Ark-La-Tex Financial Services LLC Mortgage Lending & HMDA Data, 2020
In 2020, Ark-La-Tex Financial Services LLC of Plano, TX reported 38,856 mortgage applications totaling $10.8 billion, up 85% from 2019. The average application was for $277,675, and applicants reported an average income of $105,828. 73% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (3,088), Dallas-Plano-Irving, TX (1,716) and Lexington-Fayette, KY (1,627) (applications in parentheses).
| Mortgage Company & Address | Ark-La-Tex Financial Services LLC 5160 Tennyson Pkwy Ste 1000 Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 38,856 |
| Total Mortgage Loan Application Amount | $10,789,340,000 |
| Average Mortgage Loan Application Amount | $277,675 |
| Highest Mortgage Loan Application Amount | $2,945,000 |
| Average Applicant Income | $105,828 |
| Highest Applicant Income | $5,519,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,451 | $ 728,445,000 | $ 211,082 | $ 95,691 |
| Houston-The Woodlands-Sugar Land, TX | 3,088 | $ 802,980,000 | $ 260,032 | $ 105,000 |
| Dallas-Plano-Irving, TX | 1,716 | $ 537,230,000 | $ 313,071 | $ 136,000 |
| Lexington-Fayette, KY | 1,627 | $ 359,465,000 | $ 220,937 | $ 101,000 |
| Austin-Round Rock, TX | 1,479 | $ 449,635,000 | $ 304,012 | $ 130,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,174 | $ 344,680,000 | $ 293,594 | $ 101,000 |
| Colorado Springs, CO | 1,077 | $ 354,545,000 | $ 329,196 | $ 91,000 |
| Omaha-Council Bluffs, NE-IA | 1,003 | $ 229,135,000 | $ 228,449 | $ 101,995 |
| San Diego-Carlsbad, CA | 979 | $ 469,485,000 | $ 479,555 | $ 127,000 |
| Charleston-North Charleston, SC | 936 | $ 279,200,000 | $ 298,290 | $ 109,000 |
| Grand Rapids-Wyoming, MI | 837 | $ 187,735,000 | $ 224,295 | $ 88,000 |
| Anaheim-Santa Ana-Irvine, CA | 829 | $ 442,085,000 | $ 533,275 | $ 160,000 |
| San Antonio-New Braunfels, TX | 822 | $ 222,310,000 | $ 270,450 | $ 94,000 |
| Los Angeles-Long Beach-Glendale, CA | 778 | $ 381,010,000 | $ 489,730 | $ 141,000 |
| Lubbock, TX | 760 | $ 157,240,000 | $ 206,894 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 718 | $ 249,070,000 | $ 346,894 | $ 116,000 |
| Louisville/Jefferson County, KY-IN | 708 | $ 160,550,000 | $ 226,765 | $ 91,929 |
| Spartanburg, SC | 689 | $ 120,675,000 | $ 175,145 | $ 70,000 |
| Fort Worth-Arlington, TX | 646 | $ 176,370,000 | $ 273,018 | $ 101,000 |
| Midland, TX | 539 | $ 154,905,000 | $ 287,393 | $ 119,000 |
| Atlanta-Sandy Springs-Roswell, GA | 536 | $ 143,480,000 | $ 267,686 | $ 108,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 481 | $ 78,365,000 | $ 162,920 | $ 81,000 |
| Raleigh, NC | 473 | $ 141,225,000 | $ 298,572 | $ 114,000 |
| Toledo, OH | 444 | $ 75,940,000 | $ 171,036 | $ 90,000 |
| Columbus, GA-AL | 421 | $ 95,105,000 | $ 225,902 | $ 82,294 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 406 | $ 174,670,000 | $ 430,221 | $ 106,921 |
| New York-Newark, NY | 398 | $ 125,130,000 | $ 314,396 | $ 129,110 |
| Fresno, CA | 341 | $ 87,095,000 | $ 255,410 | $ 112,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 340 | $ 97,520,000 | $ 286,823 | $ 110,000 |
| Greensboro-High Point, NC | 317 | $ 72,675,000 | $ 229,258 | $ 102,000 |
| Kingsport-Bristol-Bristol, TN-VA | 316 | $ 63,510,000 | $ 200,981 | $ 69,395 |
