Apex Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Apex Home Loans, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apex Home Loans, Inc. 3204 Tower Oaks Blvd., Suite 400 Rockville, MD 20852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,399 |
| Total Mortgage Loan Application Amount | $1,855,815,000 |
| Average Mortgage Loan Application Amount | $338,333 |
| Highest Mortgage Loan Application Amount | $2,645,000 |
| Average Applicant Income | $135,333 |
| Highest Applicant Income | $1,607,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Apex Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apex Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Apex Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apex Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Apex Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apex Home Loans, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 991 | $ 417,035,000 | $ 420,000 | $ 153,000 |
| Greenville County South Carolina | 469 | $ 119,695,000 | $ 255,000 | $ 89,000 |
| District of Columbia County District Of Columbia | 296 | $ 155,490,000 | $ 525,000 | $ 193,000 |
| Howard County Maryland | 274 | $ 106,750,000 | $ 389,000 | $ 160,000 |
| Frederick County Maryland | 247 | $ 89,695,000 | $ 363,000 | $ 122,000 |
| Anne Arundel County Maryland | 215 | $ 83,235,000 | $ 387,000 | $ 134,000 |
| Fairfax County Virginia | 200 | $ 93,890,000 | $ 469,000 | $ 175,000 |
| Prince George's County Maryland | 174 | $ 61,270,000 | $ 352,000 | $ 125,000 |
| Baltimore County Maryland | 154 | $ 45,670,000 | $ 296,000 | $ 106,000 |
| Spartanburg County South Carolina | 126 | $ 30,360,000 | $ 240,000 | $ 92,000 |
| Bucks County Pennsylvania | 117 | $ 37,305,000 | $ 318,000 | $ 106,000 |
| Baltimore City County Maryland | 109 | $ 25,325,000 | $ 232,000 | $ 119,000 |
| Carroll County Maryland | 107 | $ 39,025,000 | $ 364,000 | $ 130,000 |
| Lynchburg County Virginia | 103 | $ 16,275,000 | $ 158,000 | $ 72,000 |
| Bedford County Virginia | 98 | $ 22,490,000 | $ 229,000 | $ 93,000 |
| Campbell County Virginia | 97 | $ 16,935,000 | $ 174,000 | $ 66,000 |
| Orange County Florida | 84 | $ 25,350,000 | $ 301,000 | $ 128,000 |
| Delaware County Pennsylvania | 81 | $ 24,355,000 | $ 300,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 79 | $ 19,415,000 | $ 245,000 | $ 81,000 |
| Worcester County Maryland | 69 | $ 20,655,000 | $ 299,000 | $ 136,000 |
| Sussex County Delaware | 67 | $ 20,365,000 | $ 303,000 | $ 160,000 |
| Loudoun County Virginia | 65 | $ 31,075,000 | $ 478,000 | $ 204,000 |
| Anderson County South Carolina | 64 | $ 16,270,000 | $ 254,000 | $ 98,000 |
| Arlington County Virginia | 51 | $ 27,525,000 | $ 539,000 | $ 226,000 |
| Amherst County Virginia | 48 | $ 7,830,000 | $ 163,000 | $ 73,000 |
| Montgomery County Pennsylvania | 47 | $ 15,215,000 | $ 323,000 | $ 120,000 |
| Alexandria County Virginia | 43 | $ 16,585,000 | $ 385,000 | $ 174,000 |
| Harford County Maryland | 40 | $ 11,920,000 | $ 298,000 | $ 109,000 |
| Camden County New Jersey | 35 | $ 11,005,000 | $ 314,000 | $ 139,000 |
| New Castle County Delaware | 29 | $ 8,365,000 | $ 288,000 | $ 127,000 |
| Prince William County Virginia | 29 | $ 10,765,000 | $ 371,000 | $ 158,000 |
| Chester County Pennsylvania | 27 | $ 9,105,000 | $ 337,000 | $ 148,000 |
| Osceola County Florida | 24 | $ 5,780,000 | $ 240,000 | $ 108,000 |
| Washington County Maryland | 23 | $ 5,845,000 | $ 254,000 | $ 96,000 |
| Pickens County South Carolina | 23 | $ 4,865,000 | $ 211,000 | $ 91,000 |
| Appomattox County Virginia | 21 | $ 3,865,000 | $ 184,000 | $ 54,000 |
| Seminole County Florida | 19 | $ 5,415,000 | $ 285,000 | $ 93,000 |
| Union County New Jersey | 19 | $ 7,375,000 | $ 388,000 | $ 139,000 |
| Pittsylvania County Virginia | 19 | $ 2,445,000 | $ 128,000 | $ 53,000 |
| Lake County Florida | 18 | $ 5,740,000 | $ 318,000 | $ 123,000 |
| Burlington County New Jersey | 18 | $ 4,600,000 | $ 255,000 | $ 116,000 |
| Atlantic County New Jersey | 17 | $ 4,825,000 | $ 283,000 | $ 133,000 |
| Mercer County New Jersey | 17 | $ 3,875,000 | $ 227,000 | $ 93,000 |
| Calvert County Maryland | 16 | $ 5,880,000 | $ 367,000 | $ 144,000 |
| Charles County Maryland | 16 | $ 5,690,000 | $ 355,000 | $ 108,000 |
| Essex County New Jersey | 16 | $ 5,300,000 | $ 331,000 | $ 129,000 |
| Gloucester County New Jersey | 15 | $ 3,525,000 | $ 235,000 | $ 105,000 |
| Wicomico County Maryland | 13 | $ 2,395,000 | $ 184,000 | $ 107,000 |
| Fauquier County Virginia | 13 | $ 6,185,000 | $ 475,000 | $ 160,000 |
