Anb Bank Mortgage Lending & HMDA Data, 2014

In 2014, Anb Bank of Denver, CO reported 328 mortgage applications totaling $108.7 million, down 1% from 2013. The average application was for $331,448, and applicants reported an average income of $138,103. 73% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (46), Grand Junction, CO (38) and Colorado Springs, CO (33) (applications in parentheses).

Mortgage Company & Address Anb Bank
3033 E 1st Avenue
Denver, CO 80206
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 328
Total Mortgage Loan Application Amount $108,715,000
Average Mortgage Loan Application Amount $331,448
Highest Mortgage Loan Application Amount $11,397,000
Average Applicant Income $138,103
Highest Applicant Income $4,545,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Anb Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Anb Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mesa, Colorado 38 $ 4,676,000 $ 123,052 $ 212,000
El Paso, Colorado 33 $ 6,382,000 $ 193,393 $ 62,000
Garfield, Colorado 31 $ 17,782,000 $ 573,612 $ 113,000
Johnson, Kansas 22 $ 1,287,000 $ 58,500 $ 35,000
Laramie, Wyoming 22 $ 8,468,000 $ 384,909 $ 86,000
Denver, Colorado 20 $ 9,500,000 $ 475,000 $ 162,000
Pitkin, Colorado 17 $ 14,229,000 $ 837,000 $ 331,000
Johnson, Wyoming 16 $ 4,325,000 $ 270,312 $ 70,000
Eagle, Colorado 15 $ 5,941,000 $ 396,066 $ 168,000
San Miguel, Colorado 14 $ 8,936,000 $ 638,285 $ 172,000
Albany, Wyoming 14 $ 3,331,000 $ 237,928 $ 136,000
Washakie, Wyoming 13 $ 1,654,000 $ 127,230 $ 115,000
Arapahoe, Colorado 12 $ 5,802,000 $ 483,500 $ 181,000
Campbell, Wyoming 12 $ 1,709,000 $ 142,416 $ 64,000
Boulder, Colorado 7 $ 3,807,000 $ 543,857 $ 241,000
Jefferson, Colorado 6 $ 1,389,000 $ 231,500 $ 107,000
Douglas, Colorado 5 $ 2,326,000 $ 465,200 $ 164,000
Larimer, Colorado 3 $ 363,000 $ 121,000 $ 43,000
Weld, Colorado 3 $ 478,000 $ 159,333 $ 149,000
Natrona, Wyoming 3 $ 213,000 $ 71,000 $ 102,000
Adams, Colorado 2 $ 270,000 $ 135,000 $ 227,000
Routt, Colorado 2 $ 2,728,000 $ 1,364,000 $ 884,000
Wyandotte, Kansas 2 $ 60,000 $ 30,000 $ 21,000
Crook, Wyoming 2 $ 236,000 $ 118,000 $ 227,000
Goshen, Wyoming 2 $ 460,000 $ 230,000 $ 0
Delta, Colorado 1 $ 42,000 $ 42,000 $ 24,000
Dolores, Colorado 1 $ 120,000 $ 120,000 $ 118,000
Gilpin, Colorado 1 $ 280,000 $ 280,000 $ 55,000
Gunnison, Colorado 1 $ 255,000 $ 255,000 $ 59,000
Montrose, Colorado 1 $ 145,000 $ 145,000 $ 172,000
Blaine, Idaho 1 $ 1,000,000 $ 1,000,000 $ 0
Oscoda, Michigan 1 $ 26,000 $ 26,000 $ 0
Cass, Missouri 1 $ 3,000 $ 3,000 $ 48,000
Clay, Missouri 1 $ 89,000 $ 89,000 $ 13,000
Morgan, Missouri 1 $ 200,000 $ 200,000 $ 246,000
Box Elder, Utah 1 $ 90,000 $ 90,000 $ 230,000
Big Horn, Wyoming 1 $ 113,000 $ 113,000 $ 118,000

Mortgage Loan Application Detail Totals for Anb Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 143 $49,689,000 $347,000 $11,397,000 $123,000 $1,139,000
Home Purchase 128 $53,806,000 $420,000 $5,650,000 $143,000 $1,619,000
Home Improvement 57 $5,220,000 $91,000 $1,256,000 $165,000 $4,545,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 241 $70,672,000 $293,000 $4,696,000 $168,000 $4,545,000
Not applicable 52 $33,416,000 $642,000 $11,397,000 $29,000 $1,123,000
Hispanic 19 $2,482,000 $130,000 $499,000 $92,000 $257,000
Not Provided 9 $1,513,000 $168,000 $560,000 $118,000 $243,000
Asian 3 $293,000 $97,000 $104,000 $65,000 $100,000
Black or African American 2 $162,000 $81,000 $117,000 $64,000 $91,000
Native Hawaiian or Other Pacific Islander 1 $89,000 $89,000 $89,000 $76,000 $76,000
American Indian or Alaskan Native 1 $88,000 $88,000 $88,000 $53,000 $53,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 328 $108,715,000 $331,000 $11,397,000 $138,000 $4,545,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 238 $74,586,000 $313,000 $11,397,000 $146,000 $4,545,000
Application Denied By Financial Institution 55 $18,863,000 $342,000 $2,500,000 $91,000 $709,000
Application Withdrawn By Applicant 25 $11,742,000 $469,000 $3,315,000 $161,000 $1,262,000
Application Approved But Not Accepted 8 $3,434,000 $429,000 $1,540,000 $162,000 $597,000
File Closed For Incompleteness 2 $90,000 $45,000 $75,000 $111,000 $150,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Anb Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Anb Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet with aggregated HMDA statistics today.

Download the Colorado Lender List