| Greenville-Anderson-Mauldin, SC | 297 | $ 58,345,000 | $ 196,447 | $ 81,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 266 | $ 76,040,000 | $ 285,864 | $ 80,000 |
| Little Rock-North Little Rock-Conway, AR | 265 | $ 61,645,000 | $ 232,622 | $ 105,000 |
| St. Louis, MO-IL | 261 | $ 43,165,000 | $ 165,383 | $ 64,563 |
| Hot Springs, AR | 243 | $ 45,735,000 | $ 188,209 | $ 93,000 |
| Baltimore-Columbia-Towson, MD | 241 | $ 72,275,000 | $ 299,896 | $ 93,000 |
| Boise City, ID | 239 | $ 74,415,000 | $ 311,359 | $ 97,000 |
| Chattanooga, TN-GA | 229 | $ 50,825,000 | $ 221,943 | $ 96,069 |
| Newark, NJ-PA | 214 | $ 64,320,000 | $ 300,560 | $ 141,336 |
| Chicago-Naperville, IL | 211 | $ 58,055,000 | $ 275,142 | $ 125,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 209 | $ 58,405,000 | $ 279,449 | $ 98,000 |
| Johnson City, TN | 204 | $ 47,480,000 | $ 232,745 | $ 80,000 |
| Milwaukee-Waukesha-West Allis, WI | 180 | $ 41,140,000 | $ 228,555 | $ 106,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 179 | $ 44,285,000 | $ 247,402 | $ 90,111 |
| Santa Fe, NM | 174 | $ 60,500,000 | $ 347,701 | $ 157,000 |
| Odessa, TX | 170 | $ 39,380,000 | $ 231,647 | $ 87,000 |
| Birmingham-Hoover, AL | 165 | $ 36,425,000 | $ 220,757 | $ 83,000 |
| Bismarck, ND | 157 | $ 42,245,000 | $ 269,076 | $ 95,000 |
| Las Vegas-Henderson-Paradise, NV | 145 | $ 42,655,000 | $ 294,172 | $ 90,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 140 | $ 62,860,000 | $ 449,000 | $ 161,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 135 | $ 37,565,000 | $ 278,259 | $ 105,000 |
| Denver-Aurora-Lakewood, CO | 130 | $ 48,900,000 | $ 376,153 | $ 107,000 |
| Napa, CA | 129 | $ 61,455,000 | $ 476,395 | $ 139,000 |
| Miami-Miami Beach-Kendall, FL | 125 | $ 40,445,000 | $ 323,560 | $ 159,000 |
| Oakland-Hayward-Berkeley, CA | 122 | $ 53,450,000 | $ 438,114 | $ 139,000 |
| Wichita, KS | 117 | $ 19,975,000 | $ 170,726 | $ 75,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 115 | $ 61,105,000 | $ 531,347 | $ 197,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 114 | $ 31,810,000 | $ 279,035 | $ 94,000 |
| El Centro, CA | 110 | $ 25,170,000 | $ 228,818 | $ 97,000 |
| Orlando-Kissimmee-Sanford, FL | 108 | $ 27,480,000 | $ 254,444 | $ 83,000 |
| Tampa-St. Petersburg-Clearwater, FL | 102 | $ 24,690,000 | $ 242,058 | $ 76,000 |
| Auburn-Opelika, AL | 92 | $ 21,510,000 | $ 233,804 | $ 74,000 |
| Waco, TX | 92 | $ 19,940,000 | $ 216,739 | $ 112,000 |
| El Paso, TX | 89 | $ 19,005,000 | $ 213,539 | $ 79,000 |
| Montgomery County-Bucks County-Chester County, PA | 83 | $ 29,805,000 | $ 359,096 | $ 165,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 83 | $ 24,265,000 | $ 292,349 | $ 88,674 |
| Burlington-South Burlington, VT | 79 | $ 21,925,000 | $ 277,531 | $ 81,000 |
| Stockton-Lodi, CA | 77 | $ 19,505,000 | $ 253,311 | $ 98,000 |
| Killeen-Temple, TX | 75 | $ 16,555,000 | $ 220,733 | $ 80,000 |
| Charlotte-Concord-Gastonia, NC-SC | 73 | $ 22,285,000 | $ 305,273 | $ 101,410 |
| Hartford-West Hartford-East Hartford, CT | 68 | $ 15,150,000 | $ 222,794 | $ 100,000 |
| Warren-Troy-Farmington Hills, MI | 67 | $ 17,545,000 | $ 261,865 | $ 121,000 |
| New Haven-Milford, CT | 66 | $ 12,900,000 | $ 195,454 | $ 93,000 |
| Fargo, ND-MN | 65 | $ 16,465,000 | $ 253,307 | $ 120,784 |