| Stafford County Virginia | 13 | $ 4,835,000 | $ 371,000 | $ 103,000 |
| Palm Beach County Florida | 11 | $ 2,625,000 | $ 238,000 | $ 172,000 |
| Volusia County Florida | 11 | $ 2,625,000 | $ 238,000 | $ 83,000 |
| Cecil County Maryland | 11 | $ 2,885,000 | $ 262,000 | $ 124,000 |
| Queen Anne's County Maryland | 11 | $ 3,425,000 | $ 311,000 | $ 105,000 |
| Broward County Florida | 10 | $ 3,990,000 | $ 399,000 | $ 170,000 |
| Polk County Florida | 10 | $ 2,310,000 | $ 231,000 | $ 79,000 |
| Middlesex County New Jersey | 10 | $ 3,410,000 | $ 341,000 | $ 151,000 |
| Kent County Delaware | 9 | $ 2,445,000 | $ 271,000 | $ 77,000 |
| Lancaster County Pennsylvania | 9 | $ 2,305,000 | $ 256,000 | $ 87,000 |
| York County Pennsylvania | 9 | $ 2,385,000 | $ 265,000 | $ 107,000 |
| Brevard County Florida | 8 | $ 2,220,000 | $ 277,000 | $ 144,000 |
| Garrett County Maryland | 8 | $ 2,830,000 | $ 353,000 | $ 242,000 |
| Warren County Virginia | 8 | $ 2,230,000 | $ 278,000 | $ 153,000 |
| Collier County Florida | 7 | $ 3,505,000 | $ 500,000 | $ 291,000 |
| Hillsborough County Florida | 7 | $ 2,085,000 | $ 297,000 | $ 103,000 |
| Berkeley County West Virginia | 7 | $ 1,565,000 | $ 223,000 | $ 177,000 |
| Miami-Dade County Florida | 6 | $ 2,000,000 | $ 333,000 | $ 193,000 |
| Sumter County Florida | 6 | $ 1,740,000 | $ 290,000 | $ 107,000 |
| Talbot County Maryland | 6 | $ 2,180,000 | $ 363,000 | $ 153,000 |
| Bergen County New Jersey | 6 | $ 2,820,000 | $ 470,000 | $ 151,000 |
| Chesterfield County Virginia | 6 | $ 2,020,000 | $ 336,000 | $ 137,000 |
| Cumberland County New Jersey | 5 | $ 805,000 | $ 161,000 | $ 54,000 |
| Morris County New Jersey | 5 | $ 2,475,000 | $ 495,000 | $ 152,000 |
| Oconee County South Carolina | 5 | $ 1,295,000 | $ 259,000 | $ 69,000 |
| Albemarle County Virginia | 5 | $ 1,545,000 | $ 309,000 | $ 102,000 |
| Frederick County Virginia | 5 | $ 1,165,000 | $ 233,000 | $ 93,000 |
| Lee County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 101,000 |
| Pinellas County Florida | 4 | $ 1,270,000 | $ 317,000 | $ 159,000 |
| Dorchester County Maryland | 4 | $ 1,150,000 | $ 287,000 | $ 239,000 |
| Cape May County New Jersey | 4 | $ 1,260,000 | $ 315,000 | $ 219,000 |
| Hudson County New Jersey | 4 | $ 1,830,000 | $ 457,000 | $ 194,000 |
| Somerset County New Jersey | 4 | $ 1,710,000 | $ 427,000 | $ 111,000 |
| Wake County North Carolina | 4 | $ 1,410,000 | $ 352,000 | $ 131,000 |
| Adams County Pennsylvania | 4 | $ 1,150,000 | $ 287,000 | $ 90,000 |
| Allegheny County Pennsylvania | 4 | $ 1,590,000 | $ 397,000 | $ 156,000 |
| Carbon County Pennsylvania | 4 | $ 660,000 | $ 165,000 | $ 47,000 |
| Fairfax City County Virginia | 4 | $ 1,300,000 | $ 325,000 | $ 82,000 |
| Henrico County Virginia | 4 | $ 1,120,000 | $ 280,000 | $ 113,000 |
| Richmond City County Virginia | 4 | $ 1,740,000 | $ 435,000 | $ 200,000 |
| Roanoke County Virginia | 4 | $ 970,000 | $ 242,000 | $ 126,000 |
| Manatee County Florida | 3 | $ 1,165,000 | $ 388,000 | $ 292,000 |
| Martin County Florida | 3 | $ 1,415,000 | $ 471,000 | $ 123,000 |
| Pasco County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 248,000 |
| Sarasota County Florida | 3 | $ 1,445,000 | $ 481,000 | $ 261,000 |
| Hunterdon County New Jersey | 3 | $ 1,435,000 | $ 478,000 | $ 183,000 |
| Ocean County New Jersey | 3 | $ 825,000 | $ 275,000 | $ 169,000 |
| Brunswick County North Carolina | 3 | $ 845,000 | $ 281,000 | $ 156,000 |
| Dare County North Carolina | 3 | $ 965,000 | $ 321,000 | $ 201,000 |
| New Hanover County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 147,000 |
| Franklin County Pennsylvania | 3 | $ 1,075,000 | $ 358,000 | $ 109,000 |
| Northampton County Pennsylvania | 3 | $ 795,000 | $ 265,000 | $ 133,000 |
| Beaufort County South Carolina | 3 | $ 1,215,000 | $ 405,000 | $ 130,000 |
| Charleston County South Carolina | 3 | $ 755,000 | $ 251,000 | $ 287,000 |
| Horry County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 93,000 |
| Laurens County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 78,000 |
| Colonial Heights County Virginia | 3 | $ 865,000 | $ 288,000 | $ 99,000 |
| Fluvanna County Virginia | 3 | $ 515,000 | $ 171,000 | $ 70,000 |
| Franklin County Virginia | 3 | $ 625,000 | $ 208,000 | $ 147,000 |
| Hanover County Virginia | 3 | $ 325,000 | $ 108,000 | $ 33,000 |
| James City County Virginia | 3 | $ 855,000 | $ 285,000 | $ 61,000 |
| Rappahannock County Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 204,000 |
| Shenandoah County Virginia | 3 | $ 705,000 | $ 235,000 | $ 135,000 |
