Apex Home Loans, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Apex Home Loans, Inc. of Rockville, MD reported 5,399 mortgage applications totaling $1.9 billion, down 12% from 2020. The average application was for $343,733, and applicants reported an average income of $132,027. 88% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Washington-Baltimore-Arlington, DC (1,238), Washington-Arlington-Alexandria, DC-VA-MD-WV (942) and Baltimore-Columbia-Towson, MD (910) (applications in parentheses).

Mortgage Company & Address Apex Home Loans, Inc.
3204 Tower Oaks Blvd., Suite 400
Rockville, MD 20852
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,399
Total Mortgage Loan Application Amount $1,855,815,000
Average Mortgage Loan Application Amount $343,733
Highest Mortgage Loan Application Amount $2,645,000
Average Applicant Income $132,027
Highest Applicant Income $1,607,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Apex Home Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Apex Home Loans, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 991 $ 417,035,000 $ 420,822 $ 153,000
Greenville, South Carolina 469 $ 119,695,000 $ 255,213 $ 89,000
District of Columbia, District Of Columbia 296 $ 155,490,000 $ 525,304 $ 193,000
Howard, Maryland 274 $ 106,750,000 $ 389,598 $ 160,000
Frederick, Maryland 247 $ 89,695,000 $ 363,137 $ 122,000
Anne Arundel, Maryland 215 $ 83,235,000 $ 387,139 $ 134,000
Fairfax, Virginia 200 $ 93,890,000 $ 469,450 $ 175,000
Prince George's, Maryland 174 $ 61,270,000 $ 352,126 $ 125,000
Baltimore, Maryland 154 $ 45,670,000 $ 296,558 $ 106,000
Spartanburg, South Carolina 126 $ 30,360,000 $ 240,952 $ 92,000
Bucks, Pennsylvania 117 $ 37,305,000 $ 318,846 $ 106,000
Baltimore City, Maryland 109 $ 25,325,000 $ 232,339 $ 119,000
Carroll, Maryland 107 $ 39,025,000 $ 364,719 $ 130,000
Lynchburg, Virginia 103 $ 16,275,000 $ 158,009 $ 72,000
Bedford, Virginia 98 $ 22,490,000 $ 229,489 $ 93,000
Campbell, Virginia 97 $ 16,935,000 $ 174,587 $ 66,000
Orange, Florida 84 $ 25,350,000 $ 301,785 $ 128,000
Delaware, Pennsylvania 81 $ 24,355,000 $ 300,679 $ 106,000
Philadelphia, Pennsylvania 79 $ 19,415,000 $ 245,759 $ 81,000
Worcester, Maryland 69 $ 20,655,000 $ 299,347 $ 136,000
Sussex, Delaware 67 $ 20,365,000 $ 303,955 $ 160,000
Loudoun, Virginia 65 $ 31,075,000 $ 478,076 $ 204,000
Anderson, South Carolina 64 $ 16,270,000 $ 254,218 $ 98,000
Arlington, Virginia 51 $ 27,525,000 $ 539,705 $ 226,000
Amherst, Virginia 48 $ 7,830,000 $ 163,125 $ 73,000
Montgomery, Pennsylvania 47 $ 15,215,000 $ 323,723 $ 120,000
Alexandria, Virginia 43 $ 16,585,000 $ 385,697 $ 174,000
Harford, Maryland 40 $ 11,920,000 $ 298,000 $ 109,000
Camden, New Jersey 35 $ 11,005,000 $ 314,428 $ 139,000
New Castle, Delaware 29 $ 8,365,000 $ 288,448 $ 127,000
Prince William, Virginia 29 $ 10,765,000 $ 371,206 $ 158,000