| Racine, WI | 65 | $ 10,605,000 | $ 163,153 | $ 49,000 |
| Cincinnati, OH-KY-IN | 64 | $ 17,550,000 | $ 274,218 | $ 187,125 |
| Bakersfield, CA | 63 | $ 15,585,000 | $ 247,380 | $ 95,000 |
| Cleveland-Elyria, OH | 62 | $ 12,240,000 | $ 197,419 | $ 103,000 |
| New York-Jersey City-White Plains, NY-NJ | 62 | $ 26,380,000 | $ 425,483 | $ 135,709 |
| Palm Bay-Melbourne-Titusville, FL | 62 | $ 15,410,000 | $ 248,548 | $ 82,000 |
| Durham-Chapel Hill, NC | 61 | $ 15,335,000 | $ 251,393 | $ 123,000 |
| Medford, OR | 61 | $ 14,665,000 | $ 240,409 | $ 83,000 |
| Winston-Salem, NC | 61 | $ 12,305,000 | $ 201,721 | $ 81,000 |
| Grand Forks, ND-MN | 59 | $ 12,785,000 | $ 216,694 | $ 76,525 |
| Kansas City, MO-KS | 59 | $ 13,755,000 | $ 233,135 | $ 77,169 |
| Trenton, NJ | 59 | $ 19,205,000 | $ 325,508 | $ 116,000 |
| Tucson, AZ | 59 | $ 15,115,000 | $ 256,186 | $ 133,000 |
| Lake County-Kenosha County, IL-WI | 57 | $ 15,095,000 | $ 264,824 | $ 131,087 |
| Cambridge-Newton-Framingham, MA | 54 | $ 17,170,000 | $ 317,962 | $ 100,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 52 | $ 11,100,000 | $ 213,461 | $ 73,000 |
| Salisbury, MD-DE | 52 | $ 13,700,000 | $ 263,461 | $ 128,846 |
| Jacksonville, FL | 51 | $ 13,625,000 | $ 267,156 | $ 76,000 |
| Washington-Baltimore-Arlington, DC | 51 | $ 19,615,000 | $ 384,607 | $ 114,000 |
| Atlantic City-Hammonton, NJ | 50 | $ 11,260,000 | $ 225,200 | $ 126,000 |
| Boston, MA | 50 | $ 16,410,000 | $ 328,200 | $ 106,000 |
| Knoxville, TN | 50 | $ 12,360,000 | $ 247,200 | $ 83,000 |
| Ocean City, NJ | 50 | $ 12,390,000 | $ 247,800 | $ 107,000 |
| Columbia, SC | 48 | $ 10,850,000 | $ 226,041 | $ 98,000 |
| Muskegon, MI | 48 | $ 8,730,000 | $ 181,875 | $ 70,000 |
| Pittsburgh, PA | 47 | $ 11,145,000 | $ 237,127 | $ 116,000 |
| College Station-Bryan, TX | 44 | $ 9,170,000 | $ 208,409 | $ 107,000 |
| Fayetteville, NC | 43 | $ 9,005,000 | $ 209,418 | $ 64,000 |
| Indianapolis-Carmel-Anderson, IN | 43 | $ 9,345,000 | $ 217,325 | $ 143,000 |
| Pueblo, CO | 43 | $ 10,875,000 | $ 252,906 | $ 66,000 |
| Camden, NJ | 42 | $ 9,420,000 | $ 224,285 | $ 82,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 42 | $ 13,400,000 | $ 319,047 | $ 111,071 |
| North Port-Sarasota-Bradenton, FL | 40 | $ 11,240,000 | $ 281,000 | $ 134,000 |
| Philadelphia, PA | 40 | $ 10,270,000 | $ 256,750 | $ 112,000 |
| Monroe, MI | 39 | $ 8,485,000 | $ 217,564 | $ 96,000 |
| Vallejo-Fairfield, CA | 39 | $ 12,355,000 | $ 316,794 | $ 106,000 |
| Beaumont-Port Arthur, TX | 38 | $ 9,190,000 | $ 241,842 | $ 97,000 |
| Cape Coral-Fort Myers, FL | 38 | $ 9,860,000 | $ 259,473 | $ 81,000 |
| San Francisco-Redwood City-South San Francisco, CA | 36 | $ 21,310,000 | $ 591,944 | $ 199,000 |
| Lakeland-Winter Haven, FL | 34 | $ 7,910,000 | $ 232,647 | $ 53,000 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 8,440,000 | $ 263,750 | $ 90,000 |
| Oklahoma City, OK | 32 | $ 8,590,000 | $ 268,437 | $ 93,000 |
| Crestview-Fort Walton Beach-Destin, FL | 31 | $ 9,855,000 | $ 317,903 | $ 85,000 |
| Elgin, IL | 30 | $ 6,810,000 | $ 227,000 | $ 107,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 29 | $ 6,595,000 | $ 227,413 | $ 68,482 |
| Lansing-East Lansing, MI | 29 | $ 6,315,000 | $ 217,758 | $ 73,000 |