| Virginia Beach County Virginia | 3 | $ 765,000 | $ 255,000 | $ 163,000 |
| Hernando County Florida | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Marion County Florida | 2 | $ 440,000 | $ 220,000 | $ 185,000 |
| Santa Rosa County Florida | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| St. Johns County Florida | 2 | $ 470,000 | $ 235,000 | $ 58,000 |
| Chatham County Georgia | 2 | $ 1,090,000 | $ 545,000 | $ 200,000 |
| Fulton County Georgia | 2 | $ 920,000 | $ 460,000 | $ 143,000 |
| Somerset County Maryland | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| St. Mary's County Maryland | 2 | $ 380,000 | $ 190,000 | $ 561,000 |
| Warren County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 86,000 |
| Currituck County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 156,000 |
| Guilford County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 220,000 |
| Berks County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Clinton County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 92,000 |
| Lebanon County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Lehigh County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 103,000 |
| Monroe County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| Dorchester County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 469,000 |
| Lexington County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 185,000 |
| Union County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 67,000 |
| Chesapeake County Virginia | 2 | $ 510,000 | $ 255,000 | $ 151,000 |
| Clarke County Virginia | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Culpeper County Virginia | 2 | $ 630,000 | $ 315,000 | $ 111,000 |
| Falls Church County Virginia | 2 | $ 1,330,000 | $ 665,000 | $ 451,000 |
| King George County Virginia | 2 | $ 540,000 | $ 270,000 | $ 72,000 |
| Louisa County Virginia | 2 | $ 760,000 | $ 380,000 | $ 124,000 |
| Lunenburg County Virginia | 2 | $ 420,000 | $ 210,000 | $ 50,000 |
| Manassas Park County Virginia | 2 | $ 530,000 | $ 265,000 | $ 97,000 |
| Prince Edward County Virginia | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Spotsylvania County Virginia | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Westmoreland County Virginia | 2 | $ 510,000 | $ 255,000 | $ 186,000 |
| Morgan County West Virginia | 2 | $ 520,000 | $ 260,000 | $ 127,000 |
| Tucker County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 159,000 |
| Alachua County Florida | 1 | $ 515,000 | $ 515,000 | $ 252,000 |
| Charlotte County Florida | 1 | $ 405,000 | $ 405,000 | $ 197,000 |
| Citrus County Florida | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Duval County Florida | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Jackson County Florida | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Allegany County Maryland | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Kent County Maryland | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Monmouth County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Salem County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Sussex County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Cabarrus County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Gaston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Haywood County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 224,000 |
| Hertford County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Moore County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Onslow County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Pender County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Union County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Cumberland County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Dauphin County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 231,000 |
| Venango County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 270,000 |
| Wayne County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 203,000 |
| Wyoming County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Berkeley County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 284,000 |
| Chesterfield County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Florence County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| Greenwood County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Sumter County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| Augusta County Virginia | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Botetourt County Virginia | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Buckingham County Virginia | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Buena Vista County Virginia | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Carroll County Virginia | 1 | $ 145,000 | $ 145,000 | $ 426,000 |