Chester, Pennsylvania 27 $ 9,105,000 $ 337,222 $ 148,000
Osceola, Florida 24 $ 5,780,000 $ 240,833 $ 108,000
Washington, Maryland 23 $ 5,845,000 $ 254,130 $ 96,000
Pickens, South Carolina 23 $ 4,865,000 $ 211,521 $ 91,000
Appomattox, Virginia 21 $ 3,865,000 $ 184,047 $ 54,000
Seminole, Florida 19 $ 5,415,000 $ 285,000 $ 93,000
Union, New Jersey 19 $ 7,375,000 $ 388,157 $ 139,000
Pittsylvania, Virginia 19 $ 2,445,000 $ 128,684 $ 53,000
Lake, Florida 18 $ 5,740,000 $ 318,888 $ 123,000
Burlington, New Jersey 18 $ 4,600,000 $ 255,555 $ 116,000
Atlantic, New Jersey 17 $ 4,825,000 $ 283,823 $ 133,000
Mercer, New Jersey 17 $ 3,875,000 $ 227,941 $ 93,000
Calvert, Maryland 16 $ 5,880,000 $ 367,500 $ 144,000
Charles, Maryland 16 $ 5,690,000 $ 355,625 $ 108,000
Essex, New Jersey 16 $ 5,300,000 $ 331,250 $ 129,000
Gloucester, New Jersey 15 $ 3,525,000 $ 235,000 $ 105,000
Wicomico, Maryland 13 $ 2,395,000 $ 184,230 $ 107,000
Fauquier, Virginia 13 $ 6,185,000 $ 475,769 $ 160,000
Stafford, Virginia 13 $ 4,835,000 $ 371,923 $ 103,000
Palm Beach, Florida 11 $ 2,625,000 $ 238,636 $ 172,000
Volusia, Florida 11 $ 2,625,000 $ 238,636 $ 83,000
Cecil, Maryland 11 $ 2,885,000 $ 262,272 $ 124,000
Queen Anne's, Maryland 11 $ 3,425,000 $ 311,363 $ 105,000
Broward, Florida 10 $ 3,990,000 $ 399,000 $ 170,000
Polk, Florida 10 $ 2,310,000 $ 231,000 $ 79,000
Middlesex, New Jersey 10 $ 3,410,000 $ 341,000 $ 151,000
Kent, Delaware 9 $ 2,445,000 $ 271,666 $ 77,000
Lancaster, Pennsylvania 9 $ 2,305,000 $ 256,111 $ 87,000
York, Pennsylvania 9 $ 2,385,000 $ 265,000 $ 107,000
Brevard, Florida 8 $ 2,220,000 $ 277,500 $ 144,000
Garrett, Maryland 8 $ 2,830,000 $ 353,750 $ 242,000
Warren, Virginia 8 $ 2,230,000 $ 278,750 $ 153,000
Collier, Florida 7 $ 3,505,000 $ 500,714 $ 291,000
Hillsborough, Florida 7 $ 2,085,000 $ 297,857 $ 103,000
Berkeley, West Virginia 7 $ 1,565,000 $ 223,571 $ 177,000
Miami-Dade, Florida 6 $ 2,000,000 $ 333,333 $ 193,000
Sumter, Florida 6 $ 1,740,000 $ 290,000 $ 107,000
Talbot, Maryland 6 $ 2,180,000 $ 363,333 $ 153,000
Bergen, New Jersey 6 $ 2,820,000 $ 470,000 $ 151,000
Chesterfield, Virginia 6 $ 2,020,000 $ 336,666 $ 137,000
Cumberland, New Jersey 5 $ 805,000 $ 161,000 $ 54,000
Morris, New Jersey 5 $ 2,475,000 $ 495,000 $ 152,000
Oconee, South Carolina 5 $ 1,295,000 $ 259,000 $ 69,000
Albemarle, Virginia 5 $ 1,545,000 $ 309,000 $ 102,000
Frederick, Virginia 5 $ 1,165,000 $ 233,000 $ 93,000
Lee, Florida 4 $ 1,050,000 $ 262,500 $ 101,000
Pinellas, Florida 4 $ 1,270,000 $ 317,500 $ 159,000
Dorchester, Maryland 4 $ 1,150,000 $ 287,500 $ 239,000
Cape May, New Jersey 4 $ 1,260,000 $ 315,000 $ 219,000
Hudson, New Jersey 4 $ 1,830,000 $ 457,500 $ 194,000
Somerset, New Jersey 4 $ 1,710,000 $ 427,500 $ 111,000
Wake, North Carolina 4 $ 1,410,000 $ 352,500 $ 131,000
Adams, Pennsylvania 4 $ 1,150,000 $ 287,500 $ 90,000