| Naples-Immokalee-Marco Island, FL | 28 | $ 8,160,000 | $ 291,428 | $ 109,000 |
| Port St. Lucie, FL | 28 | $ 6,400,000 | $ 228,571 | $ 64,000 |
| Clarksville, TN-KY | 26 | $ 7,080,000 | $ 272,307 | $ 73,538 |
| Seattle-Bellevue-Everett, WA | 26 | $ 11,590,000 | $ 445,769 | $ 105,000 |
| Morristown, TN | 25 | $ 5,695,000 | $ 227,800 | $ 85,000 |
| Salt Lake City, UT | 25 | $ 7,815,000 | $ 312,600 | $ 99,000 |
| York-Hanover, PA | 25 | $ 4,625,000 | $ 185,000 | $ 84,000 |
| Modesto, CA | 24 | $ 8,400,000 | $ 350,000 | $ 103,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 6,450,000 | $ 268,750 | $ 70,000 |
| Richmond, VA | 24 | $ 6,220,000 | $ 259,166 | $ 86,000 |
| Worcester, MA-CT | 24 | $ 5,070,000 | $ 211,250 | $ 77,166 |
| Sherman-Denison, TX | 23 | $ 5,155,000 | $ 224,130 | $ 85,000 |
| Wilmington, DE-MD-NJ | 23 | $ 6,045,000 | $ 262,826 | $ 104,217 |
| Akron, OH | 22 | $ 4,180,000 | $ 190,000 | $ 98,000 |
| Detroit-Dearborn-Livonia, MI | 22 | $ 4,240,000 | $ 192,727 | $ 55,000 |
| Madera, CA | 22 | $ 6,140,000 | $ 279,090 | $ 103,000 |
| Winchester, VA-WV | 22 | $ 5,030,000 | $ 228,636 | $ 79,000 |
| Kalamazoo-Portage, MI | 21 | $ 5,015,000 | $ 238,809 | $ 63,000 |
| Madison, WI | 21 | $ 5,825,000 | $ 277,380 | $ 141,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 21 | $ 5,265,000 | $ 250,714 | $ 118,714 |
| Providence-Warwick, RI-MA | 21 | $ 5,405,000 | $ 257,380 | $ 74,285 |
| Santa Maria-Santa Barbara, CA | 21 | $ 9,525,000 | $ 453,571 | $ 150,000 |
| Columbus, OH | 20 | $ 4,840,000 | $ 242,000 | $ 132,000 |
| Corpus Christi, TX | 20 | $ 5,180,000 | $ 259,000 | $ 138,000 |
| Tacoma-Lakewood, WA | 20 | $ 7,760,000 | $ 388,000 | $ 51,000 |
| Amarillo, TX | 19 | $ 5,415,000 | $ 285,000 | $ 254,000 |
| Greeley, CO | 19 | $ 6,755,000 | $ 355,526 | $ 82,000 |
| Panama City, FL | 19 | $ 5,105,000 | $ 268,684 | $ 90,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 5,105,000 | $ 268,684 | $ 75,000 |
| San Angelo, TX | 19 | $ 4,345,000 | $ 228,684 | $ 82,000 |
| Santa Rosa, CA | 18 | $ 7,520,000 | $ 417,777 | $ 137,000 |
| Wichita Falls, TX | 18 | $ 3,440,000 | $ 191,111 | $ 68,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 17 | $ 7,045,000 | $ 414,411 | $ 143,000 |
| Sioux Falls, SD | 17 | $ 3,805,000 | $ 223,823 | $ 100,000 |
| Springfield, MA | 17 | $ 3,855,000 | $ 226,764 | $ 93,000 |
| Jefferson City, MO | 16 | $ 2,720,000 | $ 170,000 | $ 38,000 |
| Niles-Benton Harbor, MI | 16 | $ 3,890,000 | $ 243,125 | $ 97,000 |
| Lincoln, NE | 15 | $ 3,235,000 | $ 215,666 | $ 77,000 |
| South Bend-Mishawaka, IN-MI | 15 | $ 3,155,000 | $ 210,333 | $ 65,400 |
| Springfield, MO | 15 | $ 2,955,000 | $ 197,000 | $ 70,000 |
| Wilmington, NC | 15 | $ 3,245,000 | $ 216,333 | $ 112,000 |
| Elizabethtown-Fort Knox, KY | 14 | $ 2,700,000 | $ 192,857 | $ 71,000 |
| Flint, MI | 14 | $ 2,590,000 | $ 185,000 | $ 68,000 |
| Gary, IN | 14 | $ 3,180,000 | $ 227,142 | $ 91,000 |
| Ogden-Clearfield, UT | 14 | $ 4,460,000 | $ 318,571 | $ 85,000 |
| Reno, NV | 14 | $ 3,630,000 | $ 259,285 | $ 79,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 6,580,000 | $ 470,000 | $ 195,000 |
| Abilene, TX | 13 | $ 3,355,000 | $ 258,076 | $ 148,000 |
| Albuquerque, NM | 13 | $ 2,585,000 | $ 198,846 | $ 51,000 |
| Bremerton-Silverdale, WA | 13 | $ 4,685,000 | $ 360,384 | $ 72,000 |