| Charlotte County Virginia | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Charlottesville County Virginia | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Franklin City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Goochland County Virginia | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Halifax County Virginia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Hopewell County Virginia | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Lancaster County Virginia | 1 | $ 545,000 | $ 545,000 | $ 1,262,000 |
| Manassas County Virginia | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Montgomery County Virginia | 1 | $ 225,000 | $ 225,000 | $ 217,000 |
| Newport News County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 545,000 | $ 545,000 | $ 196,000 |
| Orange County Virginia | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Page County Virginia | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Petersburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Powhatan County Virginia | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Rockbridge County Virginia | 1 | $ 715,000 | $ 715,000 | $ 530,000 |
| Southampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Washington County Virginia | 1 | $ 205,000 | $ 205,000 | $ 161,000 |
| Hardy County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 229,000 |
| Harrison County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Raleigh County West Virginia | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Apex Home Loans, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,780 | $963,310,000 | $346,000 | $2,645,000 | $120,000 | $1,077,000 |
| Refinancing | 1,897 | $659,915,000 | $347,000 | $1,545,000 | $147,000 | $1,262,000 |
| Cash-out Refinancing | 722 | $232,590,000 | $322,000 | $1,505,000 | $139,000 | $1,607,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,213 | $1,083,185,000 | $337,000 | $1,665,000 | $133,000 | $1,607,000 |
| Not Provided | 1,201 | $442,955,000 | $368,000 | $2,645,000 | $137,000 | $1,262,000 |
| Black or African American | 455 | $147,225,000 | $323,000 | $1,025,000 | $117,000 | $747,000 |
| Hispanic | 310 | $104,120,000 | $335,000 | $825,000 | $112,000 | $565,000 |
| Asian | 203 | $72,805,000 | $358,000 | $1,225,000 | $145,000 | $1,077,000 |
| American Indian or Alaskan Native | 13 | $4,095,000 | $315,000 | $725,000 | $95,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,095,000 | $365,000 | $545,000 | $79,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,391 | $1,511,625,000 | $344,000 | $2,645,000 | $139,000 | $1,607,000 |
| FHA-insured (Federal Housing Administration) | 572 | $165,460,000 | $289,000 | $835,000 | $85,000 | $335,000 |
| VA-guaranteed (Veterans Administration) | 366 | $163,710,000 | $447,000 | $1,665,000 | $124,000 | $421,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $15,020,000 | $214,000 | $435,000 | $56,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,752 | $1,623,680,000 | $341,000 | $1,665,000 | $131,000 | $1,607,000 |
| Application Withdrawn By Applicant | 555 | $202,855,000 | $365,000 | $2,645,000 | $144,000 | $1,192,000 |
| Application Denied By Financial Institution | 83 | $26,775,000 | $322,000 | $1,505,000 | $114,000 | $452,000 |
| Application Approved But Not Accepted | 9 | $2,505,000 | $278,000 | $535,000 | $78,000 | $130,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,316 | $1,829,040,000 | $344,000 | $2,645,000 | $132,000 | $1,607,000 |
| Debt-To-Income Ratio | 26 | $10,700,000 | $411,000 | $1,505,000 | $110,000 | $335,000 |
| Employment History | 15 | $3,725,000 | $248,000 | $705,000 | $138,000 | $452,000 |
| Other | 12 | $3,530,000 | $294,000 | $585,000 | $126,000 | $405,000 |
| Credit History | 10 | $3,190,000 | $319,000 | $705,000 | $124,000 | $302,000 |
| Unverifiable Information | 7 | $2,645,000 | $377,000 | $725,000 | $106,000 | $189,000 |
| Collateral | 7 | $1,805,000 | $257,000 | $515,000 | $96,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,180,000 | $196,000 | $265,000 | $61,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Home Loans, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apex Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.