373 | $ 79,124,000 | $ 212,128 | $ 107,000 |
| Albany-Schenectady-Troy, NY | 370 | $ 62,161,000 | $ 168,002 | $ 98,000 |
| Tallahassee, FL | 365 | $ 69,718,000 | $ 191,008 | $ 96,000 |
| Harrisburg-Carlisle, PA | 355 | $ 61,526,000 | $ 173,312 | $ 83,000 |
| Port St. Lucie, FL | 354 | $ 66,570,000 | $ 188,050 | $ 110,000 |
| Stockton, CA | 351 | $ 76,228,000 | $ 217,173 | $ 122,000 |
| Green Bay, WI | 348 | $ 59,265,000 | $ 170,301 | $ 86,000 |
| Fresno, CA | 340 | $ 74,235,000 | $ 218,338 | $ 103,000 |
| Asheville, NC | 337 | $ 67,591,000 | $ 200,566 | $ 96,000 |
| Ann Arbor, MI | 328 | $ 64,057,000 | $ 195,295 | $ 107,000 |
| Columbia, SC | 325 | $ 59,803,000 | $ 184,009 | $ 92,000 |
| Ogden-Clearfield, UT | 315 | $ 68,645,000 | $ 217,920 | $ 99,000 |
| Akron, OH | 309 | $ 42,102,000 | $ 136,252 | $ 83,000 |
| Lancaster, PA | 308 | $ 52,131,000 | $ 169,256 | $ 75,000 |
| Naples-Marco Island, FL | 308 | $ 76,376,000 | $ 247,974 | $ 152,000 |
| Rockingham County-Strafford County, NH | 299 | $ 67,981,000 | $ 227,361 | $ 95,000 |
| Bakersfield, CA | 285 | $ 56,462,000 | $ 198,112 | $ 99,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 285 | $ 98,285,000 | $ 344,859 | $ 150,000 |
| Lexington-Fayette, KY | 284 | $ 50,328,000 | $ 177,211 | $ 95,000 |
| Burlington-South Burlington, VT | 279 | $ 54,870,000 | $ 196,666 | $ 90,000 |
| York-Hanover, PA | 266 | $ 45,964,000 | $ 172,796 | $ 77,000 |
| Knoxville, TN | 265 | $ 43,815,000 | $ 165,339 | $ 91,000 |
| Beaumont-Port Arthur, TX | 257 | $ 39,130,000 | $ 152,256 | $ 90,000 |
| Provo-Orem, UT | 255 | $ 64,567,000 | $ 253,203 | $ 111,000 |
| Albuquerque, NM | 248 | $ 46,049,000 | $ 185,681 | $ 84,000 |
| Bellingham, WA | 245 | $ 57,644,000 | $ 235,281 | $ 92,000 |
| Springfield, MO | 245 | $ 33,883,000 | $ 138,297 | $ 80,000 |
| Oklahoma City, OK | 244 | $ 37,618,000 | $ 154,172 | $ 107,000 |
| Redding, CA | 242 | $ 53,984,000 | $ 223,074 | $ 97,000 |
| Montgomery, AL | 224 | $ 38,917,000 | $ 173,736 | $ 95,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 219 | $ 44,410,000 | $ 202,785 | $ 112,000 |
| Scranton--Wilkes-Barre, PA | 218 | $ 28,912,000 | $ 132,623 | $ 86,000 |
| Toledo, OH | 214 | $ 35,799,000 | $ 167,285 | $ 101,000 |
| Wilmington, DE-MD-NJ | 214 | $ 44,727,000 | $ 209,004 | $ 89,261 |
| Colorado Springs, CO | 213 | $ 47,827,000 | $ 224,539 | $ 112,000 |
| Spartanburg, SC | 213 | $ 34,525,000 | $ 162,089 | $ 78,000 |
| Davenport-Moline-Rock Island, IA-IL | 209 | $ 28,677,000 | $ 137,210 | $ 72,392 |
| Palm Bay-Melbourne-Titusville, FL | 209 | $ 38,887,000 | $ 186,062 | $ 104,000 |
| Shreveport-Bossier City, LA | 209 | $ 34,722,000 | $ 166,133 | $ 87,000 |
| Prescott, AZ | 208 | $ 48,827,000 | $ 234,745 | $ 125,000 |