Allegheny, Pennsylvania 4 $ 1,590,000 $ 397,500 $ 156,000
Carbon, Pennsylvania 4 $ 660,000 $ 165,000 $ 47,000
Fairfax City, Virginia 4 $ 1,300,000 $ 325,000 $ 82,000
Henrico, Virginia 4 $ 1,120,000 $ 280,000 $ 113,000
Richmond City, Virginia 4 $ 1,740,000 $ 435,000 $ 200,000
Roanoke, Virginia 4 $ 970,000 $ 242,500 $ 126,000
Manatee, Florida 3 $ 1,165,000 $ 388,333 $ 292,000
Martin, Florida 3 $ 1,415,000 $ 471,666 $ 123,000
Pasco, Florida 3 $ 1,075,000 $ 358,333 $ 248,000
Sarasota, Florida 3 $ 1,445,000 $ 481,666 $ 261,000
Hunterdon, New Jersey 3 $ 1,435,000 $ 478,333 $ 183,000
Ocean, New Jersey 3 $ 825,000 $ 275,000 $ 169,000
Brunswick, North Carolina 3 $ 845,000 $ 281,666 $ 156,000
Dare, North Carolina 3 $ 965,000 $ 321,666 $ 201,000
New Hanover, North Carolina 3 $ 875,000 $ 291,666 $ 147,000
Franklin, Pennsylvania 3 $ 1,075,000 $ 358,333 $ 109,000
Northampton, Pennsylvania 3 $ 795,000 $ 265,000 $ 133,000
Beaufort, South Carolina 3 $ 1,215,000 $ 405,000 $ 130,000
Charleston, South Carolina 3 $ 755,000 $ 251,666 $ 287,000
Horry, South Carolina 3 $ 685,000 $ 228,333 $ 93,000
Laurens, South Carolina 3 $ 825,000 $ 275,000 $ 78,000
Colonial Heights, Virginia 3 $ 865,000 $ 288,333 $ 99,000
Fluvanna, Virginia 3 $ 515,000 $ 171,666 $ 70,000
Franklin, Virginia 3 $ 625,000 $ 208,333 $ 147,000
Hanover, Virginia 3 $ 325,000 $ 108,333 $ 33,000
James City, Virginia 3 $ 855,000 $ 285,000 $ 61,000
Rappahannock, Virginia 3 $ 1,065,000 $ 355,000 $ 204,000
Shenandoah, Virginia 3 $ 705,000 $ 235,000 $ 135,000
Virginia Beach, Virginia 3 $ 765,000 $ 255,000 $ 163,000
Hernando, Florida 2 $ 510,000 $ 255,000 $ 100,000
Marion, Florida 2 $ 440,000 $ 220,000 $ 185,000
Santa Rosa, Florida 2 $ 210,000 $ 105,000 $ 71,000
St. Johns, Florida 2 $ 470,000 $ 235,000 $ 58,000
Chatham, Georgia 2 $ 1,090,000 $ 545,000 $ 200,000
Fulton, Georgia 2 $ 920,000 $ 460,000 $ 143,000
Somerset, Maryland 2 $ 280,000 $ 140,000 $ 54,000
St. Mary's, Maryland 2 $ 380,000 $ 190,000 $ 561,000
Warren, New Jersey 2 $ 690,000 $ 345,000 $ 86,000
Currituck, North Carolina 2 $ 800,000 $ 400,000 $ 156,000
Guilford, North Carolina 2 $ 430,000 $ 215,000 $ 220,000
Berks, Pennsylvania 2 $ 490,000 $ 245,000 $ 61,000
Clinton, Pennsylvania 2 $ 300,000 $ 150,000 $ 92,000
Lebanon, Pennsylvania 2 $ 370,000 $ 185,000 $ 101,000
Lehigh, Pennsylvania 2 $ 360,000 $ 180,000 $ 103,000
Monroe, Pennsylvania 2 $ 510,000 $ 255,000 $ 107,000
Dorchester, South Carolina 2 $ 480,000 $ 240,000 $ 469,000
Lexington, South Carolina 2 $ 560,000 $ 280,000 $ 185,000
Union, South Carolina 2 $ 450,000 $ 225,000 $ 67,000
Chesapeake, Virginia 2 $ 510,000 $ 255,000 $ 151,000
Clarke, Virginia 2 $ 420,000 $ 210,000 $ 90,000
Culpeper, Virginia 2 $ 630,000 $ 315,000 $ 111,000
Falls Church, Virginia 2 $ 1,330,000 $ 665,000 $ 451,000
King George, Virginia 2 $ 540,000 $ 270,000 $ 72,000
