Mortgage Lenders in Aptos, CA
1 mortgage lender is based in Aptos, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Santa Cruz County, CA in 2025.
Most active mortgage lenders in Santa Cruz County, CA (2025)
In 2025, 271 lenders made 3,314 home loans worth $2.6 billion in Santa Cruz County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Santa Cruz County, which includes Aptos.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Bay Federal Credit Union Capitola, CA | 391 | $117.4M | $300,000 | 11.8% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 315 | $250.7M | $796,000 | 9.5% |
| 3 | United Wholesale Mortgage Plymouth, MI | 181 | $117.8M | $651,000 | 5.5% |
| 4 | US Bank, N.A. Cincinnati, OH | 101 | $70.8M | $701,000 | 3.0% |
| 5 | Bank of America NA Westlake Village, CA | 86 | $32.3M | $375,000 | 2.6% |
| 6 | JPMorgan Chase Bank, NA Columbus, OH | 85 | $87.9M | $1,035,000 | 2.6% |
| 7 | Mason-Mcduffie Mortgage Corporation San Ramon, CA | 79 | $52.7M | $667,000 | 2.4% |
| 8 | Comerica Bank Farmington Hills, MI | 68 | $18.4M | $270,000 | 2.1% |
| 9 | Wells Fargo Bank NA Minneapolis, MN | 63 | $200.3M | $3,179,000 | 1.9% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 57 | $38.9M | $683,000 | 1.7% |
See every lender in Santa Cruz County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Aptos, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bailey Mortgage, LLC
3060 VALENCIA DR SUITE 4 APTOS, CA 95003 |
* | 466 | $187,050,000 |
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