| Barnstable Town, MA | 207 | $ 61,589,000 | $ 297,531 | $ 161,000 |
| Tacoma, WA | 206 | $ 50,348,000 | $ 244,407 | $ 103,000 |
| Huntsville, AL | 204 | $ 35,265,000 | $ 172,867 | $ 98,000 |
| Atlantic City-Hammonton, NJ | 202 | $ 42,694,000 | $ 211,356 | $ 96,000 |
| Lakeland-Winter Haven, FL | 202 | $ 34,114,000 | $ 168,881 | $ 104,000 |
| Monroe, LA | 201 | $ 30,423,000 | $ 151,358 | $ 69,000 |
| Cedar Rapids, IA | 199 | $ 28,712,000 | $ 144,281 | $ 71,000 |
| Greensboro-High Point, NC | 194 | $ 36,072,000 | $ 185,938 | $ 99,000 |
| Reading, PA | 191 | $ 32,571,000 | $ 170,528 | $ 76,000 |
| Wichita, KS | 191 | $ 26,869,000 | $ 140,675 | $ 92,000 |
| College Station-Bryan, TX | 183 | $ 28,099,000 | $ 153,546 | $ 124,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 181 | $ 36,866,000 | $ 203,679 | $ 124,000 |
| Lansing-East Lansing, MI | 181 | $ 27,920,000 | $ 154,254 | $ 88,000 |
| Pensacola-Ferry Pass-Brent, FL | 178 | $ 35,949,000 | $ 201,960 | $ 111,000 |
| State College, PA | 174 | $ 29,432,000 | $ 169,149 | $ 89,000 |
| Topeka, KS | 173 | $ 21,068,000 | $ 121,780 | $ 80,000 |
| Manchester-Nashua, NH | 170 | $ 37,964,000 | $ 223,317 | $ 94,000 |
| Flagstaff, AZ | 167 | $ 40,419,000 | $ 242,029 | $ 125,000 |
| Florence-Muscle Shoals, AL | 165 | $ 20,506,000 | $ 124,278 | $ 70,000 |
| Canton-Massillon, OH | 162 | $ 19,927,000 | $ 123,006 | $ 93,000 |
| Pocatello, ID | 161 | $ 23,745,000 | $ 147,484 | $ 67,000 |
| Charlottesville, VA | 159 | $ 35,697,000 | $ 224,509 | $ 108,000 |
| Ocean City, NJ | 157 | $ 38,593,000 | $ 245,815 | $ 123,000 |
| Evansville, IN-KY | 156 | $ 22,357,000 | $ 143,314 | $ 75,294 |
| Grand Rapids-Wyoming, MI | 149 | $ 24,950,000 | $ 167,449 | $ 87,000 |
| Springfield, MA | 148 | $ 31,422,000 | $ 212,310 | $ 100,000 |
| Savannah, GA | 147 | $ 28,161,000 | $ 191,571 | $ 100,000 |
| Appleton, WI | 145 | $ 24,286,000 | $ 167,489 | $ 78,000 |
| Brownsville-Harlingen, TX | 142 | $ 22,769,000 | $ 160,345 | $ 122,000 |
| Santa Rosa-Petaluma, CA | 141 | $ 42,485,000 | $ 301,312 | $ 136,000 |
| Vallejo-Fairfield, CA | 141 | $ 38,811,000 | $ 275,255 | $ 138,000 |
| Peoria, IL | 139 | $ 20,108,000 | $ 144,661 | $ 80,000 |
| El Paso, TX | 135 | $ 22,850,000 | $ 169,259 | $ 98,000 |
| Greeley, CO | 135 | $ 29,369,000 | $ 217,548 | $ 121,000 |
| Lincoln, NE | 135 | $ 21,238,000 | $ 157,318 | $ 76,000 |
| Little Rock-North Little Rock-Conway, AR | 134 | $ 21,504,000 | $ 160,477 | $ 94,000 |
| Chattanooga, TN-GA | 133 | $ 21,432,000 | $ 161,142 | $ 136,218 |
| Poughkeepsie-Newburgh-Middletown, NY | 133 | $ 32,390,000 | $ 243,533 | $ 105,000 |
| Fort Walton Beach-Crestview-Destin, FL | 128 | $ 31,421,000 | $ 245,476 | $ 197,000 |
| Fort Collins-Loveland, CO | 124 | $ 26,782,000 | $ 215,983 | $ 116,000 |