Louisa, Virginia 2 $ 760,000 $ 380,000 $ 124,000
Lunenburg, Virginia 2 $ 420,000 $ 210,000 $ 50,000
Manassas Park, Virginia 2 $ 530,000 $ 265,000 $ 97,000
Prince Edward, Virginia 2 $ 340,000 $ 170,000 $ 51,000
Spotsylvania, Virginia 2 $ 510,000 $ 255,000 $ 70,000
Westmoreland, Virginia 2 $ 510,000 $ 255,000 $ 186,000
Morgan, West Virginia 2 $ 520,000 $ 260,000 $ 127,000
Tucker, West Virginia 2 $ 300,000 $ 150,000 $ 159,000
Alachua, Florida 1 $ 515,000 $ 515,000 $ 252,000
Charlotte, Florida 1 $ 405,000 $ 405,000 $ 197,000
Citrus, Florida 1 $ 195,000 $ 195,000 $ 73,000
Duval, Florida 1 $ 235,000 $ 235,000 $ 180,000
Jackson, Florida 1 $ 255,000 $ 255,000 $ 63,000
Allegany, Maryland 1 $ 265,000 $ 265,000 $ 63,000
Kent, Maryland 1 $ 145,000 $ 145,000 $ 139,000
Monmouth, New Jersey 1 $ 335,000 $ 335,000 $ 83,000
Salem, New Jersey 1 $ 315,000 $ 315,000 $ 73,000
Sussex, New Jersey 1 $ 315,000 $ 315,000 $ 127,000
Cabarrus, North Carolina 1 $ 225,000 $ 225,000 $ 51,000
Gaston, North Carolina 1 $ 165,000 $ 165,000 $ 52,000
Haywood, North Carolina 1 $ 405,000 $ 405,000 $ 224,000
Hertford, North Carolina 1 $ 185,000 $ 185,000 $ 43,000
Moore, North Carolina 1 $ 295,000 $ 295,000 $ 130,000
Onslow, North Carolina 1 $ 225,000 $ 225,000 $ 55,000
Pender, North Carolina 1 $ 135,000 $ 135,000 $ 52,000
Union, North Carolina 1 $ 175,000 $ 175,000 $ 60,000
Cumberland, Pennsylvania 1 $ 365,000 $ 365,000 $ 104,000
Dauphin, Pennsylvania 1 $ 145,000 $ 145,000 $ 231,000
Venango, Pennsylvania 1 $ 345,000 $ 345,000 $ 270,000
Wayne, Pennsylvania 1 $ 505,000 $ 505,000 $ 203,000
Wyoming, Pennsylvania 1 $ 165,000 $ 165,000 $ 67,000
Berkeley, South Carolina 1 $ 205,000 $ 205,000 $ 284,000
Chesterfield, South Carolina 1 $ 105,000 $ 105,000 $ 55,000
Florence, South Carolina 1 $ 175,000 $ 175,000 $ 141,000
Greenwood, South Carolina 1 $ 275,000 $ 275,000 $ 180,000
Sumter, South Carolina 1 $ 165,000 $ 165,000 $ 133,000
Augusta, Virginia 1 $ 145,000 $ 145,000 $ 120,000
Botetourt, Virginia 1 $ 305,000 $ 305,000 $ 88,000
Buckingham, Virginia 1 $ 285,000 $ 285,000 $ 113,000
Buena Vista, Virginia 1 $ 165,000 $ 165,000 $ 47,000
Carroll, Virginia 1 $ 145,000 $ 145,000 $ 426,000
Charlotte, Virginia 1 $ 105,000 $ 105,000 $ 39,000
Charlottesville, Virginia 1 $ 285,000 $ 285,000 $ 77,000
Franklin City, Virginia 1 $ 85,000 $ 85,000 $ 50,000
Goochland, Virginia 1 $ 115,000 $ 115,000 $ 60,000
Halifax, Virginia 1 $ 105,000 $ 105,000 $ 37,000
Hopewell, Virginia 1 $ 155,000 $ 155,000 $ 64,000
Lancaster, Virginia 1 $ 545,000 $ 545,000 $ 1,262,000
Manassas, Virginia 1 $ 295,000 $ 295,000 $ 71,000
Montgomery, Virginia 1 $ 225,000 $ 225,000 $ 217,000
Newport News, Virginia 1 $ 315,000 $ 315,000 $ 0
Northumberland, Virginia 1 $ 545,000 $ 545,000 $ 196,000
Orange, Virginia 1 $ 355,000 $ 355,000 $ 78,000
Page, Virginia 1 $ 155,000 $ 155,000 $ 141,000
Petersburg, Virginia 1 $ 55,000 $ 55,000 $ 53,000