| Chico, CA | 13 | $ 3,435,000 | $ 264,230 | $ 78,000 |
| McAllen-Edinburg-Mission, TX | 13 | $ 2,535,000 | $ 195,000 | $ 76,000 |
| Merced, CA | 13 | $ 2,975,000 | $ 228,846 | $ 95,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 3,120,000 | $ 260,000 | $ 82,000 |
| Ocala, FL | 12 | $ 2,500,000 | $ 208,333 | $ 96,000 |
| Fort Collins, CO | 11 | $ 3,375,000 | $ 306,818 | $ 123,000 |
| Huntington-Ashland, WV-KY-OH | 11 | $ 1,745,000 | $ 158,636 | $ 76,000 |
| Memphis, TN-MS-AR | 11 | $ 2,515,000 | $ 228,636 | $ 121,000 |
| Provo-Orem, UT | 11 | $ 3,675,000 | $ 334,090 | $ 177,000 |
| Barnstable Town, MA | 10 | $ 2,640,000 | $ 264,000 | $ 128,000 |
| Huntsville, AL | 10 | $ 2,610,000 | $ 261,000 | $ 97,000 |
| Salinas, CA | 10 | $ 4,460,000 | $ 446,000 | $ 252,000 |
| Savannah, GA | 10 | $ 2,350,000 | $ 235,000 | $ 94,000 |
| Visalia-Porterville, CA | 10 | $ 2,240,000 | $ 224,000 | $ 51,000 |
| Warner Robins, GA | 10 | $ 2,040,000 | $ 204,000 | $ 84,000 |
| Boulder, CO | 9 | $ 3,815,000 | $ 423,888 | $ 110,000 |
| Burlington, NC | 9 | $ 1,725,000 | $ 191,666 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 2,425,000 | $ 269,444 | $ 158,000 |
| Flagstaff, AZ | 9 | $ 3,235,000 | $ 359,444 | $ 179,000 |
| Jacksonville, NC | 9 | $ 1,855,000 | $ 206,111 | $ 75,000 |
| Las Cruces, NM | 9 | $ 2,075,000 | $ 230,555 | $ 111,000 |
| Lynchburg, VA | 9 | $ 2,185,000 | $ 242,777 | $ 123,000 |
| Olympia-Tumwater, WA | 9 | $ 2,955,000 | $ 328,333 | $ 64,000 |
| Punta Gorda, FL | 9 | $ 2,195,000 | $ 243,888 | $ 74,000 |
| San Rafael, CA | 9 | $ 5,575,000 | $ 619,444 | $ 214,000 |
| St. George, UT | 9 | $ 2,635,000 | $ 292,777 | $ 102,000 |
| Tyler, TX | 9 | $ 2,415,000 | $ 268,333 | $ 135,000 |
| Cleveland, TN | 8 | $ 1,880,000 | $ 235,000 | $ 138,000 |
| East Stroudsburg, PA | 8 | $ 1,470,000 | $ 183,750 | $ 59,000 |
| Nassau County-Suffolk County, NY | 8 | $ 4,360,000 | $ 545,000 | $ 241,000 |
| Norwich-New London, CT | 8 | $ 1,450,000 | $ 181,250 | $ 108,000 |
| Salem, OR | 8 | $ 2,280,000 | $ 285,000 | $ 34,000 |
| Staunton-Waynesboro, VA | 8 | $ 1,720,000 | $ 215,000 | $ 59,000 |
| Ann Arbor, MI | 7 | $ 1,775,000 | $ 253,571 | $ 122,000 |
| Baton Rouge, LA | 7 | $ 2,235,000 | $ 319,285 | $ 95,000 |
| California-Lexington Park, MD | 7 | $ 2,365,000 | $ 337,857 | $ 25,000 |
| Dalton, GA | 7 | $ 1,225,000 | $ 175,000 | $ 64,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,315,000 | $ 187,857 | $ 73,000 |
| Sumter, SC | 7 | $ 1,405,000 | $ 200,714 | $ 113,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 1,720,000 | $ 286,666 | $ 55,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,450,000 | $ 241,666 | $ 121,000 |
| Homosassa Springs, FL | 6 | $ 1,450,000 | $ 241,666 | $ 78,000 |
| Jonesboro, AR | 6 | $ 1,260,000 | $ 210,000 | $ 105,000 |
| Lafayette, LA | 6 | $ 1,030,000 | $ 171,666 | $ 93,000 |
| Lafayette-West Lafayette, IN | 6 | $ 990,000 | $ 165,000 | $ 113,000 |
| Longview, TX | 6 | $ 1,390,000 | $ 231,666 | $ 76,000 |
| Montgomery, AL | 6 | $ 1,320,000 | $ 220,000 | $ 115,000 |
| Roanoke, VA | 6 | $ 1,410,000 | $ 235,000 | $ 210,000 |
| Saginaw, MI | 6 | $ 820,000 | $ 136,666 | $ 48,000 |
| Sebring, FL | 6 | $ 1,100,000 | $ 183,333 | $ 83,000 |
| Tallahassee, FL | 6 | $ 1,520,000 | $ 253,333 | $ 92,000 |