| Lafayette, IN | 122 | $ 17,834,000 | $ 146,180 | $ 81,000 |
| Kingston, NY | 121 | $ 25,844,000 | $ 213,586 | $ 110,000 |
| Jackson, MS | 119 | $ 18,543,000 | $ 155,823 | $ 99,000 |
| Flint, MI | 118 | $ 15,624,000 | $ 132,406 | $ 96,000 |
| Hickory-Lenoir-Morganton, NC | 118 | $ 20,397,000 | $ 172,855 | $ 78,000 |
| Salinas, CA | 118 | $ 36,565,000 | $ 309,872 | $ 137,000 |
| Rochester, MN | 116 | $ 21,149,000 | $ 182,318 | $ 85,000 |
| Altoona, PA | 114 | $ 12,019,000 | $ 105,429 | $ 70,000 |
| Kennewick-Pasco-Richland, WA | 112 | $ 18,888,000 | $ 168,642 | $ 93,000 |
| McAllen-Edinburg-Mission, TX | 108 | $ 16,238,000 | $ 150,351 | $ 87,000 |
| Winston-Salem, NC | 108 | $ 20,262,000 | $ 187,611 | $ 111,000 |
| South Bend-Mishawaka, IN-MI | 107 | $ 13,302,000 | $ 124,317 | $ 77,887 |
| Gainesville, FL | 105 | $ 21,018,000 | $ 200,171 | $ 143,000 |
| Springfield, IL | 105 | $ 17,893,000 | $ 170,409 | $ 97,000 |
| Corpus Christi, TX | 103 | $ 17,649,000 | $ 171,349 | $ 118,000 |
| Hagerstown-Martinsburg, MD-WV | 103 | $ 20,577,000 | $ 199,776 | $ 83,912 |
| Ocala, FL | 103 | $ 19,521,000 | $ 189,524 | $ 82,000 |
| Bremerton-Silverdale, WA | 100 | $ 28,163,000 | $ 281,630 | $ 124,000 |
| Norwich-New London, CT | 100 | $ 22,204,000 | $ 222,040 | $ 92,000 |
| Trenton-Ewing, NJ | 100 | $ 20,063,000 | $ 200,630 | $ 94,000 |
| Bloomington, IN | 97 | $ 14,345,000 | $ 147,886 | $ 88,000 |
| Santa Cruz-Watsonville, CA | 97 | $ 37,113,000 | $ 382,608 | $ 185,000 |
| Gadsden, AL | 96 | $ 11,213,000 | $ 116,802 | $ 54,000 |
| Dayton, OH | 95 | $ 12,159,000 | $ 127,989 | $ 81,000 |
| Gulfport-Biloxi, MS | 95 | $ 15,774,000 | $ 166,042 | $ 131,000 |
| Killeen-Temple-Fort Hood, TX | 95 | $ 14,002,000 | $ 147,389 | $ 94,000 |
| Sheboygan, WI | 95 | $ 11,975,000 | $ 126,052 | $ 76,000 |
| Visalia-Porterville, CA | 94 | $ 19,872,000 | $ 211,404 | $ 94,000 |
| Vineland-Millville-Bridgeton, NJ | 92 | $ 12,906,000 | $ 140,282 | $ 68,000 |
| Yuma, AZ | 92 | $ 17,019,000 | $ 184,989 | $ 86,000 |
| Augusta-Richmond County, GA-SC | 90 | $ 15,568,000 | $ 172,977 | $ 90,688 |
| Alexandria, LA | 89 | $ 13,378,000 | $ 150,314 | $ 79,000 |
| Tuscaloosa, AL | 88 | $ 15,087,000 | $ 171,443 | $ 100,000 |
| Macon, GA | 86 | $ 14,358,000 | $ 166,953 | $ 90,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 86 | $ 31,341,000 | $ 364,430 | $ 173,000 |
| Anderson, SC | 84 | $ 13,723,000 | $ 163,369 | $ 84,000 |
| Missoula, MT | 84 | $ 17,011,000 | $ 202,511 | $ 85,000 |
| Punta Gorda, FL | 84 | $ 18,965,000 | $ 225,773 | $ 182,000 |
| Spokane, WA | 84 | $ 17,411,000 | $ 207,273 | $ 85,000 |
| Tulsa, OK | 84 | $ 13,739,000 | $ 163,559 | $ 106,000 |
| Fort Wayne, IN | 82 | $ 13,299,000 | $ 162,182 | $ 98,000 |