Powhatan, Virginia 1 $ 275,000 $ 275,000 $ 96,000
Rockbridge, Virginia 1 $ 715,000 $ 715,000 $ 530,000
Southampton, Virginia 1 $ 185,000 $ 185,000 $ 42,000
Washington, Virginia 1 $ 205,000 $ 205,000 $ 161,000
Hardy, West Virginia 1 $ 305,000 $ 305,000 $ 229,000
Harrison, West Virginia 1 $ 125,000 $ 125,000 $ 98,000
Raleigh, West Virginia 1 $ 425,000 $ 425,000 $ 125,000

Mortgage Loan Application Detail Totals for Apex Home Loans, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,780 $963,310,000 $346,000 $2,645,000 $120,000 $1,077,000
Refinancing 1,897 $659,915,000 $347,000 $1,545,000 $147,000 $1,262,000
Cash-out Refinancing 722 $232,590,000 $322,000 $1,505,000 $139,000 $1,607,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,213 $1,083,185,000 $337,000 $1,665,000 $133,000 $1,607,000
Not Provided 1,201 $442,955,000 $368,000 $2,645,000 $137,000 $1,262,000
Black or African American 455 $147,225,000 $323,000 $1,025,000 $117,000 $747,000
Hispanic 310 $104,120,000 $335,000 $825,000 $112,000 $565,000
Asian 203 $72,805,000 $358,000 $1,225,000 $145,000 $1,077,000
American Indian or Alaskan Native 13 $4,095,000 $315,000 $725,000 $95,000 $189,000
Native Hawaiian or Other Pacific Islander 3 $1,095,000 $365,000 $545,000 $79,000 $110,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,391 $1,511,625,000 $344,000 $2,645,000 $139,000 $1,607,000
FHA-insured (Federal Housing Administration) 572 $165,460,000 $289,000 $835,000 $85,000 $335,000
VA-guaranteed (Veterans Administration) 366 $163,710,000 $447,000 $1,665,000 $124,000 $421,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $15,020,000 $214,000 $435,000 $56,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,752 $1,623,680,000 $341,000 $1,665,000 $131,000 $1,607,000
Application Withdrawn By Applicant 555 $202,855,000 $365,000 $2,645,000 $144,000 $1,192,000
Application Denied By Financial Institution 83 $26,775,000 $322,000 $1,505,000 $114,000 $452,000
Application Approved But Not Accepted 9 $2,505,000 $278,000 $535,000 $78,000 $130,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,316 $1,829,040,000 $344,000 $2,645,000 $132,000 $1,607,000
Debt-To-Income Ratio 26 $10,700,000 $411,000 $1,505,000 $110,000 $335,000
Employment History 15 $3,725,000 $248,000 $705,000 $138,000 $452,000
Other 12 $3,530,000 $294,000 $585,000 $126,000 $405,000
Credit History 10 $3,190,000 $319,000 $705,000 $124,000 $302,000
Unverifiable Information 7 $2,645,000 $377,000 $725,000 $106,000 $189,000
Collateral 7 $1,805,000 $257,000 $515,000 $96,000 $213,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,180,000 $196,000 $265,000 $61,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Home Loans, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Apex Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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