| Yuba City, CA | 6 | $ 1,380,000 | $ 230,000 | $ 133,000 |
| Athens-Clarke County, GA | 5 | $ 1,295,000 | $ 259,000 | $ 93,000 |
| Cape Girardeau, MO-IL | 5 | $ 1,015,000 | $ 203,000 | $ 17,000 |
| Charlottesville, VA | 5 | $ 1,145,000 | $ 229,000 | $ 120,000 |
| Dover, DE | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| Gettysburg, PA | 5 | $ 975,000 | $ 195,000 | $ 34,000 |
| Harrisonburg, VA | 5 | $ 1,815,000 | $ 363,000 | $ 119,000 |
| Jackson, MI | 5 | $ 935,000 | $ 187,000 | $ 85,000 |
| New Orleans-Metairie, LA | 5 | $ 1,505,000 | $ 301,000 | $ 106,000 |
| Tulsa, OK | 5 | $ 1,235,000 | $ 247,000 | $ 116,000 |
| Tuscaloosa, AL | 5 | $ 865,000 | $ 173,000 | $ 441,000 |
| Vineland-Bridgeton, NJ | 5 | $ 935,000 | $ 187,000 | $ 38,000 |
| Asheville, NC | 4 | $ 1,320,000 | $ 330,000 | $ 243,000 |
| Bend-Redmond, OR | 4 | $ 1,160,000 | $ 290,000 | $ 103,000 |
| Carson City, NV | 4 | $ 870,000 | $ 217,500 | $ 74,000 |
| Columbia, MO | 4 | $ 820,000 | $ 205,000 | $ 42,000 |
| Des Moines-West Des Moines, IA | 4 | $ 870,000 | $ 217,500 | $ 108,000 |
| Dothan, AL | 4 | $ 1,120,000 | $ 280,000 | $ 110,000 |
| Evansville, IN-KY | 4 | $ 560,000 | $ 140,000 | $ 43,500 |
| Florence, SC | 4 | $ 1,000,000 | $ 250,000 | $ 84,000 |
| Fort Wayne, IN | 4 | $ 610,000 | $ 152,500 | $ 34,000 |
| Grants Pass, OR | 4 | $ 850,000 | $ 212,500 | $ 55,000 |
| Hanford-Corcoran, CA | 4 | $ 890,000 | $ 222,500 | $ 21,000 |
| Lake Charles, LA | 4 | $ 790,000 | $ 197,500 | $ 0 |
| Macon-Bibb County, GA | 4 | $ 720,000 | $ 180,000 | $ 128,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Twin Falls, ID | 4 | $ 950,000 | $ 237,500 | $ 61,000 |
| Alexandria, LA | 3 | $ 655,000 | $ 218,333 | $ 32,000 |
| Appleton, WI | 3 | $ 715,000 | $ 238,333 | $ 82,000 |
| Battle Creek, MI | 3 | $ 935,000 | $ 311,666 | $ 54,000 |
| Duluth, MN-WI | 3 | $ 895,000 | $ 298,333 | $ 78,000 |
| Eugene, OR | 3 | $ 965,000 | $ 321,666 | $ 67,000 |
| Gainesville, FL | 3 | $ 585,000 | $ 195,000 | $ 43,000 |
| Gainesville, GA | 3 | $ 555,000 | $ 185,000 | $ 47,000 |
| Goldsboro, NC | 3 | $ 465,000 | $ 155,000 | $ 68,000 |
| Greenville, NC | 3 | $ 635,000 | $ 211,666 | $ 181,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 545,000 | $ 181,666 | $ 55,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,265,000 | $ 421,666 | $ 210,000 |
| Rocky Mount, NC | 3 | $ 635,000 | $ 211,666 | $ 52,000 |
| Spokane-Spokane Valley, WA | 3 | $ 685,000 | $ 228,333 | $ 15,000 |
| The Villages, FL | 3 | $ 655,000 | $ 218,333 | $ 124,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 325,000 | $ 108,333 | $ 59,000 |
| Yuma, AZ | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Albany, GA | 2 | $ 420,000 | $ 210,000 | $ 36,000 |
| Anchorage, AK | 2 | $ 510,000 | $ 255,000 | $ 54,000 |
| Bellingham, WA | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Bloomington, IN | 2 | $ 390,000 | $ 195,000 | $ 110,000 |
| Bloomsburg-Berwick, PA | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Bowling Green, KY | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Coeur D'Alene, ID | 2 | $ 1,210,000 | $ 605,000 | $ 172,000 |
| Corvallis, OR | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Cumberland, MD-WV | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Decatur, AL | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| Elkhart-Goshen, IN | 2 | $ 580,000 | $ 290,000 | $ 78,000 |