| St. George, UT | 82 | $ 23,248,000 | $ 283,512 | $ 180,000 |
| Racine, WI | 81 | $ 13,808,000 | $ 170,469 | $ 87,000 |
| Merced, CA | 80 | $ 15,875,000 | $ 198,437 | $ 102,000 |
| Yakima, WA | 80 | $ 14,003,000 | $ 175,037 | $ 84,000 |
| Fayetteville, NC | 79 | $ 10,628,000 | $ 134,531 | $ 87,000 |
| Tyler, TX | 78 | $ 12,889,000 | $ 165,243 | $ 115,000 |
| Billings, MT | 76 | $ 14,645,000 | $ 192,697 | $ 107,000 |
| Lake Havasu City-Kingman, AZ | 73 | $ 14,724,000 | $ 201,698 | $ 158,000 |
| Fond Du Lac, WI | 71 | $ 11,929,000 | $ 168,014 | $ 83,000 |
| Panama City-Lynn Haven, FL | 69 | $ 13,885,000 | $ 201,231 | $ 146,000 |
| Oshkosh-Neenah, WI | 68 | $ 11,043,000 | $ 162,397 | $ 85,000 |
| Elkhart-Goshen, IN | 67 | $ 9,878,000 | $ 147,432 | $ 68,000 |
| Madera, CA | 67 | $ 13,677,000 | $ 204,134 | $ 94,000 |
| Waterloo-Cedar Falls, IA | 67 | $ 9,894,000 | $ 147,671 | $ 112,000 |
| Jacksonville, NC | 66 | $ 12,056,000 | $ 182,666 | $ 120,000 |
| Sherman-Denison, TX | 65 | $ 9,474,000 | $ 145,753 | $ 92,000 |
| Grand Junction, CO | 64 | $ 15,324,000 | $ 239,437 | $ 112,000 |
| Reno-Sparks, NV | 63 | $ 16,465,000 | $ 261,349 | $ 167,000 |
| Winchester, VA-WV | 63 | $ 12,326,000 | $ 195,650 | $ 88,952 |
| Bend, OR | 62 | $ 16,583,000 | $ 267,467 | $ 158,000 |
| Farmington, NM | 62 | $ 11,608,000 | $ 187,225 | $ 89,000 |
| Palm Coast, FL | 61 | $ 11,501,000 | $ 188,540 | $ 87,000 |
| Pascagoula, MS | 61 | $ 9,120,000 | $ 149,508 | $ 92,000 |
| Charleston, WV | 59 | $ 8,493,000 | $ 143,949 | $ 79,000 |
| Holland-Grand Haven, MI | 59 | $ 9,332,000 | $ 158,169 | $ 107,000 |
| Salem, OR | 59 | $ 12,313,000 | $ 208,694 | $ 95,000 |
| Columbia, MO | 58 | $ 9,201,000 | $ 158,637 | $ 72,000 |
| San Luis Obispo-Paso Robles, CA | 57 | $ 20,607,000 | $ 361,526 | $ 180,000 |
| Dover, DE | 56 | $ 12,379,000 | $ 221,053 | $ 106,000 |
| Glens Falls, NY | 56 | $ 10,798,000 | $ 192,821 | $ 106,000 |
| Idaho Falls, ID | 56 | $ 11,984,000 | $ 214,000 | $ 115,000 |
| Youngstown-Warren-Boardman, OH-PA | 56 | $ 8,608,000 | $ 153,714 | $ 93,428 |
| Decatur, AL | 55 | $ 6,148,000 | $ 111,781 | $ 58,000 |
| Lawrence, KS | 55 | $ 7,927,000 | $ 144,127 | $ 96,000 |
| Morristown, TN | 55 | $ 8,915,000 | $ 162,090 | $ 73,000 |
| Burlington, NC | 53 | $ 8,832,000 | $ 166,641 | $ 96,000 |
| Erie, PA | 53 | $ 5,665,000 | $ 106,886 | $ 67,000 |
| Athens-Clarke County, GA | 52 | $ 10,807,000 | $ 207,826 | $ 97,000 |
| Cumberland, MD-WV | 52 | $ 6,616,000 | $ 127,230 | $ 72,115 |
| Fayetteville-Springdale-Rogers, AR-MO | 52 | $ 7,403,000 | $ 142,365 | $ 88,269 |
| Anniston-Oxford, AL | 51 | $ 6,950,000 | $ 136,274 | $ 77,000 |
| Eugene-Springfield, OR | 51 | $ 11,583,000 | $ 227,117 | $ 107,000 |
| Rockford, IL | 51 | $ 9,225,000 | $ 180,882 | $ 104,000 |
| Sebastian-Vero Beach, FL | 50 | $ 11,650,000 | $ 233,000 | $ 133,000 |
| Kalamazoo-Portage, MI | 49 | $ 8,372,000 | $ 170,857 | $ 119,000 |
| St. Cloud, MN | 49 | $ 8,997,000 | $ 183,612 | $ 75,000 |
| Duluth, MN-WI | 48 | $ 8,024,000 | $ 167,166 | $ 86,750 |
| Lebanon, PA | 47 | $ 7,679,000 | $ 163,382 | $ 69,000 |
| Monroe, MI | 47 | $ 7,279,000 | $ 154,872 | $ 72,000 |
| Warner Robins, GA | 47 | $ 7,154,000 | $ 152,212 | $ 93,000 |
| Jackson, MI | 46 | $ 6,578,000 | $ 143,000 | $ 88,000 |
| Sioux Falls, SD | 46 | $ 7,091,000 | $ 154,152 | $ 78,000 |
| Wausau, WI | 46 | $ 6,241,000 | $ 135,673 | $ 60,000 |
| Yuba City, CA | 45 | $ 8,393,000 | $ 186,511 | $ 79,000 |
| Houma-Bayou Cane-Thibodaux, LA | 43 | $ 6,447,000 | $ 149,930 | $ 77,000 |
| Chico, CA | 42 | $ 9,020,000 | $ 214,761 | $ 83,000 |
| Gainesville, GA | 42 | $ 9,738,000 | $ 231,857 | $ 78,000 |
| St. Joseph, MO-KS | 42 | $ 7,575,000 | $ 180,357 | $ 80,333 |
| Joplin, MO | 40 | $ 5,403,000 | $ 135,075 | $ 78,000 |
| Mount Vernon-Anacortes, WA | 40 | $ 11,147,000 | $ 278,675 | $ 102,000 |
| Olympia, WA | 40 | $ 10,792,000 | $ 269,800 | $ 99,000 |
| Grand Forks, ND-MN | 39 | $ 5,843,000 | $ 149,820 | $ 110,307 |
| Roanoke, VA | 39 | $ 7,246,000 | $ 185,794 | $ 100,000 |
| Salisbury, MD | 39 | $ 7,805,000 | $ 200,128 | $ 102,000 |
| Ames, IA | 37 | $ 5,838,000 | $ 157,783 | $ 103,000 |
| Lynchburg, VA | 37 | $ 6,837,000 | $ 184,783 | $ 104,000 |
| Michigan City-La Porte, IN | 37 | $ 5,921,000 | $ 160,027 | $ 82,000 |
| Fargo, ND-MN | 36 | $ 5,579,000 | $ 154,972 | $ 634,555 |
| Greenville, NC | 36 | $ 7,236,000 | $ 201,000 | $ 106,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 35 | $ 3,969,000 | $ 113,400 | $ 69,142 |
| Dothan, AL | 34 | $ 5,163,000 | $ 151,852 | $ 73,000 |
| Lubbock, TX | 34 | $ 5,800,000 | $ 170,588 | $ 187,000 |
| Napa, CA | 34 | $ 12,173,000 | $ 358,029 | $ 132,000 |
| Waco, TX | 34 | $ 5,217,000 | $ 153,441 | $ 85,000 |
| Lake Charles, LA | 33 | $ 5,059,000 | $ 153,303 | $ 95,000 |
| Auburn-Opelika, AL | 32 | $ 7,171,000 | $ 224,093 | $ 188,000 |
| Buffalo-Niagara Falls, NY | 32 | $ 4,810,000 | $ 150,312 | $ 141,000 |
| Kingsport-Bristol-Bristol, TN-VA | 32 | $ 5,319,000 | $ 166,218 | $ 67,750 |
| Santa Fe, NM | 32 | $ 7,630,000 | $ 238,437 | $ 131,000 |
| Clarksville, TN-KY | 31 | $ 4,839,000 | $ 156,096 | $ 161,032 |
| Janesville, WI | 31 | $ 4,786,000 | $ 154,387 | $ 71,000 |
| Odessa, TX | 31 | $ 5,412,000 | $ 174,580 | $ 100,000 |
| Blacksburg-Christiansburg-Radford, VA | 30 | $ 5,234,000 | $ 174,466 | $ 97,000 |
| Columbus, GA-AL | 30 | $ 4,636,000 | $ 154,533 | $ 78,266 |
| Albany, GA | 29 | $ 3,980,000 | $ 137,241 | $ 70,000 |