| Fond Du Lac, WI | 2 | $ 410,000 | $ 205,000 | $ 123,000 |
| Fort Smith, AR-OK | 2 | $ 390,000 | $ 195,000 | $ 81,500 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Harrisburg-Carlisle, PA | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Idaho Falls, ID | 2 | $ 600,000 | $ 300,000 | $ 91,000 |
| Janesville-Beloit, WI | 2 | $ 330,000 | $ 165,000 | $ 49,000 |
| Lancaster, PA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Longview, WA | 2 | $ 970,000 | $ 485,000 | $ 142,000 |
| Manhattan, KS | 2 | $ 650,000 | $ 325,000 | $ 33,000 |
| Oshkosh-Neenah, WI | 2 | $ 380,000 | $ 190,000 | $ 168,000 |
| Owensboro, KY | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Rockford, IL | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Rome, GA | 2 | $ 740,000 | $ 370,000 | $ 91,000 |
| Sheboygan, WI | 2 | $ 370,000 | $ 185,000 | $ 142,000 |
| State College, PA | 2 | $ 320,000 | $ 160,000 | $ 31,000 |
| Terre Haute, IN | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| Topeka, KS | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| Victoria, TX | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Altoona, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bay City, MI | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Canton-Massillon, OH | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Casper, WY | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Enid, OK | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Erie, PA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Green Bay, WI | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Hammond, LA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hinesville, GA | 1 | $ 195,000 | $ 195,000 | $ 3,000 |
| Jackson, TN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Joplin, MO | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 415,000 | $ 415,000 | $ 88,000 |
| Laredo, TX | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Lawton, OK | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lebanon, PA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Logan, UT-ID | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 545,000 | $ 545,000 | $ 141,000 |
| Mansfield, OH | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Michigan City-La Porte, IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Midland, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mobile, AL | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Muncie, IN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| New Bern, NC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Peoria, IL | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Pine Bluff, AR | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Reading, PA | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Rochester, MN | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Shreveport-Bossier City, LA | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Springfield, IL | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| St. Cloud, MN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Valdosta, GA | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Wausau, WI | 1 | $ 205,000 | $ 205,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 20,872 | $5,482,120,000 | $262,000 | $2,945,000 | $103,000 | $5,519,000 |