| Johnstown, PA | 29 | $ 3,043,000 | $ 104,931 | $ 61,000 |
| Midland, TX | 29 | $ 4,660,000 | $ 160,689 | $ 128,000 |
| Sioux City, IA-NE-SD | 29 | $ 3,442,000 | $ 118,689 | $ 51,689 |
| Iowa City, IA | 28 | $ 5,216,000 | $ 186,285 | $ 92,000 |
| Syracuse, NY | 28 | $ 3,464,000 | $ 123,714 | $ 89,000 |
| Abilene, TX | 27 | $ 3,631,000 | $ 134,481 | $ 93,000 |
| Anderson, IN | 27 | $ 2,620,000 | $ 97,037 | $ 65,000 |
| Medford, OR | 26 | $ 7,333,000 | $ 282,038 | $ 139,000 |
| Muskegon-Norton Shores, MI | 26 | $ 3,013,000 | $ 115,884 | $ 67,000 |
| Williamsport, PA | 26 | $ 3,148,000 | $ 121,076 | $ 67,000 |
| Champaign-Urbana, IL | 25 | $ 4,005,000 | $ 160,200 | $ 103,000 |
| El Centro, CA | 25 | $ 5,490,000 | $ 219,600 | $ 138,000 |
| Jefferson City, MO | 25 | $ 3,659,000 | $ 146,360 | $ 74,000 |
| Wenatchee, WA | 25 | $ 5,965,000 | $ 238,600 | $ 196,000 |
| Bismarck, ND | 24 | $ 4,612,000 | $ 192,166 | $ 114,000 |
| Coeur D'Alene, ID | 24 | $ 6,359,000 | $ 264,958 | $ 113,000 |
| Niles-Benton Harbor, MI | 24 | $ 4,620,000 | $ 192,500 | $ 109,000 |
| Saginaw-Saginaw Township North, MI | 23 | $ 3,271,000 | $ 142,217 | $ 79,000 |
| Eau Claire, WI | 22 | $ 3,473,000 | $ 157,863 | $ 82,000 |
| Las Cruces, NM | 22 | $ 4,980,000 | $ 226,363 | $ 101,000 |
| Lewiston-Auburn, ME | 21 | $ 3,222,000 | $ 153,428 | $ 117,000 |
| Pittsfield, MA | 21 | $ 3,876,000 | $ 184,571 | $ 99,000 |
| Goldsboro, NC | 19 | $ 2,136,000 | $ 112,421 | $ 90,000 |
| Laredo, TX | 19 | $ 2,648,000 | $ 139,368 | $ 101,000 |
| Pueblo, CO | 19 | $ 2,790,000 | $ 146,842 | $ 76,000 |
| Rochester, NY | 19 | $ 2,768,000 | $ 145,684 | $ 105,000 |
| Rocky Mount, NC | 19 | $ 3,247,000 | $ 170,894 | $ 88,000 |
| Corvallis, OR | 18 | $ 3,882,000 | $ 215,666 | $ 104,000 |
| Florence, SC | 18 | $ 2,414,000 | $ 134,111 | $ 87,000 |
| Johnson City, TN | 18 | $ 2,941,000 | $ 163,388 | $ 83,000 |
| Longview, TX | 17 | $ 2,850,000 | $ 167,647 | $ 140,000 |
| Longview, WA | 17 | $ 3,007,000 | $ 176,882 | $ 69,000 |
| Valdosta, GA | 17 | $ 3,030,000 | $ 178,235 | $ 75,000 |
| Victoria, TX | 17 | $ 2,150,000 | $ 126,470 | $ 80,000 |
| Amarillo, TX | 16 | $ 2,345,000 | $ 146,562 | $ 93,000 |
| Bay City, MI | 16 | $ 1,791,000 | $ 111,937 | $ 60,000 |
| Bloomington-Normal, IL | 16 | $ 2,078,000 | $ 129,875 | $ 164,000 |
| Honolulu, HI | 16 | $ 5,850,000 | $ 365,625 | $ 199,000 |
| Logan, UT-ID | 16 | $ 2,512,000 | $ 157,000 | $ 55,750 |
| Weirton-Steubenville, WV-OH | 16 | $ 1,465,000 | $ 91,562 | $ 54,375 |
| Brunswick, GA | 15 | $ 3,563,000 | $ 237,533 | $ 176,000 |
| Cleveland, TN | 15 | $ 3,018,000 | $ 201,200 | $ 60,000 |
| Bangor, ME | 14 | $ 2,182,000 | $ 155,857 | $ 75,000 |
| Hattiesburg, MS | 14 | $ 1,994,000 | $ 142,428 | $ 71,000 |
| Dalton, GA | 13 | $ 2,047,000 | $ 157,461 | $ 57,000 |
| Hanford-Corcoran, CA | 13 | $ 2,419,000 | $ 186,076 | $ 68,000 |
| Kankakee-Bradley, IL | 13 | $ 2,501,000 | $ 192,384 | $ 83,000 |
| Wheeling, WV-OH | 13 | $ 1,259,000 | $ 96,846 | $ 62,076 |
| Battle Creek, MI | 12 | $ 2,069,000 | $ 172,416 | $ 124,000 |
| Hinesville-Fort Stewart, GA | 11 | $ 1,683,000 | $ 153,000 | $ 73,000 |
| Huntington-Ashland, WV-KY-OH | 11 | $ 1,952,000 | $ 177,454 | $ 107,000 |
| Springfield, OH | 11 | $ 1,180,000 | $ 107,272 | $ 57,000 |
| Dubuque, IA | 10 | $ 1,883,000 | $ 188,300 | $ 85,000 |
| Kokomo, IN | 10 | $ 1,191,000 | $ 119,100 | $ 85,000 |
| Binghamton, NY | 9 | $ 1,418,000 | $ 157,555 | $ 123,000 |
| Elizabethtown, KY | 9 | $ 1,375,000 | $ 152,777 | $ 111,000 |
| La Crosse, WI-MN | 9 | $ 1,340,000 | $ 148,888 | $ 104,555 |
| Muncie, IN | 9 | $ 783,000 | $ 87,000 | $ 102,000 |
| Texarkana, Tx-Texarkana, AR | 9 | $ 1,189,000 | $ 132,111 | $ 105,111 |
| Carson City, NV | 8 | $ 2,108,000 | $ 263,500 | $ 192,000 |
| Danville, IL | 8 | $ 848,000 | $ 106,000 | $ 74,000 |
| Decatur, IL | 8 | $ 1,252,000 | $ 156,500 | $ 103,000 |
| Sandusky, OH | 8 | $ 952,000 | $ 119,000 | $ 81,000 |
| Sumter, SC | 8 | $ 1,058,000 | $ 132,250 | $ 84,000 |
| Cheyenne, WY | 7 | $ 1,483,000 | $ 211,857 | $ 104,000 |
| Columbus, IN | 7 | $ 1,325,000 | $ 189,285 | $ 131,000 |
| Danville, VA | 7 | $ 993,000 | $ 141,857 | $ 59,000 |
| Jackson, TN | 7 | $ 876,000 | $ 125,142 | $ 42,000 |
| San Angelo, TX | 7 | $ 1,680,000 | $ 240,000 | $ 113,000 |
| Utica-Rome, NY | 7 | $ 720,000 | $ 102,857 | $ 100,000 |
| Bowling Green, KY | 6 | $ 984,000 | $ 164,000 | $ 89,000 |
| Fort Smith, AR-OK | 6 | $ 703,000 | $ 117,166 | $ 119,666 |
| Mansfield, OH | 6 | $ 717,000 | $ 119,500 | $ 56,000 |
| Owensboro, KY | 6 | $ 762,000 | $ 127,000 | $ 51,000 |
| Terre Haute, IN | 6 | $ 712,000 | $ 118,666 | $ 50,000 |
| Wichita Falls, TX | 6 | $ 598,000 | $ 99,666 | $ 75,000 |
| Casper, WY | 5 | $ 965,000 | $ 193,000 | $ 93,000 |
| Hot Springs, AR | 5 | $ 773,000 | $ 154,600 | $ 94,000 |
| Lawton, OK | 5 | $ 602,000 | $ 120,400 | $ 97,000 |
| Lima, OH | 5 | $ 747,000 | $ 149,400 | $ 64,000 |
| Pine Bluff, AR | 5 | $ 899,000 | $ 179,800 | $ 107,000 |
| Rome, GA | 5 | $ 740,000 | $ 148,000 | $ 78,000 |
| Great Falls, MT | 4 | $ 535,000 | $ 133,750 | $ 98,000 |
| Harrisonburg, VA | 4 | $ 655,000 | $ 163,750 | $ 57,000 |
| Jonesboro, AR | 4 | $ 564,000 | $ 141,000 | $ 68,000 |
| Lewiston, ID-WA | 3 | $ 687,000 | $ 229,000 | $ 112,000 |
| Ithaca, NY | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for Amtrust Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 82,811 | $19,398,307,000 | $234,000 | $2,000,000 | $110,000 | $9,999,000 |