| Refinancing | 10,026 | $2,949,030,000 | $294,000 | $2,505,000 | $105,000 | $3,984,000 |
| Cash-out Refinancing | 7,913 | $2,345,005,000 | $296,000 | $1,685,000 | $114,000 | $1,625,000 |
| Home Improvement | 45 | $13,185,000 | $293,000 | $735,000 | $165,000 | $2,712,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,499 | $6,728,605,000 | $274,000 | $2,505,000 | $109,000 | $2,719,000 |
| Not Provided | 6,034 | $1,801,600,000 | $298,000 | $1,845,000 | $111,000 | $1,934,000 |
| Hispanic | 4,385 | $1,155,755,000 | $263,000 | $2,945,000 | $89,000 | $5,519,000 |
| Black or African American | 2,464 | $633,390,000 | $257,000 | $1,605,000 | $81,000 | $753,000 |
| Asian | 1,251 | $406,235,000 | $324,000 | $1,205,000 | $130,000 | $3,984,000 |
| American Indian or Alaskan Native | 144 | $37,400,000 | $259,000 | $715,000 | $79,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $19,725,000 | $334,000 | $925,000 | $119,000 | $340,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,798 | $6,935,950,000 | $279,000 | $2,945,000 | $126,000 | $5,519,000 |
| VA-guaranteed (Veterans Administration) | 6,963 | $2,248,995,000 | $322,000 | $2,505,000 | $67,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 6,437 | $1,497,015,000 | $232,000 | $1,085,000 | $69,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 658 | $107,380,000 | $163,000 | $415,000 | $54,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,263 | $7,833,495,000 | $277,000 | $2,505,000 | $105,000 | $2,668,000 |
| Application Withdrawn By Applicant | 5,205 | $1,412,245,000 | $271,000 | $2,945,000 | $112,000 | $5,519,000 |
| Application Denied By Financial Institution | 2,280 | $645,830,000 | $283,000 | $1,815,000 | $100,000 | $3,984,000 |
| Application Approved But Not Accepted | 2,250 | $652,950,000 | $290,000 | $1,655,000 | $107,000 | $2,712,000 |
| File Closed For Incompleteness | 715 | $197,045,000 | $275,000 | $2,505,000 | $115,000 | $1,310,000 |
| Preapproval Approved but not Accepted | 115 | $39,765,000 | $345,000 | $1,325,000 | $101,000 | $483,000 |
| Preapproval Denied by Financial Institution | 28 | $8,010,000 | $286,000 | $1,005,000 | $87,000 | $230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 36,548 | $10,135,500,000 | $277,000 | $2,945,000 | $106,000 | $5,519,000 |
| Credit Application Incomplete | 884 | $275,230,000 | $311,000 | $1,385,000 | $111,000 | $3,984,000 |
| Credit History | 432 | $113,030,000 | $261,000 | $1,485,000 | $82,000 | $1,200,000 |
| Debt-To-Income Ratio | 339 | $96,725,000 | $285,000 | $1,605,000 | $77,000 | $392,000 |
| Collateral | 292 | $66,430,000 | $227,000 | $1,035,000 | $90,000 | $386,000 |
| Employment History | 129 | $32,075,000 | $248,000 | $1,095,000 | $98,000 | $539,000 |
| Unverifiable Information | 110 | $32,520,000 | $295,000 | $1,815,000 | $115,000 | $1,654,000 |
| Other | 79 | $28,005,000 | $354,000 | $1,105,000 | $209,000 | $2,902,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $7,875,000 | $225,000 | $385,000 | $99,000 | $387,000 |
| Mortgage Insurance Denied | 8 | $1,950,000 | $243,000 | $525,000 | $62,000 | $139,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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