| Home Purchase | 67,780 | $14,744,102,000 | $217,000 | $2,373,000 | $116,000 | $9,999,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 106,468 | $23,319,734,000 | $219,000 | $2,373,000 | $114,000 | $9,999,000 |
| Not Provided | 15,585 | $3,665,924,000 | $235,000 | $2,000,000 | $114,000 | $4,200,000 |
| Asian | 13,023 | $3,903,086,000 | $299,000 | $2,000,000 | $124,000 | $4,269,000 |
| Hispanic | 9,166 | $1,997,810,000 | $217,000 | $1,500,000 | $93,000 | $4,334,000 |
| Black or African American | 5,673 | $1,096,149,000 | $193,000 | $1,500,000 | $86,000 | $6,442,000 |
| Native Hawaiian or Other Pacific Islander | 383 | $94,453,000 | $246,000 | $730,000 | $111,000 | $833,000 |
| American Indian or Alaskan Native | 293 | $65,253,000 | $222,000 | $650,000 | $103,000 | $525,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 150,591 | $34,142,409,000 | $226,000 | $2,373,000 | $113,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 102,643 | $22,879,117,000 | $222,000 | $2,000,000 | $112,000 | $9,999,000 |
| Application Withdrawn By Applicant | 16,748 | $3,729,765,000 | $222,000 | $2,000,000 | $103,000 | $4,800,000 |
| Application Approved But Not Accepted | 14,827 | $3,623,420,000 | $244,000 | $1,853,000 | $114,000 | $4,000,000 |
| Application Denied By Financial Institution | 11,935 | $2,988,817,000 | $250,000 | $2,373,000 | $126,000 | $9,999,000 |
| Loan Purchased By The Institution | 4,430 | $919,756,000 | $207,000 | $888,000 | $120,000 | $6,442,000 |
| Preapproval Approved but not Accepted | 7 | $1,374,000 | $196,000 | $512,000 | $70,000 | $111,000 |
| Preapproval Denied by Financial Institution | 1 | $160,000 | $160,000 | $160,000 | $52,000 | $52,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3,958 | $927,604,000 | $234,000 | $2,000,000 | $128,000 | $9,999,000 |
| Other | 3,002 | $708,202,000 | $235,000 | $2,000,000 | $134,000 | $4,334,000 |
| Debt-To-Income Ratio | 2,040 | $591,223,000 | $289,000 | $2,373,000 | $107,000 | $4,993,000 |
| Credit Application Incomplete | 1,643 | $394,319,000 | $239,000 | $1,640,000 | $117,000 | $2,282,000 |
| Credit History | 734 | $214,539,000 | $292,000 | $2,000,000 | $141,000 | $1,996,000 |
| Unverifiable Information | 300 | $85,803,000 | $286,000 | $1,470,000 | $138,000 | $687,000 |
| Employment History | 173 | $45,181,000 | $261,000 | $1,200,000 | $136,000 | $1,239,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 83 | $21,782,000 | $262,000 | $1,263,000 | $121,000 | $459,000 |
| Mortgage Insurance Denied | 3 | $324,000 | $108,000 | $188,000 | $71,000 | $87,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amtrust Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amtrust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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